CLEARWATER ANALYTICS HDS-A (CWAN)
US1851231068 - Common Stock
Overall CWAN gets a fundamental rating of 5 out of 10. We evaluated CWAN against 276 industry peers in the Software industry. No worries on liquidiy or solvency for CWAN as it has an excellent financial health rating, but there are worries on the profitability. CWAN shows excellent growth, but is valued quite expensive already.
1. Profitability
1.1 Basic Checks
CWAN had positive earnings in the past year.
In the past year CWAN had a positive cash flow from operations.
In the past 5 years CWAN reported 4 times negative net income.
In multiple years CWAN reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of CWAN (-3.87%) is comparable to the rest of the industry.
The Return On Equity of CWAN (-6.10%) is better than 62.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.87% | ||
| ROE | -6.1% | ||
| ROIC | N/A |
ROA(3y)-2.64%
ROA(5y)-6.82%
ROE(3y)-4.41%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Gross Margin value of 70.90%, CWAN is doing good in the industry, outperforming 60.58% of the companies in the same industry.
In the last couple of years the Gross Margin of CWAN has remained more or less at the same level.
The Profit Margin and Operating Margin are not available for CWAN so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 70.9% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.33%
GM growth 5YN/A
2. Health
2.1 Basic Checks
CWAN does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CWAN has been increased compared to 1 year ago.
Compared to 1 year ago, CWAN has an improved debt to assets ratio.
2.2 Solvency
CWAN has an Altman-Z score of 13.21. This indicates that CWAN is financially healthy and has little risk of bankruptcy at the moment.
CWAN has a Altman-Z score of 13.21. This is amongst the best in the industry. CWAN outperforms 92.70% of its industry peers.
The Debt to FCF ratio of CWAN is 0.62, which is an excellent value as it means it would take CWAN, only 0.62 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 0.62, CWAN is doing good in the industry, outperforming 79.20% of the companies in the same industry.
CWAN has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
CWAN's Debt to Equity ratio of 0.13 is in line compared to the rest of the industry. CWAN outperforms 52.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 0.62 | ||
| Altman-Z | 13.21 |
ROIC/WACCN/A
WACC9.87%
2.3 Liquidity
A Current Ratio of 5.15 indicates that CWAN has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 5.15, CWAN belongs to the top of the industry, outperforming 88.69% of the companies in the same industry.
CWAN has a Quick Ratio of 5.15. This indicates that CWAN is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 5.15, CWAN belongs to the top of the industry, outperforming 89.05% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.15 | ||
| Quick Ratio | 5.15 |
3. Growth
3.1 Past
CWAN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 47.83%, which is quite impressive.
Looking at the last year, CWAN shows a very strong growth in Revenue. The Revenue has grown by 21.34%.
CWAN shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 21.91% yearly.
EPS 1Y (TTM)47.83%
EPS 3YN/A
EPS 5YN/A
EPS growth Q2Q42.86%
Revenue 1Y (TTM)21.34%
Revenue growth 3Y21.91%
Revenue growth 5YN/A
Revenue growth Q2Q19.75%
3.2 Future
Based on estimates for the next years, CWAN will show a very strong growth in Earnings Per Share. The EPS will grow by 24.93% on average per year.
Based on estimates for the next years, CWAN will show a quite strong growth in Revenue. The Revenue will grow by 18.46% on average per year.
EPS Next Y24.64%
EPS Next 2Y22.81%
EPS Next 3Y24.93%
EPS Next 5YN/A
Revenue Next Year18.14%
Revenue Next 2Y18.6%
Revenue Next 3Y18.46%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 51.97, CWAN can be considered very expensive at the moment.
64.60% of the companies in the same industry are more expensive than CWAN, based on the Price/Earnings ratio.
CWAN's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 28.28.
The Price/Forward Earnings ratio is 41.70, which means the current valuation is very expensive for CWAN.
CWAN's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CWAN is cheaper than 62.77% of the companies in the same industry.
CWAN is valuated expensively when we compare the Price/Forward Earnings ratio to 20.88, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.97 | ||
| Fwd PE | 41.7 |
4.2 Price Multiples
CWAN's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CWAN is cheaper than 60.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 54.94 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as CWAN's earnings are expected to grow with 24.93% in the coming years.
PEG (NY)2.11
PEG (5Y)N/A
EPS Next 2Y22.81%
EPS Next 3Y24.93%
5. Dividend
5.1 Amount
No dividends for CWAN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
CLEARWATER ANALYTICS HDS-A
NYSE:CWAN (5/3/2024, 6:00:00 PM)
After market: 17.67 0 (0%)17.67
+0.49 (+2.85%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap4.34B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
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EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
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Revenue beat(4)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 51.97 | ||
| Fwd PE | 41.7 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)2.11
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.87% | ||
| ROE | -6.1% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 70.9% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.66
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 5.15 | ||
| Quick Ratio | 5.15 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)47.83%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y24.64%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)21.34%
Revenue growth 3Y21.91%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y