CARVANA CO (CVNA) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:CVNA • US1468691027

366.355 USD
-26.68 (-6.79%)
Last: Feb 5, 2026, 11:03 AM
Fundamental Rating

5

Overall CVNA gets a fundamental rating of 5 out of 10. We evaluated CVNA against 121 industry peers in the Specialty Retail industry. CVNA has only an average score on both its financial health and profitability. CVNA is valued quite expensively, but it does show have an excellent growth rating. These ratings could make CVNA a good candidate for growth investing.


Dividend Valuation Growth Profitability Health

5

1. Profitability

1.1 Basic Checks

  • In the past year CVNA was profitable.
  • In the past year CVNA had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: CVNA reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: CVNA reported negative operating cash flow in multiple years.
CVNA Yearly Net Income VS EBIT VS OCF VS FCFCVNA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -1B -2B -3B

1.2 Ratios

  • CVNA has a better Return On Assets (6.38%) than 75.21% of its industry peers.
  • With an excellent Return On Equity value of 27.60%, CVNA belongs to the best of the industry, outperforming 86.78% of the companies in the same industry.
  • CVNA has a Return On Invested Capital of 17.57%. This is amongst the best in the industry. CVNA outperforms 85.95% of its industry peers.
Industry RankSector Rank
ROA 6.38%
ROE 27.6%
ROIC 17.57%
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CVNA Yearly ROA, ROE, ROICCVNA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 200 300

1.3 Margins

  • Looking at the Profit Margin, with a value of 3.44%, CVNA is in the better half of the industry, outperforming 71.07% of the companies in the same industry.
  • Looking at the Operating Margin, with a value of 9.40%, CVNA belongs to the top of the industry, outperforming 80.99% of the companies in the same industry.
  • CVNA has a Gross Margin of 21.37%. This is in the lower half of the industry: CVNA underperforms 78.51% of its industry peers.
  • CVNA's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 9.4%
PM (TTM) 3.44%
GM 21.37%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
CVNA Yearly Profit, Operating, Gross MarginsCVNA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20 -20

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6

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CVNA is creating value.
  • Compared to 1 year ago, CVNA has more shares outstanding
  • Compared to 5 years ago, CVNA has more shares outstanding
  • Compared to 1 year ago, CVNA has an improved debt to assets ratio.
CVNA Yearly Shares OutstandingCVNA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
CVNA Yearly Total Debt VS Total AssetsCVNA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B

2.2 Solvency

  • CVNA has an Altman-Z score of 9.65. This indicates that CVNA is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of CVNA (9.65) is better than 97.52% of its industry peers.
  • CVNA has a debt to FCF ratio of 9.53. This is a negative value and a sign of low solvency as CVNA would need 9.53 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 9.53, CVNA is in line with its industry, outperforming 55.37% of the companies in the same industry.
  • CVNA has a Debt/Equity ratio of 2.14. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 2.14, CVNA is not doing good in the industry: 69.42% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.14
Debt/FCF 9.53
Altman-Z 9.65
ROIC/WACC1.83
WACC9.58%
CVNA Yearly LT Debt VS Equity VS FCFCVNA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B 4B 6B

2.3 Liquidity

  • CVNA has a Current Ratio of 4.05. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 4.05, CVNA belongs to the top of the industry, outperforming 93.39% of the companies in the same industry.
  • CVNA has a Quick Ratio of 2.55. This indicates that CVNA is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 2.55, CVNA belongs to the top of the industry, outperforming 91.74% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 4.05
Quick Ratio 2.55
CVNA Yearly Current Assets VS Current LiabilitesCVNA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

8

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 43700.00% over the past year.
  • Looking at the last year, CVNA shows a very strong growth in Revenue. The Revenue has grown by 45.55%.
  • CVNA shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 28.25% yearly.
EPS 1Y (TTM)43700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%60.94%
Revenue 1Y (TTM)45.55%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%54.5%

3.2 Future

  • Based on estimates for the next years, CVNA will show a very strong growth in Earnings Per Share. The EPS will grow by 49.29% on average per year.
  • CVNA is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 27.94% yearly.
EPS Next Y234.73%
EPS Next 2Y113.36%
EPS Next 3Y86.22%
EPS Next 5Y49.29%
Revenue Next Year48.5%
Revenue Next 2Y37.78%
Revenue Next 3Y33.03%
Revenue Next 5Y27.94%

3.3 Evolution

  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
CVNA Yearly Revenue VS EstimatesCVNA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 50B 100B
CVNA Yearly EPS VS EstimatesCVNA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 5 -5 10 -10

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 83.64, which means the current valuation is very expensive for CVNA.
  • The rest of the industry has a similar Price/Earnings ratio as CVNA.
  • CVNA is valuated expensively when we compare the Price/Earnings ratio to 28.25, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 51.26, the valuation of CVNA can be described as expensive.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CVNA is on the same level as its industry peers.
  • When comparing the Price/Forward Earnings ratio of CVNA to the average of the S&P500 Index (27.50), we can say CVNA is valued expensively.
Industry RankSector Rank
PE 83.64
Fwd PE 51.26
CVNA Price Earnings VS Forward Price EarningsCVNA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • CVNA's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. CVNA is more expensive than 66.94% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CVNA.
Industry RankSector Rank
P/FCF 145.97
EV/EBITDA 44.31
CVNA Per share dataCVNA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80

4.3 Compensation for Growth

  • CVNA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CVNA's earnings are expected to grow with 86.22% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.36
PEG (5Y)N/A
EPS Next 2Y113.36%
EPS Next 3Y86.22%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CVNA!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

CARVANA CO

NYSE:CVNA (2/5/2026, 11:03:59 AM)

366.355

-26.68 (-6.79%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)10-29
Earnings (Next)02-18
Inst Owners98.05%
Inst Owner Change1.99%
Ins Owners2.14%
Ins Owner Change-1.03%
Market Cap79.70B
Revenue(TTM)18.27B
Net Income(TTM)629.00M
Analysts81.21
Price Target457.1 (24.77%)
Short Float %12.11%
Short Ratio3.79
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.28%
Min EPS beat(2)-19.89%
Max EPS beat(2)13.33%
EPS beat(4)3
Avg EPS beat(4)53.73%
Min EPS beat(4)-19.89%
Max EPS beat(4)130.76%
EPS beat(8)6
Avg EPS beat(8)97.4%
EPS beat(12)10
Avg EPS beat(12)84.87%
EPS beat(16)10
Avg EPS beat(16)52.77%
Revenue beat(2)2
Avg Revenue beat(2)6.22%
Min Revenue beat(2)3.4%
Max Revenue beat(2)9.04%
Revenue beat(4)4
Avg Revenue beat(4)5.4%
Min Revenue beat(4)3.4%
Max Revenue beat(4)9.04%
Revenue beat(8)7
Avg Revenue beat(8)4.34%
Revenue beat(12)8
Avg Revenue beat(12)2.72%
Revenue beat(16)10
Avg Revenue beat(16)1.45%
PT rev (1m)1.97%
PT rev (3m)7.35%
EPS NQ rev (1m)3.93%
EPS NQ rev (3m)11.69%
EPS NY rev (1m)0.48%
EPS NY rev (3m)4.93%
Revenue NQ rev (1m)0.92%
Revenue NQ rev (3m)9.11%
Revenue NY rev (1m)0.32%
Revenue NY rev (3m)5.38%
Valuation
Industry RankSector Rank
PE 83.64
Fwd PE 51.26
P/S 4.36
P/FCF 145.97
P/OCF 119.66
P/B 34.97
P/tB 35.56
EV/EBITDA 44.31
EPS(TTM)4.38
EY1.2%
EPS(NY)7.15
Fwd EY1.95%
FCF(TTM)2.51
FCFY0.69%
OCF(TTM)3.06
OCFY0.84%
SpS83.97
BVpS10.48
TBVpS10.3
PEG (NY)0.36
PEG (5Y)N/A
Graham Number32.13
Profitability
Industry RankSector Rank
ROA 6.38%
ROE 27.6%
ROCE 20.67%
ROIC 17.57%
ROICexc 23.6%
ROICexgc 23.75%
OM 9.4%
PM (TTM) 3.44%
GM 21.37%
FCFM 2.99%
ROA(3y)-3.14%
ROA(5y)-3.39%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y11.8%
GM growth 5Y10.37%
F-Score8
Asset Turnover1.85
Health
Industry RankSector Rank
Debt/Equity 2.14
Debt/FCF 9.53
Debt/EBITDA 2.45
Cap/Depr 42.86%
Cap/Sales 0.66%
Interest Coverage 5.04
Cash Conversion 33.35%
Profit Quality 86.8%
Current Ratio 4.05
Quick Ratio 2.55
Altman-Z 9.65
F-Score8
WACC9.58%
ROIC/WACC1.83
Cap/Depr(3y)83.57%
Cap/Depr(5y)253.76%
Cap/Sales(3y)1.75%
Cap/Sales(5y)3.2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)43700%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%60.94%
EPS Next Y234.73%
EPS Next 2Y113.36%
EPS Next 3Y86.22%
EPS Next 5Y49.29%
Revenue 1Y (TTM)45.55%
Revenue growth 3Y2.19%
Revenue growth 5Y28.25%
Sales Q2Q%54.5%
Revenue Next Year48.5%
Revenue Next 2Y37.78%
Revenue Next 3Y33.03%
Revenue Next 5Y27.94%
EBIT growth 1Y147.76%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year132.01%
EBIT Next 3Y57.12%
EBIT Next 5Y41.43%
FCF growth 1Y215.61%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y119.8%
OCF growth 3YN/A
OCF growth 5YN/A

CARVANA CO / CVNA FAQ

What is the fundamental rating for CVNA stock?

ChartMill assigns a fundamental rating of 5 / 10 to CVNA.


Can you provide the valuation status for CARVANA CO?

ChartMill assigns a valuation rating of 3 / 10 to CARVANA CO (CVNA). This can be considered as Overvalued.


What is the profitability of CVNA stock?

CARVANA CO (CVNA) has a profitability rating of 5 / 10.


What is the financial health of CARVANA CO (CVNA) stock?

The financial health rating of CARVANA CO (CVNA) is 6 / 10.


How sustainable is the dividend of CARVANA CO (CVNA) stock?

The dividend rating of CARVANA CO (CVNA) is 0 / 10 and the dividend payout ratio is 0%.