CAVCO INDUSTRIES INC (CVCO) Stock Fundamental Analysis
NASDAQ:CVCO • US1495681074
563.4 USD
+0.28 (+0.05%)
At close: Mar 3, 2026
563.4 USD
0 (0%)
After Hours: 3/3/2026, 8:03:51 PM
We assign a fundamental rating of 6 out of 10 to CVCO. CVCO was compared to 60 industry peers in the Household Durables industry. Both the health and profitability get an excellent rating, making CVCO a very profitable company, without any liquidiy or solvency issues. CVCO is valied quite expensively at the moment, while it does show a decent growth rate. With these ratings, CVCO could be worth investigating further for quality investing!.
1. Profitability
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- In the past year CVCO had a positive cash flow from operations.
- In the past 5 years CVCO has always been profitable.
- CVCO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CVCO's Return On Assets of 12.53% is amongst the best of the industry. CVCO outperforms 91.67% of its industry peers.
- The Return On Equity of CVCO (16.93%) is better than 80.00% of its industry peers.
- CVCO has a Return On Invested Capital of 16.03%. This is amongst the best in the industry. CVCO outperforms 91.67% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for CVCO is significantly above the industry average of 9.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROIC | 16.03% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- CVCO has a Profit Margin of 8.37%. This is in the better half of the industry: CVCO outperforms 78.33% of its industry peers.
- In the last couple of years the Profit Margin of CVCO has grown nicely.
- With a decent Operating Margin value of 10.38%, CVCO is doing good in the industry, outperforming 71.67% of the companies in the same industry.
- CVCO's Operating Margin has improved in the last couple of years.
- CVCO's Gross Margin of 23.42% is in line compared to the rest of the industry. CVCO outperforms 41.67% of its industry peers.
- In the last couple of years the Gross Margin of CVCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. Health
2.1 Basic Checks
- CVCO has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
- CVCO has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for CVCO has been reduced compared to 5 years ago.
- The debt/assets ratio for CVCO has been reduced compared to a year ago.
2.2 Solvency
- CVCO has an Altman-Z score of 10.53. This indicates that CVCO is financially healthy and has little risk of bankruptcy at the moment.
- The Altman-Z score of CVCO (10.53) is better than 95.00% of its industry peers.
- CVCO has a debt to FCF ratio of 0.04. This is a very positive value and a sign of high solvency as it would only need 0.04 years to pay back of all of its debts.
- The Debt to FCF ratio of CVCO (0.04) is better than 86.67% of its industry peers.
- CVCO has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
- With a decent Debt to Equity ratio value of 0.01, CVCO is doing good in the industry, outperforming 78.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 10.53 |
ROIC/WACC1.74
WACC9.23%
2.3 Liquidity
- A Current Ratio of 2.49 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO's Current ratio of 2.49 is in line compared to the rest of the industry. CVCO outperforms 46.67% of its industry peers.
- A Quick Ratio of 1.60 indicates that CVCO should not have too much problems paying its short term obligations.
- CVCO has a Quick ratio of 1.60. This is in the better half of the industry: CVCO outperforms 71.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 17.86% over the past year.
- CVCO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 21.77% yearly.
- Looking at the last year, CVCO shows a quite strong growth in Revenue. The Revenue has grown by 14.30% in the last year.
- CVCO shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.68% yearly.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- Based on estimates for the next years, CVCO will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.16% on average per year.
- The Revenue is expected to grow by 9.26% on average over the next years. This is quite good.
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 23.52, the valuation of CVCO can be described as rather expensive.
- Based on the Price/Earnings ratio, CVCO is valued a bit more expensive than the industry average as 61.67% of the companies are valued more cheaply.
- Compared to an average S&P500 Price/Earnings ratio of 26.83, CVCO is valued at the same level.
- CVCO is valuated rather expensively with a Price/Forward Earnings ratio of 21.50.
- CVCO's Price/Forward Earnings is on the same level as the industry average.
- CVCO's Price/Forward Earnings ratio indicates a similar valuation than the S&P500 average which is at 24.95.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.52 | ||
| Fwd PE | 21.5 |
4.2 Price Multiples
- CVCO's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. CVCO is more expensive than 68.33% of the companies in the same industry.
- The rest of the industry has a similar Price/Free Cash Flow ratio as CVCO.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 21.3 | ||
| EV/EBITDA | 16.46 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CVCO does not grow enough to justify the current Price/Earnings ratio.
- CVCO has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as CVCO's earnings are expected to grow with 12.16% in the coming years.
PEG (NY)1.95
PEG (5Y)1.08
EPS Next 2Y9.9%
EPS Next 3Y12.16%
5. Dividend
5.1 Amount
- No dividends for CVCO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
563.4
+0.28 (+0.05%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners103.39%
Inst Owner Change23.1%
Ins Owners1.3%
Ins Owner Change0.18%
Market Cap4.37B
Revenue(TTM)2.20B
Net Income(TTM)184.42M
Analysts82.5
Price Target599.25 (6.36%)
Short Float %4.95%
Short Ratio1.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.58%
Min EPS beat(2)-12.61%
Max EPS beat(2)5.44%
EPS beat(4)3
Avg EPS beat(4)3.76%
Min EPS beat(4)-12.61%
Max EPS beat(4)13.41%
EPS beat(8)5
Avg EPS beat(8)4.43%
EPS beat(12)6
Avg EPS beat(12)1.23%
EPS beat(16)10
Avg EPS beat(16)6.88%
Revenue beat(2)1
Avg Revenue beat(2)-1.75%
Min Revenue beat(2)-4.01%
Max Revenue beat(2)0.5%
Revenue beat(4)2
Avg Revenue beat(4)-0.16%
Min Revenue beat(4)-4.01%
Max Revenue beat(4)3.99%
Revenue beat(8)5
Avg Revenue beat(8)0.82%
Revenue beat(12)6
Avg Revenue beat(12)-0.99%
Revenue beat(16)9
Avg Revenue beat(16)1.55%
PT rev (1m)0.14%
PT rev (3m)0.14%
EPS NQ rev (1m)-8.92%
EPS NQ rev (3m)-13.53%
EPS NY rev (1m)-4.76%
EPS NY rev (3m)-4.94%
Revenue NQ rev (1m)-2.21%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)-1.07%
Revenue NY rev (3m)-0.09%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.52 | ||
| Fwd PE | 21.5 | ||
| P/S | 1.98 | ||
| P/FCF | 21.3 | ||
| P/OCF | 18.31 | ||
| P/B | 4.01 | ||
| P/tB | 5.13 | ||
| EV/EBITDA | 16.46 |
EPS(TTM)23.95
EY4.25%
EPS(NY)26.2
Fwd EY4.65%
FCF(TTM)26.45
FCFY4.7%
OCF(TTM)30.77
OCFY5.46%
SpS283.86
BVpS140.36
TBVpS109.89
PEG (NY)1.95
PEG (5Y)1.08
Graham Number275.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 12.53% | ||
| ROE | 16.93% | ||
| ROCE | 19.99% | ||
| ROIC | 16.03% | ||
| ROICexc | 20.33% | ||
| ROICexgc | 27.55% | ||
| OM | 10.38% | ||
| PM (TTM) | 8.37% | ||
| GM | 23.42% | ||
| FCFM | 9.32% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score8
Asset Turnover1.5
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 154.96% | ||
| Cap/Sales | 1.52% | ||
| Interest Coverage | 1229.17 | ||
| Cash Conversion | 95.41% | ||
| Profit Quality | 111.3% | ||
| Current Ratio | 2.49 | ||
| Quick Ratio | 1.6 | ||
| Altman-Z | 10.53 |
F-Score8
WACC9.23%
ROIC/WACC1.74
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
EBIT growth 1Y20.81%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year20.64%
EBIT Next 3Y12.7%
EBIT Next 5YN/A
FCF growth 1Y-4.65%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y3.05%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 6 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 3 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 23.52 and the Price/Book (PB) ratio is 4.01.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 8 / 10.