522.96 USD
+17.5 (+3.46%)
At close: Feb 5, 2026
522.96 USD
0 (0%)
After Hours: 2/5/2026, 4:30:00 PM
We assign a fundamental rating of 7 out of 10 to CVCO. CVCO was compared to 60 industry peers in the Household Durables industry. CVCO scores excellent points on both the profitability and health parts. This is a solid base for a good stock. CVCO is valied quite expensively at the moment, while it does show a decent growth rate. This makes CVCO very considerable for quality investing!
1. Profitability
1.1 Basic Checks
- CVCO had positive earnings in the past year.
- CVCO had a positive operating cash flow in the past year.
- Each year in the past 5 years CVCO has been profitable.
- CVCO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of CVCO (13.58%) is better than 95.00% of its industry peers.
- The Return On Equity of CVCO (18.12%) is better than 83.33% of its industry peers.
- CVCO's Return On Invested Capital of 16.66% is amongst the best of the industry. CVCO outperforms 95.00% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CVCO is significantly above the industry average of 9.41%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROIC | 16.66% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
1.3 Margins
- Looking at the Profit Margin, with a value of 9.18%, CVCO is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
- In the last couple of years the Profit Margin of CVCO has grown nicely.
- CVCO has a Operating Margin of 10.97%. This is in the better half of the industry: CVCO outperforms 73.33% of its industry peers.
- In the last couple of years the Operating Margin of CVCO has grown nicely.
- Looking at the Gross Margin, with a value of 23.79%, CVCO is in line with its industry, outperforming 41.67% of the companies in the same industry.
- In the last couple of years the Gross Margin of CVCO has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% |
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CVCO is still creating some value.
- CVCO has less shares outstanding than it did 1 year ago.
- Compared to 5 years ago, CVCO has less shares outstanding
- CVCO has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 10.31 indicates that CVCO is not in any danger for bankruptcy at the moment.
- CVCO has a Altman-Z score of 10.31. This is amongst the best in the industry. CVCO outperforms 93.33% of its industry peers.
- The Debt to FCF ratio of CVCO is 0.04, which is an excellent value as it means it would take CVCO, only 0.04 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 0.04, CVCO belongs to the top of the industry, outperforming 86.67% of the companies in the same industry.
- CVCO has a Debt/Equity ratio of 0.01. This is a healthy value indicating a solid balance between debt and equity.
- CVCO has a better Debt to Equity ratio (0.01) than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Altman-Z | 10.31 |
ROIC/WACC1.75
WACC9.51%
2.3 Liquidity
- A Current Ratio of 2.94 indicates that CVCO has no problem at all paying its short term obligations.
- CVCO has a Current ratio of 2.94. This is comparable to the rest of the industry: CVCO outperforms 55.00% of its industry peers.
- A Quick Ratio of 2.13 indicates that CVCO has no problem at all paying its short term obligations.
- The Quick ratio of CVCO (2.13) is better than 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 17.86% over the past year.
- The Earnings Per Share has been growing by 21.77% on average over the past years. This is a very strong growth
- Looking at the last year, CVCO shows a quite strong growth in Revenue. The Revenue has grown by 14.30% in the last year.
- Measured over the past years, CVCO shows a quite strong growth in Revenue. The Revenue has been growing by 13.68% on average per year.
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
3.2 Future
- Based on estimates for the next years, CVCO will show a quite strong growth in Earnings Per Share. The EPS will grow by 12.16% on average per year.
- CVCO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 9.26% yearly.
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
3.3 Evolution
- The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 21.84, the valuation of CVCO can be described as rather expensive.
- Compared to the rest of the industry, the Price/Earnings ratio of CVCO is on the same level as its industry peers.
- The average S&P500 Price/Earnings ratio is at 28.25. CVCO is valued slightly cheaper when compared to this.
- A Price/Forward Earnings ratio of 19.96 indicates a rather expensive valuation of CVCO.
- CVCO's Price/Forward Earnings is on the same level as the industry average.
- The average S&P500 Price/Forward Earnings ratio is at 27.50. CVCO is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.84 | ||
| Fwd PE | 19.96 |
4.2 Price Multiples
- CVCO's Enterprise Value to EBITDA ratio is a bit more expensive when compared to the industry. CVCO is more expensive than 65.00% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CVCO is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.69 | ||
| EV/EBITDA | 13.89 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CVCO does not grow enough to justify the current Price/Earnings ratio.
- CVCO has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as CVCO's earnings are expected to grow with 12.16% in the coming years.
PEG (NY)1.81
PEG (5Y)1
EPS Next 2Y9.9%
EPS Next 3Y12.16%
5. Dividend
5.1 Amount
- No dividends for CVCO!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
522.96
+17.5 (+3.46%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29 2026-01-29/amc
Earnings (Next)05-20 2026-05-20/amc
Inst Owners103.39%
Inst Owner Change-0.85%
Ins Owners1.3%
Ins Owner Change-0.14%
Market Cap4.08B
Revenue(TTM)2.20B
Net Income(TTM)196.81M
Analysts80
Price Target586.5 (12.15%)
Short Float %4.56%
Short Ratio1.87
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)9.43%
Min EPS beat(2)5.44%
Max EPS beat(2)13.41%
EPS beat(4)4
Avg EPS beat(4)16.52%
Min EPS beat(4)5.44%
Max EPS beat(4)38.43%
EPS beat(8)5
Avg EPS beat(8)5.77%
EPS beat(12)7
Avg EPS beat(12)3.34%
EPS beat(16)11
Avg EPS beat(16)10.83%
Revenue beat(2)2
Avg Revenue beat(2)2.25%
Min Revenue beat(2)0.5%
Max Revenue beat(2)3.99%
Revenue beat(4)3
Avg Revenue beat(4)2.48%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)6.56%
Revenue beat(8)6
Avg Revenue beat(8)1.68%
Revenue beat(12)6
Avg Revenue beat(12)-1.21%
Revenue beat(16)10
Avg Revenue beat(16)2.03%
PT rev (1m)0%
PT rev (3m)6.99%
EPS NQ rev (1m)-0.95%
EPS NQ rev (3m)3.36%
EPS NY rev (1m)-1.44%
EPS NY rev (3m)1.98%
Revenue NQ rev (1m)1.38%
Revenue NQ rev (3m)9.43%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)4.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.84 | ||
| Fwd PE | 19.96 | ||
| P/S | 1.91 | ||
| P/FCF | 22.69 | ||
| P/OCF | 19.41 | ||
| P/B | 3.76 | ||
| P/tB | 4.31 | ||
| EV/EBITDA | 13.89 |
EPS(TTM)23.95
EY4.58%
EPS(NY)26.2
Fwd EY5.01%
FCF(TTM)23.04
FCFY4.41%
OCF(TTM)26.94
OCFY5.15%
SpS274.49
BVpS139.07
TBVpS121.41
PEG (NY)1.81
PEG (5Y)1
Graham Number273.75
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 13.58% | ||
| ROE | 18.12% | ||
| ROCE | 20.79% | ||
| ROIC | 16.66% | ||
| ROICexc | 25.5% | ||
| ROICexgc | 31.35% | ||
| OM | 10.97% | ||
| PM (TTM) | 9.18% | ||
| GM | 23.79% | ||
| FCFM | 8.4% |
ROA(3y)14.07%
ROA(5y)13.47%
ROE(3y)18.66%
ROE(5y)18.2%
ROIC(3y)17.08%
ROIC(5y)16.01%
ROICexc(3y)24.97%
ROICexc(5y)24.24%
ROICexgc(3y)31.2%
ROICexgc(5y)30.7%
ROCE(3y)21.31%
ROCE(5y)19.98%
ROICexgc growth 3Y-7.77%
ROICexgc growth 5Y2.48%
ROICexc growth 3Y-6.74%
ROICexc growth 5Y3.67%
OM growth 3Y-7.23%
OM growth 5Y3.74%
PM growth 3Y-11.27%
PM growth 5Y3.71%
GM growth 3Y-2.75%
GM growth 5Y1.25%
F-Score9
Asset Turnover1.48
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.01 | ||
| Debt/FCF | 0.04 | ||
| Debt/EBITDA | 0.03 | ||
| Cap/Depr | 150.4% | ||
| Cap/Sales | 1.42% | ||
| Interest Coverage | 1992.68 | ||
| Cash Conversion | 82.39% | ||
| Profit Quality | 91.44% | ||
| Current Ratio | 2.94 | ||
| Quick Ratio | 2.13 | ||
| Altman-Z | 10.31 |
F-Score9
WACC9.51%
ROIC/WACC1.75
Cap/Depr(3y)155.42%
Cap/Depr(5y)208.2%
Cap/Sales(3y)1.36%
Cap/Sales(5y)1.51%
Profit Quality(3y)103.7%
Profit Quality(5y)98.03%
High Growth Momentum
Growth
EPS 1Y (TTM)17.86%
EPS 3Y6.18%
EPS 5Y21.77%
EPS Q2Q%-19.13%
EPS Next Y12.04%
EPS Next 2Y9.9%
EPS Next 3Y12.16%
EPS Next 5YN/A
Revenue 1Y (TTM)14.3%
Revenue growth 3Y7.39%
Revenue growth 5Y13.68%
Sales Q2Q%11.29%
Revenue Next Year12.68%
Revenue Next 2Y10.16%
Revenue Next 3Y9.26%
Revenue Next 5YN/A
EBIT growth 1Y42.5%
EBIT growth 3Y-0.37%
EBIT growth 5Y17.93%
EBIT Next Year25.78%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-22.96%
FCF growth 3Y7.77%
FCF growth 5Y12.44%
OCF growth 1Y-16.83%
OCF growth 3Y7.37%
OCF growth 5Y11.91%
CAVCO INDUSTRIES INC / CVCO FAQ
What is the fundamental rating for CVCO stock?
ChartMill assigns a fundamental rating of 7 / 10 to CVCO.
Can you provide the valuation status for CAVCO INDUSTRIES INC?
ChartMill assigns a valuation rating of 3 / 10 to CAVCO INDUSTRIES INC (CVCO). This can be considered as Overvalued.
Can you provide the profitability details for CAVCO INDUSTRIES INC?
CAVCO INDUSTRIES INC (CVCO) has a profitability rating of 8 / 10.
What are the PE and PB ratios of CAVCO INDUSTRIES INC (CVCO) stock?
The Price/Earnings (PE) ratio for CAVCO INDUSTRIES INC (CVCO) is 21.84 and the Price/Book (PB) ratio is 3.76.
How financially healthy is CAVCO INDUSTRIES INC?
The financial health rating of CAVCO INDUSTRIES INC (CVCO) is 9 / 10.