TORRID HOLDINGS INC (CURV)
US89142B1070 - Common Stock
Taking everything into account, CURV scores 3 out of 10 in our fundamental rating. CURV was compared to 126 industry peers in the Specialty Retail industry. There are concerns on the financial health of CURV while its profitability can be described as average. CURV has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CURV was profitable.
In the past year CURV had a positive cash flow from operations.
Of the past 5 years CURV 4 years were profitable.
In the past 5 years CURV always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of CURV (2.43%) is comparable to the rest of the industry.
With an excellent Return On Invested Capital value of 14.71%, CURV belongs to the best of the industry, outperforming 82.54% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for CURV is above the industry average of 13.97%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.43% | ||
| ROE | N/A | ||
| ROIC | 14.71% |
ROA(3y)2.26%
ROA(5y)3.43%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)16.43%
ROIC(5y)14.05%
1.3 Margins
CURV's Profit Margin of 1.01% is in line compared to the rest of the industry. CURV outperforms 54.76% of its industry peers.
CURV's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 4.97%, CURV is doing good in the industry, outperforming 61.90% of the companies in the same industry.
In the last couple of years the Operating Margin of CURV has declined.
CURV has a Gross Margin of 35.24%. This is comparable to the rest of the industry: CURV outperforms 47.62% of its industry peers.
CURV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.97% | ||
| PM (TTM) | 1.01% | ||
| GM | 35.24% |
OM growth 3Y-4.92%
OM growth 5Y-15.34%
PM growth 3Y-26%
PM growth 5Y-36.19%
GM growth 3Y0.57%
GM growth 5Y-0.16%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CURV is creating some value.
The number of shares outstanding for CURV has been increased compared to 1 year ago.
Compared to 5 years ago, CURV has less shares outstanding
The debt/assets ratio for CURV is higher compared to a year ago.
2.2 Solvency
CURV has an Altman-Z score of 2.13. This is not the best score and indicates that CURV is in the grey zone with still only limited risk for bankruptcy at the moment.
CURV's Altman-Z score of 2.13 is in line compared to the rest of the industry. CURV outperforms 43.65% of its industry peers.
The Debt to FCF ratio of CURV is 19.16, which is on the high side as it means it would take CURV, 19.16 years of fcf income to pay off all of its debts.
CURV has a Debt to FCF ratio (19.16) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 19.16 | ||
| Altman-Z | 2.13 |
ROIC/WACC1.57
WACC9.37%
2.3 Liquidity
A Current Ratio of 0.77 indicates that CURV may have some problems paying its short term obligations.
The Current ratio of CURV (0.77) is worse than 94.44% of its industry peers.
A Quick Ratio of 0.16 indicates that CURV may have some problems paying its short term obligations.
The Quick ratio of CURV (0.16) is worse than 91.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.77 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
The earnings per share for CURV have decreased strongly by -79.17% in the last year.
CURV shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -32.43% yearly.
The Revenue for CURV has decreased by -11.76% in the past year. This is quite bad
CURV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.85% yearly.
EPS 1Y (TTM)-79.17%
EPS 3Y-20.32%
EPS 5Y-32.43%
EPS growth Q2Q0%
Revenue 1Y (TTM)-11.76%
Revenue growth 3Y5.39%
Revenue growth 5Y4.85%
Revenue growth Q2Q-10.72%
3.2 Future
CURV is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 51.37% yearly.
CURV is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.36% yearly.
EPS Next Y81.56%
EPS Next 2Y61.28%
EPS Next 3Y51.37%
EPS Next 5YN/A
Revenue Next Year0.78%
Revenue Next 2Y1.84%
Revenue Next 3Y2.36%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 53.00 indicates a quite expensive valuation of CURV.
CURV's Price/Earnings is on the same level as the industry average.
CURV is valuated expensively when we compare the Price/Earnings ratio to 28.28, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 29.19, which means the current valuation is very expensive for CURV.
CURV's Price/Forward Earnings ratio is in line with the industry average.
CURV's Price/Forward Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 20.88.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 53 | ||
| Fwd PE | 29.19 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CURV is valued a bit cheaper than 61.90% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CURV is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 32.97 | ||
| EV/EBITDA | 8.81 |
4.3 Compensation for Growth
CURV's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CURV's earnings are expected to grow with 51.37% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.65
PEG (5Y)N/A
EPS Next 2Y61.28%
EPS Next 3Y51.37%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TORRID HOLDINGS INC
NYSE:CURV (5/3/2024, 7:04:00 PM)
After market: 5.3 0 (0%)5.3
+0.07 (+1.34%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap552.95M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
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Min Revenue beat(4)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 53 | ||
| Fwd PE | 29.19 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.65
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.43% | ||
| ROE | N/A | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 4.97% | ||
| PM (TTM) | 1.01% | ||
| GM | 35.24% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover2.42
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.77 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-79.17%
EPS 3Y-20.32%
EPS 5Y
EPS growth Q2Q
EPS Next Y81.56%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)-11.76%
Revenue growth 3Y5.39%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y