TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
NYSE:CURV - New York Stock Exchange, Inc. - US89142B1070 - Common Stock - Currency: USD
Overall CURV gets a fundamental rating of 3 out of 10. We evaluated CURV against 120 industry peers in the Specialty Retail industry. There are concerns on the financial health of CURV while its profitability can be described as average. CURV has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
CURV had positive earnings in the past year.
In the past year CURV had a positive cash flow from operations.
CURV had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CURV had a positive operating cash flow.
1.2 Ratios
CURV's Return On Assets of 3.34% is in line compared to the rest of the industry. CURV outperforms 60.00% of its industry peers.
CURV has a Return On Invested Capital of 17.13%. This is amongst the best in the industry. CURV outperforms 85.83% of its industry peers.
CURV had an Average Return On Invested Capital over the past 3 years of 19.24%. This is significantly above the industry average of 13.01%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.34% | ||
| ROE | N/A | ||
| ROIC | 17.13% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
CURV's Profit Margin of 1.48% is in line compared to the rest of the industry. CURV outperforms 54.17% of its industry peers.
In the last couple of years the Profit Margin of CURV has declined.
CURV's Operating Margin of 5.18% is fine compared to the rest of the industry. CURV outperforms 68.33% of its industry peers.
CURV's Operating Margin has declined in the last couple of years.
CURV has a Gross Margin of 37.46%. This is comparable to the rest of the industry: CURV outperforms 53.33% of its industry peers.
CURV's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.18% | ||
| PM (TTM) | 1.48% | ||
| GM | 37.46% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CURV is creating value.
The number of shares outstanding for CURV has been increased compared to 1 year ago.
CURV has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CURV has an improved debt to assets ratio.
2.2 Solvency
CURV has an Altman-Z score of 2.08. This is not the best score and indicates that CURV is in the grey zone with still only limited risk for bankruptcy at the moment.
CURV's Altman-Z score of 2.08 is in line compared to the rest of the industry. CURV outperforms 46.67% of its industry peers.
CURV has a debt to FCF ratio of 4.71. This is a neutral value as CURV would need 4.71 years to pay back of all of its debts.
CURV has a better Debt to FCF ratio (4.71) than 62.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 4.71 | ||
| Altman-Z | 2.08 |
ROIC/WACC1.63
WACC10.49%
2.3 Liquidity
A Current Ratio of 0.86 indicates that CURV may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.86, CURV is doing worse than 82.50% of the companies in the same industry.
CURV has a Quick Ratio of 0.86. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.30, CURV is not doing good in the industry: 76.67% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.3 |
3. Growth
3.1 Past
CURV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 60.00%, which is quite impressive.
CURV shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -16.48% yearly.
CURV shows a decrease in Revenue. In the last year, the revenue decreased by -4.19%.
The Revenue has been growing slightly by 1.26% on average over the past years.
EPS 1Y (TTM)60%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%25%
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-6.12%
3.2 Future
Based on estimates for the next years, CURV will show a small growth in Earnings Per Share. The EPS will grow by 0.66% on average per year.
The Revenue is expected to decrease by -0.48% on average over the next years.
EPS Next Y-12.87%
EPS Next 2Y1%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue Next Year-0.98%
Revenue Next 2Y-0.67%
Revenue Next 3Y-0.48%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CURV is valuated quite expensively with a Price/Earnings ratio of 32.06.
The rest of the industry has a similar Price/Earnings ratio as CURV.
CURV is valuated rather expensively when we compare the Price/Earnings ratio to 26.19, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 36.80, which means the current valuation is very expensive for CURV.
The rest of the industry has a similar Price/Forward Earnings ratio as CURV.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.13, CURV is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.06 | ||
| Fwd PE | 36.8 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CURV indicates a somewhat cheap valuation: CURV is cheaper than 62.50% of the companies listed in the same industry.
83.33% of the companies in the same industry are more expensive than CURV, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.55 | ||
| EV/EBITDA | 8.24 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y1%
EPS Next 3Y0.66%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
5.13
+0.05 (+0.98%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners15.11%
Inst Owner Change2.19%
Ins Owners9.54%
Ins Owner Change0.19%
Market Cap538.60M
Analysts54.55
Price Target5.47 (6.63%)
Short Float %12.08%
Short Ratio8.95
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-39.36%
Min EPS beat(2)-129.71%
Max EPS beat(2)50.98%
EPS beat(4)3
Avg EPS beat(4)-4.8%
Min EPS beat(4)-129.71%
Max EPS beat(4)58.98%
EPS beat(8)5
Avg EPS beat(8)1.69%
EPS beat(12)7
Avg EPS beat(12)2.01%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.72%
Min Revenue beat(2)-9.52%
Max Revenue beat(2)2.08%
Revenue beat(4)1
Avg Revenue beat(4)-3.13%
Min Revenue beat(4)-9.52%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-0.73%
Revenue beat(12)6
Avg Revenue beat(12)0.62%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-3.6%
PT rev (3m)11.67%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-66.32%
EPS NY rev (1m)-6.82%
EPS NY rev (3m)-42.09%
Revenue NQ rev (1m)-0.72%
Revenue NQ rev (3m)-3.83%
Revenue NY rev (1m)-0.27%
Revenue NY rev (3m)-1.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.06 | ||
| Fwd PE | 36.8 | ||
| P/S | 0.49 | ||
| P/FCF | 8.55 | ||
| P/OCF | 6.96 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 8.24 |
EPS(TTM)0.16
EY3.12%
EPS(NY)0.14
Fwd EY2.72%
FCF(TTM)0.6
FCFY11.7%
OCF(TTM)0.74
OCFY14.37%
SpS10.51
BVpS-1.82
TBVpS-1.9
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.34% | ||
| ROE | N/A | ||
| ROCE | 25.39% | ||
| ROIC | 17.13% | ||
| ROICexc | 21.62% | ||
| ROICexgc | 22.65% | ||
| OM | 5.18% | ||
| PM (TTM) | 1.48% | ||
| GM | 37.46% | ||
| FCFM | 5.71% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexcg growth 3Y22.64%
ROICexcg growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score7
Asset Turnover2.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 4.71 | ||
| Debt/EBITDA | 2.97 | ||
| Cap/Depr | 38.65% | ||
| Cap/Sales | 1.3% | ||
| Interest Coverage | 1.63 | ||
| Cash Conversion | 81.94% | ||
| Profit Quality | 386.06% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.3 | ||
| Altman-Z | 2.08 |
F-Score7
WACC10.49%
ROIC/WACC1.63
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)60%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%25%
EPS Next Y-12.87%
EPS Next 2Y1%
EPS Next 3Y0.66%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-6.12%
Revenue Next Year-0.98%
Revenue Next 2Y-0.67%
Revenue Next 3Y-0.48%
Revenue Next 5YN/A
EBIT growth 1Y0.02%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year86.45%
EBIT Next 3Y27.42%
EBIT Next 5YN/A
FCF growth 1Y275.68%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y80.94%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%