TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
NYSE:CURV - New York Stock Exchange, Inc. - US89142B1070 - Common Stock - Currency: USD
Taking everything into account, CURV scores 3 out of 10 in our fundamental rating. CURV was compared to 121 industry peers in the Specialty Retail industry. There are concerns on the financial health of CURV while its profitability can be described as average. CURV has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
CURV had positive earnings in the past year.
In the past year CURV had a positive cash flow from operations.
CURV had positive earnings in 4 of the past 5 years.
In the past 5 years CURV always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 3.34%, CURV is doing good in the industry, outperforming 61.98% of the companies in the same industry.
CURV has a better Return On Invested Capital (17.13%) than 85.95% of its industry peers.
CURV had an Average Return On Invested Capital over the past 3 years of 19.24%. This is significantly above the industry average of 13.08%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.34% | ||
| ROE | N/A | ||
| ROIC | 17.13% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
CURV has a Profit Margin of 1.48%. This is comparable to the rest of the industry: CURV outperforms 54.55% of its industry peers.
CURV's Profit Margin has declined in the last couple of years.
With a decent Operating Margin value of 5.18%, CURV is doing good in the industry, outperforming 68.59% of the companies in the same industry.
CURV's Operating Margin has declined in the last couple of years.
CURV has a Gross Margin of 37.46%. This is comparable to the rest of the industry: CURV outperforms 53.72% of its industry peers.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.18% | ||
| PM (TTM) | 1.48% | ||
| GM | 37.46% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
CURV has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, CURV has more shares outstanding
Compared to 5 years ago, CURV has less shares outstanding
Compared to 1 year ago, CURV has an improved debt to assets ratio.
2.2 Solvency
CURV has an Altman-Z score of 2.20. This is not the best score and indicates that CURV is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.20, CURV is in line with its industry, outperforming 49.59% of the companies in the same industry.
CURV has a debt to FCF ratio of 4.71. This is a neutral value as CURV would need 4.71 years to pay back of all of its debts.
CURV has a better Debt to FCF ratio (4.71) than 61.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 4.71 | ||
| Altman-Z | 2.2 |
ROIC/WACC1.73
WACC9.91%
2.3 Liquidity
A Current Ratio of 0.86 indicates that CURV may have some problems paying its short term obligations.
CURV has a Current ratio of 0.86. This is amonst the worse of the industry: CURV underperforms 83.47% of its industry peers.
A Quick Ratio of 0.30 indicates that CURV may have some problems paying its short term obligations.
CURV has a worse Quick ratio (0.30) than 75.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.3 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 60.00% over the past year.
Measured over the past years, CURV shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.48% on average per year.
CURV shows a decrease in Revenue. In the last year, the revenue decreased by -4.19%.
The Revenue has been growing slightly by 1.26% on average over the past years.
EPS 1Y (TTM)60%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%25%
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-6.12%
3.2 Future
The Earnings Per Share is expected to grow by 9.33% on average over the next years. This is quite good.
CURV is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.48% yearly.
EPS Next Y-6.5%
EPS Next 2Y6.52%
EPS Next 3Y9.33%
EPS Next 5YN/A
Revenue Next Year-0.71%
Revenue Next 2Y-0.67%
Revenue Next 3Y-0.48%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 40.38, CURV can be considered very expensive at the moment.
The rest of the industry has a similar Price/Earnings ratio as CURV.
CURV is valuated rather expensively when we compare the Price/Earnings ratio to 28.22, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 43.18, which means the current valuation is very expensive for CURV.
The rest of the industry has a similar Price/Forward Earnings ratio as CURV.
When comparing the Price/Forward Earnings ratio of CURV to the average of the S&P500 Index (20.86), we can say CURV is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.38 | ||
| Fwd PE | 43.18 |
4.2 Price Multiples
CURV's Enterprise Value to EBITDA ratio is in line with the industry average.
Based on the Price/Free Cash Flow ratio, CURV is valued cheaper than 80.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.77 | ||
| EV/EBITDA | 9.72 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.52%
EPS Next 3Y9.33%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
6.46
+0.11 (+1.73%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners15.11%
Inst Owner Change0%
Ins Owners9.54%
Ins Owner Change0.21%
Market Cap678.24M
Analysts54.55
Price Target5.47 (-15.33%)
Short Float %11.21%
Short Ratio8.1
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-39.36%
Min EPS beat(2)-129.71%
Max EPS beat(2)50.98%
EPS beat(4)3
Avg EPS beat(4)-4.8%
Min EPS beat(4)-129.71%
Max EPS beat(4)58.98%
EPS beat(8)5
Avg EPS beat(8)1.69%
EPS beat(12)7
Avg EPS beat(12)2.01%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-3.72%
Min Revenue beat(2)-9.52%
Max Revenue beat(2)2.08%
Revenue beat(4)1
Avg Revenue beat(4)-3.13%
Min Revenue beat(4)-9.52%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-0.73%
Revenue beat(12)6
Avg Revenue beat(12)0.62%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.39%
PT rev (3m)11.67%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-66.32%
EPS NY rev (1m)0%
EPS NY rev (3m)-37.85%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.13%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-1.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 40.38 | ||
| Fwd PE | 43.18 | ||
| P/S | 0.61 | ||
| P/FCF | 10.77 | ||
| P/OCF | 8.76 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.72 |
EPS(TTM)0.16
EY2.48%
EPS(NY)0.15
Fwd EY2.32%
FCF(TTM)0.6
FCFY9.29%
OCF(TTM)0.74
OCFY11.41%
SpS10.51
BVpS-1.82
TBVpS-1.9
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.34% | ||
| ROE | N/A | ||
| ROCE | 25.39% | ||
| ROIC | 17.13% | ||
| ROICexc | 21.62% | ||
| ROICexgc | 22.65% | ||
| OM | 5.18% | ||
| PM (TTM) | 1.48% | ||
| GM | 37.46% | ||
| FCFM | 5.71% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexcg growth 3Y22.64%
ROICexcg growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score7
Asset Turnover2.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 4.71 | ||
| Debt/EBITDA | 2.97 | ||
| Cap/Depr | 38.65% | ||
| Cap/Sales | 1.3% | ||
| Interest Coverage | 1.63 | ||
| Cash Conversion | 81.94% | ||
| Profit Quality | 386.06% | ||
| Current Ratio | 0.86 | ||
| Quick Ratio | 0.3 | ||
| Altman-Z | 2.2 |
F-Score7
WACC9.91%
ROIC/WACC1.73
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)60%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%25%
EPS Next Y-6.5%
EPS Next 2Y6.52%
EPS Next 3Y9.33%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.19%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-6.12%
Revenue Next Year-0.71%
Revenue Next 2Y-0.67%
Revenue Next 3Y-0.48%
Revenue Next 5YN/A
EBIT growth 1Y0.02%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year89.61%
EBIT Next 3Y29.84%
EBIT Next 5YN/A
FCF growth 1Y275.68%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y80.94%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%