TORRID HOLDINGS INC (CURV) Fundamental Analysis & Valuation

NYSE:CURV • US89142B1070

Current stock price

1.6 USD
+0.35 (+28%)
At close:
1.53 USD
-0.07 (-4.38%)
After Hours:

This CURV fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. CURV Profitability Analysis

1.1 Basic Checks

  • CURV had negative earnings in the past year.
  • CURV had a positive operating cash flow in the past year.
  • CURV had positive earnings in 4 of the past 5 years.
  • CURV had a positive operating cash flow in each of the past 5 years.
CURV Yearly Net Income VS EBIT VS OCF VS FCFCURV Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M

1.2 Ratios

  • CURV has a Return On Assets (-0.47%) which is comparable to the rest of the industry.
  • CURV has a better Return On Invested Capital (11.08%) than 79.20% of its industry peers.
  • CURV had an Average Return On Invested Capital over the past 3 years of 19.24%. This is significantly above the industry average of 13.55%.
  • The 3 year average ROIC (19.24%) for CURV is well above the current ROIC(11.08%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA -0.47%
ROE N/A
ROIC 11.08%
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
CURV Yearly ROA, ROE, ROICCURV Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60

1.3 Margins

  • In the last couple of years the Profit Margin of CURV has declined.
  • Looking at the Operating Margin, with a value of 2.87%, CURV is in line with its industry, outperforming 56.80% of the companies in the same industry.
  • In the last couple of years the Operating Margin of CURV has declined.
  • The Gross Margin of CURV (35.57%) is comparable to the rest of the industry.
  • CURV's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 2.87%
PM (TTM) N/A
GM 35.57%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
CURV Yearly Profit, Operating, Gross MarginsCURV Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40

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2

2. CURV Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CURV is creating value.
  • Compared to 1 year ago, CURV has more shares outstanding
  • CURV has less shares outstanding than it did 5 years ago.
  • CURV has a better debt/assets ratio than last year.
CURV Yearly Shares OutstandingCURV Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
CURV Yearly Total Debt VS Total AssetsCURV Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of 1.70, we must say that CURV is in the distress zone and has some risk of bankruptcy.
  • CURV has a Altman-Z score (1.70) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z 1.7
ROIC/WACC1.04
WACC10.67%
CURV Yearly LT Debt VS Equity VS FCFCURV Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M -200M 300M

2.3 Liquidity

  • A Current Ratio of 0.81 indicates that CURV may have some problems paying its short term obligations.
  • With a Current ratio value of 0.81, CURV is not doing good in the industry: 84.00% of the companies in the same industry are doing better.
  • CURV has a Quick Ratio of 0.81. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.26, CURV is doing worse than 80.80% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.81
Quick Ratio 0.26
CURV Yearly Current Assets VS Current LiabilitesCURV Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. CURV Growth Analysis

3.1 Past

  • CURV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -106.67%.
  • Measured over the past years, CURV shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -16.48% on average per year.
  • The Revenue has decreased by -7.33% in the past year.
  • Measured over the past years, CURV shows a small growth in Revenue. The Revenue has been growing by 1.26% on average per year.
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%

3.2 Future

  • CURV is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -28.61% yearly.
  • CURV is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -5.03% yearly.
EPS Next Y-170.12%
EPS Next 2Y-49.81%
EPS Next 3Y-28.61%
EPS Next 5YN/A
Revenue Next Year-9.46%
Revenue Next 2Y-7.54%
Revenue Next 3Y-5.03%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CURV Yearly Revenue VS EstimatesCURV Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
CURV Yearly EPS VS EstimatesCURV Yearly EPS VS EstimatesYearly EPS VS Estimates 2022 2023 2024 2025 2026 2027 2028 0 0.2 0.4 0.6 0.8

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0

4. CURV Valuation Analysis

4.1 Price/Earnings Ratio

  • CURV reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year CURV is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CURV Price Earnings VS Forward Price EarningsCURV Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 50 -50 -100 -150

4.2 Price Multiples

  • The rest of the industry has a similar Enterprise Value to EBITDA ratio as CURV.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 11.41
CURV Per share dataCURV EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6 8 10

4.3 Compensation for Growth

  • CURV's earnings are expected to decrease with -28.61% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-49.81%
EPS Next 3Y-28.61%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CURV Dividend Analysis

5.1 Amount

  • No dividends for CURV!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CURV Fundamentals: All Metrics, Ratios and Statistics

TORRID HOLDINGS INC

NYSE:CURV (3/20/2026, 8:04:00 PM)

After market: 1.53 -0.07 (-4.38%)

1.6

+0.35 (+28%)

Chartmill FA Rating
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-03
Earnings (Next)06-03
Inst Owners24.57%
Inst Owner Change-2.26%
Ins Owners7.43%
Ins Owner Change0.12%
Market Cap158.72M
Revenue(TTM)1.04B
Net Income(TTM)-1.91M
Analysts52.73
Price Target1.5 (-6.25%)
Short Float %11.39%
Short Ratio10.48
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-410%
Min EPS beat(2)-781.91%
Max EPS beat(2)-38.09%
EPS beat(4)2
Avg EPS beat(4)-186.62%
Min EPS beat(4)-781.91%
Max EPS beat(4)50.98%
EPS beat(8)5
Avg EPS beat(8)-95.97%
EPS beat(12)7
Avg EPS beat(12)-61.26%
EPS beat(16)9
Avg EPS beat(16)-48.04%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-0.59%
Min Revenue beat(4)-2.54%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-1.53%
Revenue beat(12)5
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)0.59%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)2.66%
EPS NQ rev (3m)-52.09%
EPS NY rev (1m)4.35%
EPS NY rev (3m)-400%
Revenue NQ rev (1m)-0.62%
Revenue NQ rev (3m)-1.12%
Revenue NY rev (1m)-0.1%
Revenue NY rev (3m)0.4%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.15
P/FCF N/A
P/OCF 32.38
P/B N/A
P/tB N/A
EV/EBITDA 11.41
EPS(TTM)-0.01
EYN/A
EPS(NY)-0.04
Fwd EYN/A
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.05
OCFY3.09%
SpS10.48
BVpS-2.08
TBVpS-2.17
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.47%
ROE N/A
ROCE 17.54%
ROIC 11.08%
ROICexc 12.19%
ROICexgc 12.82%
OM 2.87%
PM (TTM) N/A
GM 35.57%
FCFM N/A
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexgc growth 3Y22.64%
ROICexgc growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score3
Asset Turnover2.58
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA 7.61
Cap/Depr 106.1%
Cap/Sales 0.69%
Interest Coverage 0.96
Cash Conversion 13.38%
Profit Quality N/A
Current Ratio 0.81
Quick Ratio 0.26
Altman-Z 1.7
F-Score3
WACC10.67%
ROIC/WACC1.04
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
EPS Next Y-170.12%
EPS Next 2Y-49.81%
EPS Next 3Y-28.61%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
Revenue Next Year-9.46%
Revenue Next 2Y-7.54%
Revenue Next 3Y-5.03%
Revenue Next 5YN/A
EBIT growth 1Y-48.35%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year11.94%
EBIT Next 3Y15.38%
EBIT Next 5YN/A
FCF growth 1Y-119.8%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-85.2%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%

TORRID HOLDINGS INC / CURV Fundamental Analysis FAQ

What is the fundamental rating for CURV stock?

ChartMill assigns a fundamental rating of 2 / 10 to CURV.


What is the valuation status for CURV stock?

ChartMill assigns a valuation rating of 1 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.


Can you provide the profitability details for TORRID HOLDINGS INC?

TORRID HOLDINGS INC (CURV) has a profitability rating of 4 / 10.


How financially healthy is TORRID HOLDINGS INC?

The financial health rating of TORRID HOLDINGS INC (CURV) is 2 / 10.