TORRID HOLDINGS INC (CURV) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CURV - US89142B1070 - Common Stock
1.06 USD
+0.08 (+8.34%)
1.06 USD
0 (0%)
We assign a fundamental rating of 2 out of 10 to CURV. CURV was compared to 123 industry peers in the Specialty Retail industry. CURV has a medium profitability rating, but doesn't score so well on its financial health evaluation. CURV does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
CURV had negative earnings in the past year.
CURV had a positive operating cash flow in the past year.
CURV had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CURV had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.47%, CURV is in line with its industry, outperforming 45.53% of the companies in the same industry.
The Return On Invested Capital of CURV (11.08%) is better than 78.86% of its industry peers.
CURV had an Average Return On Invested Capital over the past 3 years of 19.24%. This is significantly above the industry average of 12.14%.
The 3 year average ROIC (19.24%) for CURV is well above the current ROIC(11.08%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.47% | ||
| ROE | N/A | ||
| ROIC | 11.08% |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
1.3 Margins
In the last couple of years the Profit Margin of CURV has declined.
CURV has a Operating Margin (2.87%) which is comparable to the rest of the industry.
CURV's Operating Margin has declined in the last couple of years.
The Gross Margin of CURV (35.57%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CURV has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.87% | ||
| PM (TTM) | N/A | ||
| GM | 35.57% |
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
2. Health
2.1 Basic Checks
CURV has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
CURV has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, CURV has less shares outstanding
Compared to 1 year ago, CURV has an improved debt to assets ratio.
2.2 Solvency
CURV has an Altman-Z score of 1.64. This is a bad value and indicates that CURV is not financially healthy and even has some risk of bankruptcy.
CURV's Altman-Z score of 1.64 is on the low side compared to the rest of the industry. CURV is outperformed by 61.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.64 |
ROIC/WACC1.12
WACC9.93%
2.3 Liquidity
A Current Ratio of 0.81 indicates that CURV may have some problems paying its short term obligations.
CURV's Current ratio of 0.81 is on the low side compared to the rest of the industry. CURV is outperformed by 83.74% of its industry peers.
CURV has a Quick Ratio of 0.81. This is a bad value and indicates that CURV is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.26, CURV is doing worse than 82.11% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.26 |
3. Growth
3.1 Past
The earnings per share for CURV have decreased strongly by -106.67% in the last year.
The earnings per share for CURV have been decreasing by -16.48% on average. This is quite bad
Looking at the last year, CURV shows a decrease in Revenue. The Revenue has decreased by -7.33% in the last year.
Measured over the past years, CURV shows a small growth in Revenue. The Revenue has been growing by 1.26% on average per year.
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
3.2 Future
CURV is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -29.89% yearly.
Based on estimates for the next years, CURV will show a decrease in Revenue. The Revenue will decrease by -5.07% on average per year.
EPS Next Y-114.02%
EPS Next 2Y-82.15%
EPS Next 3Y-29.89%
EPS Next 5YN/A
Revenue Next Year-9.82%
Revenue Next 2Y-6.89%
Revenue Next 3Y-5.07%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CURV. In the last year negative earnings were reported.
Based on the Price/Forward Earnings ratio of 207.84, the valuation of CURV can be described as expensive.
60.98% of the companies in the same industry are cheaper than CURV, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.13, CURV is valued quite expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 207.84 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CURV indicates a somewhat cheap valuation: CURV is cheaper than 61.79% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.73 |
4.3 Compensation for Growth
CURV's earnings are expected to decrease with -29.89% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-82.15%
EPS Next 3Y-29.89%
5. Dividend
5.1 Amount
No dividends for CURV!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
1.06
+0.08 (+8.34%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners26.38%
Inst Owner Change-2.17%
Ins Owners7.44%
Ins Owner Change-0.08%
Market Cap105.15M
Revenue(TTM)1.04B
Net Income(TTM)-1.91M
Analysts55
Price Target1.5 (41.51%)
Short Float %8.4%
Short Ratio6.55
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-410%
Min EPS beat(2)-781.91%
Max EPS beat(2)-38.09%
EPS beat(4)2
Avg EPS beat(4)-186.62%
Min EPS beat(4)-781.91%
Max EPS beat(4)50.98%
EPS beat(8)5
Avg EPS beat(8)-95.97%
EPS beat(12)7
Avg EPS beat(12)-61.26%
EPS beat(16)9
Avg EPS beat(16)-48.04%
Revenue beat(2)1
Avg Revenue beat(2)-0.94%
Min Revenue beat(2)-2.4%
Max Revenue beat(2)0.51%
Revenue beat(4)2
Avg Revenue beat(4)-0.59%
Min Revenue beat(4)-2.54%
Max Revenue beat(4)2.08%
Revenue beat(8)3
Avg Revenue beat(8)-1.53%
Revenue beat(12)5
Avg Revenue beat(12)-0.1%
Revenue beat(16)8
Avg Revenue beat(16)0.59%
PT rev (1m)-45.77%
PT rev (3m)-50%
EPS NQ rev (1m)-337.44%
EPS NQ rev (3m)-1150%
EPS NY rev (1m)-132.2%
EPS NY rev (3m)-130.7%
Revenue NQ rev (1m)-7.97%
Revenue NQ rev (3m)-8.84%
Revenue NY rev (1m)-1.66%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 207.84 | ||
| P/S | 0.1 | ||
| P/FCF | N/A | ||
| P/OCF | 21.45 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 9.73 |
EPS(TTM)-0.01
EYN/A
EPS(NY)0.01
Fwd EY0.48%
FCF(TTM)-0.02
FCFYN/A
OCF(TTM)0.05
OCFY4.66%
SpS10.48
BVpS-2.08
TBVpS-2.17
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.47% | ||
| ROE | N/A | ||
| ROCE | 17.54% | ||
| ROIC | 11.08% | ||
| ROICexc | 12.19% | ||
| ROICexgc | 12.82% | ||
| OM | 2.87% | ||
| PM (TTM) | N/A | ||
| GM | 35.57% | ||
| FCFM | N/A |
ROA(3y)5.1%
ROA(5y)2.78%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)19.24%
ROIC(5y)15.7%
ROICexc(3y)21.41%
ROICexc(5y)18.14%
ROICexgc(3y)22.22%
ROICexgc(5y)18.8%
ROCE(3y)29.27%
ROCE(5y)23.72%
ROICexgc growth 3Y22.64%
ROICexgc growth 5Y12.07%
ROICexc growth 3Y22.04%
ROICexc growth 5Y11.47%
OM growth 3Y13.99%
OM growth 5Y-6.94%
PM growth 3YN/A
PM growth 5Y-18.22%
GM growth 3Y-3.3%
GM growth 5Y-0.39%
F-Score3
Asset Turnover2.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 7.61 | ||
| Cap/Depr | 106.1% | ||
| Cap/Sales | 0.69% | ||
| Interest Coverage | 0.96 | ||
| Cash Conversion | 13.38% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.81 | ||
| Quick Ratio | 0.26 | ||
| Altman-Z | 1.64 |
F-Score3
WACC9.93%
ROIC/WACC1.12
Cap/Depr(3y)56.43%
Cap/Depr(5y)50.16%
Cap/Sales(3y)1.79%
Cap/Sales(5y)1.58%
Profit Quality(3y)196.65%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-106.67%
EPS 3YN/A
EPS 5Y-16.48%
EPS Q2Q%-500%
EPS Next Y-114.02%
EPS Next 2Y-82.15%
EPS Next 3Y-29.89%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.33%
Revenue growth 3Y-5.24%
Revenue growth 5Y1.26%
Sales Q2Q%-10.85%
Revenue Next Year-9.82%
Revenue Next 2Y-6.89%
Revenue Next 3Y-5.07%
Revenue Next 5YN/A
EBIT growth 1Y-48.35%
EBIT growth 3Y8.01%
EBIT growth 5Y-5.77%
EBIT Next Year22.85%
EBIT Next 3Y15.11%
EBIT Next 5YN/A
FCF growth 1Y-119.8%
FCF growth 3Y-15.28%
FCF growth 5Y-2.85%
OCF growth 1Y-85.2%
OCF growth 3Y-13.89%
OCF growth 5Y-4.83%
TORRID HOLDINGS INC / CURV FAQ
What is the fundamental rating for CURV stock?
ChartMill assigns a fundamental rating of 2 / 10 to CURV.
What is the valuation status for CURV stock?
ChartMill assigns a valuation rating of 1 / 10 to TORRID HOLDINGS INC (CURV). This can be considered as Overvalued.
Can you provide the profitability details for TORRID HOLDINGS INC?
TORRID HOLDINGS INC (CURV) has a profitability rating of 4 / 10.
How financially healthy is TORRID HOLDINGS INC?
The financial health rating of TORRID HOLDINGS INC (CURV) is 1 / 10.