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CUENTAS INC (CUEN) Stock Fundamental Analysis

USA - NASDAQ:CUEN - US2297943001 - Common Stock

1.01 USD
-1.2 (-54.3%)
Last: 12/19/2023, 8:00:00 PM
1.11 USD
+0.1 (+9.9%)
After Hours: 12/19/2023, 8:00:00 PM
Fundamental Rating

1

Overall CUEN gets a fundamental rating of 1 out of 10. We evaluated CUEN against 36 industry peers in the Diversified Telecommunication Services industry. CUEN has a bad profitability rating. Also its financial health evaluation is rather negative. CUEN does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year CUEN has reported negative net income.
CUEN had a negative operating cash flow in the past year.
In the past 5 years CUEN always reported negative net income.
CUEN had a negative operating cash flow in each of the past 5 years.
CUEN Yearly Net Income VS EBIT VS OCF VS FCFCUEN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 -5M -10M

1.2 Ratios

The Return On Assets of CUEN (-290.62%) is worse than 94.74% of its industry peers.
With a Return On Equity value of -737.41%, CUEN is not doing good in the industry: 94.74% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -290.62%
ROE -737.41%
ROIC N/A
ROA(3y)-388.06%
ROA(5y)-247.64%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CUEN Yearly ROA, ROE, ROICCUEN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 0 1K -1K 2K

1.3 Margins

CUEN's Gross Margin of 6.40% is on the low side compared to the rest of the industry. CUEN is outperformed by 94.74% of its industry peers.
CUEN's Gross Margin has improved in the last couple of years.
CUEN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 6.4%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.22%
GM growth 5Y29.83%
CUEN Yearly Profit, Operating, Gross MarginsCUEN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 0 -500 -1K -1.5K

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1

2. Health

2.1 Basic Checks

CUEN does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CUEN has been increased compared to 1 year ago.
CUEN has a worse debt/assets ratio than last year.
CUEN Yearly Shares OutstandingCUEN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 500K 1M
CUEN Yearly Total Debt VS Total AssetsCUEN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2M 4M 6M 8M 10M

2.2 Solvency

CUEN has an Altman-Z score of -26.02. This is a bad value and indicates that CUEN is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -26.02, CUEN is doing worse than 84.21% of the companies in the same industry.
A Debt/Equity ratio of 0.14 indicates that CUEN is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.14, CUEN belongs to the best of the industry, outperforming 86.84% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF N/A
Altman-Z -26.02
ROIC/WACCN/A
WACC8.18%
CUEN Yearly LT Debt VS Equity VS FCFCUEN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

2.3 Liquidity

CUEN has a Current Ratio of 0.29. This is a bad value and indicates that CUEN is not financially healthy enough and could expect problems in meeting its short term obligations.
CUEN has a worse Current ratio (0.29) than 97.37% of its industry peers.
A Quick Ratio of 0.29 indicates that CUEN may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.29, CUEN is doing worse than 97.37% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.29
Quick Ratio 0.29
CUEN Yearly Current Assets VS Current LiabilitesCUEN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 5M 10M

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3. Growth

3.1 Past

CUEN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 37.99%, which is quite impressive.
The Revenue has grown by 59.84% in the past year. This is a very strong growth!
Measured over the past years, CUEN shows a very negative growth in Revenue. The Revenue has been decreasing by -43.90% on average per year.
EPS 1Y (TTM)37.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%75.64%
Revenue 1Y (TTM)59.84%
Revenue growth 3Y45.53%
Revenue growth 5Y-43.9%
Sales Q2Q%-94.03%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CUEN Yearly Revenue VS EstimatesCUEN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

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0

4. Valuation

4.1 Price/Earnings Ratio

CUEN reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CUEN Price Earnings VS Forward Price EarningsCUEN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CUEN Per share dataCUEN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -2 -4 -6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

CUEN does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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CUENTAS INC

NASDAQ:CUEN (12/19/2023, 8:00:00 PM)

After market: 1.11 +0.1 (+9.9%)

1.01

-1.2 (-54.3%)

Chartmill FA Rating
GICS IndustryGroupTelecommunication Services
GICS IndustryDiversified Telecommunication Services
Earnings (Last)11-15 2023-11-15/bmo
Earnings (Next)03-30 2024-03-30/bmo
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners320.96%
Ins Owner Change0%
Market Cap2.76M
Revenue(TTM)2.03M
Net Income(TTM)-10840000
Analysts0
Price TargetN/A
Short Float %0.35%
Short Ratio0.01
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.36
P/FCF N/A
P/OCF N/A
P/B 1.88
P/tB 2.01
EV/EBITDA N/A
EPS(TTM)-7.46
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-2.35
FCFYN/A
OCF(TTM)-2.32
OCFYN/A
SpS0.74
BVpS0.54
TBVpS0.5
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -290.62%
ROE -737.41%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 6.4%
FCFM N/A
ROA(3y)-388.06%
ROA(5y)-247.64%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.22%
GM growth 5Y29.83%
F-Score2
Asset Turnover0.54
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 8.79%
Cap/Sales 3.94%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.29
Quick Ratio 0.29
Altman-Z -26.02
F-Score2
WACC8.18%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)37.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%75.64%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)59.84%
Revenue growth 3Y45.53%
Revenue growth 5Y-43.9%
Sales Q2Q%-94.03%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.28%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-15.47%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.06%
OCF growth 3YN/A
OCF growth 5YN/A

CUENTAS INC / CUEN FAQ

What is the ChartMill fundamental rating of CUENTAS INC (CUEN) stock?

ChartMill assigns a fundamental rating of 1 / 10 to CUEN.


Can you provide the valuation status for CUENTAS INC?

ChartMill assigns a valuation rating of 0 / 10 to CUENTAS INC (CUEN). This can be considered as Overvalued.


How profitable is CUENTAS INC (CUEN) stock?

CUENTAS INC (CUEN) has a profitability rating of 1 / 10.