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CUENTAS INC (CUEN) Stock Fundamental Analysis

USA - NASDAQ:CUEN - US2297943001 - Common Stock

1.01 USD
-1.2 (-54.3%)
Last: 12/19/2023, 8:00:00 PM
1.11 USD
+0.1 (+9.9%)
After Hours: 12/19/2023, 8:00:00 PM
Fundamental Rating

1

We assign a fundamental rating of 1 out of 10 to CUEN. CUEN was compared to 36 industry peers in the Diversified Telecommunication Services industry. Both the profitability and financial health of CUEN have multiple concerns. CUEN does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

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1

1. Profitability

1.1 Basic Checks

In the past year CUEN has reported negative net income.
CUEN had a negative operating cash flow in the past year.
In the past 5 years CUEN always reported negative net income.
CUEN had a negative operating cash flow in each of the past 5 years.
CUEN Yearly Net Income VS EBIT VS OCF VS FCFCUEN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 -5M -10M

1.2 Ratios

The Return On Assets of CUEN (-290.62%) is worse than 94.74% of its industry peers.
With a Return On Equity value of -737.41%, CUEN is not doing good in the industry: 94.74% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -290.62%
ROE -737.41%
ROIC N/A
ROA(3y)-388.06%
ROA(5y)-247.64%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CUEN Yearly ROA, ROE, ROICCUEN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 0 1K -1K 2K

1.3 Margins

Looking at the Gross Margin, with a value of 6.40%, CUEN is doing worse than 94.74% of the companies in the same industry.
In the last couple of years the Gross Margin of CUEN has grown nicely.
CUEN does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 6.4%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.22%
GM growth 5Y29.83%
CUEN Yearly Profit, Operating, Gross MarginsCUEN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 0 -500 -1K -1.5K

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2. Health

2.1 Basic Checks

CUEN does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CUEN has been increased compared to 1 year ago.
Compared to 1 year ago, CUEN has a worse debt to assets ratio.
CUEN Yearly Shares OutstandingCUEN Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 500K 1M
CUEN Yearly Total Debt VS Total AssetsCUEN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2M 4M 6M 8M 10M

2.2 Solvency

Based on the Altman-Z score of -26.02, we must say that CUEN is in the distress zone and has some risk of bankruptcy.
CUEN has a Altman-Z score of -26.02. This is amonst the worse of the industry: CUEN underperforms 84.21% of its industry peers.
A Debt/Equity ratio of 0.14 indicates that CUEN is not too dependend on debt financing.
The Debt to Equity ratio of CUEN (0.14) is better than 86.84% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF N/A
Altman-Z -26.02
ROIC/WACCN/A
WACC8.18%
CUEN Yearly LT Debt VS Equity VS FCFCUEN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 0 5M -5M

2.3 Liquidity

CUEN has a Current Ratio of 0.29. This is a bad value and indicates that CUEN is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.29, CUEN is not doing good in the industry: 97.37% of the companies in the same industry are doing better.
CUEN has a Quick Ratio of 0.29. This is a bad value and indicates that CUEN is not financially healthy enough and could expect problems in meeting its short term obligations.
CUEN has a Quick ratio of 0.29. This is amonst the worse of the industry: CUEN underperforms 97.37% of its industry peers.
Industry RankSector Rank
Current Ratio 0.29
Quick Ratio 0.29
CUEN Yearly Current Assets VS Current LiabilitesCUEN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 5M 10M

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3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 37.99% over the past year.
The Revenue has grown by 59.84% in the past year. This is a very strong growth!
CUEN shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -43.90% yearly.
EPS 1Y (TTM)37.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%75.64%
Revenue 1Y (TTM)59.84%
Revenue growth 3Y45.53%
Revenue growth 5Y-43.9%
Sales Q2Q%-94.03%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CUEN Yearly Revenue VS EstimatesCUEN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2016 2017 2018 2019 2020 2021 2022 20M 40M 60M

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4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for CUEN. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CUEN Price Earnings VS Forward Price EarningsCUEN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CUEN Per share dataCUEN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 -2 -4 -6

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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5. Dividend

5.1 Amount

No dividends for CUEN!.
Industry RankSector Rank
Dividend Yield N/A

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CUENTAS INC

NASDAQ:CUEN (12/19/2023, 8:00:00 PM)

After market: 1.11 +0.1 (+9.9%)

1.01

-1.2 (-54.3%)

Chartmill FA Rating
GICS IndustryGroupTelecommunication Services
GICS IndustryDiversified Telecommunication Services
Earnings (Last)11-15 2023-11-15/bmo
Earnings (Next)03-30 2024-03-30/bmo
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners320.96%
Ins Owner Change0%
Market Cap2.76M
Revenue(TTM)2.03M
Net Income(TTM)-10.84M
Analysts0
Price TargetN/A
Short Float %0.35%
Short Ratio0.01
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 1.36
P/FCF N/A
P/OCF N/A
P/B 1.88
P/tB 2.01
EV/EBITDA N/A
EPS(TTM)-7.46
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-2.35
FCFYN/A
OCF(TTM)-2.32
OCFYN/A
SpS0.74
BVpS0.54
TBVpS0.5
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -290.62%
ROE -737.41%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 6.4%
FCFM N/A
ROA(3y)-388.06%
ROA(5y)-247.64%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-0.22%
GM growth 5Y29.83%
F-Score2
Asset Turnover0.54
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 8.79%
Cap/Sales 3.94%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.29
Quick Ratio 0.29
Altman-Z -26.02
F-Score2
WACC8.18%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)37.99%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%75.64%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)59.84%
Revenue growth 3Y45.53%
Revenue growth 5Y-43.9%
Sales Q2Q%-94.03%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.28%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-15.47%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-15.06%
OCF growth 3YN/A
OCF growth 5YN/A

CUENTAS INC / CUEN FAQ

What is the ChartMill fundamental rating of CUENTAS INC (CUEN) stock?

ChartMill assigns a fundamental rating of 1 / 10 to CUEN.


Can you provide the valuation status for CUENTAS INC?

ChartMill assigns a valuation rating of 0 / 10 to CUENTAS INC (CUEN). This can be considered as Overvalued.


How profitable is CUENTAS INC (CUEN) stock?

CUENTAS INC (CUEN) has a profitability rating of 1 / 10.