CTO REALTY GROWTH INC (CTO) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CTO - US22948Q1013 - REIT
18.08 USD
-0.01 (-0.06%)
18.08 USD
0 (0%)
Overall CTO gets a fundamental rating of 3 out of 10. We evaluated CTO against 128 industry peers in the Diversified REITs industry. Both the profitability and financial health of CTO have multiple concerns. CTO is valied quite expensively at the moment, while it does show a decent growth rate. Finally CTO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CTO has reported negative net income.
CTO had a positive operating cash flow in the past year.
In multiple years CTO reported negative net income over the last 5 years.
In the past 5 years CTO always reported a positive cash flow from operatings.
1.2 Ratios
CTO's Return On Assets of -3.34% is on the low side compared to the rest of the industry. CTO is outperformed by 78.13% of its industry peers.
CTO has a Return On Equity of -7.34%. This is in the lower half of the industry: CTO underperforms 69.53% of its industry peers.
CTO has a worse Return On Invested Capital (1.31%) than 79.69% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CTO is in line with the industry average of 3.06%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.34% | ||
| ROE | -7.34% | ||
| ROIC | 1.31% |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
1.3 Margins
With a Operating Margin value of 11.63%, CTO is not doing good in the industry: 70.31% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of CTO has declined.
Looking at the Gross Margin, with a value of 74.48%, CTO is in the better half of the industry, outperforming 71.09% of the companies in the same industry.
In the last couple of years the Gross Margin of CTO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% |
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CTO is destroying value.
CTO has more shares outstanding than it did 1 year ago.
The number of shares outstanding for CTO has been increased compared to 5 years ago.
Compared to 1 year ago, CTO has an improved debt to assets ratio.
2.2 Solvency
CTO has an Altman-Z score of 0.86. This is a bad value and indicates that CTO is not financially healthy and even has some risk of bankruptcy.
CTO has a better Altman-Z score (0.86) than 70.31% of its industry peers.
CTO has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.05, CTO is in line with its industry, outperforming 58.59% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.86 |
ROIC/WACC0.2
WACC6.67%
2.3 Liquidity
CTO has a Current Ratio of 0.29. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of CTO (0.29) is worse than 88.28% of its industry peers.
A Quick Ratio of 0.28 indicates that CTO may have some problems paying its short term obligations.
The Quick ratio of CTO (0.28) is worse than 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
The earnings per share for CTO have decreased strongly by -213.56% in the last year.
Looking at the last year, CTO shows a very strong growth in Revenue. The Revenue has grown by 23.84%.
Measured over the past years, CTO shows a very strong growth in Revenue. The Revenue has been growing by 22.61% on average per year.
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
3.2 Future
The Earnings Per Share is expected to grow by 58.27% on average over the next years. This is a very strong growth
CTO is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 14.20% yearly.
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for CTO. In the last year negative earnings were reported.
With a Price/Forward Earnings ratio of 162.74, CTO can be considered very expensive at the moment.
CTO's Price/Forward Earnings ratio is in line with the industry average.
CTO is valuated expensively when we compare the Price/Forward Earnings ratio to 36.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 162.74 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CTO is valued a bit cheaper than the industry average as 65.63% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 13.02 |
4.3 Compensation for Growth
A more expensive valuation may be justified as CTO's earnings are expected to grow with 58.27% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.40%, CTO is a good candidate for dividend investing.
CTO's Dividend Yield is a higher than the industry average which is at 6.38.
CTO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.4% |
5.2 History
On average, the dividend of CTO grows each year by 71.47%, which is quite nice.
CTO has been paying a dividend for at least 10 years, so it has a reliable track record.
CTO has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)71.47%
Div Incr Years0
Div Non Decr Years14
5.3 Sustainability
CTO has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The dividend of CTO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-138.11%
EPS Next 2Y58.27%
EPS Next 3YN/A
18.08
-0.01 (-0.06%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners64.13%
Inst Owner Change-0.28%
Ins Owners3.97%
Ins Owner Change1.54%
Market Cap585.25M
Revenue(TTM)146.95M
Net Income(TTM)-40.88M
Analysts84
Price Target21.34 (18.03%)
Short Float %4.82%
Short Ratio4.78
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.4% |
Yearly Dividend1.73
Dividend Growth(5Y)71.47%
DP-138.11%
Div Incr Years0
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)219.39%
Min EPS beat(2)41.76%
Max EPS beat(2)397.03%
EPS beat(4)3
Avg EPS beat(4)-1967.74%
Min EPS beat(4)-8412.68%
Max EPS beat(4)397.03%
EPS beat(8)7
Avg EPS beat(8)-733.09%
EPS beat(12)9
Avg EPS beat(12)-846.98%
EPS beat(16)11
Avg EPS beat(16)-597.35%
Revenue beat(2)1
Avg Revenue beat(2)0.75%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)2.32%
Revenue beat(4)3
Avg Revenue beat(4)2.03%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.02%
Revenue beat(8)6
Avg Revenue beat(8)2.69%
Revenue beat(12)10
Avg Revenue beat(12)4.35%
Revenue beat(16)14
Avg Revenue beat(16)7.93%
PT rev (1m)-0.79%
PT rev (3m)-3.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)-0.83%
Revenue NQ rev (3m)-1.63%
Revenue NY rev (1m)-0.47%
Revenue NY rev (3m)-0.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 162.74 | ||
| P/S | 3.98 | ||
| P/FCF | N/A | ||
| P/OCF | 7.25 | ||
| P/B | 1.05 | ||
| P/tB | 1.21 | ||
| EV/EBITDA | 13.02 |
EPS(TTM)-0.67
EYN/A
EPS(NY)0.11
Fwd EY0.61%
FCF(TTM)-0.97
FCFYN/A
OCF(TTM)2.49
OCFY13.8%
SpS4.54
BVpS17.22
TBVpS14.91
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.34% | ||
| ROE | -7.34% | ||
| ROCE | 1.45% | ||
| ROIC | 1.31% | ||
| ROICexc | 1.32% | ||
| ROICexgc | 1.44% | ||
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% | ||
| FCFM | N/A |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
ROICexc(3y)1.51%
ROICexc(5y)1.6%
ROICexgc(3y)1.74%
ROICexgc(5y)1.85%
ROCE(3y)1.65%
ROCE(5y)1.76%
ROICexgc growth 3Y-27.84%
ROICexgc growth 5Y-12.12%
ROICexc growth 3Y-26.17%
ROICexc growth 5Y-12.49%
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
F-Score5
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.47 | ||
| Cap/Depr | 152.5% | ||
| Cap/Sales | 76.37% | ||
| Interest Coverage | 0.78 | ||
| Cash Conversion | 89.04% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | 0.86 |
F-Score5
WACC6.67%
ROIC/WACC0.2
Cap/Depr(3y)564.23%
Cap/Depr(5y)763.78%
Cap/Sales(3y)223.32%
Cap/Sales(5y)266.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.63%
EBIT growth 3Y-14.67%
EBIT growth 5Y-3.97%
EBIT Next Year175.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y86.87%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y30.29%
OCF growth 3Y35.98%
OCF growth 5Y33.41%
CTO REALTY GROWTH INC / CTO FAQ
What is the ChartMill fundamental rating of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CTO.
What is the valuation status of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a valuation rating of 2 / 10 to CTO REALTY GROWTH INC (CTO). This can be considered as Overvalued.
What is the profitability of CTO stock?
CTO REALTY GROWTH INC (CTO) has a profitability rating of 2 / 10.
How financially healthy is CTO REALTY GROWTH INC?
The financial health rating of CTO REALTY GROWTH INC (CTO) is 1 / 10.
Can you provide the dividend sustainability for CTO stock?
The dividend rating of CTO REALTY GROWTH INC (CTO) is 7 / 10 and the dividend payout ratio is -138.11%.