CTO REALTY GROWTH INC (CTO) Stock Fundamental Analysis
USA - NYSE:CTO - US22948Q1013 - REIT
17.37 USD
+0.29 (+1.7%)
17.37 USD
0 (0%)
Overall CTO gets a fundamental rating of 3 out of 10. We evaluated CTO against 127 industry peers in the Diversified REITs industry. CTO has a bad profitability rating. Also its financial health evaluation is rather negative. While showing a medium growth rate, CTO is valued expensive at the moment. CTO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CTO had negative earnings in the past year.
In the past year CTO had a positive cash flow from operations.
The reported net income has been mixed in the past 5 years: CTO reported negative net income in multiple years.
Each year in the past 5 years CTO had a positive operating cash flow.
1.2 Ratios
CTO's Return On Assets of -3.35% is on the low side compared to the rest of the industry. CTO is outperformed by 77.95% of its industry peers.
With a Return On Equity value of -7.35%, CTO is not doing good in the industry: 70.08% of the companies in the same industry are doing better.
With a Return On Invested Capital value of 1.31%, CTO is not doing good in the industry: 77.95% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for CTO is in line with the industry average of 3.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.35% | ||
| ROE | -7.35% | ||
| ROIC | 1.31% |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
1.3 Margins
The Operating Margin of CTO (11.63%) is worse than 70.08% of its industry peers.
In the last couple of years the Operating Margin of CTO has declined.
CTO has a better Gross Margin (74.48%) than 70.08% of its industry peers.
CTO's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% |
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CTO is destroying value.
The number of shares outstanding for CTO has been increased compared to 1 year ago.
CTO has more shares outstanding than it did 5 years ago.
CTO has a better debt/assets ratio than last year.
2.2 Solvency
CTO has an Altman-Z score of 0.84. This is a bad value and indicates that CTO is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of CTO (0.84) is better than 68.50% of its industry peers.
A Debt/Equity ratio of 1.05 is on the high side and indicates that CTO has dependencies on debt financing.
CTO's Debt to Equity ratio of 1.05 is in line compared to the rest of the industry. CTO outperforms 57.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.84 |
ROIC/WACC0.19
WACC6.72%
2.3 Liquidity
CTO has a Current Ratio of 0.29. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
CTO has a Current ratio of 0.29. This is amonst the worse of the industry: CTO underperforms 88.98% of its industry peers.
CTO has a Quick Ratio of 0.29. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.28, CTO is doing worse than 88.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
CTO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -213.56%.
CTO shows a strong growth in Revenue. In the last year, the Revenue has grown by 23.84%.
The Revenue has been growing by 22.61% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
3.2 Future
Based on estimates for the next years, CTO will show a very strong growth in Earnings Per Share. The EPS will grow by 58.27% on average per year.
Based on estimates for the next years, CTO will show a quite strong growth in Revenue. The Revenue will grow by 14.20% on average per year.
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
CTO reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
With a Price/Forward Earnings ratio of 156.35, CTO can be considered very expensive at the moment.
CTO's Price/Forward Earnings is on the same level as the industry average.
CTO is valuated expensively when we compare the Price/Forward Earnings ratio to 32.68, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 156.35 |
4.2 Price Multiples
CTO's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CTO is cheaper than 69.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12.72 |
4.3 Compensation for Growth
A more expensive valuation may be justified as CTO's earnings are expected to grow with 58.27% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y58.27%
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 8.94%, CTO is a good candidate for dividend investing.
CTO's Dividend Yield is rather good when compared to the industry average which is at 6.21. CTO pays more dividend than 86.61% of the companies in the same industry.
CTO's Dividend Yield is rather good when compared to the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.94% |
5.2 History
On average, the dividend of CTO grows each year by 71.47%, which is quite nice.
CTO has been paying a dividend for at least 10 years, so it has a reliable track record.
CTO has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)71.47%
Div Incr Years0
Div Non Decr Years14
5.3 Sustainability
CTO has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The dividend of CTO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP-137.35%
EPS Next 2Y58.27%
EPS Next 3YN/A
17.37
+0.29 (+1.7%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners64.13%
Inst Owner Change-1.93%
Ins Owners3.97%
Ins Owner Change1.54%
Market Cap572.17M
Revenue(TTM)146.95M
Net Income(TTM)-40.97M
Analysts84
Price Target21.51 (23.83%)
Short Float %4.3%
Short Ratio4.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.94% |
Yearly Dividend1.73
Dividend Growth(5Y)71.47%
DP-137.35%
Div Incr Years0
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)219.39%
Min EPS beat(2)41.76%
Max EPS beat(2)397.03%
EPS beat(4)3
Avg EPS beat(4)-1967.74%
Min EPS beat(4)-8412.68%
Max EPS beat(4)397.03%
EPS beat(8)7
Avg EPS beat(8)-733.09%
EPS beat(12)9
Avg EPS beat(12)-846.98%
EPS beat(16)11
Avg EPS beat(16)-597.35%
Revenue beat(2)1
Avg Revenue beat(2)0.75%
Min Revenue beat(2)-0.81%
Max Revenue beat(2)2.32%
Revenue beat(4)3
Avg Revenue beat(4)2.03%
Min Revenue beat(4)-0.81%
Max Revenue beat(4)6.02%
Revenue beat(8)6
Avg Revenue beat(8)2.69%
Revenue beat(12)10
Avg Revenue beat(12)4.35%
Revenue beat(16)14
Avg Revenue beat(16)7.93%
PT rev (1m)0%
PT rev (3m)-2.91%
EPS NQ rev (1m)0%
EPS NQ rev (3m)96.15%
EPS NY rev (1m)0%
EPS NY rev (3m)54.91%
Revenue NQ rev (1m)-0.38%
Revenue NQ rev (3m)-0.47%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.02%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 156.35 | ||
| P/S | 3.89 | ||
| P/FCF | N/A | ||
| P/OCF | 7.04 | ||
| P/B | 1.03 | ||
| P/tB | 1.19 | ||
| EV/EBITDA | 12.72 |
EPS(TTM)-0.67
EYN/A
EPS(NY)0.11
Fwd EY0.64%
FCF(TTM)-0.94
FCFYN/A
OCF(TTM)2.47
OCFY14.2%
SpS4.46
BVpS16.92
TBVpS14.65
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.35% | ||
| ROE | -7.35% | ||
| ROCE | 1.45% | ||
| ROIC | 1.31% | ||
| ROICexc | 1.32% | ||
| ROICexgc | 1.44% | ||
| OM | 11.63% | ||
| PM (TTM) | N/A | ||
| GM | 74.48% | ||
| FCFM | N/A |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
ROICexc(3y)1.51%
ROICexc(5y)1.6%
ROICexgc(3y)1.74%
ROICexgc(5y)1.85%
ROCE(3y)1.65%
ROCE(5y)1.76%
ROICexgc growth 3Y-27.84%
ROICexgc growth 5Y-12.12%
ROICexc growth 3Y-26.17%
ROICexc growth 5Y-12.49%
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.44 | ||
| Cap/Depr | 151.66% | ||
| Cap/Sales | 76.31% | ||
| Interest Coverage | 0.76 | ||
| Cash Conversion | 89.27% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.29 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | 0.84 |
F-Score4
WACC6.72%
ROIC/WACC0.19
Cap/Depr(3y)564.23%
Cap/Depr(5y)763.78%
Cap/Sales(3y)223.32%
Cap/Sales(5y)266.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-213.56%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-82.35%
EPS Next Y-258.09%
EPS Next 2Y58.27%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)23.84%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%18.71%
Revenue Next Year22.21%
Revenue Next 2Y14.2%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.64%
EBIT growth 3Y-14.67%
EBIT growth 5Y-3.97%
EBIT Next Year175.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y87.12%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y31.12%
OCF growth 3Y35.98%
OCF growth 5Y33.41%
CTO REALTY GROWTH INC / CTO FAQ
What is the ChartMill fundamental rating of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CTO.
What is the valuation status of CTO REALTY GROWTH INC (CTO) stock?
ChartMill assigns a valuation rating of 2 / 10 to CTO REALTY GROWTH INC (CTO). This can be considered as Overvalued.
What is the profitability of CTO stock?
CTO REALTY GROWTH INC (CTO) has a profitability rating of 2 / 10.
How financially healthy is CTO REALTY GROWTH INC?
The financial health rating of CTO REALTY GROWTH INC (CTO) is 1 / 10.
Can you provide the dividend sustainability for CTO stock?
The dividend rating of CTO REALTY GROWTH INC (CTO) is 7 / 10 and the dividend payout ratio is -137.35%.