CTO REALTY GROWTH INC (CTO) Stock Fundamental Analysis
USA - NYSE:CTO - US22948Q1013 - REIT
15.72 USD
+0.06 (+0.38%)
15.71 USD
-0.01 (-0.06%)
We assign a fundamental rating of 3 out of 10 to CTO. CTO was compared to 129 industry peers in the Diversified REITs industry. CTO may be in some trouble as it scores bad on both profitability and health. CTO is quite expensive at the moment. It does show a decent growth rate. CTO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CTO had negative earnings in the past year.
In the past year CTO had a positive cash flow from operations.
In multiple years CTO reported negative net income over the last 5 years.
Each year in the past 5 years CTO had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CTO (-3.05%) is worse than 76.74% of its industry peers.
With a Return On Equity value of -6.56%, CTO is not doing good in the industry: 68.99% of the companies in the same industry are doing better.
CTO's Return On Invested Capital of 1.15% is on the low side compared to the rest of the industry. CTO is outperformed by 81.40% of its industry peers.
CTO had an Average Return On Invested Capital over the past 3 years of 1.49%. This is in line with the industry average of 3.01%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.05% | ||
| ROE | -6.56% | ||
| ROIC | 1.15% |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
1.3 Margins
Looking at the Operating Margin, with a value of 10.40%, CTO is doing worse than 72.09% of the companies in the same industry.
CTO's Operating Margin has declined in the last couple of years.
CTO has a better Gross Margin (74.20%) than 69.77% of its industry peers.
In the last couple of years the Gross Margin of CTO has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.4% | ||
| PM (TTM) | N/A | ||
| GM | 74.2% |
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CTO is destroying value.
The number of shares outstanding for CTO has been increased compared to 1 year ago.
CTO has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, CTO has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.76, we must say that CTO is in the distress zone and has some risk of bankruptcy.
CTO has a better Altman-Z score (0.76) than 66.67% of its industry peers.
A Debt/Equity ratio of 0.94 indicates that CTO is somewhat dependend on debt financing.
With a decent Debt to Equity ratio value of 0.94, CTO is doing good in the industry, outperforming 63.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.76 |
ROIC/WACC0.17
WACC6.68%
2.3 Liquidity
CTO has a Current Ratio of 0.14. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
CTO has a Current ratio of 0.14. This is amonst the worse of the industry: CTO underperforms 94.57% of its industry peers.
CTO has a Quick Ratio of 0.14. This is a bad value and indicates that CTO is not financially healthy enough and could expect problems in meeting its short term obligations.
CTO has a worse Quick ratio (0.14) than 94.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 |
3. Growth
3.1 Past
CTO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -208.16%.
The Revenue has grown by 22.26% in the past year. This is a very strong growth!
CTO shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 22.61% yearly.
EPS 1Y (TTM)-208.16%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-400%
Revenue 1Y (TTM)22.26%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%30.48%
3.2 Future
The Earnings Per Share is expected to grow by 52.36% on average over the next years. This is a very strong growth
Based on estimates for the next years, CTO will show a quite strong growth in Revenue. The Revenue will grow by 15.42% on average per year.
EPS Next Y-258.09%
EPS Next 2Y52.36%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year22.79%
Revenue Next 2Y15.42%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
CTO reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
CTO is valuated quite expensively with a Price/Forward Earnings ratio of 222.35.
CTO's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 22.94. CTO is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 222.35 |
4.2 Price Multiples
CTO's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CTO is cheaper than 67.44% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12.81 |
4.3 Compensation for Growth
CTO's earnings are expected to grow with 52.36% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y52.36%
EPS Next 3YN/A
5. Dividend
5.1 Amount
CTO has a Yearly Dividend Yield of 9.71%, which is a nice return.
Compared to an average industry Dividend Yield of 6.99, CTO pays a better dividend. On top of this CTO pays more dividend than 85.27% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, CTO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.71% |
5.2 History
The dividend of CTO is nicely growing with an annual growth rate of 71.47%!
CTO has paid a dividend for at least 10 years, which is a reliable track record.
CTO has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)71.47%
Div Incr Years0
Div Non Decr Years14
5.3 Sustainability
The earnings of CTO are negative and hence is the payout ratio. CTO will probably not be able to sustain this dividend level.
CTO's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP-145.82%
EPS Next 2Y52.36%
EPS Next 3YN/A
15.72
+0.06 (+0.38%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners64.13%
Inst Owner Change0%
Ins Owners3.97%
Ins Owner Change1.54%
Market Cap517.82M
Analysts84
Price Target21.51 (36.83%)
Short Float %4.66%
Short Ratio4.81
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.71% |
Yearly Dividend1.73
Dividend Growth(5Y)71.47%
DP-145.82%
Div Incr Years0
Div Non Decr Years14
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)72.35%
Min EPS beat(2)41.76%
Max EPS beat(2)102.94%
EPS beat(4)3
Avg EPS beat(4)-1873.68%
Min EPS beat(4)-8412.68%
Max EPS beat(4)773.27%
EPS beat(8)7
Avg EPS beat(8)-764.44%
EPS beat(12)9
Avg EPS beat(12)-871.45%
EPS beat(16)11
Avg EPS beat(16)-453.2%
Revenue beat(2)2
Avg Revenue beat(2)1.45%
Min Revenue beat(2)0.59%
Max Revenue beat(2)2.32%
Revenue beat(4)4
Avg Revenue beat(4)3.2%
Min Revenue beat(4)0.59%
Max Revenue beat(4)6.02%
Revenue beat(8)7
Avg Revenue beat(8)4.11%
Revenue beat(12)11
Avg Revenue beat(12)5.55%
Revenue beat(16)15
Avg Revenue beat(16)8.88%
PT rev (1m)-2.32%
PT rev (3m)-2.91%
EPS NQ rev (1m)0%
EPS NQ rev (3m)97.27%
EPS NY rev (1m)0%
EPS NY rev (3m)54.91%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.1%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 222.35 | ||
| P/S | 3.67 | ||
| P/FCF | N/A | ||
| P/OCF | 6.73 | ||
| P/B | 0.9 | ||
| P/tB | 1.05 | ||
| EV/EBITDA | 12.81 |
EPS(TTM)-0.53
EYN/A
EPS(NY)0.07
Fwd EY0.45%
FCF(TTM)-5.1
FCFYN/A
OCF(TTM)2.34
OCFY14.86%
SpS4.28
BVpS17.43
TBVpS14.95
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.05% | ||
| ROE | -6.56% | ||
| ROCE | 1.28% | ||
| ROIC | 1.15% | ||
| ROICexc | 1.16% | ||
| ROICexgc | 1.28% | ||
| OM | 10.4% | ||
| PM (TTM) | N/A | ||
| GM | 74.2% | ||
| FCFM | N/A |
ROA(3y)-0.28%
ROA(5y)2.94%
ROE(3y)-0.53%
ROE(5y)5.44%
ROIC(3y)1.49%
ROIC(5y)1.59%
ROICexc(3y)1.51%
ROICexc(5y)1.6%
ROICexgc(3y)1.74%
ROICexgc(5y)1.85%
ROCE(3y)1.65%
ROCE(5y)1.76%
ROICexcg growth 3Y-27.84%
ROICexcg growth 5Y-12.12%
ROICexc growth 3Y-26.17%
ROICexc growth 5Y-12.49%
OM growth 3Y-29.48%
OM growth 5Y-21.68%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.5%
GM growth 5Y-2.73%
F-Score5
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.94 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 6.22 | ||
| Cap/Depr | 339% | ||
| Cap/Sales | 173.66% | ||
| Interest Coverage | 0.63 | ||
| Cash Conversion | 88.56% | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.14 | ||
| Quick Ratio | 0.14 | ||
| Altman-Z | 0.76 |
F-Score5
WACC6.68%
ROIC/WACC0.17
Cap/Depr(3y)564.23%
Cap/Depr(5y)763.78%
Cap/Sales(3y)223.32%
Cap/Sales(5y)266.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-208.16%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-400%
EPS Next Y-258.09%
EPS Next 2Y52.36%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)22.26%
Revenue growth 3Y21.01%
Revenue growth 5Y22.61%
Sales Q2Q%30.48%
Revenue Next Year22.79%
Revenue Next 2Y15.42%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-37.35%
EBIT growth 3Y-14.67%
EBIT growth 5Y-3.97%
EBIT Next Year175.88%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y46.73%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y31.06%
OCF growth 3Y35.98%
OCF growth 5Y33.41%