CTAC NV (CTAC.AS) Stock Fundamental Analysis
AMS:CTAC - Euronext Amsterdam - NL0000345577 - Common Stock - Currency: EUR
Taking everything into account, CTAC scores 6 out of 10 in our fundamental rating. CTAC was compared to 77 industry peers in the IT Services industry. CTAC has an average financial health and profitability rating. CTAC may be a bit undervalued, certainly considering the very reasonable score on growth These ratings could make CTAC a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
In the past year CTAC had a positive cash flow from operations.
In the past 5 years CTAC has always been profitable.
Each year in the past 5 years CTAC had a positive operating cash flow.
1.2 Ratios
CTAC's Return On Assets of 5.43% is fine compared to the rest of the industry. CTAC outperforms 66.23% of its industry peers.
CTAC has a Return On Equity of 12.67%. This is comparable to the rest of the industry: CTAC outperforms 55.84% of its industry peers.
CTAC has a Return On Invested Capital (7.73%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for CTAC is below the industry average of 11.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROIC | 7.73% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
The Profit Margin of CTAC (3.14%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CTAC has grown nicely.
CTAC has a Operating Margin (4.47%) which is in line with its industry peers.
CTAC's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 56.04%, CTAC perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CTAC is still creating some value.
The number of shares outstanding for CTAC remains at a similar level compared to 1 year ago.
Compared to 5 years ago, CTAC has more shares outstanding
Compared to 1 year ago, CTAC has an improved debt to assets ratio.
2.2 Solvency
CTAC has an Altman-Z score of 2.99. This indicates that CTAC is financially healthy and has little risk of bankruptcy at the moment.
CTAC has a Altman-Z score of 2.99. This is in the better half of the industry: CTAC outperforms 64.94% of its industry peers.
The Debt to FCF ratio of CTAC is 1.25, which is an excellent value as it means it would take CTAC, only 1.25 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 1.25, CTAC belongs to the best of the industry, outperforming 80.52% of the companies in the same industry.
A Debt/Equity ratio of 0.20 indicates that CTAC is not too dependend on debt financing.
CTAC's Debt to Equity ratio of 0.20 is fine compared to the rest of the industry. CTAC outperforms 75.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 2.99 |
ROIC/WACC1.16
WACC6.69%
2.3 Liquidity
CTAC has a Current Ratio of 1.01. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
CTAC has a worse Current ratio (1.01) than 68.83% of its industry peers.
A Quick Ratio of 1.01 indicates that CTAC should not have too much problems paying its short term obligations.
CTAC has a Quick ratio of 1.01. This is in the lower half of the industry: CTAC underperforms 64.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
CTAC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 305.73%, which is quite impressive.
The Earnings Per Share has been growing by 24.20% on average over the past years. This is a very strong growth
Looking at the last year, CTAC shows a decrease in Revenue. The Revenue has decreased by -2.28% in the last year.
Measured over the past years, CTAC shows a quite strong growth in Revenue. The Revenue has been growing by 8.74% on average per year.
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
3.2 Future
Based on estimates for the next years, CTAC will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.69% on average per year.
The Revenue is expected to grow by 7.12% on average over the next years.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.00, the valuation of CTAC can be described as reasonable.
89.61% of the companies in the same industry are more expensive than CTAC, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.29. CTAC is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 9.15, the valuation of CTAC can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CTAC indicates a rather cheap valuation: CTAC is cheaper than 89.61% of the companies listed in the same industry.
CTAC is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.17, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12 | ||
| Fwd PE | 9.15 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CTAC is valued cheaper than 90.91% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CTAC is valued cheaper than 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.79 | ||
| EV/EBITDA | 4.33 |
4.3 Compensation for Growth
CTAC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CTAC's earnings are expected to grow with 13.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.26
PEG (5Y)0.5
EPS Next 2Y30.93%
EPS Next 3Y13.69%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.27%. Purely for dividend investing, there may be better candidates out there.
CTAC's Dividend Yield is a higher than the industry average which is at 6.55.
CTAC's Dividend Yield is a higher than the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.27% |
5.2 History
On average, the dividend of CTAC grows each year by 17.13%, which is quite nice.
Dividend Growth(5Y)17.13%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
CTAC pays out 39.80% of its income as dividend. This is a sustainable payout ratio.
CTAC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.8%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
AMS:CTAC (6/2/2025, 7:00:00 PM)
3.36
+0.02 (+0.6%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.27%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap47.54M
Analysts85
Price Target3.83 (13.99%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.27% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP39.8%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-21.74%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12 | ||
| Fwd PE | 9.15 | ||
| P/S | 0.38 | ||
| P/FCF | 6.79 | ||
| P/OCF | 4.62 | ||
| P/B | 1.54 | ||
| P/tB | 11.75 | ||
| EV/EBITDA | 4.33 |
EPS(TTM)0.28
EY8.33%
EPS(NY)0.37
Fwd EY10.93%
FCF(TTM)0.49
FCFY14.72%
OCF(TTM)0.73
OCFY21.63%
SpS8.79
BVpS2.18
TBVpS0.29
PEG (NY)0.26
PEG (5Y)0.5
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROCE | 14.43% | ||
| ROIC | 7.73% | ||
| ROICexc | 10.29% | ||
| ROICexgc | 140% | ||
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% | ||
| FCFM | 5.63% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexcg growth 3Y-10.84%
ROICexcg growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score6
Asset Turnover1.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.58 | ||
| Cap/Depr | 63.48% | ||
| Cap/Sales | 2.64% | ||
| Interest Coverage | 13.33 | ||
| Cash Conversion | 95.82% | ||
| Profit Quality | 178.98% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 2.99 |
F-Score6
WACC6.69%
ROIC/WACC1.16
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
EBIT growth 1Y12.01%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y20.12%
EBIT Next 5YN/A
FCF growth 1Y-21.03%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-3.81%
OCF growth 3Y2.52%
OCF growth 5Y4.91%