CTAC NV (CTAC.AS) Stock Fundamental Analysis
AMS:CTAC - Euronext Amsterdam - NL0000345577 - Common Stock - Currency: EUR
Overall CTAC gets a fundamental rating of 6 out of 10. We evaluated CTAC against 70 industry peers in the IT Services industry. CTAC has an average financial health and profitability rating. CTAC is valued quite cheap, while showing a decent growth score. This is a good combination! These ratings could make CTAC a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
In the past year CTAC had a positive cash flow from operations.
In the past 5 years CTAC has always been profitable.
CTAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CTAC has a Return On Assets of 5.43%. This is in the better half of the industry: CTAC outperforms 67.14% of its industry peers.
Looking at the Return On Equity, with a value of 12.67%, CTAC is in line with its industry, outperforming 55.71% of the companies in the same industry.
The Return On Invested Capital of CTAC (7.73%) is comparable to the rest of the industry.
CTAC had an Average Return On Invested Capital over the past 3 years of 7.76%. This is below the industry average of 10.72%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROIC | 7.73% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
CTAC has a Profit Margin (3.14%) which is comparable to the rest of the industry.
CTAC's Profit Margin has improved in the last couple of years.
With a Operating Margin value of 4.47%, CTAC perfoms like the industry average, outperforming 44.29% of the companies in the same industry.
CTAC's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 56.04%, CTAC is doing worse than 60.00% of the companies in the same industry.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CTAC is creating some value.
CTAC has about the same amout of shares outstanding than it did 1 year ago.
CTAC has more shares outstanding than it did 5 years ago.
CTAC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 3.00 indicates that CTAC is not in any danger for bankruptcy at the moment.
The Altman-Z score of CTAC (3.00) is better than 62.86% of its industry peers.
CTAC has a debt to FCF ratio of 1.25. This is a very positive value and a sign of high solvency as it would only need 1.25 years to pay back of all of its debts.
CTAC has a Debt to FCF ratio of 1.25. This is amongst the best in the industry. CTAC outperforms 82.86% of its industry peers.
CTAC has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.20, CTAC is in the better half of the industry, outperforming 75.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 3 |
ROIC/WACC1.16
WACC6.69%
2.3 Liquidity
CTAC has a Current Ratio of 1.01. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.01, CTAC is doing worse than 68.57% of the companies in the same industry.
A Quick Ratio of 1.01 indicates that CTAC should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.01, CTAC is not doing good in the industry: 65.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
CTAC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 305.73%, which is quite impressive.
CTAC shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.20% yearly.
Looking at the last year, CTAC shows a decrease in Revenue. The Revenue has decreased by -2.28% in the last year.
The Revenue has been growing by 8.74% on average over the past years. This is quite good.
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
3.2 Future
The Earnings Per Share is expected to grow by 13.69% on average over the next years. This is quite good.
CTAC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.12% yearly.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
3.3 Evolution
Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 12.14, CTAC is valued correctly.
Compared to the rest of the industry, the Price/Earnings ratio of CTAC indicates a rather cheap valuation: CTAC is cheaper than 85.71% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.85. CTAC is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 9.26, which indicates a very decent valuation of CTAC.
90.00% of the companies in the same industry are more expensive than CTAC, based on the Price/Forward Earnings ratio.
CTAC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 20.77.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.14 | ||
| Fwd PE | 9.26 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CTAC is valued cheaper than 90.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CTAC is valued a bit cheaper than 78.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.87 | ||
| EV/EBITDA | 4.41 |
4.3 Compensation for Growth
CTAC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CTAC's earnings are expected to grow with 13.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.26
PEG (5Y)0.5
EPS Next 2Y30.93%
EPS Next 3Y13.69%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.24%.
CTAC's Dividend Yield is a higher than the industry average which is at 7.37.
Compared to an average S&P500 Dividend Yield of 2.45, CTAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.24% |
5.2 History
The dividend of CTAC is nicely growing with an annual growth rate of 17.13%!
Dividend Growth(5Y)17.13%
Div Incr Years2
Div Non Decr Years5
5.3 Sustainability
CTAC pays out 39.80% of its income as dividend. This is a sustainable payout ratio.
The dividend of CTAC is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.8%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
AMS:CTAC (4/30/2025, 7:00:00 PM)
3.4
+0.01 (+0.29%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.27%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap48.11M
Analysts85
Price Target3.83 (12.65%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.24% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP39.8%
Div Incr Years2
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-12.79%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-21.74%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-6.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.14 | ||
| Fwd PE | 9.26 | ||
| P/S | 0.39 | ||
| P/FCF | 6.87 | ||
| P/OCF | 4.68 | ||
| P/B | 1.56 | ||
| P/tB | 11.88 | ||
| EV/EBITDA | 4.41 |
EPS(TTM)0.28
EY8.24%
EPS(NY)0.37
Fwd EY10.8%
FCF(TTM)0.49
FCFY14.55%
OCF(TTM)0.73
OCFY21.37%
SpS8.79
BVpS2.18
TBVpS0.29
PEG (NY)0.26
PEG (5Y)0.5
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROCE | 14.43% | ||
| ROIC | 7.73% | ||
| ROICexc | 10.29% | ||
| ROICexgc | 140% | ||
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% | ||
| FCFM | 5.63% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexcg growth 3Y-10.84%
ROICexcg growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score6
Asset Turnover1.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.58 | ||
| Cap/Depr | 63.48% | ||
| Cap/Sales | 2.64% | ||
| Interest Coverage | 13.33 | ||
| Cash Conversion | 95.82% | ||
| Profit Quality | 178.98% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 3 |
F-Score6
WACC6.69%
ROIC/WACC1.16
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
EBIT growth 1Y12.01%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y20.12%
EBIT Next 5YN/A
FCF growth 1Y-21.03%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-3.81%
OCF growth 3Y2.52%
OCF growth 5Y4.91%