CTAC NV (CTAC.AS) Stock Fundamental Analysis
Europe - Euronext Amsterdam - AMS:CTAC - NL0000345577 - Common Stock
3.13 EUR
-0.03 (-0.95%)
We assign a fundamental rating of 5 out of 10 to CTAC. CTAC was compared to 72 industry peers in the IT Services industry. There are concerns on the financial health of CTAC while its profitability can be described as average. CTAC scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally CTAC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
CTAC had a positive operating cash flow in the past year.
CTAC had positive earnings in each of the past 5 years.
CTAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of CTAC (5.74%) is better than 69.44% of its industry peers.
Looking at the Return On Equity, with a value of 13.36%, CTAC is in line with its industry, outperforming 58.33% of the companies in the same industry.
With a Return On Invested Capital value of 7.06%, CTAC perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
CTAC had an Average Return On Invested Capital over the past 3 years of 7.76%. This is below the industry average of 11.90%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 13.36% | ||
| ROIC | 7.06% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
CTAC's Profit Margin of 3.28% is in line compared to the rest of the industry. CTAC outperforms 51.39% of its industry peers.
In the last couple of years the Profit Margin of CTAC has grown nicely.
Looking at the Operating Margin, with a value of 4.54%, CTAC is doing worse than 61.11% of the companies in the same industry.
CTAC's Operating Margin has improved in the last couple of years.
CTAC's Gross Margin of 54.86% is in line compared to the rest of the industry. CTAC outperforms 41.67% of its industry peers.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.54% | ||
| PM (TTM) | 3.28% | ||
| GM | 54.86% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
CTAC has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for CTAC remains at a similar level compared to 1 year ago.
The number of shares outstanding for CTAC has been increased compared to 5 years ago.
CTAC has a better debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 2.98 indicates that CTAC is not a great score, but indicates only limited risk for bankruptcy at the moment.
CTAC has a Altman-Z score of 2.98. This is in the better half of the industry: CTAC outperforms 62.50% of its industry peers.
A Debt/Equity ratio of 0.37 indicates that CTAC is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.37, CTAC is in line with its industry, outperforming 59.72% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 2.98 |
ROIC/WACC1.08
WACC6.52%
2.3 Liquidity
CTAC has a Current Ratio of 1.00. This is a normal value and indicates that CTAC is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.00, CTAC is doing worse than 65.28% of the companies in the same industry.
A Quick Ratio of 1.00 indicates that CTAC should not have too much problems paying its short term obligations.
With a Quick ratio value of 1.00, CTAC is not doing good in the industry: 61.11% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1 | ||
| Quick Ratio | 1 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 351.71% over the past year.
The Earnings Per Share has been growing by 24.20% on average over the past years. This is a very strong growth
The Revenue has been growing slightly by 0.81% in the past year.
Measured over the past years, CTAC shows a quite strong growth in Revenue. The Revenue has been growing by 8.74% on average per year.
EPS 1Y (TTM)351.71%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%15.97%
Revenue 1Y (TTM)0.81%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%1.44%
3.2 Future
CTAC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.55% yearly.
Based on estimates for the next years, CTAC will show a small growth in Revenue. The Revenue will grow by 7.12% on average per year.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 10.79, which indicates a very decent valuation of CTAC.
Based on the Price/Earnings ratio, CTAC is valued cheaper than 90.28% of the companies in the same industry.
When comparing the Price/Earnings ratio of CTAC to the average of the S&P500 Index (26.15), we can say CTAC is valued rather cheaply.
With a Price/Forward Earnings ratio of 7.31, the valuation of CTAC can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CTAC indicates a rather cheap valuation: CTAC is cheaper than 90.28% of the companies listed in the same industry.
CTAC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 36.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.79 | ||
| Fwd PE | 7.31 |
4.2 Price Multiples
CTAC's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CTAC is cheaper than 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.52 |
4.3 Compensation for Growth
CTAC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CTAC's earnings are expected to grow with 21.55% in the coming years.
PEG (NY)0.23
PEG (5Y)0.45
EPS Next 2Y30.93%
EPS Next 3Y21.55%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.36%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.92, CTAC pays a bit more dividend than its industry peers.
CTAC's Dividend Yield is a higher than the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.36% |
5.2 History
On average, the dividend of CTAC grows each year by 17.13%, which is quite nice.
Dividend Growth(5Y)17.13%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
37.91% of the earnings are spent on dividend by CTAC. This is a low number and sustainable payout ratio.
The dividend of CTAC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP37.91%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
AMS:CTAC (11/27/2025, 7:00:00 PM)
3.13
-0.03 (-0.95%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners9.93%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap44.29M
Revenue(TTM)125.22M
Net Income(TTM)4.10M
Analysts85
Price Target2.97 (-5.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.36% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP37.91%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-22.4%
PT rev (3m)-22.4%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.79 | ||
| Fwd PE | 7.31 | ||
| P/S | 0.35 | ||
| P/FCF | N/A | ||
| P/OCF | 18.87 | ||
| P/B | 1.44 | ||
| P/tB | 10.38 | ||
| EV/EBITDA | 4.52 |
EPS(TTM)0.29
EY9.27%
EPS(NY)0.43
Fwd EY13.69%
FCF(TTM)-0.1
FCFYN/A
OCF(TTM)0.17
OCFY5.3%
SpS8.85
BVpS2.17
TBVpS0.3
PEG (NY)0.23
PEG (5Y)0.45
Graham Number3.76
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.74% | ||
| ROE | 13.36% | ||
| ROCE | 15.2% | ||
| ROIC | 7.06% | ||
| ROICexc | 7.47% | ||
| ROICexgc | 21.3% | ||
| OM | 4.54% | ||
| PM (TTM) | 3.28% | ||
| GM | 54.86% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexgc growth 3Y-10.84%
ROICexgc growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score5
Asset Turnover1.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.02 | ||
| Cap/Depr | 69.4% | ||
| Cap/Sales | 2.97% | ||
| Interest Coverage | 14.65 | ||
| Cash Conversion | 21.25% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1 | ||
| Quick Ratio | 1 | ||
| Altman-Z | 2.98 |
F-Score5
WACC6.52%
ROIC/WACC1.08
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)351.71%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%15.97%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y21.55%
EPS Next 5YN/A
Revenue 1Y (TTM)0.81%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%1.44%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y5.84%
Revenue Next 5Y7.12%
EBIT growth 1Y24.33%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y25.99%
EBIT Next 5YN/A
FCF growth 1Y-114.47%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-79.51%
OCF growth 3Y2.52%
OCF growth 5Y4.91%
CTAC NV / CTAC.AS FAQ
What is the ChartMill fundamental rating of CTAC NV (CTAC.AS) stock?
ChartMill assigns a fundamental rating of 5 / 10 to CTAC.AS.
What is the valuation status of CTAC NV (CTAC.AS) stock?
ChartMill assigns a valuation rating of 7 / 10 to CTAC NV (CTAC.AS). This can be considered as Undervalued.
Can you provide the profitability details for CTAC NV?
CTAC NV (CTAC.AS) has a profitability rating of 5 / 10.
How financially healthy is CTAC NV?
The financial health rating of CTAC NV (CTAC.AS) is 3 / 10.
What is the expected EPS growth for CTAC NV (CTAC.AS) stock?
The Earnings per Share (EPS) of CTAC NV (CTAC.AS) is expected to grow by 46.94% in the next year.