CTAC NV (CTAC.AS) Stock Fundamental Analysis
AMS:CTAC - Euronext Amsterdam - NL0000345577 - Common Stock - Currency: EUR
We assign a fundamental rating of 6 out of 10 to CTAC. CTAC was compared to 74 industry peers in the IT Services industry. CTAC has an average financial health and profitability rating. A decent growth rate in combination with a cheap valuation! Better keep an eye on CTAC. These ratings would make CTAC suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year CTAC was profitable.
In the past year CTAC had a positive cash flow from operations.
In the past 5 years CTAC has always been profitable.
CTAC had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CTAC has a better Return On Assets (5.43%) than 63.51% of its industry peers.
Looking at the Return On Equity, with a value of 12.67%, CTAC is in line with its industry, outperforming 58.11% of the companies in the same industry.
The Return On Invested Capital of CTAC (7.73%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for CTAC is significantly below the industry average of 20.68%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROIC | 7.73% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
1.3 Margins
CTAC has a Profit Margin (3.14%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CTAC has grown nicely.
CTAC has a Operating Margin (4.47%) which is comparable to the rest of the industry.
In the last couple of years the Operating Margin of CTAC has grown nicely.
Looking at the Gross Margin, with a value of 56.04%, CTAC is in line with its industry, outperforming 43.24% of the companies in the same industry.
In the last couple of years the Gross Margin of CTAC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% |
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
2. Health
2.1 Basic Checks
CTAC has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, CTAC has about the same amount of shares outstanding.
Compared to 5 years ago, CTAC has more shares outstanding
The debt/assets ratio for CTAC has been reduced compared to a year ago.
2.2 Solvency
CTAC has an Altman-Z score of 2.99. This indicates that CTAC is financially healthy and has little risk of bankruptcy at the moment.
CTAC has a better Altman-Z score (2.99) than 62.16% of its industry peers.
The Debt to FCF ratio of CTAC is 1.25, which is an excellent value as it means it would take CTAC, only 1.25 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of CTAC (1.25) is better than 75.68% of its industry peers.
CTAC has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
CTAC has a Debt to Equity ratio of 0.20. This is in the better half of the industry: CTAC outperforms 71.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Altman-Z | 2.99 |
ROIC/WACC1.18
WACC6.57%
2.3 Liquidity
A Current Ratio of 1.01 indicates that CTAC should not have too much problems paying its short term obligations.
CTAC's Current ratio of 1.01 is on the low side compared to the rest of the industry. CTAC is outperformed by 70.27% of its industry peers.
A Quick Ratio of 1.01 indicates that CTAC should not have too much problems paying its short term obligations.
CTAC has a Quick ratio of 1.01. This is in the lower half of the industry: CTAC underperforms 67.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 |
3. Growth
3.1 Past
CTAC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 305.73%, which is quite impressive.
Measured over the past years, CTAC shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.20% on average per year.
Looking at the last year, CTAC shows a decrease in Revenue. The Revenue has decreased by -2.28% in the last year.
Measured over the past years, CTAC shows a quite strong growth in Revenue. The Revenue has been growing by 8.74% on average per year.
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
3.2 Future
CTAC is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 13.69% yearly.
Based on estimates for the next years, CTAC will show a small growth in Revenue. The Revenue will grow by 7.12% on average per year.
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 11.93, the valuation of CTAC can be described as very reasonable.
Based on the Price/Earnings ratio, CTAC is valued cheaper than 87.84% of the companies in the same industry.
When comparing the Price/Earnings ratio of CTAC to the average of the S&P500 Index (27.30), we can say CTAC is valued rather cheaply.
The Price/Forward Earnings ratio is 9.10, which indicates a very decent valuation of CTAC.
Based on the Price/Forward Earnings ratio, CTAC is valued cheaper than 87.84% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.76. CTAC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 9.1 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CTAC indicates a rather cheap valuation: CTAC is cheaper than 90.54% of the companies listed in the same industry.
Based on the Price/Free Cash Flow ratio, CTAC is valued cheaply inside the industry as 83.78% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.75 | ||
| EV/EBITDA | 4.33 |
4.3 Compensation for Growth
CTAC's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CTAC's earnings are expected to grow with 13.69% in the coming years.
PEG (NY)0.25
PEG (5Y)0.49
EPS Next 2Y30.93%
EPS Next 3Y13.69%
5. Dividend
5.1 Amount
CTAC has a Yearly Dividend Yield of 3.32%.
CTAC's Dividend Yield is a higher than the industry average which is at 6.92.
Compared to an average S&P500 Dividend Yield of 2.35, CTAC pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
5.2 History
The dividend of CTAC is nicely growing with an annual growth rate of 17.13%!
Dividend Growth(5Y)17.13%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
39.80% of the earnings are spent on dividend by CTAC. This is a low number and sustainable payout ratio.
CTAC's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.8%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
AMS:CTAC (7/11/2025, 7:00:00 PM)
3.34
+0.03 (+0.91%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners10.08%
Inst Owner ChangeN/A
Ins Owners22.27%
Ins Owner ChangeN/A
Market Cap47.26M
Analysts85
Price Target3.83 (14.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
Yearly Dividend0.11
Dividend Growth(5Y)17.13%
DP39.8%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 9.1 | ||
| P/S | 0.38 | ||
| P/FCF | 6.75 | ||
| P/OCF | 4.6 | ||
| P/B | 1.53 | ||
| P/tB | 11.68 | ||
| EV/EBITDA | 4.33 |
EPS(TTM)0.28
EY8.38%
EPS(NY)0.37
Fwd EY10.99%
FCF(TTM)0.49
FCFY14.81%
OCF(TTM)0.73
OCFY21.76%
SpS8.79
BVpS2.18
TBVpS0.29
PEG (NY)0.25
PEG (5Y)0.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.43% | ||
| ROE | 12.67% | ||
| ROCE | 14.43% | ||
| ROIC | 7.73% | ||
| ROICexc | 10.29% | ||
| ROICexgc | 140% | ||
| OM | 4.47% | ||
| PM (TTM) | 3.14% | ||
| GM | 56.04% | ||
| FCFM | 5.63% |
ROA(3y)4.34%
ROA(5y)4.75%
ROE(3y)10.63%
ROE(5y)12.49%
ROIC(3y)7.76%
ROIC(5y)7.73%
ROICexc(3y)9.86%
ROICexc(5y)10.11%
ROICexgc(3y)93.05%
ROICexgc(5y)116.82%
ROCE(3y)14.76%
ROCE(5y)14.73%
ROICexcg growth 3Y-10.84%
ROICexcg growth 5Y39.25%
ROICexc growth 3Y-2.56%
ROICexc growth 5Y15.11%
OM growth 3Y-9.71%
OM growth 5Y12.14%
PM growth 3Y-9.09%
PM growth 5Y15.3%
GM growth 3Y-5.24%
GM growth 5Y-3.9%
F-Score6
Asset Turnover1.73
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.25 | ||
| Debt/EBITDA | 0.58 | ||
| Cap/Depr | 63.48% | ||
| Cap/Sales | 2.64% | ||
| Interest Coverage | 13.33 | ||
| Cash Conversion | 95.82% | ||
| Profit Quality | 178.98% | ||
| Current Ratio | 1.01 | ||
| Quick Ratio | 1.01 | ||
| Altman-Z | 2.99 |
F-Score6
WACC6.57%
ROIC/WACC1.18
Cap/Depr(3y)40.73%
Cap/Depr(5y)30.86%
Cap/Sales(3y)1.72%
Cap/Sales(5y)1.4%
Profit Quality(3y)401.58%
Profit Quality(5y)373.89%
High Growth Momentum
Growth
EPS 1Y (TTM)305.73%
EPS 3Y-5.51%
EPS 5Y24.2%
EPS Q2Q%981.94%
EPS Next Y46.94%
EPS Next 2Y30.93%
EPS Next 3Y13.69%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.28%
Revenue growth 3Y5.32%
Revenue growth 5Y8.74%
Sales Q2Q%0.19%
Revenue Next Year7.26%
Revenue Next 2Y6.26%
Revenue Next 3Y4.87%
Revenue Next 5Y7.12%
EBIT growth 1Y12.01%
EBIT growth 3Y-4.9%
EBIT growth 5Y21.94%
EBIT Next Year66.67%
EBIT Next 3Y20.12%
EBIT Next 5YN/A
FCF growth 1Y-21.03%
FCF growth 3Y-7.01%
FCF growth 5Y0.39%
OCF growth 1Y-3.81%
OCF growth 3Y2.52%
OCF growth 5Y4.91%