CSG SYSTEMS INTL INC (CSGS) Fundamental Analysis & Valuation

NASDAQ:CSGS • US1263491094

Current stock price

79.97 USD
-0.08 (-0.1%)
Last:

This CSGS fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

7

1. CSGS Profitability Analysis

1.1 Basic Checks

  • CSGS had positive earnings in the past year.
  • In the past year CSGS had a positive cash flow from operations.
  • In the past 5 years CSGS has always been profitable.
  • CSGS had a positive operating cash flow in each of the past 5 years.
CSGS Yearly Net Income VS EBIT VS OCF VS FCFCSGS Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

1.2 Ratios

  • CSGS has a Return On Assets of 3.62%. This is in the better half of the industry: CSGS outperforms 64.77% of its industry peers.
  • CSGS has a Return On Equity of 19.70%. This is amongst the best in the industry. CSGS outperforms 81.82% of its industry peers.
  • CSGS's Return On Invested Capital of 11.26% is amongst the best of the industry. CSGS outperforms 81.82% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for CSGS is in line with the industry average of 11.08%.
Industry RankSector Rank
ROA 3.62%
ROE 19.7%
ROIC 11.26%
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
CSGS Yearly ROA, ROE, ROICCSGS Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • With a decent Profit Margin value of 4.57%, CSGS is doing good in the industry, outperforming 63.64% of the companies in the same industry.
  • CSGS's Profit Margin has declined in the last couple of years.
  • CSGS's Operating Margin of 11.84% is fine compared to the rest of the industry. CSGS outperforms 73.86% of its industry peers.
  • CSGS's Operating Margin has improved in the last couple of years.
  • CSGS has a Gross Margin of 49.03%. This is in the better half of the industry: CSGS outperforms 73.86% of its industry peers.
  • In the last couple of years the Gross Margin of CSGS has remained more or less at the same level.
Industry RankSector Rank
OM 11.84%
PM (TTM) 4.57%
GM 49.03%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
CSGS Yearly Profit, Operating, Gross MarginsCSGS Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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6

2. CSGS Health Analysis

2.1 Basic Checks

  • CSGS has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • CSGS has less shares outstanding than it did 1 year ago.
  • CSGS has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for CSGS has been reduced compared to a year ago.
CSGS Yearly Shares OutstandingCSGS Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
CSGS Yearly Total Debt VS Total AssetsCSGS Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • CSGS has an Altman-Z score of 3.35. This indicates that CSGS is financially healthy and has little risk of bankruptcy at the moment.
  • CSGS has a Altman-Z score of 3.35. This is in the better half of the industry: CSGS outperforms 65.91% of its industry peers.
  • The Debt to FCF ratio of CSGS is 3.82, which is a good value as it means it would take CSGS, 3.82 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 3.82, CSGS is in the better half of the industry, outperforming 60.23% of the companies in the same industry.
  • CSGS has a Debt/Equity ratio of 1.90. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 1.90, CSGS is not doing good in the industry: 73.86% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 3.82
Altman-Z 3.35
ROIC/WACC1.24
WACC9.06%
CSGS Yearly LT Debt VS Equity VS FCFCSGS Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M 500M

2.3 Liquidity

  • CSGS has a Current Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
  • With a Current ratio value of 1.44, CSGS perfoms like the industry average, outperforming 42.05% of the companies in the same industry.
  • CSGS has a Quick Ratio of 1.44. This is a normal value and indicates that CSGS is financially healthy and should not expect problems in meeting its short term obligations.
  • CSGS's Quick ratio of 1.44 is in line compared to the rest of the industry. CSGS outperforms 43.18% of its industry peers.
Industry RankSector Rank
Current Ratio 1.44
Quick Ratio 1.44
CSGS Yearly Current Assets VS Current LiabilitesCSGS Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

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4

3. CSGS Growth Analysis

3.1 Past

  • CSGS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 8.44%, which is quite good.
  • CSGS shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 10.50% yearly.
  • Looking at the last year, CSGS shows a small growth in Revenue. The Revenue has grown by 2.18% in the last year.
  • Measured over the past years, CSGS shows a small growth in Revenue. The Revenue has been growing by 4.31% on average per year.
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%

3.2 Future

  • The Earnings Per Share is expected to grow by 8.87% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 1.70% on average over the next years.
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CSGS Yearly Revenue VS EstimatesCSGS Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 200M 400M 600M 800M 1B
CSGS Yearly EPS VS EstimatesCSGS Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6

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5

4. CSGS Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 15.56, the valuation of CSGS can be described as correct.
  • Based on the Price/Earnings ratio, CSGS is valued a bit cheaper than 65.91% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of CSGS to the average of the S&P500 Index (25.50), we can say CSGS is valued slightly cheaper.
  • A Price/Forward Earnings ratio of 15.29 indicates a correct valuation of CSGS.
  • Based on the Price/Forward Earnings ratio, CSGS is valued a bit cheaper than 64.77% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.67. CSGS is valued slightly cheaper when compared to this.
Industry RankSector Rank
PE 15.56
Fwd PE 15.29
CSGS Price Earnings VS Forward Price EarningsCSGS Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CSGS is valued a bit cheaper than the industry average as 63.64% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, CSGS is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 16.12
EV/EBITDA 12.16
CSGS Per share dataCSGS EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CSGS does not grow enough to justify the current Price/Earnings ratio.
  • The decent profitability rating of CSGS may justify a higher PE ratio.
PEG (NY)8.96
PEG (5Y)1.48
EPS Next 2Y4.16%
EPS Next 3Y8.35%

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5

5. CSGS Dividend Analysis

5.1 Amount

  • CSGS has a Yearly Dividend Yield of 1.71%.
  • Compared to an average industry Dividend Yield of 0.96, CSGS pays a better dividend. On top of this CSGS pays more dividend than 84.09% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.89, CSGS has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.71%

5.2 History

  • The dividend of CSGS is nicely growing with an annual growth rate of 6.63%!
  • CSGS has paid a dividend for at least 10 years, which is a reliable track record.
  • CSGS has decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.63%
Div Incr Years2
Div Non Decr Years2
CSGS Yearly Dividends per shareCSGS Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 66.92% of the earnings are spent on dividend by CSGS. This is not a sustainable payout ratio.
  • CSGS's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP66.92%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
CSGS Yearly Income VS Free CF VS DividendCSGS Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M
CSGS Dividend Payout.CSGS Dividend Payout, showing the Payout Ratio.CSGS Dividend Payout.PayoutRetained Earnings

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CSGS Fundamentals: All Metrics, Ratios and Statistics

CSG SYSTEMS INTL INC

NASDAQ:CSGS (3/25/2026, 2:01:02 PM)

79.97

-0.08 (-0.1%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)02-04
Earnings (Next)05-05
Inst Owners109.24%
Inst Owner Change4.43%
Ins Owners4.22%
Ins Owner Change2.47%
Market Cap2.28B
Revenue(TTM)1.22B
Net Income(TTM)55.88M
Analysts51.67
Price Target82.31 (2.93%)
Short Float %14.33%
Short Ratio8.82
Dividend
Industry RankSector Rank
Dividend Yield 1.71%
Yearly Dividend1.31
Dividend Growth(5Y)6.63%
DP66.92%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-18
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)12.23%
Min EPS beat(2)11.96%
Max EPS beat(2)12.5%
EPS beat(4)4
Avg EPS beat(4)10.7%
Min EPS beat(4)8.57%
Max EPS beat(4)12.5%
EPS beat(8)7
Avg EPS beat(8)11.35%
EPS beat(12)11
Avg EPS beat(12)10.36%
EPS beat(16)13
Avg EPS beat(16)8.34%
Revenue beat(2)0
Avg Revenue beat(2)-0.86%
Min Revenue beat(2)-1.47%
Max Revenue beat(2)-0.26%
Revenue beat(4)1
Avg Revenue beat(4)-0.35%
Min Revenue beat(4)-1.47%
Max Revenue beat(4)0.43%
Revenue beat(8)2
Avg Revenue beat(8)-1.02%
Revenue beat(12)3
Avg Revenue beat(12)-1.61%
Revenue beat(16)7
Avg Revenue beat(16)-0.12%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.28%
EPS NY rev (1m)-0.03%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 15.56
Fwd PE 15.29
P/S 1.86
P/FCF 16.12
P/OCF 14.62
P/B 8.03
P/tB N/A
EV/EBITDA 12.16
EPS(TTM)5.14
EY6.43%
EPS(NY)5.23
Fwd EY6.54%
FCF(TTM)4.96
FCFY6.2%
OCF(TTM)5.47
OCFY6.84%
SpS42.92
BVpS9.95
TBVpS-5.65
PEG (NY)8.96
PEG (5Y)1.48
Graham Number33.93
Profitability
Industry RankSector Rank
ROA 3.62%
ROE 19.7%
ROCE 16.2%
ROIC 11.26%
ROICexc 14.09%
ROICexgc 37.37%
OM 11.84%
PM (TTM) 4.57%
GM 49.03%
FCFM 11.56%
ROA(3y)4.67%
ROA(5y)4.5%
ROE(3y)24.89%
ROE(5y)20.73%
ROIC(3y)11.42%
ROIC(5y)11.56%
ROICexc(3y)14.25%
ROICexc(5y)15.05%
ROICexgc(3y)36.27%
ROICexgc(5y)541.49%
ROCE(3y)16.43%
ROCE(5y)16.64%
ROICexgc growth 3Y3.4%
ROICexgc growth 5Y5.97%
ROICexc growth 3Y4.66%
ROICexc growth 5Y4.79%
OM growth 3Y2.81%
OM growth 5Y2.18%
PM growth 3Y4.12%
PM growth 5Y-5.07%
GM growth 3Y0.61%
GM growth 5Y1.31%
F-Score6
Asset Turnover0.79
Health
Industry RankSector Rank
Debt/Equity 1.9
Debt/FCF 3.82
Debt/EBITDA 2.48
Cap/Depr 20.08%
Cap/Sales 1.19%
Interest Coverage 5.7
Cash Conversion 71.78%
Profit Quality 253.02%
Current Ratio 1.44
Quick Ratio 1.44
Altman-Z 3.35
F-Score6
WACC9.06%
ROIC/WACC1.24
Cap/Depr(3y)30.09%
Cap/Depr(5y)34.97%
Cap/Sales(3y)1.82%
Cap/Sales(5y)2.28%
Profit Quality(3y)180.11%
Profit Quality(5y)151.56%
High Growth Momentum
Growth
EPS 1Y (TTM)8.44%
EPS 3Y12.6%
EPS 5Y10.5%
EPS Q2Q%-7.27%
EPS Next Y1.74%
EPS Next 2Y4.16%
EPS Next 3Y8.35%
EPS Next 5Y8.87%
Revenue 1Y (TTM)2.18%
Revenue growth 3Y3.93%
Revenue growth 5Y4.31%
Sales Q2Q%2.03%
Revenue Next Year4.71%
Revenue Next 2Y3.86%
Revenue Next 3Y4%
Revenue Next 5Y1.7%
EBIT growth 1Y0.09%
EBIT growth 3Y6.84%
EBIT growth 5Y6.59%
EBIT Next Year31.52%
EBIT Next 3Y13.65%
EBIT Next 5Y11.62%
FCF growth 1Y24.8%
FCF growth 3Y74.52%
FCF growth 5Y-0.31%
OCF growth 1Y14.9%
OCF growth 3Y34.84%
OCF growth 5Y-2.06%

CSG SYSTEMS INTL INC / CSGS Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CSG SYSTEMS INTL INC?

ChartMill assigns a fundamental rating of 6 / 10 to CSGS.


What is the valuation status of CSG SYSTEMS INTL INC (CSGS) stock?

ChartMill assigns a valuation rating of 5 / 10 to CSG SYSTEMS INTL INC (CSGS). This can be considered as Fairly Valued.


What is the profitability of CSGS stock?

CSG SYSTEMS INTL INC (CSGS) has a profitability rating of 7 / 10.


Can you provide the financial health for CSGS stock?

The financial health rating of CSG SYSTEMS INTL INC (CSGS) is 6 / 10.


Can you provide the expected EPS growth for CSGS stock?

The Earnings per Share (EPS) of CSG SYSTEMS INTL INC (CSGS) is expected to grow by 1.74% in the next year.