CA SUD RHONE ALPES-CCI (CRSU.PA) Stock Fundamental Analysis

EPA:CRSU • FR0000045346

195.5 EUR
-4 (-2.01%)
Last: Feb 17, 2026, 07:00 PM
Fundamental Rating

2

Taking everything into account, CRSU scores 2 out of 10 in our fundamental rating. CRSU was compared to 110 industry peers in the Banks industry. CRSU has a bad profitability rating. Also its financial health evaluation is rather negative. CRSU does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year CRSU was profitable.
  • CRSU had a negative operating cash flow in the past year.
  • In the past 5 years CRSU has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: CRSU reported negative operating cash flow in multiple years.
CRSU.PA Yearly Net Income VS EBIT VS OCF VS FCFCRSU.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M -1B

1.2 Ratios

  • CRSU has a Return On Assets of 0.36%. This is amonst the worse of the industry: CRSU underperforms 85.45% of its industry peers.
  • CRSU's Return On Equity of 2.79% is on the low side compared to the rest of the industry. CRSU is outperformed by 84.55% of its industry peers.
Industry RankSector Rank
ROA 0.36%
ROE 2.79%
ROIC N/A
ROA(3y)0.37%
ROA(5y)0.34%
ROE(3y)3.25%
ROE(5y)3.04%
ROIC(3y)N/A
ROIC(5y)N/A
CRSU.PA Yearly ROA, ROE, ROICCRSU.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4 5

1.3 Margins

  • Looking at the Profit Margin, with a value of 19.36%, CRSU is doing worse than 70.00% of the companies in the same industry.
  • CRSU's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for CRSU so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 19.36%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.93%
PM growth 5Y-1.95%
GM growth 3YN/A
GM growth 5YN/A
CRSU.PA Yearly Profit, Operating, Gross MarginsCRSU.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

2

2. Health

2.1 Basic Checks

  • CRSU does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for CRSU remains at a similar level compared to 1 year ago.
  • The number of shares outstanding for CRSU has been reduced compared to 5 years ago.
  • The debt/assets ratio for CRSU is higher compared to a year ago.
CRSU.PA Yearly Shares OutstandingCRSU.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 1M 2M 3M 4M
CRSU.PA Yearly Total Debt VS Total AssetsCRSU.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B 25B

2.2 Solvency

  • CRSU has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of CRSU (0.05) is better than 89.09% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.76%
CRSU.PA Yearly LT Debt VS Equity VS FCFCRSU.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B -1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CRSU.PA Yearly Current Assets VS Current LiabilitesCRSU.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

1

3. Growth

3.1 Past

  • The earnings per share for CRSU have decreased by -0.64% in the last year.
  • CRSU shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.24% yearly.
  • Looking at the last year, CRSU shows a decrease in Revenue. The Revenue has decreased by -2.73% in the last year.
  • The Revenue has been growing slightly by 2.13% on average over the past years.
EPS 1Y (TTM)-0.64%
EPS 3Y-4.23%
EPS 5Y0.24%
EPS Q2Q%6.79%
Revenue 1Y (TTM)-2.73%
Revenue growth 3Y0.72%
Revenue growth 5Y2.13%
Sales Q2Q%-5.96%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CRSU.PA Yearly Revenue VS EstimatesCRSU.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2

4. Valuation

4.1 Price/Earnings Ratio

  • CRSU is valuated reasonably with a Price/Earnings ratio of 9.01.
  • Based on the Price/Earnings ratio, CRSU is valued cheaply inside the industry as 80.91% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 27.16, CRSU is valued rather cheaply.
Industry RankSector Rank
PE 9.01
Fwd PE N/A
CRSU.PA Price Earnings VS Forward Price EarningsCRSU.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CRSU.PA Per share dataCRSU.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1K 2K 3K 4K 5K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)37.03
EPS Next 2YN/A
EPS Next 3YN/A

3

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 3.12%, CRSU has a reasonable but not impressive dividend return.
  • CRSU's Dividend Yield is slightly below the industry average, which is at 4.33.
  • Compared to an average S&P500 Dividend Yield of 1.82, CRSU pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.12%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
CRSU.PA Yearly Dividends per shareCRSU.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2 4 6 8 10

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CRSU.PA Yearly Income VS Free CF VS DividendCRSU.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M -1B

CA SUD RHONE ALPES-CCI

EPA:CRSU (2/17/2026, 7:00:00 PM)

195.5

-4 (-2.01%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-30
Earnings (Next)04-24
Inst Owners5.16%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap123.17M
Revenue(TTM)509.24M
Net Income(TTM)98.60M
Analysts78.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.12%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 9.01
Fwd PE N/A
P/S 0.24
P/FCF N/A
P/OCF N/A
P/B 0.03
P/tB 0.04
EV/EBITDA N/A
EPS(TTM)21.71
EY11.1%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-178.13
FCFYN/A
OCF(TTM)-154.89
OCFYN/A
SpS808.31
BVpS5603.07
TBVpS5581.14
PEG (NY)N/A
PEG (5Y)37.03
Graham Number1654.38
Profitability
Industry RankSector Rank
ROA 0.36%
ROE 2.79%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 19.36%
GM N/A
FCFM N/A
ROA(3y)0.37%
ROA(5y)0.34%
ROE(3y)3.25%
ROE(5y)3.04%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.93%
PM growth 5Y-1.95%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 84.55%
Cap/Sales 2.87%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC5.76%
ROIC/WACCN/A
Cap/Depr(3y)47.51%
Cap/Depr(5y)54.51%
Cap/Sales(3y)1.64%
Cap/Sales(5y)2.08%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-0.64%
EPS 3Y-4.23%
EPS 5Y0.24%
EPS Q2Q%6.79%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.73%
Revenue growth 3Y0.72%
Revenue growth 5Y2.13%
Sales Q2Q%-5.96%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y85.77%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y87.54%
OCF growth 3Y-78.2%
OCF growth 5Y-55.73%

CA SUD RHONE ALPES-CCI / CRSU.PA FAQ

What is the fundamental rating for CRSU stock?

ChartMill assigns a fundamental rating of 2 / 10 to CRSU.PA.


Can you provide the valuation status for CA SUD RHONE ALPES-CCI?

ChartMill assigns a valuation rating of 2 / 10 to CA SUD RHONE ALPES-CCI (CRSU.PA). This can be considered as Overvalued.


What is the profitability of CRSU stock?

CA SUD RHONE ALPES-CCI (CRSU.PA) has a profitability rating of 1 / 10.


What is the valuation of CA SUD RHONE ALPES-CCI based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CA SUD RHONE ALPES-CCI (CRSU.PA) is 9.01 and the Price/Book (PB) ratio is 0.03.


How sustainable is the dividend of CA SUD RHONE ALPES-CCI (CRSU.PA) stock?

The dividend rating of CA SUD RHONE ALPES-CCI (CRSU.PA) is 3 / 10 and the dividend payout ratio is 0%.