CA ALPES PROVENCE-CCI (CRAP.PA) Stock Fundamental Analysis

Europe • Euronext Paris • EPA:CRAP • FR0000044323

138.5 EUR
0 (0%)
Last: Feb 6, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

2

Taking everything into account, CRAP scores 2 out of 10 in our fundamental rating. CRAP was compared to 114 industry peers in the Banks industry. CRAP has a bad profitability rating. Also its financial health evaluation is rather negative. CRAP is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year CRAP was profitable.
  • In the past year CRAP has reported a negative cash flow from operations.
  • Each year in the past 5 years CRAP has been profitable.
  • In multiple years CRAP reported negative operating cash flow during the last 5 years.
CRAP.PA Yearly Net Income VS EBIT VS OCF VS FCFCRAP.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B -1B

1.2 Ratios

  • CRAP has a Return On Assets of 0.54%. This is in the lower half of the industry: CRAP underperforms 62.16% of its industry peers.
  • CRAP's Return On Equity of 3.94% is on the low side compared to the rest of the industry. CRAP is outperformed by 74.77% of its industry peers.
Industry RankSector Rank
ROA 0.54%
ROE 3.94%
ROIC N/A
ROA(3y)0.5%
ROA(5y)0.43%
ROE(3y)4.16%
ROE(5y)3.67%
ROIC(3y)N/A
ROIC(5y)N/A
CRAP.PA Yearly ROA, ROE, ROICCRAP.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

1.3 Margins

  • CRAP has a better Profit Margin (25.70%) than 61.26% of its industry peers.
  • In the last couple of years the Profit Margin of CRAP has grown nicely.
  • CRAP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 25.7%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.13%
PM growth 5Y8.37%
GM growth 3YN/A
GM growth 5YN/A
CRAP.PA Yearly Profit, Operating, Gross MarginsCRAP.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

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2

2. Health

2.1 Basic Checks

  • CRAP does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CRAP has about the same amount of shares outstanding.
  • CRAP has about the same amout of shares outstanding than it did 5 years ago.
  • CRAP has a worse debt/assets ratio than last year.
CRAP.PA Yearly Shares OutstandingCRAP.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
CRAP.PA Yearly Total Debt VS Total AssetsCRAP.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B 25B

2.2 Solvency

  • CRAP has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
  • With an excellent Debt to Equity ratio value of 0.02, CRAP belongs to the best of the industry, outperforming 95.50% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC6.46%
CRAP.PA Yearly LT Debt VS Equity VS FCFCRAP.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B 4B 6B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CRAP.PA Yearly Current Assets VS Current LiabilitesCRAP.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 12.90% over the past year.
  • CRAP shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.41% yearly.
  • Looking at the last year, CRAP shows a small growth in Revenue. The Revenue has grown by 6.45% in the last year.
  • The Revenue has been growing slightly by 3.71% on average over the past years.
EPS 1Y (TTM)12.9%
EPS 3Y4.57%
EPS 5Y12.41%
EPS Q2Q%10.81%
Revenue 1Y (TTM)6.45%
Revenue growth 3Y2.4%
Revenue growth 5Y3.71%
Sales Q2Q%4.29%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CRAP.PA Yearly Revenue VS EstimatesCRAP.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

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2

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 7.16, the valuation of CRAP can be described as very cheap.
  • CRAP's Price/Earnings ratio is rather cheap when compared to the industry. CRAP is cheaper than 92.79% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.93, CRAP is valued rather cheaply.
Industry RankSector Rank
PE 7.16
Fwd PE N/A
CRAP.PA Price Earnings VS Forward Price EarningsCRAP.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CRAP.PA Per share dataCRAP.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 1K 2K 3K 4K 5K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.58
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. Dividend

5.1 Amount

  • CRAP has a Yearly Dividend Yield of 3.38%.
  • CRAP's Dividend Yield is comparable with the industry average which is at 4.12.
  • CRAP's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 3.38%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
CRAP.PA Yearly Dividends per shareCRAP.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CRAP.PA Yearly Income VS Free CF VS DividendCRAP.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M 1B -1B

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Find the best dividend stocksShow peers with best dividend

CA ALPES PROVENCE-CCI

EPA:CRAP (2/6/2026, 7:00:00 PM)

138.5

0 (0%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)07-29
Earnings (Next)N/A
Inst Owners1.57%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap95.56M
Revenue(TTM)559.94M
Net Income(TTM)143.92M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.38%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 7.16
Fwd PE N/A
P/S 0.17
P/FCF N/A
P/OCF N/A
P/B 0.03
P/tB 0.03
EV/EBITDA N/A
EPS(TTM)19.34
EY13.96%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-435.05
FCFYN/A
OCF(TTM)-417.72
OCFYN/A
SpS811.5
BVpS5297.42
TBVpS5297.33
PEG (NY)N/A
PEG (5Y)0.58
Graham Number1518.28
Profitability
Industry RankSector Rank
ROA 0.54%
ROE 3.94%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 25.7%
GM N/A
FCFM N/A
ROA(3y)0.5%
ROA(5y)0.43%
ROE(3y)4.16%
ROE(5y)3.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.13%
PM growth 5Y8.37%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 69.99%
Cap/Sales 2.14%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC6.46%
ROIC/WACCN/A
Cap/Depr(3y)51.93%
Cap/Depr(5y)52.21%
Cap/Sales(3y)1.59%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.9%
EPS 3Y4.57%
EPS 5Y12.41%
EPS Q2Q%10.81%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.45%
Revenue growth 3Y2.4%
Revenue growth 5Y3.71%
Sales Q2Q%4.29%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y72.16%
FCF growth 3Y-33.9%
FCF growth 5Y25.21%
OCF growth 1Y73.19%
OCF growth 3Y-32.67%
OCF growth 5Y23.96%

CA ALPES PROVENCE-CCI / CRAP.PA FAQ

Can you provide the ChartMill fundamental rating for CA ALPES PROVENCE-CCI?

ChartMill assigns a fundamental rating of 2 / 10 to CRAP.PA.


Can you provide the valuation status for CA ALPES PROVENCE-CCI?

ChartMill assigns a valuation rating of 2 / 10 to CA ALPES PROVENCE-CCI (CRAP.PA). This can be considered as Overvalued.


What is the profitability of CRAP stock?

CA ALPES PROVENCE-CCI (CRAP.PA) has a profitability rating of 2 / 10.


How sustainable is the dividend of CA ALPES PROVENCE-CCI (CRAP.PA) stock?

The dividend rating of CA ALPES PROVENCE-CCI (CRAP.PA) is 3 / 10 and the dividend payout ratio is 0%.