CIE DU BOIS SAUVAGE SA (COMB.BR) Stock Fundamental Analysis
EBR:COMB - BE0003592038 - Common Stock
257 EUR
-1 (-0.39%)
Taking everything into account, COMB scores 3 out of 10 in our fundamental rating. COMB was compared to 46 industry peers in the Financial Services industry. COMB has only an average score on both its financial health and profitability. COMB is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year COMB has reported negative net income.
In the past year COMB had a positive cash flow from operations.
In multiple years COMB reported negative net income over the last 5 years.
Each year in the past 5 years COMB had a positive operating cash flow.
1.2 Ratios
COMB has a worse Return On Assets (-9.64%) than 82.61% of its industry peers.
COMB has a Return On Equity of -13.80%. This is amonst the worse of the industry: COMB underperforms 82.61% of its industry peers.
COMB has a better Return On Invested Capital (6.96%) than 63.04% of its industry peers.
COMB had an Average Return On Invested Capital over the past 3 years of 5.50%. This is significantly below the industry average of 10.94%.
The 3 year average ROIC (5.50%) for COMB is below the current ROIC(6.96%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.64% | ||
| ROE | -13.8% | ||
| ROIC | 6.96% |
ROA(3y)-0.47%
ROA(5y)1.72%
ROE(3y)-0.55%
ROE(5y)2.78%
ROIC(3y)5.5%
ROIC(5y)4.49%
1.3 Margins
The Operating Margin of COMB (18.12%) is better than 60.87% of its industry peers.
COMB's Operating Margin has been stable in the last couple of years.
COMB has a Gross Margin (54.90%) which is in line with its industry peers.
COMB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.12% | ||
| PM (TTM) | N/A | ||
| GM | 54.9% |
OM growth 3Y-5.2%
OM growth 5Y0.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.88%
GM growth 5Y1.38%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), COMB is destroying value.
The number of shares outstanding for COMB has been reduced compared to 1 year ago.
COMB has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, COMB has a worse debt to assets ratio.
2.2 Solvency
COMB has an Altman-Z score of 2.70. This is not the best score and indicates that COMB is in the grey zone with still only limited risk for bankruptcy at the moment.
COMB's Altman-Z score of 2.70 is fine compared to the rest of the industry. COMB outperforms 65.22% of its industry peers.
COMB has a debt to FCF ratio of 5.18. This is a neutral value as COMB would need 5.18 years to pay back of all of its debts.
COMB has a Debt to FCF ratio of 5.18. This is in the better half of the industry: COMB outperforms 65.22% of its industry peers.
COMB has a Debt/Equity ratio of 0.17. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.17, COMB is in the better half of the industry, outperforming 71.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.17 | ||
| Debt/FCF | 5.18 | ||
| Altman-Z | 2.7 |
ROIC/WACC0.97
WACC7.18%
2.3 Liquidity
A Current Ratio of 2.15 indicates that COMB has no problem at all paying its short term obligations.
COMB has a Current ratio of 2.15. This is amongst the best in the industry. COMB outperforms 80.43% of its industry peers.
COMB has a Quick Ratio of 1.83. This is a normal value and indicates that COMB is financially healthy and should not expect problems in meeting its short term obligations.
COMB's Quick ratio of 1.83 is fine compared to the rest of the industry. COMB outperforms 78.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.15 | ||
| Quick Ratio | 1.83 |
3. Growth
3.1 Past
The earnings per share for COMB have decreased strongly by -152.29% in the last year.
Looking at the last year, COMB shows a small growth in Revenue. The Revenue has grown by 6.72% in the last year.
COMB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.40% yearly.
EPS 1Y (TTM)-152.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-865.34%
Revenue 1Y (TTM)6.72%
Revenue growth 3Y9.78%
Revenue growth 5Y6.4%
Sales Q2Q%8.49%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for COMB. In the last year negative earnings were reported.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of COMB indicates a somewhat cheap valuation: COMB is cheaper than 71.74% of the companies listed in the same industry.
The rest of the industry has a similar Price/Free Cash Flow ratio as COMB.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.66 | ||
| EV/EBITDA | 5.3 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
COMB has a Yearly Dividend Yield of 2.27%.
Compared to an average industry Dividend Yield of 3.52, COMB pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.46, COMB has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
5.2 History
The dividend of COMB has a limited annual growth rate of 1.26%.
Dividend Growth(5Y)1.26%
Div Incr Years4
Div Non Decr Years6
5.3 Sustainability
COMB has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-19.25%
EPS Next 2YN/A
EPS Next 3YN/A
EBR:COMB (9/9/2025, 7:00:00 PM)
257
-1 (-0.39%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners1.01%
Inst Owner ChangeN/A
Ins Owners51.97%
Ins Owner ChangeN/A
Market Cap416.34M
Analysts85
Price Target334.9 (30.31%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.27% |
Yearly Dividend8.22
Dividend Growth(5Y)1.26%
DP-19.25%
Div Incr Years4
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.72%
PT rev (3m)-2.72%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 1.29 | ||
| P/FCF | 18.66 | ||
| P/OCF | 8.39 | ||
| P/B | 0.82 | ||
| P/tB | 1.02 | ||
| EV/EBITDA | 5.3 |
EPS(TTM)-42.31
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)13.77
FCFY5.36%
OCF(TTM)30.63
OCFY11.92%
SpS199.94
BVpS312.05
TBVpS252.88
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -9.64% | ||
| ROE | -13.8% | ||
| ROCE | 9.28% | ||
| ROIC | 6.96% | ||
| ROICexc | 7.57% | ||
| ROICexgc | 9.06% | ||
| OM | 18.12% | ||
| PM (TTM) | N/A | ||
| GM | 54.9% | ||
| FCFM | 6.89% |
ROA(3y)-0.47%
ROA(5y)1.72%
ROE(3y)-0.55%
ROE(5y)2.78%
ROIC(3y)5.5%
ROIC(5y)4.49%
ROICexc(3y)6.32%
ROICexc(5y)5.12%
ROICexgc(3y)7.49%
ROICexgc(5y)6.03%
ROCE(3y)7.34%
ROCE(5y)5.98%
ROICexcg growth 3Y12.9%
ROICexcg growth 5Y7.47%
ROICexc growth 3Y11.4%
ROICexc growth 5Y7.43%
OM growth 3Y-5.2%
OM growth 5Y0.72%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y0.88%
GM growth 5Y1.38%
F-Score5
Asset Turnover0.45
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.17 | ||
| Debt/FCF | 5.18 | ||
| Debt/EBITDA | 0.99 | ||
| Cap/Depr | 90.6% | ||
| Cap/Sales | 8.43% | ||
| Interest Coverage | 9.02 | ||
| Cash Conversion | 55.85% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.15 | ||
| Quick Ratio | 1.83 | ||
| Altman-Z | 2.7 |
F-Score5
WACC7.18%
ROIC/WACC0.97
Cap/Depr(3y)74.08%
Cap/Depr(5y)73.67%
Cap/Sales(3y)6.76%
Cap/Sales(5y)7.51%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-152.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-865.34%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.72%
Revenue growth 3Y9.78%
Revenue growth 5Y6.4%
Sales Q2Q%8.49%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y2.21%
EBIT growth 3Y4.07%
EBIT growth 5Y7.17%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-32.49%
FCF growth 3Y-28.37%
FCF growth 5Y-7.72%
OCF growth 1Y-8.91%
OCF growth 3Y-14.79%
OCF growth 5Y-4.45%