CNH INDUSTRIAL NV (CNH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CNH - NL0010545661 - Common Stock
11.01 USD
+0.38 (+3.57%)
11.01 USD
0 (0%)
Overall CNH gets a fundamental rating of 4 out of 10. We evaluated CNH against 132 industry peers in the Machinery industry. CNH has a medium profitability rating, but doesn't score so well on its financial health evaluation. CNH has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CNH was profitable.
- CNH had a positive operating cash flow in the past year.
- CNH had positive earnings in 4 of the past 5 years.
- Each year in the past 5 years CNH had a positive operating cash flow.
1.2 Ratios
- CNH has a Return On Assets of 1.38%. This is in the lower half of the industry: CNH underperforms 62.88% of its industry peers.
- The Return On Equity of CNH (7.72%) is comparable to the rest of the industry.
- CNH has a Return On Invested Capital (6.11%) which is in line with its industry peers.
- CNH had an Average Return On Invested Capital over the past 3 years of 11.39%. This is in line with the industry average of 10.24%.
- The 3 year average ROIC (11.39%) for CNH is well above the current ROIC(6.11%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROIC | 6.11% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
1.3 Margins
- CNH has a Profit Margin (3.35%) which is in line with its industry peers.
- In the last couple of years the Profit Margin of CNH has grown nicely.
- With a decent Operating Margin value of 17.04%, CNH is doing good in the industry, outperforming 79.55% of the companies in the same industry.
- In the last couple of years the Operating Margin of CNH has grown nicely.
- The Gross Margin of CNH (32.19%) is comparable to the rest of the industry.
- CNH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% |
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CNH is still creating some value.
- CNH has less shares outstanding than it did 1 year ago.
- CNH has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CNH has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 1.30, we must say that CNH is in the distress zone and has some risk of bankruptcy.
- CNH's Altman-Z score of 1.30 is on the low side compared to the rest of the industry. CNH is outperformed by 78.03% of its industry peers.
- The Debt to FCF ratio of CNH is 13.40, which is on the high side as it means it would take CNH, 13.40 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 13.40, CNH is doing worse than 61.36% of the companies in the same industry.
- CNH has a Debt/Equity ratio of 3.51. This is a high value indicating a heavy dependency on external financing.
- CNH's Debt to Equity ratio of 3.51 is on the low side compared to the rest of the industry. CNH is outperformed by 87.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Altman-Z | 1.3 |
ROIC/WACC0.73
WACC8.35%
2.3 Liquidity
- CNH has a Current Ratio of 1.69. This is a normal value and indicates that CNH is financially healthy and should not expect problems in meeting its short term obligations.
- The Current ratio of CNH (1.69) is worse than 65.15% of its industry peers.
- CNH has a Quick Ratio of 1.69. This is a bad value and indicates that CNH is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.58, CNH is not doing good in the industry: 87.12% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 |
3. Growth
3.1 Past
- The earnings per share for CNH have decreased strongly by -63.50% in the last year.
- The Earnings Per Share has been growing slightly by 5.29% on average over the past years.
- The Revenue for CNH has decreased by -18.10% in the past year. This is quite bad
- The Revenue has been decreasing by -6.71% on average over the past years.
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
3.2 Future
- The Earnings Per Share is expected to grow by 5.74% on average over the next years.
- CNH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.38% yearly.
EPS Next Y-58.19%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
EPS Next 5Y5.74%
Revenue Next Year-8.42%
Revenue Next 2Y-4.47%
Revenue Next 3Y0.01%
Revenue Next 5Y0.38%
3.3 Evolution
- The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 22.02, which indicates a rather expensive current valuation of CNH.
- Based on the Price/Earnings ratio, CNH is valued a bit cheaper than the industry average as 70.45% of the companies are valued more expensively.
- CNH's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.32.
- CNH is valuated rather expensively with a Price/Forward Earnings ratio of 19.17.
- Based on the Price/Forward Earnings ratio, CNH is valued a bit cheaper than the industry average as 67.42% of the companies are valued more expensively.
- The average S&P500 Price/Forward Earnings ratio is at 24.30. CNH is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.02 | ||
| Fwd PE | 19.17 |
4.2 Price Multiples
- CNH's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CNH is cheaper than 79.55% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, CNH is valued cheaply inside the industry as 97.73% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.78 | ||
| EV/EBITDA | 10.43 |
4.3 Compensation for Growth
- The decent profitability rating of CNH may justify a higher PE ratio.
- A cheap valuation may be justified as CNH's earnings are expected to decrease with -6.00% in the coming years.
PEG (NY)N/A
PEG (5Y)4.16
EPS Next 2Y-27.74%
EPS Next 3Y-6%
5. Dividend
5.1 Amount
- CNH has a Yearly Dividend Yield of 2.31%.
- Compared to an average industry Dividend Yield of 0.98, CNH pays a better dividend. On top of this CNH pays more dividend than 88.64% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.86, CNH pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.31% |
5.2 History
- The dividend of CNH is nicely growing with an annual growth rate of 17.97%!
- CNH has been paying a dividend for over 5 years, so it has already some track record.
- CNH has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)17.97%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CNH pays out 55.11% of its income as dividend. This is a bit on the high side, but may be sustainable.
- CNH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.11%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
11.01
+0.38 (+3.57%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)11-07 2025-11-07/bmo
Earnings (Next)02-02 2026-02-02/amc
Inst Owners72.15%
Inst Owner Change0%
Ins Owners0.12%
Ins Owner Change0.33%
Market Cap13.72B
Revenue(TTM)17.81B
Net Income(TTM)597.00M
Analysts75
Price Target12.73 (15.62%)
Short Float %5.9%
Short Ratio3.88
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.31% |
Yearly Dividend0.48
Dividend Growth(5Y)17.97%
DP55.11%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-10.64%
Min EPS beat(2)-40.39%
Max EPS beat(2)19.11%
EPS beat(4)2
Avg EPS beat(4)-9.06%
Min EPS beat(4)-40.39%
Max EPS beat(4)19.11%
EPS beat(8)4
Avg EPS beat(8)-3.31%
EPS beat(12)7
Avg EPS beat(12)-1.07%
EPS beat(16)11
Avg EPS beat(16)4%
Revenue beat(2)2
Avg Revenue beat(2)11.72%
Min Revenue beat(2)11.51%
Max Revenue beat(2)11.93%
Revenue beat(4)4
Avg Revenue beat(4)9.61%
Min Revenue beat(4)6.98%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)6.58%
Revenue beat(12)12
Avg Revenue beat(12)6.02%
Revenue beat(16)16
Avg Revenue beat(16)6.57%
PT rev (1m)-6.27%
PT rev (3m)-14.99%
EPS NQ rev (1m)2.01%
EPS NQ rev (3m)-41.86%
EPS NY rev (1m)-0.35%
EPS NY rev (3m)-23.49%
Revenue NQ rev (1m)-1.42%
Revenue NQ rev (3m)3.78%
Revenue NY rev (1m)0.9%
Revenue NY rev (3m)3.18%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 22.02 | ||
| Fwd PE | 19.17 | ||
| P/S | 0.77 | ||
| P/FCF | 6.78 | ||
| P/OCF | 4.18 | ||
| P/B | 1.77 | ||
| P/tB | 4.68 | ||
| EV/EBITDA | 10.43 |
EPS(TTM)0.5
EY4.54%
EPS(NY)0.57
Fwd EY5.22%
FCF(TTM)1.62
FCFY14.75%
OCF(TTM)2.64
OCFY23.94%
SpS14.29
BVpS6.2
TBVpS2.35
PEG (NY)N/A
PEG (5Y)4.16
Graham Number8.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 7.72% | ||
| ROCE | 7.89% | ||
| ROIC | 6.11% | ||
| ROICexc | 6.5% | ||
| ROICexgc | 7.79% | ||
| OM | 17.04% | ||
| PM (TTM) | 3.35% | ||
| GM | 32.19% | ||
| FCFM | 11.36% |
ROA(3y)4.39%
ROA(5y)3.13%
ROE(3y)25.03%
ROE(5y)18.1%
ROIC(3y)11.39%
ROIC(5y)8.98%
ROICexc(3y)14.51%
ROICexc(5y)12.46%
ROICexgc(3y)20.25%
ROICexgc(5y)19.15%
ROCE(3y)14.71%
ROCE(5y)11.59%
ROICexgc growth 3Y0.53%
ROICexgc growth 5Y3.13%
ROICexc growth 3Y21.35%
ROICexc growth 5Y3.15%
OM growth 3Y4.76%
OM growth 5Y12.67%
PM growth 3Y-10.76%
PM growth 5Y4.4%
GM growth 3Y5.77%
GM growth 5Y8.01%
F-Score3
Asset Turnover0.41
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.51 | ||
| Debt/FCF | 13.4 | ||
| Debt/EBITDA | 7.43 | ||
| Cap/Depr | 204.71% | ||
| Cap/Sales | 7.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 89.95% | ||
| Profit Quality | 339.03% | ||
| Current Ratio | 1.69 | ||
| Quick Ratio | 0.58 | ||
| Altman-Z | 1.3 |
F-Score3
WACC8.35%
ROIC/WACC0.73
Cap/Depr(3y)198.21%
Cap/Depr(5y)185.92%
Cap/Sales(3y)5.02%
Cap/Sales(5y)7.6%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-63.5%
EPS 3Y-6.6%
EPS 5Y5.29%
EPS Q2Q%-66.67%
EPS Next Y-58.19%
EPS Next 2Y-27.74%
EPS Next 3Y-6%
EPS Next 5Y5.74%
Revenue 1Y (TTM)-18.1%
Revenue growth 3Y0.58%
Revenue growth 5Y-6.71%
Sales Q2Q%-5.48%
Revenue Next Year-8.42%
Revenue Next 2Y-4.47%
Revenue Next 3Y0.01%
Revenue Next 5Y0.38%
EBIT growth 1Y-29.12%
EBIT growth 3Y5.37%
EBIT growth 5Y5.11%
EBIT Next Year-31.64%
EBIT Next 3Y4.7%
EBIT Next 5Y20.58%
FCF growth 1Y702.38%
FCF growth 3Y-27.46%
FCF growth 5YN/A
OCF growth 1Y293.41%
OCF growth 3Y-21.59%
OCF growth 5Y1.51%
CNH INDUSTRIAL NV / CNH FAQ
Can you provide the ChartMill fundamental rating for CNH INDUSTRIAL NV?
ChartMill assigns a fundamental rating of 4 / 10 to CNH.
What is the valuation status of CNH INDUSTRIAL NV (CNH) stock?
ChartMill assigns a valuation rating of 5 / 10 to CNH INDUSTRIAL NV (CNH). This can be considered as Fairly Valued.
Can you provide the profitability details for CNH INDUSTRIAL NV?
CNH INDUSTRIAL NV (CNH) has a profitability rating of 6 / 10.
Can you provide the financial health for CNH stock?
The financial health rating of CNH INDUSTRIAL NV (CNH) is 2 / 10.
What is the expected EPS growth for CNH INDUSTRIAL NV (CNH) stock?
The Earnings per Share (EPS) of CNH INDUSTRIAL NV (CNH) is expected to decline by -58.19% in the next year.