CNH INDUSTRIAL NV (CNH) Fundamental Analysis & Valuation

NYSE:CNH • NL0010545661

Current stock price

10.12 USD
-0.5 (-4.71%)
At close:
10.13 USD
+0.01 (+0.1%)
After Hours:

This CNH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. CNH Profitability Analysis

1.1 Basic Checks

  • In the past year CNH was profitable.
  • CNH had a positive operating cash flow in the past year.
  • In the past 5 years CNH has always been profitable.
  • CNH had a positive operating cash flow in each of the past 5 years.
CNH Yearly Net Income VS EBIT VS OCF VS FCFCNH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

1.2 Ratios

  • CNH has a Return On Assets of 1.19%. This is in the lower half of the industry: CNH underperforms 62.60% of its industry peers.
  • CNH's Return On Equity of 6.56% is in line compared to the rest of the industry. CNH outperforms 49.62% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 6.08%, CNH is in line with its industry, outperforming 46.56% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for CNH is in line with the industry average of 10.18%.
Industry RankSector Rank
ROA 1.19%
ROE 6.56%
ROIC 6.08%
ROA(3y)3.07%
ROA(5y)3.57%
ROE(3y)17.46%
ROE(5y)21.42%
ROIC(3y)8.68%
ROIC(5y)8.79%
CNH Yearly ROA, ROE, ROICCNH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • CNH has a Profit Margin of 2.82%. This is comparable to the rest of the industry: CNH outperforms 43.51% of its industry peers.
  • CNH's Profit Margin has declined in the last couple of years.
  • The Operating Margin of CNH (15.77%) is better than 74.81% of its industry peers.
  • CNH's Operating Margin has improved in the last couple of years.
  • With a Gross Margin value of 31.53%, CNH perfoms like the industry average, outperforming 52.67% of the companies in the same industry.
  • In the last couple of years the Gross Margin of CNH has grown nicely.
Industry RankSector Rank
OM 15.77%
PM (TTM) 2.82%
GM 31.53%
OM growth 3Y-4.07%
OM growth 5Y4.5%
PM growth 3Y-31.1%
PM growth 5YN/A
GM growth 3Y3.21%
GM growth 5Y5.14%
CNH Yearly Profit, Operating, Gross MarginsCNH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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1

2. CNH Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CNH is creating some value.
  • CNH has about the same amout of shares outstanding than it did 1 year ago.
  • CNH has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, CNH has about the same debt to assets ratio.
CNH Yearly Shares OutstandingCNH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
CNH Yearly Total Debt VS Total AssetsCNH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

2.2 Solvency

  • CNH has a debt to FCF ratio of 19.97. This is a negative value and a sign of low solvency as CNH would need 19.97 years to pay back of all of its debts.
  • CNH has a Debt to FCF ratio of 19.97. This is in the lower half of the industry: CNH underperforms 64.12% of its industry peers.
  • A Debt/Equity ratio of 3.44 is on the high side and indicates that CNH has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 3.44, CNH is doing worse than 87.79% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 3.44
Debt/FCF 19.97
Altman-Z N/A
ROIC/WACC0.83
WACC7.36%
CNH Yearly LT Debt VS Equity VS FCFCNH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B 20B 25B

2.3 Liquidity

  • A Current Ratio of 0.91 indicates that CNH may have some problems paying its short term obligations.
  • CNH has a Current ratio of 0.91. This is amonst the worse of the industry: CNH underperforms 88.55% of its industry peers.
  • A Quick Ratio of 0.34 indicates that CNH may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.34, CNH is not doing good in the industry: 91.60% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.91
Quick Ratio 0.34
CNH Yearly Current Assets VS Current LiabilitesCNH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B

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4

3. CNH Growth Analysis

3.1 Past

  • CNH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -50.91%.
  • CNH shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.04% yearly.
  • Looking at the last year, CNH shows a decrease in Revenue. The Revenue has decreased by -8.78% in the last year.
  • CNH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.13% yearly.
EPS 1Y (TTM)-50.91%
EPS 3Y-28.54%
EPS 5Y14.04%
EPS Q2Q%26.67%
Revenue 1Y (TTM)-8.78%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.13%
Sales Q2Q%5.76%

3.2 Future

  • Based on estimates for the next years, CNH will show a very strong growth in Earnings Per Share. The EPS will grow by 22.50% on average per year.
  • CNH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.19% yearly.
EPS Next Y-21.29%
EPS Next 2Y16.2%
EPS Next 3Y25.96%
EPS Next 5Y22.5%
Revenue Next Year-4.03%
Revenue Next 2Y1.95%
Revenue Next 3Y3.23%
Revenue Next 5Y3.19%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CNH Yearly Revenue VS EstimatesCNH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 5B 10B 15B 20B 25B
CNH Yearly EPS VS EstimatesCNH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0.5 1 1.5

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4

4. CNH Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 18.74, CNH is valued on the expensive side.
  • 71.76% of the companies in the same industry are more expensive than CNH, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.11. CNH is valued slightly cheaper when compared to this.
  • Based on the Price/Forward Earnings ratio of 23.81, the valuation of CNH can be described as rather expensive.
  • The rest of the industry has a similar Price/Forward Earnings ratio as CNH.
  • When comparing the Price/Forward Earnings ratio of CNH to the average of the S&P500 Index (24.12), we can say CNH is valued inline with the index average.
Industry RankSector Rank
PE 18.74
Fwd PE 23.81
CNH Price Earnings VS Forward Price EarningsCNH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CNH indicates a somewhat cheap valuation: CNH is cheaper than 76.34% of the companies listed in the same industry.
  • Based on the Price/Free Cash Flow ratio, CNH is valued cheaper than 94.66% of the companies in the same industry.
Industry RankSector Rank
P/FCF 9.37
EV/EBITDA 10.73
CNH Per share dataCNH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CNH's earnings are expected to grow with 25.96% in the coming years.
PEG (NY)N/A
PEG (5Y)1.34
EPS Next 2Y16.2%
EPS Next 3Y25.96%

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5

5. CNH Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.33%, CNH has a reasonable but not impressive dividend return.
  • Compared to an average industry Dividend Yield of 1.18, CNH pays a better dividend. On top of this CNH pays more dividend than 90.08% of the companies listed in the same industry.
  • CNH's Dividend Yield is a higher than the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 2.33%

5.2 History

  • The dividend of CNH is nicely growing with an annual growth rate of 114.35%!
  • CNH has been paying a dividend for over 5 years, so it has already some track record.
  • CNH has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)114.35%
Div Incr Years3
Div Non Decr Years3
CNH Yearly Dividends per shareCNH Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 0.1 0.2 0.3 0.4

5.3 Sustainability

  • 65.29% of the earnings are spent on dividend by CNH. This is not a sustainable payout ratio.
  • CNH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP65.29%
EPS Next 2Y16.2%
EPS Next 3Y25.96%
CNH Yearly Income VS Free CF VS DividendCNH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B 2B 3B
CNH Dividend Payout.CNH Dividend Payout, showing the Payout Ratio.CNH Dividend Payout.PayoutRetained Earnings

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CNH Fundamentals: All Metrics, Ratios and Statistics

CNH INDUSTRIAL NV

NYSE:CNH (3/18/2026, 4:22:02 PM)

After market: 10.13 +0.01 (+0.1%)

10.12

-0.5 (-4.71%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCapital Goods
GICS IndustryMachinery
Earnings (Last)02-17
Earnings (Next)04-29
Inst Owners72.34%
Inst Owner Change914988%
Ins Owners0.12%
Ins Owner Change8.79%
Market Cap12.56B
Revenue(TTM)18.09B
Net Income(TTM)510.00M
Analysts76
Price Target14.13 (39.62%)
Short Float %5.35%
Short Ratio3.36
Dividend
Industry RankSector Rank
Dividend Yield 2.33%
Yearly Dividend0.27
Dividend Growth(5Y)114.35%
DP65.29%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)23.93%
Min EPS beat(2)-40.39%
Max EPS beat(2)88.25%
EPS beat(4)3
Avg EPS beat(4)16.8%
Min EPS beat(4)-40.39%
Max EPS beat(4)88.25%
EPS beat(8)5
Avg EPS beat(8)7.93%
EPS beat(12)7
Avg EPS beat(12)6.17%
EPS beat(16)11
Avg EPS beat(16)8.03%
Revenue beat(2)2
Avg Revenue beat(2)11.13%
Min Revenue beat(2)10.76%
Max Revenue beat(2)11.51%
Revenue beat(4)4
Avg Revenue beat(4)10.55%
Min Revenue beat(4)8.01%
Max Revenue beat(4)11.93%
Revenue beat(8)8
Avg Revenue beat(8)7.8%
Revenue beat(12)12
Avg Revenue beat(12)5.59%
Revenue beat(16)16
Avg Revenue beat(16)6.53%
PT rev (1m)10.01%
PT rev (3m)4.03%
EPS NQ rev (1m)-76.8%
EPS NQ rev (3m)-78.28%
EPS NY rev (1m)-23.68%
EPS NY rev (3m)-29.06%
Revenue NQ rev (1m)-3.33%
Revenue NQ rev (3m)-7.36%
Revenue NY rev (1m)-2.89%
Revenue NY rev (3m)-4.04%
Valuation
Industry RankSector Rank
PE 18.74
Fwd PE 23.81
P/S 0.69
P/FCF 9.37
P/OCF 4.95
P/B 1.62
P/tB 4.09
EV/EBITDA 10.73
EPS(TTM)0.54
EY5.34%
EPS(NY)0.43
Fwd EY4.2%
FCF(TTM)1.08
FCFY10.67%
OCF(TTM)2.05
OCFY20.21%
SpS14.58
BVpS6.26
TBVpS2.47
PEG (NY)N/A
PEG (5Y)1.34
Graham Number8.72
Profitability
Industry RankSector Rank
ROA 1.19%
ROE 6.56%
ROCE 8.25%
ROIC 6.08%
ROICexc 6.57%
ROICexgc 8.68%
OM 15.77%
PM (TTM) 2.82%
GM 31.53%
FCFM 7.41%
ROA(3y)3.07%
ROA(5y)3.57%
ROE(3y)17.46%
ROE(5y)21.42%
ROIC(3y)8.68%
ROIC(5y)8.79%
ROICexc(3y)9.72%
ROICexc(5y)10.98%
ROICexgc(3y)12.57%
ROICexgc(5y)16.62%
ROCE(3y)11.78%
ROCE(5y)11.94%
ROICexgc growth 3Y-33.14%
ROICexgc growth 5Y-12.27%
ROICexc growth 3Y-29.83%
ROICexc growth 5Y-9.66%
OM growth 3Y-4.07%
OM growth 5Y4.5%
PM growth 3Y-31.1%
PM growth 5YN/A
GM growth 3Y3.21%
GM growth 5Y5.14%
F-Score5
Asset Turnover0.42
Health
Industry RankSector Rank
Debt/Equity 3.44
Debt/FCF 19.97
Debt/EBITDA 7.68
Cap/Depr 190.46%
Cap/Sales 6.62%
Interest Coverage 250
Cash Conversion 72.87%
Profit Quality 262.75%
Current Ratio 0.91
Quick Ratio 0.34
Altman-Z N/A
F-Score5
WACC7.36%
ROIC/WACC0.83
Cap/Depr(3y)199.46%
Cap/Depr(5y)192.44%
Cap/Sales(3y)5.81%
Cap/Sales(5y)6.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-50.91%
EPS 3Y-28.54%
EPS 5Y14.04%
EPS Q2Q%26.67%
EPS Next Y-21.29%
EPS Next 2Y16.2%
EPS Next 3Y25.96%
EPS Next 5Y22.5%
Revenue 1Y (TTM)-8.78%
Revenue growth 3Y-8.41%
Revenue growth 5Y4.13%
Sales Q2Q%5.76%
Revenue Next Year-4.03%
Revenue Next 2Y1.95%
Revenue Next 3Y3.23%
Revenue Next 5Y3.19%
EBIT growth 1Y-25.87%
EBIT growth 3Y-12.14%
EBIT growth 5Y8.82%
EBIT Next Year63.53%
EBIT Next 3Y52.55%
EBIT Next 5Y60.14%
FCF growth 1Y71.36%
FCF growth 3YN/A
FCF growth 5Y-18.29%
OCF growth 1Y28.96%
OCF growth 3Y65.79%
OCF growth 5Y-14.42%

CNH INDUSTRIAL NV / CNH Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CNH INDUSTRIAL NV?

ChartMill assigns a fundamental rating of 4 / 10 to CNH.


What is the valuation status of CNH INDUSTRIAL NV (CNH) stock?

ChartMill assigns a valuation rating of 4 / 10 to CNH INDUSTRIAL NV (CNH). This can be considered as Fairly Valued.


Can you provide the profitability details for CNH INDUSTRIAL NV?

CNH INDUSTRIAL NV (CNH) has a profitability rating of 5 / 10.


Can you provide the financial health for CNH stock?

The financial health rating of CNH INDUSTRIAL NV (CNH) is 1 / 10.


What is the expected EPS growth for CNH INDUSTRIAL NV (CNH) stock?

The Earnings per Share (EPS) of CNH INDUSTRIAL NV (CNH) is expected to decline by -21.29% in the next year.