CA NORD DE FRANCE-CCI (CNDF.PA) Stock Fundamental Analysis
Europe • Euronext Paris • EPA:CNDF • FR0000185514
27.84 EUR
-0.23 (-0.8%)
Last: Jan 30, 2026, 07:00 PM
CNDF gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 114 industry peers in the Banks industry. Both the profitability and financial health of CNDF have multiple concerns. CNDF is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CNDF was profitable.
- CNDF had a negative operating cash flow in the past year.
- In the past 5 years CNDF has always been profitable.
- The reported operating cash flow has been mixed in the past 5 years: CNDF reported negative operating cash flow in multiple years.
1.2 Ratios
- CNDF's Return On Assets of 0.43% is on the low side compared to the rest of the industry. CNDF is outperformed by 77.19% of its industry peers.
- CNDF's Return On Equity of 2.77% is on the low side compared to the rest of the industry. CNDF is outperformed by 85.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.43% | ||
| ROE | 2.77% | ||
| ROIC | N/A |
ROA(3y)0.41%
ROA(5y)0.39%
ROE(3y)2.96%
ROE(5y)2.84%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CNDF has a Profit Margin (21.36%) which is in line with its industry peers.
- CNDF's Profit Margin has been stable in the last couple of years.
- CNDF does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.36% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.34%
PM growth 5Y0.13%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CNDF does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for CNDF has been increased compared to 1 year ago.
- The number of shares outstanding for CNDF has been increased compared to 5 years ago.
- The debt/assets ratio for CNDF is higher compared to a year ago.
2.2 Solvency
- CNDF has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.1%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for CNDF have decreased by -6.95% in the last year.
- The Earnings Per Share has been growing slightly by 3.78% on average over the past years.
- Looking at the last year, CNDF shows a decrease in Revenue. The Revenue has decreased by -0.63% in the last year.
- The Revenue has been growing slightly by 3.95% on average over the past years.
EPS 1Y (TTM)-6.95%
EPS 3Y2.12%
EPS 5Y3.78%
EPS Q2Q%-7.21%
Revenue 1Y (TTM)-0.63%
Revenue growth 3Y2.24%
Revenue growth 5Y3.95%
Sales Q2Q%-4.31%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 9.91, which indicates a very decent valuation of CNDF.
- Based on the Price/Earnings ratio, CNDF is valued a bit cheaper than the industry average as 75.44% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Earnings ratio of 28.30, CNDF is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.91 | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)2.62
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.45%, CNDF has a reasonable but not impressive dividend return.
- CNDF's Dividend Yield is slightly below the industry average, which is at 3.93.
- Compared to an average S&P500 Dividend Yield of 1.82, CNDF pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.45% |
5.2 History
- The dividend of CNDF decreases each year by -20.38%.
Dividend Growth(5Y)-20.38%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
DPN/A
EPS Next 2YN/A
EPS Next 3YN/A
CA NORD DE FRANCE-CCI / CNDF.PA FAQ
What is the fundamental rating for CNDF stock?
ChartMill assigns a fundamental rating of 2 / 10 to CNDF.PA.
What is the valuation status for CNDF stock?
ChartMill assigns a valuation rating of 2 / 10 to CA NORD DE FRANCE-CCI (CNDF.PA). This can be considered as Overvalued.
What is the profitability of CNDF stock?
CA NORD DE FRANCE-CCI (CNDF.PA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CNDF stock?
The Price/Earnings (PE) ratio for CA NORD DE FRANCE-CCI (CNDF.PA) is 9.91 and the Price/Book (PB) ratio is 0.08.