JPMORGAN CHASE & CO (CMC.DE) Stock Fundamental Analysis
Europe - FRA:CMC - US46625H1005 - Common Stock
259.55 EUR
+5.8 (+2.29%)
Overall CMC gets a fundamental rating of 3 out of 10. We evaluated CMC against 99 industry peers in the Banks industry. While CMC is still in line with the averages on profitability rating, there are concerns on its financial health. CMC is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year CMC was profitable.
In the past year CMC has reported a negative cash flow from operations.
In the past 5 years CMC has always been profitable.
In multiple years CMC reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of CMC (1.21%) is better than 80.81% of its industry peers.
CMC has a Return On Equity of 15.45%. This is amongst the best in the industry. CMC outperforms 83.84% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.21% | ||
| ROE | 15.45% | ||
| ROIC | N/A |
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CMC has a better Profit Margin (31.40%) than 81.82% of its industry peers.
In the last couple of years the Profit Margin of CMC has remained more or less at the same level.
The Operating Margin and Gross Margin are not available for CMC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 31.4% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CMC does not have a ROIC to compare to the WACC, probably because it is not profitable.
CMC has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CMC has less shares outstanding
The debt/assets ratio for CMC is higher compared to a year ago.
2.2 Solvency
CMC has a Debt/Equity ratio of 2.96. This is a high value indicating a heavy dependency on external financing.
CMC's Debt to Equity ratio of 2.96 is on the low side compared to the rest of the industry. CMC is outperformed by 67.68% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.96 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.71%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CMC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 22.59%, which is quite impressive.
CMC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.43% yearly.
Looking at the last year, CMC shows a small growth in Revenue. The Revenue has grown by 3.49% in the last year.
Measured over the past years, CMC shows a quite strong growth in Revenue. The Revenue has been growing by 8.94% on average per year.
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%7.18%
3.2 Future
Based on estimates for the next years, CMC will show a small growth in Earnings Per Share. The EPS will grow by 6.30% on average per year.
The Revenue is expected to grow by 1.75% on average over the next years.
EPS Next Y10.56%
EPS Next 2Y7.27%
EPS Next 3Y7.54%
EPS Next 5Y6.3%
Revenue Next Year1.65%
Revenue Next 2Y2.22%
Revenue Next 3Y2.88%
Revenue Next 5Y1.75%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CMC is valuated correctly with a Price/Earnings ratio of 15.23.
Based on the Price/Earnings ratio, CMC is valued more expensive than 83.84% of the companies in the same industry.
When comparing the Price/Earnings ratio of CMC to the average of the S&P500 Index (26.91), we can say CMC is valued slightly cheaper.
A Price/Forward Earnings ratio of 14.63 indicates a correct valuation of CMC.
Based on the Price/Forward Earnings ratio, CMC is valued a bit more expensive than the industry average as 77.78% of the companies are valued more cheaply.
CMC is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.92, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.23 | ||
| Fwd PE | 14.63 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.44
PEG (5Y)1.33
EPS Next 2Y7.27%
EPS Next 3Y7.54%
5. Dividend
5.1 Amount
CMC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:CMC (10/24/2025, 7:00:00 PM)
259.55
+5.8 (+2.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners74.26%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap713.70B
Revenue(TTM)179.42B
Net Income(TTM)55.15B
Analysts73.33
Price Target270.23 (4.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.49
Dividend Growth(5Y)6.07%
DP28.18%
Div Incr Years6
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.47%
Min EPS beat(2)5.36%
Max EPS beat(2)9.57%
EPS beat(4)4
Avg EPS beat(4)9.7%
Min EPS beat(4)5.36%
Max EPS beat(4)15.92%
EPS beat(8)7
Avg EPS beat(8)6.2%
EPS beat(12)11
Avg EPS beat(12)10.73%
EPS beat(16)14
Avg EPS beat(16)9.89%
Revenue beat(2)2
Avg Revenue beat(2)2.97%
Min Revenue beat(2)2.66%
Max Revenue beat(2)3.28%
Revenue beat(4)4
Avg Revenue beat(4)3.18%
Min Revenue beat(4)2.66%
Max Revenue beat(4)3.77%
Revenue beat(8)7
Avg Revenue beat(8)1.96%
Revenue beat(12)10
Avg Revenue beat(12)2.41%
Revenue beat(16)10
Avg Revenue beat(16)1.14%
PT rev (1m)2.16%
PT rev (3m)2.72%
EPS NQ rev (1m)3.17%
EPS NQ rev (3m)7.43%
EPS NY rev (1m)0.27%
EPS NY rev (3m)6.29%
Revenue NQ rev (1m)1.76%
Revenue NQ rev (3m)3.75%
Revenue NY rev (1m)0.56%
Revenue NY rev (3m)2.36%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.23 | ||
| Fwd PE | 14.63 | ||
| P/S | 4.71 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.32 | ||
| P/tB | 2.83 | ||
| EV/EBITDA | N/A |
EPS(TTM)17.04
EY6.57%
EPS(NY)17.75
Fwd EY6.84%
FCF(TTM)-46.62
FCFYN/A
OCF(TTM)-46.62
OCFYN/A
SpS55.1
BVpS111.97
TBVpS91.74
PEG (NY)1.44
PEG (5Y)1.33
Graham Number207.19
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.21% | ||
| ROE | 15.45% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 31.4% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.96 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC10.71%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
EPS Next Y10.56%
EPS Next 2Y7.27%
EPS Next 3Y7.54%
EPS Next 5Y6.3%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%7.18%
Revenue Next Year1.65%
Revenue Next 2Y2.22%
Revenue Next 3Y2.88%
Revenue Next 5Y1.75%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1488.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1488.11%
OCF growth 3YN/A
OCF growth 5YN/A
JPMORGAN CHASE & CO / CMC.DE FAQ
What is the fundamental rating for CMC stock?
ChartMill assigns a fundamental rating of 3 / 10 to CMC.DE.
What is the valuation status of JPMORGAN CHASE & CO (CMC.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to JPMORGAN CHASE & CO (CMC.DE). This can be considered as Overvalued.
What is the profitability of CMC stock?
JPMORGAN CHASE & CO (CMC.DE) has a profitability rating of 4 / 10.
How financially healthy is JPMORGAN CHASE & CO?
The financial health rating of JPMORGAN CHASE & CO (CMC.DE) is 1 / 10.
Can you provide the expected EPS growth for CMC stock?
The Earnings per Share (EPS) of JPMORGAN CHASE & CO (CMC.DE) is expected to grow by 10.56% in the next year.