JPMORGAN CHASE & CO (CMC.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CMC - US46625H1005 - Common Stock
265.25 EUR
+1.3 (+0.49%)
Overall CMC gets a fundamental rating of 3 out of 10. We evaluated CMC against 118 industry peers in the Banks industry. There are concerns on the financial health of CMC while its profitability can be described as average. While showing a medium growth rate, CMC is valued expensive at the moment. CMC also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year CMC was profitable.
- CMC had a negative operating cash flow in the past year.
- Each year in the past 5 years CMC has been profitable.
- The reported operating cash flow has been mixed in the past 5 years: CMC reported negative operating cash flow in multiple years.
1.2 Ratios
- The Return On Assets of CMC (1.24%) is better than 83.90% of its industry peers.
- CMC has a better Return On Equity (15.73%) than 81.36% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.24% | ||
| ROE | 15.73% | ||
| ROIC | N/A |
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CMC's Profit Margin of 31.58% is fine compared to the rest of the industry. CMC outperforms 79.66% of its industry peers.
- CMC's Profit Margin has been stable in the last couple of years.
- CMC does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 31.58% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CMC does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CMC has less shares outstanding
- CMC has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for CMC is higher compared to a year ago.
2.2 Solvency
- CMC has a Debt/Equity ratio of 2.95. This is a high value indicating a heavy dependency on external financing.
- With a Debt to Equity ratio value of 2.95, CMC is not doing good in the industry: 71.19% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.95 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.6%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 22.59% over the past year.
- The Earnings Per Share has been growing by 11.43% on average over the past years. This is quite good.
- The Revenue has been growing slightly by 3.49% in the past year.
- CMC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.94% yearly.
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%8.78%
3.2 Future
- The Earnings Per Share is expected to grow by 7.80% on average over the next years.
- The Revenue is expected to grow by 3.21% on average over the next years.
EPS Next Y14.45%
EPS Next 2Y8.96%
EPS Next 3Y8.79%
EPS Next 5Y7.8%
Revenue Next Year3.43%
Revenue Next 2Y3.68%
Revenue Next 3Y3.73%
Revenue Next 5Y3.21%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.65 indicates a correct valuation of CMC.
- Based on the Price/Earnings ratio, CMC is valued more expensive than 88.14% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.33, CMC is valued a bit cheaper.
- A Price/Forward Earnings ratio of 14.56 indicates a correct valuation of CMC.
- Based on the Price/Forward Earnings ratio, CMC is valued expensively inside the industry as 80.51% of the companies are valued cheaper.
- CMC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.12.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.65 | ||
| Fwd PE | 14.56 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CMC's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.08
PEG (5Y)1.37
EPS Next 2Y8.96%
EPS Next 3Y8.79%
5. Dividend
5.1 Amount
- CMC has a Yearly Dividend Yield of 5.74%, which is a nice return.
- Compared to an average industry Dividend Yield of 4.05, CMC pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.91, CMC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.74% |
5.2 History
- The dividend of CMC is nicely growing with an annual growth rate of 6.07%!
Dividend Growth(5Y)6.07%
Div Incr Years6
Div Non Decr Years6
5.3 Sustainability
- CMC pays out 28.36% of its income as dividend. This is a sustainable payout ratio.
- The dividend of CMC is growing, but earnings are growing more, so the dividend growth is sustainable.
DP28.36%
EPS Next 2Y8.96%
EPS Next 3Y8.79%
FRA:CMC (1/15/2026, 11:32:57 AM)
265.25
+1.3 (+0.49%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-14 2025-10-14/bmo
Earnings (Next)01-13 2026-01-13/bmo
Inst Owners73.94%
Inst Owner ChangeN/A
Ins Owners0.32%
Ins Owner ChangeN/A
Market Cap729.37B
Revenue(TTM)179.42B
Net Income(TTM)56.66B
Analysts73.33
Price Target282.86 (6.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.74% |
Yearly Dividend4.48
Dividend Growth(5Y)6.07%
DP28.36%
Div Incr Years6
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)6.69%
Min EPS beat(2)3.81%
Max EPS beat(2)9.57%
EPS beat(4)4
Avg EPS beat(4)8.67%
Min EPS beat(4)3.81%
Max EPS beat(4)15.92%
EPS beat(8)7
Avg EPS beat(8)5.1%
EPS beat(12)11
Avg EPS beat(12)9.76%
EPS beat(16)14
Avg EPS beat(16)8.66%
Revenue beat(2)2
Avg Revenue beat(2)2.72%
Min Revenue beat(2)2.66%
Max Revenue beat(2)2.79%
Revenue beat(4)4
Avg Revenue beat(4)3.12%
Min Revenue beat(4)2.66%
Max Revenue beat(4)3.77%
Revenue beat(8)7
Avg Revenue beat(8)2.1%
Revenue beat(12)10
Avg Revenue beat(12)2.56%
Revenue beat(16)11
Avg Revenue beat(16)1.4%
PT rev (1m)-0.62%
PT rev (3m)4.68%
EPS NQ rev (1m)0.16%
EPS NQ rev (3m)4.53%
EPS NY rev (1m)0.09%
EPS NY rev (3m)3.52%
Revenue NQ rev (1m)-0.12%
Revenue NQ rev (3m)2.21%
Revenue NY rev (1m)0.11%
Revenue NY rev (3m)1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.65 | ||
| Fwd PE | 14.56 | ||
| P/S | 4.74 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.36 | ||
| P/tB | 2.87 | ||
| EV/EBITDA | N/A |
EPS(TTM)16.95
EY6.39%
EPS(NY)18.22
Fwd EY6.87%
FCF(TTM)-37.38
FCFYN/A
OCF(TTM)-37.38
OCFYN/A
SpS56
BVpS112.44
TBVpS92.32
PEG (NY)1.08
PEG (5Y)1.37
Graham Number207.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.24% | ||
| ROE | 15.73% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 31.58% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.95 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC10.6%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
EPS Next Y14.45%
EPS Next 2Y8.96%
EPS Next 3Y8.79%
EPS Next 5Y7.8%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%8.78%
Revenue Next Year3.43%
Revenue Next 2Y3.68%
Revenue Next 3Y3.73%
Revenue Next 5Y3.21%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-321.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-321.9%
OCF growth 3YN/A
OCF growth 5YN/A
JPMORGAN CHASE & CO / CMC.DE FAQ
What is the fundamental rating for CMC stock?
ChartMill assigns a fundamental rating of 3 / 10 to CMC.DE.
What is the valuation status for CMC stock?
ChartMill assigns a valuation rating of 2 / 10 to JPMORGAN CHASE & CO (CMC.DE). This can be considered as Overvalued.
What is the profitability of CMC stock?
JPMORGAN CHASE & CO (CMC.DE) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for CMC stock?
The Price/Earnings (PE) ratio for JPMORGAN CHASE & CO (CMC.DE) is 15.65 and the Price/Book (PB) ratio is 2.36.
What is the expected EPS growth for JPMORGAN CHASE & CO (CMC.DE) stock?
The Earnings per Share (EPS) of JPMORGAN CHASE & CO (CMC.DE) is expected to grow by 14.45% in the next year.