JPMORGAN CHASE & CO (CMC.DE) Stock Fundamental Analysis
Europe - FRA:CMC - US46625H1005 - Common Stock
268.8 EUR
+0.35 (+0.13%)
Taking everything into account, CMC scores 3 out of 10 in our fundamental rating. CMC was compared to 95 industry peers in the Banks industry. There are concerns on the financial health of CMC while its profitability can be described as average. While showing a medium growth rate, CMC is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
In the past year CMC was profitable.
In the past year CMC has reported a negative cash flow from operations.
Each year in the past 5 years CMC has been profitable.
The reported operating cash flow has been mixed in the past 5 years: CMC reported negative operating cash flow in multiple years.
1.2 Ratios
CMC's Return On Assets of 1.21% is amongst the best of the industry. CMC outperforms 80.41% of its industry peers.
Looking at the Return On Equity, with a value of 15.45%, CMC belongs to the top of the industry, outperforming 84.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.21% | ||
| ROE | 15.45% | ||
| ROIC | N/A |
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of CMC (31.40%) is better than 79.38% of its industry peers.
CMC's Profit Margin has been stable in the last couple of years.
The Operating Margin and Gross Margin are not available for CMC so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 31.4% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CMC does not have a ROIC to compare to the WACC, probably because it is not profitable.
CMC has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CMC has been reduced compared to 5 years ago.
Compared to 1 year ago, CMC has a worse debt to assets ratio.
2.2 Solvency
A Debt/Equity ratio of 2.96 is on the high side and indicates that CMC has dependencies on debt financing.
With a Debt to Equity ratio value of 2.96, CMC is not doing good in the industry: 68.04% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.96 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC10.66%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CMC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 22.59%, which is quite impressive.
CMC shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.43% yearly.
Looking at the last year, CMC shows a small growth in Revenue. The Revenue has grown by 3.49% in the last year.
The Revenue has been growing by 8.94% on average over the past years. This is quite good.
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%8.78%
3.2 Future
The Earnings Per Share is expected to grow by 6.30% on average over the next years.
CMC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.75% yearly.
EPS Next Y14.56%
EPS Next 2Y9.34%
EPS Next 3Y9.09%
EPS Next 5Y6.3%
Revenue Next Year3.41%
Revenue Next 2Y3.42%
Revenue Next 3Y3.56%
Revenue Next 5Y1.75%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.73, which indicates a correct valuation of CMC.
CMC's Price/Earnings ratio is rather expensive when compared to the industry. CMC is more expensive than 85.57% of the companies in the same industry.
CMC is valuated rather cheaply when we compare the Price/Earnings ratio to 26.11, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 14.53, the valuation of CMC can be described as correct.
Based on the Price/Forward Earnings ratio, CMC is valued a bit more expensive than 78.35% of the companies in the same industry.
CMC's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.55.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.73 | ||
| Fwd PE | 14.53 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.08
PEG (5Y)1.38
EPS Next 2Y9.34%
EPS Next 3Y9.09%
5. Dividend
5.1 Amount
CMC does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
FRA:CMC (10/31/2025, 7:00:00 PM)
268.8
+0.35 (+0.13%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners74.26%
Inst Owner ChangeN/A
Ins Owners0.38%
Ins Owner ChangeN/A
Market Cap739.13B
Revenue(TTM)179.42B
Net Income(TTM)55.15B
Analysts73.33
Price Target281.09 (4.57%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend4.51
Dividend Growth(5Y)6.07%
DP28.18%
Div Incr Years6
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.47%
Min EPS beat(2)5.36%
Max EPS beat(2)9.57%
EPS beat(4)4
Avg EPS beat(4)9.7%
Min EPS beat(4)5.36%
Max EPS beat(4)15.92%
EPS beat(8)7
Avg EPS beat(8)6.2%
EPS beat(12)11
Avg EPS beat(12)10.73%
EPS beat(16)14
Avg EPS beat(16)9.89%
Revenue beat(2)2
Avg Revenue beat(2)2.97%
Min Revenue beat(2)2.66%
Max Revenue beat(2)3.28%
Revenue beat(4)4
Avg Revenue beat(4)3.18%
Min Revenue beat(4)2.66%
Max Revenue beat(4)3.77%
Revenue beat(8)7
Avg Revenue beat(8)1.96%
Revenue beat(12)10
Avg Revenue beat(12)2.41%
Revenue beat(16)10
Avg Revenue beat(16)1.14%
PT rev (1m)6.27%
PT rev (3m)6.85%
EPS NQ rev (1m)1.79%
EPS NQ rev (3m)4.02%
EPS NY rev (1m)3.62%
EPS NY rev (3m)10.14%
Revenue NQ rev (1m)0.73%
Revenue NQ rev (3m)2.04%
Revenue NY rev (1m)1.72%
Revenue NY rev (3m)2.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.73 | ||
| Fwd PE | 14.53 | ||
| P/S | 4.86 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.39 | ||
| P/tB | 2.92 | ||
| EV/EBITDA | N/A |
EPS(TTM)17.09
EY6.36%
EPS(NY)18.5
Fwd EY6.88%
FCF(TTM)-46.78
FCFYN/A
OCF(TTM)-46.78
OCFYN/A
SpS55.29
BVpS112.34
TBVpS92.05
PEG (NY)1.08
PEG (5Y)1.38
Graham Number207.84
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.21% | ||
| ROE | 15.45% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 31.4% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.21%
ROA(5y)1.14%
ROE(3y)14.45%
ROE(5y)13.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.73%
PM growth 5Y1.36%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.96 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC10.66%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)22.59%
EPS 3Y5.01%
EPS 5Y11.43%
EPS Q2Q%16.02%
EPS Next Y14.56%
EPS Next 2Y9.34%
EPS Next 3Y9.09%
EPS Next 5Y6.3%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y13.43%
Revenue growth 5Y8.94%
Sales Q2Q%8.78%
Revenue Next Year3.41%
Revenue Next 2Y3.42%
Revenue Next 3Y3.56%
Revenue Next 5Y1.75%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-1488.11%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-1488.11%
OCF growth 3YN/A
OCF growth 5YN/A
JPMORGAN CHASE & CO / CMC.DE FAQ
What is the fundamental rating for CMC stock?
ChartMill assigns a fundamental rating of 3 / 10 to CMC.DE.
What is the valuation status of JPMORGAN CHASE & CO (CMC.DE) stock?
ChartMill assigns a valuation rating of 2 / 10 to JPMORGAN CHASE & CO (CMC.DE). This can be considered as Overvalued.
What is the profitability of CMC stock?
JPMORGAN CHASE & CO (CMC.DE) has a profitability rating of 4 / 10.
How financially healthy is JPMORGAN CHASE & CO?
The financial health rating of JPMORGAN CHASE & CO (CMC.DE) is 1 / 10.
Can you provide the expected EPS growth for CMC stock?
The Earnings per Share (EPS) of JPMORGAN CHASE & CO (CMC.DE) is expected to grow by 14.56% in the next year.