CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CM-PR-S - CA1360708772
25.88 CAD
+0.05 (+0.19%)
Overall CM-PR-S gets a fundamental rating of 3 out of 10. We evaluated CM-PR-S against 25 industry peers in the Banks industry. Both the profitability and financial health of CM-PR-S have multiple concerns. CM-PR-S has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CM-PR-S had positive earnings in the past year.
CM-PR-S had a positive operating cash flow in the past year.
CM-PR-S had positive earnings in each of the past 5 years.
CM-PR-S had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
CM-PR-S has a Return On Assets of 0.71%. This is in the better half of the industry: CM-PR-S outperforms 64.00% of its industry peers.
With a decent Return On Equity value of 12.47%, CM-PR-S is doing good in the industry, outperforming 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 12.47% | ||
| ROIC | N/A |
ROA(3y)0.59%
ROA(5y)0.6%
ROE(3y)10.89%
ROE(5y)11.06%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CM-PR-S has a Profit Margin (27.72%) which is in line with its industry peers.
In the last couple of years the Profit Margin of CM-PR-S has remained more or less at the same level.
The Operating Margin and Gross Margin are not available for CM-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.72% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.12%
PM growth 5Y-0.02%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CM-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CM-PR-S has been increased compared to 1 year ago.
CM-PR-S has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CM-PR-S is higher compared to a year ago.
2.2 Solvency
CM-PR-S has a debt to FCF ratio of 11.10. This is a negative value and a sign of low solvency as CM-PR-S would need 11.10 years to pay back of all of its debts.
CM-PR-S has a better Debt to FCF ratio (11.10) than 68.00% of its industry peers.
A Debt/Equity ratio of 2.87 is on the high side and indicates that CM-PR-S has dependencies on debt financing.
The Debt to Equity ratio of CM-PR-S (2.87) is worse than 80.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 11.1 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC19.44%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.85% over the past year.
CM-PR-S shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.42% yearly.
The Revenue has grown by 13.44% in the past year. This is quite good.
The Revenue has been growing slightly by 6.59% on average over the past years.
EPS 1Y (TTM)17.85%
EPS 3Y0.75%
EPS 5Y4.42%
EPS Q2Q%11.92%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y8.56%
Revenue growth 5Y6.59%
Sales Q2Q%9.84%
3.2 Future
Based on estimates for the next years, CM-PR-S will show a small growth in Earnings Per Share. The EPS will grow by 3.09% on average per year.
Based on estimates for the next years, CM-PR-S will show a small growth in Revenue. The Revenue will grow by 3.82% on average per year.
EPS Next Y17.65%
EPS Next 2Y12.41%
EPS Next 3Y11.08%
EPS Next 5Y3.09%
Revenue Next Year12.75%
Revenue Next 2Y7.89%
Revenue Next 3Y6.28%
Revenue Next 5Y3.82%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.11, the valuation of CM-PR-S can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of CM-PR-S is on the same level as its industry peers.
CM-PR-S is valuated cheaply when we compare the Price/Earnings ratio to 26.15, which is the current average of the S&P500 Index.
CM-PR-S is valuated cheaply with a Price/Forward Earnings ratio of 2.77.
CM-PR-S's Price/Forward Earnings is on the same level as the industry average.
The average S&P500 Price/Forward Earnings ratio is at 36.12. CM-PR-S is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.11 | ||
| Fwd PE | 2.77 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CM-PR-S is valued cheaply inside the industry as 84.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.49 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.18
PEG (5Y)0.7
EPS Next 2Y12.41%
EPS Next 3Y11.08%
5. Dividend
5.1 Amount
CM-PR-S has a Yearly Dividend Yield of 3.32%. Purely for dividend investing, there may be better candidates out there.
CM-PR-S's Dividend Yield is a higher than the industry average which is at 3.35.
Compared to an average S&P500 Dividend Yield of 2.41, CM-PR-S pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
5.2 History
The dividend of CM-PR-S has a limited annual growth rate of 3.04%.
CM-PR-S has been paying a dividend for over 5 years, so it has already some track record.
As CM-PR-S did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)3.04%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
CM-PR-S pays out 49.33% of its income as dividend. This is a bit on the high side, but may be sustainable.
CM-PR-S's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP49.33%
EPS Next 2Y12.41%
EPS Next 3Y11.08%
CANADIAN IMPERIAL BANK - CM 5.878 PERP
TSX:CM-PR-S (11/26/2025, 7:00:00 PM)
25.88
+0.05 (+0.19%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners53.14%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap24.06B
Revenue(TTM)28.17B
Net Income(TTM)7.81B
Analysts76.52
Price Target24.45 (-5.53%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.32% |
Yearly Dividend3.15
Dividend Growth(5Y)3.04%
DP49.33%
Div Incr Years0
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.97%
Min EPS beat(2)4.83%
Max EPS beat(2)5.12%
EPS beat(4)4
Avg EPS beat(4)5.62%
Min EPS beat(4)3.88%
Max EPS beat(4)8.63%
EPS beat(8)7
Avg EPS beat(8)4.88%
EPS beat(12)9
Avg EPS beat(12)1.4%
EPS beat(16)10
Avg EPS beat(16)0.74%
Revenue beat(2)1
Avg Revenue beat(2)-0.54%
Min Revenue beat(2)-1.14%
Max Revenue beat(2)0.06%
Revenue beat(4)2
Avg Revenue beat(4)0.37%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)3.13%
Revenue beat(8)3
Avg Revenue beat(8)-0.28%
Revenue beat(12)4
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-1.02%
PT rev (1m)-5.97%
PT rev (3m)-8.49%
EPS NQ rev (1m)1.02%
EPS NQ rev (3m)3.23%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)2.26%
Revenue NQ rev (1m)0.58%
Revenue NQ rev (3m)2.14%
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)1.67%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.11 | ||
| Fwd PE | 2.77 | ||
| P/S | 0.85 | ||
| P/FCF | 1.49 | ||
| P/OCF | 1.39 | ||
| P/B | 0.38 | ||
| P/tB | 0.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.32
EY32.15%
EPS(NY)9.35
Fwd EY36.13%
FCF(TTM)17.4
FCFY67.23%
OCF(TTM)18.6
OCFY71.86%
SpS30.31
BVpS67.34
TBVpS58.46
PEG (NY)0.18
PEG (5Y)0.7
Graham Number112.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 12.47% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.72% | ||
| GM | N/A | ||
| FCFM | 57.4% |
ROA(3y)0.59%
ROA(5y)0.6%
ROE(3y)10.89%
ROE(5y)11.06%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.12%
PM growth 5Y-0.02%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 11.1 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 97.46% | ||
| Cap/Sales | 3.95% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 207.11% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC19.44%
ROIC/WACCN/A
Cap/Depr(3y)95.9%
Cap/Depr(5y)79.86%
Cap/Sales(3y)4.56%
Cap/Sales(5y)3.9%
Profit Quality(3y)246.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.85%
EPS 3Y0.75%
EPS 5Y4.42%
EPS Q2Q%11.92%
EPS Next Y17.65%
EPS Next 2Y12.41%
EPS Next 3Y11.08%
EPS Next 5Y3.09%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y8.56%
Revenue growth 5Y6.59%
Sales Q2Q%9.84%
Revenue Next Year12.75%
Revenue Next 2Y7.89%
Revenue Next 3Y6.28%
Revenue Next 5Y3.82%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y107.43%
FCF growth 3YN/A
FCF growth 5Y-11.45%
OCF growth 1Y93.95%
OCF growth 3YN/A
OCF growth 5Y-9.86%
CANADIAN IMPERIAL BANK - CM 5.878 PERP / CM-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to CM-PR-S.CA.
What is the valuation status for CM-PR-S stock?
ChartMill assigns a valuation rating of 6 / 10 to CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) has a profitability rating of 3 / 10.
What are the PE and PB ratios of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?
The Price/Earnings (PE) ratio for CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 3.11 and the Price/Book (PB) ratio is 0.38.
Can you provide the financial health for CM-PR-S stock?
The financial health rating of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 1 / 10.