CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) Stock Fundamental Analysis
Canada - TSX:CM-PR-S - CA1360708772
25.85 CAD
-0.14 (-0.54%)
CM-PR-S gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. Both the profitability and financial health of CM-PR-S have multiple concerns. CM-PR-S has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
CM-PR-S had positive earnings in the past year.
CM-PR-S had a positive operating cash flow in the past year.
Each year in the past 5 years CM-PR-S has been profitable.
Of the past 5 years CM-PR-S 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CM-PR-S (0.71%) is better than 64.00% of its industry peers.
With a decent Return On Equity value of 12.47%, CM-PR-S is doing good in the industry, outperforming 64.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 12.47% | ||
| ROIC | N/A |
ROA(3y)0.59%
ROA(5y)0.6%
ROE(3y)10.89%
ROE(5y)11.06%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 27.72%, CM-PR-S perfoms like the industry average, outperforming 44.00% of the companies in the same industry.
CM-PR-S's Profit Margin has been stable in the last couple of years.
CM-PR-S does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.72% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.12%
PM growth 5Y-0.02%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CM-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CM-PR-S has more shares outstanding
CM-PR-S has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CM-PR-S is higher compared to a year ago.
2.2 Solvency
CM-PR-S has a debt to FCF ratio of 11.10. This is a negative value and a sign of low solvency as CM-PR-S would need 11.10 years to pay back of all of its debts.
The Debt to FCF ratio of CM-PR-S (11.10) is better than 68.00% of its industry peers.
CM-PR-S has a Debt/Equity ratio of 2.87. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 2.87, CM-PR-S is not doing good in the industry: 80.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 11.1 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC19.45%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CM-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.85%, which is quite good.
The Earnings Per Share has been growing slightly by 4.42% on average over the past years.
Looking at the last year, CM-PR-S shows a quite strong growth in Revenue. The Revenue has grown by 13.44% in the last year.
Measured over the past years, CM-PR-S shows a small growth in Revenue. The Revenue has been growing by 6.59% on average per year.
EPS 1Y (TTM)17.85%
EPS 3Y0.75%
EPS 5Y4.42%
EPS Q2Q%11.92%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y8.56%
Revenue growth 5Y6.59%
Sales Q2Q%9.84%
3.2 Future
Based on estimates for the next years, CM-PR-S will show a small growth in Earnings Per Share. The EPS will grow by 3.09% on average per year.
The Revenue is expected to grow by 3.82% on average over the next years.
EPS Next Y17.65%
EPS Next 2Y12.41%
EPS Next 3Y11.08%
EPS Next 5Y3.09%
Revenue Next Year12.75%
Revenue Next 2Y7.89%
Revenue Next 3Y6.28%
Revenue Next 5Y3.82%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 3.11, the valuation of CM-PR-S can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of CM-PR-S is on the same level as its industry peers.
CM-PR-S's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.89.
A Price/Forward Earnings ratio of 2.76 indicates a rather cheap valuation of CM-PR-S.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CM-PR-S is on the same level as its industry peers.
CM-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.11 | ||
| Fwd PE | 2.76 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CM-PR-S is valued cheaply inside the industry as 84.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.49 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.18
PEG (5Y)0.7
EPS Next 2Y12.41%
EPS Next 3Y11.08%
5. Dividend
5.1 Amount
CM-PR-S has a Yearly Dividend Yield of 3.21%. Purely for dividend investing, there may be better candidates out there.
CM-PR-S's Dividend Yield is slightly below the industry average, which is at 4.43.
Compared to an average S&P500 Dividend Yield of 2.44, CM-PR-S pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
5.2 History
The dividend of CM-PR-S has a limited annual growth rate of 3.04%.
CM-PR-S has been paying a dividend for over 5 years, so it has already some track record.
CM-PR-S has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)3.04%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
49.33% of the earnings are spent on dividend by CM-PR-S. This is a bit on the high side, but may be sustainable.
The dividend of CM-PR-S is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP49.33%
EPS Next 2Y12.41%
EPS Next 3Y11.08%
CANADIAN IMPERIAL BANK - CM 5.878 PERP
TSX:CM-PR-S (11/14/2025, 7:00:00 PM)
25.85
-0.14 (-0.54%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners53.14%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap24.03B
Revenue(TTM)28.17B
Net Income(TTM)7.81B
Analysts76.52
Price Target24.96 (-3.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.21% |
Yearly Dividend3.15
Dividend Growth(5Y)3.04%
DP49.33%
Div Incr Years0
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.97%
Min EPS beat(2)4.83%
Max EPS beat(2)5.12%
EPS beat(4)4
Avg EPS beat(4)5.62%
Min EPS beat(4)3.88%
Max EPS beat(4)8.63%
EPS beat(8)7
Avg EPS beat(8)4.88%
EPS beat(12)9
Avg EPS beat(12)1.4%
EPS beat(16)10
Avg EPS beat(16)0.74%
Revenue beat(2)1
Avg Revenue beat(2)-0.54%
Min Revenue beat(2)-1.14%
Max Revenue beat(2)0.06%
Revenue beat(4)2
Avg Revenue beat(4)0.37%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)3.13%
Revenue beat(8)3
Avg Revenue beat(8)-0.28%
Revenue beat(12)4
Avg Revenue beat(12)-1.03%
Revenue beat(16)5
Avg Revenue beat(16)-1.02%
PT rev (1m)-3.98%
PT rev (3m)-6.34%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.65%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)5.12%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.73%
Revenue NY rev (1m)-0.12%
Revenue NY rev (3m)1.76%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.11 | ||
| Fwd PE | 2.76 | ||
| P/S | 0.85 | ||
| P/FCF | 1.49 | ||
| P/OCF | 1.39 | ||
| P/B | 0.38 | ||
| P/tB | 0.44 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.32
EY32.19%
EPS(NY)9.35
Fwd EY36.18%
FCF(TTM)17.4
FCFY67.3%
OCF(TTM)18.6
OCFY71.94%
SpS30.31
BVpS67.34
TBVpS58.46
PEG (NY)0.18
PEG (5Y)0.7
Graham Number112.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 12.47% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.72% | ||
| GM | N/A | ||
| FCFM | 57.4% |
ROA(3y)0.59%
ROA(5y)0.6%
ROE(3y)10.89%
ROE(5y)11.06%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-5.12%
PM growth 5Y-0.02%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.87 | ||
| Debt/FCF | 11.1 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 97.46% | ||
| Cap/Sales | 3.95% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 207.11% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC19.45%
ROIC/WACCN/A
Cap/Depr(3y)95.9%
Cap/Depr(5y)79.86%
Cap/Sales(3y)4.56%
Cap/Sales(5y)3.9%
Profit Quality(3y)246.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.85%
EPS 3Y0.75%
EPS 5Y4.42%
EPS Q2Q%11.92%
EPS Next Y17.65%
EPS Next 2Y12.41%
EPS Next 3Y11.08%
EPS Next 5Y3.09%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y8.56%
Revenue growth 5Y6.59%
Sales Q2Q%9.84%
Revenue Next Year12.75%
Revenue Next 2Y7.89%
Revenue Next 3Y6.28%
Revenue Next 5Y3.82%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y107.43%
FCF growth 3YN/A
FCF growth 5Y-11.45%
OCF growth 1Y93.95%
OCF growth 3YN/A
OCF growth 5Y-9.86%
CANADIAN IMPERIAL BANK - CM 5.878 PERP / CM-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to CM-PR-S.CA.
What is the valuation status for CM-PR-S stock?
ChartMill assigns a valuation rating of 6 / 10 to CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) has a profitability rating of 3 / 10.
What are the PE and PB ratios of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?
The Price/Earnings (PE) ratio for CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 3.11 and the Price/Book (PB) ratio is 0.38.
Can you provide the financial health for CM-PR-S stock?
The financial health rating of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 1 / 10.