CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) Fundamental Analysis & Valuation

TSX:CM-PR-S • CA1360708772

25.95 CAD
-0.05 (-0.19%)
Last: Mar 10, 2026, 07:00 PM

This CM-PR-S.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

4

Taking everything into account, CM-PR-S scores 4 out of 10 in our fundamental rating. CM-PR-S was compared to 24 industry peers in the Banks industry. While CM-PR-S is still in line with the averages on profitability rating, there are concerns on its financial health. CM-PR-S has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

4

1. CM-PR-S.CA Profitability Analysis

1.1 Basic Checks

  • CM-PR-S had positive earnings in the past year.
  • CM-PR-S had a positive operating cash flow in the past year.
  • CM-PR-S had positive earnings in each of the past 5 years.
  • CM-PR-S had a positive operating cash flow in 4 of the past 5 years.
CM-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFCM-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

1.2 Ratios

  • With a decent Return On Assets value of 0.79%, CM-PR-S is doing good in the industry, outperforming 70.83% of the companies in the same industry.
  • CM-PR-S has a Return On Equity of 13.74%. This is in the better half of the industry: CM-PR-S outperforms 75.00% of its industry peers.
Industry RankSector Rank
ROA 0.79%
ROE 13.74%
ROIC N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
CM-PR-S.CA Yearly ROA, ROE, ROICCM-PR-S.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • CM-PR-S has a Profit Margin of 29.68%. This is in the better half of the industry: CM-PR-S outperforms 75.00% of its industry peers.
  • In the last couple of years the Profit Margin of CM-PR-S has grown nicely.
  • The Operating Margin and Gross Margin are not available for CM-PR-S so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 29.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
CM-PR-S.CA Yearly Profit, Operating, Gross MarginsCM-PR-S.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

0

2. CM-PR-S.CA Health Analysis

2.1 Basic Checks

  • CM-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • CM-PR-S has less shares outstanding than it did 1 year ago.
  • CM-PR-S has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for CM-PR-S is higher compared to a year ago.
CM-PR-S.CA Yearly Shares OutstandingCM-PR-S.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
CM-PR-S.CA Yearly Total Debt VS Total AssetsCM-PR-S.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • A Debt/Equity ratio of 2.69 is on the high side and indicates that CM-PR-S has dependencies on debt financing.
  • With a Debt to Equity ratio value of 2.69, CM-PR-S is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC16.32%
CM-PR-S.CA Yearly LT Debt VS Equity VS FCFCM-PR-S.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CM-PR-S.CA Yearly Current Assets VS Current LiabilitesCM-PR-S.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

5

3. CM-PR-S.CA Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 17.84% over the past year.
  • Measured over the past years, CM-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.24% on average per year.
  • Looking at the last year, CM-PR-S shows a quite strong growth in Revenue. The Revenue has grown by 13.44% in the last year.
  • The Revenue has been growing by 9.22% on average over the past years. This is quite good.
EPS 1Y (TTM)17.84%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%25.45%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%15.34%

3.2 Future

  • Based on estimates for the next years, CM-PR-S will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.05% on average per year.
  • The Revenue is expected to grow by 4.68% on average over the next years.
EPS Next Y21.32%
EPS Next 2Y15.04%
EPS Next 3Y13.71%
EPS Next 5Y8.05%
Revenue Next Year11.48%
Revenue Next 2Y7.63%
Revenue Next 3Y5.76%
Revenue Next 5Y4.68%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CM-PR-S.CA Yearly Revenue VS EstimatesCM-PR-S.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
CM-PR-S.CA Yearly EPS VS EstimatesCM-PR-S.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2 4 6 8 10

6

4. CM-PR-S.CA Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 2.83 indicates a rather cheap valuation of CM-PR-S.
  • Based on the Price/Earnings ratio, CM-PR-S is valued a bit cheaper than the industry average as 62.50% of the companies are valued more expensively.
  • CM-PR-S's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.25.
  • With a Price/Forward Earnings ratio of 2.27, the valuation of CM-PR-S can be described as very cheap.
  • Based on the Price/Forward Earnings ratio, CM-PR-S is valued a bit cheaper than 66.67% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 24.39. CM-PR-S is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 2.83
Fwd PE 2.27
CM-PR-S.CA Price Earnings VS Forward Price EarningsCM-PR-S.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CM-PR-S.CA Per share dataCM-PR-S.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CM-PR-S's earnings are expected to grow with 13.71% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.13
PEG (5Y)0.23
EPS Next 2Y15.04%
EPS Next 3Y13.71%

6

5. CM-PR-S.CA Dividend Analysis

5.1 Amount

  • CM-PR-S has a Yearly Dividend Yield of 3.12%.
  • CM-PR-S's Dividend Yield is a higher than the industry average which is at 3.05.
  • CM-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 3.12%

5.2 History

  • On average, the dividend of CM-PR-S grows each year by 8.20%, which is quite nice.
  • CM-PR-S has been paying a dividend for over 5 years, so it has already some track record.
  • As CM-PR-S did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)8.2%
Div Incr Years0
Div Non Decr Years5
CM-PR-S.CA Yearly Dividends per shareCM-PR-S.CA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • CM-PR-S pays out 45.52% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • CM-PR-S's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP45.52%
EPS Next 2Y15.04%
EPS Next 3Y13.71%
CM-PR-S.CA Yearly Income VS Free CF VS DividendCM-PR-S.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B
CM-PR-S.CA Dividend Payout.CM-PR-S.CA Dividend Payout, showing the Payout Ratio.CM-PR-S.CA Dividend Payout.PayoutRetained Earnings

CM-PR-S.CA Fundamentals: All Metrics, Ratios and Statistics

CANADIAN IMPERIAL BANK - CM 5.878 PERP

TSX:CM-PR-S (3/10/2026, 7:00:00 PM)

25.95

-0.05 (-0.19%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-26
Earnings (Next)05-28
Inst Owners55.88%
Inst Owner ChangeN/A
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap23.89B
Revenue(TTM)30.25B
Net Income(TTM)8.98B
Analysts77.5
Price Target26.07 (0.46%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.12%
Yearly Dividend4.27
Dividend Growth(5Y)8.2%
DP45.52%
Div Incr Years0
Div Non Decr Years5
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.32%
Min EPS beat(2)2.96%
Max EPS beat(2)11.69%
EPS beat(4)4
Avg EPS beat(4)6.15%
Min EPS beat(4)2.96%
Max EPS beat(4)11.69%
EPS beat(8)8
Avg EPS beat(8)5.97%
EPS beat(12)10
Avg EPS beat(12)3.54%
EPS beat(16)11
Avg EPS beat(16)1.63%
Revenue beat(2)2
Avg Revenue beat(2)3.65%
Min Revenue beat(2)1.32%
Max Revenue beat(2)5.97%
Revenue beat(4)3
Avg Revenue beat(4)1.55%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)5.97%
Revenue beat(8)5
Avg Revenue beat(8)1.18%
Revenue beat(12)5
Avg Revenue beat(12)0.04%
Revenue beat(16)6
Avg Revenue beat(16)-0.52%
PT rev (1m)-0.45%
PT rev (3m)0.96%
EPS NQ rev (1m)4.84%
EPS NQ rev (3m)7.06%
EPS NY rev (1m)6.69%
EPS NY rev (3m)11.02%
Revenue NQ rev (1m)2.9%
Revenue NQ rev (3m)3.72%
Revenue NY rev (1m)4.73%
Revenue NY rev (3m)7.93%
Valuation
Industry RankSector Rank
PE 2.83
Fwd PE 2.27
P/S 0.79
P/FCF N/A
P/OCF 71.73
P/B 0.37
P/tB 0.42
EV/EBITDA N/A
EPS(TTM)9.18
EY35.38%
EPS(NY)11.41
Fwd EY43.96%
FCF(TTM)-0.9
FCFYN/A
OCF(TTM)0.36
OCFY1.39%
SpS32.86
BVpS70.96
TBVpS62.04
PEG (NY)0.13
PEG (5Y)0.23
Graham Number121.07
Profitability
Industry RankSector Rank
ROA 0.79%
ROE 13.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.68%
GM N/A
FCFM N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 97.4%
Cap/Sales 3.84%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC16.32%
ROIC/WACCN/A
Cap/Depr(3y)91.98%
Cap/Depr(5y)92.87%
Cap/Sales(3y)4.14%
Cap/Sales(5y)4.34%
Profit Quality(3y)179.69%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.84%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%25.45%
EPS Next Y21.32%
EPS Next 2Y15.04%
EPS Next 3Y13.71%
EPS Next 5Y8.05%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%15.34%
Revenue Next Year11.48%
Revenue Next 2Y7.63%
Revenue Next 3Y5.76%
Revenue Next 5Y4.68%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-111.46%
FCF growth 3Y-16.17%
FCF growth 5Y-26.66%
OCF growth 1Y-95.94%
OCF growth 3Y-15.23%
OCF growth 5Y-25.5%

CANADIAN IMPERIAL BANK - CM 5.878 PERP / CM-PR-S.CA FAQ

Can you provide the ChartMill fundamental rating for CANADIAN IMPERIAL BANK - CM 5.878 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to CM-PR-S.CA.


Can you provide the valuation status for CANADIAN IMPERIAL BANK - CM 5.878 PERP?

ChartMill assigns a valuation rating of 6 / 10 to CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA). This can be considered as Fairly Valued.


How profitable is CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?

CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for CM-PR-S stock?

The Price/Earnings (PE) ratio for CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 2.83 and the Price/Book (PB) ratio is 0.37.


How sustainable is the dividend of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?

The dividend rating of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 6 / 10 and the dividend payout ratio is 45.52%.