CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CM-PR-S - CA1360708772
25.94 CAD
+0.09 (+0.35%)
We assign a fundamental rating of 4 out of 10 to CM-PR-S. CM-PR-S was compared to 24 industry peers in the Banks industry. While CM-PR-S is still in line with the averages on profitability rating, there are concerns on its financial health. CM-PR-S may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
- In the past year CM-PR-S was profitable.
- In the past year CM-PR-S had a positive cash flow from operations.
- Each year in the past 5 years CM-PR-S has been profitable.
- Of the past 5 years CM-PR-S 4 years had a positive operating cash flow.
1.2 Ratios
- CM-PR-S's Return On Assets of 0.72% is fine compared to the rest of the industry. CM-PR-S outperforms 70.83% of its industry peers.
- With a decent Return On Equity value of 12.58%, CM-PR-S is doing good in the industry, outperforming 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.72% | ||
| ROE | 12.58% | ||
| ROIC | N/A |
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a decent Profit Margin value of 27.68%, CM-PR-S is doing good in the industry, outperforming 75.00% of the companies in the same industry.
- In the last couple of years the Profit Margin of CM-PR-S has grown nicely.
- The Operating Margin and Gross Margin are not available for CM-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.68% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CM-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CM-PR-S has less shares outstanding
- Compared to 5 years ago, CM-PR-S has more shares outstanding
- CM-PR-S has a worse debt/assets ratio than last year.
2.2 Solvency
- CM-PR-S has a debt to FCF ratio of 13.21. This is a negative value and a sign of low solvency as CM-PR-S would need 13.21 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 13.21, CM-PR-S is in the better half of the industry, outperforming 79.17% of the companies in the same industry.
- A Debt/Equity ratio of 2.62 is on the high side and indicates that CM-PR-S has dependencies on debt financing.
- Looking at the Debt to Equity ratio, with a value of 2.62, CM-PR-S is doing worse than 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.62 | ||
| Debt/FCF | 13.21 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.32%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- CM-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.49%, which is quite good.
- CM-PR-S shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 12.24% yearly.
- The Revenue has grown by 13.77% in the past year. This is quite good.
- Measured over the past years, CM-PR-S shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)16.49%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%15.71%
Revenue 1Y (TTM)13.77%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%14.49%
3.2 Future
- CM-PR-S is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.01% yearly.
- CM-PR-S is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.48% yearly.
EPS Next Y13.71%
EPS Next 2Y11.95%
EPS Next 3Y10.64%
EPS Next 5Y-0.01%
Revenue Next Year6.44%
Revenue Next 2Y5.86%
Revenue Next 3Y4.79%
Revenue Next 5Y3.48%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 3.01, the valuation of CM-PR-S can be described as very cheap.
- Based on the Price/Earnings ratio, CM-PR-S is valued a bit cheaper than 62.50% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, CM-PR-S is valued rather cheaply.
- The Price/Forward Earnings ratio is 2.65, which indicates a rather cheap valuation of CM-PR-S.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CM-PR-S indicates a somewhat cheap valuation: CM-PR-S is cheaper than 62.50% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, CM-PR-S is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.01 | ||
| Fwd PE | 2.65 |
4.2 Price Multiples
- 95.83% of the companies in the same industry are more expensive than CM-PR-S, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.89 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CM-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.22
PEG (5Y)0.25
EPS Next 2Y11.95%
EPS Next 3Y10.64%
5. Dividend
5.1 Amount
- CM-PR-S has a Yearly Dividend Yield of 3.12%. Purely for dividend investing, there may be better candidates out there.
- CM-PR-S's Dividend Yield is a higher than the industry average which is at 3.11.
- CM-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.12% |
5.2 History
- On average, the dividend of CM-PR-S grows each year by 8.20%, which is quite nice.
- CM-PR-S has been paying a dividend for over 5 years, so it has already some track record.
- CM-PR-S has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)8.2%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
- 49.51% of the earnings are spent on dividend by CM-PR-S. This is a bit on the high side, but may be sustainable.
DP49.51%
EPS Next 2Y11.95%
EPS Next 3Y10.64%
CANADIAN IMPERIAL BANK - CM 5.878 PERP / CM-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to CM-PR-S.CA.
Can you provide the valuation status for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
ChartMill assigns a valuation rating of 7 / 10 to CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA). This can be considered as Undervalued.
How profitable is CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?
CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for CM-PR-S stock?
The Price/Earnings (PE) ratio for CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 3.01 and the Price/Book (PB) ratio is 0.38.
How sustainable is the dividend of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?
The dividend rating of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 5 / 10 and the dividend payout ratio is 49.51%.