CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CM-PR-S - CA1360708772
26.05 CAD
-0.02 (-0.08%)
Overall CM-PR-S gets a fundamental rating of 4 out of 10. We evaluated CM-PR-S against 23 industry peers in the Banks industry. CM-PR-S has a medium profitability rating, but doesn't score so well on its financial health evaluation. CM-PR-S is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year CM-PR-S was profitable.
In the past year CM-PR-S had a positive cash flow from operations.
Each year in the past 5 years CM-PR-S has been profitable.
Of the past 5 years CM-PR-S 4 years had a positive operating cash flow.
1.2 Ratios
CM-PR-S has a Return On Assets of 0.72%. This is in the better half of the industry: CM-PR-S outperforms 72.73% of its industry peers.
CM-PR-S has a better Return On Equity (12.58%) than 72.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.72% | ||
| ROE | 12.58% | ||
| ROIC | N/A |
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a decent Profit Margin value of 27.68%, CM-PR-S is doing good in the industry, outperforming 72.73% of the companies in the same industry.
CM-PR-S's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for CM-PR-S so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 27.68% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CM-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CM-PR-S has less shares outstanding
Compared to 5 years ago, CM-PR-S has more shares outstanding
The debt/assets ratio for CM-PR-S is higher compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of CM-PR-S is 13.21, which is on the high side as it means it would take CM-PR-S, 13.21 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 13.21, CM-PR-S is in the better half of the industry, outperforming 77.27% of the companies in the same industry.
CM-PR-S has a Debt/Equity ratio of 2.62. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CM-PR-S (2.62) is worse than 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.62 | ||
| Debt/FCF | 13.21 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC16.29%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CM-PR-S shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 16.49%, which is quite good.
Measured over the past years, CM-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.24% on average per year.
CM-PR-S shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.77%.
CM-PR-S shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.22% yearly.
EPS 1Y (TTM)16.49%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%15.71%
Revenue 1Y (TTM)13.77%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%14.49%
3.2 Future
The Earnings Per Share is expected to decrease by -0.01% on average over the next years.
CM-PR-S is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.73% yearly.
EPS Next Y9.28%
EPS Next 2Y9.12%
EPS Next 3Y-1.14%
EPS Next 5Y-0.01%
Revenue Next Year3.29%
Revenue Next 2Y3.51%
Revenue Next 3Y1.12%
Revenue Next 5Y1.73%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 3.02 indicates a rather cheap valuation of CM-PR-S.
63.64% of the companies in the same industry are more expensive than CM-PR-S, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.50, CM-PR-S is valued rather cheaply.
With a Price/Forward Earnings ratio of 2.77, the valuation of CM-PR-S can be described as very cheap.
CM-PR-S's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CM-PR-S is cheaper than 63.64% of the companies in the same industry.
CM-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.93, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.02 | ||
| Fwd PE | 2.77 |
4.2 Price Multiples
95.45% of the companies in the same industry are more expensive than CM-PR-S, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.9 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CM-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.33
PEG (5Y)0.25
EPS Next 2Y9.12%
EPS Next 3Y-1.14%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 3.13%, CM-PR-S has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.01, CM-PR-S has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 1.87, CM-PR-S pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
5.2 History
The dividend of CM-PR-S is nicely growing with an annual growth rate of 8.20%!
CM-PR-S has been paying a dividend for over 5 years, so it has already some track record.
CM-PR-S has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)8.2%
Div Incr Years0
Div Non Decr Years5
5.3 Sustainability
CM-PR-S pays out 49.51% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP49.51%
EPS Next 2Y9.12%
EPS Next 3Y-1.14%
CANADIAN IMPERIAL BANK - CM 5.878 PERP
TSX:CM-PR-S (12/23/2025, 7:00:00 PM)
26.05
-0.02 (-0.08%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners54.08%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap24.19B
Revenue(TTM)29.13B
Net Income(TTM)8.06B
Analysts75.83
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.13% |
Yearly Dividend4.27
Dividend Growth(5Y)8.2%
DP49.51%
Div Incr Years0
Div Non Decr Years5
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.89%
Min EPS beat(2)2.96%
Max EPS beat(2)4.83%
EPS beat(4)4
Avg EPS beat(4)5.38%
Min EPS beat(4)2.96%
Max EPS beat(4)8.63%
EPS beat(8)8
Avg EPS beat(8)5.26%
EPS beat(12)10
Avg EPS beat(12)3.46%
EPS beat(16)11
Avg EPS beat(16)1.39%
Revenue beat(2)2
Avg Revenue beat(2)0.69%
Min Revenue beat(2)0.06%
Max Revenue beat(2)1.32%
Revenue beat(4)3
Avg Revenue beat(4)0.84%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)3.13%
Revenue beat(8)4
Avg Revenue beat(8)0.43%
Revenue beat(12)5
Avg Revenue beat(12)-0.34%
Revenue beat(16)6
Avg Revenue beat(16)-0.74%
PT rev (1m)3.43%
PT rev (3m)-2.82%
EPS NQ rev (1m)3.31%
EPS NQ rev (3m)3.17%
EPS NY rev (1m)0.73%
EPS NY rev (3m)4.8%
Revenue NQ rev (1m)3.84%
Revenue NQ rev (3m)3.84%
Revenue NY rev (1m)0.28%
Revenue NY rev (3m)0.23%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.02 | ||
| Fwd PE | 2.77 | ||
| P/S | 0.83 | ||
| P/FCF | 1.9 | ||
| P/OCF | 1.75 | ||
| P/B | 0.38 | ||
| P/tB | 0.43 | ||
| EV/EBITDA | N/A |
EPS(TTM)8.62
EY33.09%
EPS(NY)9.42
Fwd EY36.16%
FCF(TTM)13.71
FCFY52.61%
OCF(TTM)14.9
OCFY57.2%
SpS31.37
BVpS69.05
TBVpS60.04
PEG (NY)0.33
PEG (5Y)0.25
Graham Number115.72
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.72% | ||
| ROE | 12.58% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 27.68% | ||
| GM | N/A | ||
| FCFM | 43.69% |
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.62 | ||
| Debt/FCF | 13.21 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 94.14% | ||
| Cap/Sales | 3.81% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 157.83% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score9
WACC16.29%
ROIC/WACCN/A
Cap/Depr(3y)91.98%
Cap/Depr(5y)92.87%
Cap/Sales(3y)4.14%
Cap/Sales(5y)4.34%
Profit Quality(3y)179.69%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.49%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%15.71%
EPS Next Y9.28%
EPS Next 2Y9.12%
EPS Next 3Y-1.14%
EPS Next 5Y-0.01%
Revenue 1Y (TTM)13.77%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%14.49%
Revenue Next Year3.29%
Revenue Next 2Y3.51%
Revenue Next 3Y1.12%
Revenue Next 5Y1.73%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y27.3%
FCF growth 3Y-16.17%
FCF growth 5Y-26.66%
OCF growth 1Y24.8%
OCF growth 3Y-15.23%
OCF growth 5Y-25.5%
CANADIAN IMPERIAL BANK - CM 5.878 PERP / CM-PR-S.CA FAQ
Can you provide the ChartMill fundamental rating for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to CM-PR-S.CA.
What is the valuation status for CM-PR-S stock?
ChartMill assigns a valuation rating of 7 / 10 to CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA). This can be considered as Undervalued.
Can you provide the profitability details for CANADIAN IMPERIAL BANK - CM 5.878 PERP?
CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) has a profitability rating of 4 / 10.
What are the PE and PB ratios of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?
The Price/Earnings (PE) ratio for CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 3.02 and the Price/Book (PB) ratio is 0.38.
Can you provide the financial health for CM-PR-S stock?
The financial health rating of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 1 / 10.