CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) Stock Fundamental Analysis

TSX:CM-PR-S • CA1360708772

25.85 CAD
-0.03 (-0.12%)
Last: Feb 13, 2026, 07:00 PM
Fundamental Rating

4

CM-PR-S gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 24 industry peers in the Banks industry. CM-PR-S has a medium profitability rating, but doesn't score so well on its financial health evaluation. A decent growth rate in combination with a cheap valuation! Better keep an eye on CM-PR-S.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • CM-PR-S had positive earnings in the past year.
  • CM-PR-S had a positive operating cash flow in the past year.
  • Each year in the past 5 years CM-PR-S has been profitable.
  • Of the past 5 years CM-PR-S 4 years had a positive operating cash flow.
CM-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFCM-PR-S.CA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

1.2 Ratios

  • CM-PR-S has a better Return On Assets (0.72%) than 70.83% of its industry peers.
  • CM-PR-S's Return On Equity of 12.58% is fine compared to the rest of the industry. CM-PR-S outperforms 75.00% of its industry peers.
Industry RankSector Rank
ROA 0.72%
ROE 12.58%
ROIC N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
CM-PR-S.CA Yearly ROA, ROE, ROICCM-PR-S.CA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • The Profit Margin of CM-PR-S (27.68%) is better than 75.00% of its industry peers.
  • In the last couple of years the Profit Margin of CM-PR-S has grown nicely.
  • CM-PR-S does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 27.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
CM-PR-S.CA Yearly Profit, Operating, Gross MarginsCM-PR-S.CA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1

2. Health

2.1 Basic Checks

  • CM-PR-S does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CM-PR-S has less shares outstanding
  • CM-PR-S has more shares outstanding than it did 5 years ago.
  • CM-PR-S has a worse debt/assets ratio than last year.
CM-PR-S.CA Yearly Shares OutstandingCM-PR-S.CA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
CM-PR-S.CA Yearly Total Debt VS Total AssetsCM-PR-S.CA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • CM-PR-S has a debt to FCF ratio of 13.21. This is a negative value and a sign of low solvency as CM-PR-S would need 13.21 years to pay back of all of its debts.
  • CM-PR-S has a Debt to FCF ratio of 13.21. This is in the better half of the industry: CM-PR-S outperforms 79.17% of its industry peers.
  • CM-PR-S has a Debt/Equity ratio of 2.62. This is a high value indicating a heavy dependency on external financing.
  • With a Debt to Equity ratio value of 2.62, CM-PR-S is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 2.62
Debt/FCF 13.21
Altman-Z N/A
ROIC/WACCN/A
WACC16.32%
CM-PR-S.CA Yearly LT Debt VS Equity VS FCFCM-PR-S.CA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CM-PR-S.CA Yearly Current Assets VS Current LiabilitesCM-PR-S.CA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 16.49% over the past year.
  • Measured over the past years, CM-PR-S shows a quite strong growth in Earnings Per Share. The EPS has been growing by 12.24% on average per year.
  • Looking at the last year, CM-PR-S shows a quite strong growth in Revenue. The Revenue has grown by 13.77% in the last year.
  • Measured over the past years, CM-PR-S shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)16.49%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%15.71%
Revenue 1Y (TTM)13.77%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%14.49%

3.2 Future

  • CM-PR-S is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -0.01% yearly.
  • CM-PR-S is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.16% yearly.
EPS Next Y13.71%
EPS Next 2Y11.95%
EPS Next 3Y10.64%
EPS Next 5Y-0.01%
Revenue Next Year6.44%
Revenue Next 2Y5.86%
Revenue Next 3Y4.79%
Revenue Next 5Y3.16%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CM-PR-S.CA Yearly Revenue VS EstimatesCM-PR-S.CA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
CM-PR-S.CA Yearly EPS VS EstimatesCM-PR-S.CA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2 4 6 8 10

7

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 3.00, the valuation of CM-PR-S can be described as very cheap.
  • Compared to the rest of the industry, the Price/Earnings ratio of CM-PR-S indicates a somewhat cheap valuation: CM-PR-S is cheaper than 62.50% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.68. CM-PR-S is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 2.64, which indicates a rather cheap valuation of CM-PR-S.
  • CM-PR-S's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. CM-PR-S is cheaper than 62.50% of the companies in the same industry.
  • CM-PR-S is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 3
Fwd PE 2.64
CM-PR-S.CA Price Earnings VS Forward Price EarningsCM-PR-S.CA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, CM-PR-S is valued cheaply inside the industry as 95.83% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.89
EV/EBITDA N/A
CM-PR-S.CA Per share dataCM-PR-S.CA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60

4.3 Compensation for Growth

  • CM-PR-S's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.22
PEG (5Y)0.25
EPS Next 2Y11.95%
EPS Next 3Y10.64%

6

5. Dividend

5.1 Amount

  • CM-PR-S has a Yearly Dividend Yield of 3.30%.
  • CM-PR-S's Dividend Yield is a higher than the industry average which is at 3.03.
  • CM-PR-S's Dividend Yield is rather good when compared to the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 3.3%

5.2 History

  • The dividend of CM-PR-S is nicely growing with an annual growth rate of 8.20%!
  • CM-PR-S has been paying a dividend for over 5 years, so it has already some track record.
  • As CM-PR-S did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)8.2%
Div Incr Years0
Div Non Decr Years5
CM-PR-S.CA Yearly Dividends per shareCM-PR-S.CA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1

5.3 Sustainability

  • 49.51% of the earnings are spent on dividend by CM-PR-S. This is a bit on the high side, but may be sustainable.
DP49.51%
EPS Next 2Y11.95%
EPS Next 3Y10.64%
CM-PR-S.CA Yearly Income VS Free CF VS DividendCM-PR-S.CA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B
CM-PR-S.CA Dividend Payout.CM-PR-S.CA Dividend Payout, showing the Payout Ratio.CM-PR-S.CA Dividend Payout.PayoutRetained Earnings

CANADIAN IMPERIAL BANK - CM 5.878 PERP

TSX:CM-PR-S (2/13/2026, 7:00:00 PM)

25.85

-0.03 (-0.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)12-04
Earnings (Next)02-26
Inst Owners54.09%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap24.01B
Revenue(TTM)29.13B
Net Income(TTM)8.06B
Analysts75.83
Price Target26.18 (1.28%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.3%
Yearly Dividend4.27
Dividend Growth(5Y)8.2%
DP49.51%
Div Incr Years0
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.89%
Min EPS beat(2)2.96%
Max EPS beat(2)4.83%
EPS beat(4)4
Avg EPS beat(4)5.38%
Min EPS beat(4)2.96%
Max EPS beat(4)8.63%
EPS beat(8)8
Avg EPS beat(8)5.26%
EPS beat(12)10
Avg EPS beat(12)3.46%
EPS beat(16)11
Avg EPS beat(16)1.39%
Revenue beat(2)2
Avg Revenue beat(2)0.69%
Min Revenue beat(2)0.06%
Max Revenue beat(2)1.32%
Revenue beat(4)3
Avg Revenue beat(4)0.84%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)3.13%
Revenue beat(8)4
Avg Revenue beat(8)0.43%
Revenue beat(12)5
Avg Revenue beat(12)-0.34%
Revenue beat(16)6
Avg Revenue beat(16)-0.74%
PT rev (1m)-1.1%
PT rev (3m)4.89%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.04%
EPS NY rev (1m)0%
EPS NY rev (3m)4.82%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)3.84%
Revenue NY rev (1m)0%
Revenue NY rev (3m)3.34%
Valuation
Industry RankSector Rank
PE 3
Fwd PE 2.64
P/S 0.82
P/FCF 1.89
P/OCF 1.73
P/B 0.37
P/tB 0.43
EV/EBITDA N/A
EPS(TTM)8.62
EY33.35%
EPS(NY)9.8
Fwd EY37.92%
FCF(TTM)13.71
FCFY53.02%
OCF(TTM)14.9
OCFY57.64%
SpS31.37
BVpS69.05
TBVpS60.04
PEG (NY)0.22
PEG (5Y)0.25
Graham Number115.72
Profitability
Industry RankSector Rank
ROA 0.72%
ROE 12.58%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 27.68%
GM N/A
FCFM 43.69%
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.62
Debt/FCF 13.21
Debt/EBITDA N/A
Cap/Depr 94.14%
Cap/Sales 3.81%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 157.83%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC16.32%
ROIC/WACCN/A
Cap/Depr(3y)91.98%
Cap/Depr(5y)92.87%
Cap/Sales(3y)4.14%
Cap/Sales(5y)4.34%
Profit Quality(3y)179.69%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)16.49%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%15.71%
EPS Next Y13.71%
EPS Next 2Y11.95%
EPS Next 3Y10.64%
EPS Next 5Y-0.01%
Revenue 1Y (TTM)13.77%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%14.49%
Revenue Next Year6.44%
Revenue Next 2Y5.86%
Revenue Next 3Y4.79%
Revenue Next 5Y3.16%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y27.3%
FCF growth 3Y-16.17%
FCF growth 5Y-26.66%
OCF growth 1Y24.8%
OCF growth 3Y-15.23%
OCF growth 5Y-25.5%

CANADIAN IMPERIAL BANK - CM 5.878 PERP / CM-PR-S.CA FAQ

Can you provide the ChartMill fundamental rating for CANADIAN IMPERIAL BANK - CM 5.878 PERP?

ChartMill assigns a fundamental rating of 4 / 10 to CM-PR-S.CA.


Can you provide the valuation status for CANADIAN IMPERIAL BANK - CM 5.878 PERP?

ChartMill assigns a valuation rating of 7 / 10 to CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA). This can be considered as Undervalued.


How profitable is CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?

CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) has a profitability rating of 4 / 10.


Can you provide the PE and PB ratios for CM-PR-S stock?

The Price/Earnings (PE) ratio for CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 3 and the Price/Book (PB) ratio is 0.37.


How sustainable is the dividend of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) stock?

The dividend rating of CANADIAN IMPERIAL BANK - CM 5.878 PERP (CM-PR-S.CA) is 6 / 10 and the dividend payout ratio is 49.51%.