CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
Europe - FRA:CLIQ - DE000A35JS40 - Common Stock
2.85 EUR
-0.04 (-1.38%)
We assign a fundamental rating of 6 out of 10 to CLIQ. CLIQ was compared to 101 industry peers in the Software industry. While CLIQ has a great health rating, its profitability is only average at the moment. CLIQ scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
CLIQ had positive earnings in the past year.
In the past year CLIQ had a positive cash flow from operations.
CLIQ had positive earnings in 4 of the past 5 years.
In the past 5 years CLIQ always reported a positive cash flow from operatings.
1.2 Ratios
CLIQ has a Return On Assets of -28.23%. This is amonst the worse of the industry: CLIQ underperforms 83.17% of its industry peers.
CLIQ has a worse Return On Equity (-36.59%) than 74.26% of its industry peers.
CLIQ has a Return On Invested Capital (4.02%) which is comparable to the rest of the industry.
CLIQ had an Average Return On Invested Capital over the past 3 years of 18.78%. This is significantly above the industry average of 12.69%.
The last Return On Invested Capital (4.02%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.23% | ||
| ROE | -36.59% | ||
| ROIC | 4.02% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
CLIQ has a Operating Margin (1.33%) which is in line with its industry peers.
In the last couple of years the Operating Margin of CLIQ has declined.
CLIQ's Gross Margin of 19.17% is on the low side compared to the rest of the industry. CLIQ is outperformed by 84.16% of its industry peers.
CLIQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.33% | ||
| PM (TTM) | N/A | ||
| GM | 19.17% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CLIQ is creating value.
The number of shares outstanding for CLIQ has been reduced compared to 1 year ago.
Compared to 5 years ago, CLIQ has less shares outstanding
CLIQ has a worse debt/assets ratio than last year.
2.2 Solvency
CLIQ has an Altman-Z score of 5.16. This indicates that CLIQ is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.16, CLIQ is in the better half of the industry, outperforming 64.36% of the companies in the same industry.
CLIQ has a debt to FCF ratio of 0.44. This is a very positive value and a sign of high solvency as it would only need 0.44 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.44, CLIQ belongs to the best of the industry, outperforming 87.13% of the companies in the same industry.
CLIQ has a Debt/Equity ratio of 0.02. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.02, CLIQ belongs to the best of the industry, outperforming 87.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.44 | ||
| Altman-Z | 5.16 |
ROIC/WACC0.54
WACC7.43%
2.3 Liquidity
CLIQ has a Current Ratio of 4.90. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of CLIQ (4.90) is better than 88.12% of its industry peers.
CLIQ has a Quick Ratio of 4.90. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
CLIQ has a better Quick ratio (4.90) than 88.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.9 | ||
| Quick Ratio | 4.9 |
3. Growth
3.1 Past
CLIQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.79%, which is quite good.
The Earnings Per Share has been growing by 70.61% on average over the past years. This is a very strong growth
Looking at the last year, CLIQ shows a quite strong growth in Revenue. The Revenue has grown by 18.73% in the last year.
Measured over the past years, CLIQ shows a very strong growth in Revenue. The Revenue has been growing by 41.17% on average per year.
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-80%
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-29.62%
3.2 Future
The Earnings Per Share is expected to decrease by -26.62% on average over the next years. This is quite bad
Based on estimates for the next years, CLIQ will show a decrease in Revenue. The Revenue will decrease by -7.54% on average per year.
EPS Next Y-118.16%
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
EPS Next 5Y-26.62%
Revenue Next Year-24.74%
Revenue Next 2Y-22.84%
Revenue Next 3Y-14.07%
Revenue Next 5Y-7.54%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 0.59, which indicates a rather cheap valuation of CLIQ.
100.00% of the companies in the same industry are more expensive than CLIQ, based on the Price/Earnings ratio.
CLIQ's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.30.
Based on the Price/Forward Earnings ratio of 4.11, the valuation of CLIQ can be described as very cheap.
Based on the Price/Forward Earnings ratio, CLIQ is valued cheaper than 98.02% of the companies in the same industry.
CLIQ is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.73, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.59 | ||
| Fwd PE | 4.11 |
4.2 Price Multiples
CLIQ's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CLIQ is cheaper than 100.00% of the companies in the same industry.
CLIQ's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CLIQ is cheaper than 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.46 | ||
| EV/EBITDA | 0.53 |
4.3 Compensation for Growth
A cheap valuation may be justified as CLIQ's earnings are expected to decrease with -39.05% in the coming years.
PEG (NY)N/A
PEG (5Y)0.01
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
5. Dividend
5.1 Amount
CLIQ has a Yearly Dividend Yield of 1.39%. Purely for dividend investing, there may be better candidates out there.
The stock price of CLIQ dropped by -51.28% in the last 3 months. With lower prices the dividend yield is higher, but it may be a sign investors do not trust the long term dividend.
CLIQ's Dividend Yield is rather good when compared to the industry average which is at 2.06. CLIQ pays more dividend than 85.15% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.45, CLIQ's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.39% |
5.2 History
On average, the dividend of CLIQ grows each year by 85.59%, which is quite nice.
Dividend Growth(5Y)85.59%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
The earnings of CLIQ are negative and hence is the payout ratio. CLIQ will probably not be able to sustain this dividend level.
DP-0.97%
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
FRA:CLIQ (9/12/2025, 7:00:00 PM)
2.85
-0.04 (-1.38%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners1.22%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap18.55M
Analysts82.5
Price Target8.16 (186.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.39% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP-0.97%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-27.82%
Min EPS beat(2)-86.35%
Max EPS beat(2)30.72%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-4%
Min Revenue beat(2)-5.79%
Max Revenue beat(2)-2.22%
Revenue beat(4)0
Avg Revenue beat(4)-6.44%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-1.67%
Revenue beat(8)0
Avg Revenue beat(8)-7.52%
Revenue beat(12)4
Avg Revenue beat(12)14.18%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-15.79%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)-28.92%
EPS NY rev (3m)-28.92%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)1.2%
Revenue NY rev (3m)1.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.59 | ||
| Fwd PE | 4.11 | ||
| P/S | 0.05 | ||
| P/FCF | 2.46 | ||
| P/OCF | 1.7 | ||
| P/B | 0.26 | ||
| P/tB | 0.4 | ||
| EV/EBITDA | 0.53 |
EPS(TTM)4.82
EY169.12%
EPS(NY)0.69
Fwd EY24.34%
FCF(TTM)1.16
FCFY40.63%
OCF(TTM)1.67
OCFY58.72%
SpS53.29
BVpS11.12
TBVpS7.06
PEG (NY)N/A
PEG (5Y)0.01
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -28.23% | ||
| ROE | -36.59% | ||
| ROCE | 5.69% | ||
| ROIC | 4.02% | ||
| ROICexc | 4.83% | ||
| ROICexgc | 7.93% | ||
| OM | 1.33% | ||
| PM (TTM) | N/A | ||
| GM | 19.17% | ||
| FCFM | 2.17% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexcg growth 3Y-69.96%
ROICexcg growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score5
Asset Turnover3.7
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.02 | ||
| Debt/FCF | 0.44 | ||
| Debt/EBITDA | 0.11 | ||
| Cap/Depr | 28.9% | ||
| Cap/Sales | 0.97% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 67.13% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.9 | ||
| Quick Ratio | 4.9 | ||
| Altman-Z | 5.16 |
F-Score5
WACC7.43%
ROIC/WACC0.54
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-80%
EPS Next Y-118.16%
EPS Next 2Y-62.07%
EPS Next 3Y-39.05%
EPS Next 5Y-26.62%
Revenue 1Y (TTM)18.73%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-29.62%
Revenue Next Year-24.74%
Revenue Next 2Y-22.84%
Revenue Next 3Y-14.07%
Revenue Next 5Y-7.54%
EBIT growth 1Y-92.11%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year248.01%
EBIT Next 3Y59.98%
EBIT Next 5YN/A
FCF growth 1Y-51.82%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-58.58%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%