CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
FRA:CLIQ - Deutsche Boerse Ag - DE000A35JS40 - Common Stock - Currency: EUR
Taking everything into account, CLIQ scores 6 out of 10 in our fundamental rating. CLIQ was compared to 97 industry peers in the Software industry. CLIQ has an excellent financial health rating, but there are some minor concerns on its profitability. A decent growth rate in combination with a cheap valuation! Better keep an eye on CLIQ.
1. Profitability
1.1 Basic Checks
In the past year CLIQ was profitable.
In the past year CLIQ had a positive cash flow from operations.
Of the past 5 years CLIQ 4 years were profitable.
Each year in the past 5 years CLIQ had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of -27.81%, CLIQ is doing worse than 82.47% of the companies in the same industry.
Looking at the Return On Equity, with a value of -38.33%, CLIQ is doing worse than 75.26% of the companies in the same industry.
With a Return On Invested Capital value of 3.10%, CLIQ perfoms like the industry average, outperforming 52.58% of the companies in the same industry.
CLIQ had an Average Return On Invested Capital over the past 3 years of 18.78%. This is significantly above the industry average of 10.77%.
The last Return On Invested Capital (3.10%) for CLIQ is well below the 3 year average (18.78%), which needs to be investigated, but indicates that CLIQ had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.81% | ||
| ROE | -38.33% | ||
| ROIC | 3.1% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
CLIQ's Operating Margin of 0.96% is in line compared to the rest of the industry. CLIQ outperforms 45.36% of its industry peers.
In the last couple of years the Operating Margin of CLIQ has declined.
With a Gross Margin value of 18.73%, CLIQ is not doing good in the industry: 81.44% of the companies in the same industry are doing better.
CLIQ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.96% | ||
| PM (TTM) | N/A | ||
| GM | 18.73% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
CLIQ has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
Compared to 1 year ago, CLIQ has less shares outstanding
The number of shares outstanding for CLIQ has been reduced compared to 5 years ago.
Compared to 1 year ago, CLIQ has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 5.43 indicates that CLIQ is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.43, CLIQ is in the better half of the industry, outperforming 73.20% of the companies in the same industry.
CLIQ has a debt to FCF ratio of 2.05. This is a good value and a sign of high solvency as CLIQ would need 2.05 years to pay back of all of its debts.
CLIQ has a better Debt to FCF ratio (2.05) than 65.98% of its industry peers.
CLIQ has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of CLIQ (0.03) is better than 85.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 2.05 | ||
| Altman-Z | 5.43 |
ROIC/WACC0.41
WACC7.59%
2.3 Liquidity
CLIQ has a Current Ratio of 3.74. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
CLIQ has a Current ratio of 3.74. This is amongst the best in the industry. CLIQ outperforms 88.66% of its industry peers.
CLIQ has a Quick Ratio of 3.74. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
The Quick ratio of CLIQ (3.74) is better than 88.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.74 | ||
| Quick Ratio | 3.74 |
3. Growth
3.1 Past
CLIQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.79%, which is quite good.
The Earnings Per Share has been growing by 70.61% on average over the past years. This is a very strong growth
Looking at the last year, CLIQ shows a very negative growth in Revenue. The Revenue has decreased by -24.78% in the last year.
Measured over the past years, CLIQ shows a very strong growth in Revenue. The Revenue has been growing by 41.17% on average per year.
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-588.24%
Revenue 1Y (TTM)-24.78%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-43.09%
3.2 Future
The Earnings Per Share is expected to decrease by -23.60% on average over the next years. This is quite bad
Based on estimates for the next years, CLIQ will show a quite strong growth in Revenue. The Revenue will grow by 14.29% on average per year.
EPS Next Y-118.16%
EPS Next 2Y-55.01%
EPS Next 3Y-35.41%
EPS Next 5Y-23.6%
Revenue Next Year-24.74%
Revenue Next 2Y-23.3%
Revenue Next 3Y-13.79%
Revenue Next 5Y14.29%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.26, the valuation of CLIQ can be described as very cheap.
Based on the Price/Earnings ratio, CLIQ is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
CLIQ's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 24.12.
CLIQ is valuated cheaply with a Price/Forward Earnings ratio of 6.21.
CLIQ's Price/Forward Earnings ratio is rather cheap when compared to the industry. CLIQ is cheaper than 100.00% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CLIQ to the average of the S&P500 Index (20.42), we can say CLIQ is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.26 | ||
| Fwd PE | 6.21 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CLIQ is valued cheaply inside the industry as 98.97% of the companies are valued more expensively.
77.32% of the companies in the same industry are more expensive than CLIQ, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.2 | ||
| EV/EBITDA | 1.92 |
4.3 Compensation for Growth
CLIQ's earnings are expected to decrease with -35.41% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.02
EPS Next 2Y-55.01%
EPS Next 3Y-35.41%
5. Dividend
5.1 Amount
CLIQ has a yearly dividend return of 0.66%, which is pretty low.
Compared to an average industry Dividend Yield of 1.91, CLIQ pays a bit more dividend than its industry peers.
With a Dividend Yield of 0.66, CLIQ pays less dividend than the S&P500 average, which is at 2.44.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.66% |
5.2 History
The dividend of CLIQ is nicely growing with an annual growth rate of 85.59%!
Dividend Growth(5Y)85.59%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The earnings of CLIQ are negative and hence is the payout ratio. CLIQ will probably not be able to sustain this dividend level.
DP-0.95%
EPS Next 2Y-55.01%
EPS Next 3Y-35.41%
FRA:CLIQ (5/8/2025, 7:00:00 PM)
6.06
+0.23 (+3.95%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners1.36%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap39.45M
Analysts82.5
Price Target9.69 (59.9%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.66% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP-0.95%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-9.14%
Min Revenue beat(2)-16.07%
Max Revenue beat(2)-2.22%
Revenue beat(4)0
Avg Revenue beat(4)-5.48%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-1.67%
Revenue beat(8)1
Avg Revenue beat(8)-4.14%
Revenue beat(12)5
Avg Revenue beat(12)15.57%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-78.41%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-59.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.34%
Revenue NY rev (3m)-34.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.26 | ||
| Fwd PE | 6.21 | ||
| P/S | 0.11 | ||
| P/FCF | 22.2 | ||
| P/OCF | 5.59 | ||
| P/B | 0.55 | ||
| P/tB | 0.91 | ||
| EV/EBITDA | 1.92 |
EPS(TTM)4.82
EY79.54%
EPS(NY)0.98
Fwd EY16.1%
FCF(TTM)0.27
FCFY4.5%
OCF(TTM)1.08
OCFY17.88%
SpS56.83
BVpS10.94
TBVpS6.67
PEG (NY)N/A
PEG (5Y)0.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.81% | ||
| ROE | -38.33% | ||
| ROCE | 4.38% | ||
| ROIC | 3.1% | ||
| ROICexc | 3.63% | ||
| ROICexgc | 6.07% | ||
| OM | 0.96% | ||
| PM (TTM) | N/A | ||
| GM | 18.73% | ||
| FCFM | 0.48% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexcg growth 3Y-69.96%
ROICexcg growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score5
Asset Turnover3.77
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 2.05 | ||
| Debt/EBITDA | 0.13 | ||
| Cap/Depr | 44.27% | ||
| Cap/Sales | 1.43% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 45.59% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.74 | ||
| Quick Ratio | 3.74 | ||
| Altman-Z | 5.43 |
F-Score5
WACC7.59%
ROIC/WACC0.41
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-588.24%
EPS Next Y-118.16%
EPS Next 2Y-55.01%
EPS Next 3Y-35.41%
EPS Next 5Y-23.6%
Revenue 1Y (TTM)-24.78%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-43.09%
Revenue Next Year-24.74%
Revenue Next 2Y-23.3%
Revenue Next 3Y-13.79%
Revenue Next 5Y14.29%
EBIT growth 1Y-94.91%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year248.01%
EBIT Next 3Y59.98%
EBIT Next 5YN/A
FCF growth 1Y-90.97%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-76.79%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%