CLIQ DIGITAL AG (CLIQ.DE) Stock Fundamental Analysis
FRA:CLIQ - Deutsche Boerse Ag - DE000A35JS40 - Common Stock - Currency: EUR
CLIQ gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 97 industry peers in the Software industry. CLIQ is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. CLIQ is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year CLIQ was profitable.
CLIQ had a positive operating cash flow in the past year.
Of the past 5 years CLIQ 4 years were profitable.
CLIQ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CLIQ's Return On Assets of -27.81% is on the low side compared to the rest of the industry. CLIQ is outperformed by 78.13% of its industry peers.
With a Return On Equity value of -38.33%, CLIQ is not doing good in the industry: 70.83% of the companies in the same industry are doing better.
The Return On Invested Capital of CLIQ (3.10%) is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for CLIQ is significantly above the industry average of 11.28%.
The 3 year average ROIC (18.78%) for CLIQ is well above the current ROIC(3.10%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.81% | ||
| ROE | -38.33% | ||
| ROIC | 3.1% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
1.3 Margins
With a Operating Margin value of 0.96%, CLIQ perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
CLIQ's Operating Margin has declined in the last couple of years.
CLIQ has a Gross Margin of 18.73%. This is in the lower half of the industry: CLIQ underperforms 78.13% of its industry peers.
In the last couple of years the Gross Margin of CLIQ has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 0.96% | ||
| PM (TTM) | N/A | ||
| GM | 18.73% |
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), CLIQ is creating value.
Compared to 1 year ago, CLIQ has less shares outstanding
Compared to 5 years ago, CLIQ has less shares outstanding
CLIQ has a worse debt/assets ratio than last year.
2.2 Solvency
CLIQ has an Altman-Z score of 5.45. This indicates that CLIQ is financially healthy and has little risk of bankruptcy at the moment.
CLIQ has a Altman-Z score of 5.45. This is in the better half of the industry: CLIQ outperforms 73.96% of its industry peers.
CLIQ has a debt to FCF ratio of 2.05. This is a good value and a sign of high solvency as CLIQ would need 2.05 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 2.05, CLIQ is doing good in the industry, outperforming 70.83% of the companies in the same industry.
A Debt/Equity ratio of 0.03 indicates that CLIQ is not too dependend on debt financing.
The Debt to Equity ratio of CLIQ (0.03) is better than 84.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 2.05 | ||
| Altman-Z | 5.45 |
ROIC/WACC0.45
WACC6.96%
2.3 Liquidity
A Current Ratio of 3.74 indicates that CLIQ has no problem at all paying its short term obligations.
With an excellent Current ratio value of 3.74, CLIQ belongs to the best of the industry, outperforming 88.54% of the companies in the same industry.
CLIQ has a Quick Ratio of 3.74. This indicates that CLIQ is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 3.74, CLIQ belongs to the top of the industry, outperforming 88.54% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.74 | ||
| Quick Ratio | 3.74 |
3. Growth
3.1 Past
CLIQ shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.79%, which is quite good.
The Earnings Per Share has been growing by 70.61% on average over the past years. This is a very strong growth
CLIQ shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -24.78%.
Measured over the past years, CLIQ shows a very strong growth in Revenue. The Revenue has been growing by 41.17% on average per year.
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-588.24%
Revenue 1Y (TTM)-24.78%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-43.09%
3.2 Future
CLIQ is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -22.26% yearly.
CLIQ is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 14.29% yearly.
EPS Next Y-118.16%
EPS Next 2Y-42.12%
EPS Next 3Y-22.26%
EPS Next 5YN/A
Revenue Next Year-24.74%
Revenue Next 2Y-23.17%
Revenue Next 3Y-13.26%
Revenue Next 5Y14.29%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 1.25, the valuation of CLIQ can be described as very cheap.
Based on the Price/Earnings ratio, CLIQ is valued cheaply inside the industry as 98.96% of the companies are valued more expensively.
CLIQ's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.63.
The Price/Forward Earnings ratio is 3.72, which indicates a rather cheap valuation of CLIQ.
Based on the Price/Forward Earnings ratio, CLIQ is valued cheaper than 98.96% of the companies in the same industry.
CLIQ's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.72.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.25 | ||
| Fwd PE | 3.72 |
4.2 Price Multiples
97.92% of the companies in the same industry are more expensive than CLIQ, based on the Enterprise Value to EBITDA ratio.
CLIQ's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CLIQ is cheaper than 79.17% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 22.02 | ||
| EV/EBITDA | 1.99 |
4.3 Compensation for Growth
CLIQ's earnings are expected to decrease with -22.26% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.02
EPS Next 2Y-42.12%
EPS Next 3Y-22.26%
5. Dividend
5.1 Amount
With a yearly dividend of 0.73%, CLIQ is not a good candidate for dividend investing.
CLIQ's Dividend Yield is rather good when compared to the industry average which is at 2.95. CLIQ pays more dividend than 80.21% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, CLIQ's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
5.2 History
On average, the dividend of CLIQ grows each year by 85.59%, which is quite nice.
Dividend Growth(5Y)85.59%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The earnings of CLIQ are negative and hence is the payout ratio. CLIQ will probably not be able to sustain this dividend level.
DP-0.95%
EPS Next 2Y-42.12%
EPS Next 3Y-22.26%
FRA:CLIQ (3/21/2025, 7:00:00 PM)
6.01
-0.04 (-0.66%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners1.36%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap39.13M
Analysts82.5
Price Target40.8 (578.87%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.73% |
Yearly Dividend0.04
Dividend Growth(5Y)85.59%
DP-0.95%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-9.14%
Min Revenue beat(2)-16.07%
Max Revenue beat(2)-2.22%
Revenue beat(4)0
Avg Revenue beat(4)-5.48%
Min Revenue beat(4)-16.07%
Max Revenue beat(4)-1.67%
Revenue beat(8)1
Avg Revenue beat(8)-4.14%
Revenue beat(12)5
Avg Revenue beat(12)15.57%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-9.09%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-14.89%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-21.61%
Revenue NY rev (3m)-35.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 1.25 | ||
| Fwd PE | 3.72 | ||
| P/S | 0.11 | ||
| P/FCF | 22.02 | ||
| P/OCF | 5.55 | ||
| P/B | 0.55 | ||
| P/tB | 0.9 | ||
| EV/EBITDA | 1.99 |
EPS(TTM)4.82
EY80.2%
EPS(NY)1.61
Fwd EY26.87%
FCF(TTM)0.27
FCFY4.54%
OCF(TTM)1.08
OCFY18.03%
SpS56.83
BVpS10.94
TBVpS6.67
PEG (NY)N/A
PEG (5Y)0.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -27.81% | ||
| ROE | -38.33% | ||
| ROCE | 4.38% | ||
| ROIC | 3.1% | ||
| ROICexc | 3.63% | ||
| ROICexgc | 6.07% | ||
| OM | 0.96% | ||
| PM (TTM) | N/A | ||
| GM | 18.73% | ||
| FCFM | 0.48% |
ROA(3y)4.57%
ROA(5y)8.3%
ROE(3y)9.15%
ROE(5y)14.29%
ROIC(3y)18.78%
ROIC(5y)19.65%
ROICexc(3y)22.04%
ROICexc(5y)22.78%
ROICexgc(3y)56.01%
ROICexgc(5y)95.08%
ROCE(3y)26.54%
ROCE(5y)28.29%
ROICexcg growth 3Y-69.96%
ROICexcg growth 5Y-37.81%
ROICexc growth 3Y-59.13%
ROICexc growth 5Y-19.8%
OM growth 3Y-64.74%
OM growth 5Y-36.7%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-18.05%
GM growth 5Y-8.79%
F-Score5
Asset Turnover3.77
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 2.05 | ||
| Debt/EBITDA | 0.13 | ||
| Cap/Depr | 44.27% | ||
| Cap/Sales | 1.43% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 45.59% | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.74 | ||
| Quick Ratio | 3.74 | ||
| Altman-Z | 5.45 |
F-Score5
WACC6.96%
ROIC/WACC0.45
Cap/Depr(3y)136.37%
Cap/Depr(5y)146.27%
Cap/Sales(3y)2.98%
Cap/Sales(5y)2.36%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.79%
EPS 3Y61.74%
EPS 5Y70.61%
EPS Q2Q%-588.24%
EPS Next Y-118.16%
EPS Next 2Y-42.12%
EPS Next 3Y-22.26%
EPS Next 5YN/A
Revenue 1Y (TTM)-24.78%
Revenue growth 3Y45.04%
Revenue growth 5Y41.17%
Sales Q2Q%-43.09%
Revenue Next Year-24.74%
Revenue Next 2Y-23.17%
Revenue Next 3Y-13.26%
Revenue Next 5Y14.29%
EBIT growth 1Y-94.91%
EBIT growth 3Y-58.59%
EBIT growth 5Y-17.12%
EBIT Next Year296.14%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-90.97%
FCF growth 3Y-53.33%
FCF growth 5Y-3.31%
OCF growth 1Y-76.79%
OCF growth 3Y-30.23%
OCF growth 5Y23.06%