CLARKE INC (CKI.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:CKI - CA1819013071 - Common Stock
22.11 CAD
-0.38 (-1.69%)
CKI gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 79 industry peers in the Capital Markets industry. While CKI is still in line with the averages on profitability rating, there are concerns on its financial health. CKI is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CKI was profitable.
In the past year CKI had a positive cash flow from operations.
Of the past 5 years CKI 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: CKI reported negative operating cash flow in multiple years.
1.2 Ratios
With a decent Return On Assets value of 5.61%, CKI is doing good in the industry, outperforming 69.62% of the companies in the same industry.
Looking at the Return On Equity, with a value of 12.03%, CKI is in the better half of the industry, outperforming 77.22% of the companies in the same industry.
CKI's Return On Invested Capital of 1.97% is on the low side compared to the rest of the industry. CKI is outperformed by 63.29% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CKI is significantly below the industry average of 10.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.61% | ||
| ROE | 12.03% | ||
| ROIC | 1.97% |
ROA(3y)2.99%
ROA(5y)1.41%
ROE(3y)5.54%
ROE(5y)2.62%
ROIC(3y)2.81%
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 44.20%, CKI is in the better half of the industry, outperforming 75.95% of the companies in the same industry.
CKI's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 17.99%, CKI is doing worse than 62.03% of the companies in the same industry.
In the last couple of years the Operating Margin of CKI has declined.
The Gross Margin of CKI (44.80%) is better than 72.15% of its industry peers.
In the last couple of years the Gross Margin of CKI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.99% | ||
| PM (TTM) | 44.2% | ||
| GM | 44.8% |
OM growth 3Y109.49%
OM growth 5Y-9.74%
PM growth 3Y7.67%
PM growth 5Y9.18%
GM growth 3Y6.95%
GM growth 5Y-3.81%
2. Health
2.1 Basic Checks
The number of shares outstanding for CKI remains at a similar level compared to 1 year ago.
The number of shares outstanding for CKI has been reduced compared to 5 years ago.
Compared to 1 year ago, CKI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.74, we must say that CKI is in the distress zone and has some risk of bankruptcy.
CKI has a Altman-Z score of 0.74. This is comparable to the rest of the industry: CKI outperforms 59.49% of its industry peers.
The Debt to FCF ratio of CKI is 44.48, which is on the high side as it means it would take CKI, 44.48 years of fcf income to pay off all of its debts.
CKI has a Debt to FCF ratio (44.48) which is comparable to the rest of the industry.
CKI has a Debt/Equity ratio of 0.70. This is a neutral value indicating CKI is somewhat dependend on debt financing.
CKI has a Debt to Equity ratio (0.70) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.7 | ||
| Debt/FCF | 44.48 | ||
| Altman-Z | 0.74 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CKI has a Current Ratio of 0.09. This is a bad value and indicates that CKI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.09, CKI is not doing good in the industry: 92.41% of the companies in the same industry are doing better.
CKI has a Quick Ratio of 0.09. This is a bad value and indicates that CKI is not financially healthy enough and could expect problems in meeting its short term obligations.
CKI has a worse Quick ratio (0.09) than 92.41% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.09 | ||
| Quick Ratio | 0.09 |
3. Growth
3.1 Past
CKI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 47.52%, which is quite impressive.
CKI shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.34% yearly.
The Revenue has been growing slightly by 6.21% in the past year.
The Revenue has been decreasing by -8.69% on average over the past years.
EPS 1Y (TTM)47.52%
EPS 3Y44.95%
EPS 5Y-1.34%
EPS Q2Q%33.24%
Revenue 1Y (TTM)6.21%
Revenue growth 3Y22.71%
Revenue growth 5Y-8.69%
Sales Q2Q%1.48%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.77, which indicates a very decent valuation of CKI.
The rest of the industry has a similar Price/Earnings ratio as CKI.
The average S&P500 Price/Earnings ratio is at 26.31. CKI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.77 | ||
| Fwd PE | N/A |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as CKI.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CKI indicates a somewhat cheap valuation: CKI is cheaper than 62.03% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 51.54 | ||
| EV/EBITDA | 20.39 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CKI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:CKI (11/28/2025, 7:00:00 PM)
22.11
-0.38 (-1.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12.86%
Inst Owner ChangeN/A
Ins Owners0.21%
Ins Owner ChangeN/A
Market Cap301.80M
Revenue(TTM)78.86M
Net Income(TTM)34.85M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.77 | ||
| Fwd PE | N/A | ||
| P/S | 3.83 | ||
| P/FCF | 51.54 | ||
| P/OCF | 15.85 | ||
| P/B | 1.04 | ||
| P/tB | 1.04 | ||
| EV/EBITDA | 20.39 |
EPS(TTM)2.52
EY11.4%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.43
FCFY1.94%
OCF(TTM)1.39
OCFY6.31%
SpS5.78
BVpS21.22
TBVpS21.23
PEG (NY)N/A
PEG (5Y)N/A
Graham Number34.69
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.61% | ||
| ROE | 12.03% | ||
| ROCE | 2.88% | ||
| ROIC | 1.97% | ||
| ROICexc | 1.97% | ||
| ROICexgc | 1.97% | ||
| OM | 17.99% | ||
| PM (TTM) | 44.2% | ||
| GM | 44.8% | ||
| FCFM | 7.43% |
ROA(3y)2.99%
ROA(5y)1.41%
ROE(3y)5.54%
ROE(5y)2.62%
ROIC(3y)2.81%
ROIC(5y)N/A
ROICexc(3y)2.81%
ROICexc(5y)N/A
ROICexgc(3y)2.81%
ROICexgc(5y)N/A
ROCE(3y)3.97%
ROCE(5y)N/A
ROICexgc growth 3Y135.95%
ROICexgc growth 5Y-23.92%
ROICexc growth 3Y135.95%
ROICexc growth 5Y-23.92%
OM growth 3Y109.49%
OM growth 5Y-9.74%
PM growth 3Y7.67%
PM growth 5Y9.18%
GM growth 3Y6.95%
GM growth 5Y-3.81%
F-Score6
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.7 | ||
| Debt/FCF | 44.48 | ||
| Debt/EBITDA | 7.9 | ||
| Cap/Depr | 114.06% | ||
| Cap/Sales | 16.71% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 73.95% | ||
| Profit Quality | 16.8% | ||
| Current Ratio | 0.09 | ||
| Quick Ratio | 0.09 | ||
| Altman-Z | 0.74 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)99.46%
Cap/Depr(5y)76.74%
Cap/Sales(3y)13.97%
Cap/Sales(5y)12.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)47.52%
EPS 3Y44.95%
EPS 5Y-1.34%
EPS Q2Q%33.24%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.21%
Revenue growth 3Y22.71%
Revenue growth 5Y-8.69%
Sales Q2Q%1.48%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-19.16%
EBIT growth 3Y157.07%
EBIT growth 5Y-17.58%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y224.07%
FCF growth 3YN/A
FCF growth 5Y-7.01%
OCF growth 1Y584.75%
OCF growth 3YN/A
OCF growth 5Y9.44%
CLARKE INC / CKI.CA FAQ
What is the ChartMill fundamental rating of CLARKE INC (CKI.CA) stock?
ChartMill assigns a fundamental rating of 2 / 10 to CKI.CA.
What is the valuation status for CKI stock?
ChartMill assigns a valuation rating of 3 / 10 to CLARKE INC (CKI.CA). This can be considered as Overvalued.
Can you provide the profitability details for CLARKE INC?
CLARKE INC (CKI.CA) has a profitability rating of 4 / 10.
What is the valuation of CLARKE INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for CLARKE INC (CKI.CA) is 8.77 and the Price/Book (PB) ratio is 1.04.
What is the financial health of CLARKE INC (CKI.CA) stock?
The financial health rating of CLARKE INC (CKI.CA) is 2 / 10.