CLARKE INC (CKI.CA) Stock Fundamental Analysis
TSX:CKI - Toronto Stock Exchange - CA1819013071 - Common Stock - Currency: CAD
CKI gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 82 industry peers in the Capital Markets industry. CKI has a medium profitability rating, but doesn't score so well on its financial health evaluation. CKI has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
CKI had positive earnings in the past year.
CKI had a positive operating cash flow in the past year.
CKI had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CKI reported negative operating cash flow in multiple years.
1.2 Ratios
CKI's Return On Assets of 6.04% is fine compared to the rest of the industry. CKI outperforms 75.61% of its industry peers.
CKI has a Return On Equity of 11.85%. This is amongst the best in the industry. CKI outperforms 81.71% of its industry peers.
With a Return On Invested Capital value of 2.43%, CKI is not doing good in the industry: 63.41% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for CKI is below the industry average of 7.80%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.04% | ||
| ROE | 11.85% | ||
| ROIC | 2.43% |
ROA(3y)2.99%
ROA(5y)1.41%
ROE(3y)5.54%
ROE(5y)2.62%
ROIC(3y)2.81%
ROIC(5y)N/A
1.3 Margins
CKI has a Profit Margin of 43.26%. This is in the better half of the industry: CKI outperforms 76.83% of its industry peers.
CKI's Profit Margin has improved in the last couple of years.
CKI has a Operating Margin of 18.46%. This is comparable to the rest of the industry: CKI outperforms 42.68% of its industry peers.
CKI's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 43.89%, CKI is in the better half of the industry, outperforming 68.29% of the companies in the same industry.
CKI's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.46% | ||
| PM (TTM) | 43.26% | ||
| GM | 43.89% |
OM growth 3Y109.49%
OM growth 5Y-9.74%
PM growth 3Y7.67%
PM growth 5Y9.18%
GM growth 3Y6.95%
GM growth 5Y-3.81%
2. Health
2.1 Basic Checks
Compared to 1 year ago, CKI has about the same amount of shares outstanding.
CKI has less shares outstanding than it did 5 years ago.
CKI has a worse debt/assets ratio than last year.
2.2 Solvency
CKI has an Altman-Z score of 0.78. This is a bad value and indicates that CKI is not financially healthy and even has some risk of bankruptcy.
With a decent Altman-Z score value of 0.78, CKI is doing good in the industry, outperforming 63.41% of the companies in the same industry.
The Debt to FCF ratio of CKI is 37.95, which is on the high side as it means it would take CKI, 37.95 years of fcf income to pay off all of its debts.
CKI's Debt to FCF ratio of 37.95 is in line compared to the rest of the industry. CKI outperforms 56.10% of its industry peers.
A Debt/Equity ratio of 0.43 indicates that CKI is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.43, CKI is in line with its industry, outperforming 53.66% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | 37.95 | ||
| Altman-Z | 0.78 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CKI has a Current Ratio of 0.07. This is a bad value and indicates that CKI is not financially healthy enough and could expect problems in meeting its short term obligations.
CKI has a Current ratio of 0.07. This is amonst the worse of the industry: CKI underperforms 95.12% of its industry peers.
CKI has a Quick Ratio of 0.07. This is a bad value and indicates that CKI is not financially healthy enough and could expect problems in meeting its short term obligations.
CKI has a worse Quick ratio (0.07) than 95.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.07 |
3. Growth
3.1 Past
CKI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 330.44%, which is quite impressive.
The Earnings Per Share has been decreasing by -1.34% on average over the past years.
CKI shows a small growth in Revenue. In the last year, the Revenue has grown by 4.14%.
The Revenue has been decreasing by -8.69% on average over the past years.
EPS 1Y (TTM)330.44%
EPS 3Y44.95%
EPS 5Y-1.34%
EPS Q2Q%-197.13%
Revenue 1Y (TTM)4.14%
Revenue growth 3Y22.71%
Revenue growth 5Y-8.69%
Sales Q2Q%-0.9%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.47, the valuation of CKI can be described as very reasonable.
CKI's Price/Earnings is on the same level as the industry average.
The average S&P500 Price/Earnings ratio is at 26.59. CKI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.47 | ||
| Fwd PE | N/A |
4.2 Price Multiples
CKI's Enterprise Value to EBITDA is on the same level as the industry average.
CKI's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CKI is cheaper than 60.98% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 55.94 | ||
| EV/EBITDA | 18.75 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CKI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX:CKI (6/4/2025, 7:00:00 PM)
22.45
+0.05 (+0.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners12.81%
Inst Owner ChangeN/A
Ins Owners0.2%
Ins Owner ChangeN/A
Market Cap310.48M
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.47 | ||
| Fwd PE | N/A | ||
| P/S | 4.07 | ||
| P/FCF | 55.94 | ||
| P/OCF | 17.2 | ||
| P/B | 1.11 | ||
| P/tB | 1.11 | ||
| EV/EBITDA | 18.75 |
EPS(TTM)2.37
EY10.56%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.4
FCFY1.79%
OCF(TTM)1.31
OCFY5.81%
SpS5.52
BVpS20.16
TBVpS20.16
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 6.04% | ||
| ROE | 11.85% | ||
| ROCE | 3.72% | ||
| ROIC | 2.43% | ||
| ROICexc | 2.44% | ||
| ROICexgc | 2.44% | ||
| OM | 18.46% | ||
| PM (TTM) | 43.26% | ||
| GM | 43.89% | ||
| FCFM | 7.27% |
ROA(3y)2.99%
ROA(5y)1.41%
ROE(3y)5.54%
ROE(5y)2.62%
ROIC(3y)2.81%
ROIC(5y)N/A
ROICexc(3y)2.81%
ROICexc(5y)N/A
ROICexgc(3y)2.81%
ROICexgc(5y)N/A
ROCE(3y)3.97%
ROCE(5y)N/A
ROICexcg growth 3Y135.95%
ROICexcg growth 5Y-23.92%
ROICexc growth 3Y135.95%
ROICexc growth 5Y-23.92%
OM growth 3Y109.49%
OM growth 5Y-9.74%
PM growth 3Y7.67%
PM growth 5Y9.18%
GM growth 3Y6.95%
GM growth 5Y-3.81%
F-Score6
Asset Turnover0.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | 37.95 | ||
| Debt/EBITDA | 4.81 | ||
| Cap/Depr | 115.27% | ||
| Cap/Sales | 16.37% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 72.36% | ||
| Profit Quality | 16.8% | ||
| Current Ratio | 0.07 | ||
| Quick Ratio | 0.07 | ||
| Altman-Z | 0.78 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)99.46%
Cap/Depr(5y)76.74%
Cap/Sales(3y)13.97%
Cap/Sales(5y)12.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)330.44%
EPS 3Y44.95%
EPS 5Y-1.34%
EPS Q2Q%-197.13%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.14%
Revenue growth 3Y22.71%
Revenue growth 5Y-8.69%
Sales Q2Q%-0.9%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.98%
EBIT growth 3Y157.07%
EBIT growth 5Y-17.58%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y209.68%
FCF growth 3YN/A
FCF growth 5Y-7.01%
OCF growth 1Y2908.5%
OCF growth 3YN/A
OCF growth 5Y9.44%