CA ILLE ET VILAINE-CCI (CIV.PA) Fundamental Analysis & Valuation

EPA:CIV • FR0000045213

Current stock price

102.5 EUR
+1.52 (+1.51%)
Last:

This CIV.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. CIV.PA Profitability Analysis

1.1 Basic Checks

  • CIV had positive earnings in the past year.
  • CIV had a negative operating cash flow in the past year.
  • In the past 5 years CIV has always been profitable.
  • The reported operating cash flow has been mixed in the past 5 years: CIV reported negative operating cash flow in multiple years.
CIV.PA Yearly Net Income VS EBIT VS OCF VS FCFCIV.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

1.2 Ratios

  • CIV has a Return On Assets of 0.29%. This is amonst the worse of the industry: CIV underperforms 89.09% of its industry peers.
  • Looking at the Return On Equity, with a value of 2.38%, CIV is doing worse than 90.91% of the companies in the same industry.
Industry RankSector Rank
ROA 0.29%
ROE 2.38%
ROIC N/A
ROA(3y)0.33%
ROA(5y)0.29%
ROE(3y)2.97%
ROE(5y)2.59%
ROIC(3y)N/A
ROIC(5y)N/A
CIV.PA Yearly ROA, ROE, ROICCIV.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

1.3 Margins

  • With a Profit Margin value of 18.93%, CIV is not doing good in the industry: 69.09% of the companies in the same industry are doing better.
  • In the last couple of years the Profit Margin of CIV has declined.
  • The Operating Margin and Gross Margin are not available for CIV so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 18.93%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.74%
PM growth 5Y-1.81%
GM growth 3YN/A
GM growth 5YN/A
CIV.PA Yearly Profit, Operating, Gross MarginsCIV.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. CIV.PA Health Analysis

2.1 Basic Checks

  • CIV does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • CIV has about the same amout of shares outstanding than it did 1 year ago.
  • The number of shares outstanding for CIV has been reduced compared to 5 years ago.
  • CIV has a worse debt/assets ratio than last year.
CIV.PA Yearly Shares OutstandingCIV.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
CIV.PA Yearly Total Debt VS Total AssetsCIV.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • A Debt/Equity ratio of 0.02 indicates that CIV is not too dependend on debt financing.
  • The Debt to Equity ratio of CIV (0.02) is better than 94.55% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC6.79%
CIV.PA Yearly LT Debt VS Equity VS FCFCIV.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CIV.PA Yearly Current Assets VS Current LiabilitesCIV.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. CIV.PA Growth Analysis

3.1 Past

  • CIV shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.85%.
  • Measured over the past 5 years, CIV shows a small growth in Earnings Per Share. The EPS has been growing by 0.48% on average per year.
  • CIV shows a decrease in Revenue. In the last year, the revenue decreased by -8.36%.
  • CIV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.33% yearly.
EPS 1Y (TTM)-18.85%
EPS 3Y1.45%
EPS 5Y0.48%
EPS Q2Q%-6.86%
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y0.77%
Revenue growth 5Y2.33%
Sales Q2Q%-8.81%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CIV.PA Yearly Revenue VS EstimatesCIV.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

More info and screens

Find the best growth stocksShow best growing peers

2

4. CIV.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • CIV is valuated reasonably with a Price/Earnings ratio of 10.22.
  • Compared to the rest of the industry, the Price/Earnings ratio of CIV indicates a somewhat cheap valuation: CIV is cheaper than 62.73% of the companies listed in the same industry.
  • CIV is valuated cheaply when we compare the Price/Earnings ratio to 24.89, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 10.22
Fwd PE N/A
CIV.PA Price Earnings VS Forward Price EarningsCIV.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CIV.PA Per share dataCIV.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 200 400 600 800 1K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)21.42
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. CIV.PA Dividend Analysis

5.1 Amount

  • CIV has a Yearly Dividend Yield of 3.24%. Purely for dividend investing, there may be better candidates out there.
  • CIV's Dividend Yield is slightly below the industry average, which is at 4.78.
  • Compared to an average S&P500 Dividend Yield of 1.89, CIV pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.24%

5.2 History

  • The dividend of CIV decreases each year by -3.75%.
Dividend Growth(5Y)-3.75%
Div Incr Years3
Div Non Decr Years3
CIV.PA Yearly Dividends per shareCIV.PA Yearly Dividends per shareYearly Dividends per share 2019 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CIV.PA Yearly Income VS Free CF VS DividendCIV.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

More info and screens

Find the best dividend stocksShow peers with best dividend

CIV.PA Fundamentals: All Metrics, Ratios and Statistics

CA ILLE ET VILAINE-CCI

EPA:CIV (3/27/2026, 7:00:00 PM)

102.5

+1.52 (+1.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-30
Earnings (Next)N/A
Inst Owners2.21%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap228.57M
Revenue(TTM)320.99M
Net Income(TTM)60.76M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.24%
Yearly DividendN/A
Dividend Growth(5Y)-3.75%
DP0%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.22
Fwd PE N/A
P/S 0.71
P/FCF N/A
P/OCF N/A
P/B 0.09
P/tB 0.09
EV/EBITDA N/A
EPS(TTM)10.03
EY9.79%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-18.12
FCFYN/A
OCF(TTM)-13.02
OCFYN/A
SpS143.94
BVpS1142.67
TBVpS1142.67
PEG (NY)N/A
PEG (5Y)21.42
Graham Number507.81
Profitability
Industry RankSector Rank
ROA 0.29%
ROE 2.38%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 18.93%
GM N/A
FCFM N/A
ROA(3y)0.33%
ROA(5y)0.29%
ROE(3y)2.97%
ROE(5y)2.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.74%
PM growth 5Y-1.81%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 113.13%
Cap/Sales 3.54%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC6.79%
ROIC/WACCN/A
Cap/Depr(3y)79.63%
Cap/Depr(5y)80.98%
Cap/Sales(3y)2.22%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.85%
EPS 3Y1.45%
EPS 5Y0.48%
EPS Q2Q%-6.86%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y0.77%
Revenue growth 5Y2.33%
Sales Q2Q%-8.81%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.05%
FCF growth 3Y-79.77%
FCF growth 5Y-50.64%
OCF growth 1Y97.14%
OCF growth 3Y-73.71%
OCF growth 5Y-42.73%

CA ILLE ET VILAINE-CCI / CIV.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CA ILLE ET VILAINE-CCI?

ChartMill assigns a fundamental rating of 2 / 10 to CIV.PA.


What is the valuation status of CA ILLE ET VILAINE-CCI (CIV.PA) stock?

ChartMill assigns a valuation rating of 2 / 10 to CA ILLE ET VILAINE-CCI (CIV.PA). This can be considered as Overvalued.


What is the profitability of CIV stock?

CA ILLE ET VILAINE-CCI (CIV.PA) has a profitability rating of 1 / 10.


How sustainable is the dividend of CA ILLE ET VILAINE-CCI (CIV.PA) stock?

The dividend rating of CA ILLE ET VILAINE-CCI (CIV.PA) is 3 / 10 and the dividend payout ratio is 0%.