CA ILLE ET VILAINE-CCI (CIV.PA) Fundamental Analysis & Valuation

EPA:CIV • FR0000045213

Current stock price

100.98 EUR
+3.98 (+4.1%)
Last:

This CIV.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. CIV.PA Profitability Analysis

1.1 Basic Checks

  • CIV had positive earnings in the past year.
  • In the past year CIV has reported a negative cash flow from operations.
  • CIV had positive earnings in each of the past 5 years.
  • In multiple years CIV reported negative operating cash flow during the last 5 years.
CIV.PA Yearly Net Income VS EBIT VS OCF VS FCFCIV.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

1.2 Ratios

  • CIV has a worse Return On Assets (0.29%) than 89.09% of its industry peers.
  • With a Return On Equity value of 2.38%, CIV is not doing good in the industry: 90.91% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.29%
ROE 2.38%
ROIC N/A
ROA(3y)0.33%
ROA(5y)0.29%
ROE(3y)2.97%
ROE(5y)2.59%
ROIC(3y)N/A
ROIC(5y)N/A
CIV.PA Yearly ROA, ROE, ROICCIV.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

1.3 Margins

  • CIV's Profit Margin of 18.93% is on the low side compared to the rest of the industry. CIV is outperformed by 69.09% of its industry peers.
  • In the last couple of years the Profit Margin of CIV has declined.
  • The Operating Margin and Gross Margin are not available for CIV so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 18.93%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.74%
PM growth 5Y-1.81%
GM growth 3YN/A
GM growth 5YN/A
CIV.PA Yearly Profit, Operating, Gross MarginsCIV.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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2

2. CIV.PA Health Analysis

2.1 Basic Checks

  • CIV does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • CIV has about the same amout of shares outstanding than it did 1 year ago.
  • CIV has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, CIV has a worse debt to assets ratio.
CIV.PA Yearly Shares OutstandingCIV.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
CIV.PA Yearly Total Debt VS Total AssetsCIV.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B

2.2 Solvency

  • A Debt/Equity ratio of 0.02 indicates that CIV is not too dependend on debt financing.
  • With an excellent Debt to Equity ratio value of 0.02, CIV belongs to the best of the industry, outperforming 94.55% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC6.78%
CIV.PA Yearly LT Debt VS Equity VS FCFCIV.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CIV.PA Yearly Current Assets VS Current LiabilitesCIV.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. CIV.PA Growth Analysis

3.1 Past

  • The earnings per share for CIV have decreased strongly by -18.85% in the last year.
  • Measured over the past 5 years, CIV shows a small growth in Earnings Per Share. The EPS has been growing by 0.48% on average per year.
  • CIV shows a decrease in Revenue. In the last year, the revenue decreased by -8.36%.
  • The Revenue has been growing slightly by 2.33% on average over the past years.
EPS 1Y (TTM)-18.85%
EPS 3Y1.45%
EPS 5Y0.48%
EPS Q2Q%-6.86%
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y0.77%
Revenue growth 5Y2.33%
Sales Q2Q%-8.81%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CIV.PA Yearly Revenue VS EstimatesCIV.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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2

4. CIV.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 10.07, which indicates a very decent valuation of CIV.
  • Based on the Price/Earnings ratio, CIV is valued a bit cheaper than 68.18% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 25.23. CIV is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.07
Fwd PE N/A
CIV.PA Price Earnings VS Forward Price EarningsCIV.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CIV.PA Per share dataCIV.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 200 400 600 800 1K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)21.1
EPS Next 2YN/A
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. CIV.PA Dividend Analysis

5.1 Amount

  • CIV has a Yearly Dividend Yield of 3.22%. Purely for dividend investing, there may be better candidates out there.
  • Compared to an average industry Dividend Yield of 4.75, CIV is paying slightly less dividend.
  • Compared to an average S&P500 Dividend Yield of 1.90, CIV pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.22%

5.2 History

  • The dividend of CIV decreases each year by -3.75%.
Dividend Growth(5Y)-3.75%
Div Incr Years3
Div Non Decr Years3
CIV.PA Yearly Dividends per shareCIV.PA Yearly Dividends per shareYearly Dividends per share 2019 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CIV.PA Yearly Income VS Free CF VS DividendCIV.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

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CIV.PA Fundamentals: All Metrics, Ratios and Statistics

CA ILLE ET VILAINE-CCI

EPA:CIV (3/26/2026, 7:00:00 PM)

100.98

+3.98 (+4.1%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-30
Earnings (Next)N/A
Inst Owners2.21%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap225.19M
Revenue(TTM)320.99M
Net Income(TTM)60.76M
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 3.22%
Yearly DividendN/A
Dividend Growth(5Y)-3.75%
DP0%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.07
Fwd PE N/A
P/S 0.7
P/FCF N/A
P/OCF N/A
P/B 0.09
P/tB 0.09
EV/EBITDA N/A
EPS(TTM)10.03
EY9.93%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-18.12
FCFYN/A
OCF(TTM)-13.02
OCFYN/A
SpS143.94
BVpS1142.67
TBVpS1142.67
PEG (NY)N/A
PEG (5Y)21.1
Graham Number507.81
Profitability
Industry RankSector Rank
ROA 0.29%
ROE 2.38%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 18.93%
GM N/A
FCFM N/A
ROA(3y)0.33%
ROA(5y)0.29%
ROE(3y)2.97%
ROE(5y)2.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y0.74%
PM growth 5Y-1.81%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 113.13%
Cap/Sales 3.54%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC6.78%
ROIC/WACCN/A
Cap/Depr(3y)79.63%
Cap/Depr(5y)80.98%
Cap/Sales(3y)2.22%
Cap/Sales(5y)2.5%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-18.85%
EPS 3Y1.45%
EPS 5Y0.48%
EPS Q2Q%-6.86%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-8.36%
Revenue growth 3Y0.77%
Revenue growth 5Y2.33%
Sales Q2Q%-8.81%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y96.05%
FCF growth 3Y-79.77%
FCF growth 5Y-50.64%
OCF growth 1Y97.14%
OCF growth 3Y-73.71%
OCF growth 5Y-42.73%

CA ILLE ET VILAINE-CCI / CIV.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CA ILLE ET VILAINE-CCI?

ChartMill assigns a fundamental rating of 2 / 10 to CIV.PA.


What is the valuation status of CA ILLE ET VILAINE-CCI (CIV.PA) stock?

ChartMill assigns a valuation rating of 2 / 10 to CA ILLE ET VILAINE-CCI (CIV.PA). This can be considered as Overvalued.


What is the profitability of CIV stock?

CA ILLE ET VILAINE-CCI (CIV.PA) has a profitability rating of 1 / 10.


How sustainable is the dividend of CA ILLE ET VILAINE-CCI (CIV.PA) stock?

The dividend rating of CA ILLE ET VILAINE-CCI (CIV.PA) is 3 / 10 and the dividend payout ratio is 0%.