CHAPTERS GROUP AG (CHG.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:CHG - DE0006618309 - Common Stock
40.5 EUR
0 (0%)
Taking everything into account, CHG scores 3 out of 10 in our fundamental rating. CHG was compared to 60 industry peers in the Financial Services industry. While CHG seems to be doing ok healthwise, there are quite some concerns on its profitability. CHG is valued quite expensively, but it does show have an excellent growth rating.
1. Profitability
1.1 Basic Checks
- In the past year CHG has reported negative net income.
- CHG had a positive operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: CHG reported negative net income in multiple years.
- The reported operating cash flow has been mixed in the past 5 years: CHG reported negative operating cash flow in multiple years.
1.2 Ratios
- CHG has a Return On Assets of -3.15%. This is amonst the worse of the industry: CHG underperforms 80.00% of its industry peers.
- CHG has a worse Return On Equity (-8.29%) than 76.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.15% | ||
| ROE | -8.29% | ||
| ROIC | N/A |
ROA(3y)-3.4%
ROA(5y)-1.08%
ROE(3y)-5.1%
ROE(5y)-0.82%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Gross Margin, with a value of 83.35%, CHG is in the better half of the industry, outperforming 80.00% of the companies in the same industry.
- CHG's Gross Margin has declined in the last couple of years.
- CHG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.35% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5Y-4.07%
2. Health
2.1 Basic Checks
- CHG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- CHG has more shares outstanding than it did 1 year ago.
- CHG has more shares outstanding than it did 5 years ago.
- The debt/assets ratio for CHG has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 1.26, we must say that CHG is in the distress zone and has some risk of bankruptcy.
- CHG's Altman-Z score of 1.26 is in line compared to the rest of the industry. CHG outperforms 46.67% of its industry peers.
- CHG has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 3.87 | ||
| Altman-Z | 1.26 |
ROIC/WACCN/A
WACC7.25%
2.3 Liquidity
- CHG has a Current Ratio of 0.46. This is a bad value and indicates that CHG is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.46, CHG is doing worse than 78.33% of the companies in the same industry.
- CHG has a Quick Ratio of 0.46. This is a bad value and indicates that CHG is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.39, CHG is not doing good in the industry: 78.33% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.46 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
- The earnings per share for CHG have decreased strongly by -130.68% in the last year.
- CHG shows a strong growth in Revenue. In the last year, the Revenue has grown by 51.05%.
- Measured over the past years, CHG shows a very strong growth in Revenue. The Revenue has been growing by 308.75% on average per year.
EPS 1Y (TTM)-130.68%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-199.34%
Revenue 1Y (TTM)51.05%
Revenue growth 3Y3228.95%
Revenue growth 5Y308.75%
Sales Q2Q%41.87%
3.2 Future
- The Earnings Per Share is expected to grow by 25.99% on average over the next years. This is a very strong growth
- Based on estimates for the next years, CHG will show a very strong growth in Revenue. The Revenue will grow by 39.26% on average per year.
EPS Next Y-171.62%
EPS Next 2Y15.08%
EPS Next 3Y25.99%
EPS Next 5YN/A
Revenue Next Year58.16%
Revenue Next 2Y47%
Revenue Next 3Y39.26%
Revenue Next 5YN/A
3.3 Evolution
- Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
4. Valuation
4.1 Price/Earnings Ratio
- CHG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
- A Price/Forward Earnings ratio of 81.83 indicates a quite expensive valuation of CHG.
- Based on the Price/Forward Earnings ratio, CHG is valued a bit more expensive than 71.67% of the companies in the same industry.
- CHG is valuated expensively when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 81.83 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, CHG is valued a bit more expensive than 63.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 36.56 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A more expensive valuation may be justified as CHG's earnings are expected to grow with 25.99% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y15.08%
EPS Next 3Y25.99%
5. Dividend
5.1 Amount
- No dividends for CHG!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
CHAPTERS GROUP AG / CHG.DE FAQ
What is the ChartMill fundamental rating of CHAPTERS GROUP AG (CHG.DE) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CHG.DE.
What is the valuation status for CHG stock?
ChartMill assigns a valuation rating of 1 / 10 to CHAPTERS GROUP AG (CHG.DE). This can be considered as Overvalued.
How profitable is CHAPTERS GROUP AG (CHG.DE) stock?
CHAPTERS GROUP AG (CHG.DE) has a profitability rating of 1 / 10.
What is the financial health of CHAPTERS GROUP AG (CHG.DE) stock?
The financial health rating of CHAPTERS GROUP AG (CHG.DE) is 4 / 10.