Logo image of CFV.MI

CONFINVEST SPA (CFV.MI) Stock Fundamental Analysis

BIT:CFV - Euronext Milan - IT0005379604 - Common Stock - Currency: EUR

1.605  -0.04 (-2.73%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to CFV. CFV was compared to 114 industry peers in the Capital Markets industry. Both the profitability and the financial health of CFV get a neutral evaluation. Nothing too spectacular is happening here. CFV has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

Quickly go to:

4

1. Profitability

1.1 Basic Checks

CFV had positive earnings in the past year.
In the past year CFV had a positive cash flow from operations.
CFV had positive earnings in 4 of the past 5 years.
In multiple years CFV reported negative operating cash flow during the last 5 years.
CFV.MI Yearly Net Income VS EBIT VS OCF VS FCFCFV.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M 2M

1.2 Ratios

Looking at the Return On Assets, with a value of 5.39%, CFV is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
Looking at the Return On Equity, with a value of 6.56%, CFV is in line with its industry, outperforming 53.51% of the companies in the same industry.
With an excellent Return On Invested Capital value of 7.38%, CFV belongs to the best of the industry, outperforming 81.58% of the companies in the same industry.
Industry RankSector Rank
ROA 5.39%
ROE 6.56%
ROIC 7.38%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CFV.MI Yearly ROA, ROE, ROICCFV.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

CFV's Profit Margin of 1.16% is in line compared to the rest of the industry. CFV outperforms 40.35% of its industry peers.
CFV's Profit Margin has declined in the last couple of years.
CFV has a Operating Margin (1.90%) which is in line with its industry peers.
In the last couple of years the Operating Margin of CFV has declined.
CFV has a Gross Margin of 3.53%. This is comparable to the rest of the industry: CFV outperforms 53.51% of its industry peers.
In the last couple of years the Gross Margin of CFV has grown nicely.
Industry RankSector Rank
OM 1.9%
PM (TTM) 1.16%
GM 3.53%
OM growth 3YN/A
OM growth 5Y-2.15%
PM growth 3YN/A
PM growth 5Y-6.92%
GM growth 3Y56.1%
GM growth 5Y15.13%
CFV.MI Yearly Profit, Operating, Gross MarginsCFV.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6 8

More info and screens

6

2. Health

2.1 Basic Checks

CFV has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
CFV.MI Yearly Shares OutstandingCFV.MI Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M
CFV.MI Yearly Total Debt VS Total AssetsCFV.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M

2.2 Solvency

An Altman-Z score of 11.04 indicates that CFV is not in any danger for bankruptcy at the moment.
CFV has a better Altman-Z score (11.04) than 94.74% of its industry peers.
The Debt to FCF ratio of CFV is 6.73, which is on the high side as it means it would take CFV, 6.73 years of fcf income to pay off all of its debts.
CFV's Debt to FCF ratio of 6.73 is fine compared to the rest of the industry. CFV outperforms 73.68% of its industry peers.
CFV has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
CFV's Debt to Equity ratio of 0.04 is amongst the best of the industry. CFV outperforms 84.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 6.73
Altman-Z 11.04
ROIC/WACCN/A
WACCN/A
CFV.MI Yearly LT Debt VS Equity VS FCFCFV.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M 4M 6M

2.3 Liquidity

A Current Ratio of 5.27 indicates that CFV has no problem at all paying its short term obligations.
With an excellent Current ratio value of 5.27, CFV belongs to the best of the industry, outperforming 86.84% of the companies in the same industry.
A Quick Ratio of 0.55 indicates that CFV may have some problems paying its short term obligations.
With a Quick ratio value of 0.55, CFV perfoms like the industry average, outperforming 53.51% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 5.27
Quick Ratio 0.55
CFV.MI Yearly Current Assets VS Current LiabilitesCFV.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2M 4M 6M 8M

More info and screens

3

3. Growth

3.1 Past

CFV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 137.52%, which is quite impressive.
CFV shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.04% yearly.
Looking at the last year, CFV shows a quite strong growth in Revenue. The Revenue has grown by 18.48% in the last year.
CFV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.23% yearly.
EPS 1Y (TTM)137.52%
EPS 3YN/A
EPS 5Y-4.04%
EPS Q2Q%478.05%
Revenue 1Y (TTM)18.48%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%55.69%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CFV.MI Yearly Revenue VS EstimatesCFV.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CFV.MI Yearly EPS VS EstimatesCFV.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 0.05 0.1 0.15 0.2

More info and screens

3

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 13.38, the valuation of CFV can be described as correct.
Based on the Price/Earnings ratio, CFV is valued a bit cheaper than 72.81% of the companies in the same industry.
CFV's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.25.
Industry RankSector Rank
PE 13.38
Fwd PE N/A
CFV.MI Price Earnings VS Forward Price EarningsCFV.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, CFV is valued a bit cheaper than the industry average as 78.95% of the companies are valued more expensively.
61.40% of the companies in the same industry are more expensive than CFV, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 81.64
EV/EBITDA 12.95
CFV.MI Per share dataCFV.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4 5

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

4

5. Dividend

5.1 Amount

CFV has a Yearly Dividend Yield of 2.61%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 5.98, CFV pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.40, CFV has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.61%

5.2 History

The dividend of CFV is nicely growing with an annual growth rate of 18.56%!
Dividend Growth(5Y)18.56%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CFV.MI Yearly Income VS Free CF VS DividendCFV.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M 2M

More info and screens

CONFINVEST SPA

BIT:CFV (5/29/2025, 7:00:00 PM)

1.605

-0.04 (-2.73%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners21.71%
Ins Owner ChangeN/A
Market Cap11.32M
Analysts80
Price Target2.19 (36.45%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.61%
Yearly Dividend0.1
Dividend Growth(5Y)18.56%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 13.38
Fwd PE N/A
P/S 0.31
P/FCF 81.64
P/OCF 69
P/B 1.75
P/tB 2.46
EV/EBITDA 12.95
EPS(TTM)0.12
EY7.48%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.02
FCFY1.22%
OCF(TTM)0.02
OCFY1.45%
SpS5.19
BVpS0.92
TBVpS0.65
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA 5.39%
ROE 6.56%
ROCE 10.26%
ROIC 7.38%
ROICexc 7.87%
ROICexgc 11.11%
OM 1.9%
PM (TTM) 1.16%
GM 3.53%
FCFM 0.38%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y-2.15%
PM growth 3YN/A
PM growth 5Y-6.92%
GM growth 3Y56.1%
GM growth 5Y15.13%
F-Score7
Asset Turnover4.65
Health
Industry RankSector Rank
Debt/Equity 0.04
Debt/FCF 6.73
Debt/EBITDA 0.27
Cap/Depr 11.76%
Cap/Sales 0.07%
Interest Coverage 250
Cash Conversion 17.97%
Profit Quality 32.67%
Current Ratio 5.27
Quick Ratio 0.55
Altman-Z 11.04
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.16%
Cap/Depr(5y)72.4%
Cap/Sales(3y)0.39%
Cap/Sales(5y)0.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)137.52%
EPS 3YN/A
EPS 5Y-4.04%
EPS Q2Q%478.05%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)18.48%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%55.69%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y232.13%
EBIT growth 3YN/A
EBIT growth 5Y1.01%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y110.6%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y117.14%
OCF growth 3YN/A
OCF growth 5YN/A