CONFINVEST SPA (CFV.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:CFV - IT0005379604 - Common Stock
1.91 EUR
0 (0%)
CFV gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 125 industry peers in the Capital Markets industry. CFV has an excellent financial health rating, but there are some minor concerns on its profitability. CFV is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- CFV had positive earnings in the past year.
- In the past year CFV had a positive cash flow from operations.
- CFV had positive earnings in 4 of the past 5 years.
- The reported operating cash flow has been mixed in the past 5 years: CFV reported negative operating cash flow in multiple years.
1.2 Ratios
- CFV has a Return On Assets of 8.73%. This is amongst the best in the industry. CFV outperforms 85.60% of its industry peers.
- Looking at the Return On Equity, with a value of 11.60%, CFV is in the better half of the industry, outperforming 60.80% of the companies in the same industry.
- With an excellent Return On Invested Capital value of 10.98%, CFV belongs to the best of the industry, outperforming 87.20% of the companies in the same industry.
- CFV had an Average Return On Invested Capital over the past 3 years of 7.16%. This is in line with the industry average of 8.63%.
- The 3 year average ROIC (7.16%) for CFV is below the current ROIC(10.98%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.73% | ||
| ROE | 11.6% | ||
| ROIC | 10.98% |
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 1.33%, CFV is not doing good in the industry: 60.00% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of CFV has declined.
- The Operating Margin of CFV (2.01%) is comparable to the rest of the industry.
- In the last couple of years the Operating Margin of CFV has declined.
- With a Gross Margin value of 3.07%, CFV perfoms like the industry average, outperforming 50.40% of the companies in the same industry.
- In the last couple of years the Gross Margin of CFV has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.01% | ||
| PM (TTM) | 1.33% | ||
| GM | 3.07% |
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, CFV has less shares outstanding
- CFV has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CFV has an improved debt to assets ratio.
2.2 Solvency
- CFV has an Altman-Z score of 11.73. This indicates that CFV is financially healthy and has little risk of bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 11.73, CFV belongs to the top of the industry, outperforming 96.80% of the companies in the same industry.
- CFV has a debt to FCF ratio of 10.32. This is a negative value and a sign of low solvency as CFV would need 10.32 years to pay back of all of its debts.
- CFV's Debt to FCF ratio of 10.32 is fine compared to the rest of the industry. CFV outperforms 66.40% of its industry peers.
- A Debt/Equity ratio of 0.14 indicates that CFV is not too dependend on debt financing.
- CFV has a Debt to Equity ratio of 0.14. This is in the better half of the industry: CFV outperforms 76.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 10.32 | ||
| Altman-Z | 11.73 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- CFV has a Current Ratio of 5.84. This indicates that CFV is financially healthy and has no problem in meeting its short term obligations.
- CFV has a Current ratio of 5.84. This is amongst the best in the industry. CFV outperforms 95.20% of its industry peers.
- A Quick Ratio of 1.20 indicates that CFV should not have too much problems paying its short term obligations.
- The Quick ratio of CFV (1.20) is better than 72.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 5.84 | ||
| Quick Ratio | 1.2 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 100.33% over the past year.
- Measured over the past years, CFV shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.96% on average per year.
- Looking at the last year, CFV shows a very strong growth in Revenue. The Revenue has grown by 74.10%.
- CFV shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.23% yearly.
EPS 1Y (TTM)100.33%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%102.92%
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 15.92, CFV is valued correctly.
- 74.40% of the companies in the same industry are more expensive than CFV, based on the Price/Earnings ratio.
- CFV is valuated rather cheaply when we compare the Price/Earnings ratio to 27.33, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.92 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- CFV's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CFV is cheaper than 80.80% of the companies in the same industry.
- CFV's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 116.69 | ||
| EV/EBITDA | 9.68 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CFV has a Yearly Dividend Yield of 2.16%.
- Compared to an average industry Dividend Yield of 3.32, CFV has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.91, CFV has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.16% |
5.2 History
- On average, the dividend of CFV grows each year by 18.56%, which is quite nice.
Dividend Growth(5Y)18.56%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
BIT:CFV (1/13/2026, 7:00:00 PM)
1.91
0 (0%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners20.27%
Ins Owner ChangeN/A
Market Cap13.47M
Revenue(TTM)63.74M
Net Income(TTM)848.60K
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.16% |
Yearly Dividend0
Dividend Growth(5Y)18.56%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.92 | ||
| Fwd PE | N/A | ||
| P/S | 0.21 | ||
| P/FCF | 116.69 | ||
| P/OCF | 100.12 | ||
| P/B | 1.84 | ||
| P/tB | 2.44 | ||
| EV/EBITDA | 9.68 |
EPS(TTM)0.12
EY6.28%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.02
FCFY0.86%
OCF(TTM)0.02
OCFY1%
SpS9.04
BVpS1.04
TBVpS0.78
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8.73% | ||
| ROE | 11.6% | ||
| ROCE | 15.28% | ||
| ROIC | 10.98% | ||
| ROICexc | 12.13% | ||
| ROICexgc | 15.86% | ||
| OM | 2.01% | ||
| PM (TTM) | 1.33% | ||
| GM | 3.07% | ||
| FCFM | 0.18% |
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
ROICexc(3y)8.28%
ROICexc(5y)N/A
ROICexgc(3y)12.57%
ROICexgc(5y)N/A
ROCE(3y)9.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-4.72%
ROICexc growth 3YN/A
ROICexc growth 5Y-1.77%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
F-Score5
Asset Turnover6.56
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | 10.32 | ||
| Debt/EBITDA | 0.7 | ||
| Cap/Depr | 12.9% | ||
| Cap/Sales | 0.03% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 9.39% | ||
| Profit Quality | 13.6% | ||
| Current Ratio | 5.84 | ||
| Quick Ratio | 1.2 | ||
| Altman-Z | 11.73 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.16%
Cap/Depr(5y)72.4%
Cap/Sales(3y)0.39%
Cap/Sales(5y)0.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100.33%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%102.92%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y84.23%
EBIT growth 3YN/A
EBIT growth 5Y1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y108.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y114.05%
OCF growth 3YN/A
OCF growth 5YN/A
CONFINVEST SPA / CFV.MI FAQ
What is the fundamental rating for CFV stock?
ChartMill assigns a fundamental rating of 5 / 10 to CFV.MI.
What is the valuation status for CFV stock?
ChartMill assigns a valuation rating of 3 / 10 to CONFINVEST SPA (CFV.MI). This can be considered as Overvalued.
Can you provide the profitability details for CONFINVEST SPA?
CONFINVEST SPA (CFV.MI) has a profitability rating of 5 / 10.
What is the valuation of CONFINVEST SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for CONFINVEST SPA (CFV.MI) is 15.92 and the Price/Book (PB) ratio is 1.84.