CONFINVEST SPA (CFV.MI) Stock Fundamental Analysis
Europe - BIT:CFV - IT0005379604 - Common Stock
1.75 EUR
-0.18 (-9.33%)
Taking everything into account, CFV scores 4 out of 10 in our fundamental rating. CFV was compared to 116 industry peers in the Capital Markets industry. CFV has an excellent financial health rating, but there are some minor concerns on its profitability. CFV is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CFV had positive earnings in the past year.
In the past year CFV had a positive cash flow from operations.
CFV had positive earnings in 4 of the past 5 years.
In multiple years CFV reported negative operating cash flow during the last 5 years.
1.2 Ratios
CFV's Return On Assets of 5.58% is fine compared to the rest of the industry. CFV outperforms 75.86% of its industry peers.
Looking at the Return On Equity, with a value of 7.56%, CFV is in line with its industry, outperforming 56.90% of the companies in the same industry.
The Return On Invested Capital of CFV (8.27%) is better than 82.76% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CFV is in line with the industry average of 8.51%.
The 3 year average ROIC (7.16%) for CFV is below the current ROIC(8.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.58% | ||
| ROE | 7.56% | ||
| ROIC | 8.27% |
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
1.3 Margins
CFV has a Profit Margin (1.57%) which is in line with its industry peers.
CFV's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 2.48%, CFV perfoms like the industry average, outperforming 50.86% of the companies in the same industry.
CFV's Operating Margin has declined in the last couple of years.
The Gross Margin of CFV (4.48%) is comparable to the rest of the industry.
CFV's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.48% | ||
| PM (TTM) | 1.57% | ||
| GM | 4.48% |
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
2. Health
2.1 Basic Checks
CFV has less shares outstanding than it did 1 year ago.
CFV has more shares outstanding than it did 5 years ago.
CFV has a better debt/assets ratio than last year.
2.2 Solvency
CFV has an Altman-Z score of 8.18. This indicates that CFV is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 8.18, CFV belongs to the top of the industry, outperforming 93.97% of the companies in the same industry.
The Debt to FCF ratio of CFV is 1.59, which is an excellent value as it means it would take CFV, only 1.59 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.59, CFV belongs to the top of the industry, outperforming 86.21% of the companies in the same industry.
A Debt/Equity ratio of 0.03 indicates that CFV is not too dependend on debt financing.
The Debt to Equity ratio of CFV (0.03) is better than 87.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 1.59 | ||
| Altman-Z | 8.18 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CFV has a Current Ratio of 3.33. This indicates that CFV is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 3.33, CFV belongs to the best of the industry, outperforming 88.79% of the companies in the same industry.
CFV has a Quick Ratio of 3.33. This is a bad value and indicates that CFV is not financially healthy enough and could expect problems in meeting its short term obligations.
CFV has a Quick ratio of 0.36. This is comparable to the rest of the industry: CFV outperforms 45.69% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.33 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
CFV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 42.32%, which is quite impressive.
The Earnings Per Share has been decreasing by -3.96% on average over the past years.
The Revenue for CFV has decreased by -21.13% in the past year. This is quite bad
Measured over the past years, CFV shows a small growth in Revenue. The Revenue has been growing by 3.23% on average per year.
EPS 1Y (TTM)42.32%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%90.24%
Revenue 1Y (TTM)-21.13%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%-22.5%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 25.00, the valuation of CFV can be described as rather expensive.
Compared to the rest of the industry, the Price/Earnings ratio of CFV is on the same level as its industry peers.
CFV is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CFV is valued a bit cheaper than the industry average as 77.59% of the companies are valued more expensively.
78.45% of the companies in the same industry are more expensive than CFV, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.69 | ||
| EV/EBITDA | 12.94 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.44%, CFV has a reasonable but not impressive dividend return.
CFV's Dividend Yield is a higher than the industry average which is at 5.80.
CFV's Dividend Yield is comparable with the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
5.2 History
The dividend of CFV is nicely growing with an annual growth rate of 18.56%!
Dividend Growth(5Y)18.56%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
BIT:CFV (10/1/2025, 7:00:00 PM)
1.75
-0.18 (-9.33%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners21.71%
Ins Owner ChangeN/A
Market Cap12.34M
Analysts80
Price Target2.19 (25.14%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.44% |
Yearly Dividend0
Dividend Growth(5Y)18.56%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 25 | ||
| Fwd PE | N/A | ||
| P/S | 0.39 | ||
| P/FCF | 15.69 | ||
| P/OCF | 15.33 | ||
| P/B | 1.86 | ||
| P/tB | 2.55 | ||
| EV/EBITDA | 12.94 |
EPS(TTM)0.07
EY4%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.11
FCFY6.37%
OCF(TTM)0.11
OCFY6.52%
SpS4.54
BVpS0.94
TBVpS0.69
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.58% | ||
| ROE | 7.56% | ||
| ROCE | 11.5% | ||
| ROIC | 8.27% | ||
| ROICexc | 9.15% | ||
| ROICexgc | 12.86% | ||
| OM | 2.48% | ||
| PM (TTM) | 1.57% | ||
| GM | 4.48% | ||
| FCFM | 2.46% |
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
ROICexc(3y)8.28%
ROICexc(5y)N/A
ROICexgc(3y)12.57%
ROICexgc(5y)N/A
ROCE(3y)9.96%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y-4.72%
ROICexc growth 3YN/A
ROICexc growth 5Y-1.77%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
F-Score8
Asset Turnover3.56
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 1.59 | ||
| Debt/EBITDA | 0.19 | ||
| Cap/Depr | 8.83% | ||
| Cap/Sales | 0.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 80.56% | ||
| Profit Quality | 156.86% | ||
| Current Ratio | 3.33 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 8.18 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.16%
Cap/Depr(5y)72.4%
Cap/Sales(3y)0.39%
Cap/Sales(5y)0.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)42.32%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%90.24%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.13%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%-22.5%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y41.35%
EBIT growth 3YN/A
EBIT growth 5Y1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y259.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y689.02%
OCF growth 3YN/A
OCF growth 5YN/A