CONFINVEST SPA (CFV.MI) Stock Fundamental Analysis
Europe - BIT:CFV - IT0005379604 - Common Stock
1.83 EUR
-0.06 (-3.43%)
Taking everything into account, CFV scores 5 out of 10 in our fundamental rating. CFV was compared to 113 industry peers in the Capital Markets industry. CFV is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. CFV is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CFV was profitable.
CFV had a positive operating cash flow in the past year.
Of the past 5 years CFV 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: CFV reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 5.58%, CFV is in the better half of the industry, outperforming 76.11% of the companies in the same industry.
Looking at the Return On Equity, with a value of 7.56%, CFV is in line with its industry, outperforming 59.29% of the companies in the same industry.
CFV's Return On Invested Capital of 8.27% is amongst the best of the industry. CFV outperforms 80.53% of its industry peers.
CFV had an Average Return On Invested Capital over the past 3 years of 7.16%. This is below the industry average of 9.27%.
The 3 year average ROIC (7.16%) for CFV is below the current ROIC(8.27%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.58% | ||
| ROE | 7.56% | ||
| ROIC | 8.27% |
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
1.3 Margins
CFV has a Profit Margin (1.57%) which is in line with its industry peers.
In the last couple of years the Profit Margin of CFV has declined.
With a Operating Margin value of 2.48%, CFV perfoms like the industry average, outperforming 53.10% of the companies in the same industry.
In the last couple of years the Operating Margin of CFV has declined.
CFV has a Gross Margin (4.48%) which is in line with its industry peers.
In the last couple of years the Gross Margin of CFV has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.48% | ||
| PM (TTM) | 1.57% | ||
| GM | 4.48% |
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
2. Health
2.1 Basic Checks
The number of shares outstanding for CFV has been reduced compared to 1 year ago.
CFV has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CFV has been reduced compared to a year ago.
2.2 Solvency
CFV has an Altman-Z score of 8.33. This indicates that CFV is financially healthy and has little risk of bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 8.33, CFV belongs to the top of the industry, outperforming 93.81% of the companies in the same industry.
CFV has a debt to FCF ratio of 1.59. This is a very positive value and a sign of high solvency as it would only need 1.59 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.59, CFV belongs to the top of the industry, outperforming 88.50% of the companies in the same industry.
CFV has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.03, CFV belongs to the best of the industry, outperforming 85.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 1.59 | ||
| Altman-Z | 8.33 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 3.33 indicates that CFV has no problem at all paying its short term obligations.
CFV has a Current ratio of 3.33. This is amongst the best in the industry. CFV outperforms 89.38% of its industry peers.
A Quick Ratio of 0.36 indicates that CFV may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.36, CFV is in line with its industry, outperforming 45.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.33 | ||
| Quick Ratio | 0.36 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 100.50% over the past year.
Measured over the past years, CFV shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.96% on average per year.
CFV shows a strong growth in Revenue. In the last year, the Revenue has grown by 74.10%.
The Revenue has been growing slightly by 3.23% on average over the past years.
EPS 1Y (TTM)100.5%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%103.13%
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.25, which indicates a correct valuation of CFV.
CFV's Price/Earnings ratio is a bit cheaper when compared to the industry. CFV is cheaper than 74.34% of the companies in the same industry.
CFV is valuated rather cheaply when we compare the Price/Earnings ratio to 26.10, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.25 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CFV is valued a bit cheaper than 76.99% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CFV is valued a bit cheaper than 79.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.4 | ||
| EV/EBITDA | 13.51 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.19%, CFV has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.70, CFV has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.35, CFV has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.19% |
5.2 History
On average, the dividend of CFV grows each year by 18.56%, which is quite nice.
Dividend Growth(5Y)18.56%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
BIT:CFV (10/23/2025, 7:00:00 PM)
1.83
-0.06 (-3.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners21.71%
Ins Owner ChangeN/A
Market Cap12.90M
Revenue(TTM)63.74M
Net Income(TTM)501.40K
Analysts80
Price Target2.19 (19.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.19% |
Yearly Dividend0
Dividend Growth(5Y)18.56%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.25 | ||
| Fwd PE | N/A | ||
| P/S | 0.4 | ||
| P/FCF | 16.4 | ||
| P/OCF | 16.03 | ||
| P/B | 1.95 | ||
| P/tB | 2.67 | ||
| EV/EBITDA | 13.51 |
EPS(TTM)0.12
EY6.56%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.11
FCFY6.1%
OCF(TTM)0.11
OCFY6.24%
SpS4.54
BVpS0.94
TBVpS0.69
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.58% | ||
| ROE | 7.56% | ||
| ROCE | 11.5% | ||
| ROIC | 8.27% | ||
| ROICexc | 9.15% | ||
| ROICexgc | 12.86% | ||
| OM | 2.48% | ||
| PM (TTM) | 1.57% | ||
| GM | 4.48% | ||
| FCFM | 2.46% |
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
ROICexc(3y)8.28%
ROICexc(5y)N/A
ROICexgc(3y)12.57%
ROICexgc(5y)N/A
ROCE(3y)9.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-4.72%
ROICexc growth 3YN/A
ROICexc growth 5Y-1.77%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
F-Score8
Asset Turnover3.56
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | 1.59 | ||
| Debt/EBITDA | 0.19 | ||
| Cap/Depr | 8.83% | ||
| Cap/Sales | 0.06% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 80.56% | ||
| Profit Quality | 156.86% | ||
| Current Ratio | 3.33 | ||
| Quick Ratio | 0.36 | ||
| Altman-Z | 8.33 |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.16%
Cap/Depr(5y)72.4%
Cap/Sales(3y)0.39%
Cap/Sales(5y)0.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100.5%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%103.13%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y41.35%
EBIT growth 3YN/A
EBIT growth 5Y1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y259.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y689.02%
OCF growth 3YN/A
OCF growth 5YN/A
CONFINVEST SPA / CFV.MI FAQ
What is the fundamental rating for CFV stock?
ChartMill assigns a fundamental rating of 5 / 10 to CFV.MI.
What is the valuation status of CONFINVEST SPA (CFV.MI) stock?
ChartMill assigns a valuation rating of 3 / 10 to CONFINVEST SPA (CFV.MI). This can be considered as Overvalued.
Can you provide the profitability details for CONFINVEST SPA?
CONFINVEST SPA (CFV.MI) has a profitability rating of 5 / 10.
Can you provide the PE and PB ratios for CFV stock?
The Price/Earnings (PE) ratio for CONFINVEST SPA (CFV.MI) is 15.25 and the Price/Book (PB) ratio is 1.95.