CONFINVEST SPA (CFV.MI) Stock Fundamental Analysis

BIT:CFV • IT0005379604

1.875 EUR
-0.37 (-16.29%)
Last: Feb 11, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Overall CFV gets a fundamental rating of 5 out of 10. We evaluated CFV against 120 industry peers in the Capital Markets industry. CFV is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. CFV does not seem to be growing, but still is valued expensively. Finally CFV also has an excellent dividend rating. This makes CFV very considerable for dividend investing!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CFV had positive earnings in the past year.
  • CFV had a positive operating cash flow in the past year.
  • Of the past 5 years CFV 4 years were profitable.
  • In multiple years CFV reported negative operating cash flow during the last 5 years.
CFV.MI Yearly Net Income VS EBIT VS OCF VS FCFCFV.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M 2M

1.2 Ratios

  • CFV has a better Return On Assets (8.73%) than 86.67% of its industry peers.
  • The Return On Equity of CFV (11.60%) is better than 64.17% of its industry peers.
  • The Return On Invested Capital of CFV (10.98%) is better than 88.33% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for CFV is in line with the industry average of 8.77%.
  • The 3 year average ROIC (7.16%) for CFV is below the current ROIC(10.98%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 8.73%
ROE 11.6%
ROIC 10.98%
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
CFV.MI Yearly ROA, ROE, ROICCFV.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • With a Profit Margin value of 1.33%, CFV perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CFV has declined.
  • CFV has a Operating Margin (2.01%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of CFV has declined.
  • CFV's Gross Margin of 3.07% is in line compared to the rest of the industry. CFV outperforms 53.33% of its industry peers.
  • In the last couple of years the Gross Margin of CFV has grown nicely.
Industry RankSector Rank
OM 2.01%
PM (TTM) 1.33%
GM 3.07%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
CFV.MI Yearly Profit, Operating, Gross MarginsCFV.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6 8

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

7

2. Health

2.1 Basic Checks

  • The number of shares outstanding for CFV has been reduced compared to 1 year ago.
  • The number of shares outstanding for CFV has been increased compared to 5 years ago.
  • CFV has a better debt/assets ratio than last year.
CFV.MI Yearly Shares OutstandingCFV.MI Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
CFV.MI Yearly Total Debt VS Total AssetsCFV.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

2.2 Solvency

  • An Altman-Z score of 11.67 indicates that CFV is not in any danger for bankruptcy at the moment.
  • CFV's Altman-Z score of 11.67 is amongst the best of the industry. CFV outperforms 96.67% of its industry peers.
  • CFV has a debt to FCF ratio of 10.32. This is a negative value and a sign of low solvency as CFV would need 10.32 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 10.32, CFV is in the better half of the industry, outperforming 68.33% of the companies in the same industry.
  • CFV has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
  • CFV has a Debt to Equity ratio of 0.14. This is in the better half of the industry: CFV outperforms 75.83% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 10.32
Altman-Z 11.67
ROIC/WACCN/A
WACCN/A
CFV.MI Yearly LT Debt VS Equity VS FCFCFV.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M 4M 6M

2.3 Liquidity

  • CFV has a Current Ratio of 5.84. This indicates that CFV is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 5.84, CFV belongs to the top of the industry, outperforming 95.00% of the companies in the same industry.
  • A Quick Ratio of 1.20 indicates that CFV should not have too much problems paying its short term obligations.
  • CFV has a better Quick ratio (1.20) than 74.17% of its industry peers.
Industry RankSector Rank
Current Ratio 5.84
Quick Ratio 1.2
CFV.MI Yearly Current Assets VS Current LiabilitesCFV.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 100.33% over the past year.
  • Measured over the past years, CFV shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.96% on average per year.
  • CFV shows a strong growth in Revenue. In the last year, the Revenue has grown by 74.10%.
  • The Revenue has been growing slightly by 3.23% on average over the past years.
EPS 1Y (TTM)100.33%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%102.92%
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CFV.MI Yearly Revenue VS EstimatesCFV.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CFV.MI Yearly EPS VS EstimatesCFV.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 0.05 0.1 0.15 0.2

More info and screens

Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 15.63, CFV is valued correctly.
  • Based on the Price/Earnings ratio, CFV is valued a bit cheaper than 72.50% of the companies in the same industry.
  • CFV is valuated rather cheaply when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 15.63
Fwd PE N/A
CFV.MI Price Earnings VS Forward Price EarningsCFV.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • 83.33% of the companies in the same industry are more expensive than CFV, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CFV is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 114.55
EV/EBITDA 9.51
CFV.MI Per share dataCFV.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • The decent profitability rating of CFV may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • CFV has a Yearly Dividend Yield of 6.25%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.15, CFV pays a better dividend. On top of this CFV pays more dividend than 91.67% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.85, CFV pays a better dividend.
Industry RankSector Rank
Dividend Yield 6.25%

5.2 History

  • On average, the dividend of CFV grows each year by 18.56%, which is quite nice.
Dividend Growth(5Y)18.56%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CFV.MI Yearly Income VS Free CF VS DividendCFV.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M 2M

More info and screens

Find the best dividend stocksShow peers with best dividend

CONFINVEST SPA

BIT:CFV (2/11/2026, 7:00:00 PM)

1.875

-0.37 (-16.29%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners20.27%
Ins Owner ChangeN/A
Market Cap13.22M
Revenue(TTM)63.74M
Net Income(TTM)848.60K
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.25%
Yearly Dividend0
Dividend Growth(5Y)18.56%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.63
Fwd PE N/A
P/S 0.21
P/FCF 114.55
P/OCF 98.28
P/B 1.81
P/tB 2.39
EV/EBITDA 9.51
EPS(TTM)0.12
EY6.4%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.02
FCFY0.87%
OCF(TTM)0.02
OCFY1.02%
SpS9.04
BVpS1.04
TBVpS0.78
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.67
Profitability
Industry RankSector Rank
ROA 8.73%
ROE 11.6%
ROCE 15.28%
ROIC 10.98%
ROICexc 12.13%
ROICexgc 15.86%
OM 2.01%
PM (TTM) 1.33%
GM 3.07%
FCFM 0.18%
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
ROICexc(3y)8.28%
ROICexc(5y)N/A
ROICexgc(3y)12.57%
ROICexgc(5y)N/A
ROCE(3y)9.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-4.72%
ROICexc growth 3YN/A
ROICexc growth 5Y-1.77%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
F-Score5
Asset Turnover6.56
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 10.32
Debt/EBITDA 0.7
Cap/Depr 12.9%
Cap/Sales 0.03%
Interest Coverage 250
Cash Conversion 9.39%
Profit Quality 13.6%
Current Ratio 5.84
Quick Ratio 1.2
Altman-Z 11.67
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.16%
Cap/Depr(5y)72.4%
Cap/Sales(3y)0.39%
Cap/Sales(5y)0.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100.33%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%102.92%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y84.23%
EBIT growth 3YN/A
EBIT growth 5Y1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y108.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y114.05%
OCF growth 3YN/A
OCF growth 5YN/A

CONFINVEST SPA / CFV.MI FAQ

What is the fundamental rating for CFV stock?

ChartMill assigns a fundamental rating of 5 / 10 to CFV.MI.


What is the valuation status for CFV stock?

ChartMill assigns a valuation rating of 3 / 10 to CONFINVEST SPA (CFV.MI). This can be considered as Overvalued.


Can you provide the profitability details for CONFINVEST SPA?

CONFINVEST SPA (CFV.MI) has a profitability rating of 6 / 10.


What is the valuation of CONFINVEST SPA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CONFINVEST SPA (CFV.MI) is 15.63 and the Price/Book (PB) ratio is 1.81.