CONFINVEST SPA (CFV.MI) Stock Fundamental Analysis

BIT:CFV • IT0005379604

1.875 EUR
-0.46 (-19.87%)
Last: Feb 11, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

CFV gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 117 industry peers in the Capital Markets industry. CFV has an excellent financial health rating, but there are some minor concerns on its profitability. CFV is valued correctly, but it does not seem to be growing. Finally CFV also has an excellent dividend rating. This makes CFV very considerable for dividend investing!


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CFV had positive earnings in the past year.
  • In the past year CFV had a positive cash flow from operations.
  • CFV had positive earnings in 4 of the past 5 years.
  • In multiple years CFV reported negative operating cash flow during the last 5 years.
CFV.MI Yearly Net Income VS EBIT VS OCF VS FCFCFV.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M 2M

1.2 Ratios

  • CFV has a better Return On Assets (8.73%) than 85.71% of its industry peers.
  • The Return On Equity of CFV (11.60%) is better than 64.71% of its industry peers.
  • CFV has a Return On Invested Capital of 10.98%. This is amongst the best in the industry. CFV outperforms 87.39% of its industry peers.
  • CFV had an Average Return On Invested Capital over the past 3 years of 7.16%. This is in line with the industry average of 8.96%.
  • The last Return On Invested Capital (10.98%) for CFV is above the 3 year average (7.16%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 8.73%
ROE 11.6%
ROIC 10.98%
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
CFV.MI Yearly ROA, ROE, ROICCFV.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

1.3 Margins

  • CFV has a Profit Margin (1.33%) which is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of CFV has declined.
  • CFV has a Operating Margin (2.01%) which is comparable to the rest of the industry.
  • CFV's Operating Margin has declined in the last couple of years.
  • CFV's Gross Margin of 3.07% is in line compared to the rest of the industry. CFV outperforms 53.78% of its industry peers.
  • In the last couple of years the Gross Margin of CFV has grown nicely.
Industry RankSector Rank
OM 2.01%
PM (TTM) 1.33%
GM 3.07%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
CFV.MI Yearly Profit, Operating, Gross MarginsCFV.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2 4 6 8

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7

2. Health

2.1 Basic Checks

  • The number of shares outstanding for CFV has been reduced compared to 1 year ago.
  • Compared to 5 years ago, CFV has more shares outstanding
  • Compared to 1 year ago, CFV has an improved debt to assets ratio.
CFV.MI Yearly Shares OutstandingCFV.MI Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
CFV.MI Yearly Total Debt VS Total AssetsCFV.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

2.2 Solvency

  • An Altman-Z score of 12.31 indicates that CFV is not in any danger for bankruptcy at the moment.
  • The Altman-Z score of CFV (12.31) is better than 96.64% of its industry peers.
  • CFV has a debt to FCF ratio of 10.32. This is a negative value and a sign of low solvency as CFV would need 10.32 years to pay back of all of its debts.
  • CFV has a Debt to FCF ratio of 10.32. This is in the better half of the industry: CFV outperforms 69.75% of its industry peers.
  • CFV has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
  • CFV has a Debt to Equity ratio of 0.14. This is in the better half of the industry: CFV outperforms 75.63% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 10.32
Altman-Z 12.31
ROIC/WACCN/A
WACCN/A
CFV.MI Yearly LT Debt VS Equity VS FCFCFV.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2M 4M 6M

2.3 Liquidity

  • CFV has a Current Ratio of 5.84. This indicates that CFV is financially healthy and has no problem in meeting its short term obligations.
  • CFV's Current ratio of 5.84 is amongst the best of the industry. CFV outperforms 94.96% of its industry peers.
  • A Quick Ratio of 1.20 indicates that CFV should not have too much problems paying its short term obligations.
  • The Quick ratio of CFV (1.20) is better than 72.27% of its industry peers.
Industry RankSector Rank
Current Ratio 5.84
Quick Ratio 1.2
CFV.MI Yearly Current Assets VS Current LiabilitesCFV.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • CFV shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 100.33%, which is quite impressive.
  • Measured over the past years, CFV shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.96% on average per year.
  • Looking at the last year, CFV shows a very strong growth in Revenue. The Revenue has grown by 74.10%.
  • The Revenue has been growing slightly by 3.23% on average over the past years.
EPS 1Y (TTM)100.33%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%102.92%
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CFV.MI Yearly Revenue VS EstimatesCFV.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CFV.MI Yearly EPS VS EstimatesCFV.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2019 2020 2021 0.05 0.1 0.15 0.2

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4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 15.63, which indicates a correct valuation of CFV.
  • Compared to the rest of the industry, the Price/Earnings ratio of CFV indicates a somewhat cheap valuation: CFV is cheaper than 63.87% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.67, CFV is valued a bit cheaper.
Industry RankSector Rank
PE 15.63
Fwd PE N/A
CFV.MI Price Earnings VS Forward Price EarningsCFV.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CFV is valued cheaper than 80.67% of the companies in the same industry.
  • CFV's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CFV is cheaper than 60.50% of the companies in the same industry.
Industry RankSector Rank
P/FCF 114.55
EV/EBITDA 11.3
CFV.MI Per share dataCFV.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8

4.3 Compensation for Growth

  • The decent profitability rating of CFV may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 6.25%, CFV is a good candidate for dividend investing.
  • CFV's Dividend Yield is rather good when compared to the industry average which is at 3.00. CFV pays more dividend than 92.44% of the companies in the same industry.
  • CFV's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 6.25%

5.2 History

  • The dividend of CFV is nicely growing with an annual growth rate of 18.56%!
Dividend Growth(5Y)18.56%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CFV.MI Yearly Income VS Free CF VS DividendCFV.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1M -1M 2M

More info and screens

Find the best dividend stocksShow peers with best dividend

CONFINVEST SPA

BIT:CFV (2/11/2026, 7:00:00 PM)

1.875

-0.46 (-19.87%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)N/A
Earnings (Next)N/A
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners20.27%
Ins Owner ChangeN/A
Market Cap13.22M
Revenue(TTM)63.74M
Net Income(TTM)848.60K
Analysts80
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 6.25%
Yearly Dividend0
Dividend Growth(5Y)18.56%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 15.63
Fwd PE N/A
P/S 0.21
P/FCF 114.55
P/OCF 98.28
P/B 1.81
P/tB 2.39
EV/EBITDA 11.3
EPS(TTM)0.12
EY6.4%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.02
FCFY0.87%
OCF(TTM)0.02
OCFY1.02%
SpS9.04
BVpS1.04
TBVpS0.78
PEG (NY)N/A
PEG (5Y)N/A
Graham Number1.67
Profitability
Industry RankSector Rank
ROA 8.73%
ROE 11.6%
ROCE 15.28%
ROIC 10.98%
ROICexc 12.13%
ROICexgc 15.86%
OM 2.01%
PM (TTM) 1.33%
GM 3.07%
FCFM 0.18%
ROA(3y)5.1%
ROA(5y)4.79%
ROE(3y)6.74%
ROE(5y)6.1%
ROIC(3y)7.16%
ROIC(5y)N/A
ROICexc(3y)8.28%
ROICexc(5y)N/A
ROICexgc(3y)12.57%
ROICexgc(5y)N/A
ROCE(3y)9.96%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y-4.72%
ROICexc growth 3YN/A
ROICexc growth 5Y-1.77%
OM growth 3YN/A
OM growth 5Y-2.16%
PM growth 3YN/A
PM growth 5Y-6.9%
GM growth 3Y28.99%
GM growth 5Y2.68%
F-Score5
Asset Turnover6.56
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 10.32
Debt/EBITDA 0.7
Cap/Depr 12.9%
Cap/Sales 0.03%
Interest Coverage 250
Cash Conversion 9.39%
Profit Quality 13.6%
Current Ratio 5.84
Quick Ratio 1.2
Altman-Z 12.31
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)72.16%
Cap/Depr(5y)72.4%
Cap/Sales(3y)0.39%
Cap/Sales(5y)0.37%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)100.33%
EPS 3YN/A
EPS 5Y-3.96%
EPS Q2Q%102.92%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)74.1%
Revenue growth 3Y1.86%
Revenue growth 5Y3.23%
Sales Q2Q%197.64%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y84.23%
EBIT growth 3YN/A
EBIT growth 5Y1%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y108.82%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y114.05%
OCF growth 3YN/A
OCF growth 5YN/A

CONFINVEST SPA / CFV.MI FAQ

What is the fundamental rating for CFV stock?

ChartMill assigns a fundamental rating of 5 / 10 to CFV.MI.


What is the valuation status for CFV stock?

ChartMill assigns a valuation rating of 3 / 10 to CONFINVEST SPA (CFV.MI). This can be considered as Overvalued.


Can you provide the profitability details for CONFINVEST SPA?

CONFINVEST SPA (CFV.MI) has a profitability rating of 6 / 10.


What is the valuation of CONFINVEST SPA based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CONFINVEST SPA (CFV.MI) is 15.63 and the Price/Book (PB) ratio is 1.81.