CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
NYSE:CCS • US1565043007
74.84 USD
+2.54 (+3.51%)
At close: Feb 13, 2026
74.84 USD
0 (0%)
After Hours: 2/13/2026, 8:04:00 PM
CCS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. Both the profitability and the financial health of CCS get a neutral evaluation. Nothing too spectacular is happening here. CCS has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- CCS had positive earnings in the past year.
- In the past year CCS had a positive cash flow from operations.
- In the past 5 years CCS has always been profitable.
- CCS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- CCS has a Return On Assets (4.57%) which is comparable to the rest of the industry.
- The Return On Equity of CCS (8.32%) is comparable to the rest of the industry.
- CCS has a Return On Invested Capital (6.61%) which is in line with its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for CCS is in line with the industry average of 9.31%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROIC | 6.61% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- CCS has a Profit Margin (5.16%) which is in line with its industry peers.
- CCS's Profit Margin has declined in the last couple of years.
- With a decent Operating Margin value of 8.88%, CCS is doing good in the industry, outperforming 61.67% of the companies in the same industry.
- CCS's Operating Margin has declined in the last couple of years.
- CCS's Gross Margin of 21.22% is on the low side compared to the rest of the industry. CCS is outperformed by 71.67% of its industry peers.
- CCS's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CCS is destroying value.
- Compared to 1 year ago, CCS has less shares outstanding
- Compared to 5 years ago, CCS has less shares outstanding
- CCS has a better debt/assets ratio than last year.
2.2 Solvency
- CCS has an Altman-Z score of 3.25. This indicates that CCS is financially healthy and has little risk of bankruptcy at the moment.
- With a Altman-Z score value of 3.25, CCS perfoms like the industry average, outperforming 55.00% of the companies in the same industry.
- The Debt to FCF ratio of CCS is 7.83, which is on the high side as it means it would take CCS, 7.83 years of fcf income to pay off all of its debts.
- CCS has a Debt to FCF ratio of 7.83. This is comparable to the rest of the industry: CCS outperforms 43.33% of its industry peers.
- CCS has a Debt/Equity ratio of 0.65. This is a neutral value indicating CCS is somewhat dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.65, CCS is doing worse than 61.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Altman-Z | 3.25 |
ROIC/WACC0.76
WACC8.72%
2.3 Liquidity
- A Current Ratio of 8.36 indicates that CCS has no problem at all paying its short term obligations.
- With an excellent Current ratio value of 8.36, CCS belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
- CCS has a Quick Ratio of 8.36. This is a bad value and indicates that CCS is not financially healthy enough and could expect problems in meeting its short term obligations.
- CCS has a worse Quick ratio (0.44) than 86.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 |
3. Growth
3.1 Past
- CCS shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -52.40%.
- Measured over the past years, CCS shows a decrease in Earnings Per Share. The EPS has been decreasing by -4.46% on average per year.
- CCS shows a decrease in Revenue. In the last year, the revenue decreased by -6.38%.
- The Revenue has been growing slightly by 5.43% on average over the past years.
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- CCS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 16.11% yearly.
- CCS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.46% yearly.
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 15.12 indicates a correct valuation of CCS.
- CCS's Price/Earnings ratio is in line with the industry average.
- When comparing the Price/Earnings ratio of CCS to the average of the S&P500 Index (27.97), we can say CCS is valued slightly cheaper.
- A Price/Forward Earnings ratio of 15.52 indicates a correct valuation of CCS.
- The rest of the industry has a similar Price/Forward Earnings ratio as CCS.
- The average S&P500 Price/Forward Earnings ratio is at 27.96. CCS is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.12 | ||
| Fwd PE | 15.52 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as CCS.
- Based on the Price/Free Cash Flow ratio, CCS is valued cheaper than 85.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.36 | ||
| EV/EBITDA | 9.26 |
4.3 Compensation for Growth
- CCS's earnings are expected to grow with 16.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CCS has a Yearly Dividend Yield of 1.77%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 1.17, CCS pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.84, CCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.77% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CCS pays out 16.06% of its income as dividend. This is a sustainable payout ratio.
DP16.06%
EPS Next 2Y16.11%
EPS Next 3YN/A
74.84
+2.54 (+3.51%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners93.02%
Inst Owner Change-1.9%
Ins Owners13.13%
Ins Owner Change12.08%
Market Cap2.17B
Revenue(TTM)4.12B
Net Income(TTM)214.38M
Analysts73.33
Price Target83.64 (11.76%)
Short Float %8.3%
Short Ratio8.24
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.77% |
Yearly Dividend1.16
Dividend Growth(5Y)N/A
DP16.06%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.05%
Min EPS beat(2)0.42%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)9.55%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)6
Avg EPS beat(8)13.88%
EPS beat(12)10
Avg EPS beat(12)24.27%
EPS beat(16)14
Avg EPS beat(16)20.68%
Revenue beat(2)2
Avg Revenue beat(2)7.13%
Min Revenue beat(2)6.82%
Max Revenue beat(2)7.44%
Revenue beat(4)2
Avg Revenue beat(4)2.18%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)7.44%
Revenue beat(8)5
Avg Revenue beat(8)7.99%
Revenue beat(12)9
Avg Revenue beat(12)10.58%
Revenue beat(16)12
Avg Revenue beat(16)8.28%
PT rev (1m)17.14%
PT rev (3m)13.89%
EPS NQ rev (1m)-6.83%
EPS NQ rev (3m)-6.83%
EPS NY rev (1m)-24.79%
EPS NY rev (3m)-24.79%
Revenue NQ rev (1m)-1.93%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)-3.38%
Revenue NY rev (3m)-3.38%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.12 | ||
| Fwd PE | 15.52 | ||
| P/S | 0.53 | ||
| P/FCF | 10.36 | ||
| P/OCF | 9.09 | ||
| P/B | 0.85 | ||
| P/tB | 0.87 | ||
| EV/EBITDA | 9.26 |
EPS(TTM)4.95
EY6.61%
EPS(NY)4.82
Fwd EY6.44%
FCF(TTM)7.22
FCFY9.65%
OCF(TTM)8.24
OCFY11.01%
SpS141.51
BVpS87.75
TBVpS86.35
PEG (NY)N/A
PEG (5Y)N/A
Graham Number98.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.57% | ||
| ROE | 8.32% | ||
| ROCE | 8.71% | ||
| ROIC | 6.61% | ||
| ROICexc | 6.82% | ||
| ROICexgc | 8.15% | ||
| OM | 8.88% | ||
| PM (TTM) | 5.16% | ||
| GM | 21.22% | ||
| FCFM | 5.11% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10%
ROICexgc(5y)15.28%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-28.91%
ROICexgc growth 5Y-11.73%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score4
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.65 | ||
| Debt/FCF | 7.83 | ||
| Debt/EBITDA | 4.21 | ||
| Cap/Depr | 115.71% | ||
| Cap/Sales | 0.72% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.26% | ||
| Profit Quality | 99.01% | ||
| Current Ratio | 8.36 | ||
| Quick Ratio | 0.44 | ||
| Altman-Z | 3.25 |
F-Score4
WACC8.72%
ROIC/WACC0.76
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year5.2%
Revenue Next 2Y5.46%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.49%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year68.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y194.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y246.37%
OCF growth 3YN/A
OCF growth 5YN/A
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 4 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Fairly Valued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to decline by -2.59% in the next year.