CENTURY COMMUNITIES INC (CCS) Stock Fundamental Analysis
NYSE:CCS • US1565043007
71.85 USD
+0.19 (+0.27%)
At close: Feb 20, 2026
71.85 USD
0 (0%)
After Hours: 2/20/2026, 8:21:17 PM
CCS gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 60 industry peers in the Household Durables industry. CCS has an average financial health and profitability rating. CCS has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- CCS had positive earnings in the past year.
- CCS had a positive operating cash flow in the past year.
- In the past 5 years CCS has always been profitable.
- Of the past 5 years CCS 4 years had a positive operating cash flow.
1.2 Ratios
- CCS has a Return On Assets (3.31%) which is in line with its industry peers.
- CCS's Return On Equity of 5.69% is in line compared to the rest of the industry. CCS outperforms 45.00% of its industry peers.
- Looking at the Return On Invested Capital, with a value of 6.95%, CCS is in line with its industry, outperforming 56.67% of the companies in the same industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CCS is in line with the industry average of 9.21%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.31% | ||
| ROE | 5.69% | ||
| ROIC | 6.95% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
1.3 Margins
- CCS has a Profit Margin of 3.58%. This is comparable to the rest of the industry: CCS outperforms 50.00% of its industry peers.
- CCS's Profit Margin has declined in the last couple of years.
- CCS has a Operating Margin of 8.98%. This is in the better half of the industry: CCS outperforms 66.67% of its industry peers.
- In the last couple of years the Operating Margin of CCS has declined.
- CCS's Gross Margin of 21.24% is on the low side compared to the rest of the industry. CCS is outperformed by 71.67% of its industry peers.
- In the last couple of years the Gross Margin of CCS has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.98% | ||
| PM (TTM) | 3.58% | ||
| GM | 21.24% |
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CCS is destroying value.
- Compared to 1 year ago, CCS has less shares outstanding
- Compared to 5 years ago, CCS has less shares outstanding
- The debt/assets ratio for CCS has been reduced compared to a year ago.
2.2 Solvency
- An Altman-Z score of 3.39 indicates that CCS is not in any danger for bankruptcy at the moment.
- Looking at the Altman-Z score, with a value of 3.39, CCS is in line with its industry, outperforming 53.33% of the companies in the same industry.
- CCS has a debt to FCF ratio of 11.61. This is a negative value and a sign of low solvency as CCS would need 11.61 years to pay back of all of its debts.
- CCS's Debt to FCF ratio of 11.61 is in line compared to the rest of the industry. CCS outperforms 43.33% of its industry peers.
- A Debt/Equity ratio of 0.56 indicates that CCS is somewhat dependend on debt financing.
- CCS's Debt to Equity ratio of 0.56 is on the low side compared to the rest of the industry. CCS is outperformed by 65.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 11.61 | ||
| Altman-Z | 3.39 |
ROIC/WACC0.8
WACC8.74%
2.3 Liquidity
- A Current Ratio of 8.30 indicates that CCS has no problem at all paying its short term obligations.
- The Current ratio of CCS (8.30) is better than 86.67% of its industry peers.
- CCS has a Quick Ratio of 8.30. This is a bad value and indicates that CCS is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.39, CCS is doing worse than 93.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8.3 | ||
| Quick Ratio | 0.39 |
3. Growth
3.1 Past
- The earnings per share for CCS have decreased strongly by -52.40% in the last year.
- The Earnings Per Share has been decreasing by -4.46% on average over the past years.
- CCS shows a decrease in Revenue. In the last year, the revenue decreased by -6.38%.
- Measured over the past years, CCS shows a small growth in Revenue. The Revenue has been growing by 5.43% on average per year.
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
3.2 Future
- Based on estimates for the next years, CCS will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.11% on average per year.
- The Revenue is expected to grow by 6.14% on average over the next years.
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year1.64%
Revenue Next 2Y6.14%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 14.52 indicates a correct valuation of CCS.
- The rest of the industry has a similar Price/Earnings ratio as CCS.
- CCS is valuated rather cheaply when we compare the Price/Earnings ratio to 26.99, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 14.90, the valuation of CCS can be described as correct.
- Based on the Price/Forward Earnings ratio, CCS is valued a bit cheaper than 61.67% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, CCS is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.52 | ||
| Fwd PE | 14.9 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CCS is on the same level as its industry peers.
- The rest of the industry has a similar Price/Free Cash Flow ratio as CCS.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 16.79 | ||
| EV/EBITDA | 8.67 |
4.3 Compensation for Growth
- CCS's earnings are expected to grow with 16.11% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y16.11%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.79%, CCS has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 1.16, CCS pays a bit more dividend than its industry peers.
- CCS's Dividend Yield is comparable with the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
5.2 History
- CCS has been paying a dividend for over 5 years, so it has already some track record.
- CCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- CCS pays out 23.54% of its income as dividend. This is a sustainable payout ratio.
DP23.54%
EPS Next 2Y16.11%
EPS Next 3YN/A
71.85
+0.19 (+0.27%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-28 2026-01-28/amc
Earnings (Next)04-21 2026-04-21
Inst Owners93.02%
Inst Owner Change-2.65%
Ins Owners13.13%
Ins Owner Change7.14%
Market Cap2.09B
Revenue(TTM)4.12B
Net Income(TTM)147.60M
Analysts73.33
Price Target83.64 (16.41%)
Short Float %7.16%
Short Ratio6.47
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.79% |
Yearly Dividend1.16
Dividend Growth(5Y)N/A
DP23.54%
Div Incr Years3
Div Non Decr Years3
Ex-Date02-25 2026-02-25 (0.32)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)26.35%
Min EPS beat(2)-8.97%
Max EPS beat(2)61.67%
EPS beat(4)2
Avg EPS beat(4)7.38%
Min EPS beat(4)-23.59%
Max EPS beat(4)61.67%
EPS beat(8)5
Avg EPS beat(8)9.58%
EPS beat(12)9
Avg EPS beat(12)22.66%
EPS beat(16)13
Avg EPS beat(16)19.11%
Revenue beat(2)2
Avg Revenue beat(2)11.27%
Min Revenue beat(2)6.82%
Max Revenue beat(2)15.72%
Revenue beat(4)3
Avg Revenue beat(4)6.67%
Min Revenue beat(4)-3.28%
Max Revenue beat(4)15.72%
Revenue beat(8)5
Avg Revenue beat(8)5.81%
Revenue beat(12)9
Avg Revenue beat(12)10.6%
Revenue beat(16)12
Avg Revenue beat(16)9.18%
PT rev (1m)17.14%
PT rev (3m)13.89%
EPS NQ rev (1m)-57.58%
EPS NQ rev (3m)-57.58%
EPS NY rev (1m)-24.79%
EPS NY rev (3m)-24.79%
Revenue NQ rev (1m)-19.63%
Revenue NQ rev (3m)-19.63%
Revenue NY rev (1m)-4.07%
Revenue NY rev (3m)-6.65%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.52 | ||
| Fwd PE | 14.9 | ||
| P/S | 0.51 | ||
| P/FCF | 16.79 | ||
| P/OCF | 13.63 | ||
| P/B | 0.81 | ||
| P/tB | 0.82 | ||
| EV/EBITDA | 8.67 |
EPS(TTM)4.95
EY6.89%
EPS(NY)4.82
Fwd EY6.71%
FCF(TTM)4.28
FCFY5.96%
OCF(TTM)5.27
OCFY7.33%
SpS141.75
BVpS89.22
TBVpS87.8
PEG (NY)N/A
PEG (5Y)N/A
Graham Number99.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.31% | ||
| ROE | 5.69% | ||
| ROCE | 9.16% | ||
| ROIC | 6.95% | ||
| ROICexc | 7.15% | ||
| ROICexgc | 8.73% | ||
| OM | 8.98% | ||
| PM (TTM) | 3.58% | ||
| GM | 21.24% | ||
| FCFM | 3.02% |
ROA(3y)5.65%
ROA(5y)9.02%
ROE(3y)9.76%
ROE(5y)16.39%
ROIC(3y)8.25%
ROIC(5y)11.96%
ROICexc(3y)8.62%
ROICexc(5y)12.91%
ROICexgc(3y)10.3%
ROICexgc(5y)15.46%
ROCE(3y)10.87%
ROCE(5y)16.6%
ROICexgc growth 3Y-26.27%
ROICexgc growth 5Y-9.77%
ROICexc growth 3Y-27.5%
ROICexc growth 5Y-9.64%
OM growth 3Y-18.93%
OM growth 5Y-2.94%
PM growth 3Y-32.5%
PM growth 5Y-11.29%
GM growth 3Y-7%
GM growth 5Y0.01%
F-Score5
Asset Turnover0.92
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 11.61 | ||
| Debt/EBITDA | 3.66 | ||
| Cap/Depr | 115.89% | ||
| Cap/Sales | 0.7% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 38.81% | ||
| Profit Quality | 84.23% | ||
| Current Ratio | 8.3 | ||
| Quick Ratio | 0.39 | ||
| Altman-Z | 3.39 |
F-Score5
WACC8.74%
ROIC/WACC0.8
Cap/Depr(3y)183.28%
Cap/Depr(5y)167.68%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.7%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-52.4%
EPS 3Y-32.55%
EPS 5Y-4.46%
EPS Q2Q%-62.19%
EPS Next Y-2.59%
EPS Next 2Y16.11%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.38%
Revenue growth 3Y-2.96%
Revenue growth 5Y5.43%
Sales Q2Q%-3.13%
Revenue Next Year1.64%
Revenue Next 2Y6.14%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-27.87%
EBIT growth 3Y-21.33%
EBIT growth 5Y2.33%
EBIT Next Year68.59%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y43.34%
FCF growth 3Y-25.02%
FCF growth 5Y-17.84%
OCF growth 1Y21.79%
OCF growth 3Y-21.4%
OCF growth 5Y-14.78%
CENTURY COMMUNITIES INC / CCS FAQ
What is the fundamental rating for CCS stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCS.
What is the valuation status of CENTURY COMMUNITIES INC (CCS) stock?
ChartMill assigns a valuation rating of 4 / 10 to CENTURY COMMUNITIES INC (CCS). This can be considered as Fairly Valued.
What is the profitability of CCS stock?
CENTURY COMMUNITIES INC (CCS) has a profitability rating of 4 / 10.
Can you provide the financial health for CCS stock?
The financial health rating of CENTURY COMMUNITIES INC (CCS) is 5 / 10.
Can you provide the expected EPS growth for CCS stock?
The Earnings per Share (EPS) of CENTURY COMMUNITIES INC (CCS) is expected to decline by -2.59% in the next year.