CA NORMANDIE SEINE-CCI (CCN.PA) Stock Fundamental Analysis

EPA:CCN • FR0000044364

142.5 EUR
-5 (-3.39%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

3

CCN gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 114 industry peers in the Banks industry. While CCN seems to be doing ok healthwise, there are quite some concerns on its profitability. CCN has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • CCN had positive earnings in the past year.
  • In the past year CCN had a positive cash flow from operations.
  • CCN had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: CCN reported negative operating cash flow in multiple years.
CCN.PA Yearly Net Income VS EBIT VS OCF VS FCFCCN.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.34%, CCN is doing worse than 86.84% of the companies in the same industry.
  • With a Return On Equity value of 2.47%, CCN is not doing good in the industry: 89.47% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.34%
ROE 2.47%
ROIC N/A
ROA(3y)0.32%
ROA(5y)0.34%
ROE(3y)2.76%
ROE(5y)2.83%
ROIC(3y)N/A
ROIC(5y)N/A
CCN.PA Yearly ROA, ROE, ROICCCN.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 1 2 3 4

1.3 Margins

  • Looking at the Profit Margin, with a value of 18.36%, CCN is doing worse than 73.68% of the companies in the same industry.
  • CCN's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for CCN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 18.36%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.58%
PM growth 5Y-4.01%
GM growth 3YN/A
GM growth 5YN/A
CCN.PA Yearly Profit, Operating, Gross MarginsCCN.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • CCN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • CCN has about the same amout of shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, CCN has about the same amount of shares outstanding.
  • The debt/assets ratio for CCN has been reduced compared to a year ago.
CCN.PA Yearly Shares OutstandingCCN.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M
CCN.PA Yearly Total Debt VS Total AssetsCCN.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5B 10B 15B 20B 25B

2.2 Solvency

  • The Debt to FCF ratio of CCN is 2.89, which is a good value as it means it would take CCN, 2.89 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of CCN (2.89) is better than 94.74% of its industry peers.
  • A Debt/Equity ratio of 0.39 indicates that CCN is not too dependend on debt financing.
  • With an excellent Debt to Equity ratio value of 0.39, CCN belongs to the best of the industry, outperforming 86.84% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.39
Debt/FCF 2.89
Altman-Z N/A
ROIC/WACCN/A
WACC4.96%
CCN.PA Yearly LT Debt VS Equity VS FCFCCN.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CCN.PA Yearly Current Assets VS Current LiabilitesCCN.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500K 1M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • The earnings per share for CCN have decreased by -4.71% in the last year.
  • CCN shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -1.76% yearly.
  • Looking at the last year, CCN shows a small growth in Revenue. The Revenue has grown by 0.11% in the last year.
  • The Revenue has been growing slightly by 2.34% on average over the past years.
EPS 1Y (TTM)-4.71%
EPS 3Y-6.39%
EPS 5Y-1.76%
EPS Q2Q%1.34%
Revenue 1Y (TTM)0.11%
Revenue growth 3Y0.22%
Revenue growth 5Y2.34%
Sales Q2Q%2.04%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
CCN.PA Yearly Revenue VS EstimatesCCN.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.84, the valuation of CCN can be described as very reasonable.
  • Compared to the rest of the industry, the Price/Earnings ratio of CCN is on the same level as its industry peers.
  • The average S&P500 Price/Earnings ratio is at 27.97. CCN is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 10.84
Fwd PE N/A
CCN.PA Price Earnings VS Forward Price EarningsCCN.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, CCN is valued cheaper than 100.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF 0.35
EV/EBITDA N/A
CCN.PA Per share dataCCN.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1K 2K 3K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

2

5. Dividend

5.1 Amount

  • CCN has a Yearly Dividend Yield of 2.22%. Purely for dividend investing, there may be better candidates out there.
  • CCN's Dividend Yield is slightly below the industry average, which is at 4.26.
  • CCN's Dividend Yield is a higher than the S&P500 average which is at 1.84.
Industry RankSector Rank
Dividend Yield 2.22%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years2
Div Non Decr Years2
CCN.PA Yearly Dividends per shareCCN.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2 4 6 8

5.3 Sustainability

DP0%
EPS Next 2YN/A
EPS Next 3YN/A
CCN.PA Yearly Income VS Free CF VS DividendCCN.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M -500M

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CA NORMANDIE SEINE-CCI

EPA:CCN (2/13/2026, 7:00:00 PM)

142.5

-5 (-3.39%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-03
Earnings (Next)04-23
Inst Owners4.7%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap149.63M
Revenue(TTM)433.08M
Net Income(TTM)79.50M
Analysts75.56
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.22%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 10.84
Fwd PE N/A
P/S 0.35
P/FCF 0.35
P/OCF 0.33
P/B 0.05
P/tB 0.05
EV/EBITDA N/A
EPS(TTM)13.14
EY9.22%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)412.94
FCFY289.78%
OCF(TTM)430.43
OCFY302.06%
SpS412.46
BVpS3064.38
TBVpS3063.53
PEG (NY)N/A
PEG (5Y)N/A
Graham Number951.83
Profitability
Industry RankSector Rank
ROA 0.34%
ROE 2.47%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 18.36%
GM N/A
FCFM 100.12%
ROA(3y)0.32%
ROA(5y)0.34%
ROE(3y)2.76%
ROE(5y)2.83%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.58%
PM growth 5Y-4.01%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0.39
Debt/FCF 2.89
Debt/EBITDA N/A
Cap/Depr 82.64%
Cap/Sales 4.24%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 545.39%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC4.96%
ROIC/WACCN/A
Cap/Depr(3y)159.19%
Cap/Depr(5y)188.3%
Cap/Sales(3y)7.09%
Cap/Sales(5y)8.3%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.71%
EPS 3Y-6.39%
EPS 5Y-1.76%
EPS Q2Q%1.34%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)0.11%
Revenue growth 3Y0.22%
Revenue growth 5Y2.34%
Sales Q2Q%2.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y164.11%
FCF growth 3Y-80.99%
FCF growth 5Y-49.76%
OCF growth 1Y170.28%
OCF growth 3Y-65.13%
OCF growth 5Y-29.59%

CA NORMANDIE SEINE-CCI / CCN.PA FAQ

Can you provide the ChartMill fundamental rating for CA NORMANDIE SEINE-CCI?

ChartMill assigns a fundamental rating of 3 / 10 to CCN.PA.


What is the valuation status for CCN stock?

ChartMill assigns a valuation rating of 3 / 10 to CA NORMANDIE SEINE-CCI (CCN.PA). This can be considered as Overvalued.


How profitable is CA NORMANDIE SEINE-CCI (CCN.PA) stock?

CA NORMANDIE SEINE-CCI (CCN.PA) has a profitability rating of 2 / 10.


How sustainable is the dividend of CA NORMANDIE SEINE-CCI (CCN.PA) stock?

The dividend rating of CA NORMANDIE SEINE-CCI (CCN.PA) is 2 / 10 and the dividend payout ratio is 0%.