CBIZ INC (CBZ) Stock Fundamental Analysis
USA - NYSE:CBZ - US1248051021 - Common Stock
55.5 USD
+0.44 (+0.8%)
55.5 USD
0 (0%)
Taking everything into account, CBZ scores 5 out of 10 in our fundamental rating. CBZ was compared to 87 industry peers in the Professional Services industry. There are concerns on the financial health of CBZ while its profitability can be described as average. CBZ is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year CBZ was profitable.
CBZ had a positive operating cash flow in the past year.
CBZ had positive earnings in each of the past 5 years.
CBZ had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CBZ has a Return On Assets (2.29%) which is comparable to the rest of the industry.
CBZ has a Return On Equity of 5.56%. This is comparable to the rest of the industry: CBZ outperforms 51.72% of its industry peers.
CBZ has a Return On Invested Capital (4.91%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for CBZ is significantly below the industry average of 13.25%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.29% | ||
| ROE | 5.56% | ||
| ROIC | 4.91% |
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
1.3 Margins
Looking at the Profit Margin, with a value of 3.89%, CBZ is in line with its industry, outperforming 56.32% of the companies in the same industry.
CBZ's Profit Margin has declined in the last couple of years.
CBZ has a Operating Margin of 9.96%. This is in the better half of the industry: CBZ outperforms 72.41% of its industry peers.
In the last couple of years the Operating Margin of CBZ has declined.
CBZ has a worse Gross Margin (13.02%) than 81.61% of its industry peers.
CBZ's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 9.96% | ||
| PM (TTM) | 3.89% | ||
| GM | 13.02% |
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
2. Health
2.1 Basic Checks
CBZ has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, CBZ has more shares outstanding
Compared to 5 years ago, CBZ has less shares outstanding
The debt/assets ratio for CBZ is higher compared to a year ago.
2.2 Solvency
CBZ has an Altman-Z score of 1.88. This is not the best score and indicates that CBZ is in the grey zone with still only limited risk for bankruptcy at the moment.
With a Altman-Z score value of 1.88, CBZ is not doing good in the industry: 60.92% of the companies in the same industry are doing better.
CBZ has a debt to FCF ratio of 18.23. This is a negative value and a sign of low solvency as CBZ would need 18.23 years to pay back of all of its debts.
The Debt to FCF ratio of CBZ (18.23) is worse than 60.92% of its industry peers.
CBZ has a Debt/Equity ratio of 0.80. This is a neutral value indicating CBZ is somewhat dependend on debt financing.
The Debt to Equity ratio of CBZ (0.80) is worse than 62.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 18.23 | ||
| Altman-Z | 1.88 |
ROIC/WACC0.68
WACC7.26%
2.3 Liquidity
CBZ has a Current Ratio of 1.57. This is a normal value and indicates that CBZ is financially healthy and should not expect problems in meeting its short term obligations.
CBZ's Current ratio of 1.57 is in line compared to the rest of the industry. CBZ outperforms 58.62% of its industry peers.
CBZ has a Quick Ratio of 1.57. This is a normal value and indicates that CBZ is financially healthy and should not expect problems in meeting its short term obligations.
CBZ's Quick ratio of 1.57 is fine compared to the rest of the industry. CBZ outperforms 60.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.57 | ||
| Quick Ratio | 1.57 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 55.17% over the past year.
Measured over the past years, CBZ shows a quite strong growth in Earnings Per Share. The EPS has been growing by 16.02% on average per year.
CBZ shows a strong growth in Revenue. In the last year, the Revenue has grown by 59.19%.
The Revenue has been growing by 13.84% on average over the past years. This is quite good.
EPS 1Y (TTM)55.17%
EPS 3Y17.64%
EPS 5Y16.02%
EPS Q2Q%20.24%
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%
3.2 Future
CBZ is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 21.57% yearly.
Based on estimates for the next years, CBZ will show a very strong growth in Revenue. The Revenue will grow by 20.37% on average per year.
EPS Next Y36.68%
EPS Next 2Y23.21%
EPS Next 3Y21.57%
EPS Next 5YN/A
Revenue Next Year58.86%
Revenue Next 2Y29.85%
Revenue Next 3Y20.37%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 13.70 indicates a correct valuation of CBZ.
CBZ's Price/Earnings ratio is a bit cheaper when compared to the industry. CBZ is cheaper than 78.16% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.13, CBZ is valued a bit cheaper.
The Price/Forward Earnings ratio is 13.69, which indicates a correct valuation of CBZ.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CBZ indicates a somewhat cheap valuation: CBZ is cheaper than 67.82% of the companies listed in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.35. CBZ is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.7 | ||
| Fwd PE | 13.69 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CBZ indicates a somewhat cheap valuation: CBZ is cheaper than 68.97% of the companies listed in the same industry.
CBZ's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 34.81 | ||
| EV/EBITDA | 12.56 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CBZ's earnings are expected to grow with 21.57% in the coming years.
PEG (NY)0.37
PEG (5Y)0.86
EPS Next 2Y23.21%
EPS Next 3Y21.57%
5. Dividend
5.1 Amount
CBZ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
55.5
+0.44 (+0.8%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)
Earnings (Next)
Inst Owners95.18%
Inst Owner Change-0.32%
Ins Owners3.48%
Ins Owner Change0.98%
Market Cap3.00B
Revenue(TTM)2.68B
Net Income(TTM)104.14M
Analysts85.71
Price Target96.9 (74.59%)
Short Float %9.09%
Short Ratio7.46
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)11.53%
Min EPS beat(2)11.52%
Max EPS beat(2)11.53%
EPS beat(4)4
Avg EPS beat(4)12.04%
Min EPS beat(4)7.63%
Max EPS beat(4)17.49%
EPS beat(8)7
Avg EPS beat(8)4.49%
EPS beat(12)9
Avg EPS beat(12)2.93%
EPS beat(16)12
Avg EPS beat(16)-1.28%
Revenue beat(2)0
Avg Revenue beat(2)-3.33%
Min Revenue beat(2)-3.52%
Max Revenue beat(2)-3.14%
Revenue beat(4)1
Avg Revenue beat(4)0.47%
Min Revenue beat(4)-3.55%
Max Revenue beat(4)12.08%
Revenue beat(8)2
Avg Revenue beat(8)0.4%
Revenue beat(12)6
Avg Revenue beat(12)1.19%
Revenue beat(16)10
Avg Revenue beat(16)2.55%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0.93%
Revenue NQ rev (1m)-1.16%
Revenue NQ rev (3m)-2.43%
Revenue NY rev (1m)-0.56%
Revenue NY rev (3m)-1.6%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.7 | ||
| Fwd PE | 13.69 | ||
| P/S | 1.12 | ||
| P/FCF | 34.81 | ||
| P/OCF | 28.7 | ||
| P/B | 1.6 | ||
| P/tB | N/A | ||
| EV/EBITDA | 12.56 |
EPS(TTM)4.05
EY7.3%
EPS(NY)4.05
Fwd EY7.3%
FCF(TTM)1.59
FCFY2.87%
OCF(TTM)1.93
OCFY3.48%
SpS49.57
BVpS34.68
TBVpS-18.78
PEG (NY)0.37
PEG (5Y)0.86
Graham Number56.21
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.29% | ||
| ROE | 5.56% | ||
| ROCE | 6.83% | ||
| ROIC | 4.91% | ||
| ROICexc | 4.93% | ||
| ROICexgc | 19.14% | ||
| OM | 9.96% | ||
| PM (TTM) | 3.89% | ||
| GM | 13.02% | ||
| FCFM | 3.22% |
ROA(3y)4.15%
ROA(5y)4.39%
ROE(3y)10.79%
ROE(5y)10.71%
ROIC(3y)6.53%
ROIC(5y)6.32%
ROICexc(3y)6.56%
ROICexc(5y)6.34%
ROICexgc(3y)21.85%
ROICexgc(5y)20.77%
ROCE(3y)9.09%
ROCE(5y)8.79%
ROICexgc growth 3Y-18.93%
ROICexgc growth 5Y-6.45%
ROICexc growth 3Y-27.55%
ROICexc growth 5Y-15.96%
OM growth 3Y-10.26%
OM growth 5Y-4.48%
PM growth 3Y-29.35%
PM growth 5Y-21.21%
GM growth 3Y-10.5%
GM growth 5Y-4.73%
F-Score5
Asset Turnover0.59
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 18.23 | ||
| Debt/EBITDA | 4.17 | ||
| Cap/Depr | 19.51% | ||
| Cap/Sales | 0.68% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 28.97% | ||
| Profit Quality | 82.65% | ||
| Current Ratio | 1.57 | ||
| Quick Ratio | 1.57 | ||
| Altman-Z | 1.88 |
F-Score5
WACC7.26%
ROIC/WACC0.68
Cap/Depr(3y)38.86%
Cap/Depr(5y)40%
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.96%
Profit Quality(3y)163.09%
Profit Quality(5y)166.86%
High Growth Momentum
Growth
EPS 1Y (TTM)55.17%
EPS 3Y17.64%
EPS 5Y16.02%
EPS Q2Q%20.24%
EPS Next Y36.68%
EPS Next 2Y23.21%
EPS Next 3Y21.57%
EPS Next 5YN/A
Revenue 1Y (TTM)59.19%
Revenue growth 3Y17.96%
Revenue growth 5Y13.84%
Sales Q2Q%58.09%
Revenue Next Year58.86%
Revenue Next 2Y29.85%
Revenue Next 3Y20.37%
Revenue Next 5YN/A
EBIT growth 1Y63.25%
EBIT growth 3Y5.86%
EBIT growth 5Y8.74%
EBIT Next Year156.31%
EBIT Next 3Y41.05%
EBIT Next 5YN/A
FCF growth 1Y-15.35%
FCF growth 3Y-3.22%
FCF growth 5Y5.61%
OCF growth 1Y-15.37%
OCF growth 3Y-1.95%
OCF growth 5Y4.72%
CBIZ INC / CBZ FAQ
Can you provide the ChartMill fundamental rating for CBIZ INC?
ChartMill assigns a fundamental rating of 5 / 10 to CBZ.
What is the valuation status for CBZ stock?
ChartMill assigns a valuation rating of 5 / 10 to CBIZ INC (CBZ). This can be considered as Fairly Valued.
What is the profitability of CBZ stock?
CBIZ INC (CBZ) has a profitability rating of 4 / 10.
Can you provide the PE and PB ratios for CBZ stock?
The Price/Earnings (PE) ratio for CBIZ INC (CBZ) is 13.7 and the Price/Book (PB) ratio is 1.6.