CARMILA (CARM.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:CARM - FR0010828137 - REIT
16.26 EUR
-0.1 (-0.61%)
Overall CARM gets a fundamental rating of 6 out of 10. We evaluated CARM against 42 industry peers in the Diversified REITs industry. CARM has an excellent profitability rating, but there are some minor concerns on its financial health. CARM may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
- CARM had positive earnings in the past year.
- In the past year CARM had a positive cash flow from operations.
- CARM had positive earnings in 4 of the past 5 years.
- In the past 5 years CARM always reported a positive cash flow from operatings.
1.2 Ratios
- With an excellent Return On Assets value of 5.23%, CARM belongs to the best of the industry, outperforming 90.48% of the companies in the same industry.
- With an excellent Return On Equity value of 10.52%, CARM belongs to the best of the industry, outperforming 92.86% of the companies in the same industry.
- CARM has a better Return On Invested Capital (4.91%) than 88.10% of its industry peers.
- CARM had an Average Return On Invested Capital over the past 3 years of 3.52%. This is in line with the industry average of 3.45%.
- The 3 year average ROIC (3.52%) for CARM is below the current ROIC(4.91%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.23% | ||
| ROE | 10.52% | ||
| ROIC | 4.91% |
ROA(3y)2.69%
ROA(5y)1.6%
ROE(3y)5.18%
ROE(5y)3.03%
ROIC(3y)3.52%
ROIC(5y)3.08%
1.3 Margins
- CARM has a better Profit Margin (64.25%) than 73.81% of its industry peers.
- In the last couple of years the Profit Margin of CARM has grown nicely.
- With an excellent Operating Margin value of 87.97%, CARM belongs to the best of the industry, outperforming 90.48% of the companies in the same industry.
- In the last couple of years the Operating Margin of CARM has grown nicely.
- Looking at the Gross Margin, with a value of 72.59%, CARM is in line with its industry, outperforming 52.38% of the companies in the same industry.
- CARM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 87.97% | ||
| PM (TTM) | 64.25% | ||
| GM | 72.59% |
OM growth 3Y17.79%
OM growth 5Y7.19%
PM growth 3Y11.44%
PM growth 5Y20.21%
GM growth 3Y2.7%
GM growth 5Y-0.75%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CARM is destroying value.
- CARM has less shares outstanding than it did 1 year ago.
- CARM has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CARM has an improved debt to assets ratio.
2.2 Solvency
- CARM has an Altman-Z score of 0.95. This is a bad value and indicates that CARM is not financially healthy and even has some risk of bankruptcy.
- CARM's Altman-Z score of 0.95 is in line compared to the rest of the industry. CARM outperforms 59.52% of its industry peers.
- The Debt to FCF ratio of CARM is 8.34, which is on the high side as it means it would take CARM, 8.34 years of fcf income to pay off all of its debts.
- With an excellent Debt to FCF ratio value of 8.34, CARM belongs to the best of the industry, outperforming 95.24% of the companies in the same industry.
- CARM has a Debt/Equity ratio of 0.77. This is a neutral value indicating CARM is somewhat dependend on debt financing.
- The Debt to Equity ratio of CARM (0.77) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 8.34 | ||
| Altman-Z | 0.95 |
ROIC/WACC0.97
WACC5.07%
2.3 Liquidity
- A Current Ratio of 0.74 indicates that CARM may have some problems paying its short term obligations.
- With a decent Current ratio value of 0.74, CARM is doing good in the industry, outperforming 69.05% of the companies in the same industry.
- A Quick Ratio of 0.74 indicates that CARM may have some problems paying its short term obligations.
- The Quick ratio of CARM (0.74) is better than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.74 |
3. Growth
3.1 Past
- CARM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 573.67%, which is quite impressive.
- CARM shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.86% yearly.
- The Revenue has grown by 17.64% in the past year. This is quite good.
- CARM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.93% yearly.
EPS 1Y (TTM)573.67%
EPS 3Y18.46%
EPS 5Y22.86%
EPS Q2Q%46.39%
Revenue 1Y (TTM)17.64%
Revenue growth 3Y5.68%
Revenue growth 5Y2.93%
Sales Q2Q%16.35%
3.2 Future
- CARM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.19% yearly.
- CARM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.22% yearly.
EPS Next Y8.79%
EPS Next 2Y6.23%
EPS Next 3Y5.19%
EPS Next 5YN/A
Revenue Next Year11.75%
Revenue Next 2Y7.2%
Revenue Next 3Y4.22%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 6.53, the valuation of CARM can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of CARM indicates a rather cheap valuation: CARM is cheaper than 97.62% of the companies listed in the same industry.
- CARM's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.54.
- Based on the Price/Forward Earnings ratio of 8.55, the valuation of CARM can be described as reasonable.
- CARM's Price/Forward Earnings ratio is rather cheap when compared to the industry. CARM is cheaper than 92.86% of the companies in the same industry.
- CARM is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.31, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.53 | ||
| Fwd PE | 8.55 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CARM is valued cheaply inside the industry as 97.62% of the companies are valued more expensively.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CARM indicates a rather cheap valuation: CARM is cheaper than 85.71% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.84 | ||
| EV/EBITDA | 10.26 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- CARM has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)0.74
PEG (5Y)0.29
EPS Next 2Y6.23%
EPS Next 3Y5.19%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 7.52%, CARM is a good candidate for dividend investing.
- CARM's Dividend Yield is rather good when compared to the industry average which is at 4.99. CARM pays more dividend than 85.71% of the companies in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, CARM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.52% |
5.2 History
- The dividend of CARM decreases each year by -4.29%.
Dividend Growth(5Y)-4.29%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CARM pays out 50.05% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.05%
EPS Next 2Y6.23%
EPS Next 3Y5.19%
EPA:CARM (1/16/2026, 5:29:45 PM)
16.26
-0.1 (-0.61%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)01-07 2026-01-07/amc
Earnings (Next)02-18 2026-02-18/amc
Inst Owners34.1%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap2.29B
Revenue(TTM)547.98M
Net Income(TTM)352.10M
Analysts81.43
Price Target21.08 (29.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.52% |
Yearly Dividend1.21
Dividend Growth(5Y)-4.29%
DP50.05%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)2.48%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.7%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.53 | ||
| Fwd PE | 8.55 | ||
| P/S | 4.18 | ||
| P/FCF | 6.84 | ||
| P/OCF | 6.78 | ||
| P/B | 0.68 | ||
| P/tB | 0.69 | ||
| EV/EBITDA | 10.26 |
EPS(TTM)2.49
EY15.31%
EPS(NY)1.9
Fwd EY11.69%
FCF(TTM)2.38
FCFY14.61%
OCF(TTM)2.4
OCFY14.74%
SpS3.89
BVpS23.74
TBVpS23.73
PEG (NY)0.74
PEG (5Y)0.29
Graham Number36.47
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.23% | ||
| ROE | 10.52% | ||
| ROCE | 7.66% | ||
| ROIC | 4.91% | ||
| ROICexc | 5% | ||
| ROICexgc | 5% | ||
| OM | 87.97% | ||
| PM (TTM) | 64.25% | ||
| GM | 72.59% | ||
| FCFM | 61.12% |
ROA(3y)2.69%
ROA(5y)1.6%
ROE(3y)5.18%
ROE(5y)3.03%
ROIC(3y)3.52%
ROIC(5y)3.08%
ROICexc(3y)3.79%
ROICexc(5y)3.29%
ROICexgc(3y)3.79%
ROICexgc(5y)3.29%
ROCE(3y)5.48%
ROCE(5y)4.8%
ROICexgc growth 3Y20.72%
ROICexgc growth 5Y9%
ROICexc growth 3Y20.74%
ROICexc growth 5Y9.01%
OM growth 3Y17.79%
OM growth 5Y7.19%
PM growth 3Y11.44%
PM growth 5Y20.21%
GM growth 3Y2.7%
GM growth 5Y-0.75%
F-Score5
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 8.34 | ||
| Debt/EBITDA | 5.3 | ||
| Cap/Depr | 68.52% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 3.93 | ||
| Cash Conversion | 69.47% | ||
| Profit Quality | 95.12% | ||
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.74 | ||
| Altman-Z | 0.95 |
F-Score5
WACC5.07%
ROIC/WACC0.97
Cap/Depr(3y)129.75%
Cap/Depr(5y)102.72%
Cap/Sales(3y)1.8%
Cap/Sales(5y)1.14%
Profit Quality(3y)3321.64%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)573.67%
EPS 3Y18.46%
EPS 5Y22.86%
EPS Q2Q%46.39%
EPS Next Y8.79%
EPS Next 2Y6.23%
EPS Next 3Y5.19%
EPS Next 5YN/A
Revenue 1Y (TTM)17.64%
Revenue growth 3Y5.68%
Revenue growth 5Y2.93%
Sales Q2Q%16.35%
Revenue Next Year11.75%
Revenue Next 2Y7.2%
Revenue Next 3Y4.22%
Revenue Next 5YN/A
EBIT growth 1Y69.8%
EBIT growth 3Y24.48%
EBIT growth 5Y10.33%
EBIT Next Year8.37%
EBIT Next 3Y5.06%
EBIT Next 5Y2.86%
FCF growth 1Y20.65%
FCF growth 3Y4.44%
FCF growth 5Y0.82%
OCF growth 1Y20.52%
OCF growth 3Y4.74%
OCF growth 5Y1.02%
CARMILA / CARM.PA FAQ
Can you provide the ChartMill fundamental rating for CARMILA?
ChartMill assigns a fundamental rating of 6 / 10 to CARM.PA.
What is the valuation status of CARMILA (CARM.PA) stock?
ChartMill assigns a valuation rating of 9 / 10 to CARMILA (CARM.PA). This can be considered as Undervalued.
Can you provide the profitability details for CARMILA?
CARMILA (CARM.PA) has a profitability rating of 8 / 10.
How financially healthy is CARMILA?
The financial health rating of CARMILA (CARM.PA) is 4 / 10.
Can you provide the dividend sustainability for CARM stock?
The dividend rating of CARMILA (CARM.PA) is 6 / 10 and the dividend payout ratio is 50.05%.