CARMILA (CARM.PA) Stock Fundamental Analysis
EPA:CARM - Euronext Paris - Matif - FR0010828137 - REIT - Currency: EUR
CARM gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 42 industry peers in the Diversified REITs industry. CARM has an excellent profitability rating, but there are some minor concerns on its financial health. CARM may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
CARM had positive earnings in the past year.
CARM had a positive operating cash flow in the past year.
Of the past 5 years CARM 4 years were profitable.
Each year in the past 5 years CARM had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CARM (5.24%) is better than 85.71% of its industry peers.
CARM has a Return On Equity of 10.53%. This is amongst the best in the industry. CARM outperforms 90.48% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.91%, CARM belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CARM is in line with the industry average of 3.58%.
The last Return On Invested Capital (4.91%) for CARM is above the 3 year average (3.52%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.24% | ||
| ROE | 10.53% | ||
| ROIC | 4.91% |
ROA(3y)2.69%
ROA(5y)1.6%
ROE(3y)5.18%
ROE(5y)3.03%
ROIC(3y)3.52%
ROIC(5y)3.08%
1.3 Margins
CARM has a better Profit Margin (64.32%) than 71.43% of its industry peers.
In the last couple of years the Profit Margin of CARM has grown nicely.
With an excellent Operating Margin value of 87.92%, CARM belongs to the best of the industry, outperforming 90.48% of the companies in the same industry.
CARM's Operating Margin has improved in the last couple of years.
CARM has a Gross Margin (72.59%) which is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CARM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 87.92% | ||
| PM (TTM) | 64.32% | ||
| GM | 72.59% |
OM growth 3Y17.79%
OM growth 5Y7.19%
PM growth 3Y11.44%
PM growth 5Y20.21%
GM growth 3Y2.7%
GM growth 5Y-0.75%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CARM is destroying value.
CARM has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CARM has more shares outstanding
CARM has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.99, we must say that CARM is in the distress zone and has some risk of bankruptcy.
CARM has a Altman-Z score (0.99) which is comparable to the rest of the industry.
The Debt to FCF ratio of CARM is 8.32, which is on the high side as it means it would take CARM, 8.32 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 8.32, CARM belongs to the top of the industry, outperforming 92.86% of the companies in the same industry.
A Debt/Equity ratio of 0.77 indicates that CARM is somewhat dependend on debt financing.
CARM has a worse Debt to Equity ratio (0.77) than 64.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 8.32 | ||
| Altman-Z | 0.99 |
ROIC/WACC0.96
WACC5.1%
2.3 Liquidity
A Current Ratio of 0.74 indicates that CARM may have some problems paying its short term obligations.
CARM has a Current ratio of 0.74. This is in the better half of the industry: CARM outperforms 61.90% of its industry peers.
A Quick Ratio of 0.74 indicates that CARM may have some problems paying its short term obligations.
The Quick ratio of CARM (0.74) is better than 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.74 |
3. Growth
3.1 Past
CARM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 572.32%, which is quite impressive.
Measured over the past years, CARM shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.86% on average per year.
CARM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 17.64%.
CARM shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.93% yearly.
EPS 1Y (TTM)572.32%
EPS 3Y18.46%
EPS 5Y22.86%
EPS Q2Q%46.39%
Revenue 1Y (TTM)17.64%
Revenue growth 3Y5.68%
Revenue growth 5Y2.93%
Sales Q2Q%16.35%
3.2 Future
Based on estimates for the next years, CARM will show a small growth in Earnings Per Share. The EPS will grow by 4.66% on average per year.
The Revenue is expected to grow by 3.82% on average over the next years.
EPS Next Y6.95%
EPS Next 2Y5.63%
EPS Next 3Y4.66%
EPS Next 5YN/A
Revenue Next Year11.21%
Revenue Next 2Y6.73%
Revenue Next 3Y3.82%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.19, which indicates a rather cheap valuation of CARM.
Compared to the rest of the industry, the Price/Earnings ratio of CARM indicates a rather cheap valuation: CARM is cheaper than 90.48% of the companies listed in the same industry.
CARM is valuated cheaply when we compare the Price/Earnings ratio to 26.84, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 9.52 indicates a reasonable valuation of CARM.
78.57% of the companies in the same industry are more expensive than CARM, based on the Price/Forward Earnings ratio.
CARM is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.19 | ||
| Fwd PE | 9.52 |
4.2 Price Multiples
92.86% of the companies in the same industry are more expensive than CARM, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CARM indicates a rather cheap valuation: CARM is cheaper than 85.71% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.52 | ||
| EV/EBITDA | 10.7 |
4.3 Compensation for Growth
CARM's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of CARM may justify a higher PE ratio.
PEG (NY)1.03
PEG (5Y)0.31
EPS Next 2Y5.63%
EPS Next 3Y4.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.05%, CARM is a good candidate for dividend investing.
CARM's Dividend Yield is rather good when compared to the industry average which is at 5.39. CARM pays more dividend than 88.10% of the companies in the same industry.
CARM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.05% |
5.2 History
The dividend of CARM decreases each year by -4.29%.
Dividend Growth(5Y)-4.29%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
50.04% of the earnings are spent on dividend by CARM. This is a bit on the high side, but may be sustainable.
DP50.04%
EPS Next 2Y5.63%
EPS Next 3Y4.66%
EPA:CARM (8/20/2025, 7:00:00 PM)
17.9
+0.02 (+0.11%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)
Earnings (Next)
Inst Owners29.64%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap2.52B
Analysts78.67
Price Target20.22 (12.96%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.05% |
Yearly Dividend1.21
Dividend Growth(5Y)-4.29%
DP50.04%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.2%
PT rev (3m)-2.1%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)3.93%
Revenue NY rev (3m)3.93%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.19 | ||
| Fwd PE | 9.52 | ||
| P/S | 4.6 | ||
| P/FCF | 7.52 | ||
| P/OCF | 7.45 | ||
| P/B | 0.75 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | 10.7 |
EPS(TTM)2.49
EY13.91%
EPS(NY)1.88
Fwd EY10.5%
FCF(TTM)2.38
FCFY13.3%
OCF(TTM)2.4
OCFY13.42%
SpS3.89
BVpS23.74
TBVpS23.73
PEG (NY)1.03
PEG (5Y)0.31
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.24% | ||
| ROE | 10.53% | ||
| ROCE | 7.65% | ||
| ROIC | 4.91% | ||
| ROICexc | 5% | ||
| ROICexgc | 5% | ||
| OM | 87.92% | ||
| PM (TTM) | 64.32% | ||
| GM | 72.59% | ||
| FCFM | 61.25% |
ROA(3y)2.69%
ROA(5y)1.6%
ROE(3y)5.18%
ROE(5y)3.03%
ROIC(3y)3.52%
ROIC(5y)3.08%
ROICexc(3y)3.79%
ROICexc(5y)3.29%
ROICexgc(3y)3.79%
ROICexgc(5y)3.29%
ROCE(3y)5.48%
ROCE(5y)4.8%
ROICexcg growth 3Y20.72%
ROICexcg growth 5Y9%
ROICexc growth 3Y20.74%
ROICexc growth 5Y9.01%
OM growth 3Y17.79%
OM growth 5Y7.19%
PM growth 3Y11.44%
PM growth 5Y20.21%
GM growth 3Y2.7%
GM growth 5Y-0.75%
F-Score5
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.77 | ||
| Debt/FCF | 8.32 | ||
| Debt/EBITDA | 5.3 | ||
| Cap/Depr | 68.54% | ||
| Cap/Sales | 0.52% | ||
| Interest Coverage | 3.91 | ||
| Cash Conversion | 69.65% | ||
| Profit Quality | 95.22% | ||
| Current Ratio | 0.74 | ||
| Quick Ratio | 0.74 | ||
| Altman-Z | 0.99 |
F-Score5
WACC5.1%
ROIC/WACC0.96
Cap/Depr(3y)129.75%
Cap/Depr(5y)102.72%
Cap/Sales(3y)1.8%
Cap/Sales(5y)1.14%
Profit Quality(3y)3321.64%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)572.32%
EPS 3Y18.46%
EPS 5Y22.86%
EPS Q2Q%46.39%
EPS Next Y6.95%
EPS Next 2Y5.63%
EPS Next 3Y4.66%
EPS Next 5YN/A
Revenue 1Y (TTM)17.64%
Revenue growth 3Y5.68%
Revenue growth 5Y2.93%
Sales Q2Q%16.35%
Revenue Next Year11.21%
Revenue Next 2Y6.73%
Revenue Next 3Y3.82%
Revenue Next 5YN/A
EBIT growth 1Y69.71%
EBIT growth 3Y24.48%
EBIT growth 5Y10.33%
EBIT Next Year6.57%
EBIT Next 3Y4.26%
EBIT Next 5Y2.86%
FCF growth 1Y20.89%
FCF growth 3Y4.44%
FCF growth 5Y0.82%
OCF growth 1Y20.76%
OCF growth 3Y4.74%
OCF growth 5Y1.02%