CARMILA (CARM.PA) Stock Fundamental Analysis

EPA:CARM • FR0010828137

17.58 EUR
0 (0%)
Last: Feb 20, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

6

Taking everything into account, CARM scores 6 out of 10 in our fundamental rating. CARM was compared to 42 industry peers in the Diversified REITs industry. CARM scores excellent on profitability, but there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on CARM.


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • CARM had positive earnings in the past year.
  • CARM had a positive operating cash flow in the past year.
  • Of the past 5 years CARM 4 years were profitable.
  • Each year in the past 5 years CARM had a positive operating cash flow.
CARM.PA Yearly Net Income VS EBIT VS OCF VS FCFCARM.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M 400M

1.2 Ratios

  • CARM's Return On Assets of 5.23% is amongst the best of the industry. CARM outperforms 90.48% of its industry peers.
  • CARM has a Return On Equity of 10.52%. This is amongst the best in the industry. CARM outperforms 92.86% of its industry peers.
  • With an excellent Return On Invested Capital value of 4.91%, CARM belongs to the best of the industry, outperforming 90.48% of the companies in the same industry.
  • Measured over the past 3 years, the Average Return On Invested Capital for CARM is in line with the industry average of 3.46%.
  • The last Return On Invested Capital (4.91%) for CARM is above the 3 year average (3.52%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.23%
ROE 10.52%
ROIC 4.91%
ROA(3y)2.69%
ROA(5y)1.6%
ROE(3y)5.18%
ROE(5y)3.03%
ROIC(3y)3.52%
ROIC(5y)3.08%
CARM.PA Yearly ROA, ROE, ROICCARM.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

1.3 Margins

  • CARM has a better Profit Margin (64.25%) than 73.81% of its industry peers.
  • CARM's Profit Margin has improved in the last couple of years.
  • CARM has a better Operating Margin (87.97%) than 88.10% of its industry peers.
  • In the last couple of years the Operating Margin of CARM has grown nicely.
  • Looking at the Gross Margin, with a value of 72.59%, CARM is in line with its industry, outperforming 52.38% of the companies in the same industry.
  • CARM's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 87.97%
PM (TTM) 64.25%
GM 72.59%
OM growth 3Y17.79%
OM growth 5Y7.19%
PM growth 3Y11.44%
PM growth 5Y20.21%
GM growth 3Y2.7%
GM growth 5Y-0.75%
CARM.PA Yearly Profit, Operating, Gross MarginsCARM.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CARM is destroying value.
  • The number of shares outstanding for CARM has been reduced compared to 1 year ago.
  • The number of shares outstanding for CARM has been increased compared to 5 years ago.
  • CARM has a better debt/assets ratio than last year.
CARM.PA Yearly Shares OutstandingCARM.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M
CARM.PA Yearly Total Debt VS Total AssetsCARM.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.98, we must say that CARM is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of CARM (0.98) is better than 64.29% of its industry peers.
  • The Debt to FCF ratio of CARM is 8.34, which is on the high side as it means it would take CARM, 8.34 years of fcf income to pay off all of its debts.
  • The Debt to FCF ratio of CARM (8.34) is better than 95.24% of its industry peers.
  • A Debt/Equity ratio of 0.77 indicates that CARM is somewhat dependend on debt financing.
  • CARM's Debt to Equity ratio of 0.77 is in line compared to the rest of the industry. CARM outperforms 42.86% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.77
Debt/FCF 8.34
Altman-Z 0.98
ROIC/WACC0.94
WACC5.21%
CARM.PA Yearly LT Debt VS Equity VS FCFCARM.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.3 Liquidity

  • A Current Ratio of 0.74 indicates that CARM may have some problems paying its short term obligations.
  • The Current ratio of CARM (0.74) is better than 66.67% of its industry peers.
  • CARM has a Quick Ratio of 0.74. This is a bad value and indicates that CARM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Quick ratio, with a value of 0.74, CARM is in the better half of the industry, outperforming 69.05% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.74
Quick Ratio 0.74
CARM.PA Yearly Current Assets VS Current LiabilitesCARM.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • CARM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 573.67%, which is quite impressive.
  • CARM shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.86% yearly.
  • The Revenue has grown by 17.64% in the past year. This is quite good.
  • Measured over the past years, CARM shows a small growth in Revenue. The Revenue has been growing by 2.93% on average per year.
EPS 1Y (TTM)573.67%
EPS 3Y18.46%
EPS 5Y22.86%
EPS Q2Q%46.39%
Revenue 1Y (TTM)17.64%
Revenue growth 3Y5.68%
Revenue growth 5Y2.93%
Sales Q2Q%16.35%

3.2 Future

  • The Earnings Per Share is expected to grow by 5.16% on average over the next years.
  • The Revenue is expected to grow by 3.86% on average over the next years.
EPS Next Y8.72%
EPS Next 2Y5.91%
EPS Next 3Y5.16%
EPS Next 5YN/A
Revenue Next Year11.96%
Revenue Next 2Y7.15%
Revenue Next 3Y3.86%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
CARM.PA Yearly Revenue VS EstimatesCARM.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
CARM.PA Yearly EPS VS EstimatesCARM.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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Find the best growth stocksShow best growing peers

9

4. Valuation

4.1 Price/Earnings Ratio

  • CARM is valuated cheaply with a Price/Earnings ratio of 7.06.
  • CARM's Price/Earnings ratio is rather cheap when compared to the industry. CARM is cheaper than 97.62% of the companies in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.99. CARM is valued rather cheaply when compared to this.
  • CARM is valuated reasonably with a Price/Forward Earnings ratio of 9.30.
  • CARM's Price/Forward Earnings ratio is rather cheap when compared to the industry. CARM is cheaper than 85.71% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.02. CARM is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.06
Fwd PE 9.3
CARM.PA Price Earnings VS Forward Price EarningsCARM.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 92.86% of the companies in the same industry are more expensive than CARM, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, CARM is valued cheaper than 85.71% of the companies in the same industry.
Industry RankSector Rank
P/FCF 7.36
EV/EBITDA 10.58
CARM.PA Per share dataCARM.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The excellent profitability rating of CARM may justify a higher PE ratio.
PEG (NY)0.81
PEG (5Y)0.31
EPS Next 2Y5.91%
EPS Next 3Y5.16%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • CARM has a Yearly Dividend Yield of 7.74%, which is a nice return.
  • CARM's Dividend Yield is rather good when compared to the industry average which is at 5.29. CARM pays more dividend than 80.95% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.81, CARM pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.74%

5.2 History

  • The dividend of CARM decreases each year by -4.29%.
Dividend Growth(5Y)-4.29%
Div Incr Years0
Div Non Decr Years0
CARM.PA Yearly Dividends per shareCARM.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2024 0.2 0.4 0.6 0.8

5.3 Sustainability

  • CARM pays out 50.05% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.05%
EPS Next 2Y5.91%
EPS Next 3Y5.16%
CARM.PA Yearly Income VS Free CF VS DividendCARM.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M 300M
CARM.PA Dividend Payout.CARM.PA Dividend Payout, showing the Payout Ratio.CARM.PA Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

CARMILA

EPA:CARM (2/20/2026, 7:00:00 PM)

17.58

0 (0%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-18
Earnings (Next)04-15
Inst Owners34.1%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap2.47B
Revenue(TTM)547.98M
Net Income(TTM)352.10M
Analysts81.43
Price Target20.69 (17.69%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.74%
Yearly Dividend1.21
Dividend Growth(5Y)-4.29%
DP50.05%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.83%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.42%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.19%
Revenue NY rev (3m)0.25%
Valuation
Industry RankSector Rank
PE 7.06
Fwd PE 9.3
P/S 4.5
P/FCF 7.36
P/OCF 7.3
P/B 0.74
P/tB 0.74
EV/EBITDA 10.58
EPS(TTM)2.49
EY14.16%
EPS(NY)1.89
Fwd EY10.75%
FCF(TTM)2.39
FCFY13.59%
OCF(TTM)2.41
OCFY13.7%
SpS3.91
BVpS23.86
TBVpS23.85
PEG (NY)0.81
PEG (5Y)0.31
Graham Number36.56
Profitability
Industry RankSector Rank
ROA 5.23%
ROE 10.52%
ROCE 7.66%
ROIC 4.91%
ROICexc 5%
ROICexgc 5%
OM 87.97%
PM (TTM) 64.25%
GM 72.59%
FCFM 61.12%
ROA(3y)2.69%
ROA(5y)1.6%
ROE(3y)5.18%
ROE(5y)3.03%
ROIC(3y)3.52%
ROIC(5y)3.08%
ROICexc(3y)3.79%
ROICexc(5y)3.29%
ROICexgc(3y)3.79%
ROICexgc(5y)3.29%
ROCE(3y)5.48%
ROCE(5y)4.8%
ROICexgc growth 3Y20.72%
ROICexgc growth 5Y9%
ROICexc growth 3Y20.74%
ROICexc growth 5Y9.01%
OM growth 3Y17.79%
OM growth 5Y7.19%
PM growth 3Y11.44%
PM growth 5Y20.21%
GM growth 3Y2.7%
GM growth 5Y-0.75%
F-Score5
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.77
Debt/FCF 8.34
Debt/EBITDA 5.3
Cap/Depr 68.52%
Cap/Sales 0.52%
Interest Coverage 3.93
Cash Conversion 69.47%
Profit Quality 95.12%
Current Ratio 0.74
Quick Ratio 0.74
Altman-Z 0.98
F-Score5
WACC5.21%
ROIC/WACC0.94
Cap/Depr(3y)129.75%
Cap/Depr(5y)102.72%
Cap/Sales(3y)1.8%
Cap/Sales(5y)1.14%
Profit Quality(3y)3321.64%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)573.67%
EPS 3Y18.46%
EPS 5Y22.86%
EPS Q2Q%46.39%
EPS Next Y8.72%
EPS Next 2Y5.91%
EPS Next 3Y5.16%
EPS Next 5YN/A
Revenue 1Y (TTM)17.64%
Revenue growth 3Y5.68%
Revenue growth 5Y2.93%
Sales Q2Q%16.35%
Revenue Next Year11.96%
Revenue Next 2Y7.15%
Revenue Next 3Y3.86%
Revenue Next 5YN/A
EBIT growth 1Y69.8%
EBIT growth 3Y24.48%
EBIT growth 5Y10.33%
EBIT Next Year8.37%
EBIT Next 3Y5.06%
EBIT Next 5Y2.86%
FCF growth 1Y20.65%
FCF growth 3Y4.44%
FCF growth 5Y0.82%
OCF growth 1Y20.52%
OCF growth 3Y4.74%
OCF growth 5Y1.02%

CARMILA / CARM.PA FAQ

Can you provide the ChartMill fundamental rating for CARMILA?

ChartMill assigns a fundamental rating of 6 / 10 to CARM.PA.


What is the valuation status of CARMILA (CARM.PA) stock?

ChartMill assigns a valuation rating of 9 / 10 to CARMILA (CARM.PA). This can be considered as Undervalued.


Can you provide the profitability details for CARMILA?

CARMILA (CARM.PA) has a profitability rating of 8 / 10.


How financially healthy is CARMILA?

The financial health rating of CARMILA (CARM.PA) is 4 / 10.


Can you provide the dividend sustainability for CARM stock?

The dividend rating of CARMILA (CARM.PA) is 6 / 10 and the dividend payout ratio is 50.05%.