CARMILA (CARM.PA) Fundamental Analysis & Valuation

EPA:CARM • FR0010828137

17.7 EUR
+0.08 (+0.45%)
Last: Mar 4, 2026, 03:59 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership

This CARM.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

5

CARM gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 43 industry peers in the Diversified REITs industry. CARM has an average financial health and profitability rating. CARM is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

6

1. CARM.PA Profitability Analysis

1.1 Basic Checks

  • CARM had positive earnings in the past year.
  • CARM had a positive operating cash flow in the past year.
  • Each year in the past 5 years CARM has been profitable.
  • In the past 5 years CARM always reported a positive cash flow from operatings.
CARM.PA Yearly Net Income VS EBIT VS OCF VS FCFCARM.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M

1.2 Ratios

  • The Return On Assets of CARM (2.77%) is better than 62.79% of its industry peers.
  • CARM's Return On Equity of 5.46% is fine compared to the rest of the industry. CARM outperforms 60.47% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.94%, CARM is in the better half of the industry, outperforming 67.44% of the companies in the same industry.
  • CARM had an Average Return On Invested Capital over the past 3 years of 4.22%. This is in line with the industry average of 3.59%.
Industry RankSector Rank
ROA 2.77%
ROE 5.46%
ROIC 3.94%
ROA(3y)2.49%
ROA(5y)2.77%
ROE(3y)4.91%
ROE(5y)5.34%
ROIC(3y)4.22%
ROIC(5y)3.78%
CARM.PA Yearly ROA, ROE, ROICCARM.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • With a Profit Margin value of 34.10%, CARM perfoms like the industry average, outperforming 53.49% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CARM has declined.
  • CARM has a Operating Margin (62.26%) which is comparable to the rest of the industry.
  • In the last couple of years the Operating Margin of CARM has grown nicely.
  • With a Gross Margin value of 74.12%, CARM perfoms like the industry average, outperforming 55.81% of the companies in the same industry.
  • In the last couple of years the Gross Margin of CARM has grown nicely.
Industry RankSector Rank
OM 62.26%
PM (TTM) 34.1%
GM 74.12%
OM growth 3Y-1.31%
OM growth 5Y4.49%
PM growth 3Y-11.51%
PM growth 5YN/A
GM growth 3Y-0.48%
GM growth 5Y3.28%
CARM.PA Yearly Profit, Operating, Gross MarginsCARM.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50 100

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. CARM.PA Health Analysis

2.1 Basic Checks

  • CARM has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for CARM has been reduced compared to 1 year ago.
  • Compared to 5 years ago, CARM has less shares outstanding
  • CARM has a better debt/assets ratio than last year.
CARM.PA Yearly Shares OutstandingCARM.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M
CARM.PA Yearly Total Debt VS Total AssetsCARM.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • Based on the Altman-Z score of 0.95, we must say that CARM is in the distress zone and has some risk of bankruptcy.
  • CARM has a better Altman-Z score (0.95) than 62.79% of its industry peers.
  • CARM has a debt to FCF ratio of 8.93. This is a slightly negative value and a sign of low solvency as CARM would need 8.93 years to pay back of all of its debts.
  • CARM has a Debt to FCF ratio of 8.93. This is amongst the best in the industry. CARM outperforms 90.70% of its industry peers.
  • A Debt/Equity ratio of 0.75 indicates that CARM is somewhat dependend on debt financing.
  • CARM's Debt to Equity ratio of 0.75 is in line compared to the rest of the industry. CARM outperforms 48.84% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.75
Debt/FCF 8.93
Altman-Z 0.95
ROIC/WACC0.76
WACC5.16%
CARM.PA Yearly LT Debt VS Equity VS FCFCARM.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.3 Liquidity

  • CARM has a Current Ratio of 0.82. This is a bad value and indicates that CARM is not financially healthy enough and could expect problems in meeting its short term obligations.
  • CARM has a Current ratio of 0.82. This is in the better half of the industry: CARM outperforms 72.09% of its industry peers.
  • A Quick Ratio of 0.82 indicates that CARM may have some problems paying its short term obligations.
  • Looking at the Quick ratio, with a value of 0.82, CARM is in the better half of the industry, outperforming 74.42% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 0.82
Quick Ratio 0.82
CARM.PA Yearly Current Assets VS Current LiabilitesCARM.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. CARM.PA Growth Analysis

3.1 Past

  • CARM shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -40.35%.
  • CARM shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.57% yearly.
  • The Revenue has been growing slightly by 7.30% in the past year.
  • The Revenue has been growing slightly by 4.84% on average over the past years.
EPS 1Y (TTM)-40.35%
EPS 3Y-4.57%
EPS 5YN/A
EPS Q2Q%-72.33%
Revenue 1Y (TTM)7.3%
Revenue growth 3Y6.86%
Revenue growth 5Y4.84%
Sales Q2Q%-1.58%

3.2 Future

  • CARM is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.43% yearly.
  • Based on estimates for the next years, CARM will show a small growth in Revenue. The Revenue will grow by 0.03% on average per year.
EPS Next Y3.17%
EPS Next 2Y3.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year2.55%
Revenue Next 2Y0.03%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CARM.PA Yearly Revenue VS EstimatesCARM.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
CARM.PA Yearly EPS VS EstimatesCARM.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.5 1 1.5

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6

4. CARM.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 13.41, which indicates a correct valuation of CARM.
  • CARM's Price/Earnings ratio is a bit cheaper when compared to the industry. CARM is cheaper than 60.47% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of CARM to the average of the S&P500 Index (26.83), we can say CARM is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 9.37, the valuation of CARM can be described as very reasonable.
  • CARM's Price/Forward Earnings ratio is rather cheap when compared to the industry. CARM is cheaper than 86.05% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 24.95, CARM is valued rather cheaply.
Industry RankSector Rank
PE 13.41
Fwd PE 9.37
CARM.PA Price Earnings VS Forward Price EarningsCARM.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 76.74% of the companies in the same industry are more expensive than CARM, based on the Enterprise Value to EBITDA ratio.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CARM indicates a rather cheap valuation: CARM is cheaper than 83.72% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 8.15
EV/EBITDA 15.17
CARM.PA Per share dataCARM.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
  • CARM has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)4.23
PEG (5Y)N/A
EPS Next 2Y3.43%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. CARM.PA Dividend Analysis

5.1 Amount

  • CARM has a Yearly Dividend Yield of 7.51%, which is a nice return.
  • CARM's Dividend Yield is rather good when compared to the industry average which is at 5.12. CARM pays more dividend than 81.40% of the companies in the same industry.
  • CARM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 7.51%

5.2 History

  • The dividend of CARM is nicely growing with an annual growth rate of 19.09%!
Dividend Growth(5Y)19.09%
Div Incr Years0
Div Non Decr Years0
CARM.PA Yearly Dividends per shareCARM.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2024 0.2 0.4 0.6 0.8

5.3 Sustainability

  • CARM pays out 95.08% of its income as dividend. This is not a sustainable payout ratio.
  • The dividend of CARM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP95.08%
EPS Next 2Y3.43%
EPS Next 3YN/A
CARM.PA Yearly Income VS Free CF VS DividendCARM.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M 300M
CARM.PA Dividend Payout.CARM.PA Dividend Payout, showing the Payout Ratio.CARM.PA Dividend Payout.PayoutRetained Earnings

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CARM.PA Fundamentals: All Metrics, Ratios and Statistics

CARMILA

EPA:CARM (3/4/2026, 3:59:54 PM)

17.7

+0.08 (+0.45%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryDiversified REITs
Earnings (Last)02-18
Earnings (Next)04-15
Inst Owners34.1%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap2.48B
Revenue(TTM)543.93M
Net Income(TTM)185.47M
Analysts81.43
Price Target20.46 (15.59%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.51%
Yearly Dividend1.26
Dividend Growth(5Y)19.09%
DP95.08%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-1.14%
PT rev (3m)-2.95%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-0.27%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)0.15%
Valuation
Industry RankSector Rank
PE 13.41
Fwd PE 9.37
P/S 4.56
P/FCF 8.15
P/OCF 7.92
P/B 0.73
P/tB 0.73
EV/EBITDA 15.17
EPS(TTM)1.32
EY7.46%
EPS(NY)1.89
Fwd EY10.68%
FCF(TTM)2.17
FCFY12.27%
OCF(TTM)2.24
OCFY12.63%
SpS3.88
BVpS24.21
TBVpS24.19
PEG (NY)4.23
PEG (5Y)N/A
Graham Number26.81
Profitability
Industry RankSector Rank
ROA 2.77%
ROE 5.46%
ROCE 5.36%
ROIC 3.94%
ROICexc 3.96%
ROICexgc 3.96%
OM 62.26%
PM (TTM) 34.1%
GM 74.12%
FCFM 55.99%
ROA(3y)2.49%
ROA(5y)2.77%
ROE(3y)4.91%
ROE(5y)5.34%
ROIC(3y)4.22%
ROIC(5y)3.78%
ROICexc(3y)4.48%
ROICexc(5y)4.01%
ROICexgc(3y)4.48%
ROICexgc(5y)4.01%
ROCE(3y)5.74%
ROCE(5y)5.15%
ROICexgc growth 3Y3.82%
ROICexgc growth 5Y7.41%
ROICexc growth 3Y3.83%
ROICexc growth 5Y7.42%
OM growth 3Y-1.31%
OM growth 5Y4.49%
PM growth 3Y-11.51%
PM growth 5YN/A
GM growth 3Y-0.48%
GM growth 5Y3.28%
F-Score7
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.75
Debt/FCF 8.93
Debt/EBITDA 7.52
Cap/Depr 703.33%
Cap/Sales 1.63%
Interest Coverage 3.72
Cash Conversion 92.2%
Profit Quality 164.2%
Current Ratio 0.82
Quick Ratio 0.82
Altman-Z 0.95
F-Score7
WACC5.16%
ROIC/WACC0.76
Cap/Depr(3y)292.77%
Cap/Depr(5y)236.94%
Cap/Sales(3y)1.16%
Cap/Sales(5y)1.43%
Profit Quality(3y)3329.79%
Profit Quality(5y)2052.62%
High Growth Momentum
Growth
EPS 1Y (TTM)-40.35%
EPS 3Y-4.57%
EPS 5YN/A
EPS Q2Q%-72.33%
EPS Next Y3.17%
EPS Next 2Y3.43%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)7.3%
Revenue growth 3Y6.86%
Revenue growth 5Y4.84%
Sales Q2Q%-1.58%
Revenue Next Year2.55%
Revenue Next 2Y0.03%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-25.54%
EBIT growth 3Y5.46%
EBIT growth 5Y9.55%
EBIT Next Year0.41%
EBIT Next 3Y1.35%
EBIT Next 5Y1.22%
FCF growth 1Y3.85%
FCF growth 3Y-0.21%
FCF growth 5Y12.75%
OCF growth 1Y5.78%
OCF growth 3Y-0.93%
OCF growth 5Y13.27%

CARMILA / CARM.PA FAQ

Can you provide the ChartMill fundamental rating for CARMILA?

ChartMill assigns a fundamental rating of 5 / 10 to CARM.PA.


What is the valuation status of CARMILA (CARM.PA) stock?

ChartMill assigns a valuation rating of 6 / 10 to CARMILA (CARM.PA). This can be considered as Fairly Valued.


Can you provide the profitability details for CARMILA?

CARMILA (CARM.PA) has a profitability rating of 6 / 10.


How financially healthy is CARMILA?

The financial health rating of CARMILA (CARM.PA) is 5 / 10.


Can you provide the dividend sustainability for CARM stock?

The dividend rating of CARMILA (CARM.PA) is 6 / 10 and the dividend payout ratio is 95.08%.