CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - FRA:CAR - FR0000120172 - Common Stock
13.4 EUR
+0.01 (+0.04%)
Taking everything into account, CAR scores 4 out of 10 in our fundamental rating. CAR was compared to 23 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CAR have multiple concerns. CAR has a bad growth rate and is valued cheaply.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
CAR had a positive operating cash flow in the past year.
In the past 5 years CAR has always been profitable.
CAR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.31%, CAR is doing worse than 73.91% of the companies in the same industry.
CAR has a worse Return On Equity (7.00%) than 69.57% of its industry peers.
With a Return On Invested Capital value of 4.89%, CAR is not doing good in the industry: 65.22% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 9.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
With a Profit Margin value of 0.83%, CAR is not doing good in the industry: 73.91% of the companies in the same industry are doing better.
CAR's Profit Margin has declined in the last couple of years.
CAR has a worse Operating Margin (2.55%) than 69.57% of its industry peers.
CAR's Operating Margin has declined in the last couple of years.
CAR has a Gross Margin of 19.44%. This is in the lower half of the industry: CAR underperforms 69.57% of its industry peers.
In the last couple of years the Gross Margin of CAR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAR is still creating some value.
Compared to 1 year ago, CAR has less shares outstanding
CAR has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CAR has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.07 indicates that CAR is not a great score, but indicates only limited risk for bankruptcy at the moment.
CAR has a Altman-Z score of 2.07. This is amonst the worse of the industry: CAR underperforms 82.61% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
The Debt to FCF ratio of CAR (10.30) is worse than 60.87% of its industry peers.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CAR has dependencies on debt financing.
CAR has a Debt to Equity ratio of 1.63. This is amonst the worse of the industry: CAR underperforms 86.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.27
WACC3.85%
2.3 Liquidity
A Current Ratio of 0.90 indicates that CAR may have some problems paying its short term obligations.
CAR has a better Current ratio (0.90) than 60.87% of its industry peers.
A Quick Ratio of 0.63 indicates that CAR may have some problems paying its short term obligations.
With a decent Quick ratio value of 0.63, CAR is doing good in the industry, outperforming 69.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
Measured over the past years, CAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
CAR shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
Measured over the past years, CAR shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.66% on average over the next years. This is quite good.
CAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.66%
Revenue Next Year3.09%
Revenue Next 2Y1.94%
Revenue Next 3Y1.86%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.12, the valuation of CAR can be described as reasonable.
Based on the Price/Earnings ratio, CAR is valued cheaply inside the industry as 91.30% of the companies are valued more expensively.
CAR is valuated cheaply when we compare the Price/Earnings ratio to 27.77, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 7.58 indicates a rather cheap valuation of CAR.
91.30% of the companies in the same industry are more expensive than CAR, based on the Price/Forward Earnings ratio.
CAR is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.23, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.12 | ||
| Fwd PE | 7.58 |
4.2 Price Multiples
82.61% of the companies in the same industry are more expensive than CAR, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaper than 95.65% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.48 | ||
| EV/EBITDA | 5.28 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.76%
EPS Next 3Y6.53%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 6.91%, CAR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.76, CAR pays a better dividend. On top of this CAR pays more dividend than 95.65% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.36, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
5.2 History
The dividend of CAR is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
The dividend of CAR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
FRA:CAR (10/21/2025, 7:00:00 PM)
13.4
+0.01 (+0.04%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.87B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts73.91
Price Target14.83 (10.67%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.39%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-7.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-0.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.12 | ||
| Fwd PE | 7.58 | ||
| P/S | 0.11 | ||
| P/FCF | 4.48 | ||
| P/OCF | 2.54 | ||
| P/B | 0.96 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.28 |
EPS(TTM)1.47
EY10.97%
EPS(NY)1.77
Fwd EY13.19%
FCF(TTM)2.99
FCFY22.33%
OCF(TTM)5.28
OCFY39.44%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.85%
ROIC/WACC1.27
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.66%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.09%
Revenue Next 2Y1.94%
Revenue Next 3Y1.86%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.75%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%