CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - FRA:CAR - FR0000120172 - Common Stock
12.945 EUR
-0.51 (-3.79%)
Taking everything into account, CAR scores 4 out of 10 in our fundamental rating. CAR was compared to 23 industry peers in the Consumer Staples Distribution & Retail industry. CAR has a bad profitability rating. Also its financial health evaluation is rather negative. CAR is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
In the past year CAR had a positive cash flow from operations.
CAR had positive earnings in each of the past 5 years.
CAR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of CAR (1.31%) is worse than 73.91% of its industry peers.
Looking at the Return On Equity, with a value of 7.00%, CAR is doing worse than 69.57% of the companies in the same industry.
The Return On Invested Capital of CAR (4.89%) is worse than 65.22% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 9.23%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR's Profit Margin of 0.83% is on the low side compared to the rest of the industry. CAR is outperformed by 73.91% of its industry peers.
CAR's Profit Margin has declined in the last couple of years.
Looking at the Operating Margin, with a value of 2.55%, CAR is doing worse than 69.57% of the companies in the same industry.
CAR's Operating Margin has declined in the last couple of years.
CAR has a Gross Margin of 19.44%. This is in the lower half of the industry: CAR underperforms 69.57% of its industry peers.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAR is still creating some value.
The number of shares outstanding for CAR has been reduced compared to 1 year ago.
CAR has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CAR has a worse debt to assets ratio.
2.2 Solvency
CAR has an Altman-Z score of 2.07. This is not the best score and indicates that CAR is in the grey zone with still only limited risk for bankruptcy at the moment.
CAR has a Altman-Z score of 2.07. This is amonst the worse of the industry: CAR underperforms 82.61% of its industry peers.
The Debt to FCF ratio of CAR is 10.30, which is on the high side as it means it would take CAR, 10.30 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 10.30, CAR is not doing good in the industry: 60.87% of the companies in the same industry are doing better.
CAR has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CAR's Debt to Equity ratio of 1.63 is on the low side compared to the rest of the industry. CAR is outperformed by 86.96% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.28
WACC3.83%
2.3 Liquidity
CAR has a Current Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR's Current ratio of 0.90 is fine compared to the rest of the industry. CAR outperforms 60.87% of its industry peers.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
CAR has a Quick ratio of 0.63. This is in the better half of the industry: CAR outperforms 69.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
CAR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -20.11%.
CAR shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.23% yearly.
Looking at the last year, CAR shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.66% on average over the next years. This is quite good.
CAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.66%
Revenue Next Year3.09%
Revenue Next 2Y1.94%
Revenue Next 3Y1.86%
Revenue Next 5Y0.59%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.81 indicates a reasonable valuation of CAR.
91.30% of the companies in the same industry are more expensive than CAR, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.83, CAR is valued rather cheaply.
A Price/Forward Earnings ratio of 7.33 indicates a rather cheap valuation of CAR.
Based on the Price/Forward Earnings ratio, CAR is valued cheaper than 91.30% of the companies in the same industry.
CAR is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.82, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.81 | ||
| Fwd PE | 7.33 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAR is valued cheaper than 82.61% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaply inside the industry as 95.65% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.33 | ||
| EV/EBITDA | 5.21 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.76%
EPS Next 3Y6.53%
5. Dividend
5.1 Amount
CAR has a Yearly Dividend Yield of 6.91%, which is a nice return.
CAR's Dividend Yield is rather good when compared to the industry average which is at 3.76. CAR pays more dividend than 95.65% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.34, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
5.2 History
The dividend of CAR is nicely growing with an annual growth rate of 46.20%!
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
FRA:CAR (10/23/2025, 7:00:00 PM)
12.945
-0.51 (-3.79%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.53B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts73.91
Price Target14.83 (14.56%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.91% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-2.39%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-7.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-0.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.81 | ||
| Fwd PE | 7.33 | ||
| P/S | 0.11 | ||
| P/FCF | 4.33 | ||
| P/OCF | 2.45 | ||
| P/B | 0.92 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.21 |
EPS(TTM)1.47
EY11.36%
EPS(NY)1.77
Fwd EY13.65%
FCF(TTM)2.99
FCFY23.11%
OCF(TTM)5.28
OCFY40.82%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.83%
ROIC/WACC1.28
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.66%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.09%
Revenue Next 2Y1.94%
Revenue Next 3Y1.86%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.75%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CAR.DE FAQ
What is the fundamental rating for CAR stock?
ChartMill assigns a fundamental rating of 4 / 10 to CAR.DE.
Can you provide the valuation status for CARREFOUR SA?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CAR.DE). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CAR.DE) stock?
CARREFOUR SA (CAR.DE) has a profitability rating of 2 / 10.
Can you provide the financial health for CAR stock?
The financial health rating of CARREFOUR SA (CAR.DE) is 3 / 10.
Is the dividend of CARREFOUR SA sustainable?
The dividend rating of CARREFOUR SA (CAR.DE) is 6 / 10 and the dividend payout ratio is 112.47%.