CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - FRA:CAR - FR0000120172 - Common Stock
13.255 EUR
-0.27 (-2.03%)
Taking everything into account, CAR scores 3 out of 10 in our fundamental rating. CAR was compared to 21 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CAR have multiple concerns. CAR is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CAR was profitable.
CAR had a positive operating cash flow in the past year.
CAR had positive earnings in each of the past 5 years.
In the past 5 years CAR always reported a positive cash flow from operatings.
1.2 Ratios
CAR's Return On Assets of 1.31% is on the low side compared to the rest of the industry. CAR is outperformed by 76.19% of its industry peers.
CAR has a Return On Equity of 7.00%. This is in the lower half of the industry: CAR underperforms 71.43% of its industry peers.
CAR has a Return On Invested Capital of 4.89%. This is in the lower half of the industry: CAR underperforms 66.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 9.40%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR has a worse Profit Margin (0.83%) than 76.19% of its industry peers.
In the last couple of years the Profit Margin of CAR has declined.
CAR's Operating Margin of 2.55% is on the low side compared to the rest of the industry. CAR is outperformed by 71.43% of its industry peers.
CAR's Operating Margin has declined in the last couple of years.
CAR has a Gross Margin of 19.44%. This is in the lower half of the industry: CAR underperforms 71.43% of its industry peers.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAR is creating some value.
CAR has less shares outstanding than it did 1 year ago.
CAR has less shares outstanding than it did 5 years ago.
The debt/assets ratio for CAR is higher compared to a year ago.
2.2 Solvency
CAR has an Altman-Z score of 2.07. This is not the best score and indicates that CAR is in the grey zone with still only limited risk for bankruptcy at the moment.
CAR has a Altman-Z score of 2.07. This is amonst the worse of the industry: CAR underperforms 80.95% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 10.30, CAR is doing worse than 61.90% of the companies in the same industry.
CAR has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CAR has a worse Debt to Equity ratio (1.63) than 90.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.07 |
ROIC/WACC1.27
WACC3.85%
2.3 Liquidity
CAR has a Current Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.90, CAR perfoms like the industry average, outperforming 57.14% of the companies in the same industry.
CAR has a Quick Ratio of 0.90. This is a bad value and indicates that CAR is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of CAR (0.63) is better than 71.43% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
CAR shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
Based on estimates for the next years, CAR will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.53% on average per year.
Based on estimates for the next years, CAR will show a small growth in Revenue. The Revenue will grow by 0.59% on average per year.
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 9.02, the valuation of CAR can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 90.48% of the companies listed in the same industry.
CAR's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.89.
CAR is valuated cheaply with a Price/Forward Earnings ratio of 7.45.
90.48% of the companies in the same industry are more expensive than CAR, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 34.59. CAR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.02 | ||
| Fwd PE | 7.45 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAR is valued cheaply inside the industry as 80.95% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaper than 85.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.43 | ||
| EV/EBITDA | 5.3 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y5.13%
EPS Next 3Y6.46%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.07%, CAR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.91, CAR pays a better dividend. On top of this CAR pays more dividend than 100.00% of the companies listed in the same industry.
CAR's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.07% |
5.2 History
On average, the dividend of CAR grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CAR pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
The dividend of CAR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
FRA:CAR (11/14/2025, 7:00:00 PM)
13.255
-0.27 (-2.03%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.76B
Revenue(TTM)87.27B
Net Income(TTM)722.00M
Analysts75.65
Price Target14.82 (11.81%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.07% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.11%
PT rev (3m)0.68%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.99%
EPS NY rev (3m)-6.07%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.42%
Revenue NY rev (3m)-1.75%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.02 | ||
| Fwd PE | 7.45 | ||
| P/S | 0.11 | ||
| P/FCF | 4.43 | ||
| P/OCF | 2.51 | ||
| P/B | 0.95 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.3 |
EPS(TTM)1.47
EY11.09%
EPS(NY)1.78
Fwd EY13.42%
FCF(TTM)2.99
FCFY22.57%
OCF(TTM)5.28
OCFY39.87%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Graham Number21.52
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexgc growth 3Y-3.95%
ROICexgc growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.07 |
F-Score6
WACC3.85%
ROIC/WACC1.27
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.43%
EPS Next 2Y5.13%
EPS Next 3Y6.46%
EPS Next 5Y9.53%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year1.62%
Revenue Next 2Y1.34%
Revenue Next 3Y1.72%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y26.8%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%
CARREFOUR SA / CAR.DE FAQ
What is the fundamental rating for CAR stock?
ChartMill assigns a fundamental rating of 3 / 10 to CAR.DE.
Can you provide the valuation status for CARREFOUR SA?
ChartMill assigns a valuation rating of 7 / 10 to CARREFOUR SA (CAR.DE). This can be considered as Undervalued.
How profitable is CARREFOUR SA (CAR.DE) stock?
CARREFOUR SA (CAR.DE) has a profitability rating of 2 / 10.
Can you provide the financial health for CAR stock?
The financial health rating of CARREFOUR SA (CAR.DE) is 2 / 10.
Is the dividend of CARREFOUR SA sustainable?
The dividend rating of CARREFOUR SA (CAR.DE) is 6 / 10 and the dividend payout ratio is 112.47%.