CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
Europe - FRA:CAR - FR0000120172 - Common Stock
12.145 EUR
+0 (+0.04%)
Overall CAR gets a fundamental rating of 4 out of 10. We evaluated CAR against 22 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CAR have multiple concerns. CAR is valued quite cheap, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
CAR had a positive operating cash flow in the past year.
CAR had positive earnings in each of the past 5 years.
In the past 5 years CAR always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of CAR (1.31%) is worse than 68.18% of its industry peers.
CAR has a worse Return On Equity (7.00%) than 63.64% of its industry peers.
Looking at the Return On Invested Capital, with a value of 4.89%, CAR is in line with its industry, outperforming 40.91% of the companies in the same industry.
CAR had an Average Return On Invested Capital over the past 3 years of 5.21%. This is below the industry average of 9.17%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
The Profit Margin of CAR (0.83%) is worse than 68.18% of its industry peers.
In the last couple of years the Profit Margin of CAR has declined.
CAR has a Operating Margin of 2.55%. This is in the lower half of the industry: CAR underperforms 63.64% of its industry peers.
CAR's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 19.44%, CAR is in line with its industry, outperforming 40.91% of the companies in the same industry.
In the last couple of years the Gross Margin of CAR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CAR is still creating some value.
CAR has less shares outstanding than it did 1 year ago.
The number of shares outstanding for CAR has been reduced compared to 5 years ago.
Compared to 1 year ago, CAR has a worse debt to assets ratio.
2.2 Solvency
CAR has an Altman-Z score of 2.06. This is not the best score and indicates that CAR is in the grey zone with still only limited risk for bankruptcy at the moment.
CAR has a Altman-Z score of 2.06. This is amonst the worse of the industry: CAR underperforms 81.82% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
With a Debt to FCF ratio value of 10.30, CAR perfoms like the industry average, outperforming 50.00% of the companies in the same industry.
A Debt/Equity ratio of 1.63 is on the high side and indicates that CAR has dependencies on debt financing.
CAR has a Debt to Equity ratio of 1.63. This is in the lower half of the industry: CAR underperforms 77.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.06 |
ROIC/WACC1.24
WACC3.94%
2.3 Liquidity
A Current Ratio of 0.90 indicates that CAR may have some problems paying its short term obligations.
The Current ratio of CAR (0.90) is comparable to the rest of the industry.
A Quick Ratio of 0.63 indicates that CAR may have some problems paying its short term obligations.
CAR has a Quick ratio of 0.63. This is in the better half of the industry: CAR outperforms 68.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
Measured over the past years, CAR shows a decrease in Earnings Per Share. The EPS has been decreasing by -5.23% on average per year.
Looking at the last year, CAR shows a small growth in Revenue. The Revenue has grown by 2.78% in the last year.
The Revenue has been growing slightly by 3.31% on average over the past years.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.01% on average over the next years. This is quite good.
CAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.01%
Revenue Next Year3.18%
Revenue Next 2Y1.9%
Revenue Next 3Y1.91%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.26 indicates a reasonable valuation of CAR.
Compared to the rest of the industry, the Price/Earnings ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 95.45% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.38. CAR is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 6.87, the valuation of CAR can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 95.45% of the companies listed in the same industry.
CAR is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.86, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.26 | ||
| Fwd PE | 6.87 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAR is valued cheaply inside the industry as 90.91% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, CAR is valued cheaply inside the industry as 100.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.06 | ||
| EV/EBITDA | 5.08 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y4.76%
EPS Next 3Y6.53%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.58%, CAR is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.06, CAR pays a better dividend. On top of this CAR pays more dividend than 95.45% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.58% |
5.2 History
On average, the dividend of CAR grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
CAR pays out 112.47% of its income as dividend. This is not a sustainable payout ratio.
The dividend of CAR is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
FRA:CAR (9/19/2025, 7:00:00 PM)
12.145
+0 (+0.04%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners38.91%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap8.94B
Analysts73.91
Price Target14.83 (22.11%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.58% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.08%
PT rev (3m)2.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.03%
EPS NY rev (3m)-7.9%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.02%
Revenue NY rev (3m)-0.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.26 | ||
| Fwd PE | 6.87 | ||
| P/S | 0.1 | ||
| P/FCF | 4.06 | ||
| P/OCF | 2.3 | ||
| P/B | 0.87 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.08 |
EPS(TTM)1.47
EY12.1%
EPS(NY)1.77
Fwd EY14.55%
FCF(TTM)2.99
FCFY24.64%
OCF(TTM)5.28
OCFY43.51%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.06 |
F-Score6
WACC3.94%
ROIC/WACC1.24
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-7.27%
EPS Next 2Y4.76%
EPS Next 3Y6.53%
EPS Next 5Y9.01%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.18%
Revenue Next 2Y1.9%
Revenue Next 3Y1.91%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year104.72%
EBIT Next 3Y30.73%
EBIT Next 5Y25.46%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%