CARREFOUR SA (CAR.DE) Stock Fundamental Analysis
FRA:CAR - FR0000120172 - Common Stock
12.37 EUR
-0.04 (-0.36%)
Overall CAR gets a fundamental rating of 4 out of 10. We evaluated CAR against 27 industry peers in the Consumer Staples Distribution & Retail industry. Both the profitability and financial health of CAR have multiple concerns. CAR is cheap, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
CAR had positive earnings in the past year.
In the past year CAR had a positive cash flow from operations.
Each year in the past 5 years CAR has been profitable.
CAR had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CAR has a Return On Assets of 1.31%. This is in the lower half of the industry: CAR underperforms 70.37% of its industry peers.
Looking at the Return On Equity, with a value of 7.00%, CAR is doing worse than 66.67% of the companies in the same industry.
With a Return On Invested Capital value of 4.89%, CAR is not doing good in the industry: 66.67% of the companies in the same industry are doing better.
The Average Return On Invested Capital over the past 3 years for CAR is below the industry average of 9.66%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROIC | 4.89% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
1.3 Margins
CAR has a Profit Margin of 0.83%. This is in the lower half of the industry: CAR underperforms 70.37% of its industry peers.
In the last couple of years the Profit Margin of CAR has declined.
CAR has a Operating Margin of 2.55%. This is in the lower half of the industry: CAR underperforms 66.67% of its industry peers.
In the last couple of years the Operating Margin of CAR has declined.
CAR has a Gross Margin of 19.44%. This is in the lower half of the industry: CAR underperforms 62.96% of its industry peers.
CAR's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% |
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAR is creating some value.
CAR has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, CAR has less shares outstanding
The debt/assets ratio for CAR is higher compared to a year ago.
2.2 Solvency
CAR has an Altman-Z score of 2.06. This is not the best score and indicates that CAR is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of CAR (2.06) is worse than 81.48% of its industry peers.
CAR has a debt to FCF ratio of 10.30. This is a negative value and a sign of low solvency as CAR would need 10.30 years to pay back of all of its debts.
CAR's Debt to FCF ratio of 10.30 is in line compared to the rest of the industry. CAR outperforms 40.74% of its industry peers.
CAR has a Debt/Equity ratio of 1.63. This is a high value indicating a heavy dependency on external financing.
CAR has a Debt to Equity ratio of 1.63. This is amonst the worse of the industry: CAR underperforms 85.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Altman-Z | 2.06 |
ROIC/WACC1.16
WACC4.21%
2.3 Liquidity
A Current Ratio of 0.90 indicates that CAR may have some problems paying its short term obligations.
CAR has a Current ratio (0.90) which is in line with its industry peers.
A Quick Ratio of 0.63 indicates that CAR may have some problems paying its short term obligations.
CAR's Quick ratio of 0.63 is fine compared to the rest of the industry. CAR outperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 |
3. Growth
3.1 Past
The earnings per share for CAR have decreased strongly by -20.11% in the last year.
The Earnings Per Share has been decreasing by -5.23% on average over the past years.
CAR shows a small growth in Revenue. In the last year, the Revenue has grown by 2.78%.
Measured over the past years, CAR shows a small growth in Revenue. The Revenue has been growing by 3.31% on average per year.
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
3.2 Future
CAR is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.01% yearly.
CAR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.59% yearly.
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y9.01%
Revenue Next Year3.16%
Revenue Next 2Y2.13%
Revenue Next 3Y2.14%
Revenue Next 5Y0.59%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.41, which indicates a very decent valuation of CAR.
88.89% of the companies in the same industry are more expensive than CAR, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.08, CAR is valued rather cheaply.
CAR is valuated cheaply with a Price/Forward Earnings ratio of 6.77.
Based on the Price/Forward Earnings ratio, CAR is valued cheaply inside the industry as 96.30% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.72, CAR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.41 | ||
| Fwd PE | 6.77 |
4.2 Price Multiples
81.48% of the companies in the same industry are more expensive than CAR, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CAR indicates a rather cheap valuation: CAR is cheaper than 96.30% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 4.13 | ||
| EV/EBITDA | 5.12 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.54%
EPS Next 3Y7.89%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 7.41%, CAR is a good candidate for dividend investing.
CAR's Dividend Yield is rather good when compared to the industry average which is at 3.69. CAR pays more dividend than 100.00% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.35, CAR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.41% |
5.2 History
On average, the dividend of CAR grows each year by 46.20%, which is quite nice.
Dividend Growth(5Y)46.2%
Div Incr Years5
Div Non Decr Years5
5.3 Sustainability
112.47% of the earnings are spent on dividend by CAR. This is not a sustainable payout ratio.
CAR's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP112.47%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
FRA:CAR (8/29/2025, 7:00:00 PM)
12.37
-0.04 (-0.36%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners31.49%
Inst Owner ChangeN/A
Ins Owners8.67%
Ins Owner ChangeN/A
Market Cap9.11B
Analysts73.91
Price Target14.84 (19.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 7.41% |
Yearly Dividend0.9
Dividend Growth(5Y)46.2%
DP112.47%
Div Incr Years5
Div Non Decr Years5
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.86%
PT rev (3m)3.04%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-6%
EPS NY rev (3m)-6%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.26%
Revenue NY rev (3m)-0.28%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.41 | ||
| Fwd PE | 6.77 | ||
| P/S | 0.1 | ||
| P/FCF | 4.13 | ||
| P/OCF | 2.34 | ||
| P/B | 0.88 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.12 |
EPS(TTM)1.47
EY11.88%
EPS(NY)1.83
Fwd EY14.77%
FCF(TTM)2.99
FCFY24.19%
OCF(TTM)5.28
OCFY42.72%
SpS118.52
BVpS14
TBVpS-0.02
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.31% | ||
| ROE | 7% | ||
| ROCE | 7.41% | ||
| ROIC | 4.89% | ||
| ROICexc | 5.9% | ||
| ROICexgc | 9.7% | ||
| OM | 2.55% | ||
| PM (TTM) | 0.83% | ||
| GM | 19.44% | ||
| FCFM | 2.52% |
ROA(3y)2.2%
ROA(5y)2.04%
ROE(3y)11.05%
ROE(5y)9.98%
ROIC(3y)5.21%
ROIC(5y)5.49%
ROICexc(3y)6.65%
ROICexc(5y)6.85%
ROICexgc(3y)11.61%
ROICexgc(5y)12.06%
ROCE(3y)7.6%
ROCE(5y)7.95%
ROICexcg growth 3Y-3.95%
ROICexcg growth 5Y1.91%
ROICexc growth 3Y-3.8%
ROICexc growth 5Y0.62%
OM growth 3Y-6.03%
OM growth 5Y-2.23%
PM growth 3Y-17.8%
PM growth 5Y-11.44%
GM growth 3Y-2.16%
GM growth 5Y-2.18%
F-Score6
Asset Turnover1.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.63 | ||
| Debt/FCF | 10.3 | ||
| Debt/EBITDA | 3.56 | ||
| Cap/Depr | 67.36% | ||
| Cap/Sales | 1.93% | ||
| Interest Coverage | 3.84 | ||
| Cash Conversion | 82.28% | ||
| Profit Quality | 305.13% | ||
| Current Ratio | 0.9 | ||
| Quick Ratio | 0.63 | ||
| Altman-Z | 2.06 |
F-Score6
WACC4.21%
ROIC/WACC1.16
Cap/Depr(3y)79.29%
Cap/Depr(5y)75.11%
Cap/Sales(3y)2.16%
Cap/Sales(5y)2.17%
Profit Quality(3y)226.12%
Profit Quality(5y)232.65%
High Growth Momentum
Growth
EPS 1Y (TTM)-20.11%
EPS 3Y3.08%
EPS 5Y-5.23%
EPS Q2Q%-30.43%
EPS Next Y-5.35%
EPS Next 2Y6.54%
EPS Next 3Y7.89%
EPS Next 5Y9.01%
Revenue 1Y (TTM)2.78%
Revenue growth 3Y6.74%
Revenue growth 5Y3.31%
Sales Q2Q%2.8%
Revenue Next Year3.16%
Revenue Next 2Y2.13%
Revenue Next 3Y2.14%
Revenue Next 5Y0.59%
EBIT growth 1Y-2.29%
EBIT growth 3Y0.3%
EBIT growth 5Y1.01%
EBIT Next Year111.22%
EBIT Next 3Y33.28%
EBIT Next 5Y25.46%
FCF growth 1Y-8.78%
FCF growth 3Y6.54%
FCF growth 5Y9.79%
OCF growth 1Y-12.01%
OCF growth 3Y4.68%
OCF growth 5Y5.28%