CALERES INC (CAL) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CAL - US1295001044 - Common Stock
13.5 USD
-0.23 (-1.68%)
13.5 USD
0 (0%)
CAL gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 121 industry peers in the Specialty Retail industry. There are concerns on the financial health of CAL while its profitability can be described as average. CAL has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CAL was profitable.
- CAL had a positive operating cash flow in the past year.
- Of the past 5 years CAL 4 years were profitable.
- Each year in the past 5 years CAL had a positive operating cash flow.
1.2 Ratios
- CAL's Return On Assets of 0.97% is in line compared to the rest of the industry. CAL outperforms 52.89% of its industry peers.
- CAL's Return On Equity of 3.28% is in line compared to the rest of the industry. CAL outperforms 57.85% of its industry peers.
- CAL has a Return On Invested Capital (3.57%) which is in line with its industry peers.
- CAL had an Average Return On Invested Capital over the past 3 years of 13.19%. This is in line with the industry average of 12.37%.
- The 3 year average ROIC (13.19%) for CAL is well above the current ROIC(3.57%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
- CAL's Profit Margin of 0.75% is in line compared to the rest of the industry. CAL outperforms 52.89% of its industry peers.
- CAL's Profit Margin has improved in the last couple of years.
- CAL has a Operating Margin (2.30%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of CAL has grown nicely.
- CAL's Gross Margin of 43.28% is fine compared to the rest of the industry. CAL outperforms 65.29% of its industry peers.
- In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAL is creating some value.
- The number of shares outstanding for CAL has been reduced compared to 1 year ago.
- Compared to 5 years ago, CAL has less shares outstanding
- CAL has a worse debt/assets ratio than last year.
2.2 Solvency
- CAL has an Altman-Z score of 1.92. This is not the best score and indicates that CAL is in the grey zone with still only limited risk for bankruptcy at the moment.
- CAL has a Altman-Z score (1.92) which is in line with its industry peers.
- The Debt to FCF ratio of CAL is 32.29, which is on the high side as it means it would take CAL, 32.29 years of fcf income to pay off all of its debts.
- The Debt to FCF ratio of CAL (32.29) is comparable to the rest of the industry.
- CAL has a Debt/Equity ratio of 0.58. This is a neutral value indicating CAL is somewhat dependend on debt financing.
- The Debt to Equity ratio of CAL (0.58) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.92 |
ROIC/WACC0.36
WACC9.94%
2.3 Liquidity
- A Current Ratio of 1.06 indicates that CAL should not have too much problems paying its short term obligations.
- With a Current ratio value of 1.06, CAL is not doing good in the industry: 70.25% of the companies in the same industry are doing better.
- CAL has a Quick Ratio of 1.06. This is a bad value and indicates that CAL is not financially healthy enough and could expect problems in meeting its short term obligations.
- CAL's Quick ratio of 0.33 is on the low side compared to the rest of the industry. CAL is outperformed by 66.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
- CAL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -58.90%.
- CAL shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.39% yearly.
- Looking at the last year, CAL shows a very negative growth in Revenue. The Revenue has decreased by -21.45% in the last year.
- Measured over the past years, CAL shows a decrease in Revenue. The Revenue has been decreasing by -1.40% on average per year.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
- The Earnings Per Share is expected to grow by 2.08% on average over the next years.
- The Revenue is expected to decrease by -0.04% on average over the next years.
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year1.77%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 8.60, the valuation of CAL can be described as very reasonable.
- Based on the Price/Earnings ratio, CAL is valued cheaper than 92.56% of the companies in the same industry.
- CAL's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.94.
- With a Price/Forward Earnings ratio of 6.67, the valuation of CAL can be described as very cheap.
- Based on the Price/Forward Earnings ratio, CAL is valued cheaper than 98.35% of the companies in the same industry.
- CAL is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.94, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.6 | ||
| Fwd PE | 6.67 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CAL is valued cheaper than 94.21% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CAL is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 41.55 | ||
| EV/EBITDA | 3.47 |
4.3 Compensation for Growth
- CAL has a very decent profitability rating, which may justify a higher PE ratio.
- CAL's earnings are expected to decrease with -7.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.92
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 2.03%, CAL has a reasonable but not impressive dividend return.
- CAL's Dividend Yield is a higher than the industry average which is at 2.08.
- Compared to an average S&P500 Dividend Yield of 1.83, CAL has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.03% |
5.2 History
- The dividend of CAL has a limited annual growth rate of 0.25%.
- CAL has paid a dividend for at least 10 years, which is a reliable track record.
- CAL has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
- 46.69% of the earnings are spent on dividend by CAL. This is a bit on the high side, but may be sustainable.
- The dividend of CAL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP46.69%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
13.5
-0.23 (-1.68%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-09 2025-12-09/bmo
Earnings (Next)05-27 2026-05-27
Inst Owners102.06%
Inst Owner Change0.29%
Ins Owners4.06%
Ins Owner Change2.33%
Market Cap456.84M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (28.44%)
Short Float %17.13%
Short Ratio5.5
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.03% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)-10.53%
PT rev (3m)-10.53%
EPS NQ rev (1m)-179.48%
EPS NQ rev (3m)-232.93%
EPS NY rev (1m)-44.4%
EPS NY rev (3m)-50.6%
Revenue NQ rev (1m)-0.22%
Revenue NQ rev (3m)-0.48%
Revenue NY rev (1m)1.88%
Revenue NY rev (3m)1.88%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.6 | ||
| Fwd PE | 6.67 | ||
| P/S | 0.17 | ||
| P/FCF | 41.55 | ||
| P/OCF | 6.61 | ||
| P/B | 0.74 | ||
| P/tB | 1.1 | ||
| EV/EBITDA | 3.47 |
EPS(TTM)1.57
EY11.63%
EPS(NY)2.02
Fwd EY14.99%
FCF(TTM)0.32
FCFY2.41%
OCF(TTM)2.04
OCFY15.14%
SpS79.85
BVpS18.23
TBVpS12.22
PEG (NY)N/A
PEG (5Y)0.92
Graham Number25.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROCE | 5.39% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.65% | ||
| ROICexgc | 4.24% | ||
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% | ||
| FCFM | 0.41% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 93.84% | ||
| Cap/Sales | 2.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.67% | ||
| Profit Quality | 54.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 | ||
| Altman-Z | 1.92 |
F-Score5
WACC9.94%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-70.53%
EPS Next 2Y-21.58%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year1.77%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-35.02%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 4 / 10 to CAL.
What is the valuation status for CAL stock?
ChartMill assigns a valuation rating of 6 / 10 to CALERES INC (CAL). This can be considered as Fairly Valued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the financial health for CAL stock?
The financial health rating of CALERES INC (CAL) is 3 / 10.
What is the expected EPS growth for CALERES INC (CAL) stock?
The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -70.53% in the next year.