CALERES INC (CAL) Stock Fundamental Analysis
NYSE:CAL - US1295001044 - Common Stock
15.72 USD
+0.02 (+0.13%)
CAL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 123 industry peers in the Specialty Retail industry. CAL scores excellent on profitability, but there are concerns on its financial health. CAL has a bad growth rate and is valued cheaply. CAL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CAL had positive earnings in the past year.
CAL had a positive operating cash flow in the past year.
CAL had positive earnings in 4 of the past 5 years.
In the past 5 years CAL always reported a positive cash flow from operatings.
1.2 Ratios
CAL has a better Return On Assets (5.77%) than 73.17% of its industry peers.
Looking at the Return On Equity, with a value of 18.20%, CAL is in the better half of the industry, outperforming 77.24% of the companies in the same industry.
With a decent Return On Invested Capital value of 10.64%, CAL is doing good in the industry, outperforming 74.80% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for CAL is in line with the industry average of 11.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.77% | ||
| ROE | 18.2% | ||
| ROIC | 10.64% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of CAL (3.30%) is better than 70.73% of its industry peers.
In the last couple of years the Profit Margin of CAL has grown nicely.
With a decent Operating Margin value of 5.14%, CAL is doing good in the industry, outperforming 69.11% of the companies in the same industry.
CAL's Operating Margin has improved in the last couple of years.
CAL has a better Gross Margin (44.97%) than 71.54% of its industry peers.
CAL's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.14% | ||
| PM (TTM) | 3.3% | ||
| GM | 44.97% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAL is creating some value.
The number of shares outstanding for CAL has been reduced compared to 1 year ago.
The number of shares outstanding for CAL has been reduced compared to 5 years ago.
Compared to 1 year ago, CAL has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 2.66 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.66, CAL is in line with its industry, outperforming 56.91% of the companies in the same industry.
The Debt to FCF ratio of CAL is 3541.10, which is on the high side as it means it would take CAL, 3541.10 years of fcf income to pay off all of its debts.
CAL has a Debt to FCF ratio (3541.10) which is in line with its industry peers.
CAL has a Debt/Equity ratio of 0.43. This is a healthy value indicating a solid balance between debt and equity.
CAL's Debt to Equity ratio of 0.43 is in line compared to the rest of the industry. CAL outperforms 53.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | 3541.1 | ||
| Altman-Z | 2.66 |
ROIC/WACC1.09
WACC9.73%
2.3 Liquidity
A Current Ratio of 1.10 indicates that CAL should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.10, CAL is doing worse than 68.29% of the companies in the same industry.
CAL has a Quick Ratio of 1.10. This is a bad value and indicates that CAL is not financially healthy enough and could expect problems in meeting its short term obligations.
CAL has a Quick ratio of 0.35. This is in the lower half of the industry: CAL underperforms 66.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.1 | ||
| Quick Ratio | 0.35 |
3. Growth
3.1 Past
The earnings per share for CAL have decreased strongly by -35.70% in the last year.
The Earnings Per Share has been growing by 9.39% on average over the past years. This is quite good.
CAL shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 18.59%.
The Revenue has been decreasing by -1.40% on average over the past years.
EPS 1Y (TTM)-35.7%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-75%
Revenue 1Y (TTM)18.59%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%-6.82%
3.2 Future
Based on estimates for the next years, CAL will show a small growth in Earnings Per Share. The EPS will grow by 2.08% on average per year.
Based on estimates for the next years, CAL will show a decrease in Revenue. The Revenue will decrease by -0.04% on average per year.
EPS Next Y-30.01%
EPS Next 2Y-6.13%
EPS Next 3Y-1.01%
EPS Next 5Y2.08%
Revenue Next Year-2.38%
Revenue Next 2Y-0.16%
Revenue Next 3Y0.81%
Revenue Next 5Y-0.04%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.98 indicates a rather cheap valuation of CAL.
96.75% of the companies in the same industry are more expensive than CAL, based on the Price/Earnings ratio.
CAL is valuated cheaply when we compare the Price/Earnings ratio to 27.06, which is the current average of the S&P500 Index.
CAL is valuated cheaply with a Price/Forward Earnings ratio of 5.42.
CAL's Price/Forward Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 97.56% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.69, CAL is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.98 | ||
| Fwd PE | 5.42 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CAL indicates a rather cheap valuation: CAL is cheaper than 97.56% of the companies listed in the same industry.
CAL's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7278.59 | ||
| EV/EBITDA | 2.17 |
4.3 Compensation for Growth
CAL has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.64
EPS Next 2Y-6.13%
EPS Next 3Y-1.01%
5. Dividend
5.1 Amount
CAL has a Yearly Dividend Yield of 1.97%.
CAL's Dividend Yield is rather good when compared to the industry average which is at 5.22. CAL pays more dividend than 81.30% of the companies in the same industry.
CAL's Dividend Yield is comparable with the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.97% |
5.2 History
The dividend of CAL has a limited annual growth rate of 0.25%.
CAL has been paying a dividend for at least 10 years, so it has a reliable track record.
CAL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
CAL pays out 8.73% of its income as dividend. This is a sustainable payout ratio.
The dividend of CAL is growing, but earnings are growing more, so the dividend growth is sustainable.
DP8.73%
EPS Next 2Y-6.13%
EPS Next 3Y-1.01%
NYSE:CAL (9/8/2025, 9:30:01 AM)
15.72
+0.02 (+0.13%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners101.56%
Inst Owner Change1.77%
Ins Owners3.93%
Ins Owner Change11.02%
Market Cap531.34M
Analysts76.67
Price Target19.89 (26.53%)
Short Float %17.87%
Short Ratio7.99
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.97% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP8.73%
Div Incr Years0
Div Non Decr Years26
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-3.48%
Min EPS beat(2)-40.32%
Max EPS beat(2)33.36%
EPS beat(4)1
Avg EPS beat(4)-12.03%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)3
Avg EPS beat(8)-4.72%
EPS beat(12)6
Avg EPS beat(12)-2.54%
EPS beat(16)10
Avg EPS beat(16)13.7%
Revenue beat(2)0
Avg Revenue beat(2)-2.72%
Min Revenue beat(2)-3.21%
Max Revenue beat(2)-2.24%
Revenue beat(4)0
Avg Revenue beat(4)-3.58%
Min Revenue beat(4)-6.53%
Max Revenue beat(4)-2.24%
Revenue beat(8)0
Avg Revenue beat(8)-2.71%
Revenue beat(12)1
Avg Revenue beat(12)-2.31%
Revenue beat(16)4
Avg Revenue beat(16)-0.84%
PT rev (1m)0%
PT rev (3m)6.36%
EPS NQ rev (1m)0%
EPS NQ rev (3m)2.28%
EPS NY rev (1m)0%
EPS NY rev (3m)-25%
Revenue NQ rev (1m)-0.07%
Revenue NQ rev (3m)0.3%
Revenue NY rev (1m)1.35%
Revenue NY rev (3m)-0.22%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.98 | ||
| Fwd PE | 5.42 | ||
| P/S | 0.16 | ||
| P/FCF | 7278.59 | ||
| P/OCF | 8.45 | ||
| P/B | 0.88 | ||
| P/tB | 1.28 | ||
| EV/EBITDA | 2.17 |
EPS(TTM)2.63
EY16.73%
EPS(NY)2.9
Fwd EY18.44%
FCF(TTM)0
FCFY0.01%
OCF(TTM)1.86
OCFY11.84%
SpS98.72
BVpS17.9
TBVpS12.3
PEG (NY)N/A
PEG (5Y)0.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 5.77% | ||
| ROE | 18.2% | ||
| ROCE | 15.07% | ||
| ROIC | 10.64% | ||
| ROICexc | 10.89% | ||
| ROICexgc | 12.65% | ||
| OM | 5.14% | ||
| PM (TTM) | 3.3% | ||
| GM | 44.97% | ||
| FCFM | 0% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexcg growth 3Y-17.97%
ROICexcg growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score6
Asset Turnover1.75
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.43 | ||
| Debt/FCF | 3541.1 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 108.86% | ||
| Cap/Sales | 1.88% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 27.46% | ||
| Profit Quality | 0.07% | ||
| Current Ratio | 1.1 | ||
| Quick Ratio | 0.35 | ||
| Altman-Z | 2.66 |
F-Score6
WACC9.73%
ROIC/WACC1.09
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-35.7%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-75%
EPS Next Y-30.01%
EPS Next 2Y-6.13%
EPS Next 3Y-1.01%
EPS Next 5Y2.08%
Revenue 1Y (TTM)18.59%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%-6.82%
Revenue Next Year-2.38%
Revenue Next 2Y-0.16%
Revenue Next 3Y0.81%
Revenue Next 5Y-0.04%
EBIT growth 1Y-12.19%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year11.23%
EBIT Next 3Y3.94%
EBIT Next 5Y6.27%
FCF growth 1Y-99.91%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-56.22%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%