CALERES INC (CAL) Stock Fundamental Analysis
NYSE:CAL • US1295001044
12.2 USD
+0.39 (+3.3%)
At close: Feb 17, 2026
12.2 USD
0 (0%)
After Hours: 2/17/2026, 8:04:00 PM
We assign a fundamental rating of 5 out of 10 to CAL. CAL was compared to 121 industry peers in the Specialty Retail industry. While CAL is still in line with the averages on profitability rating, there are concerns on its financial health. CAL has a bad growth rate and is valued cheaply. CAL also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- CAL had positive earnings in the past year.
- CAL had a positive operating cash flow in the past year.
- CAL had positive earnings in 4 of the past 5 years.
- CAL had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CAL has a Return On Assets (0.97%) which is in line with its industry peers.
- CAL has a Return On Equity (3.28%) which is comparable to the rest of the industry.
- CAL has a Return On Invested Capital of 3.57%. This is comparable to the rest of the industry: CAL outperforms 53.72% of its industry peers.
- CAL had an Average Return On Invested Capital over the past 3 years of 13.19%. This is in line with the industry average of 12.08%.
- The 3 year average ROIC (13.19%) for CAL is well above the current ROIC(3.57%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROIC | 3.57% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 0.75%, CAL is in line with its industry, outperforming 52.07% of the companies in the same industry.
- CAL's Profit Margin has improved in the last couple of years.
- CAL has a Operating Margin (2.30%) which is in line with its industry peers.
- In the last couple of years the Operating Margin of CAL has grown nicely.
- CAL has a better Gross Margin (43.28%) than 63.64% of its industry peers.
- In the last couple of years the Gross Margin of CAL has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% |
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAL is creating some value.
- The number of shares outstanding for CAL has been reduced compared to 1 year ago.
- CAL has less shares outstanding than it did 5 years ago.
- CAL has a worse debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 1.90 indicates that CAL is not a great score, but indicates only limited risk for bankruptcy at the moment.
- CAL has a Altman-Z score (1.90) which is comparable to the rest of the industry.
- CAL has a debt to FCF ratio of 32.29. This is a negative value and a sign of low solvency as CAL would need 32.29 years to pay back of all of its debts.
- The Debt to FCF ratio of CAL (32.29) is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.58 indicates that CAL is somewhat dependend on debt financing.
- CAL has a Debt to Equity ratio (0.58) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Altman-Z | 1.9 |
ROIC/WACC0.36
WACC9.92%
2.3 Liquidity
- CAL has a Current Ratio of 1.06. This is a normal value and indicates that CAL is financially healthy and should not expect problems in meeting its short term obligations.
- CAL has a worse Current ratio (1.06) than 69.42% of its industry peers.
- A Quick Ratio of 0.33 indicates that CAL may have some problems paying its short term obligations.
- CAL has a Quick ratio of 0.33. This is in the lower half of the industry: CAL underperforms 67.77% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 |
3. Growth
3.1 Past
- The earnings per share for CAL have decreased strongly by -58.90% in the last year.
- Measured over the past years, CAL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.39% on average per year.
- CAL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.45%.
- The Revenue has been decreasing by -1.40% on average over the past years.
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
3.2 Future
- Based on estimates for the next years, CAL will show a small growth in Earnings Per Share. The EPS will grow by 2.08% on average per year.
- CAL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -0.04% yearly.
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue Next Year3.71%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 7.77, the valuation of CAL can be described as very cheap.
- CAL's Price/Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 95.04% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.16. CAL is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 7.23 indicates a rather cheap valuation of CAL.
- CAL's Price/Forward Earnings ratio is rather cheap when compared to the industry. CAL is cheaper than 97.52% of the companies in the same industry.
- CAL's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.10.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.77 | ||
| Fwd PE | 7.23 |
4.2 Price Multiples
- 95.87% of the companies in the same industry are more expensive than CAL, based on the Enterprise Value to EBITDA ratio.
- CAL's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.62 | ||
| EV/EBITDA | 2.95 |
4.3 Compensation for Growth
- CAL has a very decent profitability rating, which may justify a higher PE ratio.
- CAL's earnings are expected to decrease with -7.96% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.83
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
5. Dividend
5.1 Amount
- CAL has a Yearly Dividend Yield of 2.41%.
- Compared to an average industry Dividend Yield of 2.26, CAL pays a better dividend. On top of this CAL pays more dividend than 80.99% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, CAL pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.41% |
5.2 History
- The dividend of CAL has a limited annual growth rate of 0.25%.
- CAL has paid a dividend for at least 10 years, which is a reliable track record.
- CAL has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.25%
Div Incr Years0
Div Non Decr Years26
5.3 Sustainability
- CAL pays out 46.69% of its income as dividend. This is a bit on the high side, but may be sustainable.
- CAL's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP46.69%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
12.2
+0.39 (+3.3%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)12-09 2025-12-09/bmo
Earnings (Next)05-27 2026-05-27
Inst Owners102.06%
Inst Owner Change2.36%
Ins Owners4.06%
Ins Owner Change2.34%
Market Cap413.58M
Revenue(TTM)2.70B
Net Income(TTM)20.25M
Analysts76.67
Price Target17.34 (42.13%)
Short Float %14.15%
Short Ratio5.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.41% |
Yearly Dividend0.28
Dividend Growth(5Y)0.25%
DP46.69%
Div Incr Years0
Div Non Decr Years26
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-30.19%
Min EPS beat(2)-38.12%
Max EPS beat(2)-22.26%
EPS beat(4)1
Avg EPS beat(4)-16.84%
Min EPS beat(4)-40.32%
Max EPS beat(4)33.36%
EPS beat(8)1
Avg EPS beat(8)-14.13%
EPS beat(12)4
Avg EPS beat(12)-8%
EPS beat(16)8
Avg EPS beat(16)0.07%
Revenue beat(2)1
Avg Revenue beat(2)0.55%
Min Revenue beat(2)-0.68%
Max Revenue beat(2)1.77%
Revenue beat(4)1
Avg Revenue beat(4)-1.09%
Min Revenue beat(4)-3.21%
Max Revenue beat(4)1.77%
Revenue beat(8)1
Avg Revenue beat(8)-1.97%
Revenue beat(12)1
Avg Revenue beat(12)-2.24%
Revenue beat(16)3
Avg Revenue beat(16)-1.24%
PT rev (1m)0%
PT rev (3m)-10.53%
EPS NQ rev (1m)-5.5%
EPS NQ rev (3m)-240.24%
EPS NY rev (1m)-40.62%
EPS NY rev (3m)-66.99%
Revenue NQ rev (1m)-0.2%
Revenue NQ rev (3m)-0.68%
Revenue NY rev (1m)1.91%
Revenue NY rev (3m)3.83%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.77 | ||
| Fwd PE | 7.23 | ||
| P/S | 0.15 | ||
| P/FCF | 37.62 | ||
| P/OCF | 5.98 | ||
| P/B | 0.67 | ||
| P/tB | 1 | ||
| EV/EBITDA | 2.95 |
EPS(TTM)1.57
EY12.87%
EPS(NY)1.69
Fwd EY13.83%
FCF(TTM)0.32
FCFY2.66%
OCF(TTM)2.04
OCFY16.72%
SpS79.71
BVpS18.19
TBVpS12.2
PEG (NY)N/A
PEG (5Y)0.83
Graham Number25.35
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.97% | ||
| ROE | 3.28% | ||
| ROCE | 5.39% | ||
| ROIC | 3.57% | ||
| ROICexc | 3.65% | ||
| ROICexgc | 4.24% | ||
| OM | 2.3% | ||
| PM (TTM) | 0.75% | ||
| GM | 43.28% | ||
| FCFM | 0.41% |
ROA(3y)8%
ROA(5y)1.53%
ROE(3y)29.28%
ROE(5y)-18.01%
ROIC(3y)13.19%
ROIC(5y)N/A
ROICexc(3y)13.49%
ROICexc(5y)N/A
ROICexgc(3y)16.41%
ROICexgc(5y)N/A
ROCE(3y)18.87%
ROCE(5y)N/A
ROICexgc growth 3Y-17.97%
ROICexgc growth 5Y7.88%
ROICexc growth 3Y-16.7%
ROICexc growth 5Y11.74%
OM growth 3Y-10.14%
OM growth 5Y6.49%
PM growth 3Y-7.2%
PM growth 5Y12.79%
GM growth 3Y0.52%
GM growth 5Y2.06%
F-Score5
Asset Turnover1.3
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 32.29 | ||
| Debt/EBITDA | 2.86 | ||
| Cap/Depr | 93.84% | ||
| Cap/Sales | 2.15% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 55.67% | ||
| Profit Quality | 54.29% | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.33 | ||
| Altman-Z | 1.9 |
F-Score5
WACC9.92%
ROIC/WACC0.36
Cap/Depr(3y)105.11%
Cap/Depr(5y)79.57%
Cap/Sales(3y)1.94%
Cap/Sales(5y)1.55%
Profit Quality(3y)59.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-58.9%
EPS 3Y-8.47%
EPS 5Y9.39%
EPS Q2Q%-45.53%
EPS Next Y-82.5%
EPS Next 2Y-28.4%
EPS Next 3Y-7.96%
EPS Next 5Y2.08%
Revenue 1Y (TTM)-21.45%
Revenue growth 3Y-0.66%
Revenue growth 5Y-1.4%
Sales Q2Q%6.63%
Revenue Next Year3.71%
Revenue Next 2Y2.93%
Revenue Next 3Y3.46%
Revenue Next 5Y-0.04%
EBIT growth 1Y-71.89%
EBIT growth 3Y-10.74%
EBIT growth 5Y5%
EBIT Next Year-14.54%
EBIT Next 3Y8.36%
EBIT Next 5Y6.27%
FCF growth 1Y-93.92%
FCF growth 3Y-28.44%
FCF growth 5Y-15.2%
OCF growth 1Y-70.79%
OCF growth 3Y-14.69%
OCF growth 5Y-9.35%
CALERES INC / CAL FAQ
Can you provide the ChartMill fundamental rating for CALERES INC?
ChartMill assigns a fundamental rating of 5 / 10 to CAL.
What is the valuation status for CAL stock?
ChartMill assigns a valuation rating of 7 / 10 to CALERES INC (CAL). This can be considered as Undervalued.
What is the profitability of CAL stock?
CALERES INC (CAL) has a profitability rating of 6 / 10.
Can you provide the financial health for CAL stock?
The financial health rating of CALERES INC (CAL) is 3 / 10.
What is the expected EPS growth for CALERES INC (CAL) stock?
The Earnings per Share (EPS) of CALERES INC (CAL) is expected to decline by -82.5% in the next year.