CREDIT ACCEPTANCE CORP (CACC) Forecast, Price Target & Analyst Ratings

NASDAQ:CACC • US2253101016

447.79 USD

-46.21 (-9.35%)

At close: Mar 13, 2026

445 USD

-2.79 (-0.62%)

After Hours: 3/13/2026, 8:13:07 PM

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for CREDIT ACCEPTANCE CORP (CACC).

Consensus Price Target

Price Target

$476.00

+ 6.30% Upside

→ Price target details

Next Earnings Forecast

Earnings Estimate

Release Date: Apr 28, 2026
Period: Q1 / 2026
EPS Estimate: $11.01
Revenue Estimate: 589.76M

→ Full earnings forecast details

ChartMill Buy Consensus

Rating

47.50%

Weighted Analyst Rating Score

→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target

$476.00

Upside

+ 6.30%

From current price of $447.79 to mean target of $476.00, Based on 8 analyst forecasts

Low

$459.55

Median

$479.40

High

$498.75

Price Target Revisions

1 Month

0.00%

3 Months

1.89%

Price Target Summary

8 Wall Street analysts provided a forecast for the next 12 months for CACC. The average price target is 476 USD. This implies a price increase of 6.3% is expected in the next year compared to the current price of 447.79.

The average price target has been revised upward by 1.89% in the past 3 months.

→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

Analyst Ratings History

Analyst Ratings Consensus

ChartMill Buy Consensus

47.50%

CACC was analyzed by 8 analysts. The buy percentage consensus is at 48. So analysts seem to be rather neutral about CACC.

In the previous month the buy percentage consensus was at a similar level.

CACC was analyzed by 8 analysts. More opinions would make the average more meaningful.

→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

Date	Firm	Action	From → To
2026-01-30	TD Cowen	Maintains	Hold -> Hold
2025-10-31	TD Cowen	Maintains	Sell -> Sell
2025-01-31	Stephens & Co.	Maintains	Equal-Weight -> Equal-Weight
2024-11-01	TD Cowen	Maintains	Sell -> Sell
2024-08-01	TD Cowen	Maintains	Sell -> Sell
2024-05-02	TD Cowen	Maintains	Sell -> Sell
2023-11-01	TD Cowen	Initiate	Underperform
2023-10-31	BMO Capital	Maintains	Market Perform -> Market Perform
2023-10-31	Stephens & Co.	Reiterate	Equal-Weight -> Equal-Weight
2023-05-02	Stephens & Co.	Maintains	Equal-Weight
2023-05-02	Credit Suisse	Maintains	Underperform
2023-03-09	Stephens & Co.	Reiterate	Equal-Weight
2023-02-01	BMO Capital	Maintains	Market Perform
2022-11-03	BMO Capital	Maintains	Market Perform
2022-11-02	Stephens & Co.	Maintains	Equal-Weight
2022-11-02	Credit Suisse	Maintains	Underperform
2022-08-02	Credit Suisse	Maintains	Underperform
2022-05-03	Credit Suisse	Maintains	Underperform
2022-02-01	BMO Capital	Maintains	Market Perform
2021-11-02	JMP Securities	Maintains	Market Underperform
2021-11-02	Stephens & Co.	Maintains	Equal-Weight
2021-11-02	Credit Suisse	Maintains	Underperform
2021-07-30	Credit Suisse	Maintains	Underperform
2021-07-06	Credit Suisse	Maintains	Underperform
2021-05-03	BMO Capital	Maintains	Market Perform

Next Earnings Forecast Details

Next Earnings Details

Release Date: Apr 28, 2026
Period: Q1 / 2026
EPS Estimate: $11.01
Revenue Estimate: 589.76M
Revenue Q2Q: 3.27%
EPS Q2Q: 17.72%
Number of Analysts: 5

Next Earnings Revisions

Revenue (1 Month)

0.00%

Revenue (3 Months)

9.31%

EPS (1 Month)

0.02%

EPS (3 Months)

4.10%

Next Earnings Summary

CACC is expected to report earnings on 4/28/2026. The consensus EPS estimate for the next earnings is 11.01 USD and the consensus revenue estimate is 589.76M USD.

The next earnings revenue estimate has been revised upward by 9.31% in the past 3 months. Upward revisions are a positive sign and indicate that analysts are more optimistic about the next earnings compared to 3 months ago.

→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

	2023	2024	2025	2026	2027
Revenue YoY % growth	1.902B 3.79%	2.162B 13.70%	2.317B 7.16%	2.374B 2.45%	2.459B 3.58%
EBITDA YoY % growth	662.5M -26.71%	800.5M 20.83%	1.13B 41.20%	957.88M -15.25%	N/A
EBIT YoY % growth	635.9M -27.60%	772.7M 21.51%	1.104B 42.84%	1.091B -1.15%	1.178B 7.97%
Operating Margin	33.43%	35.73%	47.63%	45.96%	47.91%
EPS YoY % growth	22.02 -43.47%	38.53 74.98%	36.13 -6.23%	45.61 26.24%	52.21 14.47%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

	Q1 / 26	Q2 / 26	Q3 / 26	Q4 / 26	Q1 / 27	Q2 / 27	Q3 / 27	Q4 / 27
EPS Q2Q % growth	11.01 17.72%	11.34 32.47%	10.73 15.37%	11.21 25.71%	11.39 3.45%	11.38 0.35%	10.83 0.97%	11.94 6.49%
Revenue Q2Q % growth	589.76M 3.27%	593.64M 1.69%	544.1M -6.58%	547.18M -5.64%	594.97M 0.88%	599.76M 1.03%	604.55M 11.11%	613.12M 12.05%
EBITDA Q2Q % growth	256.22M -3.13%	238.68M -12.57%	237.76M -20.93%	225.22M -32.41%	N/A	N/A	N/A	N/A
EBIT Q2Q % growth	266.53M 3.47%	290.09M 11.87%	281.01M 0.29%	248.47M -18.96%	312.53M 17.26%	297.84M 2.67%	259.18M -7.77%	246.94M -0.62%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year

N/A

EPS Next 5 Year

N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year

N/A

Revenue Next 5 Year

N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year

N/A

EBIT Next 5 Year

N/A

→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

CREDIT ACCEPTANCE CORP / CACC Forecast FAQ

What do analysts expect the price target to be for CREDIT ACCEPTANCE CORP (CACC)?

8 analysts have analysed CACC and the average price target is 476 USD. This implies a price increase of 6.3% is expected in the next year compared to the current price of 447.79.

When does CREDIT ACCEPTANCE CORP (CACC) report earnings?

CREDIT ACCEPTANCE CORP (CACC) will report earnings on 2026-04-28, after the market close.

What are the consensus estimates for CACC stock next earnings?

The consensus EPS estimate for the next earnings of CREDIT ACCEPTANCE CORP (CACC) is 11.01 USD and the consensus revenue estimate is 589.76M USD.

Can you provide the consensus rating for CREDIT ACCEPTANCE CORP stock?

The consensus rating for CREDIT ACCEPTANCE CORP (CACC) is 47.5 / 100 . This indicates that analysts generally have a neutral outlook on the stock.

Analyst forecast overview

Forecast Snapshot