CREDIT ACCEPTANCE CORP (CACC) Forecast, Price Target & Analyst Ratings

NASDAQ:CACC • US2253101016

Current stock price

416.51 USD
-3.09 (-0.74%)
At close:
418.5 USD
+1.99 (+0.48%)
Pre-Market:

Analyst forecast overview

View the latest analyst price targets, stock forecast, EPS estimates, revenue projections, revisions, full estimates, rating distribution and upgrades/downgrades for CREDIT ACCEPTANCE CORP (CACC).

Forecast Snapshot

Consensus Price Target

Price Target
$476.00
+ 14.28% Upside
→ Price target details

Next Earnings Forecast

Earnings Estimate
Release Date
Apr 28, 2026
Period
Q1 / 2026
EPS Estimate
$11.01
Revenue Estimate
589.76M
→ Full earnings forecast details

ChartMill Buy Consensus

Rating
47.50%
Weighted Analyst Rating Score
→ Analyst Ratings details

Price Target Details & History

Consensus Price Target and Range

Mean target
$476.00
Upside
+ 14.28%
From current price of $416.51 to mean target of $476.00, Based on 8 analyst forecasts
Low
$459.55
Median
$479.40
High
$498.75

Price Target Revisions

1 Month
0.00%
3 Months
1.89%

Price Target Summary

8 Wall Street analysts provided a forecast for the next 12 months for CACC. The average price target is 476 USD. This implies a price increase of 14.28% is expected in the next year compared to the current price of 416.51.
The average price target has been revised upward by 1.89% in the past 3 months.
→ Find peer stocks trading 30% below analyst price target

Analyst Ratings & History

Current Analyst Ratings

CACC Current Analyst RatingCACC Current Analyst Buy, Sell and Hold Ratings.Current Analyst Rating Strong Buy Buy Hold Sell Strong Sell 1 2 3 4

Analyst Ratings History

CACC Historical Analyst RatingsCACC Historical Analyst Buy, Sell and Hold Ratings and number of analysts.Historical Monthly Analyst Rating -19 -17 -15 -13 -11 -9 -7 -5 -3 -1 2 4 6 8

Analyst Ratings Consensus

ChartMill Buy Consensus
47.50%
CACC was analyzed by 8 analysts. The buy percentage consensus is at 48. So analysts seem to be rather neutral about CACC.
In the previous month the buy percentage consensus was at a similar level.
CACC was analyzed by 8 analysts. More opinions would make the average more meaningful.
→ Find peer stocks with a buy consensus above 85%

Recent Upgrades & Downgrades

DateFirmActionFrom → To
2026-01-30TD CowenMaintains Hold -> Hold
2025-10-31TD CowenMaintains Sell -> Sell
2025-01-31Stephens & Co.Maintains Equal-Weight -> Equal-Weight
2024-11-01TD CowenMaintains Sell -> Sell
2024-08-01TD CowenMaintains Sell -> Sell
2024-05-02TD CowenMaintains Sell -> Sell
2023-11-01TD CowenInitiate Underperform
2023-10-31BMO CapitalMaintains Market Perform -> Market Perform
2023-10-31Stephens & Co.Reiterate Equal-Weight -> Equal-Weight
2023-05-02Stephens & Co.Maintains Equal-Weight
2023-05-02Credit SuisseMaintains Underperform
2023-03-09Stephens & Co.Reiterate Equal-Weight
2023-02-01BMO CapitalMaintains Market Perform
2022-11-03BMO CapitalMaintains Market Perform
2022-11-02Stephens & Co.Maintains Equal-Weight
2022-11-02Credit SuisseMaintains Underperform
2022-08-02Credit SuisseMaintains Underperform
2022-05-03Credit SuisseMaintains Underperform
2022-02-01BMO CapitalMaintains Market Perform
2021-11-02JMP SecuritiesMaintains Market Underperform
2021-11-02Stephens & Co.Maintains Equal-Weight
2021-11-02Credit SuisseMaintains Underperform
2021-07-30Credit SuisseMaintains Underperform
2021-07-06Credit SuisseMaintains Underperform
2021-05-03BMO CapitalMaintains Market Perform

Next Earnings Forecast Details

Next Earnings Details

Release Date
Apr 28, 2026
Period
Q1 / 2026
EPS Estimate
$11.01
Revenue Estimate
589.76M
Revenue Q2Q
3.27%
EPS Q2Q
17.72%
Number of Analysts
5

Next Earnings Revisions

Revenue (1 Month)
0.00%
Revenue (3 Months)
9.31%
EPS (1 Month)
0.00%
EPS (3 Months)
4.10%

Next Earnings Summary

CACC is expected to report earnings on 4/28/2026. The consensus EPS estimate for the next earnings is 11.01 USD and the consensus revenue estimate is 589.76M USD.
The next earnings revenue estimate has been revised upward by 9.31% in the past 3 months. Upward revisions are a positive sign and indicate that analysts are more optimistic about the next earnings compared to 3 months ago.
→ Find peers expecting at least 20% revenue growth next quarter

Full Analyst Estimates 2026 - 2027

Yearly Earnings Per Share (EPS), Revenue, EBIT, EBITDA and Operating Margin Analyst Estimates

2023 2024 2025 2026 2027
Revenue
YoY % growth
CACC revenue by date.CACC revenue by date.
1.902B
3.79%		2.162B
13.70%		2.317B
7.16%		2.374B
2.45%		2.459B
3.58%
EBITDA
YoY % growth
CACC ebitda by date.CACC ebitda by date.
662.5M
-26.71%		800.5M
20.83%		1.13B
41.20%		957.88M
-15.25%		N/A
EBIT
YoY % growth
CACC ebit by date.CACC ebit by date.
635.9M
-27.60%		772.7M
21.51%		1.104B
42.84%		1.091B
-1.15%		1.178B
7.97%
Operating Margin
CACC operating margin by date.CACC operating margin by date.
33.43%35.73%47.63%45.96%47.91%
EPS
YoY % growth
CACC eps by date.CACC eps by date.
22.02
-43.47%		38.53
74.98%		36.13
-6.23%		45.61
26.24%		52.21
14.47%

All data in USD

Quarterly Earnings Per Share (EPS), Revenue, EBIT and EBITDA Analyst Estimates

Q1 / 26 Q2 / 26 Q3 / 26 Q4 / 26 Q1 / 27 Q2 / 27 Q3 / 27 Q4 / 27
EPS
Q2Q % growth		11.01
17.72%		11.34
32.47%		11.13
19.63%		12.15
36.26%		12.31
11.84%		12.94
14.10%		12.89
15.84%		14.09
15.95%
Revenue
Q2Q % growth		589.76M
3.27%		593.64M
1.69%		594.56M
2.09%		595.68M
2.72%		602.62M
2.18%		612M
3.09%		618.53M
4.03%		625.87M
5.07%
EBITDA
Q2Q % growth		256.22M
-3.13%		238.68M
-12.57%		237.76M
-20.93%		225.22M
-32.41%		N/AN/AN/AN/A
EBIT
Q2Q % growth		266.53M
3.47%		290.09M
11.87%		269.48M
-3.83%		265.2M
-13.50%		278.46M
4.48%		309.26M
6.61%		292.74M
8.63%		297.43M
12.15%

All data in USD

Yearly Earnings Per Share (EPS) and Revenue Trends vs Historical Data

CACC Yearly Revenue VS EstimatesCACC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B 2B
CACC Yearly EPS VS EstimatesCACC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 10 20 30 40 50

Long Term Forward Growth Forecast Summary

Long Term EPS Growth (CAGR)

EPS Next 3 Year
N/A
EPS Next 5 Year
N/A

Long Term Revenue Growth (CAGR)

Revenue Next 3 Year
N/A
Revenue Next 5 Year
N/A

Long Term EBIT Growth (CAGR)

EBIT Next 3 Year
N/A
EBIT Next 5 Year
N/A
→ Find peers expecting at least 20% CAGR revenue growth over the next 3 years

CREDIT ACCEPTANCE CORP / CACC Forecast FAQ

What do analysts expect the price target to be for CREDIT ACCEPTANCE CORP (CACC)?

8 analysts have analysed CACC and the average price target is 476 USD. This implies a price increase of 14.28% is expected in the next year compared to the current price of 416.51.

When does CREDIT ACCEPTANCE CORP (CACC) report earnings?

CREDIT ACCEPTANCE CORP (CACC) will report earnings on 2026-04-28, after the market close.

What are the consensus estimates for CREDIT ACCEPTANCE CORP (CACC) next earnings?

The consensus EPS estimate for the next earnings of CREDIT ACCEPTANCE CORP (CACC) is 11.01 USD and the consensus revenue estimate is 589.76M USD.