Taking everything into account, BZH scores 3 out of 10 in our fundamental rating. BZH was compared to 60 industry peers in the Household Durables industry. The financial health of BZH is average, but there are quite some concerns on its profitability. While showing a medium growth rate, BZH is valued expensive at the moment.

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1. Profitability

2. Health

3. Growth

4. Valuation

5. Dividend

1. Profitability

1.1 Basic Checks

BZH had positive earnings in the past year.
BZH had a positive operating cash flow in the past year.
In the past 5 years BZH has always been profitable.
BZH had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

BZH has a worse Return On Assets (1.75%) than 63.33% of its industry peers.
BZH's Return On Equity of 3.65% is on the low side compared to the rest of the industry. BZH is outperformed by 65.00% of its industry peers.
The Return On Invested Capital of BZH (1.87%) is worse than 71.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BZH is below the industry average of 9.71%.

		Industry Rank	Sector Rank
ROA	1.75%
ROE	3.65%
ROIC	1.87%

ROA(3y)4.58%

ROA(5y)5.88%

ROE(3y)9.8%

ROE(5y)13.95%

ROIC(3y)4.95%

ROIC(5y)6.89%

1.3 Margins

BZH's Profit Margin of 1.92% is on the low side compared to the rest of the industry. BZH is outperformed by 61.67% of its industry peers.
BZH's Profit Margin has declined in the last couple of years.
With a Operating Margin value of 2.09%, BZH is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
In the last couple of years the Operating Margin of BZH has declined.
With a Gross Margin value of 14.78%, BZH is not doing good in the industry: 88.33% of the companies in the same industry are doing better.
BZH's Gross Margin has declined in the last couple of years.

		Industry Rank	Sector Rank
OM	2.09%
PM (TTM)	1.92%
GM	14.78%

OM growth 3Y-43.98%

OM growth 5Y-11.52%

PM growth 3Y-41.34%

PM growth 5Y-4.77%

GM growth 3Y-14.11%

GM growth 5Y-2.15%

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

BZH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
The number of shares outstanding for BZH has been reduced compared to 1 year ago.
Compared to 5 years ago, BZH has less shares outstanding
The debt/assets ratio for BZH has been reduced compared to a year ago.

2.2 Solvency

BZH has an Altman-Z score of 2.45. This is not the best score and indicates that BZH is in the grey zone with still only limited risk for bankruptcy at the moment.
The Altman-Z score of BZH (2.45) is worse than 65.00% of its industry peers.
The Debt to FCF ratio of BZH is 295.72, which is on the high side as it means it would take BZH, 295.72 years of fcf income to pay off all of its debts.
BZH's Debt to FCF ratio of 295.72 is on the low side compared to the rest of the industry. BZH is outperformed by 70.00% of its industry peers.
A Debt/Equity ratio of 0.82 indicates that BZH is somewhat dependend on debt financing.
BZH has a Debt to Equity ratio of 0.82. This is in the lower half of the industry: BZH underperforms 65.00% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	0.82
Debt/FCF	295.72
Altman-Z	2.45

ROIC/WACC0.18

WACC10.66%

2.3 Liquidity

BZH has a Current Ratio of 8.41. This indicates that BZH is financially healthy and has no problem in meeting its short term obligations.
BZH has a Current ratio of 8.41. This is amongst the best in the industry. BZH outperforms 85.00% of its industry peers.
BZH has a Quick Ratio of 1.06. This is a normal value and indicates that BZH is financially healthy and should not expect problems in meeting its short term obligations.
BZH has a Quick ratio of 1.06. This is comparable to the rest of the industry: BZH outperforms 55.00% of its industry peers.

		Industry Rank	Sector Rank
Current Ratio	8.41
Quick Ratio	1.06

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WACC

Debt/Equity

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Altman-Z score

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3. Growth

3.1 Past

The earnings per share for BZH have decreased strongly by -66.23% in the last year.
BZH shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -3.73% yearly.
BZH shows a small growth in Revenue. In the last year, the Revenue has grown by 1.77%.
BZH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.20% yearly.

EPS 1Y (TTM)-66.23%

EPS 3Y-40.24%

EPS 5Y-3.73%

EPS Q2Q%-39.64%

Revenue 1Y (TTM)1.77%

Revenue growth 3Y0.78%

Revenue growth 5Y2.2%

Sales Q2Q%-1.77%

3.2 Future

BZH is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 45.64% yearly.
BZH is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 11.63% yearly.

EPS Next Y0.67%

EPS Next 2Y45.64%

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next Year11.17%

Revenue Next 2Y11.63%

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

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4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 15.42, the valuation of BZH can be described as correct.
BZH's Price/Earnings is on the same level as the industry average.
BZH's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.30.
Based on the Price/Forward Earnings ratio of 15.32, the valuation of BZH can be described as correct.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BZH is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of BZH to the average of the S&P500 Index (24.32), we can say BZH is valued slightly cheaper.

		Industry Rank	Sector Rank
PE	15.42
Fwd PE	15.32

4.2 Price Multiples

75.00% of the companies in the same industry are cheaper than BZH, based on the Enterprise Value to EBITDA ratio.
BZH's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. BZH is more expensive than 70.00% of the companies in the same industry.

		Industry Rank	Sector Rank
P/FCF	201.82
EV/EBITDA	22.22

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BZH does not grow enough to justify the current Price/Earnings ratio.
BZH's earnings are expected to grow with 45.64% in the coming years. This may justify a more expensive valuation.