BEAZER HOMES USA INC (BZH) Stock Fundamental Analysis

NYSE:BZH • US07556Q8814

27.1 USD
-0.06 (-0.22%)
At close: Feb 20, 2026
27.1 USD
0 (0%)
After Hours: 2/20/2026, 8:20:11 PM
Fundamental Rating

3

Overall BZH gets a fundamental rating of 3 out of 10. We evaluated BZH against 60 industry peers in the Household Durables industry. BZH scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. BZH is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year BZH was profitable.
  • In the past year BZH had a positive cash flow from operations.
  • Each year in the past 5 years BZH has been profitable.
  • Of the past 5 years BZH 4 years had a positive operating cash flow.
BZH Yearly Net Income VS EBIT VS OCF VS FCFBZH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M -100M 200M

1.2 Ratios

  • With a Return On Assets value of 0.37%, BZH is not doing good in the industry: 65.00% of the companies in the same industry are doing better.
  • With a Return On Equity value of 0.82%, BZH is not doing good in the industry: 65.00% of the companies in the same industry are doing better.
  • BZH's Return On Invested Capital of 0.66% is on the low side compared to the rest of the industry. BZH is outperformed by 73.33% of its industry peers.
  • BZH had an Average Return On Invested Capital over the past 3 years of 4.95%. This is below the industry average of 9.21%.
  • The last Return On Invested Capital (0.66%) for BZH is well below the 3 year average (4.95%), which needs to be investigated, but indicates that BZH had better years and this may not be a problem.
Industry RankSector Rank
ROA 0.37%
ROE 0.82%
ROIC 0.66%
ROA(3y)4.58%
ROA(5y)5.88%
ROE(3y)9.8%
ROE(5y)13.95%
ROIC(3y)4.95%
ROIC(5y)6.89%
BZH Yearly ROA, ROE, ROICBZH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • The Profit Margin of BZH (0.44%) is worse than 65.00% of its industry peers.
  • BZH's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 0.79%, BZH is not doing good in the industry: 73.33% of the companies in the same industry are doing better.
  • BZH's Operating Margin has declined in the last couple of years.
  • With a Gross Margin value of 14.03%, BZH is not doing good in the industry: 90.00% of the companies in the same industry are doing better.
  • In the last couple of years the Gross Margin of BZH has declined.
Industry RankSector Rank
OM 0.79%
PM (TTM) 0.44%
GM 14.03%
OM growth 3Y-43.98%
OM growth 5Y-11.52%
PM growth 3Y-41.34%
PM growth 5Y-4.77%
GM growth 3Y-14.11%
GM growth 5Y-2.15%
BZH Yearly Profit, Operating, Gross MarginsBZH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

4

2. Health

2.1 Basic Checks

  • BZH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
  • The number of shares outstanding for BZH has been reduced compared to 1 year ago.
  • BZH has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for BZH has been reduced compared to a year ago.
BZH Yearly Shares OutstandingBZH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M
BZH Yearly Total Debt VS Total AssetsBZH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • An Altman-Z score of 2.39 indicates that BZH is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • The Altman-Z score of BZH (2.39) is worse than 68.33% of its industry peers.
  • A Debt/Equity ratio of 0.94 indicates that BZH is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.94, BZH is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.94
Debt/FCF N/A
Altman-Z 2.39
ROIC/WACC0.06
WACC10.7%
BZH Yearly LT Debt VS Equity VS FCFBZH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 500M 1B

2.3 Liquidity

  • BZH has a Current Ratio of 9.94. This indicates that BZH is financially healthy and has no problem in meeting its short term obligations.
  • BZH has a Current ratio of 9.94. This is amongst the best in the industry. BZH outperforms 91.67% of its industry peers.
  • BZH has a Quick Ratio of 9.94. This is a bad value and indicates that BZH is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BZH has a Quick ratio of 0.90. This is comparable to the rest of the industry: BZH outperforms 43.33% of its industry peers.
Industry RankSector Rank
Current Ratio 9.94
Quick Ratio 0.9
BZH Yearly Current Assets VS Current LiabilitesBZH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B 2B

5

3. Growth

3.1 Past

  • BZH shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -86.51%.
  • Measured over the past years, BZH shows a decrease in Earnings Per Share. The EPS has been decreasing by -3.73% on average per year.
  • The Revenue has decreased by -6.06% in the past year.
  • The Revenue has been growing slightly by 2.20% on average over the past years.
EPS 1Y (TTM)-86.51%
EPS 3Y-40.24%
EPS 5Y-3.73%
EPS Q2Q%-1000%
Revenue 1Y (TTM)-6.06%
Revenue growth 3Y0.78%
Revenue growth 5Y2.2%
Sales Q2Q%-22.49%

3.2 Future

  • The Earnings Per Share is expected to grow by 41.12% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, BZH will show a quite strong growth in Revenue. The Revenue will grow by 12.24% on average per year.
EPS Next Y-9.07%
EPS Next 2Y41.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year12.27%
Revenue Next 2Y12.24%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BZH Yearly Revenue VS EstimatesBZH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B 1.5B 2B 2.5B
BZH Yearly EPS VS EstimatesBZH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 4 6

3

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 51.13, the valuation of BZH can be described as expensive.
  • Based on the Price/Earnings ratio, BZH is valued a bit more expensive than the industry average as 70.00% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 26.99, BZH is valued quite expensively.
  • A Price/Forward Earnings ratio of 8.89 indicates a reasonable valuation of BZH.
  • BZH's Price/Forward Earnings ratio is rather cheap when compared to the industry. BZH is cheaper than 93.33% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, BZH is valued rather cheaply.
Industry RankSector Rank
PE 51.13
Fwd PE 8.89
BZH Price Earnings VS Forward Price EarningsBZH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40 50

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BZH indicates a rather expensive valuation: BZH more expensive than 80.00% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 48.66
BZH Per share dataBZH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60

4.3 Compensation for Growth

  • BZH's earnings are expected to grow with 41.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y41.12%
EPS Next 3YN/A

0

5. Dividend

5.1 Amount

  • BZH does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

BEAZER HOMES USA INC

NYSE:BZH (2/20/2026, 8:20:11 PM)

After market: 27.1 0 (0%)

27.1

-0.06 (-0.22%)

Chartmill FA Rating
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)01-29
Earnings (Next)04-29
Inst Owners84.91%
Inst Owner Change-0.46%
Ins Owners6.91%
Ins Owner Change8.79%
Market Cap799.72M
Revenue(TTM)2.27B
Net Income(TTM)9.86M
Analysts82.5
Price Target29.38 (8.41%)
Short Float %6.89%
Short Ratio3.63
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-31.52%
Min EPS beat(2)-89.59%
Max EPS beat(2)26.55%
EPS beat(4)2
Avg EPS beat(4)-27.75%
Min EPS beat(4)-102.37%
Max EPS beat(4)54.4%
EPS beat(8)5
Avg EPS beat(8)-14.21%
EPS beat(12)8
Avg EPS beat(12)0.7%
EPS beat(16)12
Avg EPS beat(16)7.25%
Revenue beat(2)1
Avg Revenue beat(2)-0.36%
Min Revenue beat(2)-14.81%
Max Revenue beat(2)14.09%
Revenue beat(4)2
Avg Revenue beat(4)-0.21%
Min Revenue beat(4)-14.81%
Max Revenue beat(4)14.09%
Revenue beat(8)4
Avg Revenue beat(8)-0.65%
Revenue beat(12)7
Avg Revenue beat(12)0.1%
Revenue beat(16)9
Avg Revenue beat(16)0.64%
PT rev (1m)0%
PT rev (3m)-4%
EPS NQ rev (1m)-72.6%
EPS NQ rev (3m)-84.5%
EPS NY rev (1m)-9.67%
EPS NY rev (3m)-30.5%
Revenue NQ rev (1m)-19.91%
Revenue NQ rev (3m)-9.56%
Revenue NY rev (1m)0.98%
Revenue NY rev (3m)6.94%
Valuation
Industry RankSector Rank
PE 51.13
Fwd PE 8.89
P/S 0.35
P/FCF N/A
P/OCF 30.7
P/B 0.67
P/tB 0.67
EV/EBITDA 48.66
EPS(TTM)0.53
EY1.96%
EPS(NY)3.05
Fwd EY11.24%
FCF(TTM)-0.09
FCFYN/A
OCF(TTM)0.88
OCFY3.26%
SpS76.79
BVpS40.67
TBVpS40.29
PEG (NY)N/A
PEG (5Y)N/A
Graham Number22.02
Profitability
Industry RankSector Rank
ROA 0.37%
ROE 0.82%
ROCE 0.75%
ROIC 0.66%
ROICexc 0.69%
ROICexgc 0.71%
OM 0.79%
PM (TTM) 0.44%
GM 14.03%
FCFM N/A
ROA(3y)4.58%
ROA(5y)5.88%
ROE(3y)9.8%
ROE(5y)13.95%
ROIC(3y)4.95%
ROIC(5y)6.89%
ROICexc(3y)5.68%
ROICexc(5y)7.86%
ROICexgc(3y)5.82%
ROICexgc(5y)8.02%
ROCE(3y)5.62%
ROCE(5y)7.82%
ROICexgc growth 3Y-46.86%
ROICexgc growth 5Y-16.31%
ROICexc growth 3Y-47.1%
ROICexc growth 5Y-16.53%
OM growth 3Y-43.98%
OM growth 5Y-11.52%
PM growth 3Y-41.34%
PM growth 5Y-4.77%
GM growth 3Y-14.11%
GM growth 5Y-2.15%
F-Score4
Asset Turnover0.86
Health
Industry RankSector Rank
Debt/Equity 0.94
Debt/FCF N/A
Debt/EBITDA 30.32
Cap/Depr 150.56%
Cap/Sales 1.27%
Interest Coverage 0.22
Cash Conversion 70.2%
Profit Quality N/A
Current Ratio 9.94
Quick Ratio 0.9
Altman-Z 2.39
F-Score4
WACC10.7%
ROIC/WACC0.06
Cap/Depr(3y)155.15%
Cap/Depr(5y)136.33%
Cap/Sales(3y)1.03%
Cap/Sales(5y)0.88%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-86.51%
EPS 3Y-40.24%
EPS 5Y-3.73%
EPS Q2Q%-1000%
EPS Next Y-9.07%
EPS Next 2Y41.12%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.06%
Revenue growth 3Y0.78%
Revenue growth 5Y2.2%
Sales Q2Q%-22.49%
Revenue Next Year12.27%
Revenue Next 2Y12.24%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-85.85%
EBIT growth 3Y-43.55%
EBIT growth 5Y-9.58%
EBIT Next Year412.71%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-116.74%
FCF growth 3Y-62.52%
FCF growth 5Y-58.38%
OCF growth 1Y-33.75%
OCF growth 3Y-26.67%
OCF growth 5Y-35.62%

BEAZER HOMES USA INC / BZH FAQ

Can you provide the ChartMill fundamental rating for BEAZER HOMES USA INC?

ChartMill assigns a fundamental rating of 3 / 10 to BZH.


What is the valuation status of BEAZER HOMES USA INC (BZH) stock?

ChartMill assigns a valuation rating of 3 / 10 to BEAZER HOMES USA INC (BZH). This can be considered as Overvalued.


Can you provide the profitability details for BEAZER HOMES USA INC?

BEAZER HOMES USA INC (BZH) has a profitability rating of 2 / 10.


Can you provide the financial health for BZH stock?

The financial health rating of BEAZER HOMES USA INC (BZH) is 4 / 10.