BLACKROCK CREDIT ALLOCATION (BTZ) Fundamental Analysis & Valuation

NYSE:BTZ • US0925081004

Current stock price

9.99 USD
-0.08 (-0.79%)
At close:
9.9509 USD
-0.04 (-0.39%)
After Hours:

This BTZ fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BTZ Profitability Analysis

1.1 Basic Checks

  • In the past year BTZ was profitable.
  • In the past year BTZ had a positive cash flow from operations.
  • Of the past 5 years BTZ 4 years were profitable.
  • In the past 5 years BTZ always reported a positive cash flow from operatings.
BTZ Yearly Net Income VS EBIT VS OCF VS FCFBTZ Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M -200M

1.2 Ratios

  • The 3 year average ROIC (4.38%) for BTZ is below the current ROIC(4.42%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 5.63%
ROE 9.71%
ROIC 4.42%
ROA(3y)-1.63%
ROA(5y)0.5%
ROE(3y)-2.86%
ROE(5y)0.45%
ROIC(3y)4.38%
ROIC(5y)4.04%
BTZ Yearly ROA, ROE, ROICBTZ Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 -20

1.3 Margins

  • BTZ's Profit Margin has declined in the last couple of years.
  • BTZ's Operating Margin has been stable in the last couple of years.
  • In the last couple of years the Gross Margin of BTZ has remained more or less at the same level.
Industry RankSector Rank
OM 88.46%
PM (TTM) 99.04%
GM 90.04%
OM growth 3Y1.52%
OM growth 5Y0.8%
PM growth 3Y14.25%
PM growth 5Y-20.15%
GM growth 3Y1.35%
GM growth 5Y0.5%
BTZ Yearly Profit, Operating, Gross MarginsBTZ Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100 -100 -200 -300

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2

2. BTZ Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for BTZ remains at a similar level compared to 1 year ago.
  • BTZ has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for BTZ has been reduced compared to a year ago.
BTZ Yearly Shares OutstandingBTZ Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
BTZ Yearly Total Debt VS Total AssetsBTZ Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

  • Based on the Altman-Z score of 0.39, we must say that BTZ is in the distress zone and has some risk of bankruptcy.
  • BTZ has a debt to FCF ratio of 5.58. This is a neutral value as BTZ would need 5.58 years to pay back of all of its debts.
  • BTZ has a Debt/Equity ratio of 0.55. This is a neutral value indicating BTZ is somewhat dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 5.58
Altman-Z 0.39
ROIC/WACCN/A
WACCN/A
BTZ Yearly LT Debt VS Equity VS FCFBTZ Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 0.04 indicates that BTZ may have some problems paying its short term obligations.
  • A Quick Ratio of 0.04 indicates that BTZ may have some problems paying its short term obligations.
Industry RankSector Rank
Current Ratio 0.04
Quick Ratio 0.04
BTZ Yearly Current Assets VS Current LiabilitesBTZ Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

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0

3. BTZ Growth Analysis

3.1 Past

  • BTZ shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 4.72%.
  • Measured over the past years, BTZ shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -19.49% on average per year.
  • Looking at the last year, BTZ shows a decrease in Revenue. The Revenue has decreased by -3.08% in the last year.
  • Measured over the past years, BTZ shows a decrease in Revenue. The Revenue has been decreasing by -1.50% on average per year.
EPS 1Y (TTM)4.72%
EPS 3Y19.35%
EPS 5Y-19.49%
EPS Q2Q%252.94%
Revenue 1Y (TTM)-3.08%
Revenue growth 3Y3.86%
Revenue growth 5Y-1.5%
Sales Q2Q%-5.56%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BTZ Yearly Revenue VS EstimatesBTZ Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M

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1

4. BTZ Valuation Analysis

4.1 Price/Earnings Ratio

  • BTZ is valuated reasonably with a Price/Earnings ratio of 9.00.
  • The average S&P500 Price/Earnings ratio is at 25.71. BTZ is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9
Fwd PE N/A
BTZ Price Earnings VS Forward Price EarningsBTZ Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF 8.92
EV/EBITDA N/A
BTZ Per share dataBTZ EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. BTZ Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 9.24%, BTZ is a good candidate for dividend investing.
  • BTZ's Dividend Yield is rather good when compared to the S&P500 average which is at 1.91.
Industry RankSector Rank
Dividend Yield 9.24%

5.2 History

  • The dividend of BTZ has a limited annual growth rate of 4.32%.
  • BTZ has been paying a dividend for at least 10 years, so it has a reliable track record.
  • BTZ has decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.32%
Div Incr Years0
Div Non Decr Years2
BTZ Yearly Dividends per shareBTZ Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8

5.3 Sustainability

  • 91.26% of the earnings are spent on dividend by BTZ. This is not a sustainable payout ratio.
  • The Dividend Rate of BTZ has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP91.26%
EPS Next 2YN/A
EPS Next 3YN/A
BTZ Yearly Income VS Free CF VS DividendBTZ Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M -100M 200M -200M
BTZ Dividend Payout.BTZ Dividend Payout, showing the Payout Ratio.BTZ Dividend Payout.PayoutRetained Earnings

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BTZ Fundamentals: All Metrics, Ratios and Statistics

BLACKROCK CREDIT ALLOCATION

NYSE:BTZ (3/13/2026, 8:12:51 PM)

After market: 9.9509 -0.04 (-0.39%)

9.99

-0.08 (-0.79%)

Chartmill FA Rating
GICS SectorN/A
GICS IndustryGroupN/A
GICS IndustryN/A
Earnings (Last)N/A
Earnings (Next)N/A
Inst Owners36.57%
Inst Owner Change5.76%
Ins Owners0.01%
Ins Owner Change0%
Market Cap932.27M
Revenue(TTM)104.00M
Net Income(TTM)103.00M
Analysts0
Price TargetN/A
Short Float %0.04%
Short Ratio0.1
Dividend
Industry RankSector Rank
Dividend Yield 9.24%
Yearly Dividend1.01
Dividend Growth(5Y)4.32%
DP91.26%
Div Incr Years0
Div Non Decr Years2
Ex-Date06-15
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 9
Fwd PE N/A
P/S 8.96
P/FCF 8.92
P/OCF 8.92
P/B 0.88
P/tB 0.88
EV/EBITDA N/A
EPS(TTM)1.11
EY11.11%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)1.12
FCFY11.21%
OCF(TTM)1.12
OCFY11.21%
SpS1.11
BVpS11.37
TBVpS11.37
PEG (NY)N/A
PEG (5Y)N/A
Graham Number16.85
Profitability
Industry RankSector Rank
ROA 5.63%
ROE 9.71%
ROCE 8.67%
ROIC 4.42%
ROICexc 4.42%
ROICexgc 4.42%
OM 88.46%
PM (TTM) 99.04%
GM 90.04%
FCFM 100.48%
ROA(3y)-1.63%
ROA(5y)0.5%
ROE(3y)-2.86%
ROE(5y)0.45%
ROIC(3y)4.38%
ROIC(5y)4.04%
ROICexc(3y)4.38%
ROICexc(5y)4.04%
ROICexgc(3y)4.41%
ROICexgc(5y)4.06%
ROCE(3y)8.54%
ROCE(5y)7.25%
ROICexgc growth 3Y13.81%
ROICexgc growth 5Y5.24%
ROICexc growth 3Y13.85%
ROICexc growth 5Y5.25%
OM growth 3Y1.52%
OM growth 5Y0.8%
PM growth 3Y14.25%
PM growth 5Y-20.15%
GM growth 3Y1.35%
GM growth 5Y0.5%
F-Score4
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 0.55
Debt/FCF 5.58
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 3.29
Cash Conversion N/A
Profit Quality 101.46%
Current Ratio 0.04
Quick Ratio 0.04
Altman-Z 0.39
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4.72%
EPS 3Y19.35%
EPS 5Y-19.49%
EPS Q2Q%252.94%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-3.08%
Revenue growth 3Y3.86%
Revenue growth 5Y-1.5%
Sales Q2Q%-5.56%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-5.15%
EBIT growth 3Y5.44%
EBIT growth 5Y-0.71%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y386.05%
FCF growth 3Y5.43%
FCF growth 5Y-9.99%
OCF growth 1Y386.05%
OCF growth 3Y5.43%
OCF growth 5Y-9.99%

BLACKROCK CREDIT ALLOCATION / BTZ Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BLACKROCK CREDIT ALLOCATION?

ChartMill assigns a fundamental rating of 2 / 10 to BTZ.


What is the valuation status of BLACKROCK CREDIT ALLOCATION (BTZ) stock?

ChartMill assigns a valuation rating of 1 / 10 to BLACKROCK CREDIT ALLOCATION (BTZ). This can be considered as Overvalued.


Can you provide the profitability details for BLACKROCK CREDIT ALLOCATION?

BLACKROCK CREDIT ALLOCATION (BTZ) has a profitability rating of 3 / 10.


What are the PE and PB ratios of BLACKROCK CREDIT ALLOCATION (BTZ) stock?

The Price/Earnings (PE) ratio for BLACKROCK CREDIT ALLOCATION (BTZ) is 9 and the Price/Book (PB) ratio is 0.88.


Can you provide the financial health for BTZ stock?

The financial health rating of BLACKROCK CREDIT ALLOCATION (BTZ) is 2 / 10.