BROOKFIELD WEALTH SOLUTIONS (BNT.CA) Stock Fundamental Analysis
Canada - Toronto Stock Exchange - TSX:BNT - BMG174341047 - Common Stock
62.38 CAD
+0.45 (+0.73%)
Taking everything into account, BNT scores 4 out of 10 in our fundamental rating. BNT was compared to 82 industry peers in the Insurance industry. There are concerns on the financial health of BNT while its profitability can be described as average. While showing a medium growth rate, BNT is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
BNT had positive earnings in the past year.
In the past year BNT had a positive cash flow from operations.
BNT had positive earnings in 4 of the past 5 years.
Each year in the past 5 years BNT had a positive operating cash flow.
1.2 Ratios
BNT has a better Return On Assets (0.85%) than 73.17% of its industry peers.
BNT has a worse Return On Equity (7.98%) than 97.56% of its industry peers.
Looking at the Return On Invested Capital, with a value of 2.21%, BNT is in the better half of the industry, outperforming 74.39% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for BNT is in line with the industry average of 2.47%.
The last Return On Invested Capital (2.21%) for BNT is above the 3 year average (1.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 7.98% | ||
| ROIC | 2.21% |
ROA(3y)1%
ROA(5y)0.53%
ROE(3y)16.76%
ROE(5y)9.72%
ROIC(3y)1.22%
ROIC(5y)N/A
1.3 Margins
BNT's Profit Margin of 9.07% is in line compared to the rest of the industry. BNT outperforms 45.12% of its industry peers.
In the last couple of years the Profit Margin of BNT has grown nicely.
Looking at the Operating Margin, with a value of 32.27%, BNT belongs to the top of the industry, outperforming 95.12% of the companies in the same industry.
BNT's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.27% | ||
| PM (TTM) | 9.07% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BNT is destroying value.
Compared to 1 year ago, BNT has more shares outstanding
BNT has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, BNT has an improved debt to assets ratio.
2.2 Solvency
BNT has a debt to FCF ratio of 1.28. This is a very positive value and a sign of high solvency as it would only need 1.28 years to pay back of all of its debts.
BNT's Debt to FCF ratio of 1.28 is amongst the best of the industry. BNT outperforms 81.71% of its industry peers.
A Debt/Equity ratio of 0.29 indicates that BNT is not too dependend on debt financing.
With a Debt to Equity ratio value of 0.29, BNT is not doing good in the industry: 63.41% of the companies in the same industry are doing better.
Even though the debt/equity ratio score it not favorable for BNT, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.28 | ||
| Altman-Z | N/A |
ROIC/WACC0.31
WACC7.21%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BNT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -42.82%.
BNT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 76.76% yearly.
Looking at the last year, BNT shows a very strong growth in Revenue. The Revenue has grown by 34.86%.
BNT shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 105.74% yearly.
EPS 1Y (TTM)-42.82%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%736.84%
Revenue 1Y (TTM)34.86%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%-1.45%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
BNT is valuated reasonably with a Price/Earnings ratio of 8.81.
Based on the Price/Earnings ratio, BNT is valued expensively inside the industry as 85.37% of the companies are valued cheaper.
The average S&P500 Price/Earnings ratio is at 26.38. BNT is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.81 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BNT is valued a bit cheaper than the industry average as 76.83% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.8 | ||
| EV/EBITDA | -0.93 |
4.3 Compensation for Growth
The decent profitability rating of BNT may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.11
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
BNT has a yearly dividend return of 0.39%, which is pretty low.
Compared to an average industry Dividend Yield of 3.42, BNT's dividend is way lower than its industry peers. On top of this 96.34% of the companies listed in the same industry pay a better dividend than BNT!
Compared to an average S&P500 Dividend Yield of 1.87, BNT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
5.2 History
BNT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:BNT (12/19/2025, 7:00:00 PM)
62.38
+0.45 (+0.73%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners11.79%
Inst Owner ChangeN/A
Ins Owners3.98%
Ins Owner ChangeN/A
Market Cap4.07B
Revenue(TTM)14.33B
Net Income(TTM)1.30B
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.39% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.81 | ||
| Fwd PE | N/A | ||
| P/S | 0.21 | ||
| P/FCF | 0.8 | ||
| P/OCF | 0.79 | ||
| P/B | 0.18 | ||
| P/tB | 0.21 | ||
| EV/EBITDA | -0.93 |
EPS(TTM)7.08
EY11.35%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)78.44
FCFY125.75%
OCF(TTM)78.97
OCFY126.59%
SpS302.61
BVpS343.98
TBVpS292.45
PEG (NY)N/A
PEG (5Y)0.11
Graham Number234.09
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 7.98% | ||
| ROCE | 3.07% | ||
| ROIC | 2.21% | ||
| ROICexc | 2.4% | ||
| ROICexgc | 2.85% | ||
| OM | 32.27% | ||
| PM (TTM) | 9.07% | ||
| GM | N/A | ||
| FCFM | 25.92% |
ROA(3y)1%
ROA(5y)0.53%
ROE(3y)16.76%
ROE(5y)9.72%
ROIC(3y)1.22%
ROIC(5y)N/A
ROICexc(3y)1.24%
ROICexc(5y)N/A
ROICexgc(3y)1.35%
ROICexgc(5y)N/A
ROCE(3y)1.69%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y21.96%
ROICexc growth 3YN/A
ROICexc growth 5Y28.1%
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.28 | ||
| Debt/EBITDA | 0.99 | ||
| Cap/Depr | 12.2% | ||
| Cap/Sales | 0.17% | ||
| Interest Coverage | 16.17 | ||
| Cash Conversion | 77.43% | ||
| Profit Quality | 285.69% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC7.21%
ROIC/WACC0.31
Cap/Depr(3y)158.01%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.58%
Profit Quality(3y)209.1%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-42.82%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%736.84%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)34.86%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%-1.45%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y168.53%
EBIT growth 3YN/A
EBIT growth 5Y250.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y451.04%
FCF growth 3Y42.05%
FCF growth 5Y71.14%
OCF growth 1Y445.84%
OCF growth 3Y42.44%
OCF growth 5Y71.44%
BROOKFIELD WEALTH SOLUTIONS / BNT.CA FAQ
What is the ChartMill fundamental rating of BROOKFIELD WEALTH SOLUTIONS (BNT.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BNT.CA.
Can you provide the valuation status for BROOKFIELD WEALTH SOLUTIONS?
ChartMill assigns a valuation rating of 3 / 10 to BROOKFIELD WEALTH SOLUTIONS (BNT.CA). This can be considered as Overvalued.
Can you provide the profitability details for BROOKFIELD WEALTH SOLUTIONS?
BROOKFIELD WEALTH SOLUTIONS (BNT.CA) has a profitability rating of 6 / 10.
Is the dividend of BROOKFIELD WEALTH SOLUTIONS sustainable?
The dividend rating of BROOKFIELD WEALTH SOLUTIONS (BNT.CA) is 1 / 10 and the dividend payout ratio is 0%.