BROOKFIELD WEALTH SOLUTIONS (BNT.CA) Stock Fundamental Analysis
TSX:BNT - Toronto Stock Exchange - BMG174341047 - Common Stock - Currency: CAD
We assign a fundamental rating of 3 out of 10 to BNT. BNT was compared to 82 industry peers in the Insurance industry. There are concerns on the financial health of BNT while its profitability can be described as average. BNT is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
BNT had positive earnings in the past year.
In the past year BNT had a positive cash flow from operations.
BNT had positive earnings in 4 of the past 5 years.
BNT had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of BNT (0.34%) is worse than 69.51% of its industry peers.
BNT has a worse Return On Equity (3.89%) than 96.34% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.79%, BNT is in the better half of the industry, outperforming 70.73% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 3.89% | ||
| ROIC | 1.79% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 3.34%, BNT is doing worse than 96.34% of the companies in the same industry.
In the last couple of years the Profit Margin of BNT has grown nicely.
BNT has a better Operating Margin (24.62%) than 92.68% of its industry peers.
In the last couple of years the Operating Margin of BNT has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 24.62% | ||
| PM (TTM) | 3.34% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BNT has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
BNT has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
The Debt to FCF ratio of BNT is 0.94, which is an excellent value as it means it would take BNT, only 0.94 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of BNT (0.94) is better than 81.71% of its industry peers.
BNT has a Debt/Equity ratio of 0.37. This is a healthy value indicating a solid balance between debt and equity.
BNT has a worse Debt to Equity ratio (0.37) than 60.98% of its industry peers.
Even though the debt/equity ratio score it not favorable for BNT, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 0.94 | ||
| Altman-Z | N/A |
ROIC/WACC0.2
WACC9.1%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BNT shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -73.92%.
Measured over the past years, BNT shows a very strong growth in Earnings Per Share. The EPS has been growing by 76.76% on average per year.
The Revenue has grown by 74.55% in the past year. This is a very strong growth!
The Revenue has been growing by 105.74% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-73.92%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%-160.71%
Revenue 1Y (TTM)74.55%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%1.24%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 14.17, which indicates a correct valuation of BNT.
Based on the Price/Earnings ratio, BNT is valued expensively inside the industry as 91.46% of the companies are valued cheaper.
The average S&P500 Price/Earnings ratio is at 26.46. BNT is valued slightly cheaper when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.17 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BNT is valued a bit cheaper than 69.51% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.52 | ||
| EV/EBITDA | -0.33 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.18
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a yearly dividend of 0.58%, BNT is not a good candidate for dividend investing.
With a Dividend Yield of 0.58, BNT pays less dividend than the industry average, which is at 4.24. 95.12% of the companies listed in the same industry pay a better dividend than BNT!
Compared to an average S&P500 Dividend Yield of 2.38, BNT's dividend is way lower than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.58% |
5.2 History
BNT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
TSX:BNT (6/2/2025, 7:00:00 PM)
78.91
-1.47 (-1.83%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners12.7%
Inst Owner ChangeN/A
Ins Owners2.1%
Ins Owner ChangeN/A
Market Cap3.43B
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.58% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.17 | ||
| Fwd PE | N/A | ||
| P/S | 0.18 | ||
| P/FCF | 0.52 | ||
| P/OCF | 0.51 | ||
| P/B | 0.2 | ||
| P/tB | 0.26 | ||
| EV/EBITDA | -0.33 |
EPS(TTM)5.57
EY7.06%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)152.3
FCFY193%
OCF(TTM)153.28
OCFY194.24%
SpS448.43
BVpS385.52
TBVpS307.15
PEG (NY)N/A
PEG (5Y)0.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.34% | ||
| ROE | 3.89% | ||
| ROCE | 2.49% | ||
| ROIC | 1.79% | ||
| ROICexc | 1.9% | ||
| ROICexgc | 2.28% | ||
| OM | 24.62% | ||
| PM (TTM) | 3.34% | ||
| GM | N/A | ||
| FCFM | 33.96% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.37 | ||
| Debt/FCF | 0.94 | ||
| Debt/EBITDA | 1.21 | ||
| Cap/Depr | 13.25% | ||
| Cap/Sales | 0.22% | ||
| Interest Coverage | 11.42 | ||
| Cash Conversion | 130.14% | ||
| Profit Quality | 1015.76% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC9.1%
ROIC/WACC0.2
Cap/Depr(3y)158.01%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.92%
Cap/Sales(5y)0.58%
Profit Quality(3y)209.1%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-73.92%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%-160.71%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)74.55%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%1.24%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y222.45%
EBIT growth 3YN/A
EBIT growth 5Y250.28%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y2616.29%
FCF growth 3Y42.05%
FCF growth 5Y71.14%
OCF growth 1Y2034.21%
OCF growth 3Y42.44%
OCF growth 5Y71.44%