BROOKFIELD WEALTH SOLUTIONS (BNT.CA) Stock Fundamental Analysis
Canada • Toronto Stock Exchange • TSX:BNT • BMG174341047
62.13 CAD
-0.92 (-1.46%)
Last: Jan 30, 2026, 07:00 PM
We assign a fundamental rating of 4 out of 10 to BNT. BNT was compared to 80 industry peers in the Insurance industry. BNT has a medium profitability rating, but doesn't score so well on its financial health evaluation. BNT has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- BNT had positive earnings in the past year.
- BNT had a positive operating cash flow in the past year.
- Of the past 5 years BNT 4 years were profitable.
- In the past 5 years BNT always reported a positive cash flow from operatings.
1.2 Ratios
- With a decent Return On Assets value of 0.85%, BNT is doing good in the industry, outperforming 73.75% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 7.98%, BNT is doing worse than 80.00% of the companies in the same industry.
- The Return On Invested Capital of BNT (2.21%) is better than 75.00% of its industry peers.
- BNT had an Average Return On Invested Capital over the past 3 years of 1.22%. This is in line with the industry average of 3.04%.
- The last Return On Invested Capital (2.21%) for BNT is above the 3 year average (1.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.85% | ||
| ROE | 7.98% | ||
| ROIC | 2.21% |
ROA(3y)1%
ROA(5y)0.53%
ROE(3y)16.76%
ROE(5y)9.72%
ROIC(3y)1.22%
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of BNT (9.07%) is comparable to the rest of the industry.
- In the last couple of years the Profit Margin of BNT has grown nicely.
- BNT's Operating Margin of 32.27% is amongst the best of the industry. BNT outperforms 95.00% of its industry peers.
- BNT's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 32.27% | ||
| PM (TTM) | 9.07% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5Y70.25%
PM growth 3YN/A
PM growth 5Y40.48%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BNT is destroying value.
- Compared to 1 year ago, BNT has more shares outstanding
- The number of shares outstanding for BNT has been increased compared to 5 years ago.
- Compared to 1 year ago, BNT has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of BNT is 1.28, which is an excellent value as it means it would take BNT, only 1.28 years of fcf income to pay off all of its debts.
- BNT has a Debt to FCF ratio of 1.28. This is amongst the best in the industry. BNT outperforms 81.25% of its industry peers.
- BNT has a Debt/Equity ratio of 0.29. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.29, BNT is doing worse than 65.00% of the companies in the same industry.
- Even though the debt/equity ratio score it not favorable for BNT, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.29 | ||
| Debt/FCF | 1.28 | ||
| Altman-Z | N/A |
ROIC/WACC0.3
WACC7.38%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for BNT have decreased strongly by -33.81% in the last year.
- Measured over the past years, BNT shows a very strong growth in Earnings Per Share. The EPS has been growing by 76.76% on average per year.
- Looking at the last year, BNT shows a very strong growth in Revenue. The Revenue has grown by 34.86%.
- Measured over the past years, BNT shows a very strong growth in Revenue. The Revenue has been growing by 105.74% on average per year.
EPS 1Y (TTM)-33.81%
EPS 3YN/A
EPS 5Y76.76%
EPS Q2Q%1162.68%
Revenue 1Y (TTM)34.86%
Revenue growth 3Y24.63%
Revenue growth 5Y105.74%
Sales Q2Q%-1.45%
3.2 Future
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 7.73 indicates a rather cheap valuation of BNT.
- 67.50% of the companies in the same industry are cheaper than BNT, based on the Price/Earnings ratio.
- Compared to an average S&P500 Price/Earnings ratio of 28.32, BNT is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.73 | ||
| Fwd PE | N/A |
4.2 Price Multiples
- 97.50% of the companies in the same industry are more expensive than BNT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.81 | ||
| EV/EBITDA | -0.92 |
4.3 Compensation for Growth
- BNT has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.1
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a yearly dividend of 0.38%, BNT is not a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 3.51, BNT's dividend is way lower than its industry peers. On top of this 97.50% of the companies listed in the same industry pay a better dividend than BNT!
- With a Dividend Yield of 0.38, BNT pays less dividend than the S&P500 average, which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0.38% |
5.2 History
- BNT has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
DP0%
EPS Next 2YN/A
EPS Next 3YN/A
BROOKFIELD WEALTH SOLUTIONS / BNT.CA FAQ
What is the ChartMill fundamental rating of BROOKFIELD WEALTH SOLUTIONS (BNT.CA) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BNT.CA.
What is the valuation status of BROOKFIELD WEALTH SOLUTIONS (BNT.CA) stock?
ChartMill assigns a valuation rating of 4 / 10 to BROOKFIELD WEALTH SOLUTIONS (BNT.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for BROOKFIELD WEALTH SOLUTIONS?
BROOKFIELD WEALTH SOLUTIONS (BNT.CA) has a profitability rating of 6 / 10.
What is the financial health of BROOKFIELD WEALTH SOLUTIONS (BNT.CA) stock?
The financial health rating of BROOKFIELD WEALTH SOLUTIONS (BNT.CA) is 3 / 10.