BENEFITFOCUS INC (BNFT) Stock Fundamental Analysis
USA - NASDAQ:BNFT - US08180D1063 - Common Stock
10.5 USD
+0.01 (+0.1%)
10.5 USD
0 (0%)
Overall BNFT gets a fundamental rating of 2 out of 10. We evaluated BNFT against 284 industry peers in the Software industry. Both the profitability and financial health of BNFT have multiple concerns. BNFT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year BNFT was profitable.
In the past year BNFT had a positive cash flow from operations.
1.2 Ratios
The profitability ratios for BNFT are negative, so there is not much use analyzing them.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BNFT's Gross Margin of 50.35% is on the low side compared to the rest of the industry. BNFT is outperformed by 69.10% of its industry peers.
BNFT's Gross Margin has improved in the last couple of years.
BNFT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 50.35% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.18%
GM growth 5Y2.2%
2. Health
2.1 Basic Checks
BNFT does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BNFT has been increased compared to 1 year ago.
Compared to 1 year ago, BNFT has an improved debt to assets ratio.
2.2 Solvency
BNFT has an Altman-Z score of -0.99. This is a bad value and indicates that BNFT is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.99, BNFT is doing worse than 80.07% of the companies in the same industry.
BNFT has a debt to FCF ratio of 65.75. This is a negative value and a sign of low solvency as BNFT would need 65.75 years to pay back of all of its debts.
BNFT has a Debt to FCF ratio of 65.75. This is comparable to the rest of the industry: BNFT outperforms 59.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 65.75 | ||
| Altman-Z | -0.99 |
ROIC/WACCN/A
WACC10.98%
2.3 Liquidity
A Current Ratio of 1.42 indicates that BNFT should not have too much problems paying its short term obligations.
BNFT has a worse Current ratio (1.42) than 60.13% of its industry peers.
BNFT has a Quick Ratio of 1.42. This is a normal value and indicates that BNFT is financially healthy and should not expect problems in meeting its short term obligations.
BNFT has a Quick ratio (1.42) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.42 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 116.67% over the past year.
BNFT shows a decrease in Revenue. In the last year, the revenue decreased by -5.72%.
Measured over the past years, BNFT shows a small growth in Revenue. The Revenue has been growing by 2.15% on average per year.
EPS 1Y (TTM)116.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%36.84%
Revenue 1Y (TTM)-5.72%
Revenue growth 3Y0.56%
Revenue growth 5Y2.15%
Sales Q2Q%-9.41%
3.2 Future
BNFT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 117.19% yearly.
BNFT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.93% yearly.
EPS Next Y180.75%
EPS Next 2Y105.18%
EPS Next 3Y117.19%
EPS Next 5YN/A
Revenue Next Year-2.12%
Revenue Next 2Y-0.22%
Revenue Next 3Y0.93%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 350.00, BNFT can be considered very expensive at the moment.
Compared to the rest of the industry, the Price/Earnings ratio of BNFT is on the same level as its industry peers.
BNFT's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 26.11.
BNFT is valuated quite expensively with a Price/Forward Earnings ratio of 39.59.
Based on the Price/Forward Earnings ratio, BNFT is valued a bit cheaper than the industry average as 71.43% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of BNFT to the average of the S&P500 Index (22.55), we can say BNFT is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 350 | ||
| Fwd PE | 39.59 |
4.2 Price Multiples
81.40% of the companies in the same industry are more expensive than BNFT, based on the Enterprise Value to EBITDA ratio.
63.79% of the companies in the same industry are more expensive than BNFT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 202.47 | ||
| EV/EBITDA | 23.2 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BNFT does not grow enough to justify the current Price/Earnings ratio.
A more expensive valuation may be justified as BNFT's earnings are expected to grow with 117.19% in the coming years.
PEG (NY)1.94
PEG (5Y)N/A
EPS Next 2Y105.18%
EPS Next 3Y117.19%
5. Dividend
5.1 Amount
No dividends for BNFT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10.5
+0.01 (+0.1%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners24.24%
Ins Owner Change0%
Market Cap361.42M
Revenue(TTM)249.11M
Net Income(TTM)-24822000
Analysts47.5
Price Target10.71 (2%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP-25.78%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)27.67%
Min EPS beat(2)17.92%
Max EPS beat(2)37.42%
EPS beat(4)4
Avg EPS beat(4)104.4%
Min EPS beat(4)17.92%
Max EPS beat(4)252.92%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-1.87%
Max Revenue beat(2)-1.7%
Revenue beat(4)1
Avg Revenue beat(4)0.11%
Min Revenue beat(4)-1.87%
Max Revenue beat(4)5.18%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)31.25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-33.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 350 | ||
| Fwd PE | 39.59 | ||
| P/S | 1.45 | ||
| P/FCF | 202.47 | ||
| P/OCF | 29.57 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 23.2 |
EPS(TTM)0.03
EY0.29%
EPS(NY)0.27
Fwd EY2.53%
FCF(TTM)0.05
FCFY0.49%
OCF(TTM)0.36
OCFY3.38%
SpS7.24
BVpS-0.72
TBVpS-2.24
PEG (NY)1.94
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 50.35% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.18%
GM growth 5Y2.2%
F-Score3
Asset Turnover1.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 65.75 | ||
| Debt/EBITDA | 6.43 | ||
| Cap/Depr | 39.3% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.42 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | -0.99 |
F-Score3
WACC10.98%
ROIC/WACCN/A
Cap/Depr(3y)52.55%
Cap/Depr(5y)52.42%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)116.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%36.84%
EPS Next Y180.75%
EPS Next 2Y105.18%
EPS Next 3Y117.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.72%
Revenue growth 3Y0.56%
Revenue growth 5Y2.15%
Sales Q2Q%-9.41%
Revenue Next Year-2.12%
Revenue Next 2Y-0.22%
Revenue Next 3Y0.93%
Revenue Next 5YN/A
EBIT growth 1Y-246.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year589.49%
EBIT Next 3Y111.48%
EBIT Next 5YN/A
FCF growth 1Y-53.27%
FCF growth 3Y215.77%
FCF growth 5YN/A
OCF growth 1Y-24.6%
OCF growth 3Y55.1%
OCF growth 5YN/A
BENEFITFOCUS INC / BNFT FAQ
What is the fundamental rating for BNFT stock?
ChartMill assigns a fundamental rating of 2 / 10 to BNFT.
Can you provide the valuation status for BENEFITFOCUS INC?
ChartMill assigns a valuation rating of 1 / 10 to BENEFITFOCUS INC (BNFT). This can be considered as Overvalued.
What is the profitability of BNFT stock?
BENEFITFOCUS INC (BNFT) has a profitability rating of 1 / 10.
What is the valuation of BENEFITFOCUS INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BENEFITFOCUS INC (BNFT) is 350 and the Price/Book (PB) ratio is -14.53.
Is the dividend of BENEFITFOCUS INC sustainable?
The dividend rating of BENEFITFOCUS INC (BNFT) is 0 / 10 and the dividend payout ratio is -25.78%.