10.5 USD
+0.01 (+0.1%)
10.5 USD
0 (0%)
We assign a fundamental rating of 2 out of 10 to BNFT. BNFT was compared to 277 industry peers in the Software industry. Both the profitability and financial health of BNFT have multiple concerns. BNFT has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year BNFT was profitable.
- In the past year BNFT had a positive cash flow from operations.
1.2 Ratios
- BNFT has negative profitability rations, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROIC | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Gross Margin value of 50.35%, BNFT is not doing good in the industry: 69.10% of the companies in the same industry are doing better.
- In the last couple of years the Gross Margin of BNFT has grown nicely.
- BNFT does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 50.35% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.18%
GM growth 5Y2.2%
2. Health
2.1 Basic Checks
- BNFT does not have a ROIC to compare to the WACC, probably because it is not profitable.
- BNFT has more shares outstanding than it did 1 year ago.
- Compared to 1 year ago, BNFT has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of -0.99, we must say that BNFT is in the distress zone and has some risk of bankruptcy.
- The Altman-Z score of BNFT (-0.99) is worse than 80.07% of its industry peers.
- The Debt to FCF ratio of BNFT is 65.75, which is on the high side as it means it would take BNFT, 65.75 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 65.75, BNFT is in line with its industry, outperforming 59.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 65.75 | ||
| Altman-Z | -0.99 |
ROIC/WACCN/A
WACC10.98%
2.3 Liquidity
- BNFT has a Current Ratio of 1.42. This is a normal value and indicates that BNFT is financially healthy and should not expect problems in meeting its short term obligations.
- BNFT's Current ratio of 1.42 is on the low side compared to the rest of the industry. BNFT is outperformed by 60.13% of its industry peers.
- BNFT has a Quick Ratio of 1.42. This is a normal value and indicates that BNFT is financially healthy and should not expect problems in meeting its short term obligations.
- BNFT has a Quick ratio of 1.42. This is comparable to the rest of the industry: BNFT outperforms 40.20% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.42 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 116.67% over the past year.
- The Revenue has decreased by -5.72% in the past year.
- Measured over the past years, BNFT shows a small growth in Revenue. The Revenue has been growing by 2.15% on average per year.
EPS 1Y (TTM)116.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%36.84%
Revenue 1Y (TTM)-5.72%
Revenue growth 3Y0.56%
Revenue growth 5Y2.15%
Sales Q2Q%-9.41%
3.2 Future
- The Earnings Per Share is expected to grow by 117.19% on average over the next years. This is a very strong growth
- Based on estimates for the next years, BNFT will show a small growth in Revenue. The Revenue will grow by 0.93% on average per year.
EPS Next Y180.75%
EPS Next 2Y105.18%
EPS Next 3Y117.19%
EPS Next 5YN/A
Revenue Next Year-2.12%
Revenue Next 2Y-0.22%
Revenue Next 3Y0.93%
Revenue Next 5YN/A
3.3 Evolution
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 350.00 indicates a quite expensive valuation of BNFT.
- Compared to the rest of the industry, the Price/Earnings ratio of BNFT is on the same level as its industry peers.
- BNFT's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.32.
- A Price/Forward Earnings ratio of 39.59 indicates a quite expensive valuation of BNFT.
- Based on the Price/Forward Earnings ratio, BNFT is valued a bit cheaper than 71.43% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.30. BNFT is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 350 | ||
| Fwd PE | 39.59 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BNFT indicates a rather cheap valuation: BNFT is cheaper than 81.40% of the companies listed in the same industry.
- 63.79% of the companies in the same industry are more expensive than BNFT, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 202.47 | ||
| EV/EBITDA | 23.2 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BNFT does not grow enough to justify the current Price/Earnings ratio.
- A more expensive valuation may be justified as BNFT's earnings are expected to grow with 117.19% in the coming years.
PEG (NY)1.94
PEG (5Y)N/A
EPS Next 2Y105.18%
EPS Next 3Y117.19%
5. Dividend
5.1 Amount
- No dividends for BNFT!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
10.5
+0.01 (+0.1%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-07 2022-11-07/amc
Earnings (Next)02-27 2023-02-27/amc
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners24.24%
Ins Owner Change0%
Market Cap361.42M
Revenue(TTM)249.11M
Net Income(TTM)-24.82M
Analysts47.5
Price Target10.71 (2%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP-25.78%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)27.67%
Min EPS beat(2)17.92%
Max EPS beat(2)37.42%
EPS beat(4)4
Avg EPS beat(4)104.4%
Min EPS beat(4)17.92%
Max EPS beat(4)252.92%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-1.87%
Max Revenue beat(2)-1.7%
Revenue beat(4)1
Avg Revenue beat(4)0.11%
Min Revenue beat(4)-1.87%
Max Revenue beat(4)5.18%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)31.25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-33.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 350 | ||
| Fwd PE | 39.59 | ||
| P/S | 1.45 | ||
| P/FCF | 202.47 | ||
| P/OCF | 29.57 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 23.2 |
EPS(TTM)0.03
EY0.29%
EPS(NY)0.27
Fwd EY2.53%
FCF(TTM)0.05
FCFY0.49%
OCF(TTM)0.36
OCFY3.38%
SpS7.24
BVpS-0.72
TBVpS-2.24
PEG (NY)1.94
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | N/A | ||
| ROE | N/A | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 50.35% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.18%
GM growth 5Y2.2%
F-Score3
Asset Turnover1.07
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 65.75 | ||
| Debt/EBITDA | 6.43 | ||
| Cap/Depr | 39.3% | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.42 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | -0.99 |
F-Score3
WACC10.98%
ROIC/WACCN/A
Cap/Depr(3y)52.55%
Cap/Depr(5y)52.42%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)116.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%36.84%
EPS Next Y180.75%
EPS Next 2Y105.18%
EPS Next 3Y117.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.72%
Revenue growth 3Y0.56%
Revenue growth 5Y2.15%
Sales Q2Q%-9.41%
Revenue Next Year-2.12%
Revenue Next 2Y-0.22%
Revenue Next 3Y0.93%
Revenue Next 5YN/A
EBIT growth 1Y-246.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year589.49%
EBIT Next 3Y111.48%
EBIT Next 5YN/A
FCF growth 1Y-53.27%
FCF growth 3Y215.77%
FCF growth 5YN/A
OCF growth 1Y-24.6%
OCF growth 3Y55.1%
OCF growth 5YN/A
BENEFITFOCUS INC / BNFT FAQ
What is the fundamental rating for BNFT stock?
ChartMill assigns a fundamental rating of 2 / 10 to BNFT.
What is the valuation status of BENEFITFOCUS INC (BNFT) stock?
ChartMill assigns a valuation rating of 1 / 10 to BENEFITFOCUS INC (BNFT). This can be considered as Overvalued.
Can you provide the profitability details for BENEFITFOCUS INC?
BENEFITFOCUS INC (BNFT) has a profitability rating of 1 / 10.
What is the expected EPS growth for BENEFITFOCUS INC (BNFT) stock?
The Earnings per Share (EPS) of BENEFITFOCUS INC (BNFT) is expected to grow by 180.75% in the next year.
How sustainable is the dividend of BENEFITFOCUS INC (BNFT) stock?
The dividend rating of BENEFITFOCUS INC (BNFT) is 0 / 10 and the dividend payout ratio is -25.78%.