BENEFITFOCUS INC (BNFT) Stock Fundamental Analysis

NASDAQ:BNFT • US08180D1063

10.5 USD
+0.01 (+0.1%)
At close: Jan 23, 2023
10.5 USD
0 (0%)
After Hours: 1/23/2023, 8:12:24 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Overall BNFT gets a fundamental rating of 2 out of 10. We evaluated BNFT against 276 industry peers in the Software industry. BNFT may be in some trouble as it scores bad on both profitability and health. BNFT has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year BNFT was profitable.
  • In the past year BNFT had a positive cash flow from operations.
BNFT Yearly Net Income VS EBIT VS OCF VS FCFBNFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 0 20M -20M -40M

1.2 Ratios

  • The profitability ratios for BNFT are negative, so there is not much use analyzing them.
Industry RankSector Rank
ROA N/A
ROE N/A
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
BNFT Yearly ROA, ROE, ROICBNFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 0 500 -500 -1K

1.3 Margins

  • The Gross Margin of BNFT (50.35%) is worse than 69.10% of its industry peers.
  • BNFT's Gross Margin has improved in the last couple of years.
  • The Profit Margin and Operating Margin are not available for BNFT so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 50.35%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.18%
GM growth 5Y2.2%
BNFT Yearly Profit, Operating, Gross MarginsBNFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 0 20 -20 40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • BNFT does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BNFT has more shares outstanding
  • Compared to 1 year ago, BNFT has an improved debt to assets ratio.
BNFT Yearly Shares OutstandingBNFT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 10M 20M 30M
BNFT Yearly Total Debt VS Total AssetsBNFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 100M 200M 300M

2.2 Solvency

  • Based on the Altman-Z score of -0.99, we must say that BNFT is in the distress zone and has some risk of bankruptcy.
  • BNFT's Altman-Z score of -0.99 is on the low side compared to the rest of the industry. BNFT is outperformed by 80.07% of its industry peers.
  • BNFT has a debt to FCF ratio of 65.75. This is a negative value and a sign of low solvency as BNFT would need 65.75 years to pay back of all of its debts.
  • BNFT's Debt to FCF ratio of 65.75 is in line compared to the rest of the industry. BNFT outperforms 59.80% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 65.75
Altman-Z -0.99
ROIC/WACCN/A
WACC10.98%
BNFT Yearly LT Debt VS Equity VS FCFBNFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 0 100M 200M

2.3 Liquidity

  • A Current Ratio of 1.42 indicates that BNFT should not have too much problems paying its short term obligations.
  • BNFT's Current ratio of 1.42 is on the low side compared to the rest of the industry. BNFT is outperformed by 60.13% of its industry peers.
  • A Quick Ratio of 1.42 indicates that BNFT should not have too much problems paying its short term obligations.
  • BNFT has a Quick ratio (1.42) which is in line with its industry peers.
Industry RankSector Rank
Current Ratio 1.42
Quick Ratio 1.42
BNFT Yearly Current Assets VS Current LiabilitesBNFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 116.67% over the past year.
  • The Revenue has decreased by -5.72% in the past year.
  • The Revenue has been growing slightly by 2.15% on average over the past years.
EPS 1Y (TTM)116.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%36.84%
Revenue 1Y (TTM)-5.72%
Revenue growth 3Y0.56%
Revenue growth 5Y2.15%
Sales Q2Q%-9.41%

3.2 Future

  • BNFT is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 117.19% yearly.
  • The Revenue is expected to grow by 0.93% on average over the next years.
EPS Next Y180.75%
EPS Next 2Y105.18%
EPS Next 3Y117.19%
EPS Next 5YN/A
Revenue Next Year-2.12%
Revenue Next 2Y-0.22%
Revenue Next 3Y0.93%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BNFT Yearly Revenue VS EstimatesBNFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
BNFT Yearly EPS VS EstimatesBNFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 0.5 -0.5 -1 -1.5

More info and screens

Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 350.00, which means the current valuation is very expensive for BNFT.
  • The rest of the industry has a similar Price/Earnings ratio as BNFT.
  • BNFT is valuated expensively when we compare the Price/Earnings ratio to 27.27, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 39.59, the valuation of BNFT can be described as expensive.
  • BNFT's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BNFT is cheaper than 71.43% of the companies in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 28.16. BNFT is valued slightly more expensive when compared to this.
Industry RankSector Rank
PE 350
Fwd PE 39.59
BNFT Price Earnings VS Forward Price EarningsBNFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 100 200 300

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, BNFT is valued cheaply inside the industry as 81.40% of the companies are valued more expensively.
  • BNFT's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BNFT is cheaper than 63.79% of the companies in the same industry.
Industry RankSector Rank
P/FCF 202.47
EV/EBITDA 23.2
BNFT Per share dataBNFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 -2 4 6

4.3 Compensation for Growth

  • The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BNFT does not grow enough to justify the current Price/Earnings ratio.
  • A more expensive valuation may be justified as BNFT's earnings are expected to grow with 117.19% in the coming years.
PEG (NY)1.94
PEG (5Y)N/A
EPS Next 2Y105.18%
EPS Next 3Y117.19%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for BNFT!.
Industry RankSector Rank
Dividend Yield N/A

More info and screens

Find the best dividend stocksShow peers with best dividend

BENEFITFOCUS INC

NASDAQ:BNFT (1/23/2023, 8:12:24 PM)

After market: 10.5 0 (0%)

10.5

+0.01 (+0.1%)

Chartmill FA Rating
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)11-07
Earnings (Next)02-27
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners24.24%
Ins Owner Change0%
Market Cap361.42M
Revenue(TTM)249.11M
Net Income(TTM)-24.82M
Analysts47.5
Price Target10.71 (2%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP-25.78%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)27.67%
Min EPS beat(2)17.92%
Max EPS beat(2)37.42%
EPS beat(4)4
Avg EPS beat(4)104.4%
Min EPS beat(4)17.92%
Max EPS beat(4)252.92%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-1.79%
Min Revenue beat(2)-1.87%
Max Revenue beat(2)-1.7%
Revenue beat(4)1
Avg Revenue beat(4)0.11%
Min Revenue beat(4)-1.87%
Max Revenue beat(4)5.18%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)31.25%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-33.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 350
Fwd PE 39.59
P/S 1.45
P/FCF 202.47
P/OCF 29.57
P/B N/A
P/tB N/A
EV/EBITDA 23.2
EPS(TTM)0.03
EY0.29%
EPS(NY)0.27
Fwd EY2.53%
FCF(TTM)0.05
FCFY0.49%
OCF(TTM)0.36
OCFY3.38%
SpS7.24
BVpS-0.72
TBVpS-2.24
PEG (NY)1.94
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA N/A
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 50.35%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y2.18%
GM growth 5Y2.2%
F-Score3
Asset Turnover1.07
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF 65.75
Debt/EBITDA 6.43
Cap/Depr 39.3%
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.42
Quick Ratio 1.42
Altman-Z -0.99
F-Score3
WACC10.98%
ROIC/WACCN/A
Cap/Depr(3y)52.55%
Cap/Depr(5y)52.42%
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)116.67%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%36.84%
EPS Next Y180.75%
EPS Next 2Y105.18%
EPS Next 3Y117.19%
EPS Next 5YN/A
Revenue 1Y (TTM)-5.72%
Revenue growth 3Y0.56%
Revenue growth 5Y2.15%
Sales Q2Q%-9.41%
Revenue Next Year-2.12%
Revenue Next 2Y-0.22%
Revenue Next 3Y0.93%
Revenue Next 5YN/A
EBIT growth 1Y-246.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year589.49%
EBIT Next 3Y111.48%
EBIT Next 5YN/A
FCF growth 1Y-53.27%
FCF growth 3Y215.77%
FCF growth 5YN/A
OCF growth 1Y-24.6%
OCF growth 3Y55.1%
OCF growth 5YN/A

BENEFITFOCUS INC / BNFT FAQ

What is the fundamental rating for BNFT stock?

ChartMill assigns a fundamental rating of 2 / 10 to BNFT.


What is the valuation status of BENEFITFOCUS INC (BNFT) stock?

ChartMill assigns a valuation rating of 1 / 10 to BENEFITFOCUS INC (BNFT). This can be considered as Overvalued.


Can you provide the profitability details for BENEFITFOCUS INC?

BENEFITFOCUS INC (BNFT) has a profitability rating of 1 / 10.


What is the expected EPS growth for BENEFITFOCUS INC (BNFT) stock?

The Earnings per Share (EPS) of BENEFITFOCUS INC (BNFT) is expected to grow by 180.75% in the next year.


How sustainable is the dividend of BENEFITFOCUS INC (BNFT) stock?

The dividend rating of BENEFITFOCUS INC (BNFT) is 0 / 10 and the dividend payout ratio is -25.78%.