BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) Fundamental Analysis & Valuation

TSX:BMO-PR-E • CA06368B2075

27 CAD

+0.11 (+0.41%)

Last: Mar 4, 2026, 07:00 PM

Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This BMO-PR-E.CA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

BMO-PR-E gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 24 industry peers in the Banks industry. Both the profitability and financial health of BMO-PR-E have multiple concerns. BMO-PR-E scores decently on growth, while it is valued quite cheap. This could make an interesting combination.

Quickly go to:

1. Profitability 2. Health 3. Growth 4. Valuation 5. Dividend

1. BMO-PR-E.CA Profitability Analysis

1.1 Basic Checks

In the past year BMO-PR-E was profitable.
BMO-PR-E had a positive operating cash flow in the past year.
Each year in the past 5 years BMO-PR-E has been profitable.
BMO-PR-E had a positive operating cash flow in each of the past 5 years.

1.2 Ratios

The Return On Assets of BMO-PR-E (0.59%) is worse than 66.67% of its industry peers.
BMO-PR-E's Return On Equity of 10.05% is in line compared to the rest of the industry. BMO-PR-E outperforms 41.67% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.59%
ROE	10.05%
ROIC	N/A

ROA(3y)0.45%

ROA(5y)0.66%

ROE(3y)7.67%

ROE(5y)10.96%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

BMO-PR-E's Profit Margin of 23.38% is in line compared to the rest of the industry. BMO-PR-E outperforms 41.67% of its industry peers.
BMO-PR-E's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for BMO-PR-E so they could not be analyzed.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	23.38%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-16.71%

PM growth 5Y3.44%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. BMO-PR-E.CA Health Analysis

2.1 Basic Checks

BMO-PR-E does not have a ROIC to compare to the WACC, probably because it is not profitable.
BMO-PR-E has less shares outstanding than it did 1 year ago.
The number of shares outstanding for BMO-PR-E has been increased compared to 5 years ago.
Compared to 1 year ago, BMO-PR-E has a worse debt to assets ratio.

2.2 Solvency

The Debt to FCF ratio of BMO-PR-E is 45.01, which is on the high side as it means it would take BMO-PR-E, 45.01 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 45.01, BMO-PR-E perfoms like the industry average, outperforming 54.17% of the companies in the same industry.
A Debt/Equity ratio of 2.82 is on the high side and indicates that BMO-PR-E has dependencies on debt financing.
With a Debt to Equity ratio value of 2.82, BMO-PR-E is not doing good in the industry: 75.00% of the companies in the same industry are doing better.

		Industry Rank	Sector Rank
Debt/Equity	2.82
Debt/FCF	45.01
Altman-Z	N/A

ROIC/WACCN/A

WACC14.58%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. BMO-PR-E.CA Growth Analysis

3.1 Past

BMO-PR-E shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.60%, which is quite impressive.
BMO-PR-E shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.56% yearly.
BMO-PR-E shows a small growth in Revenue. In the last year, the Revenue has grown by 7.10%.
The Revenue has been growing slightly by 7.57% on average over the past years.

EPS 1Y (TTM)23.6%

EPS 3Y-2.79%

EPS 5Y9.56%

EPS Q2Q%13.16%

Revenue 1Y (TTM)7.1%

Revenue growth 3Y2.47%

Revenue growth 5Y7.57%

Sales Q2Q%4.77%

3.2 Future

Based on estimates for the next years, BMO-PR-E will show a small growth in Earnings Per Share. The EPS will grow by 5.35% on average per year.
Based on estimates for the next years, BMO-PR-E will show a small growth in Revenue. The Revenue will grow by 3.72% on average per year.

EPS Next Y13.15%

EPS Next 2Y13.22%

EPS Next 3Y11.58%

EPS Next 5Y5.35%

Revenue Next Year5.34%

Revenue Next 2Y5.22%

Revenue Next 3Y4.53%

Revenue Next 5Y3.72%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

More info and screens

Find the best growth stocks Show best growing peers

4. BMO-PR-E.CA Valuation Analysis

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 2.15, which indicates a rather cheap valuation of BMO-PR-E.
Based on the Price/Earnings ratio, BMO-PR-E is valued cheaply inside the industry as 95.83% of the companies are valued more expensively.
BMO-PR-E's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.03.
Based on the Price/Forward Earnings ratio of 1.73, the valuation of BMO-PR-E can be described as very cheap.
Based on the Price/Forward Earnings ratio, BMO-PR-E is valued cheaply inside the industry as 95.83% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 25.11, BMO-PR-E is valued rather cheaply.

		Industry Rank	Sector Rank
PE	2.15
Fwd PE	1.73

4.2 Price Multiples

75.00% of the companies in the same industry are more expensive than BMO-PR-E, based on the Price/Free Cash Flow ratio.

		Industry Rank	Sector Rank
P/FCF	3.51
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

PEG (NY)0.16

PEG (5Y)0.22

EPS Next 2Y13.22%

EPS Next 3Y11.58%

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. BMO-PR-E.CA Dividend Analysis

5.1 Amount

BMO-PR-E has a Yearly Dividend Yield of 3.28%. Purely for dividend investing, there may be better candidates out there.
BMO-PR-E's Dividend Yield is a higher than the industry average which is at 3.22.
BMO-PR-E's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.

		Industry Rank	Sector Rank
Dividend Yield	3.28%

5.2 History

On average, the dividend of BMO-PR-E grows each year by 12.66%, which is quite nice.
BMO-PR-E has been paying a dividend for over 5 years, so it has already some track record.
BMO-PR-E has not decreased its dividend in the last 3 years.

Dividend Growth(5Y)12.66%

Div Incr Years1

Div Non Decr Years4

5.3 Sustainability

58.82% of the earnings are spent on dividend by BMO-PR-E. This is a bit on the high side, but may be sustainable.
The dividend of BMO-PR-E is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.

DP58.82%

EPS Next 2Y13.22%

EPS Next 3Y11.58%

More info and screens

Find the best dividend stocks Show peers with best dividend

BMO-PR-E.CA Fundamentals: All Metrics, Ratios and Statistics

BANK OF MONTREAL - BMO 6.816 PERP

TSX:BMO-PR-E (3/4/2026, 7:00:00 PM)

+0.11 (+0.41%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)02-25 2026-02-25/bmo

Earnings (Next)05-26 2026-05-26

Inst Owners55.35%

Inst Owner ChangeN/A

Ins Owners0.04%

Ins Owner ChangeN/A

Market Cap19.10B

Revenue(TTM)36.83B

Net Income(TTM)8.61B

Analysts66.32

Price Target27.91 (3.37%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	3.28%

Yearly Dividend7

Dividend Growth(5Y)12.66%

DP58.82%

Div Incr Years1

Div Non Decr Years4

Ex-Date01-30 2026-01-30 (0.426)

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)6.73%

Min EPS beat(2)6.44%

Max EPS beat(2)7.03%

EPS beat(4)4

Avg EPS beat(4)6.07%

Min EPS beat(4)2.34%

Max EPS beat(4)8.45%

EPS beat(8)5

Avg EPS beat(8)1.84%

EPS beat(12)5

Avg EPS beat(12)-2.1%

EPS beat(16)6

Avg EPS beat(16)-1.82%

Revenue beat(2)2

Avg Revenue beat(2)2.21%

Min Revenue beat(2)1.81%

Max Revenue beat(2)2.6%

Revenue beat(4)3

Avg Revenue beat(4)0.84%

Min Revenue beat(4)-1.37%

Max Revenue beat(4)2.6%

Revenue beat(8)4

Avg Revenue beat(8)0.89%

Revenue beat(12)5

Avg Revenue beat(12)-0.14%

Revenue beat(16)7

Avg Revenue beat(16)2.79%

PT rev (1m)1.55%

PT rev (3m)2.68%

EPS NQ rev (1m)1.23%

EPS NQ rev (3m)6.03%

EPS NY rev (1m)0%

EPS NY rev (3m)2.04%

Revenue NQ rev (1m)0.65%

Revenue NQ rev (3m)2.44%

Revenue NY rev (1m)0.27%

Revenue NY rev (3m)2.26%

Valuation

		Industry Rank	Sector Rank
PE	2.15
Fwd PE	1.73
P/S	0.52
P/FCF	3.51
P/OCF	2.67
P/B	0.22
P/tB	0.3
EV/EBITDA	N/A

EPS(TTM)12.57

EY46.56%

EPS(NY)15.6

Fwd EY57.78%

FCF(TTM)7.69

FCFY28.48%

OCF(TTM)10.13

OCFY37.52%

SpS52.05

BVpS121.13

TBVpS90.55

PEG (NY)0.16

PEG (5Y)0.22

Graham Number185.09

Profitability

		Industry Rank	Sector Rank
ROA	0.59%
ROE	10.05%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	23.38%
GM	N/A
FCFM	14.77%

ROA(3y)0.45%

ROA(5y)0.66%

ROE(3y)7.67%

ROE(5y)10.96%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-16.71%

PM growth 5Y3.44%

GM growth 3YN/A

GM growth 5YN/A

F-Score6

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	2.82
Debt/FCF	45.01
Debt/EBITDA	N/A
Cap/Depr	79.15%
Cap/Sales	4.69%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	63.17%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score6

WACC14.58%

ROIC/WACCN/A

Cap/Depr(3y)77.78%

Cap/Depr(5y)80.03%

Cap/Sales(3y)5.09%

Cap/Sales(5y)4.64%

Profit Quality(3y)219.61%

Profit Quality(5y)251.73%

High Growth Momentum

Growth

EPS 1Y (TTM)23.6%

EPS 3Y-2.79%

EPS 5Y9.56%

EPS Q2Q%13.16%

EPS Next Y13.15%

EPS Next 2Y13.22%

EPS Next 3Y11.58%

EPS Next 5Y5.35%

Revenue 1Y (TTM)7.1%

Revenue growth 3Y2.47%

Revenue growth 5Y7.57%

Sales Q2Q%4.77%

Revenue Next Year5.34%

Revenue Next 2Y5.22%

Revenue Next 3Y4.53%

Revenue Next 5Y3.72%

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y34.45%

FCF growth 3Y34.36%

FCF growth 5Y-29.77%

OCF growth 1Y24.68%

OCF growth 3Y27.36%

OCF growth 5Y-27.42%

BANK OF MONTREAL - BMO 6.816 PERP / BMO-PR-E.CA FAQ

Can you provide the ChartMill fundamental rating for BANK OF MONTREAL - BMO 6.816 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to BMO-PR-E.CA.

What is the valuation status of BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) stock?

ChartMill assigns a valuation rating of 7 / 10 to BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA). This can be considered as Undervalued.

Can you provide the profitability details for BANK OF MONTREAL - BMO 6.816 PERP?

BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) has a profitability rating of 3 / 10.

How financially healthy is BANK OF MONTREAL - BMO 6.816 PERP?

The financial health rating of BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) is 1 / 10.

Can you provide the dividend sustainability for BMO-PR-E stock?

The dividend rating of BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) is 5 / 10 and the dividend payout ratio is 58.82%.