BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) Stock Fundamental Analysis
Canada - TSX:BMO-PR-E - CA06368B2075
27 CAD
-0.1 (-0.37%)
Taking everything into account, BMO-PR-E scores 3 out of 10 in our fundamental rating. BMO-PR-E was compared to 25 industry peers in the Banks industry. Both the profitability and financial health of BMO-PR-E have multiple concerns. BMO-PR-E has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year BMO-PR-E was profitable.
BMO-PR-E had a positive operating cash flow in the past year.
BMO-PR-E had positive earnings in each of the past 5 years.
In the past 5 years BMO-PR-E always reported a positive cash flow from operatings.
1.2 Ratios
BMO-PR-E has a Return On Assets of 0.58%. This is in the lower half of the industry: BMO-PR-E underperforms 76.00% of its industry peers.
With a Return On Equity value of 9.57%, BMO-PR-E is not doing good in the industry: 68.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 9.57% | ||
| ROIC | N/A |
ROA(3y)0.65%
ROA(5y)0.65%
ROE(3y)10.78%
ROE(5y)10.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BMO-PR-E's Profit Margin of 23.12% is on the low side compared to the rest of the industry. BMO-PR-E is outperformed by 72.00% of its industry peers.
In the last couple of years the Profit Margin of BMO-PR-E has remained more or less at the same level.
BMO-PR-E does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 23.12% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.54%
PM growth 5Y-0.59%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BMO-PR-E does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BMO-PR-E has been increased compared to 1 year ago.
Compared to 5 years ago, BMO-PR-E has more shares outstanding
The debt/assets ratio for BMO-PR-E has remained at the same level compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of BMO-PR-E is 455.97, which is on the high side as it means it would take BMO-PR-E, 455.97 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 455.97, BMO-PR-E is doing worse than 92.00% of the companies in the same industry.
BMO-PR-E has a Debt/Equity ratio of 2.69. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 2.69, BMO-PR-E is doing worse than 72.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.69 | ||
| Debt/FCF | 455.97 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC17.08%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BMO-PR-E shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.79%.
BMO-PR-E shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.55% yearly.
The Revenue has grown by 11.61% in the past year. This is quite good.
BMO-PR-E shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.17% yearly.
EPS 1Y (TTM)1.79%
EPS 3Y-9.24%
EPS 5Y0.55%
EPS Q2Q%22.35%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y6.45%
Revenue growth 5Y5.17%
Sales Q2Q%9.53%
3.2 Future
Based on estimates for the next years, BMO-PR-E will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.12% on average per year.
The Revenue is expected to grow by 4.60% on average over the next years.
EPS Next Y23.54%
EPS Next 2Y18.01%
EPS Next 3Y15.97%
EPS Next 5Y9.12%
Revenue Next Year10.89%
Revenue Next 2Y6.92%
Revenue Next 3Y5.57%
Revenue Next 5Y4.6%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 2.50, the valuation of BMO-PR-E can be described as very cheap.
Based on the Price/Earnings ratio, BMO-PR-E is valued a bit cheaper than 64.00% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.28, BMO-PR-E is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 2.00, the valuation of BMO-PR-E can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BMO-PR-E indicates a rather cheap valuation: BMO-PR-E is cheaper than 84.00% of the companies listed in the same industry.
BMO-PR-E is valuated cheaply when we compare the Price/Forward Earnings ratio to 33.61, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.5 | ||
| Fwd PE | 2 |
4.2 Price Multiples
92.00% of the companies in the same industry are cheaper than BMO-PR-E, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.26 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BMO-PR-E's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BMO-PR-E's earnings are expected to grow with 15.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.11
PEG (5Y)4.59
EPS Next 2Y18.01%
EPS Next 3Y15.97%
5. Dividend
5.1 Amount
BMO-PR-E has a Yearly Dividend Yield of 3.75%.
Compared to an average industry Dividend Yield of 4.38, BMO-PR-E has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, BMO-PR-E pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
5.2 History
The dividend of BMO-PR-E has a limited annual growth rate of 4.23%.
BMO-PR-E has been paying a dividend for over 5 years, so it has already some track record.
BMO-PR-E has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.23%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
60.03% of the earnings are spent on dividend by BMO-PR-E. This is not a sustainable payout ratio.
The dividend of BMO-PR-E is growing, but earnings are growing more, so the dividend growth is sustainable.
DP60.03%
EPS Next 2Y18.01%
EPS Next 3Y15.97%
BANK OF MONTREAL - BMO 6.816 PERP
TSX:BMO-PR-E (11/10/2025, 7:00:00 PM)
27
-0.1 (-0.37%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners53.35%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap19.30B
Revenue(TTM)35.89B
Net Income(TTM)8.30B
Analysts66.67
Price Target27.27 (1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
Yearly Dividend5.29
Dividend Growth(5Y)4.23%
DP60.03%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.4%
Min EPS beat(2)2.34%
Max EPS beat(2)8.45%
EPS beat(4)3
Avg EPS beat(4)3.5%
Min EPS beat(4)-21.82%
Max EPS beat(4)25.04%
EPS beat(8)3
Avg EPS beat(8)-2.16%
EPS beat(12)4
Avg EPS beat(12)-3.32%
EPS beat(16)6
Avg EPS beat(16)-1.4%
Revenue beat(2)1
Avg Revenue beat(2)-0.52%
Min Revenue beat(2)-1.37%
Max Revenue beat(2)0.33%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-1.37%
Max Revenue beat(4)7.39%
Revenue beat(8)2
Avg Revenue beat(8)-1.11%
Revenue beat(12)4
Avg Revenue beat(12)0.98%
Revenue beat(16)6
Avg Revenue beat(16)3.34%
PT rev (1m)6.82%
PT rev (3m)-0.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.48%
EPS NY rev (1m)0%
EPS NY rev (3m)3.38%
Revenue NQ rev (1m)-0.23%
Revenue NQ rev (3m)-0.18%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.5 | ||
| Fwd PE | 2 | ||
| P/S | 0.54 | ||
| P/FCF | 37.26 | ||
| P/OCF | 8.85 | ||
| P/B | 0.22 | ||
| P/tB | 0.3 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.79
EY39.96%
EPS(NY)13.5
Fwd EY49.98%
FCF(TTM)0.72
FCFY2.68%
OCF(TTM)3.05
OCFY11.29%
SpS50.21
BVpS121.31
TBVpS91.21
PEG (NY)0.11
PEG (5Y)4.59
Graham Number171.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 9.57% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 23.12% | ||
| GM | N/A | ||
| FCFM | 1.44% |
ROA(3y)0.65%
ROA(5y)0.65%
ROE(3y)10.78%
ROE(5y)10.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.54%
PM growth 5Y-0.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.69 | ||
| Debt/FCF | 455.97 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 77.45% | ||
| Cap/Sales | 4.63% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 6.24% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC17.08%
ROIC/WACCN/A
Cap/Depr(3y)83.95%
Cap/Depr(5y)78.69%
Cap/Sales(3y)4.93%
Cap/Sales(5y)4.5%
Profit Quality(3y)205.3%
Profit Quality(5y)443.25%
High Growth Momentum
Growth
EPS 1Y (TTM)1.79%
EPS 3Y-9.24%
EPS 5Y0.55%
EPS Q2Q%22.35%
EPS Next Y23.54%
EPS Next 2Y18.01%
EPS Next 3Y15.97%
EPS Next 5Y9.12%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y6.45%
Revenue growth 5Y5.17%
Sales Q2Q%9.53%
Revenue Next Year10.89%
Revenue Next 2Y6.92%
Revenue Next 3Y5.57%
Revenue Next 5Y4.6%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-97.67%
FCF growth 3Y-13.92%
FCF growth 5Y-0.51%
OCF growth 1Y-90.87%
OCF growth 3Y-12.98%
OCF growth 5Y-0.19%
BANK OF MONTREAL - BMO 6.816 PERP / BMO-PR-E.CA FAQ
Can you provide the ChartMill fundamental rating for BANK OF MONTREAL - BMO 6.816 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to BMO-PR-E.CA.
What is the valuation status for BMO-PR-E stock?
ChartMill assigns a valuation rating of 6 / 10 to BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for BANK OF MONTREAL - BMO 6.816 PERP?
BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for BMO-PR-E stock?
The Price/Earnings (PE) ratio for BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) is 2.5 and the Price/Book (PB) ratio is 0.22.
Can you provide the expected EPS growth for BMO-PR-E stock?
The Earnings per Share (EPS) of BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) is expected to grow by 23.54% in the next year.