BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) Stock Fundamental Analysis
Canada - TSX:BMO-PR-E - CA06368B2075
27 CAD
-0.1 (-0.37%)
BMO-PR-E gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 25 industry peers in the Banks industry. BMO-PR-E may be in some trouble as it scores bad on both profitability and health. BMO-PR-E has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year BMO-PR-E was profitable.
In the past year BMO-PR-E had a positive cash flow from operations.
In the past 5 years BMO-PR-E has always been profitable.
BMO-PR-E had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.58%, BMO-PR-E is not doing good in the industry: 76.00% of the companies in the same industry are doing better.
The Return On Equity of BMO-PR-E (9.57%) is worse than 68.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 9.57% | ||
| ROIC | N/A |
ROA(3y)0.65%
ROA(5y)0.65%
ROE(3y)10.78%
ROE(5y)10.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 23.12%, BMO-PR-E is doing worse than 72.00% of the companies in the same industry.
BMO-PR-E's Profit Margin has been stable in the last couple of years.
BMO-PR-E does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 23.12% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.54%
PM growth 5Y-0.59%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BMO-PR-E does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BMO-PR-E has been increased compared to 1 year ago.
BMO-PR-E has more shares outstanding than it did 5 years ago.
BMO-PR-E has about the same debt/assets ratio as last year.
2.2 Solvency
BMO-PR-E has a debt to FCF ratio of 455.97. This is a negative value and a sign of low solvency as BMO-PR-E would need 455.97 years to pay back of all of its debts.
BMO-PR-E has a worse Debt to FCF ratio (455.97) than 92.00% of its industry peers.
A Debt/Equity ratio of 2.69 is on the high side and indicates that BMO-PR-E has dependencies on debt financing.
BMO-PR-E's Debt to Equity ratio of 2.69 is on the low side compared to the rest of the industry. BMO-PR-E is outperformed by 72.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.69 | ||
| Debt/FCF | 455.97 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC17.08%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BMO-PR-E shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.79%.
The Earnings Per Share has been growing slightly by 0.55% on average over the past years.
The Revenue has grown by 11.61% in the past year. This is quite good.
The Revenue has been growing slightly by 5.17% on average over the past years.
EPS 1Y (TTM)1.79%
EPS 3Y-9.24%
EPS 5Y0.55%
EPS Q2Q%22.35%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y6.45%
Revenue growth 5Y5.17%
Sales Q2Q%9.53%
3.2 Future
BMO-PR-E is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.12% yearly.
The Revenue is expected to grow by 4.60% on average over the next years.
EPS Next Y23.54%
EPS Next 2Y18.01%
EPS Next 3Y15.97%
EPS Next 5Y9.12%
Revenue Next Year10.89%
Revenue Next 2Y6.92%
Revenue Next 3Y5.57%
Revenue Next 5Y4.6%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BMO-PR-E is valuated cheaply with a Price/Earnings ratio of 2.50.
Compared to the rest of the industry, the Price/Earnings ratio of BMO-PR-E indicates a somewhat cheap valuation: BMO-PR-E is cheaper than 64.00% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.28, BMO-PR-E is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 2.00, the valuation of BMO-PR-E can be described as very cheap.
Based on the Price/Forward Earnings ratio, BMO-PR-E is valued cheaper than 84.00% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 33.61. BMO-PR-E is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.5 | ||
| Fwd PE | 2 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BMO-PR-E is valued expensively inside the industry as 92.00% of the companies are valued cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 37.26 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as BMO-PR-E's earnings are expected to grow with 15.97% in the coming years.
PEG (NY)0.11
PEG (5Y)4.59
EPS Next 2Y18.01%
EPS Next 3Y15.97%
5. Dividend
5.1 Amount
BMO-PR-E has a Yearly Dividend Yield of 3.75%.
Compared to an average industry Dividend Yield of 4.38, BMO-PR-E has a dividend in line with its industry peers.
BMO-PR-E's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
5.2 History
The dividend of BMO-PR-E has a limited annual growth rate of 4.23%.
BMO-PR-E has been paying a dividend for over 5 years, so it has already some track record.
BMO-PR-E has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)4.23%
Div Incr Years1
Div Non Decr Years4
5.3 Sustainability
60.03% of the earnings are spent on dividend by BMO-PR-E. This is not a sustainable payout ratio.
The dividend of BMO-PR-E is growing, but earnings are growing more, so the dividend growth is sustainable.
DP60.03%
EPS Next 2Y18.01%
EPS Next 3Y15.97%
BANK OF MONTREAL - BMO 6.816 PERP
TSX:BMO-PR-E (11/10/2025, 7:00:00 PM)
27
-0.1 (-0.37%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners53.35%
Inst Owner ChangeN/A
Ins Owners0.04%
Ins Owner ChangeN/A
Market Cap19.30B
Revenue(TTM)35.89B
Net Income(TTM)8.30B
Analysts66.67
Price Target27.27 (1%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
Yearly Dividend5.29
Dividend Growth(5Y)4.23%
DP60.03%
Div Incr Years1
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)5.4%
Min EPS beat(2)2.34%
Max EPS beat(2)8.45%
EPS beat(4)3
Avg EPS beat(4)3.5%
Min EPS beat(4)-21.82%
Max EPS beat(4)25.04%
EPS beat(8)3
Avg EPS beat(8)-2.16%
EPS beat(12)4
Avg EPS beat(12)-3.32%
EPS beat(16)6
Avg EPS beat(16)-1.4%
Revenue beat(2)1
Avg Revenue beat(2)-0.52%
Min Revenue beat(2)-1.37%
Max Revenue beat(2)0.33%
Revenue beat(4)2
Avg Revenue beat(4)1.37%
Min Revenue beat(4)-1.37%
Max Revenue beat(4)7.39%
Revenue beat(8)2
Avg Revenue beat(8)-1.11%
Revenue beat(12)4
Avg Revenue beat(12)0.98%
Revenue beat(16)6
Avg Revenue beat(16)3.34%
PT rev (1m)6.82%
PT rev (3m)-0.09%
EPS NQ rev (1m)0%
EPS NQ rev (3m)4.48%
EPS NY rev (1m)0%
EPS NY rev (3m)3.38%
Revenue NQ rev (1m)-0.23%
Revenue NQ rev (3m)-0.18%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.37%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.5 | ||
| Fwd PE | 2 | ||
| P/S | 0.54 | ||
| P/FCF | 37.26 | ||
| P/OCF | 8.85 | ||
| P/B | 0.22 | ||
| P/tB | 0.3 | ||
| EV/EBITDA | N/A |
EPS(TTM)10.79
EY39.96%
EPS(NY)13.5
Fwd EY49.98%
FCF(TTM)0.72
FCFY2.68%
OCF(TTM)3.05
OCFY11.29%
SpS50.21
BVpS121.31
TBVpS91.21
PEG (NY)0.11
PEG (5Y)4.59
Graham Number171.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.58% | ||
| ROE | 9.57% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 23.12% | ||
| GM | N/A | ||
| FCFM | 1.44% |
ROA(3y)0.65%
ROA(5y)0.65%
ROE(3y)10.78%
ROE(5y)10.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-8.54%
PM growth 5Y-0.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.69 | ||
| Debt/FCF | 455.97 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 77.45% | ||
| Cap/Sales | 4.63% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 6.24% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC17.08%
ROIC/WACCN/A
Cap/Depr(3y)83.95%
Cap/Depr(5y)78.69%
Cap/Sales(3y)4.93%
Cap/Sales(5y)4.5%
Profit Quality(3y)205.3%
Profit Quality(5y)443.25%
High Growth Momentum
Growth
EPS 1Y (TTM)1.79%
EPS 3Y-9.24%
EPS 5Y0.55%
EPS Q2Q%22.35%
EPS Next Y23.54%
EPS Next 2Y18.01%
EPS Next 3Y15.97%
EPS Next 5Y9.12%
Revenue 1Y (TTM)11.61%
Revenue growth 3Y6.45%
Revenue growth 5Y5.17%
Sales Q2Q%9.53%
Revenue Next Year10.89%
Revenue Next 2Y6.92%
Revenue Next 3Y5.57%
Revenue Next 5Y4.6%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-97.67%
FCF growth 3Y-13.92%
FCF growth 5Y-0.51%
OCF growth 1Y-90.87%
OCF growth 3Y-12.98%
OCF growth 5Y-0.19%
BANK OF MONTREAL - BMO 6.816 PERP / BMO-PR-E.CA FAQ
Can you provide the ChartMill fundamental rating for BANK OF MONTREAL - BMO 6.816 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to BMO-PR-E.CA.
What is the valuation status for BMO-PR-E stock?
ChartMill assigns a valuation rating of 6 / 10 to BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA). This can be considered as Fairly Valued.
Can you provide the profitability details for BANK OF MONTREAL - BMO 6.816 PERP?
BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for BMO-PR-E stock?
The Price/Earnings (PE) ratio for BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) is 2.5 and the Price/Book (PB) ratio is 0.22.
Can you provide the expected EPS growth for BMO-PR-E stock?
The Earnings per Share (EPS) of BANK OF MONTREAL - BMO 6.816 PERP (BMO-PR-E.CA) is expected to grow by 23.54% in the next year.