BANCA MEDIOLANUM SPA (BMED.MI) Fundamental Analysis & Valuation

BIT:BMED • IT0004776628

Current stock price

16.67 EUR
-0.41 (-2.4%)
Last:

This BMED.MI fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BMED.MI Profitability Analysis

1.1 Basic Checks

  • In the past year BMED was profitable.
  • BMED had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: BMED reported negative operating cash flow in multiple years.
BMED.MI Yearly Net Income VS EBIT VS OCF VS FCFBMED.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

1.2 Ratios

  • BMED has a Return On Assets of 1.92%. This is comparable to the rest of the industry: BMED outperforms 55.17% of its industry peers.
  • The Return On Equity of BMED (38.49%) is better than 87.93% of its industry peers.
Industry RankSector Rank
ROA 1.92%
ROE 38.49%
ROIC N/A
ROA(3y)1.46%
ROA(5y)1.21%
ROE(3y)31.26%
ROE(5y)27.24%
ROIC(3y)N/A
ROIC(5y)N/A
BMED.MI Yearly ROA, ROE, ROICBMED.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

1.3 Margins

  • With a decent Profit Margin value of 23.06%, BMED is doing good in the industry, outperforming 77.59% of the companies in the same industry.
  • In the last couple of years the Profit Margin of BMED has grown nicely.
  • BMED does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 23.06%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.44%
PM growth 5Y25.76%
GM growth 3YN/A
GM growth 5YN/A
BMED.MI Yearly Profit, Operating, Gross MarginsBMED.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 40 60 80

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2

2. BMED.MI Health Analysis

2.1 Basic Checks

  • BMED does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • BMED has more shares outstanding than it did 1 year ago.
  • BMED has more shares outstanding than it did 5 years ago.
  • BMED has a better debt/assets ratio than last year.
BMED.MI Yearly Shares OutstandingBMED.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M
BMED.MI Yearly Total Debt VS Total AssetsBMED.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B 80B

2.2 Solvency

  • A Debt/Equity ratio of 0.07 indicates that BMED is not too dependend on debt financing.
  • BMED has a Debt to Equity ratio of 0.07. This is amongst the best in the industry. BMED outperforms 81.03% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC7.04%
BMED.MI Yearly LT Debt VS Equity VS FCFBMED.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BMED.MI Yearly Current Assets VS Current LiabilitesBMED.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10B 20B 30B 40B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. BMED.MI Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 36.00% over the past year.
  • BMED shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 14.21% yearly.
  • BMED shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -22.00%.
  • Measured over the past years, BMED shows a small growth in Revenue. The Revenue has been growing by 0.11% on average per year.
EPS 1Y (TTM)36%
EPS 3Y15.94%
EPS 5Y14.21%
EPS Q2Q%16%
Revenue 1Y (TTM)-22%
Revenue growth 3Y-0.53%
Revenue growth 5Y0.11%
Sales Q2Q%23.56%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.79% on average over the next years.
  • The Revenue is expected to grow by 2.97% on average over the next years.
EPS Next Y-0.73%
EPS Next 2Y-1.98%
EPS Next 3Y0.46%
EPS Next 5Y1.79%
Revenue Next Year-4.43%
Revenue Next 2Y0.49%
Revenue Next 3Y2.21%
Revenue Next 5Y2.97%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BMED.MI Yearly Revenue VS EstimatesBMED.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2B 4B 6B
BMED.MI Yearly EPS VS EstimatesBMED.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 0.5 1 1.5

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3

4. BMED.MI Valuation Analysis

4.1 Price/Earnings Ratio

  • BMED is valuated reasonably with a Price/Earnings ratio of 11.11.
  • Based on the Price/Earnings ratio, BMED is valued a bit cheaper than the industry average as 65.52% of the companies are valued more expensively.
  • The average S&P500 Price/Earnings ratio is at 25.61. BMED is valued rather cheaply when compared to this.
  • The Price/Forward Earnings ratio is 11.60, which indicates a very decent valuation of BMED.
  • BMED's Price/Forward Earnings is on the same level as the industry average.
  • BMED is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 22.79, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 11.11
Fwd PE 11.6
BMED.MI Price Earnings VS Forward Price EarningsBMED.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BMED.MI Per share dataBMED.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.78
EPS Next 2Y-1.98%
EPS Next 3Y0.46%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. BMED.MI Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 7.48%, BMED is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.44, BMED pays a better dividend. On top of this BMED pays more dividend than 93.10% of the companies listed in the same industry.
  • BMED's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 7.48%

5.2 History

  • The dividend of BMED is nicely growing with an annual growth rate of 14.04%!
Dividend Growth(5Y)14.04%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • The dividend of BMED is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP0%
EPS Next 2Y-1.98%
EPS Next 3Y0.46%
BMED.MI Yearly Income VS Free CF VS DividendBMED.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 1B -1B 2B

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BMED.MI Fundamentals: All Metrics, Ratios and Statistics

BANCA MEDIOLANUM SPA

BIT:BMED (3/26/2026, 1:46:16 PM)

16.67

-0.41 (-2.4%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-03
Earnings (Next)05-07
Inst Owners12.86%
Inst Owner ChangeN/A
Ins Owners40.21%
Ins Owner ChangeN/A
Market Cap12.43B
Revenue(TTM)7.50B
Net Income(TTM)1.73B
Analysts78.82
Price Target21.94 (31.61%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 7.48%
Yearly Dividend0.79
Dividend Growth(5Y)14.04%
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)14.51%
Min Revenue beat(2)2.29%
Max Revenue beat(2)26.74%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.76%
PT rev (3m)9.85%
EPS NQ rev (1m)0%
EPS NQ rev (3m)N/A
EPS NY rev (1m)2.28%
EPS NY rev (3m)2.79%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)3.32%
Revenue NY rev (3m)3.63%
Valuation
Industry RankSector Rank
PE 11.11
Fwd PE 11.6
P/S 1.66
P/FCF N/A
P/OCF N/A
P/B 2.76
P/tB 2.91
EV/EBITDA N/A
EPS(TTM)1.5
EY9%
EPS(NY)1.44
Fwd EY8.62%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS10.07
BVpS6.03
TBVpS5.73
PEG (NY)N/A
PEG (5Y)0.78
Graham Number14.27
Profitability
Industry RankSector Rank
ROA 1.92%
ROE 38.49%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 23.06%
GM N/A
FCFM N/A
ROA(3y)1.46%
ROA(5y)1.21%
ROE(3y)31.26%
ROE(5y)27.24%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.44%
PM growth 5Y25.76%
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.08
Health
Industry RankSector Rank
Debt/Equity 0.07
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-ScoreN/A
WACC7.04%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36%
EPS 3Y15.94%
EPS 5Y14.21%
EPS Q2Q%16%
EPS Next Y-0.73%
EPS Next 2Y-1.98%
EPS Next 3Y0.46%
EPS Next 5Y1.79%
Revenue 1Y (TTM)-22%
Revenue growth 3Y-0.53%
Revenue growth 5Y0.11%
Sales Q2Q%23.56%
Revenue Next Year-4.43%
Revenue Next 2Y0.49%
Revenue Next 3Y2.21%
Revenue Next 5Y2.97%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year4.14%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

BANCA MEDIOLANUM SPA / BMED.MI Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BANCA MEDIOLANUM SPA (BMED.MI) stock?

ChartMill assigns a fundamental rating of 3 / 10 to BMED.MI.


Can you provide the valuation status for BANCA MEDIOLANUM SPA?

ChartMill assigns a valuation rating of 3 / 10 to BANCA MEDIOLANUM SPA (BMED.MI). This can be considered as Overvalued.


Can you provide the profitability details for BANCA MEDIOLANUM SPA?

BANCA MEDIOLANUM SPA (BMED.MI) has a profitability rating of 3 / 10.


How financially healthy is BANCA MEDIOLANUM SPA?

The financial health rating of BANCA MEDIOLANUM SPA (BMED.MI) is 2 / 10.


What is the expected EPS growth for BANCA MEDIOLANUM SPA (BMED.MI) stock?

The Earnings per Share (EPS) of BANCA MEDIOLANUM SPA (BMED.MI) is expected to decline by -0.73% in the next year.