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BUMBLE INC-A (BMBL) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:BMBL - US12047B1052 - Common Stock

3.6926 USD
+0.14 (+4.02%)
Last: 12/1/2025, 2:29:01 PM
Fundamental Rating

4

Taking everything into account, BMBL scores 4 out of 10 in our fundamental rating. BMBL was compared to 70 industry peers in the Interactive Media & Services industry. BMBL has an average financial health and profitability rating. BMBL is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

BMBL had negative earnings in the past year.
BMBL had a positive operating cash flow in the past year.
BMBL had negative earnings in 4 of the past 5 years.
In the past 5 years BMBL always reported a positive cash flow from operatings.
BMBL Yearly Net Income VS EBIT VS OCF VS FCFBMBL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 200M -200M -400M

1.2 Ratios

The Return On Assets of BMBL (-9.07%) is worse than 67.14% of its industry peers.
The Return On Equity of BMBL (-29.43%) is worse than 64.29% of its industry peers.
The Return On Invested Capital of BMBL (8.86%) is better than 82.86% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BMBL is significantly below the industry average of 13.56%.
The last Return On Invested Capital (8.86%) for BMBL is above the 3 year average (3.20%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -9.07%
ROE -29.43%
ROIC 8.86%
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
BMBL Yearly ROA, ROE, ROICBMBL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 100 200

1.3 Margins

BMBL's Operating Margin of 23.13% is amongst the best of the industry. BMBL outperforms 88.57% of its industry peers.
BMBL's Operating Margin has been stable in the last couple of years.
BMBL's Gross Margin of 70.69% is in line compared to the rest of the industry. BMBL outperforms 58.57% of its industry peers.
BMBL's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 23.13%
PM (TTM) N/A
GM 70.69%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
BMBL Yearly Profit, Operating, Gross MarginsBMBL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60

5

2. Health

2.1 Basic Checks

BMBL has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, BMBL has less shares outstanding
BMBL has less shares outstanding than it did 5 years ago.
The debt/assets ratio for BMBL is higher compared to a year ago.
BMBL Yearly Shares OutstandingBMBL Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
BMBL Yearly Total Debt VS Total AssetsBMBL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

Based on the Altman-Z score of 0.56, we must say that BMBL is in the distress zone and has some risk of bankruptcy.
BMBL's Altman-Z score of 0.56 is on the low side compared to the rest of the industry. BMBL is outperformed by 60.00% of its industry peers.
BMBL has a debt to FCF ratio of 3.40. This is a good value and a sign of high solvency as BMBL would need 3.40 years to pay back of all of its debts.
BMBL has a better Debt to FCF ratio (3.40) than 67.14% of its industry peers.
BMBL has a Debt/Equity ratio of 0.86. This is a neutral value indicating BMBL is somewhat dependend on debt financing.
The Debt to Equity ratio of BMBL (0.86) is worse than 75.71% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF 3.4
Altman-Z 0.56
ROIC/WACC0.87
WACC10.13%
BMBL Yearly LT Debt VS Equity VS FCFBMBL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

A Current Ratio of 3.55 indicates that BMBL has no problem at all paying its short term obligations.
BMBL has a Current ratio of 3.55. This is in the better half of the industry: BMBL outperforms 80.00% of its industry peers.
A Quick Ratio of 3.55 indicates that BMBL has no problem at all paying its short term obligations.
With a decent Quick ratio value of 3.55, BMBL is doing good in the industry, outperforming 80.00% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 3.55
Quick Ratio 3.55
BMBL Yearly Current Assets VS Current LiabilitesBMBL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2

3. Growth

3.1 Past

BMBL shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -176.86%.
Measured over the past years, BMBL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 17.44% on average per year.
BMBL shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -25.77%.
BMBL shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 16.99% yearly.
EPS 1Y (TTM)-176.86%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-85.84%
Revenue 1Y (TTM)-25.77%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-10.03%

3.2 Future

BMBL is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.18% yearly.
BMBL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -6.59% yearly.
EPS Next Y-150.99%
EPS Next 2Y-37.93%
EPS Next 3Y-30.18%
EPS Next 5Y1.18%
Revenue Next Year-9.05%
Revenue Next 2Y-7.29%
Revenue Next 3Y-5.24%
Revenue Next 5Y-6.59%

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BMBL Yearly Revenue VS EstimatesBMBL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
BMBL Yearly EPS VS EstimatesBMBL Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 -2 -4

5

4. Valuation

4.1 Price/Earnings Ratio

BMBL reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
A Price/Forward Earnings ratio of 3.46 indicates a rather cheap valuation of BMBL.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BMBL indicates a rather cheap valuation: BMBL is cheaper than 98.57% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of BMBL to the average of the S&P500 Index (36.56), we can say BMBL is valued rather cheaply.
Industry RankSector Rank
PE N/A
Fwd PE 3.46
BMBL Price Earnings VS Forward Price EarningsBMBL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30

4.2 Price Multiples

Based on the Enterprise Value to EBITDA ratio, BMBL is valued cheaply inside the industry as 95.71% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, BMBL is valued cheaply inside the industry as 98.57% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 2.4
EV/EBITDA 2.52
BMBL Per share dataBMBL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5

4.3 Compensation for Growth

BMBL's earnings are expected to decrease with -30.18% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-37.93%
EPS Next 3Y-30.18%

0

5. Dividend

5.1 Amount

BMBL does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

BUMBLE INC-A

NASDAQ:BMBL (12/1/2025, 2:29:01 PM)

3.6926

+0.14 (+4.02%)

Chartmill FA Rating
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)11-05 2025-11-05/amc
Earnings (Next)02-16 2026-02-16/amc
Inst Owners86.1%
Inst Owner Change-0.24%
Ins Owners3.66%
Ins Owner Change20.04%
Market Cap416.30M
Revenue(TTM)1.00B
Net Income(TTM)-198.78M
Analysts55.83
Price Target5.32 (44.07%)
Short Float %13.79%
Short Ratio4.1
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-403.97%
Min EPS beat(2)-805.98%
Max EPS beat(2)-1.96%
EPS beat(4)0
Avg EPS beat(4)-224.73%
Min EPS beat(4)-805.98%
Max EPS beat(4)-1.96%
EPS beat(8)3
Avg EPS beat(8)22.82%
EPS beat(12)5
Avg EPS beat(12)-5312.24%
EPS beat(16)8
Avg EPS beat(16)-3693.07%
Revenue beat(2)0
Avg Revenue beat(2)-1.05%
Min Revenue beat(2)-1.38%
Max Revenue beat(2)-0.72%
Revenue beat(4)0
Avg Revenue beat(4)-1.31%
Min Revenue beat(4)-1.61%
Max Revenue beat(4)-0.72%
Revenue beat(8)0
Avg Revenue beat(8)-1.73%
Revenue beat(12)1
Avg Revenue beat(12)-1.49%
Revenue beat(16)1
Avg Revenue beat(16)-1.76%
PT rev (1m)-22.34%
PT rev (3m)-22.34%
EPS NQ rev (1m)-7.86%
EPS NQ rev (3m)-13.44%
EPS NY rev (1m)0%
EPS NY rev (3m)-1501.98%
Revenue NQ rev (1m)-5.1%
Revenue NQ rev (3m)-5.14%
Revenue NY rev (1m)-0.02%
Revenue NY rev (3m)0.07%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE 3.46
P/S 0.42
P/FCF 2.4
P/OCF 2.25
P/B 0.62
P/tB N/A
EV/EBITDA 2.52
EPS(TTM)-1.96
EYN/A
EPS(NY)1.07
Fwd EY28.9%
FCF(TTM)1.54
FCFY41.64%
OCF(TTM)1.64
OCFY44.51%
SpS8.9
BVpS5.99
TBVpS-9.24
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -9.07%
ROE -29.43%
ROCE 11.21%
ROIC 8.86%
ROICexc 10.41%
ROICexgc 406.26%
OM 23.13%
PM (TTM) N/A
GM 70.69%
FCFM 17.28%
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
ROICexc(3y)3.52%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.05%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5Y8.11%
ROICexc growth 3YN/A
ROICexc growth 5Y-49.46%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
F-Score6
Asset Turnover0.46
Health
Industry RankSector Rank
Debt/Equity 0.86
Debt/FCF 3.4
Debt/EBITDA 2.15
Cap/Depr 30.74%
Cap/Sales 1.19%
Interest Coverage 250
Cash Conversion 68.4%
Profit Quality N/A
Current Ratio 3.55
Quick Ratio 3.55
Altman-Z 0.56
F-Score6
WACC10.13%
ROIC/WACC0.87
Cap/Depr(3y)26%
Cap/Depr(5y)20.7%
Cap/Sales(3y)1.91%
Cap/Sales(5y)1.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-176.86%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-85.84%
EPS Next Y-150.99%
EPS Next 2Y-37.93%
EPS Next 3Y-30.18%
EPS Next 5Y1.18%
Revenue 1Y (TTM)-25.77%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-10.03%
Revenue Next Year-9.05%
Revenue Next 2Y-7.29%
Revenue Next 3Y-5.24%
Revenue Next 5Y-6.59%
EBIT growth 1Y36.98%
EBIT growth 3YN/A
EBIT growth 5Y18.04%
EBIT Next Year151.91%
EBIT Next 3Y34.81%
EBIT Next 5Y18.33%
FCF growth 1Y14.05%
FCF growth 3Y2%
FCF growth 5Y1.06%
OCF growth 1Y9.13%
OCF growth 3Y5.61%
OCF growth 5Y4.01%

BUMBLE INC-A / BMBL FAQ

Can you provide the ChartMill fundamental rating for BUMBLE INC-A?

ChartMill assigns a fundamental rating of 4 / 10 to BMBL.


Can you provide the valuation status for BUMBLE INC-A?

ChartMill assigns a valuation rating of 5 / 10 to BUMBLE INC-A (BMBL). This can be considered as Fairly Valued.


How profitable is BUMBLE INC-A (BMBL) stock?

BUMBLE INC-A (BMBL) has a profitability rating of 4 / 10.