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BUMBLE INC-A (BMBL) Stock Fundamental Analysis

NASDAQ:BMBL - Nasdaq - US12047B1052 - Common Stock - Currency: USD

4.92  -0.22 (-4.28%)

Premarket: 4.91 -0.01 (-0.2%)

Fundamental Rating

5

BMBL gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 71 industry peers in the Interactive Media & Services industry. BMBL has only an average score on both its financial health and profitability. BMBL scores decently on growth, while it is valued quite cheap. This could make an interesting combination.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

In the past year BMBL was profitable.
BMBL had a positive operating cash flow in the past year.
In the past 5 years BMBL reported 4 times negative net income.
Each year in the past 5 years BMBL had a positive operating cash flow.
BMBL Yearly Net Income VS EBIT VS OCF VS FCFBMBL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2018 2019 2020 2021 2022 2023 2024 0 200M -200M -400M

1.2 Ratios

BMBL has a Return On Assets of -21.67%. This is in the lower half of the industry: BMBL underperforms 74.65% of its industry peers.
With a Return On Equity value of -66.73%, BMBL is not doing good in the industry: 76.06% of the companies in the same industry are doing better.
Looking at the Return On Invested Capital, with a value of 8.75%, BMBL belongs to the top of the industry, outperforming 84.51% of the companies in the same industry.
BMBL had an Average Return On Invested Capital over the past 3 years of 3.20%. This is significantly below the industry average of 12.03%.
The last Return On Invested Capital (8.75%) for BMBL is above the 3 year average (3.20%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA -21.67%
ROE -66.73%
ROIC 8.75%
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
BMBL Yearly ROA, ROE, ROICBMBL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2018 2019 2020 2021 2022 2023 2024 0 100 200

1.3 Margins

BMBL has a Operating Margin of 20.06%. This is amongst the best in the industry. BMBL outperforms 88.73% of its industry peers.
BMBL's Operating Margin has been stable in the last couple of years.
With a Gross Margin value of 70.34%, BMBL perfoms like the industry average, outperforming 54.93% of the companies in the same industry.
In the last couple of years the Gross Margin of BMBL has remained more or less at the same level.
Industry RankSector Rank
OM 20.06%
PM (TTM) N/A
GM 70.34%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
BMBL Yearly Profit, Operating, Gross MarginsBMBL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60

5

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BMBL is destroying value.
The number of shares outstanding for BMBL has been reduced compared to 1 year ago.
Compared to 5 years ago, BMBL has less shares outstanding
Compared to 1 year ago, BMBL has a worse debt to assets ratio.
BMBL Yearly Shares OutstandingBMBL Yearly Shares OutstandingYearly Shares Outstanding 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
BMBL Yearly Total Debt VS Total AssetsBMBL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B

2.2 Solvency

Based on the Altman-Z score of 0.77, we must say that BMBL is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.77, BMBL perfoms like the industry average, outperforming 46.48% of the companies in the same industry.
The Debt to FCF ratio of BMBL is 4.47, which is a neutral value as it means it would take BMBL, 4.47 years of fcf income to pay off all of its debts.
BMBL has a Debt to FCF ratio (4.47) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.75 indicates that BMBL is somewhat dependend on debt financing.
BMBL has a worse Debt to Equity ratio (0.75) than 74.65% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.75
Debt/FCF 4.47
Altman-Z 0.77
ROIC/WACC0.91
WACC9.65%
BMBL Yearly LT Debt VS Equity VS FCFBMBL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

BMBL has a Current Ratio of 2.83. This indicates that BMBL is financially healthy and has no problem in meeting its short term obligations.
The Current ratio of BMBL (2.83) is better than 67.61% of its industry peers.
BMBL has a Quick Ratio of 2.83. This indicates that BMBL is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 2.83, BMBL is doing good in the industry, outperforming 67.61% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.83
Quick Ratio 2.83
BMBL Yearly Current Assets VS Current LiabilitesBMBL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

5

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 1494.12% over the past year.
Measured over the past years, BMBL shows a quite strong growth in Earnings Per Share. The EPS has been growing by 17.44% on average per year.
BMBL shows a strong growth in Revenue. In the last year, the Revenue has grown by 22.49%.
The Revenue has been growing by 16.99% on average over the past years. This is quite good.
EPS 1Y (TTM)1494.12%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-31.58%
Revenue 1Y (TTM)22.49%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-7.72%

3.2 Future

The Earnings Per Share is expected to grow by 1.18% on average over the next years.
BMBL is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.58% yearly.
EPS Next Y-76.13%
EPS Next 2Y-48.92%
EPS Next 3Y-31.32%
EPS Next 5Y1.18%
Revenue Next Year-10.98%
Revenue Next 2Y-7.3%
Revenue Next 3Y-4.88%
Revenue Next 5Y-3.58%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BMBL Yearly Revenue VS EstimatesBMBL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 200M 400M 600M 800M 1B
BMBL Yearly EPS VS EstimatesBMBL Yearly EPS VS EstimatesYearly EPS VS Estimates 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 0 2 -2 -4

7

4. Valuation

4.1 Price/Earnings Ratio

BMBL is valuated cheaply with a Price/Earnings ratio of 1.82.
Based on the Price/Earnings ratio, BMBL is valued cheaper than 97.18% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.60. BMBL is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 6.81 indicates a rather cheap valuation of BMBL.
BMBL's Price/Forward Earnings ratio is rather cheap when compared to the industry. BMBL is cheaper than 94.37% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.39. BMBL is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 1.82
Fwd PE 6.81
BMBL Price Earnings VS Forward Price EarningsBMBL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

95.77% of the companies in the same industry are more expensive than BMBL, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BMBL indicates a rather cheap valuation: BMBL is cheaper than 98.59% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 3.69
EV/EBITDA 2.81
BMBL Per share dataBMBL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 -5 10 -10

4.3 Compensation for Growth

A cheap valuation may be justified as BMBL's earnings are expected to decrease with -31.32% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-48.92%
EPS Next 3Y-31.32%

0

5. Dividend

5.1 Amount

BMBL does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

BUMBLE INC-A

NASDAQ:BMBL (6/12/2025, 8:00:02 PM)

Premarket: 4.91 -0.01 (-0.2%)

4.92

-0.22 (-4.28%)

Chartmill FA Rating
GICS SectorCommunication Services
GICS IndustryGroupMedia & Entertainment
GICS IndustryInteractive Media & Services
Earnings (Last)05-07 2025-05-07/amc
Earnings (Next)08-05 2025-08-05/amc
Inst Owners85.45%
Inst Owner Change-5.83%
Ins Owners1.42%
Ins Owner Change74.48%
Market Cap508.19M
Analysts67.5
Price Target5.76 (17.07%)
Short Float %16.75%
Short Ratio4.29
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-45.49%
Min EPS beat(2)-84.28%
Max EPS beat(2)-6.71%
EPS beat(4)2
Avg EPS beat(4)269.06%
Min EPS beat(4)-84.28%
Max EPS beat(4)1106.21%
EPS beat(8)5
Avg EPS beat(8)137.31%
EPS beat(12)6
Avg EPS beat(12)-5160.81%
EPS beat(16)8
Avg EPS beat(16)-3764.04%
Revenue beat(2)0
Avg Revenue beat(2)-1.56%
Min Revenue beat(2)-1.61%
Max Revenue beat(2)-1.52%
Revenue beat(4)0
Avg Revenue beat(4)-2.02%
Min Revenue beat(4)-3.59%
Max Revenue beat(4)-1.34%
Revenue beat(8)0
Avg Revenue beat(8)-1.87%
Revenue beat(12)1
Avg Revenue beat(12)-1.81%
Revenue beat(16)2
Avg Revenue beat(16)-1.61%
PT rev (1m)-6.14%
PT rev (3m)-20.96%
EPS NQ rev (1m)123.89%
EPS NQ rev (3m)92.53%
EPS NY rev (1m)18.07%
EPS NY rev (3m)-19.5%
Revenue NQ rev (1m)-1.75%
Revenue NQ rev (3m)-2.85%
Revenue NY rev (1m)-0.96%
Revenue NY rev (3m)-4.41%
Valuation
Industry RankSector Rank
PE 1.82
Fwd PE 6.81
P/S 0.39
P/FCF 3.69
P/OCF 3.09
P/B 0.62
P/tB N/A
EV/EBITDA 2.81
EPS(TTM)2.71
EY55.08%
EPS(NY)0.72
Fwd EY14.69%
FCF(TTM)1.34
FCFY27.14%
OCF(TTM)1.59
OCFY32.32%
SpS12.77
BVpS7.89
TBVpS-12.7
PEG (NY)N/A
PEG (5Y)N/A
Profitability
Industry RankSector Rank
ROA -21.67%
ROE -66.73%
ROCE 11.08%
ROIC 8.75%
ROICexc 9.56%
ROICexgc 348.96%
OM 20.06%
PM (TTM) N/A
GM 70.34%
FCFM 10.46%
ROA(3y)-8.11%
ROA(5y)-4.71%
ROE(3y)-24.24%
ROE(5y)-13.68%
ROIC(3y)3.2%
ROIC(5y)N/A
ROICexc(3y)3.52%
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)4.05%
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5Y8.11%
ROICexc growth 3YN/A
ROICexc growth 5Y-49.46%
OM growth 3YN/A
OM growth 5Y0.89%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.24%
GM growth 5Y-0.31%
F-Score5
Asset Turnover0.53
Health
Industry RankSector Rank
Debt/Equity 0.75
Debt/FCF 4.47
Debt/EBITDA 1.86
Cap/Depr 41.85%
Cap/Sales 2%
Interest Coverage 250
Cash Conversion 50.14%
Profit Quality N/A
Current Ratio 2.83
Quick Ratio 2.83
Altman-Z 0.77
F-Score5
WACC9.65%
ROIC/WACC0.91
Cap/Depr(3y)26%
Cap/Depr(5y)20.7%
Cap/Sales(3y)1.91%
Cap/Sales(5y)1.91%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1494.12%
EPS 3Y17.44%
EPS 5YN/A
EPS Q2Q%-31.58%
EPS Next Y-76.13%
EPS Next 2Y-48.92%
EPS Next 3Y-31.32%
EPS Next 5Y1.18%
Revenue 1Y (TTM)22.49%
Revenue growth 3Y12.09%
Revenue growth 5Y16.99%
Sales Q2Q%-7.72%
Revenue Next Year-10.98%
Revenue Next 2Y-7.3%
Revenue Next 3Y-4.88%
Revenue Next 5Y-3.58%
EBIT growth 1Y138.85%
EBIT growth 3YN/A
EBIT growth 5Y18.04%
EBIT Next Year146.08%
EBIT Next 3Y34.68%
EBIT Next 5Y18.58%
FCF growth 1Y26.75%
FCF growth 3Y2%
FCF growth 5Y1.06%
OCF growth 1Y29.45%
OCF growth 3Y5.61%
OCF growth 5Y4.01%