BLEND LABS INC-A (BLND) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:BLND • US09352U1088

2.38 USD
-0.06 (-2.46%)
At close: Jan 30, 2026
2.39 USD
+0.01 (+0.42%)
After Hours: 1/30/2026, 5:05:00 PM
Fundamental Rating

3

Taking everything into account, BLND scores 3 out of 10 in our fundamental rating. BLND was compared to 278 industry peers in the Software industry. The financial health of BLND is average, but there are quite some concerns on its profitability. BLND is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

  • In the past year BLND was profitable.
  • In the past year BLND had a positive cash flow from operations.
  • In the past 5 years BLND always reported negative net income.
  • BLND had a negative operating cash flow in each of the past 5 years.
BLND Yearly Net Income VS EBIT VS OCF VS FCFBLND Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 -200M -400M -600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of -12.79%, BLND is doing worse than 68.35% of the companies in the same industry.
  • BLND's Return On Equity of -17.03% is in line compared to the rest of the industry. BLND outperforms 41.37% of its industry peers.
Industry RankSector Rank
ROA -12.79%
ROE -17.03%
ROIC N/A
ROA(3y)-100.49%
ROA(5y)-70.29%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
BLND Yearly ROA, ROE, ROICBLND Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 0 500 -500

1.3 Margins

  • BLND has a Gross Margin (68.99%) which is in line with its industry peers.
  • BLND's Gross Margin has declined in the last couple of years.
  • BLND does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 68.99%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y4.15%
GM growth 5Y-1.85%
BLND Yearly Profit, Operating, Gross MarginsBLND Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 0 -100 -200 -300

6

2. Health

2.1 Basic Checks

  • BLND does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BLND has more shares outstanding
  • BLND has more shares outstanding than it did 5 years ago.
  • There is no outstanding debt for BLND. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BLND Yearly Shares OutstandingBLND Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
BLND Yearly Total Debt VS Total AssetsBLND Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • BLND has an Altman-Z score of -1.38. This is a bad value and indicates that BLND is not financially healthy and even has some risk of bankruptcy.
  • BLND has a Altman-Z score of -1.38. This is in the lower half of the industry: BLND underperforms 76.62% of its industry peers.
  • There is no outstanding debt for BLND. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z -1.38
ROIC/WACCN/A
WACC11.23%
BLND Yearly LT Debt VS Equity VS FCFBLND Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 0 200M 400M 600M

2.3 Liquidity

  • BLND has a Current Ratio of 2.54. This indicates that BLND is financially healthy and has no problem in meeting its short term obligations.
  • BLND's Current ratio of 2.54 is fine compared to the rest of the industry. BLND outperforms 69.42% of its industry peers.
  • A Quick Ratio of 2.54 indicates that BLND has no problem at all paying its short term obligations.
  • BLND's Quick ratio of 2.54 is fine compared to the rest of the industry. BLND outperforms 69.78% of its industry peers.
Industry RankSector Rank
Current Ratio 2.54
Quick Ratio 2.54
BLND Yearly Current Assets VS Current LiabilitesBLND Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 200M 400M 600M

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 105.88% over the past year.
  • The Revenue for BLND has decreased by -15.41% in the past year. This is quite bad
  • Measured over the past years, BLND shows a very strong growth in Revenue. The Revenue has been growing by 26.16% on average per year.
EPS 1Y (TTM)105.88%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%190.12%
Revenue 1Y (TTM)-15.41%
Revenue growth 3Y-11.6%
Revenue growth 5Y26.16%
Sales Q2Q%-27.28%

3.2 Future

  • The Earnings Per Share is expected to grow by 56.51% on average over the next years. This is a very strong growth
  • Based on estimates for the next years, BLND will show a small growth in Revenue. The Revenue will grow by 3.12% on average per year.
EPS Next Y141.44%
EPS Next 2Y72.92%
EPS Next 3Y56.51%
EPS Next 5YN/A
Revenue Next Year-24.11%
Revenue Next 2Y-4.65%
Revenue Next 3Y3.12%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BLND Yearly Revenue VS EstimatesBLND Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
BLND Yearly EPS VS EstimatesBLND Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 -0.2 -0.4 -0.6

2

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 238.00, which means the current valuation is very expensive for BLND.
  • Based on the Price/Earnings ratio, BLND is valued a bit more expensive than the industry average as 60.79% of the companies are valued more cheaply.
  • The average S&P500 Price/Earnings ratio is at 28.39. BLND is valued rather expensively when compared to this.
  • The Price/Forward Earnings ratio is 30.04, which means the current valuation is very expensive for BLND.
  • The rest of the industry has a similar Price/Forward Earnings ratio as BLND.
  • When comparing the Price/Forward Earnings ratio of BLND to the average of the S&P500 Index (25.72), we can say BLND is valued inline with the index average.
Industry RankSector Rank
PE 238
Fwd PE 30.04
BLND Price Earnings VS Forward Price EarningsBLND Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 50 100 150 200

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BLND Per share dataBLND EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.1 0.2 0.3 0.4 0.5

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • BLND's earnings are expected to grow with 56.51% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.68
PEG (5Y)N/A
EPS Next 2Y72.92%
EPS Next 3Y56.51%

0

5. Dividend

5.1 Amount

  • No dividends for BLND!.
Industry RankSector Rank
Dividend Yield 0%

BLEND LABS INC-A / BLND FAQ

What is the fundamental rating for BLND stock?

ChartMill assigns a fundamental rating of 3 / 10 to BLND.


What is the valuation status of BLEND LABS INC-A (BLND) stock?

ChartMill assigns a valuation rating of 2 / 10 to BLEND LABS INC-A (BLND). This can be considered as Overvalued.


How profitable is BLEND LABS INC-A (BLND) stock?

BLEND LABS INC-A (BLND) has a profitability rating of 1 / 10.


How financially healthy is BLEND LABS INC-A?

The financial health rating of BLEND LABS INC-A (BLND) is 6 / 10.