Black Knight Inc (BKI) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BKI - US09215C1053 - Common Stock
75.76 USD
0 (0%)
75.77 USD
+0.01 (+0.01%)
BKI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 277 industry peers in the Software industry. There are concerns on the financial health of BKI while its profitability can be described as average. BKI is quite expensive at the moment. It does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year BKI was profitable.
- BKI had a positive operating cash flow in the past year.
1.2 Ratios
- Looking at the Return On Assets, with a value of 4.24%, BKI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
- BKI's Return On Equity of 8.79% is amongst the best of the industry. BKI outperforms 85.87% of its industry peers.
- The Return On Invested Capital of BKI (4.55%) is better than 81.52% of its industry peers.
- BKI had an Average Return On Invested Capital over the past 3 years of 4.50%. This is significantly below the industry average of 10.78%.
- The 3 year average ROIC (4.50%) for BKI is below the current ROIC(4.55%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROIC | 4.55% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
1.3 Margins
- The Profit Margin of BKI (16.09%) is better than 89.13% of its industry peers.
- BKI's Profit Margin has improved in the last couple of years.
- BKI's Operating Margin of 19.41% is amongst the best of the industry. BKI outperforms 90.22% of its industry peers.
- In the last couple of years the Operating Margin of BKI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A |
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BKI is destroying value.
- BKI has more shares outstanding than it did 1 year ago.
- The debt/assets ratio for BKI is higher compared to a year ago.
2.2 Solvency
- BKI has an Altman-Z score of 3.23. This indicates that BKI is financially healthy and has little risk of bankruptcy at the moment.
- With a decent Altman-Z score value of 3.23, BKI is doing good in the industry, outperforming 63.04% of the companies in the same industry.
- The Debt to FCF ratio of BKI is 26.41, which is on the high side as it means it would take BKI, 26.41 years of fcf income to pay off all of its debts.
- BKI has a Debt to FCF ratio of 26.41. This is comparable to the rest of the industry: BKI outperforms 51.45% of its industry peers.
- BKI has a Debt/Equity ratio of 0.86. This is a neutral value indicating BKI is somewhat dependend on debt financing.
- The Debt to Equity ratio of BKI (0.86) is worse than 71.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Altman-Z | 3.23 |
ROIC/WACC0.44
WACC10.39%
2.3 Liquidity
- BKI has a Current Ratio of 1.43. This is a normal value and indicates that BKI is financially healthy and should not expect problems in meeting its short term obligations.
- BKI has a Current ratio (1.43) which is comparable to the rest of the industry.
- BKI has a Quick Ratio of 1.43. This is a normal value and indicates that BKI is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 1.43, BKI is in line with its industry, outperforming 47.46% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
- The earnings per share for BKI have decreased strongly by -18.11% in the last year.
- The Earnings Per Share has been growing by 11.33% on average over the past years. This is quite good.
- The Revenue has decreased by -1.64% in the past year.
- The Revenue has been growing by 8.09% on average over the past years. This is quite good.
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
3.2 Future
- Based on estimates for the next years, BKI will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.33% on average per year.
- The Revenue is expected to grow by 4.70% on average over the next years.
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 36.42, BKI can be considered very expensive at the moment.
- BKI's Price/Earnings ratio is a bit cheaper when compared to the industry. BKI is cheaper than 75.72% of the companies in the same industry.
- BKI's Price/Earnings ratio indicates a valuation a bit more expensive than the S&P500 average which is at 27.38.
- The Price/Forward Earnings ratio is 31.80, which means the current valuation is very expensive for BKI.
- Based on the Price/Forward Earnings ratio, BKI is valued a bit cheaper than the industry average as 69.57% of the companies are valued more expensively.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. BKI is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, BKI is valued cheaper than 85.14% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of BKI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 128.25 | ||
| EV/EBITDA | 22.16 |
4.3 Compensation for Growth
- BKI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.22
EPS Next 2Y0.47%
EPS Next 3Y4.42%
5. Dividend
5.1 Amount
- No dividends for BKI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
75.76
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)08-03 2023-08-03/bmo
Earnings (Next)11-01 2023-11-01/bmo
Inst Owners0%
Inst Owner Change0%
Ins Owners2.6%
Ins Owner Change0%
Market Cap11.88B
Revenue(TTM)1.52B
Net Income(TTM)244.70M
Analysts51.43
Price Target76.09 (0.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.83%
Min EPS beat(2)-11.99%
Max EPS beat(2)10.34%
EPS beat(4)1
Avg EPS beat(4)-5.72%
Min EPS beat(4)-15.74%
Max EPS beat(4)10.34%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.23%
Min Revenue beat(2)-3.17%
Max Revenue beat(2)0.72%
Revenue beat(4)1
Avg Revenue beat(4)-2.38%
Min Revenue beat(4)-4.98%
Max Revenue beat(4)0.72%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.06%
PT rev (3m)18.79%
EPS NQ rev (1m)-2.33%
EPS NQ rev (3m)-8.09%
EPS NY rev (1m)0%
EPS NY rev (3m)-8%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-2.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 | ||
| P/S | 7.81 | ||
| P/FCF | 128.25 | ||
| P/OCF | 57.54 | ||
| P/B | 4.27 | ||
| P/tB | N/A | ||
| EV/EBITDA | 22.16 |
EPS(TTM)2.08
EY2.75%
EPS(NY)2.38
Fwd EY3.14%
FCF(TTM)0.59
FCFY0.78%
OCF(TTM)1.32
OCFY1.74%
SpS9.7
BVpS17.76
TBVpS-11.47
PEG (NY)N/A
PEG (5Y)3.22
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROCE | 5.36% | ||
| ROIC | 4.55% | ||
| ROICexc | 4.56% | ||
| ROICexgc | 27.41% | ||
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A | ||
| FCFM | 6.09% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
ROICexc(3y)4.53%
ROICexc(5y)5.44%
ROICexgc(3y)26.95%
ROICexgc(5y)32.47%
ROCE(3y)5.3%
ROCE(5y)6.37%
ROICexgc growth 3Y-3.03%
ROICexgc growth 5Y-10.42%
ROICexc growth 3Y-11.28%
ROICexc growth 5Y-7.12%
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Debt/EBITDA | 3.72 | ||
| Cap/Depr | 32.49% | ||
| Cap/Sales | 7.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 37.84% | ||
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.23 |
F-Score5
WACC10.39%
ROIC/WACC0.44
Cap/Depr(3y)37.92%
Cap/Depr(5y)41.05%
Cap/Sales(3y)8.83%
Cap/Sales(5y)8.91%
Profit Quality(3y)98.25%
Profit Quality(5y)148.84%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
EBIT growth 1Y-13.1%
EBIT growth 3Y1.67%
EBIT growth 5Y2.38%
EBIT Next Year17.44%
EBIT Next 3Y9.04%
EBIT Next 5Y10.61%
FCF growth 1Y-68.07%
FCF growth 3Y-21.76%
FCF growth 5Y-13.44%
OCF growth 1Y-50.78%
OCF growth 3Y-12.7%
OCF growth 5Y-6.44%
Black Knight Inc / BKI FAQ
What is the ChartMill fundamental rating of Black Knight Inc (BKI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BKI.
What is the valuation status for BKI stock?
ChartMill assigns a valuation rating of 3 / 10 to Black Knight Inc (BKI). This can be considered as Overvalued.
How profitable is Black Knight Inc (BKI) stock?
Black Knight Inc (BKI) has a profitability rating of 7 / 10.
Can you provide the financial health for BKI stock?
The financial health rating of Black Knight Inc (BKI) is 3 / 10.
Can you provide the dividend sustainability for BKI stock?
The dividend rating of Black Knight Inc (BKI) is 0 / 10 and the dividend payout ratio is 0%.