Black Knight Inc (BKI) Stock Fundamental Analysis
NYSE:BKI - New York Stock Exchange, Inc. - US09215C1053 - Common Stock - Currency: USD
Overall BKI gets a fundamental rating of 4 out of 10. We evaluated BKI against 283 industry peers in the Software industry. While BKI has a great profitability rating, there are quite some concerns on its financial health. While showing a medium growth rate, BKI is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
BKI had positive earnings in the past year.
In the past year BKI had a positive cash flow from operations.
In the past 5 years BKI has always been profitable.
In the past 5 years BKI always reported a positive cash flow from operatings.
1.2 Ratios
BKI has a Return On Assets of 4.24%. This is amongst the best in the industry. BKI outperforms 83.33% of its industry peers.
With an excellent Return On Equity value of 8.79%, BKI belongs to the best of the industry, outperforming 85.87% of the companies in the same industry.
With an excellent Return On Invested Capital value of 4.55%, BKI belongs to the best of the industry, outperforming 81.52% of the companies in the same industry.
The Average Return On Invested Capital over the past 3 years for BKI is significantly below the industry average of 12.42%.
The 3 year average ROIC (4.50%) for BKI is below the current ROIC(4.55%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROIC | 4.55% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
1.3 Margins
BKI has a better Profit Margin (16.09%) than 89.13% of its industry peers.
In the last couple of years the Profit Margin of BKI has grown nicely.
BKI has a Operating Margin of 19.41%. This is amongst the best in the industry. BKI outperforms 90.22% of its industry peers.
In the last couple of years the Operating Margin of BKI has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A |
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BKI has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
Compared to 1 year ago, BKI has more shares outstanding
Compared to 1 year ago, BKI has a worse debt to assets ratio.
2.2 Solvency
BKI has an Altman-Z score of 3.23. This indicates that BKI is financially healthy and has little risk of bankruptcy at the moment.
BKI has a better Altman-Z score (3.23) than 63.04% of its industry peers.
BKI has a debt to FCF ratio of 26.41. This is a negative value and a sign of low solvency as BKI would need 26.41 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 26.41, BKI is in line with its industry, outperforming 51.45% of the companies in the same industry.
BKI has a Debt/Equity ratio of 0.86. This is a neutral value indicating BKI is somewhat dependend on debt financing.
The Debt to Equity ratio of BKI (0.86) is worse than 71.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Altman-Z | 3.23 |
ROIC/WACC0.44
WACC10.39%
2.3 Liquidity
A Current Ratio of 1.43 indicates that BKI should not have too much problems paying its short term obligations.
BKI has a Current ratio (1.43) which is comparable to the rest of the industry.
A Quick Ratio of 1.43 indicates that BKI should not have too much problems paying its short term obligations.
The Quick ratio of BKI (1.43) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
The earnings per share for BKI have decreased strongly by -18.11% in the last year.
The Earnings Per Share has been growing by 11.33% on average over the past years. This is quite good.
BKI shows a decrease in Revenue. In the last year, the revenue decreased by -1.64%.
BKI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.09% yearly.
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
3.2 Future
BKI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.33% yearly.
BKI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.70% yearly.
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 36.42, BKI can be considered very expensive at the moment.
Based on the Price/Earnings ratio, BKI is valued a bit cheaper than the industry average as 75.72% of the companies are valued more expensively.
BKI is valuated rather expensively when we compare the Price/Earnings ratio to 26.68, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 31.80 indicates a quite expensive valuation of BKI.
Based on the Price/Forward Earnings ratio, BKI is valued a bit cheaper than the industry average as 69.57% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.50. BKI is valued slightly more expensive when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BKI is valued cheaper than 85.14% of the companies in the same industry.
BKI's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 128.25 | ||
| EV/EBITDA | 22.16 |
4.3 Compensation for Growth
The decent profitability rating of BKI may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.22
EPS Next 2Y0.47%
EPS Next 3Y4.42%
5. Dividend
5.1 Amount
BKI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
75.76
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner Change0%
Ins Owners2.6%
Ins Owner Change0%
Market Cap11.88B
Analysts51.43
Price Target76.09 (0.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.83%
Min EPS beat(2)-11.99%
Max EPS beat(2)10.34%
EPS beat(4)1
Avg EPS beat(4)-5.72%
Min EPS beat(4)-15.74%
Max EPS beat(4)10.34%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.23%
Min Revenue beat(2)-3.17%
Max Revenue beat(2)0.72%
Revenue beat(4)1
Avg Revenue beat(4)-2.38%
Min Revenue beat(4)-4.98%
Max Revenue beat(4)0.72%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.06%
PT rev (3m)18.79%
EPS NQ rev (1m)-2.33%
EPS NQ rev (3m)-8.09%
EPS NY rev (1m)0%
EPS NY rev (3m)-8%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-2.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 | ||
| P/S | 7.81 | ||
| P/FCF | 128.25 | ||
| P/OCF | 57.54 | ||
| P/B | 4.27 | ||
| P/tB | N/A | ||
| EV/EBITDA | 22.16 |
EPS(TTM)2.08
EY2.75%
EPS(NY)2.38
Fwd EY3.14%
FCF(TTM)0.59
FCFY0.78%
OCF(TTM)1.32
OCFY1.74%
SpS9.7
BVpS17.76
TBVpS-11.47
PEG (NY)N/A
PEG (5Y)3.22
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROCE | 5.36% | ||
| ROIC | 4.55% | ||
| ROICexc | 4.56% | ||
| ROICexgc | 27.41% | ||
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A | ||
| FCFM | 6.09% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
ROICexc(3y)4.53%
ROICexc(5y)5.44%
ROICexgc(3y)26.95%
ROICexgc(5y)32.47%
ROCE(3y)5.3%
ROCE(5y)6.37%
ROICexcg growth 3Y-3.03%
ROICexcg growth 5Y-10.42%
ROICexc growth 3Y-11.28%
ROICexc growth 5Y-7.12%
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Debt/EBITDA | 3.72 | ||
| Cap/Depr | 32.49% | ||
| Cap/Sales | 7.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 37.84% | ||
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.23 |
F-Score5
WACC10.39%
ROIC/WACC0.44
Cap/Depr(3y)37.92%
Cap/Depr(5y)41.05%
Cap/Sales(3y)8.83%
Cap/Sales(5y)8.91%
Profit Quality(3y)98.25%
Profit Quality(5y)148.84%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
EBIT growth 1Y-13.1%
EBIT growth 3Y1.67%
EBIT growth 5Y2.38%
EBIT Next Year17.44%
EBIT Next 3Y9.04%
EBIT Next 5Y10.61%
FCF growth 1Y-68.07%
FCF growth 3Y-21.76%
FCF growth 5Y-13.44%
OCF growth 1Y-50.78%
OCF growth 3Y-12.7%
OCF growth 5Y-6.44%