Black Knight Inc (BKI) Stock Fundamental Analysis
USA - NYSE:BKI - US09215C1053 - Common Stock
75.76 USD
0 (0%)
75.77 USD
+0.01 (+0.01%)
BKI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 285 industry peers in the Software industry. While BKI belongs to the best of the industry regarding profitability, there are concerns on its financial health. While showing a medium growth rate, BKI is valued expensive at the moment.
1. Profitability
1.1 Basic Checks
BKI had positive earnings in the past year.
BKI had a positive operating cash flow in the past year.
BKI had positive earnings in each of the past 5 years.
Each year in the past 5 years BKI had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.24%, BKI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
BKI has a Return On Equity of 8.79%. This is amongst the best in the industry. BKI outperforms 85.87% of its industry peers.
The Return On Invested Capital of BKI (4.55%) is better than 81.52% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BKI is significantly below the industry average of 11.90%.
The 3 year average ROIC (4.50%) for BKI is below the current ROIC(4.55%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROIC | 4.55% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
1.3 Margins
The Profit Margin of BKI (16.09%) is better than 89.13% of its industry peers.
BKI's Profit Margin has improved in the last couple of years.
BKI has a Operating Margin of 19.41%. This is amongst the best in the industry. BKI outperforms 90.22% of its industry peers.
BKI's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A |
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BKI is destroying value.
The number of shares outstanding for BKI has been increased compared to 1 year ago.
The debt/assets ratio for BKI is higher compared to a year ago.
2.2 Solvency
BKI has an Altman-Z score of 3.23. This indicates that BKI is financially healthy and has little risk of bankruptcy at the moment.
BKI's Altman-Z score of 3.23 is fine compared to the rest of the industry. BKI outperforms 63.04% of its industry peers.
BKI has a debt to FCF ratio of 26.41. This is a negative value and a sign of low solvency as BKI would need 26.41 years to pay back of all of its debts.
BKI's Debt to FCF ratio of 26.41 is in line compared to the rest of the industry. BKI outperforms 51.45% of its industry peers.
A Debt/Equity ratio of 0.86 indicates that BKI is somewhat dependend on debt financing.
BKI's Debt to Equity ratio of 0.86 is on the low side compared to the rest of the industry. BKI is outperformed by 71.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Altman-Z | 3.23 |
ROIC/WACC0.44
WACC10.39%
2.3 Liquidity
BKI has a Current Ratio of 1.43. This is a normal value and indicates that BKI is financially healthy and should not expect problems in meeting its short term obligations.
BKI's Current ratio of 1.43 is in line compared to the rest of the industry. BKI outperforms 47.10% of its industry peers.
BKI has a Quick Ratio of 1.43. This is a normal value and indicates that BKI is financially healthy and should not expect problems in meeting its short term obligations.
BKI has a Quick ratio (1.43) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
BKI shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -18.11%.
BKI shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 11.33% yearly.
BKI shows a decrease in Revenue. In the last year, the revenue decreased by -1.64%.
BKI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.09% yearly.
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
3.2 Future
Based on estimates for the next years, BKI will show a quite strong growth in Earnings Per Share. The EPS will grow by 9.33% on average per year.
The Revenue is expected to grow by 4.70% on average over the next years.
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 36.42 indicates a quite expensive valuation of BKI.
Based on the Price/Earnings ratio, BKI is valued a bit cheaper than the industry average as 75.72% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.77. BKI is valued slightly more expensive when compared to this.
With a Price/Forward Earnings ratio of 31.80, BKI can be considered very expensive at the moment.
Based on the Price/Forward Earnings ratio, BKI is valued a bit cheaper than 69.57% of the companies in the same industry.
BKI is valuated rather expensively when we compare the Price/Forward Earnings ratio to 23.23, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BKI is valued cheaply inside the industry as 85.14% of the companies are valued more expensively.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BKI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 128.25 | ||
| EV/EBITDA | 22.16 |
4.3 Compensation for Growth
BKI has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.22
EPS Next 2Y0.47%
EPS Next 3Y4.42%
5. Dividend
5.1 Amount
No dividends for BKI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
75.76
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner Change0%
Ins Owners2.6%
Ins Owner Change0%
Market Cap11.88B
Revenue(TTM)1.52B
Net Income(TTM)244.70M
Analysts51.43
Price Target76.09 (0.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.83%
Min EPS beat(2)-11.99%
Max EPS beat(2)10.34%
EPS beat(4)1
Avg EPS beat(4)-5.72%
Min EPS beat(4)-15.74%
Max EPS beat(4)10.34%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.23%
Min Revenue beat(2)-3.17%
Max Revenue beat(2)0.72%
Revenue beat(4)1
Avg Revenue beat(4)-2.38%
Min Revenue beat(4)-4.98%
Max Revenue beat(4)0.72%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.06%
PT rev (3m)18.79%
EPS NQ rev (1m)-2.33%
EPS NQ rev (3m)-8.09%
EPS NY rev (1m)0%
EPS NY rev (3m)-8%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-2.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 | ||
| P/S | 7.81 | ||
| P/FCF | 128.25 | ||
| P/OCF | 57.54 | ||
| P/B | 4.27 | ||
| P/tB | N/A | ||
| EV/EBITDA | 22.16 |
EPS(TTM)2.08
EY2.75%
EPS(NY)2.38
Fwd EY3.14%
FCF(TTM)0.59
FCFY0.78%
OCF(TTM)1.32
OCFY1.74%
SpS9.7
BVpS17.76
TBVpS-11.47
PEG (NY)N/A
PEG (5Y)3.22
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROCE | 5.36% | ||
| ROIC | 4.55% | ||
| ROICexc | 4.56% | ||
| ROICexgc | 27.41% | ||
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A | ||
| FCFM | 6.09% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
ROICexc(3y)4.53%
ROICexc(5y)5.44%
ROICexgc(3y)26.95%
ROICexgc(5y)32.47%
ROCE(3y)5.3%
ROCE(5y)6.37%
ROICexgc growth 3Y-3.03%
ROICexgc growth 5Y-10.42%
ROICexc growth 3Y-11.28%
ROICexc growth 5Y-7.12%
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Debt/EBITDA | 3.72 | ||
| Cap/Depr | 32.49% | ||
| Cap/Sales | 7.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 37.84% | ||
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.23 |
F-Score5
WACC10.39%
ROIC/WACC0.44
Cap/Depr(3y)37.92%
Cap/Depr(5y)41.05%
Cap/Sales(3y)8.83%
Cap/Sales(5y)8.91%
Profit Quality(3y)98.25%
Profit Quality(5y)148.84%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
EBIT growth 1Y-13.1%
EBIT growth 3Y1.67%
EBIT growth 5Y2.38%
EBIT Next Year17.44%
EBIT Next 3Y9.04%
EBIT Next 5Y10.61%
FCF growth 1Y-68.07%
FCF growth 3Y-21.76%
FCF growth 5Y-13.44%
OCF growth 1Y-50.78%
OCF growth 3Y-12.7%
OCF growth 5Y-6.44%