Black Knight Inc (BKI) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BKI - US09215C1053 - Common Stock
75.76 USD
0 (0%)
75.77 USD
+0.01 (+0.01%)
BKI gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 281 industry peers in the Software industry. BKI scores excellent on profitability, but there are concerns on its financial health. BKI is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BKI was profitable.
In the past year BKI had a positive cash flow from operations.
BKI had positive earnings in each of the past 5 years.
Each year in the past 5 years BKI had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 4.24%, BKI belongs to the best of the industry, outperforming 83.33% of the companies in the same industry.
With an excellent Return On Equity value of 8.79%, BKI belongs to the best of the industry, outperforming 85.87% of the companies in the same industry.
With an excellent Return On Invested Capital value of 4.55%, BKI belongs to the best of the industry, outperforming 81.52% of the companies in the same industry.
BKI had an Average Return On Invested Capital over the past 3 years of 4.50%. This is significantly below the industry average of 12.04%.
The 3 year average ROIC (4.50%) for BKI is below the current ROIC(4.55%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROIC | 4.55% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
1.3 Margins
BKI has a Profit Margin of 16.09%. This is amongst the best in the industry. BKI outperforms 89.13% of its industry peers.
In the last couple of years the Profit Margin of BKI has grown nicely.
BKI has a better Operating Margin (19.41%) than 90.22% of its industry peers.
BKI's Operating Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A |
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BKI is destroying value.
BKI has more shares outstanding than it did 1 year ago.
BKI has a worse debt/assets ratio than last year.
2.2 Solvency
BKI has an Altman-Z score of 3.23. This indicates that BKI is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of BKI (3.23) is better than 63.04% of its industry peers.
BKI has a debt to FCF ratio of 26.41. This is a negative value and a sign of low solvency as BKI would need 26.41 years to pay back of all of its debts.
The Debt to FCF ratio of BKI (26.41) is comparable to the rest of the industry.
A Debt/Equity ratio of 0.86 indicates that BKI is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.86, BKI is not doing good in the industry: 71.01% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Altman-Z | 3.23 |
ROIC/WACC0.44
WACC10.39%
2.3 Liquidity
A Current Ratio of 1.43 indicates that BKI should not have too much problems paying its short term obligations.
BKI's Current ratio of 1.43 is in line compared to the rest of the industry. BKI outperforms 47.10% of its industry peers.
A Quick Ratio of 1.43 indicates that BKI should not have too much problems paying its short term obligations.
BKI's Quick ratio of 1.43 is in line compared to the rest of the industry. BKI outperforms 47.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 |
3. Growth
3.1 Past
The earnings per share for BKI have decreased strongly by -18.11% in the last year.
Measured over the past years, BKI shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.33% on average per year.
Looking at the last year, BKI shows a decrease in Revenue. The Revenue has decreased by -1.64% in the last year.
BKI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.09% yearly.
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
3.2 Future
BKI is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 9.33% yearly.
BKI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.70% yearly.
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 36.42, which means the current valuation is very expensive for BKI.
75.72% of the companies in the same industry are more expensive than BKI, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of BKI to the average of the S&P500 Index (25.45), we can say BKI is valued slightly more expensively.
With a Price/Forward Earnings ratio of 31.80, BKI can be considered very expensive at the moment.
69.57% of the companies in the same industry are more expensive than BKI, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 34.46, BKI is valued at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BKI is valued cheaper than 85.14% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BKI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 128.25 | ||
| EV/EBITDA | 22.16 |
4.3 Compensation for Growth
The decent profitability rating of BKI may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)3.22
EPS Next 2Y0.47%
EPS Next 3Y4.42%
5. Dividend
5.1 Amount
No dividends for BKI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
75.76
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners0%
Inst Owner Change0%
Ins Owners2.6%
Ins Owner Change0%
Market Cap11.88B
Revenue(TTM)1.52B
Net Income(TTM)244.70M
Analysts51.43
Price Target76.09 (0.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-0.83%
Min EPS beat(2)-11.99%
Max EPS beat(2)10.34%
EPS beat(4)1
Avg EPS beat(4)-5.72%
Min EPS beat(4)-15.74%
Max EPS beat(4)10.34%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.23%
Min Revenue beat(2)-3.17%
Max Revenue beat(2)0.72%
Revenue beat(4)1
Avg Revenue beat(4)-2.38%
Min Revenue beat(4)-4.98%
Max Revenue beat(4)0.72%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)9.06%
PT rev (3m)18.79%
EPS NQ rev (1m)-2.33%
EPS NQ rev (3m)-8.09%
EPS NY rev (1m)0%
EPS NY rev (3m)-8%
Revenue NQ rev (1m)-0.91%
Revenue NQ rev (3m)-2.24%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-2.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.42 | ||
| Fwd PE | 31.8 | ||
| P/S | 7.81 | ||
| P/FCF | 128.25 | ||
| P/OCF | 57.54 | ||
| P/B | 4.27 | ||
| P/tB | N/A | ||
| EV/EBITDA | 22.16 |
EPS(TTM)2.08
EY2.75%
EPS(NY)2.38
Fwd EY3.14%
FCF(TTM)0.59
FCFY0.78%
OCF(TTM)1.32
OCFY1.74%
SpS9.7
BVpS17.76
TBVpS-11.47
PEG (NY)N/A
PEG (5Y)3.22
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.24% | ||
| ROE | 8.79% | ||
| ROCE | 5.36% | ||
| ROIC | 4.55% | ||
| ROICexc | 4.56% | ||
| ROICexgc | 27.41% | ||
| OM | 19.41% | ||
| PM (TTM) | 16.09% | ||
| GM | N/A | ||
| FCFM | 6.09% |
ROA(3y)5.12%
ROA(5y)4.55%
ROE(3y)12.53%
ROE(5y)10.55%
ROIC(3y)4.5%
ROIC(5y)5.4%
ROICexc(3y)4.53%
ROICexc(5y)5.44%
ROICexgc(3y)26.95%
ROICexgc(5y)32.47%
ROCE(3y)5.3%
ROCE(5y)6.37%
ROICexgc growth 3Y-3.03%
ROICexgc growth 5Y-10.42%
ROICexc growth 3Y-11.28%
ROICexc growth 5Y-7.12%
OM growth 3Y-7.28%
OM growth 5Y-5.29%
PM growth 3Y46.66%
PM growth 5Y10.96%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.26
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.86 | ||
| Debt/FCF | 26.41 | ||
| Debt/EBITDA | 3.72 | ||
| Cap/Depr | 32.49% | ||
| Cap/Sales | 7.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 37.84% | ||
| Current Ratio | 1.43 | ||
| Quick Ratio | 1.43 | ||
| Altman-Z | 3.23 |
F-Score5
WACC10.39%
ROIC/WACC0.44
Cap/Depr(3y)37.92%
Cap/Depr(5y)41.05%
Cap/Sales(3y)8.83%
Cap/Sales(5y)8.91%
Profit Quality(3y)98.25%
Profit Quality(5y)148.84%
High Growth Momentum
Growth
EPS 1Y (TTM)-18.11%
EPS 3Y6.03%
EPS 5Y11.33%
EPS Q2Q%-32.31%
EPS Next Y-15.35%
EPS Next 2Y0.47%
EPS Next 3Y4.42%
EPS Next 5Y9.33%
Revenue 1Y (TTM)-1.64%
Revenue growth 3Y9.65%
Revenue growth 5Y8.09%
Sales Q2Q%-6.67%
Revenue Next Year-3.37%
Revenue Next 2Y0.82%
Revenue Next 3Y2.9%
Revenue Next 5Y4.7%
EBIT growth 1Y-13.1%
EBIT growth 3Y1.67%
EBIT growth 5Y2.38%
EBIT Next Year17.44%
EBIT Next 3Y9.04%
EBIT Next 5Y10.61%
FCF growth 1Y-68.07%
FCF growth 3Y-21.76%
FCF growth 5Y-13.44%
OCF growth 1Y-50.78%
OCF growth 3Y-12.7%
OCF growth 5Y-6.44%
Black Knight Inc / BKI FAQ
What is the ChartMill fundamental rating of Black Knight Inc (BKI) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BKI.
Can you provide the valuation status for Black Knight Inc?
ChartMill assigns a valuation rating of 3 / 10 to Black Knight Inc (BKI). This can be considered as Overvalued.
How profitable is Black Knight Inc (BKI) stock?
Black Knight Inc (BKI) has a profitability rating of 7 / 10.
What is the financial health of Black Knight Inc (BKI) stock?
The financial health rating of Black Knight Inc (BKI) is 3 / 10.
What is the earnings growth outlook for Black Knight Inc?
The Earnings per Share (EPS) of Black Knight Inc (BKI) is expected to decline by -15.35% in the next year.