BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BJ - US05550J1016 - Common Stock
90.545 USD
-1.06 (-1.16%)
Overall BJ gets a fundamental rating of 5 out of 10. We evaluated BJ against 39 industry peers in the Consumer Staples Distribution & Retail industry. BJ has an excellent profitability rating, but there are some minor concerns on its financial health. BJ is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
BJ had positive earnings in the past year.
In the past year BJ had a positive cash flow from operations.
BJ had positive earnings in each of the past 5 years.
Each year in the past 5 years BJ had a positive operating cash flow.
1.2 Ratios
The Return On Assets of BJ (7.62%) is better than 79.49% of its industry peers.
BJ has a better Return On Equity (26.48%) than 79.49% of its industry peers.
BJ has a Return On Invested Capital of 12.30%. This is amongst the best in the industry. BJ outperforms 84.62% of its industry peers.
BJ had an Average Return On Invested Capital over the past 3 years of 13.64%. This is above the industry average of 9.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROIC | 12.3% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
1.3 Margins
With a decent Profit Margin value of 2.72%, BJ is doing good in the industry, outperforming 66.67% of the companies in the same industry.
In the last couple of years the Profit Margin of BJ has grown nicely.
BJ's Operating Margin of 3.88% is fine compared to the rest of the industry. BJ outperforms 69.23% of its industry peers.
BJ's Operating Margin has improved in the last couple of years.
BJ's Gross Margin of 18.61% is on the low side compared to the rest of the industry. BJ is outperformed by 61.54% of its industry peers.
In the last couple of years the Gross Margin of BJ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.88% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% |
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BJ is creating some value.
BJ has less shares outstanding than it did 1 year ago.
The number of shares outstanding for BJ has been reduced compared to 5 years ago.
Compared to 1 year ago, BJ has an improved debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of BJ is 2.37, which is a good value as it means it would take BJ, 2.37 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 2.37, BJ is doing good in the industry, outperforming 76.92% of the companies in the same industry.
A Debt/Equity ratio of 0.18 indicates that BJ is not too dependend on debt financing.
BJ has a better Debt to Equity ratio (0.18) than 76.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.37 | ||
| Altman-Z | N/A |
ROIC/WACC1.46
WACC8.45%
2.3 Liquidity
BJ has a Current Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
BJ has a Current ratio of 0.79. This is amonst the worse of the industry: BJ underperforms 84.62% of its industry peers.
A Quick Ratio of 0.16 indicates that BJ may have some problems paying its short term obligations.
BJ has a worse Quick ratio (0.16) than 92.31% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 3.31% over the past year.
BJ shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 22.64% yearly.
BJ shows a small growth in Revenue. In the last year, the Revenue has grown by 2.82%.
The Revenue has been growing by 9.22% on average over the past years. This is quite good.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
3.2 Future
The Earnings Per Share is expected to grow by 10.01% on average over the next years. This is quite good.
Based on estimates for the next years, BJ will show a small growth in Revenue. The Revenue will grow by 5.65% on average per year.
EPS Next Y9.85%
EPS Next 2Y9.18%
EPS Next 3Y9.08%
EPS Next 5Y10.01%
Revenue Next Year4.22%
Revenue Next 2Y5.27%
Revenue Next 3Y5.45%
Revenue Next 5Y5.65%
3.3 Evolution
The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 20.72, which indicates a rather expensive current valuation of BJ.
BJ's Price/Earnings ratio is in line with the industry average.
BJ's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 25.47.
The Price/Forward Earnings ratio is 18.76, which indicates a rather expensive current valuation of BJ.
BJ's Price/Forward Earnings ratio is in line with the industry average.
BJ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 34.42, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.72 | ||
| Fwd PE | 18.76 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BJ is on the same level as its industry peers.
Based on the Price/Free Cash Flow ratio, BJ is valued a bit more expensive than the industry average as 64.10% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 47.22 | ||
| EV/EBITDA | 11.45 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BJ does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of BJ may justify a higher PE ratio.
PEG (NY)2.1
PEG (5Y)0.92
EPS Next 2Y9.18%
EPS Next 3Y9.08%
5. Dividend
5.1 Amount
BJ does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
NYSE:BJ (11/24/2025, 12:42:08 PM)
90.545
-1.06 (-1.16%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)
Earnings (Next)
Inst Owners103.18%
Inst Owner Change4.86%
Ins Owners0.63%
Ins Owner Change-9.22%
Market Cap11.93B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts78.71
Price Target114.25 (26.18%)
Short Float %6.66%
Short Ratio4.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)-2.77%
PT rev (3m)-9.73%
EPS NQ rev (1m)-0.74%
EPS NQ rev (3m)-0.51%
EPS NY rev (1m)-0.04%
EPS NY rev (3m)0.51%
Revenue NQ rev (1m)-0.11%
Revenue NQ rev (3m)-0.88%
Revenue NY rev (1m)0.41%
Revenue NY rev (3m)-1.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 20.72 | ||
| Fwd PE | 18.76 | ||
| P/S | 0.56 | ||
| P/FCF | 47.22 | ||
| P/OCF | 13.09 | ||
| P/B | 5.49 | ||
| P/tB | 11.19 | ||
| EV/EBITDA | 11.45 |
EPS(TTM)4.37
EY4.83%
EPS(NY)4.83
Fwd EY5.33%
FCF(TTM)1.92
FCFY2.12%
OCF(TTM)6.91
OCFY7.64%
SpS160.61
BVpS16.49
TBVpS8.09
PEG (NY)2.1
PEG (5Y)0.92
Graham Number40.26
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROCE | 16.93% | ||
| ROIC | 12.3% | ||
| ROICexc | 12.42% | ||
| ROICexgc | 16.13% | ||
| OM | 3.88% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% | ||
| FCFM | 1.19% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.37 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 233.68% | ||
| Cap/Sales | 3.11% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 82.64% | ||
| Profit Quality | 43.92% | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z | N/A |
F-Score7
WACC8.45%
ROIC/WACC1.46
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y9.85%
EPS Next 2Y9.18%
EPS Next 3Y9.08%
EPS Next 5Y10.01%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year4.22%
Revenue Next 2Y5.27%
Revenue Next 3Y5.45%
Revenue Next 5Y5.65%
EBIT growth 1Y1.09%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year47.42%
EBIT Next 3Y20.16%
EBIT Next 5Y14.03%
FCF growth 1Y50.11%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%
BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ
Can you provide the ChartMill fundamental rating for BJ'S WHOLESALE CLUB HOLDINGS?
ChartMill assigns a fundamental rating of 5 / 10 to BJ.
Can you provide the valuation status for BJ'S WHOLESALE CLUB HOLDINGS?
ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.
What is the profitability of BJ stock?
BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for BJ stock?
The Price/Earnings (PE) ratio for BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 20.72 and the Price/Book (PB) ratio is 5.49.
What is the expected EPS growth for BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 9.85% in the next year.