BJ'S WHOLESALE CLUB HOLDINGS (BJ) Stock Fundamental Analysis
NYSE:BJ • US05550J1016
102.78 USD
+2.22 (+2.21%)
At close: Feb 13, 2026
102.78 USD
0 (0%)
After Hours: 2/13/2026, 4:15:00 PM
BJ gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 38 industry peers in the Consumer Staples Distribution & Retail industry. BJ has only an average score on both its financial health and profitability. BJ is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year BJ was profitable.
- In the past year BJ had a positive cash flow from operations.
- BJ had positive earnings in each of the past 5 years.
- Each year in the past 5 years BJ had a positive operating cash flow.
1.2 Ratios
- BJ's Return On Assets of 7.62% is fine compared to the rest of the industry. BJ outperforms 78.95% of its industry peers.
- Looking at the Return On Equity, with a value of 26.48%, BJ is in the better half of the industry, outperforming 78.95% of the companies in the same industry.
- BJ has a better Return On Invested Capital (12.32%) than 84.21% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for BJ is significantly below the industry average of 28.26%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROIC | 12.32% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
1.3 Margins
- BJ's Profit Margin of 2.72% is fine compared to the rest of the industry. BJ outperforms 65.79% of its industry peers.
- BJ's Profit Margin has improved in the last couple of years.
- BJ has a Operating Margin of 3.89%. This is in the better half of the industry: BJ outperforms 68.42% of its industry peers.
- In the last couple of years the Operating Margin of BJ has grown nicely.
- The Gross Margin of BJ (18.61%) is worse than 60.53% of its industry peers.
- In the last couple of years the Gross Margin of BJ has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 3.89% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% |
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BJ is still creating some value.
- BJ has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for BJ has been reduced compared to 5 years ago.
- BJ has a better debt/assets ratio than last year.
2.2 Solvency
- An Altman-Z score of 4.94 indicates that BJ is not in any danger for bankruptcy at the moment.
- BJ has a better Altman-Z score (4.94) than 73.68% of its industry peers.
- BJ has a debt to FCF ratio of 2.40. This is a good value and a sign of high solvency as BJ would need 2.40 years to pay back of all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.40, BJ is in the better half of the industry, outperforming 76.32% of the companies in the same industry.
- A Debt/Equity ratio of 0.18 indicates that BJ is not too dependend on debt financing.
- BJ's Debt to Equity ratio of 0.18 is fine compared to the rest of the industry. BJ outperforms 76.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.4 | ||
| Altman-Z | 4.94 |
ROIC/WACC1.43
WACC8.59%
2.3 Liquidity
- BJ has a Current Ratio of 0.79. This is a bad value and indicates that BJ is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.79, BJ is doing worse than 86.84% of the companies in the same industry.
- A Quick Ratio of 0.16 indicates that BJ may have some problems paying its short term obligations.
- BJ's Quick ratio of 0.16 is on the low side compared to the rest of the industry. BJ is outperformed by 94.74% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 3.31% over the past year.
- Measured over the past years, BJ shows a very strong growth in Earnings Per Share. The EPS has been growing by 22.64% on average per year.
- BJ shows a small growth in Revenue. In the last year, the Revenue has grown by 2.82%.
- Measured over the past years, BJ shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
3.2 Future
- BJ is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.59% yearly.
- BJ is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.34% yearly.
EPS Next Y10.68%
EPS Next 2Y8.77%
EPS Next 3Y8.61%
EPS Next 5Y10.59%
Revenue Next Year3.8%
Revenue Next 2Y5.13%
Revenue Next 3Y5.4%
Revenue Next 5Y5.34%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 23.52, BJ is valued on the expensive side.
- BJ's Price/Earnings ratio is in line with the industry average.
- BJ is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 27.67, which is the current average of the S&P500 Index.
- BJ is valuated rather expensively with a Price/Forward Earnings ratio of 21.45.
- BJ's Price/Forward Earnings ratio is in line with the industry average.
- BJ is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 27.69, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.52 | ||
| Fwd PE | 21.45 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BJ is on the same level as its industry peers.
- BJ's Price/Free Cash Flow ratio is a bit more expensive when compared to the industry. BJ is more expensive than 65.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 53.87 | ||
| EV/EBITDA | 12.42 |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BJ does not grow enough to justify the current Price/Earnings ratio.
- BJ has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)2.2
PEG (5Y)1.04
EPS Next 2Y8.77%
EPS Next 3Y8.61%
5. Dividend
5.1 Amount
- No dividends for BJ!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
102.78
+2.22 (+2.21%)
Chartmill FA Rating
GICS SectorConsumer Staples
GICS IndustryGroupConsumer Staples Distribution & Retail
GICS IndustryConsumer Staples Distribution & Retail
Earnings (Last)11-21 2025-11-21/bmo
Earnings (Next)05-20 2026-05-20
Inst Owners111.19%
Inst Owner Change-4.93%
Ins Owners0.64%
Ins Owner Change-4.3%
Market Cap13.45B
Revenue(TTM)21.16B
Net Income(TTM)575.18M
Analysts79.35
Price Target106.15 (3.28%)
Short Float %6.18%
Short Ratio3.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)2.13%
Min EPS beat(2)1.37%
Max EPS beat(2)2.89%
EPS beat(4)4
Avg EPS beat(4)7%
Min EPS beat(4)1.37%
Max EPS beat(4)20.92%
EPS beat(8)7
Avg EPS beat(8)7.45%
EPS beat(12)10
Avg EPS beat(12)5.98%
EPS beat(16)14
Avg EPS beat(16)8.83%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.67%
Max Revenue beat(2)-2.88%
Revenue beat(4)0
Avg Revenue beat(4)-3.71%
Min Revenue beat(4)-4.67%
Max Revenue beat(4)-2.88%
Revenue beat(8)0
Avg Revenue beat(8)-3.3%
Revenue beat(12)0
Avg Revenue beat(12)-3.47%
Revenue beat(16)2
Avg Revenue beat(16)-2.25%
PT rev (1m)-4.19%
PT rev (3m)-9.71%
EPS NQ rev (1m)-0.39%
EPS NQ rev (3m)-2.64%
EPS NY rev (1m)0.02%
EPS NY rev (3m)0.71%
Revenue NQ rev (1m)-0.64%
Revenue NQ rev (3m)0.23%
Revenue NY rev (1m)0.04%
Revenue NY rev (3m)0.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 23.52 | ||
| Fwd PE | 21.45 | ||
| P/S | 0.64 | ||
| P/FCF | 53.87 | ||
| P/OCF | 14.76 | ||
| P/B | 6.19 | ||
| P/tB | 12.61 | ||
| EV/EBITDA | 12.42 |
EPS(TTM)4.37
EY4.25%
EPS(NY)4.79
Fwd EY4.66%
FCF(TTM)1.91
FCFY1.86%
OCF(TTM)6.96
OCFY6.77%
SpS161.72
BVpS16.6
TBVpS8.15
PEG (NY)2.2
PEG (5Y)1.04
Graham Number40.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.62% | ||
| ROE | 26.48% | ||
| ROCE | 16.97% | ||
| ROIC | 12.32% | ||
| ROICexc | 12.44% | ||
| ROICexgc | 16.16% | ||
| OM | 3.89% | ||
| PM (TTM) | 2.72% | ||
| GM | 18.61% | ||
| FCFM | 1.18% |
ROA(3y)7.83%
ROA(5y)7.76%
ROE(3y)37.94%
ROE(5y)62.31%
ROIC(3y)13.64%
ROIC(5y)13.39%
ROICexc(3y)13.75%
ROICexc(5y)13.52%
ROICexgc(3y)18.89%
ROICexgc(5y)18.92%
ROCE(3y)18.77%
ROCE(5y)18.43%
ROICexgc growth 3Y-1.43%
ROICexgc growth 5Y8.33%
ROICexc growth 3Y0.52%
ROICexc growth 5Y10.31%
OM growth 3Y0.89%
OM growth 5Y6.59%
PM growth 3Y0.58%
PM growth 5Y12.95%
GM growth 3Y-0.2%
GM growth 5Y-0.04%
F-Score7
Asset Turnover2.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 2.4 | ||
| Debt/EBITDA | 0.36 | ||
| Cap/Depr | 234.74% | ||
| Cap/Sales | 3.13% | ||
| Interest Coverage | 25.1 | ||
| Cash Conversion | 82.53% | ||
| Profit Quality | 43.4% | ||
| Current Ratio | 0.79 | ||
| Quick Ratio | 0.16 | ||
| Altman-Z | 4.94 |
F-Score7
WACC8.59%
ROIC/WACC1.43
Cap/Depr(3y)209.17%
Cap/Depr(5y)187.42%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2.12%
Profit Quality(3y)60.91%
Profit Quality(5y)91.23%
High Growth Momentum
Growth
EPS 1Y (TTM)3.31%
EPS 3Y7.61%
EPS 5Y22.64%
EPS Q2Q%-1.69%
EPS Next Y10.68%
EPS Next 2Y8.77%
EPS Next 3Y8.61%
EPS Next 5Y10.59%
Revenue 1Y (TTM)2.82%
Revenue growth 3Y7.15%
Revenue growth 5Y9.22%
Sales Q2Q%4.88%
Revenue Next Year3.8%
Revenue Next 2Y5.13%
Revenue Next 3Y5.4%
Revenue Next 5Y5.34%
EBIT growth 1Y1.28%
EBIT growth 3Y8.1%
EBIT growth 5Y16.42%
EBIT Next Year46.29%
EBIT Next 3Y19.58%
EBIT Next 5Y13.69%
FCF growth 1Y48.33%
FCF growth 3Y-14.92%
FCF growth 5Y14.61%
OCF growth 1Y46.99%
OCF growth 3Y2.7%
OCF growth 5Y20.47%
BJ'S WHOLESALE CLUB HOLDINGS / BJ FAQ
What is the ChartMill fundamental rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
ChartMill assigns a fundamental rating of 5 / 10 to BJ.
What is the valuation status of BJ'S WHOLESALE CLUB HOLDINGS (BJ) stock?
ChartMill assigns a valuation rating of 2 / 10 to BJ'S WHOLESALE CLUB HOLDINGS (BJ). This can be considered as Overvalued.
What is the profitability of BJ stock?
BJ'S WHOLESALE CLUB HOLDINGS (BJ) has a profitability rating of 6 / 10.
How financially healthy is BJ'S WHOLESALE CLUB HOLDINGS?
The financial health rating of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is 5 / 10.
What is the earnings growth outlook for BJ'S WHOLESALE CLUB HOLDINGS?
The Earnings per Share (EPS) of BJ'S WHOLESALE CLUB HOLDINGS (BJ) is expected to grow by 10.68% in the next year.