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BLUEROCK HOMES TRUST INC (BHM) Stock Fundamental Analysis

USA - NYSEARCA:BHM - US09631H1005 - REIT

9.84 USD
-0.15 (-1.5%)
Last: 10/31/2025, 8:04:02 PM
Fundamental Rating

2

We assign a fundamental rating of 2 out of 10 to BHM. BHM was compared to 20 industry peers in the Residential REITs industry. Both the profitability and financial health of BHM have multiple concerns. BHM has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

In the past year BHM has reported negative net income.
In the past year BHM had a positive cash flow from operations.
In the past 5 years BHM reported 4 times negative net income.
In the past 5 years BHM always reported a positive cash flow from operatings.
BHM Yearly Net Income VS EBIT VS OCF VS FCFBHM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 100M -100M -200M

1.2 Ratios

BHM has a Return On Assets of -0.67%. This is in the lower half of the industry: BHM underperforms 65.00% of its industry peers.
BHM has a Return On Equity of -2.49%. This is in the lower half of the industry: BHM underperforms 70.00% of its industry peers.
Industry RankSector Rank
ROA -0.67%
ROE -2.49%
ROIC N/A
ROA(3y)-0.42%
ROA(5y)2.73%
ROE(3y)-1.76%
ROE(5y)1.52%
ROIC(3y)N/A
ROIC(5y)N/A
BHM Yearly ROA, ROE, ROICBHM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 10 20

1.3 Margins

With a Gross Margin value of 42.91%, BHM is not doing good in the industry: 95.00% of the companies in the same industry are doing better.
BHM's Gross Margin has declined in the last couple of years.
The Profit Margin and Operating Margin are not available for BHM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 42.91%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-16.92%
GM growth 5YN/A
BHM Yearly Profit, Operating, Gross MarginsBHM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 200 -200 400 600

3

2. Health

2.1 Basic Checks

BHM does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, BHM has more shares outstanding
Compared to 1 year ago, BHM has a worse debt to assets ratio.
BHM Yearly Shares OutstandingBHM Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 1M 2M 3M
BHM Yearly Total Debt VS Total AssetsBHM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

BHM has an Altman-Z score of 0.19. This is a bad value and indicates that BHM is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 0.19, BHM is doing worse than 75.00% of the companies in the same industry.
A Debt/Equity ratio of 1.27 is on the high side and indicates that BHM has dependencies on debt financing.
BHM has a Debt to Equity ratio of 1.27. This is in the lower half of the industry: BHM underperforms 60.00% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Altman-Z 0.19
ROIC/WACCN/A
WACC4.98%
BHM Yearly LT Debt VS Equity VS FCFBHM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 0 200M -200M 400M

2.3 Liquidity

BHM has a Current Ratio of 4.66. This indicates that BHM is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 4.66, BHM belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
BHM has a Quick Ratio of 4.66. This indicates that BHM is financially healthy and has no problem in meeting its short term obligations.
BHM has a better Quick ratio (4.66) than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 4.66
Quick Ratio 4.66
BHM Yearly Current Assets VS Current LiabilitesBHM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 50M 100M

3

3. Growth

3.1 Past

The earnings per share for BHM have decreased strongly by -23.85% in the last year.
BHM shows a strong growth in Revenue. In the last year, the Revenue has grown by 34.58%.
The Revenue has been growing by 50.84% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)-23.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-50.48%
Revenue 1Y (TTM)34.58%
Revenue growth 3Y50.84%
Revenue growth 5YN/A
Sales Q2Q%34.17%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BHM Yearly Revenue VS EstimatesBHM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

0

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for BHM. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
BHM Price Earnings VS Forward Price EarningsBHM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

BHM's Enterprise Value to EBITDA ratio is rather expensive when compared to the industry. BHM is more expensive than 95.00% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 38.18
BHM Per share dataBHM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 -20 40 -40 60 -60

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

4

5. Dividend

5.1 Amount

BHM has a Yearly Dividend Yield of 7.51%, which is a nice return.
In the last 3 months the price of BHM has falen by -29.63%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
Compared to an average industry Dividend Yield of 7.40, BHM pays a better dividend. On top of this BHM pays more dividend than 90.00% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.37, BHM pays a better dividend.
Industry RankSector Rank
Dividend Yield 7.51%

5.2 History

BHM does not have a reliable dividend history as it only pays dividend since a couple or years.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
BHM Yearly Dividends per shareBHM Yearly Dividends per shareYearly Dividends per share 2023 2025 0.2 0.4 0.6 0.8

5.3 Sustainability

BHM has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-113.13%
EPS Next 2YN/A
EPS Next 3YN/A
BHM Yearly Income VS Free CF VS DividendBHM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2020 2021 2022 2023 2024 0 100M -100M -200M

BLUEROCK HOMES TRUST INC

NYSEARCA:BHM (10/31/2025, 8:04:02 PM)

9.84

-0.15 (-1.5%)

Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryResidential REITs
Earnings (Last)N/A N/A
Earnings (Next)N/A N/A
Inst Owners34.3%
Inst Owner ChangeN/A
Ins Owners9.15%
Ins Owner Change0%
Market Cap40.05M
Revenue(TTM)59.73M
Net Income(TTM)-6595000
Analysts84
Price Target15.3 (55.49%)
Short Float %0.11%
Short Ratio1.48
Dividend
Industry RankSector Rank
Dividend Yield 7.51%
Yearly Dividend1.87
Dividend Growth(5Y)N/A
DP-113.13%
Div Incr Years0
Div Non Decr Years0
Ex-Date12-24 2025-12-24 (0.125)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.67
P/FCF N/A
P/OCF 1.86
P/B 0.15
P/tB 0.15
EV/EBITDA 38.18
EPS(TTM)-1.7
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-69.41
FCFYN/A
OCF(TTM)5.28
OCFY53.69%
SpS14.68
BVpS65.08
TBVpS64.92
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -0.67%
ROE -2.49%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 42.91%
FCFM N/A
ROA(3y)-0.42%
ROA(5y)2.73%
ROE(3y)-1.76%
ROE(5y)1.52%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-16.92%
GM growth 5YN/A
F-Score6
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 1.27
Debt/FCF N/A
Debt/EBITDA 51.35
Cap/Depr 1086.64%
Cap/Sales 508.94%
Interest Coverage N/A
Cash Conversion 327.01%
Profit Quality N/A
Current Ratio 4.66
Quick Ratio 4.66
Altman-Z 0.19
F-Score6
WACC4.98%
ROIC/WACCN/A
Cap/Depr(3y)728.9%
Cap/Depr(5y)962.54%
Cap/Sales(3y)349.98%
Cap/Sales(5y)565.56%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.85%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-50.48%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)34.58%
Revenue growth 3Y50.84%
Revenue growth 5YN/A
Sales Q2Q%34.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-34.36%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-377.49%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y1128.63%
OCF growth 3Y-2.62%
OCF growth 5YN/A

BLUEROCK HOMES TRUST INC / BHM FAQ

Can you provide the ChartMill fundamental rating for BLUEROCK HOMES TRUST INC?

ChartMill assigns a fundamental rating of 2 / 10 to BHM.


What is the valuation status for BHM stock?

ChartMill assigns a valuation rating of 0 / 10 to BLUEROCK HOMES TRUST INC (BHM). This can be considered as Overvalued.


How profitable is BLUEROCK HOMES TRUST INC (BHM) stock?

BLUEROCK HOMES TRUST INC (BHM) has a profitability rating of 1 / 10.


Can you provide the financial health for BHM stock?

The financial health rating of BLUEROCK HOMES TRUST INC (BHM) is 3 / 10.


Can you provide the dividend sustainability for BHM stock?

The dividend rating of BLUEROCK HOMES TRUST INC (BHM) is 4 / 10 and the dividend payout ratio is -113.13%.