BEFESA SA (BFSA.DE) Stock Fundamental Analysis
Europe - FRA:BFSA - LU1704650164 - Common Stock
27.21 EUR
+0.07 (+0.26%)
We assign a fundamental rating of 5 out of 10 to BFSA. BFSA was compared to 40 industry peers in the Commercial Services & Supplies industry. There are concerns on the financial health of BFSA while its profitability can be described as average. BFSA is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
BFSA had positive earnings in the past year.
BFSA had a positive operating cash flow in the past year.
In the past 5 years BFSA has always been profitable.
In the past 5 years BFSA always reported a positive cash flow from operatings.
1.2 Ratios
BFSA has a better Return On Assets (3.68%) than 70.00% of its industry peers.
With a Return On Equity value of 8.54%, BFSA perfoms like the industry average, outperforming 57.50% of the companies in the same industry.
The Return On Invested Capital of BFSA (6.14%) is better than 62.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BFSA is in line with the industry average of 7.18%.
The 3 year average ROIC (6.03%) for BFSA is below the current ROIC(6.14%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.68% | ||
| ROE | 8.54% | ||
| ROIC | 6.14% |
ROA(3y)3.64%
ROA(5y)4.16%
ROE(3y)8.78%
ROE(5y)11.47%
ROIC(3y)6.03%
ROIC(5y)6.41%
1.3 Margins
BFSA has a Profit Margin of 5.81%. This is in the better half of the industry: BFSA outperforms 77.50% of its industry peers.
In the last couple of years the Profit Margin of BFSA has declined.
With a decent Operating Margin value of 10.54%, BFSA is doing good in the industry, outperforming 77.50% of the companies in the same industry.
In the last couple of years the Operating Margin of BFSA has declined.
BFSA has a Gross Margin of 55.65%. This is in the better half of the industry: BFSA outperforms 62.50% of its industry peers.
In the last couple of years the Gross Margin of BFSA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.54% | ||
| PM (TTM) | 5.81% | ||
| GM | 55.65% |
OM growth 3Y-16.45%
OM growth 5Y-14%
PM growth 3Y-30.35%
PM growth 5Y-20.31%
GM growth 3Y-1.79%
GM growth 5Y-12.3%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BFSA is destroying value.
The number of shares outstanding for BFSA remains at a similar level compared to 1 year ago.
Compared to 5 years ago, BFSA has more shares outstanding
BFSA has a worse debt/assets ratio than last year.
2.2 Solvency
BFSA has an Altman-Z score of 1.65. This is a bad value and indicates that BFSA is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of BFSA (1.65) is comparable to the rest of the industry.
The Debt to FCF ratio of BFSA is 6.15, which is on the high side as it means it would take BFSA, 6.15 years of fcf income to pay off all of its debts.
BFSA has a Debt to FCF ratio of 6.15. This is in the better half of the industry: BFSA outperforms 67.50% of its industry peers.
BFSA has a Debt/Equity ratio of 0.80. This is a neutral value indicating BFSA is somewhat dependend on debt financing.
BFSA's Debt to Equity ratio of 0.80 is in line compared to the rest of the industry. BFSA outperforms 47.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 6.15 | ||
| Altman-Z | 1.65 |
ROIC/WACC0.95
WACC6.47%
2.3 Liquidity
BFSA has a Current Ratio of 1.32. This is a normal value and indicates that BFSA is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.32, BFSA perfoms like the industry average, outperforming 55.00% of the companies in the same industry.
A Quick Ratio of 0.96 indicates that BFSA may have some problems paying its short term obligations.
BFSA has a Quick ratio of 0.96. This is comparable to the rest of the industry: BFSA outperforms 52.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.96 |
3. Growth
3.1 Past
BFSA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.61%, which is quite impressive.
BFSA shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -12.17% yearly.
Looking at the last year, BFSA shows a small growth in Revenue. The Revenue has grown by 2.80% in the last year.
The Revenue has been growing by 13.84% on average over the past years. This is quite good.
EPS 1Y (TTM)23.61%
EPS 3Y-22.13%
EPS 5Y-12.17%
EPS Q2Q%107.69%
Revenue 1Y (TTM)2.8%
Revenue growth 3Y14.68%
Revenue growth 5Y13.84%
Sales Q2Q%-9.16%
3.2 Future
The Earnings Per Share is expected to grow by 21.96% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 4.09% on average over the next years.
EPS Next Y74.95%
EPS Next 2Y44.88%
EPS Next 3Y26.69%
EPS Next 5Y21.96%
Revenue Next Year5.37%
Revenue Next 2Y7.64%
Revenue Next 3Y6.74%
Revenue Next 5Y4.09%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 15.29, which indicates a correct valuation of BFSA.
77.50% of the companies in the same industry are more expensive than BFSA, based on the Price/Earnings ratio.
BFSA is valuated rather cheaply when we compare the Price/Earnings ratio to 27.27, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 10.21, which indicates a very decent valuation of BFSA.
80.00% of the companies in the same industry are more expensive than BFSA, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 22.77. BFSA is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.29 | ||
| Fwd PE | 10.21 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as BFSA.
Based on the Price/Free Cash Flow ratio, BFSA is valued a bit cheaper than the industry average as 70.00% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.65 | ||
| EV/EBITDA | 8.08 |
4.3 Compensation for Growth
BFSA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of BFSA may justify a higher PE ratio.
BFSA's earnings are expected to grow with 26.69% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.2
PEG (5Y)N/A
EPS Next 2Y44.88%
EPS Next 3Y26.69%
5. Dividend
5.1 Amount
BFSA has a Yearly Dividend Yield of 2.38%. Purely for dividend investing, there may be better candidates out there.
BFSA's Dividend Yield is a higher than the industry average which is at 4.32.
Compared to an average S&P500 Dividend Yield of 2.38, BFSA has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.38% |
5.2 History
The dividend of BFSA decreases each year by -11.17%.
Dividend Growth(5Y)-11.17%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
41.21% of the earnings are spent on dividend by BFSA. This is a bit on the high side, but may be sustainable.
DP41.21%
EPS Next 2Y44.88%
EPS Next 3Y26.69%
FRA:BFSA (9/15/2025, 5:22:50 PM)
27.21
+0.07 (+0.26%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners65.55%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.09B
Analysts83.33
Price Target37.08 (36.27%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.38% |
Yearly Dividend0.73
Dividend Growth(5Y)-11.17%
DP41.21%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)6.56%
Min EPS beat(2)-1.96%
Max EPS beat(2)15.09%
EPS beat(4)1
Avg EPS beat(4)-16.11%
Min EPS beat(4)-71.79%
Max EPS beat(4)15.09%
EPS beat(8)2
Avg EPS beat(8)-12.1%
EPS beat(12)3
Avg EPS beat(12)-6.06%
EPS beat(16)6
Avg EPS beat(16)1.18%
Revenue beat(2)0
Avg Revenue beat(2)-7.8%
Min Revenue beat(2)-8.54%
Max Revenue beat(2)-7.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.26%
Min Revenue beat(4)-8.54%
Max Revenue beat(4)-1.94%
Revenue beat(8)0
Avg Revenue beat(8)-5.07%
Revenue beat(12)2
Avg Revenue beat(12)-5.25%
Revenue beat(16)3
Avg Revenue beat(16)-4.68%
PT rev (1m)2.91%
PT rev (3m)3.13%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)3.09%
EPS NY rev (3m)3.09%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.74%
Revenue NY rev (3m)-1.4%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.29 | ||
| Fwd PE | 10.21 | ||
| P/S | 0.89 | ||
| P/FCF | 9.65 | ||
| P/OCF | 5.86 | ||
| P/B | 1.31 | ||
| P/tB | 9.99 | ||
| EV/EBITDA | 8.08 |
EPS(TTM)1.78
EY6.54%
EPS(NY)2.67
Fwd EY9.8%
FCF(TTM)2.82
FCFY10.37%
OCF(TTM)4.65
OCFY17.07%
SpS30.49
BVpS20.75
TBVpS2.72
PEG (NY)0.2
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.68% | ||
| ROE | 8.54% | ||
| ROCE | 7.83% | ||
| ROIC | 6.14% | ||
| ROICexc | 6.52% | ||
| ROICexgc | 12.22% | ||
| OM | 10.54% | ||
| PM (TTM) | 5.81% | ||
| GM | 55.65% | ||
| FCFM | 9.25% |
ROA(3y)3.64%
ROA(5y)4.16%
ROE(3y)8.78%
ROE(5y)11.47%
ROIC(3y)6.03%
ROIC(5y)6.41%
ROICexc(3y)6.54%
ROICexc(5y)7.24%
ROICexgc(3y)12.37%
ROICexgc(5y)14.59%
ROCE(3y)7.69%
ROCE(5y)8.17%
ROICexcg growth 3Y-14.94%
ROICexcg growth 5Y-15.03%
ROICexc growth 3Y-11.26%
ROICexc growth 5Y-13.94%
OM growth 3Y-16.45%
OM growth 5Y-14%
PM growth 3Y-30.35%
PM growth 5Y-20.31%
GM growth 3Y-1.79%
GM growth 5Y-12.3%
F-Score7
Asset Turnover0.63
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 6.15 | ||
| Debt/EBITDA | 3.18 | ||
| Cap/Depr | 91.63% | ||
| Cap/Sales | 5.99% | ||
| Interest Coverage | 2.96 | ||
| Cash Conversion | 89.24% | ||
| Profit Quality | 159.26% | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.96 | ||
| Altman-Z | 1.65 |
F-Score7
WACC6.47%
ROIC/WACC0.95
Cap/Depr(3y)122.67%
Cap/Depr(5y)130.04%
Cap/Sales(3y)7.92%
Cap/Sales(5y)8.33%
Profit Quality(3y)113.86%
Profit Quality(5y)93.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.61%
EPS 3Y-22.13%
EPS 5Y-12.17%
EPS Q2Q%107.69%
EPS Next Y74.95%
EPS Next 2Y44.88%
EPS Next 3Y26.69%
EPS Next 5Y21.96%
Revenue 1Y (TTM)2.8%
Revenue growth 3Y14.68%
Revenue growth 5Y13.84%
Sales Q2Q%-9.16%
Revenue Next Year5.37%
Revenue Next 2Y7.64%
Revenue Next 3Y6.74%
Revenue Next 5Y4.09%
EBIT growth 1Y18.92%
EBIT growth 3Y-4.19%
EBIT growth 5Y-2.09%
EBIT Next Year99.54%
EBIT Next 3Y31.34%
EBIT Next 5Y19.67%
FCF growth 1Y641.8%
FCF growth 3Y40.44%
FCF growth 5Y33.08%
OCF growth 1Y61.15%
OCF growth 3Y17.61%
OCF growth 5Y13.35%