BEFESA SA (BFSA.DE) Stock Fundamental Analysis
Europe - FRA:BFSA - LU1704650164 - Common Stock
29.94 EUR
-0.24 (-0.8%)
We assign a fundamental rating of 4 out of 10 to BFSA. BFSA was compared to 44 industry peers in the Commercial Services & Supplies industry. BFSA has a medium profitability rating, but doesn't score so well on its financial health evaluation. BFSA has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year BFSA was profitable.
In the past year BFSA had a positive cash flow from operations.
Each year in the past 5 years BFSA has been profitable.
Each year in the past 5 years BFSA had a positive operating cash flow.
1.2 Ratios
BFSA's Return On Assets of 3.68% is fine compared to the rest of the industry. BFSA outperforms 61.36% of its industry peers.
The Return On Equity of BFSA (8.54%) is comparable to the rest of the industry.
BFSA has a Return On Invested Capital of 6.14%. This is comparable to the rest of the industry: BFSA outperforms 50.00% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BFSA is below the industry average of 8.12%.
The last Return On Invested Capital (6.14%) for BFSA is above the 3 year average (6.03%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.68% | ||
| ROE | 8.54% | ||
| ROIC | 6.14% |
ROA(3y)3.64%
ROA(5y)4.16%
ROE(3y)8.78%
ROE(5y)11.47%
ROIC(3y)6.03%
ROIC(5y)6.41%
1.3 Margins
Looking at the Profit Margin, with a value of 5.81%, BFSA is in the better half of the industry, outperforming 70.45% of the companies in the same industry.
BFSA's Profit Margin has declined in the last couple of years.
BFSA has a better Operating Margin (10.54%) than 70.45% of its industry peers.
BFSA's Operating Margin has declined in the last couple of years.
BFSA has a better Gross Margin (55.65%) than 63.64% of its industry peers.
In the last couple of years the Gross Margin of BFSA has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 10.54% | ||
| PM (TTM) | 5.81% | ||
| GM | 55.65% |
OM growth 3Y-16.45%
OM growth 5Y-14%
PM growth 3Y-30.35%
PM growth 5Y-20.31%
GM growth 3Y-1.79%
GM growth 5Y-12.3%
2. Health
2.1 Basic Checks
BFSA has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
BFSA has about the same amout of shares outstanding than it did 1 year ago.
BFSA has more shares outstanding than it did 5 years ago.
BFSA has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.72, we must say that BFSA is in the distress zone and has some risk of bankruptcy.
BFSA's Altman-Z score of 1.72 is in line compared to the rest of the industry. BFSA outperforms 45.45% of its industry peers.
The Debt to FCF ratio of BFSA is 6.15, which is on the high side as it means it would take BFSA, 6.15 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 6.15, BFSA is doing good in the industry, outperforming 63.64% of the companies in the same industry.
A Debt/Equity ratio of 0.80 indicates that BFSA is somewhat dependend on debt financing.
The Debt to Equity ratio of BFSA (0.80) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 6.15 | ||
| Altman-Z | 1.72 |
ROIC/WACC0.94
WACC6.55%
2.3 Liquidity
A Current Ratio of 1.32 indicates that BFSA should not have too much problems paying its short term obligations.
BFSA has a Current ratio (1.32) which is comparable to the rest of the industry.
BFSA has a Quick Ratio of 1.32. This is a bad value and indicates that BFSA is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of BFSA (0.96) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.96 |
3. Growth
3.1 Past
BFSA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 23.61%, which is quite impressive.
BFSA shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -12.17% yearly.
BFSA shows a small growth in Revenue. In the last year, the Revenue has grown by 2.80%.
BFSA shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.84% yearly.
EPS 1Y (TTM)23.61%
EPS 3Y-22.13%
EPS 5Y-12.17%
EPS Q2Q%107.69%
Revenue 1Y (TTM)2.8%
Revenue growth 3Y14.68%
Revenue growth 5Y13.84%
Sales Q2Q%-9.16%
3.2 Future
BFSA is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.05% yearly.
BFSA is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.09% yearly.
EPS Next Y78.15%
EPS Next 2Y45.66%
EPS Next 3Y27.38%
EPS Next 5Y26.05%
Revenue Next Year4.89%
Revenue Next 2Y7.13%
Revenue Next 3Y6.67%
Revenue Next 5Y4.09%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 16.82, BFSA is valued correctly.
68.18% of the companies in the same industry are more expensive than BFSA, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of BFSA to the average of the S&P500 Index (27.53), we can say BFSA is valued slightly cheaper.
BFSA is valuated reasonably with a Price/Forward Earnings ratio of 11.11.
70.45% of the companies in the same industry are more expensive than BFSA, based on the Price/Forward Earnings ratio.
BFSA is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.04, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.82 | ||
| Fwd PE | 11.11 |
4.2 Price Multiples
BFSA's Enterprise Value to EBITDA ratio is in line with the industry average.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BFSA indicates a somewhat cheap valuation: BFSA is cheaper than 63.64% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.61 | ||
| EV/EBITDA | 8.66 |
4.3 Compensation for Growth
BFSA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BFSA's earnings are expected to grow with 27.38% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.22
PEG (5Y)N/A
EPS Next 2Y45.66%
EPS Next 3Y27.38%
5. Dividend
5.1 Amount
BFSA has a Yearly Dividend Yield of 2.07%.
BFSA's Dividend Yield is a higher than the industry average which is at 3.96.
BFSA's Dividend Yield is comparable with the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
5.2 History
The dividend of BFSA decreases each year by -11.17%.
Dividend Growth(5Y)-11.17%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
41.21% of the earnings are spent on dividend by BFSA. This is a bit on the high side, but may be sustainable.
DP41.21%
EPS Next 2Y45.66%
EPS Next 3Y27.38%
FRA:BFSA (10/16/2025, 5:36:17 PM)
29.94
-0.24 (-0.8%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners63.1%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap1.20B
Analysts83.33
Price Target37.9 (26.59%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.07% |
Yearly Dividend0.73
Dividend Growth(5Y)-11.17%
DP41.21%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)6.56%
Min EPS beat(2)-1.96%
Max EPS beat(2)15.09%
EPS beat(4)1
Avg EPS beat(4)-16.11%
Min EPS beat(4)-71.79%
Max EPS beat(4)15.09%
EPS beat(8)2
Avg EPS beat(8)-12.1%
EPS beat(12)3
Avg EPS beat(12)-6.06%
EPS beat(16)6
Avg EPS beat(16)1.18%
Revenue beat(2)0
Avg Revenue beat(2)-7.8%
Min Revenue beat(2)-8.54%
Max Revenue beat(2)-7.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.26%
Min Revenue beat(4)-8.54%
Max Revenue beat(4)-1.94%
Revenue beat(8)0
Avg Revenue beat(8)-5.07%
Revenue beat(12)2
Avg Revenue beat(12)-5.25%
Revenue beat(16)3
Avg Revenue beat(16)-4.68%
PT rev (1m)2.21%
PT rev (3m)5.41%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)1.83%
EPS NY rev (3m)4.98%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.45%
Revenue NY rev (3m)-1.85%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.82 | ||
| Fwd PE | 11.11 | ||
| P/S | 0.98 | ||
| P/FCF | 10.61 | ||
| P/OCF | 6.44 | ||
| P/B | 1.44 | ||
| P/tB | 10.99 | ||
| EV/EBITDA | 8.66 |
EPS(TTM)1.78
EY5.95%
EPS(NY)2.69
Fwd EY9%
FCF(TTM)2.82
FCFY9.42%
OCF(TTM)4.65
OCFY15.52%
SpS30.49
BVpS20.75
TBVpS2.72
PEG (NY)0.22
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 3.68% | ||
| ROE | 8.54% | ||
| ROCE | 7.83% | ||
| ROIC | 6.14% | ||
| ROICexc | 6.52% | ||
| ROICexgc | 12.22% | ||
| OM | 10.54% | ||
| PM (TTM) | 5.81% | ||
| GM | 55.65% | ||
| FCFM | 9.25% |
ROA(3y)3.64%
ROA(5y)4.16%
ROE(3y)8.78%
ROE(5y)11.47%
ROIC(3y)6.03%
ROIC(5y)6.41%
ROICexc(3y)6.54%
ROICexc(5y)7.24%
ROICexgc(3y)12.37%
ROICexgc(5y)14.59%
ROCE(3y)7.69%
ROCE(5y)8.17%
ROICexcg growth 3Y-14.94%
ROICexcg growth 5Y-15.03%
ROICexc growth 3Y-11.26%
ROICexc growth 5Y-13.94%
OM growth 3Y-16.45%
OM growth 5Y-14%
PM growth 3Y-30.35%
PM growth 5Y-20.31%
GM growth 3Y-1.79%
GM growth 5Y-12.3%
F-Score7
Asset Turnover0.63
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.8 | ||
| Debt/FCF | 6.15 | ||
| Debt/EBITDA | 3.18 | ||
| Cap/Depr | 91.63% | ||
| Cap/Sales | 5.99% | ||
| Interest Coverage | 2.96 | ||
| Cash Conversion | 89.24% | ||
| Profit Quality | 159.26% | ||
| Current Ratio | 1.32 | ||
| Quick Ratio | 0.96 | ||
| Altman-Z | 1.72 |
F-Score7
WACC6.55%
ROIC/WACC0.94
Cap/Depr(3y)122.67%
Cap/Depr(5y)130.04%
Cap/Sales(3y)7.92%
Cap/Sales(5y)8.33%
Profit Quality(3y)113.86%
Profit Quality(5y)93.62%
High Growth Momentum
Growth
EPS 1Y (TTM)23.61%
EPS 3Y-22.13%
EPS 5Y-12.17%
EPS Q2Q%107.69%
EPS Next Y78.15%
EPS Next 2Y45.66%
EPS Next 3Y27.38%
EPS Next 5Y26.05%
Revenue 1Y (TTM)2.8%
Revenue growth 3Y14.68%
Revenue growth 5Y13.84%
Sales Q2Q%-9.16%
Revenue Next Year4.89%
Revenue Next 2Y7.13%
Revenue Next 3Y6.67%
Revenue Next 5Y4.09%
EBIT growth 1Y18.92%
EBIT growth 3Y-4.19%
EBIT growth 5Y-2.09%
EBIT Next Year99.54%
EBIT Next 3Y30.94%
EBIT Next 5Y19.67%
FCF growth 1Y641.8%
FCF growth 3Y40.44%
FCF growth 5Y33.08%
OCF growth 1Y61.15%
OCF growth 3Y17.61%
OCF growth 5Y13.35%