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BENEFICIENT - CLASS A (BENF) Stock Fundamental Analysis

USA - Nasdaq - NASDAQ:BENF - US08178Q5071 - Common Stock

5.15 USD
-0.66 (-11.36%)
Last: 1/7/2026, 8:18:32 PM
Fundamental Rating

1

Overall BENF gets a fundamental rating of 1 out of 10. We evaluated BENF against 235 industry peers in the Capital Markets industry. BENF may be in some trouble as it scores bad on both profitability and health. BENF is quite expensive at the moment. It does show a decent growth rate.


Dividend Valuation Growth Profitability Health

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0

1. Profitability

1.1 Basic Checks

BENF had negative earnings in the past year.
In the past year BENF has reported a negative cash flow from operations.
In the past 5 years BENF reported 4 times negative net income.
BENF had a negative operating cash flow in each of the past 5 years.
BENF Yearly Net Income VS EBIT VS OCF VS FCFBENF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 2025 0 -500M -1B -1.5B -2B

1.2 Ratios

With a Return On Assets value of -24.70%, BENF is not doing good in the industry: 89.36% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA -24.7%
ROE N/A
ROIC N/A
ROA(3y)-186.26%
ROA(5y)-113.05%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
BENF Yearly ROA, ROE, ROICBENF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 2025 0 500 -500

1.3 Margins

In the last couple of years the Operating Margin of BENF has declined.
The Profit Margin and Operating Margin and Gross Margin are not available for BENF so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3Y-16.43%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BENF Yearly Profit, Operating, Gross MarginsBENF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 2025 0 500 -500 1K 1.5K 2K

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0

2. Health

2.1 Basic Checks

Compared to 1 year ago, BENF has more shares outstanding
The number of shares outstanding for BENF has been reduced compared to 5 years ago.
BENF has a worse debt/assets ratio than last year.
BENF Yearly Shares OutstandingBENF Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
BENF Yearly Total Debt VS Total AssetsBENF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

Based on the Altman-Z score of -10.79, we must say that BENF is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -10.79, BENF is not doing good in the industry: 88.94% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -10.79
ROIC/WACCN/A
WACCN/A
BENF Yearly LT Debt VS Equity VS FCFBENF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 2025 0 500M 1B

2.3 Liquidity

BENF has a Current Ratio of 0.01. This is a bad value and indicates that BENF is not financially healthy enough and could expect problems in meeting its short term obligations.
BENF has a Current ratio of 0.01. This is amonst the worse of the industry: BENF underperforms 94.04% of its industry peers.
A Quick Ratio of 0.01 indicates that BENF may have some problems paying its short term obligations.
BENF has a Quick ratio of 0.01. This is amonst the worse of the industry: BENF underperforms 94.04% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
BENF Yearly Current Assets VS Current LiabilitesBENF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

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4

3. Growth

3.1 Past

The Earnings Per Share has grown by an impressive 65.32% over the past year.
The Revenue for BENF has decreased by -21.25% in the past year. This is quite bad
EPS 1Y (TTM)65.32%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1800%
Revenue 1Y (TTM)-21.25%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-132.27%

3.2 Future

The Earnings Per Share is expected to grow by 38.71% on average over the next years. This is a very strong growth
BENF is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 23.13% yearly.
EPS Next Y35.03%
EPS Next 2Y38.71%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year61244.4%
Revenue Next 2Y23.13%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

BENF Yearly Revenue VS EstimatesBENF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 5B 10B 15B 20B 25B
BENF Yearly EPS VS EstimatesBENF Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 -5 -10 -15

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1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for BENF. In the last year negative earnings were reported.
Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for BENF. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
BENF Price Earnings VS Forward Price EarningsBENF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BENF Per share dataBENF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share -20 -40 -60

4.3 Compensation for Growth

A more expensive valuation may be justified as BENF's earnings are expected to grow with 38.71% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y38.71%
EPS Next 3YN/A

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0

5. Dividend

5.1 Amount

No dividends for BENF!.
Industry RankSector Rank
Dividend Yield 0%

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BENEFICIENT - CLASS A

NASDAQ:BENF (1/7/2026, 8:18:32 PM)

5.15

-0.66 (-11.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-14 2025-11-14/amc
Earnings (Next)02-09 2026-02-09
Inst Owners0.39%
Inst Owner Change0%
Ins Owners2.23%
Ins Owner Change43.84%
Market Cap571.65M
Revenue(TTM)-41.94M
Net Income(TTM)-78.12M
AnalystsN/A
Price Target16.32 (216.89%)
Short Float %N/A
Short Ratio0.01
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-146.96%
Min Revenue beat(2)-175.27%
Max Revenue beat(2)-118.65%
Revenue beat(4)0
Avg Revenue beat(4)-159.77%
Min Revenue beat(4)-294.39%
Max Revenue beat(4)-50.76%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)700%
PT rev (3m)700%
EPS NQ rev (1m)-680%
EPS NQ rev (3m)-2700%
EPS NY rev (1m)-621.04%
EPS NY rev (3m)-3011.84%
Revenue NQ rev (1m)-8.92%
Revenue NQ rev (3m)-71.89%
Revenue NY rev (1m)90039.7%
Revenue NY rev (3m)2849780%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-61.6
EYN/A
EPS(NY)-1.41
Fwd EYN/A
FCF(TTM)-0.4
FCFYN/A
OCF(TTM)-0.4
OCFYN/A
SpS-0.38
BVpS-2.01
TBVpS-2.13
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -24.7%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-186.26%
ROA(5y)-113.05%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-16.43%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover-0.13
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 20.87%
Cap/Sales -0.63%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -10.79
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)56.34%
Cap/Depr(5y)134.67%
Cap/Sales(3y)5.87%
Cap/Sales(5y)13.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.32%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1800%
EPS Next Y35.03%
EPS Next 2Y38.71%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.25%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-132.27%
Revenue Next Year61244.4%
Revenue Next 2Y23.13%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.33%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y29.02%
OCF growth 3YN/A
OCF growth 5YN/A

BENEFICIENT - CLASS A / BENF FAQ

Can you provide the ChartMill fundamental rating for BENEFICIENT - CLASS A?

ChartMill assigns a fundamental rating of 1 / 10 to BENF.


What is the valuation status of BENEFICIENT - CLASS A (BENF) stock?

ChartMill assigns a valuation rating of 1 / 10 to BENEFICIENT - CLASS A (BENF). This can be considered as Overvalued.


How profitable is BENEFICIENT - CLASS A (BENF) stock?

BENEFICIENT - CLASS A (BENF) has a profitability rating of 0 / 10.


Can you provide the financial health for BENF stock?

The financial health rating of BENEFICIENT - CLASS A (BENF) is 0 / 10.