BENEFICIENT - CLASS A (BENF) Stock Fundamental Analysis

USA • Nasdaq • NASDAQ:BENF • US08178Q5071

4.48 USD
-0.17 (-3.66%)
Last: Feb 10, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

0

Taking everything into account, BENF scores 0 out of 10 in our fundamental rating. BENF was compared to 238 industry peers in the Capital Markets industry. Both the profitability and financial health of BENF have multiple concerns. BENF is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

0

1. Profitability

1.1 Basic Checks

  • In the past year BENF has reported negative net income.
  • BENF had a negative operating cash flow in the past year.
  • In the past 5 years BENF reported 4 times negative net income.
  • In the past 5 years BENF always reported negative operating cash flow.
BENF Yearly Net Income VS EBIT VS OCF VS FCFBENF Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 2025 0 -500M -1B -1.5B -2B

1.2 Ratios

  • BENF's Return On Assets of -24.70% is on the low side compared to the rest of the industry. BENF is outperformed by 89.08% of its industry peers.
Industry RankSector Rank
ROA -24.7%
ROE N/A
ROIC N/A
ROA(3y)-186.26%
ROA(5y)-113.05%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
BENF Yearly ROA, ROE, ROICBENF Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 2025 0 500 -500

1.3 Margins

  • In the last couple of years the Operating Margin of BENF has declined.
  • The Profit Margin and Operating Margin and Gross Margin are not available for BENF so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM N/A
OM growth 3Y-16.43%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BENF Yearly Profit, Operating, Gross MarginsBENF Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 2025 0 500 -500 1K 1.5K 2K

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, BENF has more shares outstanding
  • Compared to 5 years ago, BENF has less shares outstanding
  • BENF has a worse debt/assets ratio than last year.
BENF Yearly Shares OutstandingBENF Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M
BENF Yearly Total Debt VS Total AssetsBENF Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 2024 2025 1B 2B 3B

2.2 Solvency

  • BENF has an Altman-Z score of -10.93. This is a bad value and indicates that BENF is not financially healthy and even has some risk of bankruptcy.
  • BENF has a worse Altman-Z score (-10.93) than 90.34% of its industry peers.
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Altman-Z -10.93
ROIC/WACCN/A
WACCN/A
BENF Yearly LT Debt VS Equity VS FCFBENF Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 2024 2025 0 500M 1B

2.3 Liquidity

  • BENF has a Current Ratio of 0.01. This is a bad value and indicates that BENF is not financially healthy enough and could expect problems in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 0.01, BENF is doing worse than 94.12% of the companies in the same industry.
  • BENF has a Quick Ratio of 0.01. This is a bad value and indicates that BENF is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BENF has a worse Quick ratio (0.01) than 94.12% of its industry peers.
Industry RankSector Rank
Current Ratio 0.01
Quick Ratio 0.01
BENF Yearly Current Assets VS Current LiabilitesBENF Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

1

3. Growth

3.1 Past

  • BENF shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 65.32%, which is quite impressive.
  • BENF shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -21.25%.
EPS 1Y (TTM)65.32%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1800%
Revenue 1Y (TTM)-21.25%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-132.27%

3.2 Future

  • Based on estimates for the next years, BENF will show a very strong growth in Earnings Per Share. The EPS will grow by 38.99% on average per year.
  • Based on estimates for the next years, BENF will show a decrease in Revenue. The Revenue will decrease by -6.52% on average per year.
EPS Next Y64.66%
EPS Next 2Y38.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-54.85%
Revenue Next 2Y-6.52%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

BENF Yearly Revenue VS EstimatesBENF Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2021 2022 2023 2024 2025 2026 2027 0 50M -50M 100M -100M
BENF Yearly EPS VS EstimatesBENF Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 -5 -10 -15

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Find the best growth stocksShow best growing peers

1

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for BENF. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for BENF. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
BENF Price Earnings VS Forward Price EarningsBENF Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20 30 40

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BENF Per share dataBENF EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share -20 -40 -60

4.3 Compensation for Growth

  • BENF's earnings are expected to grow with 38.99% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y38.99%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • BENF does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

BENEFICIENT - CLASS A

NASDAQ:BENF (2/10/2026, 8:00:00 PM)

4.48

-0.17 (-3.66%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)02-09
Earnings (Next)N/A
Inst Owners0.39%
Inst Owner Change-99.48%
Ins Owners2.23%
Ins Owner Change43%
Market Cap497.28M
Revenue(TTM)-41.94M
Net Income(TTM)-78.12M
AnalystsN/A
Price Target16.32 (264.29%)
Short Float %N/A
Short Ratio0.23
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-146.96%
Min Revenue beat(2)-175.27%
Max Revenue beat(2)-118.65%
Revenue beat(4)0
Avg Revenue beat(4)-159.77%
Min Revenue beat(4)-294.39%
Max Revenue beat(4)-50.76%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)700%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-254.54%
EPS NY rev (1m)45.61%
EPS NY rev (3m)-349.79%
Revenue NQ rev (1m)-0.3%
Revenue NQ rev (3m)2775.96%
Revenue NY rev (1m)-99.93%
Revenue NY rev (3m)1997.56%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-61.6
EYN/A
EPS(NY)-1.26
Fwd EYN/A
FCF(TTM)-0.4
FCFYN/A
OCF(TTM)-0.4
OCFYN/A
SpS-0.38
BVpS-2.01
TBVpS-2.13
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -24.7%
ROE N/A
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM N/A
FCFM N/A
ROA(3y)-186.26%
ROA(5y)-113.05%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-16.43%
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover-0.13
Health
Industry RankSector Rank
Debt/Equity N/A
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 20.87%
Cap/Sales -0.63%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.01
Quick Ratio 0.01
Altman-Z -10.93
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)56.34%
Cap/Depr(5y)134.67%
Cap/Sales(3y)5.87%
Cap/Sales(5y)13.14%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)65.32%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%1800%
EPS Next Y64.66%
EPS Next 2Y38.99%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-21.25%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-132.27%
Revenue Next Year-54.85%
Revenue Next 2Y-6.52%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y19.33%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.04%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y29.02%
OCF growth 3YN/A
OCF growth 5YN/A

BENEFICIENT - CLASS A / BENF FAQ

Can you provide the ChartMill fundamental rating for BENEFICIENT - CLASS A?

ChartMill assigns a fundamental rating of 0 / 10 to BENF.


What is the valuation status of BENEFICIENT - CLASS A (BENF) stock?

ChartMill assigns a valuation rating of 1 / 10 to BENEFICIENT - CLASS A (BENF). This can be considered as Overvalued.


How profitable is BENEFICIENT - CLASS A (BENF) stock?

BENEFICIENT - CLASS A (BENF) has a profitability rating of 0 / 10.


Can you provide the financial health for BENF stock?

The financial health rating of BENEFICIENT - CLASS A (BENF) is 0 / 10.