BCY Fundamental Analysis - BARCLAYS PLC

Fundamental Rating

Taking everything into account, BCY scores 3 out of 10 in our fundamental rating. BCY was compared to 96 industry peers in the Banks industry. BCY may be in some trouble as it scores bad on both profitability and health. BCY has a decent growth rate and is not valued too expensively.

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1. Profitability

1.1 Basic Checks

In the past year BCY was profitable.

BCY had a negative operating cash flow in the past year.

In the past 5 years BCY has always been profitable.

BCY had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

The Return On Assets of BCY (0.33%) is worse than 79.17% of its industry peers.

BCY's Return On Equity of 7.00% is on the low side compared to the rest of the industry. BCY is outperformed by 65.63% of its industry peers.

		Industry Rank	Sector Rank
ROA	0.33%
ROE	7%
ROIC	N/A

ROA(3y)0.32%

ROA(5y)0.31%

ROE(3y)6.92%

ROE(5y)6.46%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

Looking at the Profit Margin, with a value of 17.31%, BCY is doing worse than 66.67% of the companies in the same industry.

BCY's Profit Margin has improved in the last couple of years.

BCY does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	17.31%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-12.74%

PM growth 5Y11.07%

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

BCY does not have a ROIC to compare to the WACC, probably because it is not profitable.

BCY has less shares outstanding than it did 1 year ago.

Compared to 5 years ago, BCY has less shares outstanding

The debt/assets ratio for BCY has remained at the same level compared to a year ago.

2.2 Solvency

BCY has a Debt/Equity ratio of 3.86. This is a high value indicating a heavy dependency on external financing.

BCY's Debt to Equity ratio of 3.86 is on the low side compared to the rest of the industry. BCY is outperformed by 79.17% of its industry peers.

		Industry Rank	Sector Rank
Debt/Equity	3.86
Debt/FCF	N/A
Altman-Z	N/A

ROIC/WACCN/A

WACC4.68%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

BCY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 42.12%, which is quite impressive.

Measured over the past years, BCY shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.00% on average per year.

Looking at the last year, BCY shows a small growth in Revenue. The Revenue has grown by 5.48% in the last year.

The Revenue has been growing slightly by 5.03% on average over the past years.

EPS 1Y (TTM)42.12%

EPS 3Y0.56%

EPS 5Y11%

EPS Q2Q%51.32%

Revenue 1Y (TTM)5.48%

Revenue growth 3Y7.87%

Revenue growth 5Y5.03%

Sales Q2Q%13.65%

3.2 Future

Based on estimates for the next years, BCY will show a small growth in Earnings Per Share. The EPS will grow by 7.87% on average per year.

The Revenue is expected to grow by 3.46% on average over the next years.

EPS Next Y8.58%

EPS Next 2Y15.2%

EPS Next 3Y14.7%

EPS Next 5Y7.87%

Revenue Next Year8.41%

Revenue Next 2Y6.45%

Revenue Next 3Y5.44%

Revenue Next 5Y3.46%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

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4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 8.10, the valuation of BCY can be described as very reasonable.

BCY's Price/Earnings ratio is a bit cheaper when compared to the industry. BCY is cheaper than 78.13% of the companies in the same industry.

When comparing the Price/Earnings ratio of BCY to the average of the S&P500 Index (27.13), we can say BCY is valued rather cheaply.

BCY is valuated cheaply with a Price/Forward Earnings ratio of 7.06.

Compared to the rest of the industry, the Price/Forward Earnings ratio of BCY indicates a rather cheap valuation: BCY is cheaper than 90.63% of the companies listed in the same industry.

Compared to an average S&P500 Price/Forward Earnings ratio of 22.76, BCY is valued rather cheaply.

		Industry Rank	Sector Rank
PE	8.1
Fwd PE	7.06

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

A more expensive valuation may be justified as BCY's earnings are expected to grow with 14.70% in the coming years.

PEG (NY)0.94

PEG (5Y)0.74

EPS Next 2Y15.2%

EPS Next 3Y14.7%

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5. Dividend

5.1 Amount

BCY has a Yearly Dividend Yield of 2.31%. Purely for dividend investing, there may be better candidates out there.

With a Dividend Yield of 2.31, BCY pays less dividend than the industry average, which is at 5.01. 89.58% of the companies listed in the same industry pay a better dividend than BCY!

BCY's Dividend Yield is comparable with the S&P500 average which is at 2.32.

		Industry Rank	Sector Rank
Dividend Yield	2.31%

5.2 History

The dividend of BCY is nicely growing with an annual growth rate of 6.61%!

Dividend Growth(5Y)6.61%

Div Incr Years3

Div Non Decr Years3

5.3 Sustainability

BCY's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.

DPN/A

EPS Next 2Y15.2%

EPS Next 3Y14.7%

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BARCLAYS PLC

FRA:BCY (9/1/2025, 7:00:00 PM)

4.21

+0.03 (+0.72%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)07-29 2025-07-29/bmo

Earnings (Next)10-22 2025-10-22

Inst Owners51.51%

Inst Owner ChangeN/A

Ins Owners0.14%

Ins Owner ChangeN/A

Market Cap14.78B

Analysts79.05

Price Target4.81 (14.25%)

Short Float %N/A

Short RatioN/A

Dividend

		Industry Rank	Sector Rank
Dividend Yield	2.31%

Yearly Dividend0.18

Dividend Growth(5Y)6.61%

DPN/A

Div Incr Years3

Div Non Decr Years3

Ex-DateN/A

Surprises & Revisions

EPS beat(2)2

Avg EPS beat(2)15.23%

Min EPS beat(2)13.75%

Max EPS beat(2)16.7%

EPS beat(4)4

Avg EPS beat(4)29.84%

Min EPS beat(4)13.75%

Max EPS beat(4)64.16%

EPS beat(8)8

Avg EPS beat(8)28.97%

EPS beat(12)12

Avg EPS beat(12)22.72%

EPS beat(16)16

Avg EPS beat(16)27.45%

Revenue beat(2)2

Avg Revenue beat(2)2.74%

Min Revenue beat(2)1.38%

Max Revenue beat(2)4.11%

Revenue beat(4)4

Avg Revenue beat(4)2.75%

Min Revenue beat(4)1.38%

Max Revenue beat(4)4.11%

Revenue beat(8)6

Avg Revenue beat(8)1.21%

Revenue beat(12)9

Avg Revenue beat(12)12.13%

Revenue beat(16)13

Avg Revenue beat(16)26.31%

PT rev (1m)8.19%

PT rev (3m)14.69%

EPS NQ rev (1m)-1.64%

EPS NQ rev (3m)-8.4%

EPS NY rev (1m)0.3%

EPS NY rev (3m)0.3%

Revenue NQ rev (1m)-1.93%

Revenue NQ rev (3m)-1.46%

Revenue NY rev (1m)0.75%

Revenue NY rev (3m)0.93%

Valuation

		Industry Rank	Sector Rank
PE	8.1
Fwd PE	7.06
P/S	0.42
P/FCF	N/A
P/OCF	N/A
P/B	0.17
P/tB	0.19
EV/EBITDA	N/A

EPS(TTM)0.52

EY12.35%

EPS(NY)0.6

Fwd EY14.17%

FCF(TTM)-3.34

FCFYN/A

OCF(TTM)-3.34

OCFYN/A

SpS10.09

BVpS24.95

TBVpS22.26

PEG (NY)0.94

PEG (5Y)0.74

Profitability

		Industry Rank	Sector Rank
ROA	0.33%
ROE	7%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	17.31%
GM	N/A
FCFM	N/A

ROA(3y)0.32%

ROA(5y)0.31%

ROE(3y)6.92%

ROE(5y)6.46%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexcg growth 3YN/A

ROICexcg growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-12.74%

PM growth 5Y11.07%

GM growth 3YN/A

GM growth 5YN/A

F-Score5

Asset Turnover0.02

Health

		Industry Rank	Sector Rank
Debt/Equity	3.86
Debt/FCF	N/A
Debt/EBITDA	N/A
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score5

WACC4.68%

ROIC/WACCN/A

Cap/Depr(3y)89.52%

Cap/Depr(5y)85.55%

Cap/Sales(3y)5.72%

Cap/Sales(5y)5.94%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)42.12%

EPS 3Y0.56%

EPS 5Y11%

EPS Q2Q%51.32%

EPS Next Y8.58%

EPS Next 2Y15.2%

EPS Next 3Y14.7%

EPS Next 5Y7.87%

Revenue 1Y (TTM)5.48%

Revenue growth 3Y7.87%

Revenue growth 5Y5.03%

Sales Q2Q%13.65%

Revenue Next Year8.41%

Revenue Next 2Y6.45%

Revenue Next 3Y5.44%

Revenue Next 5Y3.46%

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y-25.18%

FCF growth 3Y-51.04%

FCF growth 5YN/A

OCF growth 1Y-25.18%

OCF growth 3Y-47.42%

OCF growth 5YN/A

BARCLAYS PLC (BCY.DE) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

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5. Dividend

5.1 Amount

5.2 History

5.3 Sustainability

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