BARCLAYS PLC (BCY.DE) Stock Fundamental Analysis
FRA:BCY - Deutsche Boerse Ag - GB0031348658 - Common Stock - Currency: EUR
Taking everything into account, BCY scores 4 out of 10 in our fundamental rating. BCY was compared to 95 industry peers in the Banks industry. BCY may be in some trouble as it scores bad on both profitability and health. BCY is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
BCY had positive earnings in the past year.
BCY had a positive operating cash flow in the past year.
BCY had positive earnings in each of the past 5 years.
BCY had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
BCY's Return On Assets of 0.35% is on the low side compared to the rest of the industry. BCY is outperformed by 78.95% of its industry peers.
BCY has a Return On Equity of 7.40%. This is comparable to the rest of the industry: BCY outperforms 43.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROIC | N/A |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 17.31%, BCY is doing worse than 63.16% of the companies in the same industry.
BCY's Profit Margin has improved in the last couple of years.
BCY does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BCY does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BCY has been reduced compared to 1 year ago.
BCY has less shares outstanding than it did 5 years ago.
BCY has about the same debt/assets ratio as last year.
2.2 Solvency
The Debt to FCF ratio of BCY is 45.13, which is on the high side as it means it would take BCY, 45.13 years of fcf income to pay off all of its debts.
BCY has a better Debt to FCF ratio (45.13) than 75.79% of its industry peers.
A Debt/Equity ratio of 3.48 is on the high side and indicates that BCY has dependencies on debt financing.
The Debt to Equity ratio of BCY (3.48) is worse than 75.79% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.51%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BCY shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 133.85%, which is quite impressive.
The Earnings Per Share has been growing by 11.00% on average over the past years. This is quite good.
BCY shows a small growth in Revenue. In the last year, the Revenue has grown by 5.48%.
BCY shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.03% yearly.
EPS 1Y (TTM)133.85%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%321.96%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%4.49%
3.2 Future
BCY is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.23% yearly.
BCY is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.85% yearly.
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y8.23%
Revenue Next Year7.26%
Revenue Next 2Y6.14%
Revenue Next 3Y5.04%
Revenue Next 5Y2.85%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 4.06, the valuation of BCY can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of BCY indicates a rather cheap valuation: BCY is cheaper than 96.84% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 24.21, BCY is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.01, the valuation of BCY can be described as very cheap.
BCY's Price/Forward Earnings ratio is rather cheap when compared to the industry. BCY is cheaper than 96.84% of the companies in the same industry.
BCY is valuated cheaply when we compare the Price/Forward Earnings ratio to 20.44, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.06 | ||
| Fwd PE | 6.01 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BCY is valued cheaply inside the industry as 93.68% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1.99 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BCY's earnings are expected to grow with 14.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.49
PEG (5Y)0.37
EPS Next 2Y14.98%
EPS Next 3Y14.54%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.75%, BCY has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 5.21, BCY's dividend is way lower than its industry peers. On top of this 84.21% of the companies listed in the same industry pay a better dividend than BCY!
Compared to an average S&P500 Dividend Yield of 2.42, BCY has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.75% |
5.2 History
On average, the dividend of BCY grows each year by 6.61%, which is quite nice.
Dividend Growth(5Y)6.61%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
42.53% of the earnings are spent on dividend by BCY. This is a bit on the high side, but may be sustainable.
The dividend of BCY is growing, but earnings are growing more, so the dividend growth is sustainable.
DP42.53%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
FRA:BCY (5/9/2025, 7:00:00 PM)
3.651
+0.04 (+1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners55.37%
Inst Owner ChangeN/A
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap13.02B
Analysts80.91
Price Target4.19 (14.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.75% |
Yearly Dividend0.18
Dividend Growth(5Y)6.61%
DP42.53%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.46%
Min EPS beat(2)24.76%
Max EPS beat(2)64.16%
EPS beat(4)4
Avg EPS beat(4)30.77%
Min EPS beat(4)9.57%
Max EPS beat(4)64.16%
EPS beat(8)8
Avg EPS beat(8)27.47%
EPS beat(12)12
Avg EPS beat(12)27.29%
EPS beat(16)16
Avg EPS beat(16)30.27%
Revenue beat(2)2
Avg Revenue beat(2)2.76%
Min Revenue beat(2)1.49%
Max Revenue beat(2)4.03%
Revenue beat(4)4
Avg Revenue beat(4)2.16%
Min Revenue beat(4)0.19%
Max Revenue beat(4)4.03%
Revenue beat(8)5
Avg Revenue beat(8)0.68%
Revenue beat(12)9
Avg Revenue beat(12)23.75%
Revenue beat(16)13
Avg Revenue beat(16)34.5%
PT rev (1m)-2.71%
PT rev (3m)6.83%
EPS NQ rev (1m)1.83%
EPS NQ rev (3m)-4.16%
EPS NY rev (1m)-0.58%
EPS NY rev (3m)1.03%
Revenue NQ rev (1m)0.75%
Revenue NQ rev (3m)0.9%
Revenue NY rev (1m)0.17%
Revenue NY rev (3m)1.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 4.06 | ||
| Fwd PE | 6.01 | ||
| P/S | 0.36 | ||
| P/FCF | 1.99 | ||
| P/OCF | 1.55 | ||
| P/B | 0.15 | ||
| P/tB | 0.17 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.9
EY24.65%
EPS(NY)0.61
Fwd EY16.63%
FCF(TTM)1.83
FCFY50.19%
OCF(TTM)2.35
OCFY64.46%
SpS10.16
BVpS23.76
TBVpS21.02
PEG (NY)0.49
PEG (5Y)0.37
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A | ||
| FCFM | 18.04% |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 90.77% | ||
| Cap/Sales | 5.13% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 104.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC4.51%
ROIC/WACCN/A
Cap/Depr(3y)89.52%
Cap/Depr(5y)85.55%
Cap/Sales(3y)5.72%
Cap/Sales(5y)5.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)133.85%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%321.96%
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y8.23%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%4.49%
Revenue Next Year7.26%
Revenue Next 2Y6.14%
Revenue Next 3Y5.04%
Revenue Next 5Y2.85%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y309.41%
FCF growth 3Y-51.04%
FCF growth 5YN/A
OCF growth 1Y867.31%
OCF growth 3Y-47.42%
OCF growth 5YN/A