BARCLAYS PLC (BCY.DE) Stock Fundamental Analysis
FRA:BCY • GB0031348658
5.29 EUR
-0.05 (-0.94%)
Last: Feb 24, 2026, 07:00 PM
BCY gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 108 industry peers in the Banks industry. BCY may be in some trouble as it scores bad on both profitability and health. BCY has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- BCY had positive earnings in the past year.
- BCY had a positive operating cash flow in the past year.
- Each year in the past 5 years BCY has been profitable.
- BCY had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- BCY's Return On Assets of 0.61% is on the low side compared to the rest of the industry. BCY is outperformed by 62.04% of its industry peers.
- With a decent Return On Equity value of 12.21%, BCY is doing good in the industry, outperforming 60.19% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.61% | ||
| ROE | 12.21% | ||
| ROIC | N/A |
ROA(3y)0.35%
ROA(5y)0.36%
ROE(3y)7.11%
ROE(5y)7.54%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 19.81%, BCY is doing worse than 68.52% of the companies in the same industry.
- BCY's Profit Margin has improved in the last couple of years.
- BCY does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 19.81% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.74%
PM growth 5Y24.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BCY does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BCY has been reduced compared to 1 year ago.
- BCY has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, BCY has a worse debt to assets ratio.
2.2 Solvency
- BCY has a debt to FCF ratio of 16.28. This is a negative value and a sign of low solvency as BCY would need 16.28 years to pay back of all of its debts.
- BCY's Debt to FCF ratio of 16.28 is fine compared to the rest of the industry. BCY outperforms 71.30% of its industry peers.
- A Debt/Equity ratio of 3.53 is on the high side and indicates that BCY has dependencies on debt financing.
- The Debt to Equity ratio of BCY (3.53) is worse than 83.33% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.53 | ||
| Debt/FCF | 16.28 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.73%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 25.11% over the past year.
- Measured over the past years, BCY shows a very strong growth in Earnings Per Share. The EPS has been growing by 38.52% on average per year.
- Looking at the last year, BCY shows a quite strong growth in Revenue. The Revenue has grown by 8.24% in the last year.
- Measured over the past years, BCY shows a small growth in Revenue. The Revenue has been growing by 6.60% on average per year.
EPS 1Y (TTM)25.11%
EPS 3Y12.31%
EPS 5Y38.52%
EPS Q2Q%23.52%
Revenue 1Y (TTM)8.24%
Revenue growth 3Y5.3%
Revenue growth 5Y6.6%
Sales Q2Q%1.62%
3.2 Future
- The Earnings Per Share is expected to grow by 10.70% on average over the next years. This is quite good.
- BCY is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.82% yearly.
EPS Next Y11.16%
EPS Next 2Y13.65%
EPS Next 3Y11.43%
EPS Next 5Y10.7%
Revenue Next Year5.74%
Revenue Next 2Y4.99%
Revenue Next 3Y4.6%
Revenue Next 5Y3.82%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 9.45, the valuation of BCY can be described as reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of BCY indicates a somewhat cheap valuation: BCY is cheaper than 76.85% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 26.98, BCY is valued rather cheaply.
- A Price/Forward Earnings ratio of 8.53 indicates a reasonable valuation of BCY.
- 90.74% of the companies in the same industry are more expensive than BCY, based on the Price/Forward Earnings ratio.
- BCY is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.01, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.45 | ||
| Fwd PE | 8.53 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, BCY is valued cheaply inside the industry as 97.22% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.94 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.85
PEG (5Y)0.25
EPS Next 2Y13.65%
EPS Next 3Y11.43%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.84%, BCY has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 4.37, BCY's dividend is way lower than its industry peers. On top of this 91.67% of the companies listed in the same industry pay a better dividend than BCY!
- Compared to an average S&P500 Dividend Yield of 1.81, BCY has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- The dividend of BCY is nicely growing with an annual growth rate of 24.14%!
Dividend Growth(5Y)24.14%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- BCY pays out 23.70% of its income as dividend. This is a sustainable payout ratio.
- BCY's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP23.7%
EPS Next 2Y13.65%
EPS Next 3Y11.43%
FRA:BCY (2/24/2026, 7:00:00 PM)
5.29
-0.05 (-0.94%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-10 2026-02-10/dmh
Earnings (Next)04-28 2026-04-28
Inst Owners53.44%
Inst Owner ChangeN/A
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap18.25B
Revenue(TTM)47.94B
Net Income(TTM)9.50B
Analysts78.26
Price Target6.13 (15.88%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend0.18
Dividend Growth(5Y)24.14%
DP23.7%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.25%
Min EPS beat(2)18.37%
Max EPS beat(2)34.12%
EPS beat(4)4
Avg EPS beat(4)20.74%
Min EPS beat(4)13.75%
Max EPS beat(4)34.12%
EPS beat(8)8
Avg EPS beat(8)25.75%
EPS beat(12)12
Avg EPS beat(12)25.23%
EPS beat(16)16
Avg EPS beat(16)25.65%
Revenue beat(2)2
Avg Revenue beat(2)0.84%
Min Revenue beat(2)0.55%
Max Revenue beat(2)1.13%
Revenue beat(4)4
Avg Revenue beat(4)1.79%
Min Revenue beat(4)0.55%
Max Revenue beat(4)4.11%
Revenue beat(8)8
Avg Revenue beat(8)1.97%
Revenue beat(12)9
Avg Revenue beat(12)1.05%
Revenue beat(16)13
Avg Revenue beat(16)18.26%
PT rev (1m)4.57%
PT rev (3m)16.55%
EPS NQ rev (1m)-6.06%
EPS NQ rev (3m)-8.94%
EPS NY rev (1m)0%
EPS NY rev (3m)1.62%
Revenue NQ rev (1m)-0.94%
Revenue NQ rev (3m)-0.94%
Revenue NY rev (1m)0.88%
Revenue NY rev (3m)1.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.45 | ||
| Fwd PE | 8.53 | ||
| P/S | 0.33 | ||
| P/FCF | 0.94 | ||
| P/OCF | 0.85 | ||
| P/B | 0.2 | ||
| P/tB | 0.23 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.56
EY10.59%
EPS(NY)0.62
Fwd EY11.72%
FCF(TTM)5.6
FCFY105.92%
OCF(TTM)6.22
OCFY117.59%
SpS15.91
BVpS25.82
TBVpS23.07
PEG (NY)0.85
PEG (5Y)0.25
Graham Number18.04
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.61% | ||
| ROE | 12.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 19.81% | ||
| GM | N/A | ||
| FCFM | 35.21% |
ROA(3y)0.35%
ROA(5y)0.36%
ROE(3y)7.11%
ROE(5y)7.54%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.74%
PM growth 5Y24.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.53 | ||
| Debt/FCF | 16.28 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 104.67% | ||
| Cap/Sales | 3.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 177.76% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC4.73%
ROIC/WACCN/A
Cap/Depr(3y)91.82%
Cap/Depr(5y)91.22%
Cap/Sales(3y)5.54%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.11%
EPS 3Y12.31%
EPS 5Y38.52%
EPS Q2Q%23.52%
EPS Next Y11.16%
EPS Next 2Y13.65%
EPS Next 3Y11.43%
EPS Next 5Y10.7%
Revenue 1Y (TTM)8.24%
Revenue growth 3Y5.3%
Revenue growth 5Y6.6%
Sales Q2Q%1.62%
Revenue Next Year5.74%
Revenue Next 2Y4.99%
Revenue Next 3Y4.6%
Revenue Next 5Y3.82%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y204.75%
FCF growth 3Y-16.01%
FCF growth 5Y-21.38%
OCF growth 1Y163.45%
OCF growth 3Y-14.74%
OCF growth 5Y-20.09%
BARCLAYS PLC / BCY.DE FAQ
What is the fundamental rating for BCY stock?
ChartMill assigns a fundamental rating of 4 / 10 to BCY.DE.
What is the valuation status for BCY stock?
ChartMill assigns a valuation rating of 6 / 10 to BARCLAYS PLC (BCY.DE). This can be considered as Fairly Valued.
What is the profitability of BCY stock?
BARCLAYS PLC (BCY.DE) has a profitability rating of 3 / 10.
Can you provide the financial health for BCY stock?
The financial health rating of BARCLAYS PLC (BCY.DE) is 2 / 10.
How sustainable is the dividend of BARCLAYS PLC (BCY.DE) stock?
The dividend rating of BARCLAYS PLC (BCY.DE) is 4 / 10 and the dividend payout ratio is 23.7%.