BARCLAYS PLC (BCY.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:BCY - GB0031348658 - Common Stock
5.47 EUR
+0.08 (+1.48%)
Overall BCY gets a fundamental rating of 3 out of 10. We evaluated BCY against 102 industry peers in the Banks industry. Both the profitability and financial health of BCY have multiple concerns. BCY has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
BCY had positive earnings in the past year.
In the past year BCY has reported a negative cash flow from operations.
Each year in the past 5 years BCY has been profitable.
Of the past 5 years BCY 4 years had a positive operating cash flow.
1.2 Ratios
BCY has a Return On Assets (0.59%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 12.49%, BCY is in line with its industry, outperforming 57.84% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.59% | ||
| ROE | 12.49% | ||
| ROIC | N/A |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.41%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BCY has a Profit Margin (20.33%) which is comparable to the rest of the industry.
In the last couple of years the Profit Margin of BCY has grown nicely.
The Operating Margin and Gross Margin are not available for BCY so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 20.33% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.91%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BCY does not have a ROIC to compare to the WACC, probably because it is not profitable.
BCY has less shares outstanding than it did 1 year ago.
BCY has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, BCY has about the same debt to assets ratio.
2.2 Solvency
A Debt/Equity ratio of 3.86 is on the high side and indicates that BCY has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 3.86, BCY is doing worse than 78.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.86 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC4.87%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 36.69% over the past year.
Measured over the past years, BCY shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.00% on average per year.
The Revenue has been growing slightly by 5.48% in the past year.
The Revenue has been growing slightly by 5.03% on average over the past years.
EPS 1Y (TTM)36.69%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%12.77%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.82%
Revenue growth 5Y5.03%
Sales Q2Q%9.47%
3.2 Future
The Earnings Per Share is expected to grow by 10.89% on average over the next years. This is quite good.
BCY is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.62% yearly.
EPS Next Y11.72%
EPS Next 2Y17.22%
EPS Next 3Y16.73%
EPS Next 5Y10.89%
Revenue Next Year9.61%
Revenue Next 2Y7.35%
Revenue Next 3Y6.22%
Revenue Next 5Y4.62%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 10.32 indicates a reasonable valuation of BCY.
73.53% of the companies in the same industry are more expensive than BCY, based on the Price/Earnings ratio.
When comparing the Price/Earnings ratio of BCY to the average of the S&P500 Index (26.51), we can say BCY is valued rather cheaply.
The Price/Forward Earnings ratio is 8.92, which indicates a very decent valuation of BCY.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BCY indicates a rather cheap valuation: BCY is cheaper than 89.22% of the companies listed in the same industry.
BCY's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.13.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.32 | ||
| Fwd PE | 8.92 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BCY's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as BCY's earnings are expected to grow with 16.73% in the coming years.
PEG (NY)0.88
PEG (5Y)0.94
EPS Next 2Y17.22%
EPS Next 3Y16.73%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 1.81%, BCY has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 4.31, BCY's dividend is way lower than its industry peers. On top of this 90.20% of the companies listed in the same industry pay a better dividend than BCY!
BCY's Dividend Yield is comparable with the S&P500 average which is at 2.00.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.81% |
5.2 History
The dividend of BCY is nicely growing with an annual growth rate of 6.61%!
Dividend Growth(5Y)6.61%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
The dividend of BCY is growing, but earnings are growing more, so the dividend growth is sustainable.
DPN/A
EPS Next 2Y17.22%
EPS Next 3Y16.73%
FRA:BCY (12/30/2025, 7:00:00 PM)
5.47
+0.08 (+1.48%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners55.08%
Inst Owner ChangeN/A
Ins Owners0.13%
Ins Owner ChangeN/A
Market Cap19.02B
Revenue(TTM)47.27B
Net Income(TTM)9.48B
Analysts80
Price Target5.43 (-0.73%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.81% |
Yearly Dividend0.18
Dividend Growth(5Y)6.61%
DPN/A
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)15.23%
Min EPS beat(2)13.75%
Max EPS beat(2)16.7%
EPS beat(4)4
Avg EPS beat(4)29.84%
Min EPS beat(4)13.75%
Max EPS beat(4)64.16%
EPS beat(8)8
Avg EPS beat(8)28.97%
EPS beat(12)12
Avg EPS beat(12)22.72%
EPS beat(16)16
Avg EPS beat(16)27.45%
Revenue beat(2)2
Avg Revenue beat(2)2.74%
Min Revenue beat(2)1.38%
Max Revenue beat(2)4.11%
Revenue beat(4)4
Avg Revenue beat(4)2.75%
Min Revenue beat(4)1.38%
Max Revenue beat(4)4.11%
Revenue beat(8)6
Avg Revenue beat(8)1.21%
Revenue beat(12)9
Avg Revenue beat(12)12.13%
Revenue beat(16)13
Avg Revenue beat(16)26.35%
PT rev (1m)3.32%
PT rev (3m)9.97%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.75%
EPS NY rev (1m)0.47%
EPS NY rev (3m)2.72%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.94%
Revenue NY rev (1m)0.16%
Revenue NY rev (3m)1%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.32 | ||
| Fwd PE | 8.92 | ||
| P/S | 0.36 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.22 | ||
| P/tB | 0.25 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.53
EY9.69%
EPS(NY)0.61
Fwd EY11.21%
FCF(TTM)-3.35
FCFYN/A
OCF(TTM)-3.35
OCFYN/A
SpS15.37
BVpS25.02
TBVpS22.32
PEG (NY)0.88
PEG (5Y)0.94
Graham Number17.27
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.59% | ||
| ROE | 12.49% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 20.33% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.41%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-11.91%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.86 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC4.87%
ROIC/WACCN/A
Cap/Depr(3y)89.52%
Cap/Depr(5y)85.55%
Cap/Sales(3y)5.72%
Cap/Sales(5y)5.93%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)36.69%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%12.77%
EPS Next Y11.72%
EPS Next 2Y17.22%
EPS Next 3Y16.73%
EPS Next 5Y10.89%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.82%
Revenue growth 5Y5.03%
Sales Q2Q%9.47%
Revenue Next Year9.61%
Revenue Next 2Y7.35%
Revenue Next 3Y6.22%
Revenue Next 5Y4.62%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-25.18%
FCF growth 3Y-51.04%
FCF growth 5YN/A
OCF growth 1Y-25.18%
OCF growth 3Y-47.42%
OCF growth 5YN/A
BARCLAYS PLC / BCY.DE FAQ
What is the fundamental rating for BCY stock?
ChartMill assigns a fundamental rating of 3 / 10 to BCY.DE.
What is the valuation status for BCY stock?
ChartMill assigns a valuation rating of 5 / 10 to BARCLAYS PLC (BCY.DE). This can be considered as Fairly Valued.
What is the profitability of BCY stock?
BARCLAYS PLC (BCY.DE) has a profitability rating of 3 / 10.
Can you provide the financial health for BCY stock?
The financial health rating of BARCLAYS PLC (BCY.DE) is 1 / 10.