BANCO COMERCIAL PORTUGUES-R (BCP.LS)

PTBCP0AM0015 - Common Stock

0.323  +0 (+1.06%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to BCP. BCP was compared to 92 industry peers in the Banks industry. There are concerns on the financial health of BCP while its profitability can be described as average. BCP is not valued too expensively and it also shows a decent growth rate.



Quickly go to:

4

1. Profitability

1.1 Basic Checks

In the past year BCP was profitable.
BCP had a positive operating cash flow in the past year.
Each year in the past 5 years BCP has been profitable.
BCP had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

BCP has a better Return On Assets (0.91%) than 62.50% of its industry peers.
The Return On Equity of BCP (13.56%) is better than 72.73% of its industry peers.
Industry RankSector Rank
ROA 0.91%
ROE 13.56%
ROIC N/A
ROA(3y)0.43%
ROA(5y)0.37%
ROE(3y)6.61%
ROE(5y)5.54%
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

BCP has a Profit Margin (20.93%) which is in line with its industry peers.
BCP's Profit Margin has improved in the last couple of years.
BCP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 20.93%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y45.74%
PM growth 5Y12.1%
GM growth 3YN/A
GM growth 5YN/A

More info and screens

3

2. Health

2.1 Basic Checks

BCP does not have a ROIC to compare to the WACC, probably because it is not profitable.
BCP has about the same amout of shares outstanding than it did 1 year ago.
BCP has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for BCP is higher compared to a year ago.

2.2 Solvency

BCP has a debt to FCF ratio of 1.06. This is a very positive value and a sign of high solvency as it would only need 1.06 years to pay back of all of its debts.
BCP has a better Debt to FCF ratio (1.06) than 94.32% of its industry peers.
A Debt/Equity ratio of 0.65 indicates that BCP is somewhat dependend on debt financing.
BCP has a better Debt to Equity ratio (0.65) than 78.41% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF 1.06
Altman-Z N/A
ROIC/WACCN/A
WACC6.15%

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

More info and screens

4

3. Growth

3.1 Past

BCP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 315.38%, which is quite impressive.
Measured over the past years, BCP shows a quite strong growth in Earnings Per Share. The EPS has been growing by 10.35% on average per year.
The Revenue has grown by 11.10% in the past year. This is quite good.
BCP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 9.94% yearly.
EPS 1Y (TTM)315.38%
EPS 3Y75.44%
EPS 5Y10.35%
EPS growth Q2Q160%
Revenue 1Y (TTM)11.1%
Revenue growth 3Y14.76%
Revenue growth 5Y9.94%
Revenue growth Q2Q0.83%

3.2 Future

The Earnings Per Share is expected to grow by 2.83% on average over the next years.
BCP is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -2.95% yearly.
EPS Next Y-10.04%
EPS Next 2Y1.98%
EPS Next 3Y2.83%
EPS Next 5YN/A
Revenue Next Year-7.96%
Revenue Next 2Y-5.1%
Revenue Next 3Y-2.95%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.

More info and screens

6

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 6.46, the valuation of BCP can be described as very cheap.
77.27% of the companies in the same industry are more expensive than BCP, based on the Price/Earnings ratio.
BCP is valuated cheaply when we compare the Price/Earnings ratio to 24.92, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 6.65, the valuation of BCP can be described as very cheap.
Based on the Price/Forward Earnings ratio, BCP is valued a bit cheaper than the industry average as 79.55% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of BCP to the average of the S&P500 Index (21.49), we can say BCP is valued rather cheaply.
Industry RankSector Rank
PE 6.46
Fwd PE 6.65

4.2 Price Multiples

BCP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BCP is cheaper than 87.50% of the companies in the same industry.
Industry RankSector Rank
P/FCF 1.27
EV/EBITDA N/A

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.62
EPS Next 2Y1.98%
EPS Next 3Y2.83%

More info and screens

1

5. Dividend

5.1 Amount

BCP has a yearly dividend return of 0.30%, which is pretty low.
With a Dividend Yield of 0.30, BCP pays less dividend than the industry average, which is at 5.95. 94.32% of the companies listed in the same industry pay a better dividend than BCP!
With a Dividend Yield of 0.30, BCP pays less dividend than the S&P500 average, which is at 2.43.
Industry RankSector Rank
Dividend Yield 0.3%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

DP0%
EPS Next 2Y1.98%
EPS Next 3Y2.83%

More info and screens

BANCO COMERCIAL PORTUGUES-R

ELI:BCP (4/26/2024, 5:29:50 PM)

0.323

+0 (+1.06%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap4.88B
Analysts
Price Target
Dividend
Industry RankSector Rank
Dividend Yield 0.3%
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
Industry RankSector Rank
PE 6.46
Fwd PE 6.65
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.62
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 13.56%
ROCE
ROIC
ROICexc
ROICexgc
OM N/A
PM (TTM) 20.93%
GM N/A
FCFM
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 0.65
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio N/A
Quick Ratio N/A
Altman-Z
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)315.38%
EPS 3Y75.44%
EPS 5Y
EPS growth Q2Q
EPS Next Y-10.04%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)11.1%
Revenue growth 3Y14.76%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y