TRUIST FINANCIAL CORP (BBK.DE) Fundamental Analysis & Valuation

FRA:BBK • US89832Q1094

Current stock price

42.145 EUR
+3.75 (+9.75%)
Last:

This BBK.DE fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BBK.DE Profitability Analysis

1.1 Basic Checks

  • In the past year BBK was profitable.
  • BBK had a positive operating cash flow in the past year.
  • Of the past 5 years BBK 4 years were profitable.
  • BBK had a positive operating cash flow in each of the past 5 years.
BBK.DE Yearly Net Income VS EBIT VS OCF VS FCFBBK.DE Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B

1.2 Ratios

  • BBK has a Return On Assets (0.91%) which is comparable to the rest of the industry.
  • BBK has a worse Return On Equity (7.63%) than 63.96% of its industry peers.
Industry RankSector Rank
ROA 0.91%
ROE 7.63%
ROIC N/A
ROA(3y)0.49%
ROA(5y)0.73%
ROE(3y)4.06%
ROE(5y)6.14%
ROIC(3y)N/A
ROIC(5y)N/A
BBK.DE Yearly ROA, ROE, ROICBBK.DE Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 -2 4 6 8 10

1.3 Margins

  • BBK has a Profit Margin (24.48%) which is comparable to the rest of the industry.
  • In the last couple of years the Profit Margin of BBK has grown nicely.
  • BBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 24.48%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.21%
PM growth 5Y5.84%
GM growth 3YN/A
GM growth 5YN/A
BBK.DE Yearly Profit, Operating, Gross MarginsBBK.DE Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. BBK.DE Health Analysis

2.1 Basic Checks

  • BBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • BBK has less shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BBK has been reduced compared to 5 years ago.
  • The debt/assets ratio for BBK is higher compared to a year ago.
BBK.DE Yearly Shares OutstandingBBK.DE Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M 1B
BBK.DE Yearly Total Debt VS Total AssetsBBK.DE Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100B 200B 300B 400B 500B

2.2 Solvency

  • BBK has a debt to FCF ratio of 12.16. This is a negative value and a sign of low solvency as BBK would need 12.16 years to pay back of all of its debts.
  • BBK's Debt to FCF ratio of 12.16 is fine compared to the rest of the industry. BBK outperforms 76.58% of its industry peers.
  • A Debt/Equity ratio of 1.07 is on the high side and indicates that BBK has dependencies on debt financing.
  • With a decent Debt to Equity ratio value of 1.07, BBK is doing good in the industry, outperforming 63.96% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF 12.16
Altman-Z N/A
ROIC/WACCN/A
WACC12%
BBK.DE Yearly LT Debt VS Equity VS FCFBBK.DE Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BBK.DE Yearly Current Assets VS Current LiabilitesBBK.DE Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5B 10B 15B 20B 25B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. BBK.DE Growth Analysis

3.1 Past

  • BBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 9.37%, which is quite good.
  • BBK shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 0.88% yearly.
  • BBK shows a strong growth in Revenue. In the last year, the Revenue has grown by 53.03%.
  • Measured over the past years, BBK shows a decrease in Revenue. The Revenue has been decreasing by -2.20% on average per year.
EPS 1Y (TTM)9.37%
EPS 3Y-7.21%
EPS 5Y0.88%
EPS Q2Q%23.08%
Revenue 1Y (TTM)53.03%
Revenue growth 3Y0.57%
Revenue growth 5Y-2.2%
Sales Q2Q%4.64%

3.2 Future

  • BBK is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.17% yearly.
  • BBK is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.10% yearly.
EPS Next Y14.13%
EPS Next 2Y14.14%
EPS Next 3Y13.46%
EPS Next 5Y8.17%
Revenue Next Year4.17%
Revenue Next 2Y4.32%
Revenue Next 3Y4.1%
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BBK.DE Yearly Revenue VS EstimatesBBK.DE Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 5B 10B 15B 20B
BBK.DE Yearly EPS VS EstimatesBBK.DE Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 2 4 6

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5

4. BBK.DE Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 12.25 indicates a correct valuation of BBK.
  • 60.36% of the companies in the same industry are cheaper than BBK, based on the Price/Earnings ratio.
  • The average S&P500 Price/Earnings ratio is at 26.91. BBK is valued rather cheaply when compared to this.
  • Based on the Price/Forward Earnings ratio of 10.72, the valuation of BBK can be described as reasonable.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BBK indicates a somewhat cheap valuation: BBK is cheaper than 65.77% of the companies listed in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.69, BBK is valued rather cheaply.
Industry RankSector Rank
PE 12.25
Fwd PE 10.72
BBK.DE Price Earnings VS Forward Price EarningsBBK.DE Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 66.67% of the companies in the same industry are more expensive than BBK, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 10.57
EV/EBITDA N/A
BBK.DE Per share dataBBK.DE EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

  • BBK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • BBK's earnings are expected to grow with 13.46% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.87
PEG (5Y)13.94
EPS Next 2Y14.14%
EPS Next 3Y13.46%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BBK.DE Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 4.67%, BBK is a good candidate for dividend investing.
  • BBK's Dividend Yield is comparable with the industry average which is at 4.88.
  • Compared to an average S&P500 Dividend Yield of 1.89, BBK pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.67%

5.2 History

  • The dividend of BBK has a limited annual growth rate of 2.79%.
Dividend Growth(5Y)2.79%
Div Incr Years0
Div Non Decr Years1
BBK.DE Yearly Dividends per shareBBK.DE Yearly Dividends per shareYearly Dividends per share 2021 2022 2025 2026 0.5 1 1.5

5.3 Sustainability

  • BBK pays out 60.23% of its income as dividend. This is not a sustainable payout ratio.
  • BBK's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP60.23%
EPS Next 2Y14.14%
EPS Next 3Y13.46%
BBK.DE Yearly Income VS Free CF VS DividendBBK.DE Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B 4B 6B 8B 10B
BBK.DE Dividend Payout.BBK.DE Dividend Payout, showing the Payout Ratio.BBK.DE Dividend Payout.PayoutRetained Earnings

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BBK.DE Fundamentals: All Metrics, Ratios and Statistics

TRUIST FINANCIAL CORP

FRA:BBK (4/8/2026, 7:00:00 PM)

42.145

+3.75 (+9.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-17
Inst Owners77.92%
Inst Owner ChangeN/A
Ins Owners0.17%
Ins Owner ChangeN/A
Market Cap52.65B
Revenue(TTM)20.32B
Net Income(TTM)4.97B
Analysts73.57
Price Target44.27 (5.04%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.67%
Yearly Dividend2.02
Dividend Growth(5Y)2.79%
DP60.23%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)3.67%
Min EPS beat(2)1.28%
Max EPS beat(2)6.06%
EPS beat(4)2
Avg EPS beat(4)0.97%
Min EPS beat(4)-2.5%
Max EPS beat(4)6.06%
EPS beat(8)6
Avg EPS beat(8)3.26%
EPS beat(12)8
Avg EPS beat(12)1.29%
EPS beat(16)11
Avg EPS beat(16)1.77%
Revenue beat(2)0
Avg Revenue beat(2)-0.81%
Min Revenue beat(2)-1.4%
Max Revenue beat(2)-0.23%
Revenue beat(4)0
Avg Revenue beat(4)-1.01%
Min Revenue beat(4)-1.76%
Max Revenue beat(4)-0.23%
Revenue beat(8)0
Avg Revenue beat(8)-19.62%
Revenue beat(12)0
Avg Revenue beat(12)-18.26%
Revenue beat(16)0
Avg Revenue beat(16)-17.11%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0.24%
EPS NQ rev (3m)-3.7%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.05%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-1.04%
Revenue NY rev (1m)-0.16%
Revenue NY rev (3m)-0.38%
Valuation
Industry RankSector Rank
PE 12.25
Fwd PE 10.72
P/S 2.99
P/FCF 10.57
P/OCF 10.57
P/B 0.93
P/tB 1.42
EV/EBITDA N/A
EPS(TTM)3.44
EY8.16%
EPS(NY)3.93
Fwd EY9.33%
FCF(TTM)3.99
FCFY9.46%
OCF(TTM)3.99
OCFY9.46%
SpS14.11
BVpS45.28
TBVpS29.75
PEG (NY)0.87
PEG (5Y)13.94
Graham Number59.2
Profitability
Industry RankSector Rank
ROA 0.91%
ROE 7.63%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 24.48%
GM N/A
FCFM 28.24%
ROA(3y)0.49%
ROA(5y)0.73%
ROE(3y)4.06%
ROE(5y)6.14%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-6.21%
PM growth 5Y5.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.04
Health
Industry RankSector Rank
Debt/Equity 1.07
Debt/FCF 12.16
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 115.38%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC12%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)9.37%
EPS 3Y-7.21%
EPS 5Y0.88%
EPS Q2Q%23.08%
EPS Next Y14.13%
EPS Next 2Y14.14%
EPS Next 3Y13.46%
EPS Next 5Y8.17%
Revenue 1Y (TTM)53.03%
Revenue growth 3Y0.57%
Revenue growth 5Y-2.2%
Sales Q2Q%4.64%
Revenue Next Year4.17%
Revenue Next 2Y4.32%
Revenue Next 3Y4.1%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y165.2%
FCF growth 3Y-18.28%
FCF growth 5Y-2.82%
OCF growth 1Y165.2%
OCF growth 3Y-19.69%
OCF growth 5Y-5.05%

TRUIST FINANCIAL CORP / BBK.DE Fundamental Analysis FAQ

What is the fundamental rating for BBK stock?

ChartMill assigns a fundamental rating of 4 / 10 to BBK.DE.


What is the valuation status of TRUIST FINANCIAL CORP (BBK.DE) stock?

ChartMill assigns a valuation rating of 6 / 10 to TRUIST FINANCIAL CORP (BBK.DE). This can be considered as Fairly Valued.


How profitable is TRUIST FINANCIAL CORP (BBK.DE) stock?

TRUIST FINANCIAL CORP (BBK.DE) has a profitability rating of 3 / 10.


What is the expected EPS growth for TRUIST FINANCIAL CORP (BBK.DE) stock?

The Earnings per Share (EPS) of TRUIST FINANCIAL CORP (BBK.DE) is expected to grow by 14.13% in the next year.


How sustainable is the dividend of TRUIST FINANCIAL CORP (BBK.DE) stock?

The dividend rating of TRUIST FINANCIAL CORP (BBK.DE) is 6 / 10 and the dividend payout ratio is 60.23%.