SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:BB - FR0000120966 - Common Stock
47.5 EUR
+0.25 (+0.53%)
We assign a fundamental rating of 7 out of 10 to BB. BB was compared to 44 industry peers in the Commercial Services & Supplies industry. BB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. BB is valued quite cheap, but it does not seem to be growing. These ratings could make BB a good candidate for value investing.
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
BB had positive earnings in each of the past 5 years.
In the past 5 years BB always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of BB (7.75%) is better than 93.18% of its industry peers.
BB's Return On Equity of 12.63% is fine compared to the rest of the industry. BB outperforms 75.00% of its industry peers.
The Return On Invested Capital of BB (10.68%) is better than 84.09% of its industry peers.
BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is above the industry average of 7.96%.
The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
Looking at the Profit Margin, with a value of 9.65%, BB belongs to the top of the industry, outperforming 88.64% of the companies in the same industry.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
BB has a Operating Margin of 14.62%. This is amongst the best in the industry. BB outperforms 86.36% of its industry peers.
BB's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 50.20%, BB is in line with its industry, outperforming 52.27% of the companies in the same industry.
In the last couple of years the Gross Margin of BB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
BB has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for BB has been reduced compared to 1 year ago.
BB has less shares outstanding than it did 5 years ago.
The debt/assets ratio for BB is higher compared to a year ago.
2.2 Solvency
BB has an Altman-Z score of 3.53. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
BB has a better Altman-Z score (3.53) than 90.91% of its industry peers.
The Debt to FCF ratio of BB is 1.66, which is an excellent value as it means it would take BB, only 1.66 years of fcf income to pay off all of its debts.
BB has a better Debt to FCF ratio (1.66) than 90.91% of its industry peers.
A Debt/Equity ratio of 0.18 indicates that BB is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.18, BB belongs to the best of the industry, outperforming 84.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Altman-Z | 3.53 |
ROIC/WACC1.4
WACC7.64%
2.3 Liquidity
BB has a Current Ratio of 2.13. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
BB has a Current ratio of 2.13. This is amongst the best in the industry. BB outperforms 86.36% of its industry peers.
BB has a Quick Ratio of 1.38. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
BB has a better Quick ratio (1.38) than 79.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -3.87% in the last year.
The Earnings Per Share has been growing slightly by 5.19% on average over the past years.
BB shows a decrease in Revenue. In the last year, the revenue decreased by -2.95%.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
BB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.25% yearly.
Based on estimates for the next years, BB will show a small growth in Revenue. The Revenue will grow by 4.02% on average per year.
EPS Next Y-11.94%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPS Next 5Y-1.25%
Revenue Next Year-2.74%
Revenue Next 2Y-1.47%
Revenue Next 3Y-0.22%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.42, the valuation of BB can be described as reasonable.
Based on the Price/Earnings ratio, BB is valued cheaper than 90.91% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.45, BB is valued rather cheaply.
BB is valuated reasonably with a Price/Forward Earnings ratio of 8.70.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 81.82% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of BB to the average of the S&P500 Index (34.46), we can say BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.42 | ||
| Fwd PE | 8.7 |
4.2 Price Multiples
BB's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. BB is cheaper than 88.64% of the companies in the same industry.
70.45% of the companies in the same industry are more expensive than BB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.98 | ||
| EV/EBITDA | 4.36 |
4.3 Compensation for Growth
The excellent profitability rating of BB may justify a higher PE ratio.
BB's earnings are expected to decrease with -2.03% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)1.82
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
5. Dividend
5.1 Amount
BB has a Yearly Dividend Yield of 6.52%, which is a nice return.
Compared to an average industry Dividend Yield of 4.17, BB pays a better dividend. On top of this BB pays more dividend than 90.91% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.52% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
87.64% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.64%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPA:BB (11/21/2025, 7:00:00 PM)
47.5
+0.25 (+0.53%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners26.49%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap1.98B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target58.91 (24.02%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.52% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-8.33%
PT rev (3m)-8.12%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-7.48%
EPS NY rev (3m)-7.38%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.54%
Revenue NY rev (3m)-0.59%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.42 | ||
| Fwd PE | 8.7 | ||
| P/S | 0.9 | ||
| P/FCF | 8.98 | ||
| P/OCF | 6.38 | ||
| P/B | 1.18 | ||
| P/tB | 1.69 | ||
| EV/EBITDA | 4.36 |
EPS(TTM)5.04
EY10.61%
EPS(NY)5.46
Fwd EY11.49%
FCF(TTM)5.29
FCFY11.13%
OCF(TTM)7.44
OCFY15.67%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)1.82
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.02% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.94% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.03% | ||
| Profit Quality | 103.81% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.53 |
F-Score4
WACC7.64%
ROIC/WACC1.4
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-11.94%
EPS Next 2Y-3.92%
EPS Next 3Y-2.03%
EPS Next 5Y-1.25%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-2.74%
Revenue Next 2Y-1.47%
Revenue Next 3Y-0.22%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year30.27%
EBIT Next 3Y11.01%
EBIT Next 5Y10.22%
FCF growth 1Y19.73%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.65%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
What is the valuation status of SOCIETE BIC SA (BB.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?
The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by -11.94% in the next year.
Is the dividend of SOCIETE BIC SA sustainable?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.64%.