SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis

Europe Euronext Paris EPA:BB • FR0000120966

54.6 EUR
-1.3 (-2.33%)
Last: Feb 11, 2026, 04:24 PM
Fundamental Rating

6

Taking everything into account, BB scores 6 out of 10 in our fundamental rating. BB was compared to 43 industry peers in the Commercial Services & Supplies industry. BB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. BB is cheap, but on the other hand it scores bad on growth. These ratings could make BB a good candidate for value investing.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • BB had positive earnings in the past year.
  • In the past year BB had a positive cash flow from operations.
  • Each year in the past 5 years BB has been profitable.
  • In the past 5 years BB always reported a positive cash flow from operatings.
BB.PA Yearly Net Income VS EBIT VS OCF VS FCFBB.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

1.2 Ratios

  • BB has a Return On Assets of 7.75%. This is amongst the best in the industry. BB outperforms 88.37% of its industry peers.
  • BB has a Return On Equity of 12.63%. This is in the better half of the industry: BB outperforms 69.77% of its industry peers.
  • BB's Return On Invested Capital of 10.68% is fine compared to the rest of the industry. BB outperforms 79.07% of its industry peers.
  • Measured over the past 3 years, the Average Return On Invested Capital for BB is in line with the industry average of 8.97%.
  • The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 7.75%
ROE 12.63%
ROIC 10.68%
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
BB.PA Yearly ROA, ROE, ROICBB.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • BB has a better Profit Margin (9.65%) than 86.05% of its industry peers.
  • In the last couple of years the Profit Margin of BB has remained more or less at the same level.
  • With an excellent Operating Margin value of 14.62%, BB belongs to the best of the industry, outperforming 83.72% of the companies in the same industry.
  • BB's Operating Margin has declined in the last couple of years.
  • Looking at the Gross Margin, with a value of 50.20%, BB is in line with its industry, outperforming 55.81% of the companies in the same industry.
  • BB's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 14.62%
PM (TTM) 9.65%
GM 50.2%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
BB.PA Yearly Profit, Operating, Gross MarginsBB.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

8

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BB is creating some value.
  • Compared to 1 year ago, BB has less shares outstanding
  • Compared to 5 years ago, BB has less shares outstanding
  • Compared to 1 year ago, BB has a worse debt to assets ratio.
BB.PA Yearly Shares OutstandingBB.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
BB.PA Yearly Total Debt VS Total AssetsBB.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • An Altman-Z score of 3.73 indicates that BB is not in any danger for bankruptcy at the moment.
  • BB has a better Altman-Z score (3.73) than 88.37% of its industry peers.
  • BB has a debt to FCF ratio of 1.65. This is a very positive value and a sign of high solvency as it would only need 1.65 years to pay back of all of its debts.
  • The Debt to FCF ratio of BB (1.65) is better than 90.70% of its industry peers.
  • A Debt/Equity ratio of 0.18 indicates that BB is not too dependend on debt financing.
  • The Debt to Equity ratio of BB (0.18) is better than 86.05% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.65
Altman-Z 3.73
ROIC/WACC1.38
WACC7.76%
BB.PA Yearly LT Debt VS Equity VS FCFBB.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

2.3 Liquidity

  • BB has a Current Ratio of 2.13. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
  • BB has a Current ratio of 2.13. This is amongst the best in the industry. BB outperforms 86.05% of its industry peers.
  • BB has a Quick Ratio of 1.38. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
  • BB has a better Quick ratio (1.38) than 79.07% of its industry peers.
Industry RankSector Rank
Current Ratio 2.13
Quick Ratio 1.38
BB.PA Yearly Current Assets VS Current LiabilitesBB.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

3

3. Growth

3.1 Past

  • BB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.87%.
  • Measured over the past 5 years, BB shows a small growth in Earnings Per Share. The EPS has been growing by 5.19% on average per year.
  • Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -2.95% in the last year.
  • BB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.42% yearly.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%

3.2 Future

  • BB is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.81% yearly.
  • Based on estimates for the next years, BB will show a small growth in Revenue. The Revenue will grow by 4.02% on average per year.
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue Next Year-4.28%
Revenue Next 2Y-2.3%
Revenue Next 3Y-0.89%
Revenue Next 5Y4.02%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BB.PA Yearly Revenue VS EstimatesBB.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 500M 1B 1.5B 2B 2.5B
BB.PA Yearly EPS VS EstimatesBB.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

7

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 10.83, the valuation of BB can be described as very reasonable.
  • Based on the Price/Earnings ratio, BB is valued cheaply inside the industry as 88.37% of the companies are valued more expensively.
  • When comparing the Price/Earnings ratio of BB to the average of the S&P500 Index (28.03), we can say BB is valued rather cheaply.
  • BB is valuated reasonably with a Price/Forward Earnings ratio of 10.39.
  • Based on the Price/Forward Earnings ratio, BB is valued cheaper than 83.72% of the companies in the same industry.
  • BB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.97.
Industry RankSector Rank
PE 10.83
Fwd PE 10.39
BB.PA Price Earnings VS Forward Price EarningsBB.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 83.72% of the companies in the same industry are more expensive than BB, based on the Enterprise Value to EBITDA ratio.
  • Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than the industry average as 74.42% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 10.26
EV/EBITDA 5.16
BB.PA Per share dataBB.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • The decent profitability rating of BB may justify a higher PE ratio.
  • BB's earnings are expected to decrease with -2.13% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)2.09
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.70%, BB is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.55, BB pays a better dividend. On top of this BB pays more dividend than 90.70% of the companies listed in the same industry.
  • BB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.80.
Industry RankSector Rank
Dividend Yield 5.7%

5.2 History

  • The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
BB.PA Yearly Dividends per shareBB.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 1 2 3 4

5.3 Sustainability

  • BB pays out 87.72% of its income as dividend. This is not a sustainable payout ratio.
  • BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.72%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
BB.PA Yearly Income VS Free CF VS DividendBB.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
BB.PA Dividend Payout.BB.PA Dividend Payout, showing the Payout Ratio.BB.PA Dividend Payout.PayoutRetained Earnings

SOCIETE BIC SA

EPA:BB (2/11/2026, 4:24:12 PM)

54.6

-1.3 (-2.33%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)10-28
Earnings (Next)02-24
Inst Owners32.83%
Inst Owner ChangeN/A
Ins Owners10.23%
Ins Owner ChangeN/A
Market Cap2.27B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target59.59 (9.14%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.7%
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.72%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.15%
PT rev (3m)-7.28%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.38%
EPS NY rev (3m)-2.88%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.59%
Valuation
Industry RankSector Rank
PE 10.83
Fwd PE 10.39
P/S 1.03
P/FCF 10.26
P/OCF 7.32
P/B 1.35
P/tB 1.94
EV/EBITDA 5.16
EPS(TTM)5.04
EY9.23%
EPS(NY)5.26
Fwd EY9.63%
FCF(TTM)5.32
FCFY9.74%
OCF(TTM)7.46
OCFY13.66%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)2.09
Graham Number67.64
Profitability
Industry RankSector Rank
ROA 7.75%
ROE 12.63%
ROCE 15.8%
ROIC 10.68%
ROICexc 12.5%
ROICexgc 17.23%
OM 14.62%
PM (TTM) 9.65%
GM 50.2%
FCFM 10.08%
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.18
Debt/FCF 1.65
Debt/EBITDA 0.69
Cap/Depr 77.61%
Cap/Sales 4.05%
Interest Coverage 250
Cash Conversion 71.24%
Profit Quality 104.42%
Current Ratio 2.13
Quick Ratio 1.38
Altman-Z 3.73
F-Score4
WACC7.76%
ROIC/WACC1.38
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-14.48%
EPS Next 2Y-5.71%
EPS Next 3Y-2.13%
EPS Next 5Y-1.81%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-4.28%
Revenue Next 2Y-2.3%
Revenue Next 3Y-0.89%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year21.88%
EBIT Next 3Y8.05%
EBIT Next 5Y10.22%
FCF growth 1Y20.43%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.91%
OCF growth 3Y8.44%
OCF growth 5Y2.37%

SOCIETE BIC SA / BB.PA FAQ

Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?

ChartMill assigns a fundamental rating of 6 / 10 to BB.PA.


Can you provide the valuation status for SOCIETE BIC SA?

ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.


What is the profitability of BB stock?

SOCIETE BIC SA (BB.PA) has a profitability rating of 7 / 10.


Can you provide the financial health for BB stock?

The financial health rating of SOCIETE BIC SA (BB.PA) is 8 / 10.


Can you provide the dividend sustainability for BB stock?

The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.72%.