SOCIETE BIC SA (BB.PA) Fundamental Analysis & Valuation

EPA:BB • FR0000120966

Current stock price

57.9 EUR
-1.3 (-2.2%)
Last:

This BB.PA fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

6

1. BB.PA Profitability Analysis

1.1 Basic Checks

  • In the past year BB was profitable.
  • BB had a positive operating cash flow in the past year.
  • BB had positive earnings in each of the past 5 years.
  • BB had a positive operating cash flow in each of the past 5 years.
BB.PA Yearly Net Income VS EBIT VS OCF VS FCFBB.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M 400M

1.2 Ratios

  • The Return On Assets of BB (3.30%) is better than 70.73% of its industry peers.
  • BB has a Return On Equity of 5.18%. This is comparable to the rest of the industry: BB outperforms 53.66% of its industry peers.
  • With a decent Return On Invested Capital value of 8.26%, BB is doing good in the industry, outperforming 78.05% of the companies in the same industry.
Industry RankSector Rank
ROA 3.3%
ROE 5.18%
ROIC 8.26%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
BB.PA Yearly ROA, ROE, ROICBB.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • BB has a Profit Margin of 4.13%. This is in the better half of the industry: BB outperforms 70.73% of its industry peers.
  • BB's Profit Margin has declined in the last couple of years.
  • The Operating Margin of BB (12.60%) is better than 85.37% of its industry peers.
  • In the last couple of years the Operating Margin of BB has grown nicely.
  • The Gross Margin of BB (48.76%) is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of BB has remained more or less at the same level.
Industry RankSector Rank
OM 12.6%
PM (TTM) 4.13%
GM 48.76%
OM growth 3Y-2.63%
OM growth 5Y1.83%
PM growth 3Y-23.85%
PM growth 5Y-6.43%
GM growth 3Y0.34%
GM growth 5Y0.29%
BB.PA Yearly Profit, Operating, Gross MarginsBB.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30 40 50

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8

2. BB.PA Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BB is creating some value.
  • There is no outstanding debt for BB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BB.PA Yearly Shares OutstandingBB.PA Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
BB.PA Yearly Total Debt VS Total AssetsBB.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B 2.5B

2.2 Solvency

  • BB has an Altman-Z score of 3.96. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
  • The Altman-Z score of BB (3.96) is better than 90.24% of its industry peers.
  • The Debt to FCF ratio of BB is 1.43, which is an excellent value as it means it would take BB, only 1.43 years of fcf income to pay off all of its debts.
  • With an excellent Debt to FCF ratio value of 1.43, BB belongs to the best of the industry, outperforming 92.68% of the companies in the same industry.
  • A Debt/Equity ratio of 0.16 indicates that BB is not too dependend on debt financing.
  • BB has a Debt to Equity ratio of 0.16. This is amongst the best in the industry. BB outperforms 85.37% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.43
Altman-Z 3.96
ROIC/WACC1.04
WACC7.95%
BB.PA Yearly LT Debt VS Equity VS FCFBB.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.3 Liquidity

  • BB has a Current Ratio of 2.42. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
  • Looking at the Current ratio, with a value of 2.42, BB belongs to the top of the industry, outperforming 82.93% of the companies in the same industry.
  • BB has a Quick Ratio of 1.62. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.62, BB is doing good in the industry, outperforming 75.61% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 2.42
Quick Ratio 1.62
BB.PA Yearly Current Assets VS Current LiabilitesBB.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B

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3

3. BB.PA Growth Analysis

3.1 Past

  • The earnings per share for BB have decreased strongly by -58.71% in the last year.
  • BB shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.01% yearly.
  • Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -4.85% in the last year.
  • BB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.13% yearly.
EPS 1Y (TTM)-58.71%
EPS 3Y-23.75%
EPS 5Y-0.01%
EPS Q2Q%-89.88%
Revenue 1Y (TTM)-4.85%
Revenue growth 3Y-2.19%
Revenue growth 5Y5.13%
Sales Q2Q%-4.15%

3.2 Future

  • Based on estimates for the next years, BB will show a small growth in Earnings Per Share. The EPS will grow by 2.71% on average per year.
  • The Revenue is expected to grow by 1.20% on average over the next years.
EPS Next Y0%
EPS Next 2Y3.67%
EPS Next 3Y2.71%
EPS Next 5YN/A
Revenue Next Year-3.19%
Revenue Next 2Y-0.53%
Revenue Next 3Y-0.17%
Revenue Next 5Y1.2%

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BB.PA Yearly Revenue VS EstimatesBB.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2019 2021 2023 2025 2027 2029 2031 2033 500M 1B 1.5B 2B
BB.PA Yearly EPS VS EstimatesBB.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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5

4. BB.PA Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 27.84, which means the current valuation is very expensive for BB.
  • Compared to the rest of the industry, the Price/Earnings ratio of BB indicates a somewhat cheap valuation: BB is cheaper than 60.98% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.54. BB is around the same levels.
  • With a Price/Forward Earnings ratio of 11.46, the valuation of BB can be described as very reasonable.
  • Based on the Price/Forward Earnings ratio, BB is valued a bit cheaper than 73.17% of the companies in the same industry.
  • BB is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.68, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 27.84
Fwd PE 11.46
BB.PA Price Earnings VS Forward Price EarningsBB.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 78.05% of the companies in the same industry are more expensive than BB, based on the Enterprise Value to EBITDA ratio.
  • BB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BB is cheaper than 70.73% of the companies in the same industry.
Industry RankSector Rank
P/FCF 10.66
EV/EBITDA 5.67
BB.PA Per share dataBB.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40 50

4.3 Compensation for Growth

  • BB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y3.67%
EPS Next 3Y2.71%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BB.PA Dividend Analysis

5.1 Amount

  • BB has a Yearly Dividend Yield of 4.09%, which is a nice return.
  • BB's Dividend Yield is rather good when compared to the industry average which is at 1.59. BB pays more dividend than 95.12% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, BB pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.09%

5.2 History

  • The dividend of BB has a limited annual growth rate of 4.57%.
Dividend Growth(5Y)4.57%
Div Incr Years0
Div Non Decr Years0
BB.PA Yearly Dividends per shareBB.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • BB pays out 147.14% of its income as dividend. This is not a sustainable payout ratio.
  • BB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP147.14%
EPS Next 2Y3.67%
EPS Next 3Y2.71%
BB.PA Yearly Income VS Free CF VS DividendBB.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M
BB.PA Dividend Payout.BB.PA Dividend Payout, showing the Payout Ratio.BB.PA Dividend Payout.PayoutRetained Earnings

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BB.PA Fundamentals: All Metrics, Ratios and Statistics

SOCIETE BIC SA

EPA:BB (4/29/2026, 7:00:00 PM)

57.9

-1.3 (-2.2%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Industry Strength28.38
Industry Growth12
Earnings (Last)02-24
Earnings (Next)04-28
Inst Owners36.86%
Inst Owner ChangeN/A
Ins Owners12.59%
Ins Owner ChangeN/A
Market Cap2.37B
Revenue(TTM)2.09B
Net Income(TTM)86.30M
Analysts80
Price Target60.37 (4.27%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 4.09%
Yearly Dividend4.3
Dividend Growth(5Y)4.57%
DP147.14%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.31%
PT rev (3m)1.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.36%
EPS NY rev (3m)-3.93%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.32%
Revenue NY rev (3m)-3.05%
Valuation
Industry RankSector Rank
PE 27.84
Fwd PE 11.46
P/S 1.13
P/FCF 10.66
P/OCF 7.66
P/B 1.42
P/tB 1.9
EV/EBITDA 5.67
EPS(TTM)2.08
EY3.59%
EPS(NY)5.05
Fwd EY8.72%
FCF(TTM)5.43
FCFY9.38%
OCF(TTM)7.56
OCFY13.05%
SpS51.15
BVpS40.74
TBVpS30.4
PEG (NY)N/A
PEG (5Y)N/A
Graham Number43.6668 (-24.58%)
Profitability
Industry RankSector Rank
ROA 3.3%
ROE 5.18%
ROCE 13.07%
ROIC 8.26%
ROICexc 10.6%
ROICexgc 14.23%
OM 12.6%
PM (TTM) 4.13%
GM 48.76%
FCFM 10.62%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-2.63%
OM growth 5Y1.83%
PM growth 3Y-23.85%
PM growth 5Y-6.43%
GM growth 3Y0.34%
GM growth 5Y0.29%
F-Score6
Asset Turnover0.8
Health
Industry RankSector Rank
Debt/Equity 0.16
Debt/FCF 1.43
Debt/EBITDA 0.7
Cap/Depr 75.13%
Cap/Sales 4.15%
Interest Coverage 15.75
Cash Conversion 81.5%
Profit Quality 257.29%
Current Ratio 2.42
Quick Ratio 1.62
Altman-Z 3.96
F-Score6
WACC7.95%
ROIC/WACC1.04
Cap/Depr(3y)79.19%
Cap/Depr(5y)77.34%
Cap/Sales(3y)4.25%
Cap/Sales(5y)4.23%
Profit Quality(3y)164.9%
Profit Quality(5y)131.54%
High Growth Momentum
Growth
EPS 1Y (TTM)-58.71%
EPS 3Y-23.75%
EPS 5Y-0.01%
EPS Q2Q%-89.88%
EPS Next Y0%
EPS Next 2Y3.67%
EPS Next 3Y2.71%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.85%
Revenue growth 3Y-2.19%
Revenue growth 5Y5.13%
Sales Q2Q%-4.15%
Revenue Next Year-3.19%
Revenue Next 2Y-0.53%
Revenue Next 3Y-0.17%
Revenue Next 5Y1.2%
EBIT growth 1Y-17.96%
EBIT growth 3Y-4.76%
EBIT growth 5Y7.05%
EBIT Next Year42.13%
EBIT Next 3Y13.31%
EBIT Next 5Y13.95%
FCF growth 1Y-17.95%
FCF growth 3Y2.91%
FCF growth 5Y-4.16%
OCF growth 1Y-13.69%
OCF growth 3Y0.96%
OCF growth 5Y-2.9%

SOCIETE BIC SA / BB.PA Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?

ChartMill assigns a fundamental rating of 6 / 10 to BB.PA.


Can you provide the valuation status for SOCIETE BIC SA?

ChartMill assigns a valuation rating of 5 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Fairly Valued.


How profitable is SOCIETE BIC SA (BB.PA) stock?

SOCIETE BIC SA (BB.PA) has a profitability rating of 6 / 10.


How financially healthy is SOCIETE BIC SA?

The financial health rating of SOCIETE BIC SA (BB.PA) is 8 / 10.


What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?

The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by 0% in the next year.