SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - EPA:BB - FR0000120966 - Common Stock
49.75 EUR
-4.25 (-7.87%)
We assign a fundamental rating of 7 out of 10 to BB. BB was compared to 40 industry peers in the Commercial Services & Supplies industry. Both the health and profitability get an excellent rating, making BB a very profitable company, without any liquidiy or solvency issues. BB is cheap, but on the other hand it scores bad on growth. These ratings would make BB suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
In the past 5 years BB has always been profitable.
In the past 5 years BB always reported a positive cash flow from operatings.
1.2 Ratios
BB's Return On Assets of 7.75% is amongst the best of the industry. BB outperforms 90.00% of its industry peers.
BB has a better Return On Equity (12.63%) than 72.50% of its industry peers.
BB's Return On Invested Capital of 10.68% is amongst the best of the industry. BB outperforms 82.50% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BB is above the industry average of 8.34%.
The last Return On Invested Capital (10.68%) for BB is above the 3 year average (10.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
BB has a better Profit Margin (9.65%) than 90.00% of its industry peers.
BB's Profit Margin has been stable in the last couple of years.
BB has a Operating Margin of 14.62%. This is amongst the best in the industry. BB outperforms 87.50% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
The Gross Margin of BB (50.20%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of BB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
BB has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for BB has been reduced compared to 1 year ago.
BB has less shares outstanding than it did 5 years ago.
BB has a worse debt/assets ratio than last year.
2.2 Solvency
BB has an Altman-Z score of 3.68. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of BB (3.68) is better than 87.50% of its industry peers.
The Debt to FCF ratio of BB is 1.66, which is an excellent value as it means it would take BB, only 1.66 years of fcf income to pay off all of its debts.
BB has a better Debt to FCF ratio (1.66) than 90.00% of its industry peers.
BB has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
BB has a Debt to Equity ratio of 0.18. This is amongst the best in the industry. BB outperforms 82.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Altman-Z | 3.68 |
ROIC/WACC1.39
WACC7.66%
2.3 Liquidity
A Current Ratio of 2.13 indicates that BB has no problem at all paying its short term obligations.
With an excellent Current ratio value of 2.13, BB belongs to the best of the industry, outperforming 90.00% of the companies in the same industry.
A Quick Ratio of 1.38 indicates that BB should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.38, BB belongs to the best of the industry, outperforming 82.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
BB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -3.87%.
BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.19% yearly.
The Revenue has decreased by -2.95% in the past year.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
BB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.70% yearly.
Based on estimates for the next years, BB will show a small growth in Revenue. The Revenue will grow by 4.02% on average per year.
EPS Next Y-4.82%
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
EPS Next 5Y1.7%
Revenue Next Year-2.21%
Revenue Next 2Y-0.13%
Revenue Next 3Y0.66%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 9.87, the valuation of BB can be described as reasonable.
82.50% of the companies in the same industry are more expensive than BB, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.76, BB is valued rather cheaply.
BB is valuated reasonably with a Price/Forward Earnings ratio of 8.42.
Based on the Price/Forward Earnings ratio, BB is valued cheaply inside the industry as 90.00% of the companies are valued more expensively.
BB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.63.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.87 | ||
| Fwd PE | 8.42 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaper than 85.00% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than 75.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.41 | ||
| EV/EBITDA | 4.98 |
4.3 Compensation for Growth
The excellent profitability rating of BB may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.9
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.71%, BB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.93, BB pays a better dividend. On top of this BB pays more dividend than 87.50% of the companies listed in the same industry.
BB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.71% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
87.64% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
The dividend of BB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP87.64%
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
EPA:BB (10/29/2025, 7:00:00 PM)
49.75
-4.25 (-7.87%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners26.49%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap2.07B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target64.26 (29.17%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.71% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-7.46%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.86%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.87 | ||
| Fwd PE | 8.42 | ||
| P/S | 0.94 | ||
| P/FCF | 9.41 | ||
| P/OCF | 6.69 | ||
| P/B | 1.23 | ||
| P/tB | 1.77 | ||
| EV/EBITDA | 4.98 |
EPS(TTM)5.04
EY10.13%
EPS(NY)5.91
Fwd EY11.87%
FCF(TTM)5.29
FCFY10.63%
OCF(TTM)7.44
OCFY14.96%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)1.9
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.02% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.94% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.03% | ||
| Profit Quality | 103.81% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.68 |
F-Score4
WACC7.66%
ROIC/WACC1.39
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-4.82%
EPS Next 2Y-0.07%
EPS Next 3Y1.44%
EPS Next 5Y1.7%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-2.21%
Revenue Next 2Y-0.13%
Revenue Next 3Y0.66%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year30.27%
EBIT Next 3Y11.01%
EBIT Next 5Y10.22%
FCF growth 1Y19.73%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.65%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
What is the valuation status of SOCIETE BIC SA (BB.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?
The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by -4.82% in the next year.
Is the dividend of SOCIETE BIC SA sustainable?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.64%.