SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
EPA:BB - Euronext Paris - Matif - FR0000120966 - Common Stock - Currency: EUR
Overall BB gets a fundamental rating of 7 out of 10. We evaluated BB against 43 industry peers in the Commercial Services & Supplies industry. BB has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. BB has a bad growth rate and is valued cheaply. Finally BB also has an excellent dividend rating. These ratings could make BB a good candidate for value and dividend investing.
1. Profitability
1.1 Basic Checks
BB had positive earnings in the past year.
In the past year BB had a positive cash flow from operations.
In the past 5 years BB has always been profitable.
BB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 11.28%, BB belongs to the top of the industry, outperforming 97.67% of the companies in the same industry.
Looking at the Return On Equity, with a value of 17.83%, BB belongs to the top of the industry, outperforming 83.72% of the companies in the same industry.
BB has a Return On Invested Capital of 15.23%. This is amongst the best in the industry. BB outperforms 97.67% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BB is above the industry average of 7.41%.
The last Return On Invested Capital (15.23%) for BB is above the 3 year average (10.53%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROIC | 15.23% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
Looking at the Profit Margin, with a value of 9.82%, BB belongs to the top of the industry, outperforming 86.05% of the companies in the same industry.
BB's Profit Margin has been stable in the last couple of years.
BB has a better Operating Margin (14.66%) than 90.70% of its industry peers.
BB's Operating Margin has declined in the last couple of years.
Looking at the Gross Margin, with a value of 50.47%, BB is in line with its industry, outperforming 51.16% of the companies in the same industry.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), BB is creating value.
Compared to 1 year ago, BB has less shares outstanding
Compared to 5 years ago, BB has less shares outstanding
The debt/assets ratio for BB is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 4.28 indicates that BB is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.28, BB belongs to the top of the industry, outperforming 97.67% of the companies in the same industry.
BB has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.24, BB belongs to the top of the industry, outperforming 88.37% of the companies in the same industry.
BB has a Debt/Equity ratio of 0.15. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.15, BB belongs to the top of the industry, outperforming 88.37% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Altman-Z | 4.28 |
ROIC/WACC2.04
WACC7.46%
2.3 Liquidity
A Current Ratio of 2.21 indicates that BB has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.21, BB belongs to the top of the industry, outperforming 81.40% of the companies in the same industry.
A Quick Ratio of 1.42 indicates that BB should not have too much problems paying its short term obligations.
BB has a better Quick ratio (1.42) than 74.42% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -2.29% in the last year.
Measured over the past 5 years, BB shows a small growth in Earnings Per Share. The EPS has been growing by 5.19% on average per year.
The Revenue has decreased by -3.10% in the past year.
Measured over the past years, BB shows a small growth in Revenue. The Revenue has been growing by 2.42% on average per year.
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
3.2 Future
BB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 0.71% yearly.
The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y0.71%
Revenue Next Year-0.35%
Revenue Next 2Y1.14%
Revenue Next 3Y1.82%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.93, the valuation of BB can be described as very cheap.
Based on the Price/Earnings ratio, BB is valued cheaper than 90.70% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.98, BB is valued rather cheaply.
The Price/Forward Earnings ratio is 8.68, which indicates a very decent valuation of BB.
BB's Price/Forward Earnings ratio is rather cheap when compared to the industry. BB is cheaper than 86.05% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.49, BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.93 | ||
| Fwd PE | 8.68 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaply inside the industry as 95.35% of the companies are valued more expensively.
Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than 74.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.12 | ||
| EV/EBITDA | 3.34 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BB does not grow enough to justify the current Price/Earnings ratio.
BB has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.43
PEG (5Y)1.34
EPS Next 2Y3.81%
EPS Next 3Y3.69%
5. Dividend
5.1 Amount
BB has a Yearly Dividend Yield of 6.02%, which is a nice return.
BB's Dividend Yield is rather good when compared to the industry average which is at 4.15. BB pays more dividend than 90.70% of the companies in the same industry.
BB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.02% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BB pays out 55.64% of its income as dividend. This is a bit on the high side, but may be sustainable.
BB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP55.64%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPA:BB (6/30/2025, 4:15:06 PM)
52.8
-0.3 (-0.56%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners24.75%
Inst Owner ChangeN/A
Ins Owners7.23%
Ins Owner ChangeN/A
Market Cap2.20B
Analysts80
Price Target65.86 (24.73%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.02% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP55.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-12.57%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.3%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-5.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.93 | ||
| Fwd PE | 8.68 | ||
| P/S | 0.67 | ||
| P/FCF | 8.12 | ||
| P/OCF | 6.14 | ||
| P/B | 1.23 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | 3.34 |
EPS(TTM)7.62
EY14.43%
EPS(NY)6.08
Fwd EY11.52%
FCF(TTM)6.5
FCFY12.31%
OCF(TTM)8.59
OCFY16.28%
SpS78.28
BVpS43.09
TBVpS29.7
PEG (NY)2.43
PEG (5Y)1.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROCE | 22.21% | ||
| ROIC | 15.23% | ||
| ROICexc | 19.14% | ||
| ROICexgc | 27.77% | ||
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% | ||
| FCFM | 8.31% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexcg growth 3Y-6.4%
ROICexcg growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Debt/EBITDA | 0.45 | ||
| Cap/Depr | 75.57% | ||
| Cap/Sales | 2.67% | ||
| Interest Coverage | 39.46 | ||
| Cash Conversion | 60.34% | ||
| Profit Quality | 84.61% | ||
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | 4.28 |
F-Score4
WACC7.46%
ROIC/WACC2.04
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y0.71%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
Revenue Next Year-0.35%
Revenue Next 2Y1.14%
Revenue Next 3Y1.82%
Revenue Next 5Y4.02%
EBIT growth 1Y-1.15%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year31.67%
EBIT Next 3Y11.78%
EBIT Next 5Y10.22%
FCF growth 1Y8.8%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y1.25%
OCF growth 3Y8.44%
OCF growth 5Y2.37%