SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
Europe - Euronext Paris - EPA:BB - FR0000120966 - Common Stock
49.6 EUR
0 (0%)
We assign a fundamental rating of 7 out of 10 to BB. BB was compared to 42 industry peers in the Commercial Services & Supplies industry. BB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. BB is valued quite cheap, but it does not seem to be growing. These ratings would make BB suitable for value investing!
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
BB had positive earnings in each of the past 5 years.
In the past 5 years BB always reported a positive cash flow from operatings.
1.2 Ratios
BB's Return On Assets of 7.75% is amongst the best of the industry. BB outperforms 92.86% of its industry peers.
BB's Return On Equity of 12.63% is fine compared to the rest of the industry. BB outperforms 76.19% of its industry peers.
Looking at the Return On Invested Capital, with a value of 10.68%, BB belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is above the industry average of 8.42%.
The 3 year average ROIC (10.53%) for BB is below the current ROIC(10.68%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROIC | 10.68% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
BB has a better Profit Margin (9.65%) than 90.48% of its industry peers.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
The Operating Margin of BB (14.62%) is better than 88.10% of its industry peers.
In the last couple of years the Operating Margin of BB has declined.
The Gross Margin of BB (50.20%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of BB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
BB has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
The number of shares outstanding for BB has been reduced compared to 1 year ago.
The number of shares outstanding for BB has been reduced compared to 5 years ago.
The debt/assets ratio for BB is higher compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.58 indicates that BB is not in any danger for bankruptcy at the moment.
The Altman-Z score of BB (3.58) is better than 90.48% of its industry peers.
BB has a debt to FCF ratio of 1.66. This is a very positive value and a sign of high solvency as it would only need 1.66 years to pay back of all of its debts.
BB has a Debt to FCF ratio of 1.66. This is amongst the best in the industry. BB outperforms 90.48% of its industry peers.
BB has a Debt/Equity ratio of 0.18. This is a healthy value indicating a solid balance between debt and equity.
BB has a better Debt to Equity ratio (0.18) than 88.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Altman-Z | 3.58 |
ROIC/WACC1.41
WACC7.6%
2.3 Liquidity
BB has a Current Ratio of 2.13. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 2.13, BB belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
A Quick Ratio of 1.38 indicates that BB should not have too much problems paying its short term obligations.
BB has a better Quick ratio (1.38) than 80.95% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 |
3. Growth
3.1 Past
The earnings per share for BB have decreased by -3.87% in the last year.
The Earnings Per Share has been growing slightly by 5.19% on average over the past years.
Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -2.95% in the last year.
The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
3.2 Future
Based on estimates for the next years, BB will show a decrease in Earnings Per Share. The EPS will decrease by -1.81% on average per year.
BB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.02% yearly.
EPS Next Y-14.15%
EPS Next 2Y-5.53%
EPS Next 3Y-2.02%
EPS Next 5Y-1.81%
Revenue Next Year-4.24%
Revenue Next 2Y-2.19%
Revenue Next 3Y-0.76%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 9.84, which indicates a very decent valuation of BB.
Based on the Price/Earnings ratio, BB is valued cheaply inside the industry as 92.86% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.61, BB is valued rather cheaply.
With a Price/Forward Earnings ratio of 9.40, the valuation of BB can be described as very reasonable.
Based on the Price/Forward Earnings ratio, BB is valued cheaply inside the industry as 88.10% of the companies are valued more expensively.
BB is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.01, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.84 | ||
| Fwd PE | 9.4 |
4.2 Price Multiples
88.10% of the companies in the same industry are more expensive than BB, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BB indicates a somewhat cheap valuation: BB is cheaper than 69.05% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.38 | ||
| EV/EBITDA | 4.56 |
4.3 Compensation for Growth
BB has an outstanding profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as BB's earnings are expected to decrease with -2.02% in the coming years.
PEG (NY)N/A
PEG (5Y)1.9
EPS Next 2Y-5.53%
EPS Next 3Y-2.02%
5. Dividend
5.1 Amount
BB has a Yearly Dividend Yield of 6.18%, which is a nice return.
Compared to an average industry Dividend Yield of 2.69, BB pays a better dividend. On top of this BB pays more dividend than 90.48% of the companies listed in the same industry.
BB's Dividend Yield is rather good when compared to the S&P500 average which is at 1.87.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.18% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
87.64% of the earnings are spent on dividend by BB. This is not a sustainable payout ratio.
BB's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP87.64%
EPS Next 2Y-5.53%
EPS Next 3Y-2.02%
EPA:BB (12/23/2025, 5:29:57 PM)
49.6
0 (0%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners32.72%
Inst Owner ChangeN/A
Ins Owners10.05%
Ins Owner ChangeN/A
Market Cap2.06B
Revenue(TTM)2.20B
Net Income(TTM)212.01M
Analysts80
Price Target58.91 (18.77%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.18% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP87.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-8.33%
PT rev (3m)-8.33%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-2.51%
EPS NY rev (3m)-9.7%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-1.54%
Revenue NY rev (3m)-2.08%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.84 | ||
| Fwd PE | 9.4 | ||
| P/S | 0.94 | ||
| P/FCF | 9.38 | ||
| P/OCF | 6.67 | ||
| P/B | 1.23 | ||
| P/tB | 1.76 | ||
| EV/EBITDA | 4.56 |
EPS(TTM)5.04
EY10.16%
EPS(NY)5.28
Fwd EY10.64%
FCF(TTM)5.29
FCFY10.66%
OCF(TTM)7.44
OCFY15%
SpS52.78
BVpS40.34
TBVpS28.17
PEG (NY)N/A
PEG (5Y)1.9
Graham Number67.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.75% | ||
| ROE | 12.63% | ||
| ROCE | 15.8% | ||
| ROIC | 10.68% | ||
| ROICexc | 12.5% | ||
| ROICexgc | 17.23% | ||
| OM | 14.62% | ||
| PM (TTM) | 9.65% | ||
| GM | 50.2% | ||
| FCFM | 10.02% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexgc growth 3Y-6.4%
ROICexgc growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.18 | ||
| Debt/FCF | 1.66 | ||
| Debt/EBITDA | 0.69 | ||
| Cap/Depr | 77.94% | ||
| Cap/Sales | 4.08% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 71.03% | ||
| Profit Quality | 103.81% | ||
| Current Ratio | 2.13 | ||
| Quick Ratio | 1.38 | ||
| Altman-Z | 3.58 |
F-Score4
WACC7.6%
ROIC/WACC1.41
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-3.87%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-30.49%
EPS Next Y-14.15%
EPS Next 2Y-5.53%
EPS Next 3Y-2.02%
EPS Next 5Y-1.81%
Revenue 1Y (TTM)-2.95%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-5.5%
Revenue Next Year-4.24%
Revenue Next 2Y-2.19%
Revenue Next 3Y-0.76%
Revenue Next 5Y4.02%
EBIT growth 1Y-2.6%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year21.93%
EBIT Next 3Y8.07%
EBIT Next 5Y10.22%
FCF growth 1Y19.73%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y9.65%
OCF growth 3Y8.44%
OCF growth 5Y2.37%
SOCIETE BIC SA / BB.PA FAQ
Can you provide the ChartMill fundamental rating for SOCIETE BIC SA?
ChartMill assigns a fundamental rating of 7 / 10 to BB.PA.
What is the valuation status of SOCIETE BIC SA (BB.PA) stock?
ChartMill assigns a valuation rating of 7 / 10 to SOCIETE BIC SA (BB.PA). This can be considered as Undervalued.
What is the profitability of BB stock?
SOCIETE BIC SA (BB.PA) has a profitability rating of 8 / 10.
What is the expected EPS growth for SOCIETE BIC SA (BB.PA) stock?
The Earnings per Share (EPS) of SOCIETE BIC SA (BB.PA) is expected to decline by -14.15% in the next year.
Is the dividend of SOCIETE BIC SA sustainable?
The dividend rating of SOCIETE BIC SA (BB.PA) is 6 / 10 and the dividend payout ratio is 87.64%.