SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
EPA:BB - Euronext Paris - Matif - FR0000120966 - Common Stock - Currency: EUR
BB gets a fundamental rating of 7 out of 10. The analysis compared the fundamentals against 44 industry peers in the Commercial Services & Supplies industry. Both the health and profitability get an excellent rating, making BB a very profitable company, without any liquidiy or solvency issues. BB may be a bit undervalued, certainly considering the very reasonable score on growth With these ratings, BB could be worth investigating further for value and quality investing!.
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
BB had positive earnings in each of the past 5 years.
BB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of BB (15.21%) is better than 95.45% of its industry peers.
With an excellent Return On Equity value of 24.05%, BB belongs to the best of the industry, outperforming 84.09% of the companies in the same industry.
With an excellent Return On Invested Capital value of 20.23%, BB belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.21% | ||
| ROE | 24.05% | ||
| ROIC | 20.23% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BB's Profit Margin of 9.81% is amongst the best of the industry. BB outperforms 90.91% of its industry peers.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
BB's Operating Margin of 13.77% is amongst the best of the industry. BB outperforms 93.18% of its industry peers.
BB's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 50.18%, BB perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.77% | ||
| PM (TTM) | 9.81% | ||
| GM | 50.18% |
OM growth 3Y-4.39%
OM growth 5Y-5.01%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
BB has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
There is no outstanding debt for BB. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
BB has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 1.24, BB belongs to the best of the industry, outperforming 88.64% of the companies in the same industry.
A Debt/Equity ratio of 0.09 indicates that BB is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.09, BB belongs to the best of the industry, outperforming 88.64% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | 1.24 | ||
| Altman-Z | N/A |
ROIC/WACC2.6
WACC7.79%
2.3 Liquidity
BB has a Current Ratio of 2.21. This indicates that BB is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 2.21, BB belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
BB has a Quick Ratio of 1.42. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 1.42, BB belongs to the top of the industry, outperforming 84.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 32.40% over the past year.
BB shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.46% yearly.
Looking at the last year, BB shows a very strong growth in Revenue. The Revenue has grown by 30.79%.
The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)32.4%
EPS 3Y-9.97%
EPS 5Y5.46%
EPS Q2Q%107.55%
Revenue 1Y (TTM)30.79%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%102.19%
3.2 Future
Based on estimates for the next years, BB will show a small growth in Earnings Per Share. The EPS will grow by 5.13% on average per year.
BB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.02% yearly.
EPS Next Y7.56%
EPS Next 2Y6.28%
EPS Next 3Y6.01%
EPS Next 5Y5.13%
Revenue Next Year5.38%
Revenue Next 2Y4.09%
Revenue Next 3Y3.62%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 6.09 indicates a rather cheap valuation of BB.
Compared to the rest of the industry, the Price/Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 93.18% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 28.81, BB is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 9.89, the valuation of BB can be described as reasonable.
BB's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. BB is cheaper than 79.55% of the companies in the same industry.
BB's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.91.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.09 | ||
| Fwd PE | 9.89 |
4.2 Price Multiples
BB's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. BB is cheaper than 93.18% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than the industry average as 65.91% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.67 | ||
| EV/EBITDA | 3.34 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.81
PEG (5Y)1.12
EPS Next 2Y6.28%
EPS Next 3Y6.01%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.12%, BB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.82, BB pays a better dividend. On top of this BB pays more dividend than 86.36% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.39, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.12% |
5.2 History
The dividend of BB decreases each year by -9.15%.
Dividend Growth(5Y)-9.15%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BB pays out 41.28% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP41.28%
EPS Next 2Y6.28%
EPS Next 3Y6.01%
EPA:BB (3/28/2025, 12:38:24 PM)
62.9
+0.5 (+0.8%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners25.46%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap2.62B
Analysts82.67
Price Target75.33 (19.76%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.12% |
Yearly Dividend2.15
Dividend Growth(5Y)-9.15%
DP41.28%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.19%
PT rev (3m)-0.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.82%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.13%
Revenue NY rev (3m)1.49%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.09 | ||
| Fwd PE | 9.89 | ||
| P/S | 0.6 | ||
| P/FCF | 9.67 | ||
| P/OCF | 7.32 | ||
| P/B | 1.46 | ||
| P/tB | 2.12 | ||
| EV/EBITDA | 3.34 |
EPS(TTM)10.32
EY16.41%
EPS(NY)6.36
Fwd EY10.11%
FCF(TTM)6.51
FCFY10.34%
OCF(TTM)8.59
OCFY13.66%
SpS105.66
BVpS43.09
TBVpS29.7
PEG (NY)0.81
PEG (5Y)1.12
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 15.21% | ||
| ROE | 24.05% | ||
| ROCE | 28.17% | ||
| ROIC | 20.23% | ||
| ROICexc | 25.77% | ||
| ROICexgc | 38.47% | ||
| OM | 13.77% | ||
| PM (TTM) | 9.81% | ||
| GM | 50.18% | ||
| FCFM | 6.16% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-4.39%
OM growth 5Y-5.01%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score5
Asset Turnover1.55
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.09 | ||
| Debt/FCF | 1.24 | ||
| Debt/EBITDA | 0.23 | ||
| Cap/Depr | 65.83% | ||
| Cap/Sales | 1.98% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 48.49% | ||
| Profit Quality | 62.8% | ||
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | N/A |
F-Score5
WACC7.79%
ROIC/WACC2.6
Cap/Depr(3y)78.29%
Cap/Depr(5y)74.8%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.69%
Profit Quality(5y)138.69%
High Growth Momentum
Growth
EPS 1Y (TTM)32.4%
EPS 3Y-9.97%
EPS 5Y5.46%
EPS Q2Q%107.55%
EPS Next Y7.56%
EPS Next 2Y6.28%
EPS Next 3Y6.01%
EPS Next 5Y5.13%
Revenue 1Y (TTM)30.79%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%102.19%
Revenue Next Year5.38%
Revenue Next 2Y4.09%
Revenue Next 3Y3.62%
Revenue Next 5Y4.02%
EBIT growth 1Y25.36%
EBIT growth 3Y1.57%
EBIT growth 5Y-2.72%
EBIT Next Year40.78%
EBIT Next 3Y16.78%
EBIT Next 5Y10.61%
FCF growth 1Y8.89%
FCF growth 3Y9.6%
FCF growth 5Y4.89%
OCF growth 1Y1.24%
OCF growth 3Y8.43%
OCF growth 5Y2.37%