SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
EPA:BB - Euronext Paris - Matif - FR0000120966 - Common Stock - Currency: EUR
Taking everything into account, BB scores 7 out of 10 in our fundamental rating. BB was compared to 41 industry peers in the Commercial Services & Supplies industry. BB gets an excellent profitability rating and is at the same time showing great financial health properties. BB has a bad growth rate and is valued cheaply. BB also has an excellent dividend rating. With these ratings, BB could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
BB had positive earnings in the past year.
In the past year BB had a positive cash flow from operations.
BB had positive earnings in each of the past 5 years.
Each year in the past 5 years BB had a positive operating cash flow.
1.2 Ratios
BB has a better Return On Assets (11.28%) than 97.56% of its industry peers.
BB's Return On Equity of 17.83% is amongst the best of the industry. BB outperforms 85.37% of its industry peers.
BB's Return On Invested Capital of 15.23% is amongst the best of the industry. BB outperforms 100.00% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BB is above the industry average of 6.84%.
The 3 year average ROIC (10.53%) for BB is below the current ROIC(15.23%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROIC | 15.23% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
Looking at the Profit Margin, with a value of 9.82%, BB belongs to the top of the industry, outperforming 87.80% of the companies in the same industry.
BB's Profit Margin has been stable in the last couple of years.
BB has a Operating Margin of 14.66%. This is amongst the best in the industry. BB outperforms 95.12% of its industry peers.
BB's Operating Margin has declined in the last couple of years.
With a Gross Margin value of 50.47%, BB perfoms like the industry average, outperforming 51.22% of the companies in the same industry.
In the last couple of years the Gross Margin of BB has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), BB is creating value.
The number of shares outstanding for BB has been reduced compared to 1 year ago.
BB has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, BB has a worse debt to assets ratio.
2.2 Solvency
BB has an Altman-Z score of 4.31. This indicates that BB is financially healthy and has little risk of bankruptcy at the moment.
BB's Altman-Z score of 4.31 is amongst the best of the industry. BB outperforms 97.56% of its industry peers.
The Debt to FCF ratio of BB is 1.24, which is an excellent value as it means it would take BB, only 1.24 years of fcf income to pay off all of its debts.
BB has a Debt to FCF ratio of 1.24. This is amongst the best in the industry. BB outperforms 85.37% of its industry peers.
A Debt/Equity ratio of 0.15 indicates that BB is not too dependend on debt financing.
The Debt to Equity ratio of BB (0.15) is better than 87.80% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Altman-Z | 4.31 |
ROIC/WACC2.03
WACC7.51%
2.3 Liquidity
A Current Ratio of 2.21 indicates that BB has no problem at all paying its short term obligations.
Looking at the Current ratio, with a value of 2.21, BB belongs to the top of the industry, outperforming 80.49% of the companies in the same industry.
BB has a Quick Ratio of 1.42. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
BB has a better Quick ratio (1.42) than 80.49% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
BB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.29%.
Measured over the past 5 years, BB shows a small growth in Earnings Per Share. The EPS has been growing by 5.19% on average per year.
The Revenue has decreased by -3.10% in the past year.
The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
3.2 Future
Based on estimates for the next years, BB will show a small growth in Earnings Per Share. The EPS will grow by 5.13% on average per year.
Based on estimates for the next years, BB will show a small growth in Revenue. The Revenue will grow by 4.02% on average per year.
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y5.13%
Revenue Next Year-0.35%
Revenue Next 2Y1.14%
Revenue Next 3Y1.82%
Revenue Next 5Y4.02%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.14, the valuation of BB can be described as very cheap.
90.24% of the companies in the same industry are more expensive than BB, based on the Price/Earnings ratio.
BB is valuated cheaply when we compare the Price/Earnings ratio to 26.25, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 8.94, the valuation of BB can be described as very reasonable.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BB indicates a rather cheap valuation: BB is cheaper than 90.24% of the companies listed in the same industry.
When comparing the Price/Forward Earnings ratio of BB to the average of the S&P500 Index (22.15), we can say BB is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.14 | ||
| Fwd PE | 8.94 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaper than 95.12% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, BB is valued a bit cheaper than the industry average as 68.29% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.37 | ||
| EV/EBITDA | 3.43 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BB does not grow enough to justify the current Price/Earnings ratio.
BB has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)2.5
PEG (5Y)1.38
EPS Next 2Y3.81%
EPS Next 3Y3.69%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.34%, BB is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 4.07, BB pays a better dividend. On top of this BB pays more dividend than 87.80% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.38, BB pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
55.64% of the earnings are spent on dividend by BB. This is a bit on the high side, but may be sustainable.
The dividend of BB is growing around the same rate as the earnings are growing. If this keeps up the dividend growth is sustainable.
DP55.64%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPA:BB (5/30/2025, 7:00:00 PM)
54.4
-3.3 (-5.72%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners25.46%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap2.26B
Analysts80
Price Target65.86 (21.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.34% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP55.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-4.24%
PT rev (3m)-12.74%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-4.37%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-2.17%
Revenue NY rev (3m)-5.56%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.14 | ||
| Fwd PE | 8.94 | ||
| P/S | 0.69 | ||
| P/FCF | 8.37 | ||
| P/OCF | 6.33 | ||
| P/B | 1.26 | ||
| P/tB | 1.83 | ||
| EV/EBITDA | 3.43 |
EPS(TTM)7.62
EY14.01%
EPS(NY)6.08
Fwd EY11.18%
FCF(TTM)6.5
FCFY11.95%
OCF(TTM)8.59
OCFY15.8%
SpS78.28
BVpS43.09
TBVpS29.7
PEG (NY)2.5
PEG (5Y)1.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROCE | 22.21% | ||
| ROIC | 15.23% | ||
| ROICexc | 19.14% | ||
| ROICexgc | 27.77% | ||
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% | ||
| FCFM | 8.31% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexcg growth 3Y-6.4%
ROICexcg growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Debt/EBITDA | 0.45 | ||
| Cap/Depr | 75.57% | ||
| Cap/Sales | 2.67% | ||
| Interest Coverage | 39.46 | ||
| Cash Conversion | 60.34% | ||
| Profit Quality | 84.61% | ||
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | 4.31 |
F-Score4
WACC7.51%
ROIC/WACC2.03
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y5.13%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
Revenue Next Year-0.35%
Revenue Next 2Y1.14%
Revenue Next 3Y1.82%
Revenue Next 5Y4.02%
EBIT growth 1Y-1.15%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year31.67%
EBIT Next 3Y11.78%
EBIT Next 5Y10.22%
FCF growth 1Y8.8%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y1.25%
OCF growth 3Y8.44%
OCF growth 5Y2.37%