SOCIETE BIC SA (BB.PA) Stock Fundamental Analysis
EPA:BB - Euronext Paris - Matif - FR0000120966 - Common Stock - Currency: EUR
Overall BB gets a fundamental rating of 7 out of 10. We evaluated BB against 44 industry peers in the Commercial Services & Supplies industry. BB has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. BB is valued quite cheap, but it does not seem to be growing. Finally BB also has an excellent dividend rating. With these ratings, BB could be worth investigating further for value and dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year BB was profitable.
In the past year BB had a positive cash flow from operations.
In the past 5 years BB has always been profitable.
In the past 5 years BB always reported a positive cash flow from operatings.
1.2 Ratios
With an excellent Return On Assets value of 11.28%, BB belongs to the best of the industry, outperforming 95.45% of the companies in the same industry.
Looking at the Return On Equity, with a value of 17.83%, BB belongs to the top of the industry, outperforming 84.09% of the companies in the same industry.
BB has a better Return On Invested Capital (15.23%) than 100.00% of its industry peers.
BB had an Average Return On Invested Capital over the past 3 years of 10.53%. This is above the industry average of 7.49%.
The 3 year average ROIC (10.53%) for BB is below the current ROIC(15.23%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROIC | 15.23% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
1.3 Margins
BB's Profit Margin of 9.82% is amongst the best of the industry. BB outperforms 81.82% of its industry peers.
In the last couple of years the Profit Margin of BB has remained more or less at the same level.
BB's Operating Margin of 14.66% is amongst the best of the industry. BB outperforms 88.64% of its industry peers.
BB's Operating Margin has declined in the last couple of years.
BB has a Gross Margin (50.47%) which is in line with its industry peers.
BB's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% |
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so BB is creating value.
BB has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, BB has less shares outstanding
Compared to 1 year ago, BB has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.37 indicates that BB is not in any danger for bankruptcy at the moment.
BB has a better Altman-Z score (4.37) than 95.45% of its industry peers.
BB has a debt to FCF ratio of 1.24. This is a very positive value and a sign of high solvency as it would only need 1.24 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 1.24, BB belongs to the top of the industry, outperforming 86.36% of the companies in the same industry.
BB has a Debt/Equity ratio of 0.15. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.15, BB belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Altman-Z | 4.37 |
ROIC/WACC1.99
WACC7.65%
2.3 Liquidity
A Current Ratio of 2.21 indicates that BB has no problem at all paying its short term obligations.
BB has a better Current ratio (2.21) than 79.55% of its industry peers.
BB has a Quick Ratio of 1.42. This is a normal value and indicates that BB is financially healthy and should not expect problems in meeting its short term obligations.
BB has a better Quick ratio (1.42) than 79.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 |
3. Growth
3.1 Past
BB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -2.29%.
The Earnings Per Share has been growing slightly by 5.19% on average over the past years.
Looking at the last year, BB shows a decrease in Revenue. The Revenue has decreased by -3.10% in the last year.
The Revenue has been growing slightly by 2.42% on average over the past years.
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
3.2 Future
BB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 5.13% yearly.
The Revenue is expected to grow by 4.02% on average over the next years.
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y5.13%
Revenue Next Year1.85%
Revenue Next 2Y2.27%
Revenue Next 3Y2.31%
Revenue Next 5Y4.02%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.51 indicates a rather cheap valuation of BB.
Based on the Price/Earnings ratio, BB is valued cheaper than 88.64% of the companies in the same industry.
BB's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.18.
A Price/Forward Earnings ratio of 9.40 indicates a reasonable valuation of BB.
Based on the Price/Forward Earnings ratio, BB is valued cheaply inside the industry as 84.09% of the companies are valued more expensively.
BB is valuated cheaply when we compare the Price/Forward Earnings ratio to 20.81, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.51 | ||
| Fwd PE | 9.4 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BB is valued cheaply inside the industry as 93.18% of the companies are valued more expensively.
72.73% of the companies in the same industry are more expensive than BB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.8 | ||
| EV/EBITDA | 3.62 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates BB does not grow enough to justify the current Price/Earnings ratio.
The excellent profitability rating of BB may justify a higher PE ratio.
PEG (NY)2.63
PEG (5Y)1.45
EPS Next 2Y3.81%
EPS Next 3Y3.69%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.40%, BB is a good candidate for dividend investing.
BB's Dividend Yield is rather good when compared to the industry average which is at 3.71. BB pays more dividend than 88.64% of the companies in the same industry.
BB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.45.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
5.2 History
The dividend of BB has a limited annual growth rate of 4.53%.
Dividend Growth(5Y)4.53%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BB pays out 55.64% of its income as dividend. This is a bit on the high side, but may be sustainable.
BB's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP55.64%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPA:BB (5/5/2025, 2:30:08 PM)
57.2
+0.1 (+0.18%)
Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryCommercial Services & Supplies
Earnings (Last)
Earnings (Next)
Inst Owners25.46%
Inst Owner ChangeN/A
Ins Owners0.03%
Ins Owner ChangeN/A
Market Cap2.38B
Analysts80
Price Target68.78 (20.24%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
Yearly Dividend4.29
Dividend Growth(5Y)4.53%
DP55.64%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-8.7%
PT rev (3m)-8.88%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-4.3%
EPS NY rev (3m)-3.68%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-3.35%
Revenue NY rev (3m)-2.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.51 | ||
| Fwd PE | 9.4 | ||
| P/S | 0.73 | ||
| P/FCF | 8.8 | ||
| P/OCF | 6.66 | ||
| P/B | 1.33 | ||
| P/tB | 1.93 | ||
| EV/EBITDA | 3.62 |
EPS(TTM)7.62
EY13.32%
EPS(NY)6.08
Fwd EY10.63%
FCF(TTM)6.5
FCFY11.37%
OCF(TTM)8.59
OCFY15.03%
SpS78.28
BVpS43.09
TBVpS29.7
PEG (NY)2.63
PEG (5Y)1.45
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 11.28% | ||
| ROE | 17.83% | ||
| ROCE | 22.21% | ||
| ROIC | 15.23% | ||
| ROICexc | 19.14% | ||
| ROICexgc | 27.77% | ||
| OM | 14.66% | ||
| PM (TTM) | 9.82% | ||
| GM | 50.47% | ||
| FCFM | 8.31% |
ROA(3y)7.94%
ROA(5y)8.14%
ROE(3y)11.76%
ROE(5y)11.99%
ROIC(3y)10.53%
ROIC(5y)9.82%
ROICexc(3y)11.97%
ROICexc(5y)11.57%
ROICexgc(3y)15.7%
ROICexgc(5y)14.97%
ROCE(3y)15.19%
ROCE(5y)14.18%
ROICexcg growth 3Y-6.4%
ROICexcg growth 5Y-3.15%
ROICexc growth 3Y-7.82%
ROICexc growth 5Y-5.55%
OM growth 3Y-1.06%
OM growth 5Y-3.04%
PM growth 3Y-17.44%
PM growth 5Y1.33%
GM growth 3Y-0.4%
GM growth 5Y0.02%
F-Score4
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 1.24 | ||
| Debt/EBITDA | 0.45 | ||
| Cap/Depr | 75.57% | ||
| Cap/Sales | 2.67% | ||
| Interest Coverage | 39.46 | ||
| Cash Conversion | 60.34% | ||
| Profit Quality | 84.61% | ||
| Current Ratio | 2.21 | ||
| Quick Ratio | 1.42 | ||
| Altman-Z | 4.37 |
F-Score4
WACC7.65%
ROIC/WACC1.99
Cap/Depr(3y)81.53%
Cap/Depr(5y)76.75%
Cap/Sales(3y)4.3%
Cap/Sales(5y)4.42%
Profit Quality(3y)111.65%
Profit Quality(5y)138.67%
High Growth Momentum
Growth
EPS 1Y (TTM)-2.29%
EPS 3Y-10.36%
EPS 5Y5.19%
EPS Q2Q%-2.51%
EPS Next Y2.86%
EPS Next 2Y3.81%
EPS Next 3Y3.69%
EPS Next 5Y5.13%
Revenue 1Y (TTM)-3.1%
Revenue growth 3Y6.24%
Revenue growth 5Y2.42%
Sales Q2Q%-2.69%
Revenue Next Year1.85%
Revenue Next 2Y2.27%
Revenue Next 3Y2.31%
Revenue Next 5Y4.02%
EBIT growth 1Y-1.15%
EBIT growth 3Y5.11%
EBIT growth 5Y-0.7%
EBIT Next Year38.99%
EBIT Next 3Y13.63%
EBIT Next 5Y10.22%
FCF growth 1Y8.8%
FCF growth 3Y9.57%
FCF growth 5Y4.88%
OCF growth 1Y1.25%
OCF growth 3Y8.44%
OCF growth 5Y2.37%