BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
EBR:BANI - Euronext Brussels - BE0003870871 - Common Stock - Currency: EUR
Overall BANI gets a fundamental rating of 4 out of 10. We evaluated BANI against 66 industry peers in the Real Estate Management & Development industry. BANI has a bad profitability rating. Also its financial health evaluation is rather negative. BANI is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year BANI was profitable.
BANI had a negative operating cash flow in the past year.
In multiple years BANI reported negative net income over the last 5 years.
BANI had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of -2.89%, BANI perfoms like the industry average, outperforming 40.91% of the companies in the same industry.
Looking at the Return On Equity, with a value of -6.89%, BANI is in line with its industry, outperforming 40.91% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROIC | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of BANI has grown nicely.
BANI's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 83.63%, BANI belongs to the best of the industry, outperforming 81.82% of the companies in the same industry.
In the last couple of years the Gross Margin of BANI has grown nicely.
The Profit Margin and Operating Margin are not available for BANI so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
2. Health
2.1 Basic Checks
BANI does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, BANI has about the same amount of shares outstanding.
Compared to 5 years ago, BANI has about the same amount of shares outstanding.
BANI has a worse debt/assets ratio than last year.
2.2 Solvency
BANI has an Altman-Z score of 0.81. This is a bad value and indicates that BANI is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of BANI (0.81) is comparable to the rest of the industry.
BANI has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
BANI's Debt to Equity ratio of 1.05 is on the low side compared to the rest of the industry. BANI is outperformed by 63.64% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.81 |
ROIC/WACCN/A
WACC4.75%
2.3 Liquidity
A Current Ratio of 3.29 indicates that BANI has no problem at all paying its short term obligations.
BANI has a better Current ratio (3.29) than 84.85% of its industry peers.
A Quick Ratio of 0.85 indicates that BANI may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.85, BANI is in line with its industry, outperforming 59.09% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
BANI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 175.74%, which is quite impressive.
BANI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -50.94% yearly.
BANI shows a strong growth in Revenue. In the last year, the Revenue has grown by 88.89%.
The Revenue has been growing by 11.39% on average over the past years. This is quite good.
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
3.2 Future
BANI is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -45.23% yearly.
BANI is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 41.22% yearly.
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.88, which indicates a rather cheap valuation of BANI.
BANI's Price/Earnings ratio is rather cheap when compared to the industry. BANI is cheaper than 92.42% of the companies in the same industry.
BANI's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.35.
A Price/Forward Earnings ratio of 4.84 indicates a rather cheap valuation of BANI.
Based on the Price/Forward Earnings ratio, BANI is valued cheaply inside the industry as 90.91% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 22.19. BANI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.88 | ||
| Fwd PE | 4.84 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BANI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as BANI's earnings are expected to decrease with -45.23% in the coming years.
PEG (NY)0.34
PEG (5Y)N/A
EPS Next 2Y-45.23%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for BANI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (6/19/2025, 7:00:00 PM)
2.96
+0.02 (+0.68%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.77%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap33.63M
Analysts85.71
Price Target4.59 (55.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-29.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.88 | ||
| Fwd PE | 4.84 | ||
| P/S | 4.95 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.43
EY14.53%
EPS(NY)0.61
Fwd EY20.68%
FCF(TTM)-0.16
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.6
BVpS5.96
TBVpS5.96
PEG (NY)0.34
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% | ||
| FCFM | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 7.28% | ||
| Cap/Sales | 0.49% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.81 |
F-Score4
WACC4.75%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-180.43%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year50.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.6%
OCF growth 3YN/A
OCF growth 5YN/A