BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
Europe - EBR:BANI - BE0003870871 - Common Stock
2.94 EUR
0 (0%)
Overall BANI gets a fundamental rating of 3 out of 10. We evaluated BANI against 72 industry peers in the Real Estate Management & Development industry. BANI has a medium profitability rating, but doesn't score so well on its financial health evaluation. BANI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
BANI had negative earnings in the past year.
In the past year BANI has reported a negative cash flow from operations.
In multiple years BANI reported negative net income over the last 5 years.
In the past 5 years BANI reported 4 times negative operating cash flow.
1.2 Ratios
With a Return On Assets value of -0.77%, BANI perfoms like the industry average, outperforming 41.67% of the companies in the same industry.
Looking at the Return On Equity, with a value of -2.08%, BANI is in line with its industry, outperforming 43.06% of the companies in the same industry.
BANI has a Return On Invested Capital of 3.89%. This is in the better half of the industry: BANI outperforms 77.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROIC | 3.89% |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of BANI has remained more or less at the same level.
The Operating Margin of BANI (51.89%) is better than 75.00% of its industry peers.
In the last couple of years the Operating Margin of BANI has grown nicely.
Looking at the Gross Margin, with a value of 91.36%, BANI belongs to the top of the industry, outperforming 83.33% of the companies in the same industry.
In the last couple of years the Gross Margin of BANI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BANI is destroying value.
The number of shares outstanding for BANI remains at a similar level compared to 1 year ago.
BANI has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, BANI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.28, we must say that BANI is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of 0.28, BANI is not doing good in the industry: 75.00% of the companies in the same industry are doing better.
BANI has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of BANI (0.08) is better than 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.28 |
ROIC/WACC0.78
WACC5%
2.3 Liquidity
A Current Ratio of 0.59 indicates that BANI may have some problems paying its short term obligations.
With a Current ratio value of 0.59, BANI is not doing good in the industry: 73.61% of the companies in the same industry are doing better.
A Quick Ratio of 0.08 indicates that BANI may have some problems paying its short term obligations.
BANI has a worse Quick ratio (0.08) than 90.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 70.39% over the past year.
BANI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -54.60% yearly.
BANI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.79%.
The Revenue has been growing by 11.39% on average over the past years. This is quite good.
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
3.2 Future
Based on estimates for the next years, BANI will show a very negative growth in Earnings Per Share. The EPS will decrease by -50.68% on average per year.
Based on estimates for the next years, BANI will show a small growth in Revenue. The Revenue will grow by 6.90% on average per year.
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BANI reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
The Price/Forward Earnings ratio is 7.21, which indicates a rather cheap valuation of BANI.
Based on the Price/Forward Earnings ratio, BANI is valued cheaper than 91.67% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.50, BANI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.21 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BANI is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 29.59 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as BANI's earnings are expected to decrease with -50.68% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
5. Dividend
5.1 Amount
No dividends for BANI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (10/30/2025, 7:00:00 PM)
2.94
0 (0%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.77%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap33.40M
Revenue(TTM)7.38M
Net Income(TTM)-1382000
Analysts85.71
Price Target3.88 (31.97%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-15.56%
PT rev (3m)-15.56%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)41.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.21 | ||
| P/S | 4.52 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 29.59 |
EPS(TTM)-0.12
EYN/A
EPS(NY)0.41
Fwd EY13.88%
FCF(TTM)-1.23
FCFYN/A
OCF(TTM)-1.23
OCFYN/A
SpS0.65
BVpS5.84
TBVpS5.83
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROCE | 5.19% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.08% | ||
| ROICexgc | 4.09% | ||
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-50.09%
ROICexgc growth 5YN/A
ROICexc growth 3Y-50.07%
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 6.46% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 | ||
| Altman-Z | 0.28 |
F-Score3
WACC5%
ROIC/WACC0.78
Cap/Depr(3y)6.31%
Cap/Depr(5y)11.58%
Cap/Sales(3y)0.5%
Cap/Sales(5y)0.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
EBIT growth 1Y326.61%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year59.8%
EBIT Next 3Y-17.15%
EBIT Next 5YN/A
FCF growth 1Y-433.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-437.56%
OCF growth 3YN/A
OCF growth 5YN/A
BANIMMO SA/NV - A / BANI.BR FAQ
Can you provide the ChartMill fundamental rating for BANIMMO SA/NV - A?
ChartMill assigns a fundamental rating of 3 / 10 to BANI.BR.
Can you provide the valuation status for BANIMMO SA/NV - A?
ChartMill assigns a valuation rating of 4 / 10 to BANIMMO SA/NV - A (BANI.BR). This can be considered as Fairly Valued.
What is the profitability of BANI stock?
BANIMMO SA/NV - A (BANI.BR) has a profitability rating of 4 / 10.
What is the financial health of BANIMMO SA/NV - A (BANI.BR) stock?
The financial health rating of BANIMMO SA/NV - A (BANI.BR) is 2 / 10.