BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
EBR:BANI - Euronext Brussels - BE0003870871 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to BANI. BANI was compared to 74 industry peers in the Real Estate Management & Development industry. BANI may be in some trouble as it scores bad on both profitability and health. BANI is growing strongly while it is still valued neutral. This is a good combination!
1. Profitability
1.1 Basic Checks
In the past year BANI was profitable.
In the past year BANI has reported a negative cash flow from operations.
In multiple years BANI reported negative net income over the last 5 years.
BANI had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
BANI has a worse Return On Assets (-2.89%) than 60.81% of its industry peers.
BANI's Return On Equity of -6.89% is on the low side compared to the rest of the industry. BANI is outperformed by 63.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROIC | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of BANI has grown nicely.
BANI's Operating Margin has improved in the last couple of years.
BANI has a better Gross Margin (83.63%) than 86.49% of its industry peers.
BANI's Gross Margin has improved in the last couple of years.
BANI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
2. Health
2.1 Basic Checks
BANI does not have a ROIC to compare to the WACC, probably because it is not profitable.
BANI has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for BANI remains at a similar level compared to 5 years ago.
BANI has a worse debt/assets ratio than last year.
2.2 Solvency
BANI has an Altman-Z score of 0.81. This is a bad value and indicates that BANI is not financially healthy and even has some risk of bankruptcy.
BANI's Altman-Z score of 0.81 is in line compared to the rest of the industry. BANI outperforms 48.65% of its industry peers.
BANI has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
BANI's Debt to Equity ratio of 1.05 is on the low side compared to the rest of the industry. BANI is outperformed by 62.16% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.81 |
ROIC/WACCN/A
WACC4.73%
2.3 Liquidity
BANI has a Current Ratio of 3.29. This indicates that BANI is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 3.29, BANI belongs to the best of the industry, outperforming 81.08% of the companies in the same industry.
BANI has a Quick Ratio of 3.29. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of BANI (0.85) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 175.74% over the past year.
The earnings per share for BANI have been decreasing by -50.94% on average. This is quite bad
BANI shows a strong growth in Revenue. In the last year, the Revenue has grown by 88.89%.
The Revenue has been growing by 11.39% on average over the past years. This is quite good.
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
3.2 Future
BANI is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -45.23% yearly.
Based on estimates for the next years, BANI will show a very strong growth in Revenue. The Revenue will grow by 41.22% on average per year.
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BANI is valuated cheaply with a Price/Earnings ratio of 6.74.
Based on the Price/Earnings ratio, BANI is valued cheaply inside the industry as 95.95% of the companies are valued more expensively.
BANI is valuated cheaply when we compare the Price/Earnings ratio to 26.25, which is the current average of the S&P500 Index.
Based on the Price/Forward Earnings ratio of 4.74, the valuation of BANI can be described as very cheap.
Based on the Price/Forward Earnings ratio, BANI is valued cheaper than 93.24% of the companies in the same industry.
BANI's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.15.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.74 | ||
| Fwd PE | 4.74 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BANI's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as BANI's earnings are expected to decrease with -45.23% in the coming years.
PEG (NY)0.34
PEG (5Y)N/A
EPS Next 2Y-45.23%
EPS Next 3YN/A
5. Dividend
5.1 Amount
BANI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (5/30/2025, 7:00:00 PM)
2.9
0 (0%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.47%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap32.94M
Analysts85.71
Price Target4.59 (58.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-29.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.74 | ||
| Fwd PE | 4.74 | ||
| P/S | 4.85 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.49 | ||
| P/tB | 0.49 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.43
EY14.83%
EPS(NY)0.61
Fwd EY21.1%
FCF(TTM)-0.16
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.6
BVpS5.96
TBVpS5.96
PEG (NY)0.34
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% | ||
| FCFM | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 7.28% | ||
| Cap/Sales | 0.49% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.81 |
F-Score4
WACC4.73%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-180.43%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year50.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.6%
OCF growth 3YN/A
OCF growth 5YN/A