BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
EBR:BANI • BE0003870871
2.9 EUR
0 (0%)
Last: Feb 27, 2026, 07:00 PM
BANI gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 67 industry peers in the Real Estate Management & Development industry. While BANI is still in line with the averages on profitability rating, there are concerns on its financial health. BANI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- BANI had negative earnings in the past year.
- BANI had a negative operating cash flow in the past year.
- The reported net income has been mixed in the past 5 years: BANI reported negative net income in multiple years.
- In the past 5 years BANI reported 4 times negative operating cash flow.
1.2 Ratios
- With a Return On Assets value of -0.77%, BANI perfoms like the industry average, outperforming 44.78% of the companies in the same industry.
- BANI has a Return On Equity (-2.08%) which is in line with its industry peers.
- BANI's Return On Invested Capital of 3.89% is fine compared to the rest of the industry. BANI outperforms 79.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROIC | 3.89% |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- BANI's Profit Margin has been stable in the last couple of years.
- Looking at the Operating Margin, with a value of 51.89%, BANI is in the better half of the industry, outperforming 79.10% of the companies in the same industry.
- BANI's Operating Margin has improved in the last couple of years.
- Looking at the Gross Margin, with a value of 91.36%, BANI belongs to the top of the industry, outperforming 86.57% of the companies in the same industry.
- In the last couple of years the Gross Margin of BANI has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BANI is destroying value.
- BANI has about the same amout of shares outstanding than it did 1 year ago.
- Compared to 5 years ago, BANI has about the same amount of shares outstanding.
- Compared to 1 year ago, BANI has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.28, we must say that BANI is in the distress zone and has some risk of bankruptcy.
- BANI's Altman-Z score of 0.28 is on the low side compared to the rest of the industry. BANI is outperformed by 70.15% of its industry peers.
- BANI has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of BANI (0.08) is better than 85.07% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.28 |
ROIC/WACC0.78
WACC5%
2.3 Liquidity
- BANI has a Current Ratio of 0.59. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
- BANI has a Current ratio of 0.59. This is in the lower half of the industry: BANI underperforms 71.64% of its industry peers.
- A Quick Ratio of 0.08 indicates that BANI may have some problems paying its short term obligations.
- BANI's Quick ratio of 0.08 is on the low side compared to the rest of the industry. BANI is outperformed by 83.58% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 70.39% over the past year.
- BANI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -54.60% yearly.
- BANI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.79%.
- Measured over the past years, BANI shows a quite strong growth in Revenue. The Revenue has been growing by 11.39% on average per year.
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
3.2 Future
- Based on estimates for the next years, BANI will show a very negative growth in Earnings Per Share. The EPS will decrease by -50.68% on average per year.
- Based on estimates for the next years, BANI will show a small growth in Revenue. The Revenue will grow by 6.90% on average per year.
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for BANI. In the last year negative earnings were reported.
- BANI is valuated cheaply with a Price/Forward Earnings ratio of 7.11.
- BANI's Price/Forward Earnings ratio is rather cheap when compared to the industry. BANI is cheaper than 94.03% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.06. BANI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.11 |
4.2 Price Multiples
- The rest of the industry has a similar Enterprise Value to EBITDA ratio as BANI.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 29.48 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A cheap valuation may be justified as BANI's earnings are expected to decrease with -50.68% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
5. Dividend
5.1 Amount
- BANI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
EBR:BANI (2/27/2026, 7:00:00 PM)
2.9
0 (0%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)08-28 2025-08-28
Earnings (Next)03-05 2026-03-05
Inst Owners62.77%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap32.94M
Revenue(TTM)7.38M
Net Income(TTM)-1.38M
Analysts85.71
Price Target3.88 (33.79%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.11 | ||
| P/S | 4.46 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.5 | ||
| P/tB | 0.5 | ||
| EV/EBITDA | 29.48 |
EPS(TTM)-0.12
EYN/A
EPS(NY)0.41
Fwd EY14.07%
FCF(TTM)-1.23
FCFYN/A
OCF(TTM)-1.23
OCFYN/A
SpS0.65
BVpS5.84
TBVpS5.83
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROCE | 5.19% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.08% | ||
| ROICexgc | 4.09% | ||
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-50.09%
ROICexgc growth 5YN/A
ROICexc growth 3Y-50.07%
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 6.46% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 | ||
| Altman-Z | 0.28 |
F-Score3
WACC5%
ROIC/WACC0.78
Cap/Depr(3y)6.31%
Cap/Depr(5y)11.58%
Cap/Sales(3y)0.5%
Cap/Sales(5y)0.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
EBIT growth 1Y326.61%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year59.8%
EBIT Next 3Y-17.15%
EBIT Next 5YN/A
FCF growth 1Y-433.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-437.56%
OCF growth 3YN/A
OCF growth 5YN/A
BANIMMO SA/NV - A / BANI.BR FAQ
Can you provide the ChartMill fundamental rating for BANIMMO SA/NV - A?
ChartMill assigns a fundamental rating of 3 / 10 to BANI.BR.
What is the valuation status of BANIMMO SA/NV - A (BANI.BR) stock?
ChartMill assigns a valuation rating of 4 / 10 to BANIMMO SA/NV - A (BANI.BR). This can be considered as Fairly Valued.
What is the profitability of BANI stock?
BANIMMO SA/NV - A (BANI.BR) has a profitability rating of 4 / 10.
What is the financial health of BANIMMO SA/NV - A (BANI.BR) stock?
The financial health rating of BANIMMO SA/NV - A (BANI.BR) is 2 / 10.
Is the dividend of BANIMMO SA/NV - A sustainable?
The dividend rating of BANIMMO SA/NV - A (BANI.BR) is 0 / 10 and the dividend payout ratio is 0%.