BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
EBR:BANI - Euronext Brussels - BE0003870871 - Common Stock - Currency: EUR
Taking everything into account, BANI scores 4 out of 10 in our fundamental rating. BANI was compared to 64 industry peers in the Real Estate Management & Development industry. BANI may be in some trouble as it scores bad on both profitability and health. BANI is not priced too expensively while it is growing strongly. Keep and eye on this one!
1. Profitability
1.1 Basic Checks
In the past year BANI was profitable.
BANI had a negative operating cash flow in the past year.
In multiple years BANI reported negative net income over the last 5 years.
BANI had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of BANI (-2.89%) is worse than 62.50% of its industry peers.
BANI has a worse Return On Equity (-6.89%) than 64.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROIC | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of BANI has grown nicely.
In the last couple of years the Operating Margin of BANI has grown nicely.
The Gross Margin of BANI (83.63%) is better than 85.94% of its industry peers.
In the last couple of years the Gross Margin of BANI has grown nicely.
BANI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
2. Health
2.1 Basic Checks
BANI does not have a ROIC to compare to the WACC, probably because it is not profitable.
BANI has about the same amout of shares outstanding than it did 1 year ago.
BANI has about the same amout of shares outstanding than it did 5 years ago.
BANI has a worse debt/assets ratio than last year.
2.2 Solvency
BANI has an Altman-Z score of 0.81. This is a bad value and indicates that BANI is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.81, BANI perfoms like the industry average, outperforming 46.88% of the companies in the same industry.
BANI has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
BANI has a Debt to Equity ratio (1.05) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.81 |
ROIC/WACCN/A
WACC4.79%
2.3 Liquidity
BANI has a Current Ratio of 3.29. This indicates that BANI is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 3.29, BANI belongs to the best of the industry, outperforming 85.94% of the companies in the same industry.
BANI has a Quick Ratio of 3.29. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
BANI has a better Quick ratio (0.85) than 60.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 175.74% over the past year.
BANI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -50.94% yearly.
BANI shows a strong growth in Revenue. In the last year, the Revenue has grown by 88.89%.
Measured over the past years, BANI shows a quite strong growth in Revenue. The Revenue has been growing by 11.39% on average per year.
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
3.2 Future
Based on estimates for the next years, BANI will show a very negative growth in Earnings Per Share. The EPS will decrease by -45.23% on average per year.
BANI is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 41.22% yearly.
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.72, the valuation of BANI can be described as very cheap.
Based on the Price/Earnings ratio, BANI is valued cheaply inside the industry as 93.75% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of BANI to the average of the S&P500 Index (24.29), we can say BANI is valued rather cheaply.
The Price/Forward Earnings ratio is 4.72, which indicates a rather cheap valuation of BANI.
Based on the Price/Forward Earnings ratio, BANI is valued cheaply inside the industry as 90.63% of the companies are valued more expensively.
When comparing the Price/Forward Earnings ratio of BANI to the average of the S&P500 Index (20.42), we can say BANI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.72 | ||
| Fwd PE | 4.72 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as BANI's earnings are expected to decrease with -45.23% in the coming years.
PEG (NY)0.34
PEG (5Y)N/A
EPS Next 2Y-45.23%
EPS Next 3YN/A
5. Dividend
5.1 Amount
No dividends for BANI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (5/6/2025, 7:00:00 PM)
2.89
-0.07 (-2.35%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.47%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap32.83M
Analysts85.71
Price Target4.59 (58.82%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)-29.41%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.72 | ||
| Fwd PE | 4.72 | ||
| P/S | 4.84 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.48 | ||
| P/tB | 0.49 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.43
EY14.88%
EPS(NY)0.61
Fwd EY21.18%
FCF(TTM)-0.16
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.6
BVpS5.96
TBVpS5.96
PEG (NY)0.34
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% | ||
| FCFM | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 7.28% | ||
| Cap/Sales | 0.49% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.81 |
F-Score4
WACC4.79%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-180.43%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year50.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.6%
OCF growth 3YN/A
OCF growth 5YN/A