BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:BANI - BE0003870871 - Common Stock
2.88 EUR
0 (0%)
We assign a fundamental rating of 3 out of 10 to BANI. BANI was compared to 77 industry peers in the Real Estate Management & Development industry. While BANI is still in line with the averages on profitability rating, there are concerns on its financial health. BANI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- In the past year BANI has reported negative net income.
- BANI had a negative operating cash flow in the past year.
- In multiple years BANI reported negative net income over the last 5 years.
- BANI had negative operating cash flow in 4 of the past 5 years.
1.2 Ratios
- The Return On Assets of BANI (-0.77%) is comparable to the rest of the industry.
- BANI has a Return On Equity (-2.08%) which is comparable to the rest of the industry.
- The Return On Invested Capital of BANI (3.89%) is better than 77.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROIC | 3.89% |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- BANI's Profit Margin has been stable in the last couple of years.
- Looking at the Operating Margin, with a value of 51.89%, BANI is in the better half of the industry, outperforming 75.32% of the companies in the same industry.
- BANI's Operating Margin has improved in the last couple of years.
- BANI's Gross Margin of 91.36% is amongst the best of the industry. BANI outperforms 84.42% of its industry peers.
- BANI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BANI is destroying value.
- Compared to 1 year ago, BANI has about the same amount of shares outstanding.
- Compared to 5 years ago, BANI has about the same amount of shares outstanding.
- The debt/assets ratio for BANI is higher compared to a year ago.
2.2 Solvency
- BANI has an Altman-Z score of 0.28. This is a bad value and indicates that BANI is not financially healthy and even has some risk of bankruptcy.
- BANI has a Altman-Z score of 0.28. This is in the lower half of the industry: BANI underperforms 71.43% of its industry peers.
- BANI has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.08, BANI belongs to the top of the industry, outperforming 84.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.28 |
ROIC/WACC0.78
WACC4.98%
2.3 Liquidity
- BANI has a Current Ratio of 0.59. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 0.59, BANI is doing worse than 68.83% of the companies in the same industry.
- BANI has a Quick Ratio of 0.59. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
- Looking at the Quick ratio, with a value of 0.08, BANI is doing worse than 84.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 |
3. Growth
3.1 Past
- BANI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 70.39%, which is quite impressive.
- The earnings per share for BANI have been decreasing by -54.60% on average. This is quite bad
- Looking at the last year, BANI shows a quite strong growth in Revenue. The Revenue has grown by 8.79% in the last year.
- Measured over the past years, BANI shows a quite strong growth in Revenue. The Revenue has been growing by 11.39% on average per year.
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
3.2 Future
- BANI is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -50.68% yearly.
- BANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.90% yearly.
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings Ratio is negative for BANI. In the last year negative earnings were reported.
- A Price/Forward Earnings ratio of 7.06 indicates a rather cheap valuation of BANI.
- Based on the Price/Forward Earnings ratio, BANI is valued cheaply inside the industry as 94.81% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, BANI is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 7.06 |
4.2 Price Multiples
- BANI's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 29.43 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A cheap valuation may be justified as BANI's earnings are expected to decrease with -50.68% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
5. Dividend
5.1 Amount
- BANI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
BANIMMO SA/NV - A / BANI.BR FAQ
Can you provide the ChartMill fundamental rating for BANIMMO SA/NV - A?
ChartMill assigns a fundamental rating of 3 / 10 to BANI.BR.
What is the valuation status of BANIMMO SA/NV - A (BANI.BR) stock?
ChartMill assigns a valuation rating of 4 / 10 to BANIMMO SA/NV - A (BANI.BR). This can be considered as Fairly Valued.
What is the profitability of BANI stock?
BANIMMO SA/NV - A (BANI.BR) has a profitability rating of 4 / 10.
What is the financial health of BANIMMO SA/NV - A (BANI.BR) stock?
The financial health rating of BANIMMO SA/NV - A (BANI.BR) is 2 / 10.
Is the dividend of BANIMMO SA/NV - A sustainable?
The dividend rating of BANIMMO SA/NV - A (BANI.BR) is 0 / 10 and the dividend payout ratio is 0%.