BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
EBR:BANI - Euronext Brussels - BE0003870871 - Common Stock - Currency: EUR
Overall BANI gets a fundamental rating of 3 out of 10. We evaluated BANI against 71 industry peers in the Real Estate Management & Development industry. BANI has a bad profitability rating. Also its financial health evaluation is rather negative. BANI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BANI was profitable.
In the past year BANI has reported a negative cash flow from operations.
The reported net income has been mixed in the past 5 years: BANI reported negative net income in multiple years.
In the past 5 years BANI reported 4 times negative operating cash flow.
1.2 Ratios
BANI has a worse Return On Assets (-2.89%) than 61.97% of its industry peers.
BANI has a worse Return On Equity (-6.89%) than 61.97% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROIC | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BANI's Profit Margin has improved in the last couple of years.
BANI's Operating Margin has improved in the last couple of years.
BANI has a better Gross Margin (83.63%) than 80.28% of its industry peers.
BANI's Gross Margin has improved in the last couple of years.
BANI does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
2. Health
2.1 Basic Checks
BANI does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, BANI has about the same amount of shares outstanding.
BANI has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, BANI has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.84, we must say that BANI is in the distress zone and has some risk of bankruptcy.
BANI has a worse Altman-Z score (0.84) than 60.56% of its industry peers.
BANI has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of BANI (1.05) is worse than 69.01% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.84 |
ROIC/WACCN/A
WACC4.84%
2.3 Liquidity
A Current Ratio of 3.29 indicates that BANI has no problem at all paying its short term obligations.
With a decent Current ratio value of 3.29, BANI is doing good in the industry, outperforming 70.42% of the companies in the same industry.
BANI has a Quick Ratio of 3.29. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.85, BANI perfoms like the industry average, outperforming 49.30% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 175.74% over the past year.
Measured over the past years, BANI shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -50.94% on average per year.
BANI shows a strong growth in Revenue. In the last year, the Revenue has grown by 88.89%.
BANI shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.39% yearly.
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
3.2 Future
Based on estimates for the next years, BANI will show a very negative growth in Earnings Per Share. The EPS will decrease by -45.23% on average per year.
The Revenue is expected to grow by 6.90% on average over the next years.
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.72, the valuation of BANI can be described as very cheap.
BANI's Price/Earnings ratio is rather cheap when compared to the industry. BANI is cheaper than 92.96% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.48, BANI is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 5.42, the valuation of BANI can be described as very cheap.
92.96% of the companies in the same industry are more expensive than BANI, based on the Price/Forward Earnings ratio.
BANI is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.04, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.72 | ||
| Fwd PE | 5.42 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as BANI's earnings are expected to decrease with -45.23% in the coming years.
PEG (NY)0.39
PEG (5Y)N/A
EPS Next 2Y-45.23%
EPS Next 3YN/A
5. Dividend
5.1 Amount
BANI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (8/8/2025, 7:00:00 PM)
3.32
+0.02 (+0.61%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.77%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap37.72M
Analysts85.71
Price Target4.59 (38.25%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.72 | ||
| Fwd PE | 5.42 | ||
| P/S | 5.56 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.56 | ||
| P/tB | 0.56 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.43
EY12.95%
EPS(NY)0.61
Fwd EY18.43%
FCF(TTM)-0.16
FCFYN/A
OCF(TTM)-0.15
OCFYN/A
SpS0.6
BVpS5.96
TBVpS5.96
PEG (NY)0.39
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.89% | ||
| ROE | -6.89% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 83.63% | ||
| FCFM | N/A |
ROA(3y)-0.09%
ROA(5y)2.25%
ROE(3y)-0.28%
ROE(5y)6.31%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y9.44%
PM growth 5YN/A
GM growth 3Y63.78%
GM growth 5Y4.06%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.05 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 7.28% | ||
| Cap/Sales | 0.49% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 3.29 | ||
| Quick Ratio | 0.85 | ||
| Altman-Z | 0.84 |
F-Score4
WACC4.84%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)175.74%
EPS 3Y-50.94%
EPS 5YN/A
EPS Q2Q%144.83%
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)88.89%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%131.04%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
EBIT growth 1Y-180.43%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year50.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y31.96%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.6%
OCF growth 3YN/A
OCF growth 5YN/A