BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
Europe - Euronext Brussels - EBR:BANI - BE0003870871 - Common Stock
2.82 EUR
-0.02 (-0.7%)
Overall BANI gets a fundamental rating of 3 out of 10. We evaluated BANI against 77 industry peers in the Real Estate Management & Development industry. BANI has a medium profitability rating, but doesn't score so well on its financial health evaluation. BANI has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
BANI had negative earnings in the past year.
BANI had a negative operating cash flow in the past year.
In multiple years BANI reported negative net income over the last 5 years.
In the past 5 years BANI reported 4 times negative operating cash flow.
1.2 Ratios
The Return On Assets of BANI (-0.77%) is comparable to the rest of the industry.
The Return On Equity of BANI (-2.08%) is comparable to the rest of the industry.
BANI's Return On Invested Capital of 3.89% is fine compared to the rest of the industry. BANI outperforms 76.62% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROIC | 3.89% |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
In the last couple of years the Profit Margin of BANI has remained more or less at the same level.
Looking at the Operating Margin, with a value of 51.89%, BANI is in the better half of the industry, outperforming 76.62% of the companies in the same industry.
BANI's Operating Margin has improved in the last couple of years.
With an excellent Gross Margin value of 91.36%, BANI belongs to the best of the industry, outperforming 84.42% of the companies in the same industry.
BANI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BANI is destroying value.
BANI has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for BANI remains at a similar level compared to 5 years ago.
BANI has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.28, we must say that BANI is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of BANI (0.28) is worse than 77.92% of its industry peers.
BANI has a Debt/Equity ratio of 0.08. This is a healthy value indicating a solid balance between debt and equity.
BANI has a better Debt to Equity ratio (0.08) than 81.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.28 |
ROIC/WACC0.79
WACC4.92%
2.3 Liquidity
BANI has a Current Ratio of 0.59. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Current ratio value of 0.59, BANI is not doing good in the industry: 76.62% of the companies in the same industry are doing better.
BANI has a Quick Ratio of 0.59. This is a bad value and indicates that BANI is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.08, BANI is doing worse than 92.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 |
3. Growth
3.1 Past
BANI shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 70.39%, which is quite impressive.
BANI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -54.60% yearly.
BANI shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.79%.
The Revenue has been growing by 11.39% on average over the past years. This is quite good.
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
3.2 Future
The Earnings Per Share is expected to decrease by -50.68% on average over the next years. This is quite bad
BANI is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.90% yearly.
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings Ratio is negative for BANI. In the last year negative earnings were reported.
A Price/Forward Earnings ratio of 6.91 indicates a rather cheap valuation of BANI.
93.51% of the companies in the same industry are more expensive than BANI, based on the Price/Forward Earnings ratio.
The average S&P500 Price/Forward Earnings ratio is at 23.56. BANI is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 6.91 |
4.2 Price Multiples
BANI's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 29.33 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BANI's earnings are expected to decrease with -50.68% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
5. Dividend
5.1 Amount
BANI does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (12/8/2025, 7:00:00 PM)
2.82
-0.02 (-0.7%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.77%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap32.04M
Revenue(TTM)7.38M
Net Income(TTM)-1.38M
Analysts85.71
Price Target3.88 (37.59%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-15.56%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)41.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | 6.91 | ||
| P/S | 4.34 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.48 | ||
| P/tB | 0.48 | ||
| EV/EBITDA | 29.33 |
EPS(TTM)-0.12
EYN/A
EPS(NY)0.41
Fwd EY14.47%
FCF(TTM)-1.23
FCFYN/A
OCF(TTM)-1.23
OCFYN/A
SpS0.65
BVpS5.84
TBVpS5.83
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.77% | ||
| ROE | -2.08% | ||
| ROCE | 5.19% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.08% | ||
| ROICexgc | 4.09% | ||
| OM | 51.89% | ||
| PM (TTM) | N/A | ||
| GM | 91.36% | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y-50.09%
ROICexgc growth 5YN/A
ROICexc growth 3Y-50.07%
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
F-Score3
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.08 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.25 | ||
| Cap/Depr | 6.46% | ||
| Cap/Sales | 0.39% | ||
| Interest Coverage | 0.97 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.59 | ||
| Quick Ratio | 0.08 | ||
| Altman-Z | 0.28 |
F-Score3
WACC4.92%
ROIC/WACC0.79
Cap/Depr(3y)6.31%
Cap/Depr(5y)11.58%
Cap/Sales(3y)0.5%
Cap/Sales(5y)0.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)70.39%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%-194.59%
EPS Next Y70%
EPS Next 2Y-10.56%
EPS Next 3Y-50.68%
EPS Next 5YN/A
Revenue 1Y (TTM)8.79%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%2.32%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
EBIT growth 1Y326.61%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year59.8%
EBIT Next 3Y-17.15%
EBIT Next 5YN/A
FCF growth 1Y-433.75%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-437.56%
OCF growth 3YN/A
OCF growth 5YN/A
BANIMMO SA/NV - A / BANI.BR FAQ
Can you provide the ChartMill fundamental rating for BANIMMO SA/NV - A?
ChartMill assigns a fundamental rating of 3 / 10 to BANI.BR.
Can you provide the valuation status for BANIMMO SA/NV - A?
ChartMill assigns a valuation rating of 4 / 10 to BANIMMO SA/NV - A (BANI.BR). This can be considered as Fairly Valued.
What is the profitability of BANI stock?
BANIMMO SA/NV - A (BANI.BR) has a profitability rating of 4 / 10.
What is the financial health of BANIMMO SA/NV - A (BANI.BR) stock?
The financial health rating of BANIMMO SA/NV - A (BANI.BR) is 2 / 10.