BANIMMO SA/NV - A (BANI.BR) Stock Fundamental Analysis
EBR:BANI - BE0003870871 - Common Stock
3.2 EUR
+0.06 (+1.91%)
Taking everything into account, BANI scores 3 out of 10 in our fundamental rating. BANI was compared to 70 industry peers in the Real Estate Management & Development industry. While BANI is still in line with the averages on profitability rating, there are concerns on its financial health. BANI is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BANI was profitable.
BANI had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: BANI reported negative net income in multiple years.
In the past 5 years BANI reported 4 times negative operating cash flow.
1.2 Ratios
BANI has a Return On Assets of 1.37%. This is comparable to the rest of the industry: BANI outperforms 57.14% of its industry peers.
With a Return On Equity value of 3.43%, BANI perfoms like the industry average, outperforming 58.57% of the companies in the same industry.
BANI has a Return On Invested Capital of 1.93%. This is comparable to the rest of the industry: BANI outperforms 52.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 3.43% | ||
| ROIC | 1.93% |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 32.01%, BANI is in the better half of the industry, outperforming 75.71% of the companies in the same industry.
BANI's Profit Margin has been stable in the last couple of years.
The Operating Margin of BANI (54.68%) is better than 77.14% of its industry peers.
In the last couple of years the Operating Margin of BANI has grown nicely.
With an excellent Gross Margin value of 91.17%, BANI belongs to the best of the industry, outperforming 85.71% of the companies in the same industry.
BANI's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 54.68% | ||
| PM (TTM) | 32.01% | ||
| GM | 91.17% |
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BANI is destroying value.
The number of shares outstanding for BANI remains at a similar level compared to 1 year ago.
Compared to 5 years ago, BANI has about the same amount of shares outstanding.
BANI has a worse debt/assets ratio than last year.
2.2 Solvency
BANI has an Altman-Z score of 0.67. This is a bad value and indicates that BANI is not financially healthy and even has some risk of bankruptcy.
BANI's Altman-Z score of 0.67 is on the low side compared to the rest of the industry. BANI is outperformed by 64.29% of its industry peers.
A Debt/Equity ratio of 1.20 is on the high side and indicates that BANI has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.20, BANI is doing worse than 74.29% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.2 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.67 |
ROIC/WACC0.38
WACC5.04%
2.3 Liquidity
A Current Ratio of 1.06 indicates that BANI should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.06, BANI is doing worse than 65.71% of the companies in the same industry.
A Quick Ratio of 0.18 indicates that BANI may have some problems paying its short term obligations.
With a Quick ratio value of 0.18, BANI is not doing good in the industry: 85.71% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.18 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 136.43% over the past year.
BANI shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -54.60% yearly.
The Revenue has grown by 26.18% in the past year. This is a very strong growth!
The Revenue has been growing by 11.39% on average over the past years. This is quite good.
EPS 1Y (TTM)136.43%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%106.48%
Revenue 1Y (TTM)26.18%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%16.23%
3.2 Future
BANI is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -36.08% yearly.
Based on estimates for the next years, BANI will show a small growth in Revenue. The Revenue will grow by 6.90% on average per year.
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3Y-36.08%
EPS Next 5YN/A
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BANI is valuated correctly with a Price/Earnings ratio of 15.24.
Compared to the rest of the industry, the Price/Earnings ratio of BANI indicates a somewhat cheap valuation: BANI is cheaper than 68.57% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 27.13. BANI is valued slightly cheaper when compared to this.
A Price/Forward Earnings ratio of 5.23 indicates a rather cheap valuation of BANI.
Based on the Price/Forward Earnings ratio, BANI is valued cheaper than 94.29% of the companies in the same industry.
BANI is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.76, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.24 | ||
| Fwd PE | 5.23 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BANI is valued a bit cheaper than 68.57% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 18.12 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A cheap valuation may be justified as BANI's earnings are expected to decrease with -36.08% in the coming years.
PEG (NY)0.76
PEG (5Y)N/A
EPS Next 2Y-45.23%
EPS Next 3Y-36.08%
5. Dividend
5.1 Amount
No dividends for BANI!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
EBR:BANI (9/1/2025, 7:00:00 PM)
3.2
+0.06 (+1.91%)
Chartmill FA Rating
GICS SectorReal Estate
GICS IndustryGroupEquity Real Estate Investment Trusts (REITs)
GICS IndustryReal Estate Management & Development
Earnings (Last)
Earnings (Next)
Inst Owners62.77%
Inst Owner ChangeN/A
Ins Owners4.51%
Ins Owner ChangeN/A
Market Cap36.35M
Analysts85.71
Price Target4.59 (43.44%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 15.24 | ||
| Fwd PE | 5.23 | ||
| P/S | 4.98 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.53 | ||
| P/tB | 0.53 | ||
| EV/EBITDA | 18.12 |
EPS(TTM)0.21
EY6.56%
EPS(NY)0.61
Fwd EY19.12%
FCF(TTM)-0.64
FCFYN/A
OCF(TTM)-0.64
OCFYN/A
SpS0.64
BVpS6
TBVpS5.99
PEG (NY)0.76
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.37% | ||
| ROE | 3.43% | ||
| ROCE | 3.38% | ||
| ROIC | 1.93% | ||
| ROICexc | 1.98% | ||
| ROICexgc | 1.98% | ||
| OM | 54.68% | ||
| PM (TTM) | 32.01% | ||
| GM | 91.17% | ||
| FCFM | N/A |
ROA(3y)-0.21%
ROA(5y)2.18%
ROE(3y)-0.58%
ROE(5y)6.13%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3Y-54.53%
ROICexcg growth 5YN/A
ROICexc growth 3Y-54.51%
ROICexc growth 5YN/A
OM growth 3Y28.63%
OM growth 5YN/A
PM growth 3Y1.28%
PM growth 5YN/A
GM growth 3Y64.22%
GM growth 5Y4.22%
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.2 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 18.46 | ||
| Cap/Depr | 5.54% | ||
| Cap/Sales | 0.34% | ||
| Interest Coverage | 1 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.06 | ||
| Quick Ratio | 0.18 | ||
| Altman-Z | 0.67 |
F-Score5
WACC5.04%
ROIC/WACC0.38
Cap/Depr(3y)6.31%
Cap/Depr(5y)11.58%
Cap/Sales(3y)0.5%
Cap/Sales(5y)0.49%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)136.43%
EPS 3Y-54.6%
EPS 5YN/A
EPS Q2Q%106.48%
EPS Next Y20%
EPS Next 2Y-45.23%
EPS Next 3Y-36.08%
EPS Next 5YN/A
Revenue 1Y (TTM)26.18%
Revenue growth 3Y-55.19%
Revenue growth 5Y11.39%
Sales Q2Q%16.23%
Revenue Next Year188.07%
Revenue Next 2Y41.22%
Revenue Next 3Y6.9%
Revenue Next 5YN/A
EBIT growth 1Y247.36%
EBIT growth 3Y-42.36%
EBIT growth 5YN/A
EBIT Next Year50.98%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-508.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-526.63%
OCF growth 3YN/A
OCF growth 5YN/A