AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - BIT:AZM - IT0003261697 - Common Stock
31.33 EUR
+0.55 (+1.79%)
AZM gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 110 industry peers in the Capital Markets industry. AZM has an excellent profitability rating, but there are some minor concerns on its financial health. AZM is valued correctly, but it does not seem to be growing. Finally AZM also has an excellent dividend rating. These ratings could make AZM a good candidate for dividend investing.
1. Profitability
1.1 Basic Checks
AZM had positive earnings in the past year.
In the past year AZM has reported a negative cash flow from operations.
Each year in the past 5 years AZM has been profitable.
The reported operating cash flow has been mixed in the past 5 years: AZM reported negative operating cash flow in multiple years.
1.2 Ratios
AZM's Return On Assets of 7.25% is amongst the best of the industry. AZM outperforms 83.64% of its industry peers.
The Return On Equity of AZM (40.51%) is better than 95.45% of its industry peers.
AZM has a better Return On Invested Capital (7.47%) than 80.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROIC | 7.47% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AZM has a better Profit Margin (35.07%) than 79.09% of its industry peers.
In the last couple of years the Profit Margin of AZM has grown nicely.
AZM has a Operating Margin of 47.83%. This is amongst the best in the industry. AZM outperforms 86.36% of its industry peers.
In the last couple of years the Operating Margin of AZM has grown nicely.
The Gross Margin of AZM (71.83%) is better than 77.27% of its industry peers.
In the last couple of years the Gross Margin of AZM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
There is no outstanding debt for AZM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
AZM has an Altman-Z score of 1.15. This is a bad value and indicates that AZM is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.15, AZM perfoms like the industry average, outperforming 59.09% of the companies in the same industry.
AZM has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of AZM (0.04) is better than 87.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.15 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AZM has a Current Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.89, AZM belongs to the top of the industry, outperforming 88.18% of the companies in the same industry.
A Quick Ratio of 2.89 indicates that AZM has no problem at all paying its short term obligations.
AZM's Quick ratio of 2.89 is amongst the best of the industry. AZM outperforms 88.18% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 |
3. Growth
3.1 Past
The earnings per share for AZM have decreased by -7.17% in the last year.
Measured over the past years, AZM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.13% on average per year.
The Revenue has decreased by -1.16% in the past year.
The Revenue has been growing slightly by 5.22% on average over the past years.
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
3.2 Future
The Earnings Per Share is expected to decrease by -6.33% on average over the next years.
Based on estimates for the next years, AZM will show a small growth in Revenue. The Revenue will grow by 0.65% on average per year.
EPS Next Y3.08%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
EPS Next 5Y-6.33%
Revenue Next Year-12.96%
Revenue Next 2Y-3.42%
Revenue Next 3Y-0.23%
Revenue Next 5Y0.65%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.60, which indicates a rather cheap valuation of AZM.
Based on the Price/Earnings ratio, AZM is valued cheaply inside the industry as 90.91% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.32. AZM is valued rather cheaply when compared to this.
AZM is valuated reasonably with a Price/Forward Earnings ratio of 10.35.
87.27% of the companies in the same industry are more expensive than AZM, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.89, AZM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.6 | ||
| Fwd PE | 10.35 |
4.2 Price Multiples
92.73% of the companies in the same industry are more expensive than AZM, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.01 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of AZM may justify a higher PE ratio.
A cheap valuation may be justified as AZM's earnings are expected to decrease with -6.66% in the coming years.
PEG (NY)2.47
PEG (5Y)0.83
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.64%, AZM is a good candidate for dividend investing.
AZM's Dividend Yield is rather good when compared to the industry average which is at 6.16. AZM pays more dividend than 87.27% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.42, AZM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.64% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AZM pays out 48.52% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.52%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
BIT:AZM (9/26/2025, 7:00:00 PM)
31.33
+0.55 (+1.79%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners24.27%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.49B
Analysts75
Price Target30.91 (-1.34%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.64% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP48.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0.41%
PT rev (3m)8.31%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)56.18%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)-9.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.6 | ||
| Fwd PE | 10.35 | ||
| P/S | 2.17 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.51 | ||
| P/tB | 4.07 | ||
| EV/EBITDA | 4.01 |
EPS(TTM)4.12
EY13.15%
EPS(NY)3.03
Fwd EY9.66%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)-1.85
OCFYN/A
SpS14.41
BVpS12.47
TBVpS7.7
PEG (NY)2.47
PEG (5Y)0.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROCE | 10.16% | ||
| ROIC | 7.47% | ||
| ROICexc | 7.79% | ||
| ROICexgc | 8.41% | ||
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 133.46% | ||
| Cap/Sales | 1.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 | ||
| Altman-Z | 1.15 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
EPS Next Y3.08%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
EPS Next 5Y-6.33%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
Revenue Next Year-12.96%
Revenue Next 2Y-3.42%
Revenue Next 3Y-0.23%
Revenue Next 5Y0.65%
EBIT growth 1Y5.76%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.44%
EBIT Next 3Y0.42%
EBIT Next 5YN/A
FCF growth 1Y-198.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-173.28%
OCF growth 3YN/A
OCF growth 5YN/A