AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - BIT:AZM - IT0003261697 - Common Stock
33.73 EUR
+1.14 (+3.5%)
Taking everything into account, AZM scores 5 out of 10 in our fundamental rating. AZM was compared to 115 industry peers in the Capital Markets industry. AZM scores excellent on profitability, but there are some minor concerns on its financial health. AZM has a valuation in line with the averages, but it does not seem to be growing. Finally AZM also has an excellent dividend rating. With these ratings, AZM could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
In the past year AZM was profitable.
In the past year AZM has reported a negative cash flow from operations.
In the past 5 years AZM has always been profitable.
The reported operating cash flow has been mixed in the past 5 years: AZM reported negative operating cash flow in multiple years.
1.2 Ratios
AZM's Return On Assets of 7.29% is amongst the best of the industry. AZM outperforms 82.61% of its industry peers.
AZM has a better Return On Equity (39.51%) than 94.78% of its industry peers.
With a decent Return On Invested Capital value of 7.29%, AZM is doing good in the industry, outperforming 74.78% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.29% | ||
| ROE | 39.51% | ||
| ROIC | 7.29% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AZM has a Profit Margin of 36.34%. This is amongst the best in the industry. AZM outperforms 80.87% of its industry peers.
In the last couple of years the Profit Margin of AZM has grown nicely.
With an excellent Operating Margin value of 49.15%, AZM belongs to the best of the industry, outperforming 85.22% of the companies in the same industry.
AZM's Operating Margin has improved in the last couple of years.
AZM has a better Gross Margin (71.74%) than 73.91% of its industry peers.
In the last couple of years the Gross Margin of AZM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.15% | ||
| PM (TTM) | 36.34% | ||
| GM | 71.74% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
AZM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
Based on the Altman-Z score of 1.15, we must say that AZM is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.15, AZM is in line with its industry, outperforming 53.91% of the companies in the same industry.
AZM has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
AZM's Debt to Equity ratio of 0.03 is amongst the best of the industry. AZM outperforms 86.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.15 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 8.00 indicates that AZM has no problem at all paying its short term obligations.
With an excellent Current ratio value of 8.00, AZM belongs to the best of the industry, outperforming 94.78% of the companies in the same industry.
AZM has a Quick Ratio of 8.00. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
AZM has a Quick ratio of 8.00. This is amongst the best in the industry. AZM outperforms 94.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8 | ||
| Quick Ratio | 8 |
3. Growth
3.1 Past
The earnings per share for AZM have decreased by -3.43% in the last year.
AZM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.13% yearly.
AZM shows a decrease in Revenue. In the last year, the revenue decreased by -1.96%.
Measured over the past years, AZM shows a small growth in Revenue. The Revenue has been growing by 5.22% on average per year.
EPS 1Y (TTM)-3.43%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%23.98%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
3.2 Future
Based on estimates for the next years, AZM will show a decrease in Earnings Per Share. The EPS will decrease by -4.11% on average per year.
AZM is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.24% yearly.
EPS Next Y-22.97%
EPS Next 2Y-11.62%
EPS Next 3Y-4.89%
EPS Next 5Y-4.11%
Revenue Next Year-6.45%
Revenue Next 2Y1.16%
Revenue Next 3Y2.67%
Revenue Next 5Y2.24%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.19, the valuation of AZM can be described as reasonable.
89.57% of the companies in the same industry are more expensive than AZM, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.89. AZM is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 10.49 indicates a reasonable valuation of AZM.
Compared to the rest of the industry, the Price/Forward Earnings ratio of AZM indicates a rather cheap valuation: AZM is cheaper than 86.09% of the companies listed in the same industry.
AZM is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.19 | ||
| Fwd PE | 10.49 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AZM is valued cheaply inside the industry as 91.30% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.23 |
4.3 Compensation for Growth
AZM has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as AZM's earnings are expected to decrease with -4.89% in the coming years.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y-11.62%
EPS Next 3Y-4.89%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.37%, AZM is a good candidate for dividend investing.
AZM's Dividend Yield is rather good when compared to the industry average which is at 5.85. AZM pays more dividend than 81.74% of the companies in the same industry.
AZM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.42.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.37% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AZM pays out 46.50% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP46.5%
EPS Next 2Y-11.62%
EPS Next 3Y-4.89%
BIT:AZM (11/14/2025, 7:00:00 PM)
33.73
+1.14 (+3.5%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners24.27%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.83B
Revenue(TTM)2.08B
Net Income(TTM)755.10M
Analysts75
Price Target33.86 (0.39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.37% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP46.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)6.2%
PT rev (3m)10.02%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-25.51%
EPS NY rev (3m)16.7%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.96%
Revenue NY rev (3m)13.67%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.19 | ||
| Fwd PE | 10.49 | ||
| P/S | 2.33 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.53 | ||
| P/tB | 3.94 | ||
| EV/EBITDA | 4.23 |
EPS(TTM)4.12
EY12.21%
EPS(NY)3.22
Fwd EY9.54%
FCF(TTM)-1.31
FCFYN/A
OCF(TTM)-1.06
OCFYN/A
SpS14.5
BVpS13.34
TBVpS8.56
PEG (NY)N/A
PEG (5Y)0.9
Graham Number35.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.29% | ||
| ROE | 39.51% | ||
| ROCE | 9.92% | ||
| ROIC | 7.29% | ||
| ROICexc | 7.63% | ||
| ROICexgc | 8.57% | ||
| OM | 49.15% | ||
| PM (TTM) | 36.34% | ||
| GM | 71.74% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 146.34% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8 | ||
| Quick Ratio | 8 | ||
| Altman-Z | 1.15 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.43%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%23.98%
EPS Next Y-22.97%
EPS Next 2Y-11.62%
EPS Next 3Y-4.89%
EPS Next 5Y-4.11%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
Revenue Next Year-6.45%
Revenue Next 2Y1.16%
Revenue Next 3Y2.67%
Revenue Next 5Y2.24%
EBIT growth 1Y9.4%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.07%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-156.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-139.52%
OCF growth 3YN/A
OCF growth 5YN/A
AZIMUT HOLDING SPA / AZM.MI FAQ
Can you provide the ChartMill fundamental rating for AZIMUT HOLDING SPA?
ChartMill assigns a fundamental rating of 5 / 10 to AZM.MI.
Can you provide the valuation status for AZIMUT HOLDING SPA?
ChartMill assigns a valuation rating of 6 / 10 to AZIMUT HOLDING SPA (AZM.MI). This can be considered as Fairly Valued.
How profitable is AZIMUT HOLDING SPA (AZM.MI) stock?
AZIMUT HOLDING SPA (AZM.MI) has a profitability rating of 7 / 10.
What is the valuation of AZIMUT HOLDING SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AZIMUT HOLDING SPA (AZM.MI) is 8.19 and the Price/Book (PB) ratio is 2.53.
Is the dividend of AZIMUT HOLDING SPA sustainable?
The dividend rating of AZIMUT HOLDING SPA (AZM.MI) is 7 / 10 and the dividend payout ratio is 46.5%.