AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - BIT:AZM - IT0003261697 - Common Stock
32.12 EUR
-0.15 (-0.46%)
Taking everything into account, AZM scores 5 out of 10 in our fundamental rating. AZM was compared to 113 industry peers in the Capital Markets industry. While AZM belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. AZM has a valuation in line with the averages, but it does not seem to be growing. AZM also has an excellent dividend rating. With these ratings, AZM could be worth investigating further for dividend investing!.
1. Profitability
1.1 Basic Checks
AZM had positive earnings in the past year.
AZM had a negative operating cash flow in the past year.
Each year in the past 5 years AZM has been profitable.
In multiple years AZM reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of AZM (7.25%) is better than 85.84% of its industry peers.
AZM's Return On Equity of 40.51% is amongst the best of the industry. AZM outperforms 95.58% of its industry peers.
The Return On Invested Capital of AZM (7.47%) is better than 76.99% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROIC | 7.47% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With an excellent Profit Margin value of 35.07%, AZM belongs to the best of the industry, outperforming 81.42% of the companies in the same industry.
In the last couple of years the Profit Margin of AZM has grown nicely.
Looking at the Operating Margin, with a value of 47.83%, AZM belongs to the top of the industry, outperforming 85.84% of the companies in the same industry.
AZM's Operating Margin has improved in the last couple of years.
AZM's Gross Margin of 71.83% is fine compared to the rest of the industry. AZM outperforms 75.22% of its industry peers.
AZM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
There is no outstanding debt for AZM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
AZM has an Altman-Z score of 1.16. This is a bad value and indicates that AZM is not financially healthy and even has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.16, AZM is in line with its industry, outperforming 56.64% of the companies in the same industry.
A Debt/Equity ratio of 0.04 indicates that AZM is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.04, AZM belongs to the best of the industry, outperforming 84.07% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.16 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.89 indicates that AZM has no problem at all paying its short term obligations.
AZM's Current ratio of 2.89 is amongst the best of the industry. AZM outperforms 88.50% of its industry peers.
AZM has a Quick Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
With an excellent Quick ratio value of 2.89, AZM belongs to the best of the industry, outperforming 89.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 |
3. Growth
3.1 Past
The earnings per share for AZM have decreased by -7.17% in the last year.
Measured over the past years, AZM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.13% on average per year.
The Revenue has decreased by -1.16% in the past year.
Measured over the past years, AZM shows a small growth in Revenue. The Revenue has been growing by 5.22% on average per year.
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
3.2 Future
Based on estimates for the next years, AZM will show a decrease in Earnings Per Share. The EPS will decrease by -6.43% on average per year.
Based on estimates for the next years, AZM will show a small growth in Revenue. The Revenue will grow by 0.54% on average per year.
EPS Next Y3.41%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
EPS Next 5Y-6.43%
Revenue Next Year-7.34%
Revenue Next 2Y0.21%
Revenue Next 3Y2.56%
Revenue Next 5Y0.54%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.80 indicates a rather cheap valuation of AZM.
92.04% of the companies in the same industry are more expensive than AZM, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.57, AZM is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 10.40, the valuation of AZM can be described as reasonable.
Based on the Price/Forward Earnings ratio, AZM is valued cheaper than 86.73% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.09, AZM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.8 | ||
| Fwd PE | 10.4 |
4.2 Price Multiples
92.92% of the companies in the same industry are more expensive than AZM, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.22 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AZM does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of AZM may justify a higher PE ratio.
A cheap valuation may be justified as AZM's earnings are expected to decrease with -6.08% in the coming years.
PEG (NY)2.29
PEG (5Y)0.85
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
5. Dividend
5.1 Amount
AZM has a Yearly Dividend Yield of 5.36%, which is a nice return.
AZM's Dividend Yield is rather good when compared to the industry average which is at 5.63. AZM pays more dividend than 84.07% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.32, AZM pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.36% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
48.52% of the earnings are spent on dividend by AZM. This is a bit on the high side, but may be sustainable.
DP48.52%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
BIT:AZM (10/22/2025, 7:00:00 PM)
32.12
-0.15 (-0.46%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners24.27%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.60B
Revenue(TTM)2.06B
Net Income(TTM)723.75M
Analysts75
Price Target31.89 (-0.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.36% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP48.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.18%
PT rev (3m)7.43%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.31%
EPS NY rev (3m)56.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.46%
Revenue NY rev (3m)-3.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.8 | ||
| Fwd PE | 10.4 | ||
| P/S | 2.23 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.58 | ||
| P/tB | 4.17 | ||
| EV/EBITDA | 4.22 |
EPS(TTM)4.12
EY12.83%
EPS(NY)3.09
Fwd EY9.62%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)-1.85
OCFYN/A
SpS14.41
BVpS12.47
TBVpS7.7
PEG (NY)2.29
PEG (5Y)0.85
Graham Number34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROCE | 10.16% | ||
| ROIC | 7.47% | ||
| ROICexc | 7.79% | ||
| ROICexgc | 8.41% | ||
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 133.46% | ||
| Cap/Sales | 1.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 | ||
| Altman-Z | 1.16 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
EPS Next Y3.41%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
EPS Next 5Y-6.43%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
Revenue Next Year-7.34%
Revenue Next 2Y0.21%
Revenue Next 3Y2.56%
Revenue Next 5Y0.54%
EBIT growth 1Y5.76%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.07%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-198.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-173.28%
OCF growth 3YN/A
OCF growth 5YN/A