AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
BIT:AZM - IT0003261697 - Common Stock
29.84 EUR
-0.2 (-0.67%)
We assign a fundamental rating of 5 out of 10 to AZM. AZM was compared to 112 industry peers in the Capital Markets industry. AZM has an excellent profitability rating, but there are some minor concerns on its financial health. AZM has a valuation in line with the averages, but it does not seem to be growing. Finally AZM also has an excellent dividend rating. These ratings would make AZM suitable for dividend investing!
1. Profitability
1.1 Basic Checks
AZM had positive earnings in the past year.
In the past year AZM has reported a negative cash flow from operations.
AZM had positive earnings in each of the past 5 years.
In multiple years AZM reported negative operating cash flow during the last 5 years.
1.2 Ratios
AZM has a better Return On Assets (7.25%) than 84.82% of its industry peers.
AZM has a better Return On Equity (40.51%) than 97.32% of its industry peers.
The Return On Invested Capital of AZM (7.47%) is better than 81.25% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROIC | 7.47% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AZM has a better Profit Margin (35.07%) than 79.46% of its industry peers.
In the last couple of years the Profit Margin of AZM has grown nicely.
AZM has a Operating Margin of 47.83%. This is amongst the best in the industry. AZM outperforms 85.71% of its industry peers.
AZM's Operating Margin has improved in the last couple of years.
AZM has a better Gross Margin (71.83%) than 74.11% of its industry peers.
In the last couple of years the Gross Margin of AZM has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
There is no outstanding debt for AZM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
AZM has an Altman-Z score of 1.14. This is a bad value and indicates that AZM is not financially healthy and even has some risk of bankruptcy.
AZM has a Altman-Z score of 1.14. This is comparable to the rest of the industry: AZM outperforms 58.04% of its industry peers.
AZM has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of AZM (0.04) is better than 83.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.14 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AZM has a Current Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
AZM has a better Current ratio (2.89) than 87.50% of its industry peers.
A Quick Ratio of 2.89 indicates that AZM has no problem at all paying its short term obligations.
AZM has a Quick ratio of 2.89. This is amongst the best in the industry. AZM outperforms 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 |
3. Growth
3.1 Past
AZM shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.17%.
Measured over the past years, AZM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.13% on average per year.
Looking at the last year, AZM shows a decrease in Revenue. The Revenue has decreased by -1.16% in the last year.
Measured over the past years, AZM shows a small growth in Revenue. The Revenue has been growing by 5.22% on average per year.
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
3.2 Future
AZM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.33% yearly.
Based on estimates for the next years, AZM will show a small growth in Revenue. The Revenue will grow by 0.65% on average per year.
EPS Next Y3.08%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
EPS Next 5Y-6.33%
Revenue Next Year-12.96%
Revenue Next 2Y-3.42%
Revenue Next 3Y-0.23%
Revenue Next 5Y0.65%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 7.24, the valuation of AZM can be described as very cheap.
Based on the Price/Earnings ratio, AZM is valued cheaply inside the industry as 91.96% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of AZM to the average of the S&P500 Index (27.06), we can say AZM is valued rather cheaply.
The Price/Forward Earnings ratio is 9.86, which indicates a very decent valuation of AZM.
AZM's Price/Forward Earnings ratio is rather cheap when compared to the industry. AZM is cheaper than 89.29% of the companies in the same industry.
AZM's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.69.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 9.86 |
4.2 Price Multiples
91.96% of the companies in the same industry are more expensive than AZM, based on the Enterprise Value to EBITDA ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 3.88 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AZM does not grow enough to justify the current Price/Earnings ratio.
AZM has a very decent profitability rating, which may justify a higher PE ratio.
A cheap valuation may be justified as AZM's earnings are expected to decrease with -6.66% in the coming years.
PEG (NY)2.35
PEG (5Y)0.79
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
5. Dividend
5.1 Amount
AZM has a Yearly Dividend Yield of 5.83%, which is a nice return.
AZM's Dividend Yield is rather good when compared to the industry average which is at 6.00. AZM pays more dividend than 86.61% of the companies in the same industry.
AZM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.83% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
48.52% of the earnings are spent on dividend by AZM. This is a bit on the high side, but may be sustainable.
DP48.52%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
BIT:AZM (9/5/2025, 7:00:00 PM)
29.84
-0.2 (-0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners22.02%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.27B
Analysts75
Price Target30.91 (3.59%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.83% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP48.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.12%
PT rev (3m)9.73%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)56.18%
EPS NY rev (3m)56.18%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)5.75%
Revenue NY rev (3m)-9.55%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.24 | ||
| Fwd PE | 9.86 | ||
| P/S | 2.07 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.39 | ||
| P/tB | 3.88 | ||
| EV/EBITDA | 3.88 |
EPS(TTM)4.12
EY13.81%
EPS(NY)3.03
Fwd EY10.15%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)-1.85
OCFYN/A
SpS14.41
BVpS12.47
TBVpS7.7
PEG (NY)2.35
PEG (5Y)0.79
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROCE | 10.16% | ||
| ROIC | 7.47% | ||
| ROICexc | 7.79% | ||
| ROICexgc | 8.41% | ||
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 133.46% | ||
| Cap/Sales | 1.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 | ||
| Altman-Z | 1.14 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
EPS Next Y3.08%
EPS Next 2Y-14.26%
EPS Next 3Y-6.66%
EPS Next 5Y-6.33%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
Revenue Next Year-12.96%
Revenue Next 2Y-3.42%
Revenue Next 3Y-0.23%
Revenue Next 5Y0.65%
EBIT growth 1Y5.76%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.44%
EBIT Next 3Y0.42%
EBIT Next 5YN/A
FCF growth 1Y-198.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-173.28%
OCF growth 3YN/A
OCF growth 5YN/A