AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis

BIT:AZM • IT0003261697

34.4 EUR
-0.17 (-0.49%)
Last: Feb 13, 2026, 07:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership
Fundamental Rating

5

Taking everything into account, AZM scores 5 out of 10 in our fundamental rating. AZM was compared to 117 industry peers in the Capital Markets industry. While AZM belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. AZM has a valuation in line with the averages, but on the other hand it scores bad on growth.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

  • In the past year AZM was profitable.
  • In the past year AZM has reported a negative cash flow from operations.
  • AZM had positive earnings in each of the past 5 years.
  • In multiple years AZM reported negative operating cash flow during the last 5 years.
AZM.MI Yearly Net Income VS EBIT VS OCF VS FCFAZM.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M

1.2 Ratios

  • The Return On Assets of AZM (7.29%) is better than 84.62% of its industry peers.
  • The Return On Equity of AZM (39.51%) is better than 94.87% of its industry peers.
  • With a decent Return On Invested Capital value of 7.29%, AZM is doing good in the industry, outperforming 75.21% of the companies in the same industry.
Industry RankSector Rank
ROA 7.29%
ROE 39.51%
ROIC 7.29%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
AZM.MI Yearly ROA, ROE, ROICAZM.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40 50

1.3 Margins

  • The Profit Margin of AZM (36.34%) is better than 79.49% of its industry peers.
  • In the last couple of years the Profit Margin of AZM has grown nicely.
  • With an excellent Operating Margin value of 49.15%, AZM belongs to the best of the industry, outperforming 84.62% of the companies in the same industry.
  • AZM's Operating Margin has improved in the last couple of years.
  • AZM has a better Gross Margin (71.74%) than 75.21% of its industry peers.
  • In the last couple of years the Gross Margin of AZM has remained more or less at the same level.
Industry RankSector Rank
OM 49.15%
PM (TTM) 36.34%
GM 71.74%
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
AZM.MI Yearly Profit, Operating, Gross MarginsAZM.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • AZM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
AZM.MI Yearly Shares OutstandingAZM.MI Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 50M 100M
AZM.MI Yearly Total Debt VS Total AssetsAZM.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2B 4B 6B 8B

2.2 Solvency

  • AZM has an Altman-Z score of 1.16. This is a bad value and indicates that AZM is not financially healthy and even has some risk of bankruptcy.
  • AZM has a Altman-Z score of 1.16. This is in the better half of the industry: AZM outperforms 60.68% of its industry peers.
  • AZM has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
  • AZM has a Debt to Equity ratio of 0.03. This is amongst the best in the industry. AZM outperforms 88.03% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Altman-Z 1.16
ROIC/WACCN/A
WACCN/A
AZM.MI Yearly LT Debt VS Equity VS FCFAZM.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B

2.3 Liquidity

  • AZM has a Current Ratio of 8.00. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
  • The Current ratio of AZM (8.00) is better than 96.58% of its industry peers.
  • A Quick Ratio of 8.00 indicates that AZM has no problem at all paying its short term obligations.
  • AZM's Quick ratio of 8.00 is amongst the best of the industry. AZM outperforms 96.58% of its industry peers.
Industry RankSector Rank
Current Ratio 8
Quick Ratio 8
AZM.MI Yearly Current Assets VS Current LiabilitesAZM.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 200M 400M 600M 800M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. Growth

3.1 Past

  • The earnings per share for AZM have decreased by -3.43% in the last year.
  • Measured over the past years, AZM shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.45% on average per year.
  • AZM shows a decrease in Revenue. In the last year, the revenue decreased by -1.96%.
  • The Revenue has been growing slightly by 5.22% on average over the past years.
EPS 1Y (TTM)-3.43%
EPS 3Y-1.49%
EPS 5Y9.45%
EPS Q2Q%23.98%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%

3.2 Future

  • AZM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -2.36% yearly.
  • Based on estimates for the next years, AZM will show a small growth in Revenue. The Revenue will grow by 2.30% on average per year.
EPS Next Y-17.21%
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
EPS Next 5Y-2.36%
Revenue Next Year-4.94%
Revenue Next 2Y1.36%
Revenue Next 3Y3%
Revenue Next 5Y2.3%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
AZM.MI Yearly Revenue VS EstimatesAZM.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 500M 1B 1.5B
AZM.MI Yearly EPS VS EstimatesAZM.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1 2 3 4 5

More info and screens

Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 8.35, the valuation of AZM can be described as very reasonable.
  • 89.74% of the companies in the same industry are more expensive than AZM, based on the Price/Earnings ratio.
  • When comparing the Price/Earnings ratio of AZM to the average of the S&P500 Index (27.97), we can say AZM is valued rather cheaply.
  • A Price/Forward Earnings ratio of 6.14 indicates a rather cheap valuation of AZM.
  • Based on the Price/Forward Earnings ratio, AZM is valued cheaper than 100.00% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of AZM to the average of the S&P500 Index (27.96), we can say AZM is valued rather cheaply.
Industry RankSector Rank
PE 8.35
Fwd PE 6.14
AZM.MI Price Earnings VS Forward Price EarningsAZM.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • AZM's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. AZM is cheaper than 92.31% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 4.35
AZM.MI Per share dataAZM.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10

4.3 Compensation for Growth

  • The decent profitability rating of AZM may justify a higher PE ratio.
  • A cheap valuation may be justified as AZM's earnings are expected to decrease with -2.17% in the coming years.
PEG (NY)N/A
PEG (5Y)0.88
EPS Next 2Y16.62%
EPS Next 3Y-2.17%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • AZM has a Yearly Dividend Yield of 5.06%, which is a nice return.
  • Compared to an average industry Dividend Yield of 3.08, AZM pays a better dividend. On top of this AZM pays more dividend than 82.91% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.84, AZM pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.06%

5.2 History

Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

  • 46.50% of the earnings are spent on dividend by AZM. This is a bit on the high side, but may be sustainable.
DP46.5%
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
AZM.MI Yearly Income VS Free CF VS DividendAZM.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200M -200M 400M 600M 800M
AZM.MI Dividend Payout.AZM.MI Dividend Payout, showing the Payout Ratio.AZM.MI Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

AZIMUT HOLDING SPA

BIT:AZM (2/13/2026, 7:00:00 PM)

34.4

-0.17 (-0.49%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)03-05
Inst Owners31.92%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.93B
Revenue(TTM)2.08B
Net Income(TTM)755.10M
Analysts71.67
Price Target36.9 (7.27%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 5.06%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP46.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.58%
PT rev (3m)8.96%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.3%
EPS NY rev (3m)7.48%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.61%
Valuation
Industry RankSector Rank
PE 8.35
Fwd PE 6.14
P/S 2.37
P/FCF N/A
P/OCF N/A
P/B 2.58
P/tB 4.02
EV/EBITDA 4.35
EPS(TTM)4.12
EY11.98%
EPS(NY)5.6
Fwd EY16.28%
FCF(TTM)-1.31
FCFYN/A
OCF(TTM)-1.06
OCFYN/A
SpS14.5
BVpS13.34
TBVpS8.56
PEG (NY)N/A
PEG (5Y)0.88
Graham Number35.17
Profitability
Industry RankSector Rank
ROA 7.29%
ROE 39.51%
ROCE 9.92%
ROIC 7.29%
ROICexc 7.63%
ROICexgc 8.57%
OM 49.15%
PM (TTM) 36.34%
GM 71.74%
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score5
Asset Turnover0.2
Health
Industry RankSector Rank
Debt/Equity 0.03
Debt/FCF N/A
Debt/EBITDA 0.06
Cap/Depr 146.34%
Cap/Sales 1.74%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 8
Quick Ratio 8
Altman-Z 1.16
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.43%
EPS 3Y-1.49%
EPS 5Y9.45%
EPS Q2Q%23.98%
EPS Next Y-17.21%
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
EPS Next 5Y-2.36%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
Revenue Next Year-4.94%
Revenue Next 2Y1.36%
Revenue Next 3Y3%
Revenue Next 5Y2.3%
EBIT growth 1Y9.4%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-0.29%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-156.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-139.52%
OCF growth 3YN/A
OCF growth 5YN/A

AZIMUT HOLDING SPA / AZM.MI FAQ

Can you provide the ChartMill fundamental rating for AZIMUT HOLDING SPA?

ChartMill assigns a fundamental rating of 5 / 10 to AZM.MI.


What is the valuation status of AZIMUT HOLDING SPA (AZM.MI) stock?

ChartMill assigns a valuation rating of 6 / 10 to AZIMUT HOLDING SPA (AZM.MI). This can be considered as Fairly Valued.


What is the profitability of AZM stock?

AZIMUT HOLDING SPA (AZM.MI) has a profitability rating of 7 / 10.


What is the financial health of AZIMUT HOLDING SPA (AZM.MI) stock?

The financial health rating of AZIMUT HOLDING SPA (AZM.MI) is 5 / 10.


Can you provide the expected EPS growth for AZM stock?

The Earnings per Share (EPS) of AZIMUT HOLDING SPA (AZM.MI) is expected to decline by -17.21% in the next year.