AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
BIT:AZM • IT0003261697
35 EUR
+0.16 (+0.46%)
Last: Feb 17, 2026, 05:35 PM
We assign a fundamental rating of 5 out of 10 to AZM. AZM was compared to 120 industry peers in the Capital Markets industry. AZM has an excellent profitability rating, but there are some minor concerns on its financial health. AZM is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year AZM was profitable.
- AZM had a negative operating cash flow in the past year.
- AZM had positive earnings in each of the past 5 years.
- In multiple years AZM reported negative operating cash flow during the last 5 years.
1.2 Ratios
- AZM has a Return On Assets of 7.29%. This is amongst the best in the industry. AZM outperforms 81.67% of its industry peers.
- AZM's Return On Equity of 39.51% is amongst the best of the industry. AZM outperforms 95.00% of its industry peers.
- The Return On Invested Capital of AZM (7.29%) is better than 75.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.29% | ||
| ROE | 39.51% | ||
| ROIC | 7.29% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a decent Profit Margin value of 36.34%, AZM is doing good in the industry, outperforming 79.17% of the companies in the same industry.
- AZM's Profit Margin has improved in the last couple of years.
- The Operating Margin of AZM (49.15%) is better than 85.00% of its industry peers.
- In the last couple of years the Operating Margin of AZM has grown nicely.
- With a decent Gross Margin value of 71.74%, AZM is doing good in the industry, outperforming 75.00% of the companies in the same industry.
- AZM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 49.15% | ||
| PM (TTM) | 36.34% | ||
| GM | 71.74% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
- There is no outstanding debt for AZM. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- AZM has an Altman-Z score of 1.17. This is a bad value and indicates that AZM is not financially healthy and even has some risk of bankruptcy.
- With a decent Altman-Z score value of 1.17, AZM is doing good in the industry, outperforming 60.83% of the companies in the same industry.
- AZM has a Debt/Equity ratio of 0.03. This is a healthy value indicating a solid balance between debt and equity.
- Looking at the Debt to Equity ratio, with a value of 0.03, AZM belongs to the top of the industry, outperforming 88.33% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AZM has a Current Ratio of 8.00. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
- With an excellent Current ratio value of 8.00, AZM belongs to the best of the industry, outperforming 96.67% of the companies in the same industry.
- A Quick Ratio of 8.00 indicates that AZM has no problem at all paying its short term obligations.
- AZM has a better Quick ratio (8.00) than 96.67% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 8 | ||
| Quick Ratio | 8 |
3. Growth
3.1 Past
- The earnings per share for AZM have decreased by -3.43% in the last year.
- AZM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.45% yearly.
- The Revenue has decreased by -1.96% in the past year.
- The Revenue has been growing slightly by 5.22% on average over the past years.
EPS 1Y (TTM)-3.43%
EPS 3Y-1.49%
EPS 5Y9.45%
EPS Q2Q%23.98%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
3.2 Future
- The Earnings Per Share is expected to grow by 1.18% on average over the next years.
- The Revenue is expected to grow by 2.30% on average over the next years.
EPS Next Y-17.21%
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
EPS Next 5Y1.18%
Revenue Next Year-4.94%
Revenue Next 2Y1.36%
Revenue Next 3Y3%
Revenue Next 5Y2.3%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 8.50 indicates a reasonable valuation of AZM.
- Based on the Price/Earnings ratio, AZM is valued cheaper than 90.83% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.19, AZM is valued rather cheaply.
- Based on the Price/Forward Earnings ratio of 6.25, the valuation of AZM can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of AZM indicates a rather cheap valuation: AZM is cheaper than 100.00% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of AZM to the average of the S&P500 Index (28.06), we can say AZM is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.5 | ||
| Fwd PE | 6.25 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, AZM is valued cheaply inside the industry as 92.50% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.39 |
4.3 Compensation for Growth
- AZM has a very decent profitability rating, which may justify a higher PE ratio.
- A cheap valuation may be justified as AZM's earnings are expected to decrease with -2.17% in the coming years.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 5.06%, AZM is a good candidate for dividend investing.
- AZM's Dividend Yield is rather good when compared to the industry average which is at 3.15. AZM pays more dividend than 83.33% of the companies in the same industry.
- AZM's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.06% |
5.2 History
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- 46.50% of the earnings are spent on dividend by AZM. This is a bit on the high side, but may be sustainable.
DP46.5%
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
BIT:AZM (2/17/2026, 5:35:30 PM)
35
+0.16 (+0.46%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06 2025-11-06
Earnings (Next)03-05 2026-03-05/amc
Inst Owners31.92%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.01B
Revenue(TTM)2.08B
Net Income(TTM)755.10M
Analysts71.67
Price Target36.9 (5.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.06% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP46.5%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.58%
PT rev (3m)8.96%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.3%
EPS NY rev (3m)7.48%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.61%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.5 | ||
| Fwd PE | 6.25 | ||
| P/S | 2.41 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.62 | ||
| P/tB | 4.09 | ||
| EV/EBITDA | 4.39 |
EPS(TTM)4.12
EY11.77%
EPS(NY)5.6
Fwd EY16%
FCF(TTM)-1.31
FCFYN/A
OCF(TTM)-1.06
OCFYN/A
SpS14.5
BVpS13.34
TBVpS8.56
PEG (NY)N/A
PEG (5Y)0.9
Graham Number35.17
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.29% | ||
| ROE | 39.51% | ||
| ROCE | 9.92% | ||
| ROIC | 7.29% | ||
| ROICexc | 7.63% | ||
| ROICexgc | 8.57% | ||
| OM | 49.15% | ||
| PM (TTM) | 36.34% | ||
| GM | 71.74% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score5
Asset Turnover0.2
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.03 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 146.34% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 8 | ||
| Quick Ratio | 8 | ||
| Altman-Z | 1.17 |
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-3.43%
EPS 3Y-1.49%
EPS 5Y9.45%
EPS Q2Q%23.98%
EPS Next Y-17.21%
EPS Next 2Y16.62%
EPS Next 3Y-2.17%
EPS Next 5Y1.18%
Revenue 1Y (TTM)-1.96%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%9.23%
Revenue Next Year-4.94%
Revenue Next 2Y1.36%
Revenue Next 3Y3%
Revenue Next 5Y2.3%
EBIT growth 1Y9.4%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-0.29%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-156.26%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-139.52%
OCF growth 3YN/A
OCF growth 5YN/A
AZIMUT HOLDING SPA / AZM.MI FAQ
Can you provide the ChartMill fundamental rating for AZIMUT HOLDING SPA?
ChartMill assigns a fundamental rating of 5 / 10 to AZM.MI.
What is the valuation status of AZIMUT HOLDING SPA (AZM.MI) stock?
ChartMill assigns a valuation rating of 6 / 10 to AZIMUT HOLDING SPA (AZM.MI). This can be considered as Fairly Valued.
What is the profitability of AZM stock?
AZIMUT HOLDING SPA (AZM.MI) has a profitability rating of 7 / 10.
What is the financial health of AZIMUT HOLDING SPA (AZM.MI) stock?
The financial health rating of AZIMUT HOLDING SPA (AZM.MI) is 5 / 10.
Can you provide the expected EPS growth for AZM stock?
The Earnings per Share (EPS) of AZIMUT HOLDING SPA (AZM.MI) is expected to decline by -17.21% in the next year.