AZIMUT HOLDING SPA (AZM.MI) Stock Fundamental Analysis
Europe - BIT:AZM - IT0003261697 - Common Stock
32.7 EUR
+0.31 (+0.96%)
Overall AZM gets a fundamental rating of 5 out of 10. We evaluated AZM against 113 industry peers in the Capital Markets industry. AZM scores excellent on profitability, but there are some minor concerns on its financial health. AZM is valued correctly, but it does not seem to be growing. Finally AZM also has an excellent dividend rating. These ratings would make AZM suitable for dividend investing!
1. Profitability
1.1 Basic Checks
In the past year AZM was profitable.
In the past year AZM has reported a negative cash flow from operations.
In the past 5 years AZM has always been profitable.
In multiple years AZM reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.25%, AZM belongs to the top of the industry, outperforming 85.09% of the companies in the same industry.
The Return On Equity of AZM (40.51%) is better than 93.86% of its industry peers.
AZM has a Return On Invested Capital of 7.47%. This is in the better half of the industry: AZM outperforms 76.32% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROIC | 7.47% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
AZM has a better Profit Margin (35.07%) than 79.82% of its industry peers.
In the last couple of years the Profit Margin of AZM has grown nicely.
AZM has a better Operating Margin (47.83%) than 85.09% of its industry peers.
AZM's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 71.83%, AZM is in the better half of the industry, outperforming 75.44% of the companies in the same industry.
AZM's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% |
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
2. Health
2.1 Basic Checks
AZM has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
2.2 Solvency
Based on the Altman-Z score of 1.17, we must say that AZM is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.17, AZM is in line with its industry, outperforming 56.14% of the companies in the same industry.
AZM has a Debt/Equity ratio of 0.04. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.04, AZM belongs to the best of the industry, outperforming 84.21% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.17 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AZM has a Current Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
Looking at the Current ratio, with a value of 2.89, AZM belongs to the top of the industry, outperforming 88.60% of the companies in the same industry.
AZM has a Quick Ratio of 2.89. This indicates that AZM is financially healthy and has no problem in meeting its short term obligations.
AZM has a Quick ratio of 2.89. This is amongst the best in the industry. AZM outperforms 89.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 |
3. Growth
3.1 Past
AZM shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.17%.
AZM shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.13% yearly.
The Revenue has decreased by -1.16% in the past year.
The Revenue has been growing slightly by 5.22% on average over the past years.
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
3.2 Future
AZM is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.43% yearly.
Based on estimates for the next years, AZM will show a small growth in Revenue. The Revenue will grow by 0.54% on average per year.
EPS Next Y3.41%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
EPS Next 5Y-6.43%
Revenue Next Year-7.34%
Revenue Next 2Y0.21%
Revenue Next 3Y2.56%
Revenue Next 5Y0.54%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.94, which indicates a rather cheap valuation of AZM.
Based on the Price/Earnings ratio, AZM is valued cheaper than 92.11% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.89. AZM is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 10.58, which indicates a very decent valuation of AZM.
Based on the Price/Forward Earnings ratio, AZM is valued cheaply inside the industry as 85.09% of the companies are valued more expensively.
AZM is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.99, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.94 | ||
| Fwd PE | 10.58 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AZM indicates a rather cheap valuation: AZM is cheaper than 92.11% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 4.28 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
The decent profitability rating of AZM may justify a higher PE ratio.
A cheap valuation may be justified as AZM's earnings are expected to decrease with -6.08% in the coming years.
PEG (NY)2.33
PEG (5Y)0.87
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
5. Dividend
5.1 Amount
AZM has a Yearly Dividend Yield of 5.40%, which is a nice return.
Compared to an average industry Dividend Yield of 5.70, AZM pays a better dividend. On top of this AZM pays more dividend than 85.09% of the companies listed in the same industry.
AZM's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
5.2 History
The dividend of AZM has a limited annual growth rate of 0.23%.
Dividend Growth(5Y)0.23%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
AZM pays out 48.52% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP48.52%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
BIT:AZM (10/24/2025, 7:00:00 PM)
32.7
+0.31 (+0.96%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners24.27%
Inst Owner ChangeN/A
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap4.68B
Revenue(TTM)2.06B
Net Income(TTM)723.75M
Analysts75
Price Target31.89 (-2.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.4% |
Yearly Dividend1.73
Dividend Growth(5Y)0.23%
DP48.52%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)3.18%
PT rev (3m)7.43%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)56.67%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.46%
Revenue NY rev (3m)-3.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.94 | ||
| Fwd PE | 10.58 | ||
| P/S | 2.27 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 2.62 | ||
| P/tB | 4.25 | ||
| EV/EBITDA | 4.28 |
EPS(TTM)4.12
EY12.6%
EPS(NY)3.09
Fwd EY9.45%
FCF(TTM)-2.11
FCFYN/A
OCF(TTM)-1.85
OCFYN/A
SpS14.41
BVpS12.47
TBVpS7.7
PEG (NY)2.33
PEG (5Y)0.87
Graham Number34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.25% | ||
| ROE | 40.51% | ||
| ROCE | 10.16% | ||
| ROIC | 7.47% | ||
| ROICexc | 7.79% | ||
| ROICexgc | 8.41% | ||
| OM | 47.83% | ||
| PM (TTM) | 35.07% | ||
| GM | 71.83% | ||
| FCFM | N/A |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.44%
OM growth 5Y1.85%
PM growth 3Y0.71%
PM growth 5Y3.84%
GM growth 3Y-0.13%
GM growth 5Y0.79%
F-Score3
Asset Turnover0.21
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.04 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 0.06 | ||
| Cap/Depr | 133.46% | ||
| Cap/Sales | 1.8% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.89 | ||
| Quick Ratio | 2.89 | ||
| Altman-Z | 1.17 |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)138.48%
Cap/Depr(5y)137.24%
Cap/Sales(3y)3.72%
Cap/Sales(5y)3.58%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.17%
EPS 3Y-1.96%
EPS 5Y9.13%
EPS Q2Q%-26.84%
EPS Next Y3.41%
EPS Next 2Y-13.38%
EPS Next 3Y-6.08%
EPS Next 5Y-6.43%
Revenue 1Y (TTM)-1.16%
Revenue growth 3Y-2.33%
Revenue growth 5Y5.22%
Sales Q2Q%96.34%
Revenue Next Year-7.34%
Revenue Next 2Y0.21%
Revenue Next 3Y2.56%
Revenue Next 5Y0.54%
EBIT growth 1Y5.76%
EBIT growth 3Y-2.76%
EBIT growth 5Y7.16%
EBIT Next Year-9.07%
EBIT Next 3Y-1.07%
EBIT Next 5YN/A
FCF growth 1Y-198.06%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-173.28%
OCF growth 3YN/A
OCF growth 5YN/A
AZIMUT HOLDING SPA / AZM.MI FAQ
Can you provide the ChartMill fundamental rating for AZIMUT HOLDING SPA?
ChartMill assigns a fundamental rating of 5 / 10 to AZM.MI.
Can you provide the valuation status for AZIMUT HOLDING SPA?
ChartMill assigns a valuation rating of 6 / 10 to AZIMUT HOLDING SPA (AZM.MI). This can be considered as Fairly Valued.
How profitable is AZIMUT HOLDING SPA (AZM.MI) stock?
AZIMUT HOLDING SPA (AZM.MI) has a profitability rating of 7 / 10.
What is the valuation of AZIMUT HOLDING SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AZIMUT HOLDING SPA (AZM.MI) is 7.94 and the Price/Book (PB) ratio is 2.62.
Is the dividend of AZIMUT HOLDING SPA sustainable?
The dividend rating of AZIMUT HOLDING SPA (AZM.MI) is 7 / 10 and the dividend payout ratio is 48.52%.