AUBURN NATL BANCORPORATION (AUBN) Stock Fundamental Analysis

NASDAQ:AUBN • US0504731078

25 USD

0 (0%)

Last: Feb 11, 2026, 08:07 PM

Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News

Fundamental Rating

Taking everything into account, AUBN scores 3 out of 10 in our fundamental rating. AUBN was compared to 381 industry peers in the Banks industry. AUBN scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. AUBN is valued expensive and it does not seem to be growing. AUBN also has an excellent dividend rating.

Quickly go to:

1. Profitability 2. Health 3. Growth 4. Valuation 5. Dividend

1. Profitability

1.1 Basic Checks

AUBN had positive earnings in the past year.
AUBN had a positive operating cash flow in the past year.
In the past 5 years AUBN has always been profitable.
AUBN had a positive operating cash flow in 4 of the past 5 years.

1.2 Ratios

AUBN has a worse Return On Assets (0.71%) than 65.35% of its industry peers.
The Return On Equity of AUBN (7.98%) is comparable to the rest of the industry.

		Industry Rank	Sector Rank
ROA	0.71%
ROE	7.98%
ROIC	N/A

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

AUBN has a Profit Margin (22.25%) which is in line with its industry peers.
In the last couple of years the Profit Margin of AUBN has declined.
AUBN does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	22.25%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-10.37%

PM growth 5Y-2.47%

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA ROE ROIC Operating and Profit Margin Show most profitable peers

2. Health

2.1 Basic Checks

AUBN does not have a ROIC to compare to the WACC, probably because it is not profitable.
There is no outstanding debt for AUBN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.

2.2 Solvency

AUBN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0
Altman-Z	N/A

ROIC/WACCN/A

WACC18.63%

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

More info and screens

WACC Debt/Equity How to determine the health of a company Altman-Z score Show peers with great health

3. Growth

3.1 Past

AUBN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.89%, which is quite good.
AUBN shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -0.14% yearly.
Looking at the last year, AUBN shows a small growth in Revenue. The Revenue has grown by 7.17% in the last year.
Measured over the past years, AUBN shows a small growth in Revenue. The Revenue has been growing by 1.99% on average per year.

EPS 1Y (TTM)12.89%

EPS 3Y-11.06%

EPS 5Y-0.14%

EPS Q2Q%5.82%

Revenue 1Y (TTM)7.17%

Revenue growth 3Y-0.89%

Revenue growth 5Y1.99%

Sales Q2Q%8.36%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.

More info and screens

Find the best growth stocks Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings ratio is 12.02, which indicates a correct valuation of AUBN.
Based on the Price/Earnings ratio, AUBN is valued a bit cheaper than 60.10% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.97, AUBN is valued rather cheaply.

		Industry Rank	Sector Rank
PE	12.02
Fwd PE	N/A

4.2 Price Multiples

82.15% of the companies in the same industry are more expensive than AUBN, based on the Price/Free Cash Flow ratio.

		Industry Rank	Sector Rank
P/FCF	8.2
EV/EBITDA	N/A

4.3 Compensation for Growth

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Price/Earnings Price/FCF FCF per share EV/EBITDA PEG RATIO Show best valued peers

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.39%, AUBN is a good candidate for dividend investing.
AUBN's Dividend Yield is rather good when compared to the industry average which is at 2.53. AUBN pays more dividend than 90.03% of the companies in the same industry.
AUBN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.79.

		Industry Rank	Sector Rank
Dividend Yield	4.39%

5.2 History

The dividend of AUBN has a limited annual growth rate of 1.67%.
AUBN has paid a dividend for at least 10 years, which is a reliable track record.
AUBN has not decreased their dividend for at least 10 years, which is a reliable track record.

Dividend Growth(5Y)1.67%

Div Incr Years0

Div Non Decr Years29

5.3 Sustainability

AUBN pays out 52.76% of its income as dividend. This is a bit on the high side, but may be sustainable.
The Dividend Rate of AUBN has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.

DP52.76%

EPS Next 2YN/A

EPS Next 3YN/A

More info and screens

Find the best dividend stocks Show peers with best dividend

AUBURN NATL BANCORPORATION

NASDAQ:AUBN (2/11/2026, 8:07:11 PM)

0 (0%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)02-02 2026-02-02

Earnings (Next)04-20 2026-04-20

Inst Owners12.48%

Inst Owner Change0.71%

Ins Owners11.62%

Ins Owner Change0.1%

Market Cap87.25M

Revenue(TTM)32.79M

Net Income(TTM)7.15M

Analysts0

Price TargetN/A

Short Float %0.15%

Short Ratio1.58

Dividend

		Industry Rank	Sector Rank
Dividend Yield	4.39%

Yearly Dividend1.08

Dividend Growth(5Y)1.67%

DP52.76%

Div Incr Years0

Div Non Decr Years29

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)N/A

PT rev (3m)N/A

EPS NQ rev (1m)N/A

EPS NQ rev (3m)N/A

EPS NY rev (1m)N/A

EPS NY rev (3m)N/A

Revenue NQ rev (1m)N/A

Revenue NQ rev (3m)N/A

Revenue NY rev (1m)N/A

Revenue NY rev (3m)N/A

Valuation

		Industry Rank	Sector Rank
PE	12.02
Fwd PE	N/A
P/S	2.71
P/FCF	8.2
P/OCF	7.49
P/B	0.97
P/tB	0.98
EV/EBITDA	N/A

EPS(TTM)2.08

EY8.32%

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)3.05

FCFY12.2%

OCF(TTM)3.34

OCFY13.35%

SpS9.21

BVpS25.68

TBVpS25.45

PEG (NY)N/A

PEG (5Y)N/A

Graham Number34.67

Profitability

		Industry Rank	Sector Rank
ROA	0.71%
ROE	7.98%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	22.25%
GM	N/A
FCFM	33.12%

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-10.37%

PM growth 5Y-2.47%

GM growth 3YN/A

GM growth 5YN/A

F-Score8

Asset Turnover0.03

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	0
Debt/EBITDA	N/A
Cap/Depr	47.88%
Cap/Sales	3.12%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	148.87%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score8

WACC18.63%

ROIC/WACCN/A

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)12.89%

EPS 3Y-11.06%

EPS 5Y-0.14%

EPS Q2Q%5.82%

EPS Next YN/A

EPS Next 2YN/A

EPS Next 3YN/A

EPS Next 5YN/A

Revenue 1Y (TTM)7.17%

Revenue growth 3Y-0.89%

Revenue growth 5Y1.99%

Sales Q2Q%8.36%

Revenue Next YearN/A

Revenue Next 2YN/A

Revenue Next 3YN/A

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y51.11%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y26.31%

OCF growth 3YN/A

OCF growth 5YN/A

AUBURN NATL BANCORPORATION / AUBN FAQ

What is the fundamental rating for AUBN stock?

ChartMill assigns a fundamental rating of 3 / 10 to AUBN.

What is the valuation status of AUBURN NATL BANCORPORATION (AUBN) stock?

ChartMill assigns a valuation rating of 3 / 10 to AUBURN NATL BANCORPORATION (AUBN). This can be considered as Overvalued.

What is the profitability of AUBN stock?

AUBURN NATL BANCORPORATION (AUBN) has a profitability rating of 2 / 10.

Can you provide the PE and PB ratios for AUBN stock?

The Price/Earnings (PE) ratio for AUBURN NATL BANCORPORATION (AUBN) is 12.02 and the Price/Book (PB) ratio is 0.97.

Can you provide the dividend sustainability for AUBN stock?

The dividend rating of AUBURN NATL BANCORPORATION (AUBN) is 8 / 10 and the dividend payout ratio is 52.76%.