AUBAY (AUB.PA) Stock Fundamental Analysis
EPA:AUB - FR0000063737 - Common Stock
43.05 EUR
0 (0%)
AUB gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 73 industry peers in the IT Services industry. AUB gets an excellent profitability rating and is at the same time showing great financial health properties. AUB has a decent growth rate and is not valued too expensively. These ratings could make AUB a good candidate for quality investing.
1. Profitability
1.1 Basic Checks
AUB had positive earnings in the past year.
In the past year AUB had a positive cash flow from operations.
In the past 5 years AUB has always been profitable.
In the past 5 years AUB always reported a positive cash flow from operatings.
1.2 Ratios
AUB's Return On Assets of 8.00% is amongst the best of the industry. AUB outperforms 86.30% of its industry peers.
With a decent Return On Equity value of 13.85%, AUB is doing good in the industry, outperforming 60.27% of the companies in the same industry.
With an excellent Return On Invested Capital value of 12.68%, AUB belongs to the best of the industry, outperforming 82.19% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for AUB is in line with the industry average of 11.37%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 13.85% | ||
| ROIC | 12.68% |
ROA(3y)7.76%
ROA(5y)7.68%
ROE(3y)13.61%
ROE(5y)13.74%
ROIC(3y)13.28%
ROIC(5y)13.68%
1.3 Margins
Looking at the Profit Margin, with a value of 6.97%, AUB is in the better half of the industry, outperforming 78.08% of the companies in the same industry.
In the last couple of years the Profit Margin of AUB has grown nicely.
AUB's Operating Margin of 8.99% is fine compared to the rest of the industry. AUB outperforms 72.60% of its industry peers.
AUB's Operating Margin has declined in the last couple of years.
AUB's Gross Margin of 75.20% is fine compared to the rest of the industry. AUB outperforms 67.12% of its industry peers.
In the last couple of years the Gross Margin of AUB has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 8.99% | ||
| PM (TTM) | 6.97% | ||
| GM | 75.2% |
OM growth 3Y-4.42%
OM growth 5Y-1.9%
PM growth 3Y-1.6%
PM growth 5Y1.96%
GM growth 3Y-1.59%
GM growth 5Y-1.64%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so AUB is still creating some value.
The number of shares outstanding for AUB has been reduced compared to 1 year ago.
Compared to 5 years ago, AUB has less shares outstanding
The debt/assets ratio for AUB has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.60 indicates that AUB is not in any danger for bankruptcy at the moment.
The Altman-Z score of AUB (3.60) is better than 76.71% of its industry peers.
The Debt to FCF ratio of AUB is 0.40, which is an excellent value as it means it would take AUB, only 0.40 years of fcf income to pay off all of its debts.
AUB's Debt to FCF ratio of 0.40 is amongst the best of the industry. AUB outperforms 97.26% of its industry peers.
AUB has a Debt/Equity ratio of 0.06. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.06, AUB belongs to the top of the industry, outperforming 93.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.4 | ||
| Altman-Z | 3.6 |
ROIC/WACC1.65
WACC7.7%
2.3 Liquidity
AUB has a Current Ratio of 1.74. This is a normal value and indicates that AUB is financially healthy and should not expect problems in meeting its short term obligations.
AUB's Current ratio of 1.74 is amongst the best of the industry. AUB outperforms 84.93% of its industry peers.
A Quick Ratio of 1.73 indicates that AUB should not have too much problems paying its short term obligations.
Looking at the Quick ratio, with a value of 1.73, AUB belongs to the top of the industry, outperforming 87.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.74 | ||
| Quick Ratio | 1.73 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 15.09% over the past year.
AUB shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 8.02% yearly.
AUB shows a small growth in Revenue. In the last year, the Revenue has grown by 1.16%.
Measured over the past years, AUB shows a small growth in Revenue. The Revenue has been growing by 5.28% on average per year.
EPS 1Y (TTM)15.09%
EPS 3Y4.15%
EPS 5Y8.02%
EPS Q2Q%27.75%
Revenue 1Y (TTM)1.16%
Revenue growth 3Y4.71%
Revenue growth 5Y5.28%
Sales Q2Q%3.35%
3.2 Future
The Earnings Per Share is expected to grow by 6.59% on average over the next years.
AUB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.86% yearly.
EPS Next Y-1.32%
EPS Next 2Y6.26%
EPS Next 3Y7.74%
EPS Next 5Y6.59%
Revenue Next Year10.42%
Revenue Next 2Y11.24%
Revenue Next 3Y8.84%
Revenue Next 5Y7.86%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 14.69, the valuation of AUB can be described as correct.
Based on the Price/Earnings ratio, AUB is valued a bit cheaper than 71.23% of the companies in the same industry.
AUB is valuated rather cheaply when we compare the Price/Earnings ratio to 27.03, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 14.87, which indicates a correct valuation of AUB.
Based on the Price/Forward Earnings ratio, AUB is valued a bit cheaper than the industry average as 63.01% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.63, AUB is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.69 | ||
| Fwd PE | 14.87 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of AUB is on the same level as its industry peers.
AUB's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. AUB is cheaper than 65.75% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.4 | ||
| EV/EBITDA | 8.19 |
4.3 Compensation for Growth
AUB has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.83
EPS Next 2Y6.26%
EPS Next 3Y7.74%
5. Dividend
5.1 Amount
AUB has a Yearly Dividend Yield of 2.81%.
AUB's Dividend Yield is a higher than the industry average which is at 7.19.
Compared to an average S&P500 Dividend Yield of 2.32, AUB pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.81% |
5.2 History
On average, the dividend of AUB grows each year by 12.85%, which is quite nice.
Dividend Growth(5Y)12.85%
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
AUB pays out 41.40% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of AUB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP41.4%
EPS Next 2Y6.26%
EPS Next 3Y7.74%
EPA:AUB (9/4/2025, 7:00:00 PM)
43.05
0 (0%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)
Earnings (Next)
Inst Owners23.57%
Inst Owner ChangeN/A
Ins Owners2.61%
Ins Owner ChangeN/A
Market Cap552.33M
Analysts82.86
Price Target59.84 (39%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.81% |
Yearly Dividend1.21
Dividend Growth(5Y)12.85%
DP41.4%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)2.33%
PT rev (3m)10%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)-5.08%
EPS NY rev (3m)-5.08%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)9.51%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 14.69 | ||
| Fwd PE | 14.87 | ||
| P/S | 1.02 | ||
| P/FCF | 10.4 | ||
| P/OCF | 10.04 | ||
| P/B | 2.03 | ||
| P/tB | 3.97 | ||
| EV/EBITDA | 8.19 |
EPS(TTM)2.93
EY6.81%
EPS(NY)2.9
Fwd EY6.73%
FCF(TTM)4.14
FCFY9.62%
OCF(TTM)4.29
OCFY9.96%
SpS42.11
BVpS21.19
TBVpS10.84
PEG (NY)N/A
PEG (5Y)1.83
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 8% | ||
| ROE | 13.85% | ||
| ROCE | 16.45% | ||
| ROIC | 12.68% | ||
| ROICexc | 20.6% | ||
| ROICexgc | 76.4% | ||
| OM | 8.99% | ||
| PM (TTM) | 6.97% | ||
| GM | 75.2% | ||
| FCFM | 9.83% |
ROA(3y)7.76%
ROA(5y)7.68%
ROE(3y)13.61%
ROE(5y)13.74%
ROIC(3y)13.28%
ROIC(5y)13.68%
ROICexc(3y)20.27%
ROICexc(5y)20.08%
ROICexgc(3y)71.1%
ROICexgc(5y)76.61%
ROCE(3y)17.22%
ROCE(5y)17.74%
ROICexcg growth 3Y-8.05%
ROICexcg growth 5Y6.82%
ROICexc growth 3Y-2.09%
ROICexc growth 5Y4.23%
OM growth 3Y-4.42%
OM growth 5Y-1.9%
PM growth 3Y-1.6%
PM growth 5Y1.96%
GM growth 3Y-1.59%
GM growth 5Y-1.64%
F-Score7
Asset Turnover1.15
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.06 | ||
| Debt/FCF | 0.4 | ||
| Debt/EBITDA | 0.27 | ||
| Cap/Depr | 24.94% | ||
| Cap/Sales | 0.35% | ||
| Interest Coverage | 55.43 | ||
| Cash Conversion | 98.05% | ||
| Profit Quality | 141.11% | ||
| Current Ratio | 1.74 | ||
| Quick Ratio | 1.73 | ||
| Altman-Z | 3.6 |
F-Score7
WACC7.7%
ROIC/WACC1.65
Cap/Depr(3y)25.31%
Cap/Depr(5y)20.88%
Cap/Sales(3y)0.38%
Cap/Sales(5y)0.32%
Profit Quality(3y)116.11%
Profit Quality(5y)131.08%
High Growth Momentum
Growth
EPS 1Y (TTM)15.09%
EPS 3Y4.15%
EPS 5Y8.02%
EPS Q2Q%27.75%
EPS Next Y-1.32%
EPS Next 2Y6.26%
EPS Next 3Y7.74%
EPS Next 5Y6.59%
Revenue 1Y (TTM)1.16%
Revenue growth 3Y4.71%
Revenue growth 5Y5.28%
Sales Q2Q%3.35%
Revenue Next Year10.42%
Revenue Next 2Y11.24%
Revenue Next 3Y8.84%
Revenue Next 5Y7.86%
EBIT growth 1Y5.43%
EBIT growth 3Y0.08%
EBIT growth 5Y3.28%
EBIT Next Year21.18%
EBIT Next 3Y12.02%
EBIT Next 5YN/A
FCF growth 1Y33.81%
FCF growth 3Y5.86%
FCF growth 5Y10.04%
OCF growth 1Y32.51%
OCF growth 3Y6.28%
OCF growth 5Y9.55%