Logo image of AUB.PA

AUBAY (AUB.PA) Stock Fundamental Analysis

EPA:AUB - Euronext Paris - Matif - FR0000063737 - Common Stock - Currency: EUR

50.6  +0.5 (+1%)

Fundamental Rating

6

Overall AUB gets a fundamental rating of 6 out of 10. We evaluated AUB against 77 industry peers in the IT Services industry. AUB scores excellent points on both the profitability and health parts. This is a solid base for a good stock. AUB has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

7

1. Profitability

1.1 Basic Checks

AUB had positive earnings in the past year.
In the past year AUB had a positive cash flow from operations.
AUB had positive earnings in each of the past 5 years.
In the past 5 years AUB always reported a positive cash flow from operatings.
AUB.PA Yearly Net Income VS EBIT VS OCF VS FCFAUB.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M

1.2 Ratios

With an excellent Return On Assets value of 8.00%, AUB belongs to the best of the industry, outperforming 88.31% of the companies in the same industry.
The Return On Equity of AUB (13.85%) is comparable to the rest of the industry.
Looking at the Return On Invested Capital, with a value of 12.68%, AUB belongs to the top of the industry, outperforming 84.42% of the companies in the same industry.
AUB had an Average Return On Invested Capital over the past 3 years of 13.28%. This is above the industry average of 11.17%.
Industry RankSector Rank
ROA 8%
ROE 13.85%
ROIC 12.68%
ROA(3y)7.76%
ROA(5y)7.68%
ROE(3y)13.61%
ROE(5y)13.74%
ROIC(3y)13.28%
ROIC(5y)13.68%
AUB.PA Yearly ROA, ROE, ROICAUB.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

AUB has a better Profit Margin (6.97%) than 80.52% of its industry peers.
In the last couple of years the Profit Margin of AUB has grown nicely.
AUB has a Operating Margin of 8.99%. This is in the better half of the industry: AUB outperforms 72.73% of its industry peers.
AUB's Operating Margin has declined in the last couple of years.
AUB's Gross Margin of 75.20% is fine compared to the rest of the industry. AUB outperforms 68.83% of its industry peers.
In the last couple of years the Gross Margin of AUB has declined.
Industry RankSector Rank
OM 8.99%
PM (TTM) 6.97%
GM 75.2%
OM growth 3Y-4.42%
OM growth 5Y-1.9%
PM growth 3Y-1.6%
PM growth 5Y1.96%
GM growth 3Y-1.59%
GM growth 5Y-1.64%
AUB.PA Yearly Profit, Operating, Gross MarginsAUB.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 20 40 60 80

9

2. Health

2.1 Basic Checks

With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), AUB is creating some value.
The number of shares outstanding for AUB has been reduced compared to 1 year ago.
AUB has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, AUB has an improved debt to assets ratio.
AUB.PA Yearly Shares OutstandingAUB.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M 10M
AUB.PA Yearly Total Debt VS Total AssetsAUB.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

An Altman-Z score of 3.88 indicates that AUB is not in any danger for bankruptcy at the moment.
AUB has a Altman-Z score of 3.88. This is amongst the best in the industry. AUB outperforms 85.71% of its industry peers.
AUB has a debt to FCF ratio of 0.40. This is a very positive value and a sign of high solvency as it would only need 0.40 years to pay back of all of its debts.
AUB has a Debt to FCF ratio of 0.40. This is amongst the best in the industry. AUB outperforms 96.10% of its industry peers.
A Debt/Equity ratio of 0.06 indicates that AUB is not too dependend on debt financing.
The Debt to Equity ratio of AUB (0.06) is better than 92.21% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF 0.4
Altman-Z 3.88
ROIC/WACC1.63
WACC7.78%
AUB.PA Yearly LT Debt VS Equity VS FCFAUB.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M

2.3 Liquidity

AUB has a Current Ratio of 1.74. This is a normal value and indicates that AUB is financially healthy and should not expect problems in meeting its short term obligations.
AUB has a better Current ratio (1.74) than 84.42% of its industry peers.
A Quick Ratio of 1.73 indicates that AUB should not have too much problems paying its short term obligations.
With an excellent Quick ratio value of 1.73, AUB belongs to the best of the industry, outperforming 87.01% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.74
Quick Ratio 1.73
AUB.PA Yearly Current Assets VS Current LiabilitesAUB.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

4

3. Growth

3.1 Past

AUB shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 15.09%, which is quite good.
Measured over the past years, AUB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.02% on average per year.
Looking at the last year, AUB shows a small growth in Revenue. The Revenue has grown by 1.16% in the last year.
AUB shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.28% yearly.
EPS 1Y (TTM)15.09%
EPS 3Y4.15%
EPS 5Y8.02%
EPS Q2Q%27.75%
Revenue 1Y (TTM)1.16%
Revenue growth 3Y4.71%
Revenue growth 5Y5.28%
Sales Q2Q%3.35%

3.2 Future

Based on estimates for the next years, AUB will show a small growth in Earnings Per Share. The EPS will grow by 5.77% on average per year.
Based on estimates for the next years, AUB will show a small growth in Revenue. The Revenue will grow by 2.92% on average per year.
EPS Next Y3.96%
EPS Next 2Y5.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.84%
Revenue Next 2Y1.95%
Revenue Next 3Y2.92%
Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
AUB.PA Yearly Revenue VS EstimatesAUB.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M 500M
AUB.PA Yearly EPS VS EstimatesAUB.PA Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

4

4. Valuation

4.1 Price/Earnings Ratio

AUB is valuated rather expensively with a Price/Earnings ratio of 17.27.
66.23% of the companies in the same industry are more expensive than AUB, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 26.31, AUB is valued a bit cheaper.
The Price/Forward Earnings ratio is 16.59, which indicates a correct valuation of AUB.
Based on the Price/Forward Earnings ratio, AUB is valued a bit cheaper than the industry average as 62.34% of the companies are valued more expensively.
AUB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 22.06.
Industry RankSector Rank
PE 17.27
Fwd PE 16.59
AUB.PA Price Earnings VS Forward Price EarningsAUB.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

AUB's Enterprise Value to EBITDA ratio is in line with the industry average.
61.04% of the companies in the same industry are more expensive than AUB, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 12.18
EV/EBITDA 9.88
AUB.PA Per share dataAUB.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30 40

4.3 Compensation for Growth

The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates AUB does not grow enough to justify the current Price/Earnings ratio.
The decent profitability rating of AUB may justify a higher PE ratio.
PEG (NY)4.36
PEG (5Y)2.15
EPS Next 2Y5.77%
EPS Next 3YN/A

4

5. Dividend

5.1 Amount

AUB has a Yearly Dividend Yield of 2.56%. Purely for dividend investing, there may be better candidates out there.
AUB's Dividend Yield is a higher than the industry average which is at 6.55.
AUB's Dividend Yield is comparable with the S&P500 average which is at 2.38.
Industry RankSector Rank
Dividend Yield 2.56%

5.2 History

On average, the dividend of AUB grows each year by 12.85%, which is quite nice.
Dividend Growth(5Y)12.85%
Div Incr Years0
Div Non Decr Years1
AUB.PA Yearly Dividends per shareAUB.PA Yearly Dividends per shareYearly Dividends per share 2018 2019 2020 2021 2022 2023 2024 2025 0.2 0.4 0.6 0.8 1

5.3 Sustainability

AUB pays out 41.40% of its income as dividend. This is a bit on the high side, but may be sustainable.
AUB's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP41.4%
EPS Next 2Y5.77%
EPS Next 3YN/A
AUB.PA Yearly Income VS Free CF VS DividendAUB.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
AUB.PA Dividend Payout.AUB.PA Dividend Payout, showing the Payout Ratio.AUB.PA Dividend Payout.PayoutRetained Earnings

AUBAY

EPA:AUB (6/5/2025, 7:00:00 PM)

50.6

+0.5 (+1%)

Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustryIT Services
Earnings (Last)04-23 2025-04-23
Earnings (Next)07-23 2025-07-23
Inst Owners23.62%
Inst Owner ChangeN/A
Ins Owners2.04%
Ins Owner ChangeN/A
Market Cap647.17M
Analysts82.86
Price Target54.4 (7.51%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.56%
Yearly Dividend1.21
Dividend Growth(5Y)12.85%
DP41.4%
Div Incr Years0
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.62%
PT rev (3m)2.56%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)1.17%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)-0.35%
Revenue NY rev (3m)-0.41%
Valuation
Industry RankSector Rank
PE 17.27
Fwd PE 16.59
P/S 1.2
P/FCF 12.18
P/OCF 11.77
P/B 2.38
P/tB 4.65
EV/EBITDA 9.88
EPS(TTM)2.93
EY5.79%
EPS(NY)3.05
Fwd EY6.03%
FCF(TTM)4.15
FCFY8.21%
OCF(TTM)4.3
OCFY8.5%
SpS42.24
BVpS21.26
TBVpS10.87
PEG (NY)4.36
PEG (5Y)2.15
Profitability
Industry RankSector Rank
ROA 8%
ROE 13.85%
ROCE 16.45%
ROIC 12.68%
ROICexc 20.6%
ROICexgc 76.4%
OM 8.99%
PM (TTM) 6.97%
GM 75.2%
FCFM 9.83%
ROA(3y)7.76%
ROA(5y)7.68%
ROE(3y)13.61%
ROE(5y)13.74%
ROIC(3y)13.28%
ROIC(5y)13.68%
ROICexc(3y)20.27%
ROICexc(5y)20.08%
ROICexgc(3y)71.1%
ROICexgc(5y)76.61%
ROCE(3y)17.22%
ROCE(5y)17.74%
ROICexcg growth 3Y-8.05%
ROICexcg growth 5Y6.82%
ROICexc growth 3Y-2.09%
ROICexc growth 5Y4.23%
OM growth 3Y-4.42%
OM growth 5Y-1.9%
PM growth 3Y-1.6%
PM growth 5Y1.96%
GM growth 3Y-1.59%
GM growth 5Y-1.64%
F-Score7
Asset Turnover1.15
Health
Industry RankSector Rank
Debt/Equity 0.06
Debt/FCF 0.4
Debt/EBITDA 0.27
Cap/Depr 24.94%
Cap/Sales 0.35%
Interest Coverage 55.43
Cash Conversion 98.05%
Profit Quality 141.11%
Current Ratio 1.74
Quick Ratio 1.73
Altman-Z 3.88
F-Score7
WACC7.78%
ROIC/WACC1.63
Cap/Depr(3y)25.31%
Cap/Depr(5y)20.88%
Cap/Sales(3y)0.38%
Cap/Sales(5y)0.32%
Profit Quality(3y)116.11%
Profit Quality(5y)131.08%
High Growth Momentum
Growth
EPS 1Y (TTM)15.09%
EPS 3Y4.15%
EPS 5Y8.02%
EPS Q2Q%27.75%
EPS Next Y3.96%
EPS Next 2Y5.77%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.16%
Revenue growth 3Y4.71%
Revenue growth 5Y5.28%
Sales Q2Q%3.35%
Revenue Next Year0.84%
Revenue Next 2Y1.95%
Revenue Next 3Y2.92%
Revenue Next 5YN/A
EBIT growth 1Y5.43%
EBIT growth 3Y0.08%
EBIT growth 5Y3.28%
EBIT Next Year21.18%
EBIT Next 3Y12.02%
EBIT Next 5YN/A
FCF growth 1Y33.81%
FCF growth 3Y5.86%
FCF growth 5Y10.04%
OCF growth 1Y32.51%
OCF growth 3Y6.28%
OCF growth 5Y9.55%