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ASURE SOFTWARE INC (ASUR) Stock Fundamental Analysis

NASDAQ:ASUR - US04649U1025 - Common Stock

8.02 USD
-0.26 (-3.14%)
Last: 9/3/2025, 8:00:14 PM
8.18 USD
+0.16 (+2%)
After Hours: 9/3/2025, 8:00:14 PM
Fundamental Rating

4

Taking everything into account, ASUR scores 4 out of 10 in our fundamental rating. ASUR was compared to 83 industry peers in the Professional Services industry. Both the profitability and financial health of ASUR have multiple concerns. ASUR is not overvalued while it is showing excellent growth. This is an interesting combination.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

In the past year ASUR was profitable.
In the past year ASUR had a positive cash flow from operations.
ASUR had negative earnings in 4 of the past 5 years.
ASUR had a positive operating cash flow in 4 of the past 5 years.
ASUR Yearly Net Income VS EBIT VS OCF VS FCFASUR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M -10M 20M -20M

1.2 Ratios

The Return On Assets of ASUR (-3.09%) is worse than 68.67% of its industry peers.
ASUR has a worse Return On Equity (-8.04%) than 67.47% of its industry peers.
Industry RankSector Rank
ROA -3.09%
ROE -8.04%
ROIC N/A
ROA(3y)-2.74%
ROA(5y)-2.13%
ROE(3y)-6.92%
ROE(5y)-5.99%
ROIC(3y)N/A
ROIC(5y)N/A
ASUR Yearly ROA, ROE, ROICASUR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 -40

1.3 Margins

Looking at the Gross Margin, with a value of 68.08%, ASUR belongs to the top of the industry, outperforming 81.93% of the companies in the same industry.
ASUR's Gross Margin has improved in the last couple of years.
The Profit Margin and Operating Margin are not available for ASUR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 68.08%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y3.83%
GM growth 5Y2.99%
ASUR Yearly Profit, Operating, Gross MarginsASUR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 60

2

2. Health

2.1 Basic Checks

ASUR does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, ASUR has more shares outstanding
The number of shares outstanding for ASUR has been increased compared to 5 years ago.
The debt/assets ratio for ASUR is higher compared to a year ago.
ASUR Yearly Shares OutstandingASUR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5M 10M 15M 20M 25M
ASUR Yearly Total Debt VS Total AssetsASUR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M

2.2 Solvency

Based on the Altman-Z score of -0.13, we must say that ASUR is in the distress zone and has some risk of bankruptcy.
ASUR has a worse Altman-Z score (-0.13) than 78.31% of its industry peers.
A Debt/Equity ratio of 0.33 indicates that ASUR is not too dependend on debt financing.
ASUR has a Debt to Equity ratio (0.33) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF N/A
Altman-Z -0.13
ROIC/WACCN/A
WACC8.69%
ASUR Yearly LT Debt VS Equity VS FCFASUR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

A Current Ratio of 1.27 indicates that ASUR should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.27, ASUR is in line with its industry, outperforming 40.96% of the companies in the same industry.
A Quick Ratio of 1.27 indicates that ASUR should not have too much problems paying its short term obligations.
ASUR has a Quick ratio of 1.27. This is comparable to the rest of the industry: ASUR outperforms 40.96% of its industry peers.
Industry RankSector Rank
Current Ratio 1.27
Quick Ratio 1.27
ASUR Yearly Current Assets VS Current LiabilitesASUR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

7

3. Growth

3.1 Past

ASUR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -15.95%.
The Earnings Per Share has been growing by 14.50% on average over the past years. This is quite good.
The Revenue has grown by 8.49% in the past year. This is quite good.
ASUR shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 10.35% yearly.
EPS 1Y (TTM)-15.95%
EPS 3Y67.42%
EPS 5Y14.5%
EPS Q2Q%-20%
Revenue 1Y (TTM)8.49%
Revenue growth 3Y16.33%
Revenue growth 5Y10.35%
Sales Q2Q%7.42%

3.2 Future

Based on estimates for the next years, ASUR will show a very strong growth in Earnings Per Share. The EPS will grow by 34.34% on average per year.
The Revenue is expected to grow by 14.31% on average over the next years. This is quite good.
EPS Next Y36.42%
EPS Next 2Y32.5%
EPS Next 3Y34.34%
EPS Next 5YN/A
Revenue Next Year16.38%
Revenue Next 2Y14.69%
Revenue Next 3Y14.01%
Revenue Next 5Y14.31%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
ASUR Yearly Revenue VS EstimatesASUR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 50M 100M 150M 200M 250M
ASUR Yearly EPS VS EstimatesASUR Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.5 1

6

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 16.37, the valuation of ASUR can be described as correct.
Based on the Price/Earnings ratio, ASUR is valued a bit cheaper than the industry average as 67.47% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of ASUR to the average of the S&P500 Index (26.84), we can say ASUR is valued slightly cheaper.
Based on the Price/Forward Earnings ratio of 7.49, the valuation of ASUR can be described as very cheap.
92.77% of the companies in the same industry are more expensive than ASUR, based on the Price/Forward Earnings ratio.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.48, ASUR is valued rather cheaply.
Industry RankSector Rank
PE 16.37
Fwd PE 7.49
ASUR Price Earnings VS Forward Price EarningsASUR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ASUR is on the same level as its industry peers.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 19.84
ASUR Per share dataASUR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as ASUR's earnings are expected to grow with 34.34% in the coming years.
PEG (NY)0.45
PEG (5Y)1.13
EPS Next 2Y32.5%
EPS Next 3Y34.34%

0

5. Dividend

5.1 Amount

No dividends for ASUR!.
Industry RankSector Rank
Dividend Yield N/A

ASURE SOFTWARE INC

NASDAQ:ASUR (9/3/2025, 8:00:14 PM)

After market: 8.18 +0.16 (+2%)

8.02

-0.26 (-3.14%)

Chartmill FA Rating
GICS SectorIndustrials
GICS IndustryGroupCommercial & Professional Services
GICS IndustryProfessional Services
Earnings (Last)07-31 2025-07-31/amc
Earnings (Next)10-29 2025-10-29/amc
Inst Owners80.08%
Inst Owner Change0.84%
Ins Owners6.31%
Ins Owner Change4.25%
Market Cap219.99M
Analysts85
Price Target13.41 (67.21%)
Short Float %3.51%
Short Ratio9.25
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-40.04%
Min EPS beat(2)-44.54%
Max EPS beat(2)-35.54%
EPS beat(4)0
Avg EPS beat(4)-30.77%
Min EPS beat(4)-44.54%
Max EPS beat(4)-16.09%
EPS beat(8)3
Avg EPS beat(8)15.4%
EPS beat(12)7
Avg EPS beat(12)588.74%
EPS beat(16)11
Avg EPS beat(16)463.03%
Revenue beat(2)0
Avg Revenue beat(2)-2.46%
Min Revenue beat(2)-4.83%
Max Revenue beat(2)-0.09%
Revenue beat(4)0
Avg Revenue beat(4)-3.78%
Min Revenue beat(4)-8.18%
Max Revenue beat(4)-0.09%
Revenue beat(8)1
Avg Revenue beat(8)-1.59%
Revenue beat(12)5
Avg Revenue beat(12)3.05%
Revenue beat(16)7
Avg Revenue beat(16)2.35%
PT rev (1m)-8.68%
PT rev (3m)0.05%
EPS NQ rev (1m)-17.67%
EPS NQ rev (3m)2.35%
EPS NY rev (1m)-8.12%
EPS NY rev (3m)-10.83%
Revenue NQ rev (1m)5.33%
Revenue NQ rev (3m)8.33%
Revenue NY rev (1m)2.89%
Revenue NY rev (3m)2.89%
Valuation
Industry RankSector Rank
PE 16.37
Fwd PE 7.49
P/S 1.76
P/FCF N/A
P/OCF 13.53
P/B 1.13
P/tB 7.35
EV/EBITDA 19.84
EPS(TTM)0.49
EY6.11%
EPS(NY)1.07
Fwd EY13.35%
FCF(TTM)-0.42
FCFYN/A
OCF(TTM)0.59
OCFY7.39%
SpS4.56
BVpS7.08
TBVpS1.09
PEG (NY)0.45
PEG (5Y)1.13
Profitability
Industry RankSector Rank
ROA -3.09%
ROE -8.04%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 68.08%
FCFM N/A
ROA(3y)-2.74%
ROA(5y)-2.13%
ROE(3y)-6.92%
ROE(5y)-5.99%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y3.83%
GM growth 5Y2.99%
F-Score3
Asset Turnover0.25
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF N/A
Debt/EBITDA 5.77
Cap/Depr 116.26%
Cap/Sales 22.25%
Interest Coverage N/A
Cash Conversion 145.72%
Profit Quality N/A
Current Ratio 1.27
Quick Ratio 1.27
Altman-Z -0.13
F-Score3
WACC8.69%
ROIC/WACCN/A
Cap/Depr(3y)80.41%
Cap/Depr(5y)89.43%
Cap/Sales(3y)14.34%
Cap/Sales(5y)17.55%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-15.95%
EPS 3Y67.42%
EPS 5Y14.5%
EPS Q2Q%-20%
EPS Next Y36.42%
EPS Next 2Y32.5%
EPS Next 3Y34.34%
EPS Next 5YN/A
Revenue 1Y (TTM)8.49%
Revenue growth 3Y16.33%
Revenue growth 5Y10.35%
Sales Q2Q%7.42%
Revenue Next Year16.38%
Revenue Next 2Y14.69%
Revenue Next 3Y14.01%
Revenue Next 5Y14.31%
EBIT growth 1Y-57.29%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year454.11%
EBIT Next 3Y97.72%
EBIT Next 5Y63.88%
FCF growth 1Y-452.8%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y32.29%
OCF growth 3Y89.48%
OCF growth 5YN/A