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STE IND & FIN DE L'ARTOIS SA (ARTO.PA) Stock Fundamental Analysis

Europe - EPA:ARTO - FR0000076952 - Common Stock

9000 EUR
-300 (-3.23%)
Last: 9/26/2025, 7:00:00 PM
Fundamental Rating

4

Overall ARTO gets a fundamental rating of 4 out of 10. We evaluated ARTO against 27 industry peers in the Technology Hardware, Storage & Peripherals industry. ARTO is in great health and has no worries on liquidiy or solvency at all, but the profibility rating is only average. ARTO does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

In the past year ARTO was profitable.
In the past year ARTO has reported a negative cash flow from operations.
Each year in the past 5 years ARTO has been profitable.
Of the past 5 years ARTO 4 years had a positive operating cash flow.
ARTO.PA Yearly Net Income VS EBIT VS OCF VS FCFARTO.PA Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M 250M

1.2 Ratios

ARTO has a Return On Assets (0.83%) which is in line with its industry peers.
Looking at the Return On Equity, with a value of 0.87%, ARTO is in line with its industry, outperforming 53.57% of the companies in the same industry.
Industry RankSector Rank
ROA 0.83%
ROE 0.87%
ROIC N/A
ROA(3y)1.12%
ROA(5y)1.39%
ROE(3y)1.19%
ROE(5y)1.49%
ROIC(3y)N/A
ROIC(5y)N/A
ARTO.PA Yearly ROA, ROE, ROICARTO.PA Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

Looking at the Profit Margin, with a value of 12.65%, ARTO belongs to the top of the industry, outperforming 82.14% of the companies in the same industry.
In the last couple of years the Profit Margin of ARTO has grown nicely.
ARTO has a Gross Margin of 33.15%. This is comparable to the rest of the industry: ARTO outperforms 57.14% of its industry peers.
In the last couple of years the Gross Margin of ARTO has remained more or less at the same level.
Industry RankSector Rank
OM N/A
PM (TTM) 12.65%
GM 33.15%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.62%
PM growth 5Y9.41%
GM growth 3Y-1.75%
GM growth 5Y-1.34%
ARTO.PA Yearly Profit, Operating, Gross MarginsARTO.PA Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50 100 150

7

2. Health

2.1 Basic Checks

ARTO does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for ARTO remains at a similar level compared to 1 year ago.
ARTO has about the same amout of shares outstanding than it did 5 years ago.
Compared to 1 year ago, ARTO has an improved debt to assets ratio.
ARTO.PA Yearly Shares OutstandingARTO.PA Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50K 100K 150K 200K 250K
ARTO.PA Yearly Total Debt VS Total AssetsARTO.PA Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500M 1B 1.5B 2B

2.2 Solvency

ARTO has an Altman-Z score of 13.62. This indicates that ARTO is financially healthy and has little risk of bankruptcy at the moment.
The Altman-Z score of ARTO (13.62) is better than 100.00% of its industry peers.
A Debt/Equity ratio of 0.02 indicates that ARTO is not too dependend on debt financing.
With an excellent Debt to Equity ratio value of 0.02, ARTO belongs to the best of the industry, outperforming 96.43% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Altman-Z 13.62
ROIC/WACCN/A
WACC7.71%
ARTO.PA Yearly LT Debt VS Equity VS FCFARTO.PA Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500M 1B 1.5B 2B

2.3 Liquidity

ARTO has a Current Ratio of 7.48. This indicates that ARTO is financially healthy and has no problem in meeting its short term obligations.
ARTO's Current ratio of 7.48 is amongst the best of the industry. ARTO outperforms 100.00% of its industry peers.
A Quick Ratio of 7.22 indicates that ARTO has no problem at all paying its short term obligations.
ARTO has a better Quick ratio (7.22) than 100.00% of its industry peers.
Industry RankSector Rank
Current Ratio 7.48
Quick Ratio 7.22
ARTO.PA Yearly Current Assets VS Current LiabilitesARTO.PA Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2

3. Growth

3.1 Past

ARTO shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -32.91%.
The Earnings Per Share has been growing by 10.20% on average over the past years. This is quite good.
ARTO shows a small growth in Revenue. In the last year, the Revenue has grown by 1.35%.
Measured over the past years, ARTO shows a small growth in Revenue. The Revenue has been growing by 0.72% on average per year.
EPS 1Y (TTM)-32.91%
EPS 3Y5.08%
EPS 5Y10.2%
EPS Q2Q%7.01%
Revenue 1Y (TTM)1.35%
Revenue growth 3Y10.17%
Revenue growth 5Y0.72%
Sales Q2Q%-2.87%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
ARTO.PA Yearly Revenue VS EstimatesARTO.PA Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M

0

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 117.79, the valuation of ARTO can be described as expensive.
Compared to the rest of the industry, the Price/Earnings ratio of ARTO is on the same level as its industry peers.
ARTO is valuated expensively when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 117.79
Fwd PE N/A
ARTO.PA Price Earnings VS Forward Price EarningsARTO.PA Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
ARTO.PA Per share dataARTO.PA EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2K 4K 6K 8K

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)11.55
EPS Next 2YN/A
EPS Next 3YN/A

2

5. Dividend

5.1 Amount

ARTO has a yearly dividend return of 0.76%, which is pretty low.
Compared to an average industry Dividend Yield of 2.52, ARTO pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.42, ARTO's dividend is way lower than the S&P500 average.
Industry RankSector Rank
Dividend Yield 0.76%

5.2 History

On average, the dividend of ARTO grows each year by 14.87%, which is quite nice.
Dividend Growth(5Y)14.87%
Div Incr Years0
Div Non Decr Years6
ARTO.PA Yearly Dividends per shareARTO.PA Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 20 40 60

5.3 Sustainability

ARTO pays out 89.00% of its income as dividend. This is not a sustainable payout ratio.
The dividend of ARTO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP89%
EPS Next 2YN/A
EPS Next 3YN/A
ARTO.PA Yearly Income VS Free CF VS DividendARTO.PA Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M 250M
ARTO.PA Dividend Payout.ARTO.PA Dividend Payout, showing the Payout Ratio.ARTO.PA Dividend Payout.PayoutRetained Earnings

STE IND & FIN DE L'ARTOIS SA

EPA:ARTO (9/26/2025, 7:00:00 PM)

9000

-300 (-3.23%)

Chartmill FA Rating
GICS IndustryGroupTechnology Hardware & Equipment
GICS IndustryTechnology Hardware, Storage & Peripherals
Earnings (Last)09-10 2025-09-10
Earnings (Next)N/A N/A
Inst Owners0%
Inst Owner ChangeN/A
Ins Owners95.85%
Ins Owner ChangeN/A
Market Cap2.43B
AnalystsN/A
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 0.76%
Yearly Dividend68
Dividend Growth(5Y)14.87%
DP89%
Div Incr Years0
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 117.79
Fwd PE N/A
P/S 15.11
P/FCF N/A
P/OCF N/A
P/B 1.04
P/tB 1.04
EV/EBITDA N/A
EPS(TTM)76.41
EY0.85%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-62.59
FCFYN/A
OCF(TTM)-51.68
OCFYN/A
SpS595.66
BVpS8669.19
TBVpS8623.81
PEG (NY)N/A
PEG (5Y)11.55
Profitability
Industry RankSector Rank
ROA 0.83%
ROE 0.87%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 12.65%
GM 33.15%
FCFM N/A
ROA(3y)1.12%
ROA(5y)1.39%
ROE(3y)1.19%
ROE(5y)1.49%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-4.62%
PM growth 5Y9.41%
GM growth 3Y-1.75%
GM growth 5Y-1.34%
F-Score4
Asset Turnover0.07
Health
Industry RankSector Rank
Debt/Equity 0.02
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 123.32%
Cap/Sales 1.83%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 7.48
Quick Ratio 7.22
Altman-Z 13.62
F-Score4
WACC7.71%
ROIC/WACCN/A
Cap/Depr(3y)118.42%
Cap/Depr(5y)158.3%
Cap/Sales(3y)1.7%
Cap/Sales(5y)2.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-32.91%
EPS 3Y5.08%
EPS 5Y10.2%
EPS Q2Q%7.01%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.35%
Revenue growth 3Y10.17%
Revenue growth 5Y0.72%
Sales Q2Q%-2.87%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-29.95%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-546.5%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-334.68%
OCF growth 3YN/A
OCF growth 5YN/A